Real home mortgage rates. Not teasers.
Our members homeowners across the country provide the rates they receive for their mortgage. These rates are not the same as what you can see online elsewhere since they’re not teaser rates. They may be a differ just a little: a little below or litter higher what you see on other sites but they are real rates home buyers currently receive.
| Credit Score | Satisfaction | |||
|---|---|---|---|---|
| 720 - 850 | 690 - 719 | 620 - 689 | ||
| Nationally | 6.26% | 6.31% | 6.36% | |
| Credit Unions | 5.86% | 5.91% | 6.06% | 8.7/10 |
| Online lenders | 5.96% | 6.01% | 6.16% | 8.4/10 |
| Banks | 6.26% | 6.31% | 6.36% | 8.1/10 |
| 30 year fixed rate | 6.26% | 6.31% | 6.36% | |
| 30 year fixed rate FHA | 6.10% | 6.15% | 6.20% | |
| 30 year fixed rate VA | 5.84% | 5.89% | 5.94% | |
| 30 year fixed Jumbo | 6.49% | 6.87% | 7.06% | |
| 20 year fixed rate | 6.01% | 6.06% | 6.11% | |
| 15 year fixed rate | 5.76% | 5.81% | 5.86% | |
| 10 year fixed rate | 5.69% | 5.74% | 5.79% | |
| 10 year ARM | 6.24% | 6.29% | 6.34% | |
| 7 year ARM | 6.32% | 6.37% | 6.42% | |
| 5 year ARM | 6.38% | 6.43% | 6.48% | |
| 3 year ARM | 7.45% | 7.50% | 7.55% | |
| Satisfaction | 8.8/10 | 8.6/10 | 7.8/10 |
Source: MFP’s Community Home Purchase Rates Survey of 154,493 members in the last 30 days.
Home Mortgage Rates by State
Need precise rates in your state and your metro area? You can see home loans rates in your state and most major metro areas by selecting your state below. You’ll also find rates by lenders (credit unions, banks and online lenders) and by credit scores for all main loans terms.
Home Purchase Loans: Members Satisfaction Survey
The survey collect information after members went through a home purchase mortgage. We collect data on the following points:
Rate & Fee Satisfaction:
- Interest Rate: Satisfaction about the interest rate they received vs the rate they were offered.
- Overall Fees: Satisfaction with the total fees associated with the home purchase.
Process Evaluation:
- Application Process: Ease of completing the application process.
- Communication: Clarity and frequency of communication from the lender throughout the process.
- Speed: Speed of the overall home loan process.
- Overall Satisfaction: Recommendation (or not) for the mortgage experience with their lender.
Best Rated Home Loan Lenders by State
If you need references on lenders for home loans in your state and area, our home loans community survey gathers home loans lenders feedback from homeowners in your area throughout the year. You can see satisfaction with home purchase lenders in your area by selecting your state.
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