The Lenders Community Survey gathers homeowners feedback and 96 lenders recommendations for Mississippi home refinance shopping for a mortgage refinance loan can be complicated and we gathered data to help your choice.
Updated: May 1, 2025
<< Human Powered Recommendations >>
Mississippi Top Lenders for Home Refinance Loans
Jackson, Gulfport, Southaven, Hattiesburg, Biloxi, Olive Branch, Tupelo, Meridian, Greenville, Oxford, Online lenders.
Recommendations are gathered from 1,003 local Mississippi members who shopped and requested a home refinance mortgage in the past 12 months:
- – Loan Application (0 to 5): How easy it is to apply for the home refinance mortgage loan. How fast can it be done. What’s the amount of information asked. How fast do you get an answer for your loan.
- – Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- – Support & Guidance (0 to 5): Were you happy with the guidance you were offered or requested to make a good decision about your home refinance?
- – Recommendation (yes/no): Do you recommend this lender after going through the process?
More Loan Information for Mississippi Homeowners:
Home Refinance Loan Calculator
Loans Comparison Calculator: Heloc, Cash-Out, Home Equity, Renovation.
More Resources for Mississippi Homeowners.
Jackson Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Jackson’s area are Trustmark National Bank, BankPlus, and Hope Credit Union.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| Trustmark National Bank | Bank | 4.5 | 4.5 | 4.5 | 94% |
| BankPlus | Bank | 4.5 | 4.0 | 4.5 | 92% |
| Hope Credit Union | Credit Union | 4.0 | 4.5 | 4.5 | 91% |
| Cadence Bank | Bank | 4.0 | 4.0 | 4.0 | 89% |
| Magnolia State Bank | Community Bank | 4.0 | 4.0 | 4.5 | 88% |
| First Horizon Bank | Bank | 3.5 | 4.0 | 4.0 | 86% |
| Community Bank of Mississippi | Community Bank | 4.0 | 3.5 | 4.0 | 85% |
| BankFirst Financial Services | Community Bank | 3.5 | 4.0 | 4.0 | 84% |
| Keesler Federal Credit Union | Credit Union | 4.0 | 3.5 | 4.0 | 83% |
| Citizens National Bank | Bank | 3.5 | 3.5 | 4.0 | 82% |
| Bank of Brookhaven | Community Bank | 3.5 | 3.5 | 3.5 | 80% |
| First Federal Bank | Bank | 3.5 | 3.5 | 3.5 | 79% |
| PriorityOne Bank | Community Bank | 3.0 | 3.5 | 3.5 | 78% |
| Bank of Anguilla | Community Bank | 3.0 | 3.5 | 3.5 | 77% |
| Merchants & Marine Bank | Community Bank | 3.0 | 3.0 | 3.5 | 75% |
| Peoples Bank | Community Bank | 3.0 | 3.0 | 3.0 | 73% |
| United Mississippi Bank | Community Bank | 3.0 | 3.0 | 3.0 | 72% |
| Bank of Morton | Community Bank | 2.5 | 3.0 | 3.0 | 70% |
Gulfport Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Gulfport’s area are Keesler Federal Credit Union, Trustmark National Bank, and BankPlus.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| Keesler Federal Credit Union | Credit Union | 4.5 | 4.8 | 4.7 | 95% |
| Trustmark National Bank | Bank | 4.5 | 4.5 | 4.5 | 93% |
| BankPlus | Bank | 4.0 | 4.5 | 4.5 | 91% |
| Hancock Whitney Bank | Bank | 4.0 | 4.0 | 4.0 | 88% |
| Community Bank of Mississippi | Community Bank | 3.5 | 4.0 | 4.0 | 85% |
| First Horizon Bank | Bank | 3.5 | 3.5 | 4.0 | 83% |
| Gulf Coast Community Bank | Community Bank | 3.5 | 3.5 | 3.5 | 80% |
| BancorpSouth Bank | Bank | 3.0 | 3.5 | 3.5 | 78% |
| Regions Bank | Bank | 3.0 | 3.0 | 3.5 | 75% |
| Merchants & Marine Bank | Community Bank | 3.0 | 3.0 | 3.0 | 73% |
Southaven Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Southaven’s area are Trustmark National Bank, BankPlus, and First Horizon Bank.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| Trustmark National Bank | Bank | 4.5 | 4.5 | 4.5 | 94% |
| BankPlus | Bank | 4.5 | 4.0 | 4.5 | 92% |
| First Horizon Bank | Bank | 4.0 | 4.0 | 4.0 | 89% |
| Renasant Bank | Bank | 4.0 | 4.0 | 4.0 | 88% |
| Cadence Bank | Bank | 3.5 | 4.0 | 4.0 | 86% |
| Community Bank of Mississippi | Community Bank | 3.5 | 3.5 | 4.0 | 84% |
| BankFirst Financial Services | Community Bank | 3.5 | 3.5 | 3.5 | 82% |
| Regions Bank | Bank | 3.0 | 3.5 | 3.5 | 78% |
| Citizens National Bank | Bank | 3.0 | 3.0 | 3.5 | 76% |
Hattiesburg Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Hattiesburg’s area are Trustmark National Bank, Magnolia State Bank, and Hope Federal Credit Union.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| Trustmark National Bank | Bank | 4.5 | 4.5 | 4.5 | 94% |
| Magnolia State Bank | Community Bank | 4.0 | 4.5 | 4.5 | 93% |
| Hope Federal Credit Union | Credit Union | 4.0 | 4.0 | 4.5 | 91% |
| The First Bank | Community Bank | 3.5 | 4.0 | 4.0 | 88% |
| BankPlus | Bank | 3.5 | 3.5 | 4.0 | 86% |
| Keesler Federal Credit Union | Credit Union | 3.5 | 3.5 | 4.0 | 85% |
| First Horizon Bank | Bank | 3.0 | 3.5 | 3.5 | 82% |
| Citizens National Bank | Community Bank | 3.0 | 3.5 | 3.5 | 80% |
Biloxi Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Biloxi’s area are Keesler Federal Credit Union, Hope Federal Credit Union, and Trustmark National Bank.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| Keesler Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 94% |
| Hope Federal Credit Union | Credit Union | 4.0 | 4.5 | 4.5 | 92% |
| Trustmark National Bank | Bank | 4.0 | 4.0 | 4.5 | 90% |
| Hancock Whitney | Bank | 3.5 | 4.0 | 4.0 | 88% |
| The First Bank | Community Bank | 3.5 | 3.5 | 4.0 | 85% |
| BankPlus | Bank | 3.5 | 3.5 | 3.5 | 83% |
| First Horizon Bank | Bank | 3.0 | 3.5 | 3.5 | 80% |
| Citizens National Bank | Community Bank | 3.0 | 3.5 | 3.5 | 78% |
Olive Branch Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Olive Branch’s area are Trustmark National Bank, Regions Bank, and First Horizon Bank.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| Trustmark National Bank | Bank | 4.5 | 4.5 | 4.5 | 93% |
| Regions Bank | Bank | 4.0 | 4.0 | 4.5 | 91% |
| First Horizon Bank | Bank | 4.0 | 4.0 | 4.0 | 89% |
| BankPlus | Community Bank | 3.5 | 3.5 | 4.0 | 86% |
| Citizens National Bank | Community Bank | 3.5 | 3.5 | 3.5 | 84% |
| Renasant Bank | Community Bank | 3.0 | 3.5 | 3.5 | 82% |
| First Tennessee Bank | Bank | 3.0 | 3.0 | 3.5 | 80% |
Tupelo Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Tupelo’s area are Renasant Bank, Trustmark National Bank, and Cadence Bank.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| Renasant Bank | Community Bank (FDIC) | 4.5 | 4.5 | 4.5 | 93% |
| Trustmark National Bank | Bank (FDIC) | 4.0 | 4.5 | 4.5 | 91% |
| Cadence Bank | Bank (FDIC) | 4.0 | 4.0 | 4.0 | 89% |
| BancorpSouth Bank | Bank (FDIC) | 3.5 | 4.0 | 4.0 | 87% |
| Community Bank of Mississippi | Community Bank (FDIC) | 3.5 | 3.5 | 4.0 | 85% |
| First Commercial Bank | Community Bank (FDIC) | 3.0 | 3.5 | 3.5 | 82% |
| First Citizens Bank | Bank (FDIC) | 3.0 | 3.0 | 3.5 | 80% |
Meridian Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Meridian’s area are Community Bank (Meridian – 22nd Ave), Trustmark National Bank, and BankPlus.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| Community Bank (Meridian – 22nd Ave) | Community Bank (FDIC) | 4.5 | 4.5 | 4.5 | 93% |
| Trustmark National Bank | Bank (FDIC) | 4.0 | 4.5 | 4.5 | 91% |
| BankPlus | Community Bank (FDIC) | 4.0 | 4.0 | 4.0 | 89% |
| First Horizon Bank | Bank (FDIC) | 3.5 | 4.0 | 4.0 | 87% |
| Citizens National Bank | Community Bank (FDIC) | 3.5 | 3.5 | 3.5 | 85% |
| Renasant Bank | Community Bank (FDIC) | 3.0 | 3.5 | 3.5 | 82% |
| Cadence Bank | Bank (FDIC) | 3.0 | 3.0 | 3.5 | 80% |
Greenville Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Greenville’s area are Planters Bank & Trust Company, Trustmark National Bank, and Delta Bank.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| Planters Bank & Trust Company | Community Bank | 4.5 | 4.5 | 4.5 | 94% |
| Trustmark National Bank | Bank | 4.0 | 4.5 | 4.5 | 92% |
| Delta Bank | Community Bank | 4.0 | 4.0 | 4.0 | 89% |
| BankPlus | Community Bank | 3.5 | 4.0 | 4.0 | 87% |
| First Horizon Bank | Bank | 3.5 | 3.5 | 3.5 | 85% |
| Renasant Bank | Community Bank | 3.0 | 3.5 | 3.5 | 82% |
| Citizens National Bank | Community Bank | 3.0 | 3.0 | 3.5 | 80% |
Oxford Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Oxford’s area are Trustmark National Bank, Renasant Bank, and Oxford Federal Credit Union.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| Trustmark National Bank | Bank | 4.5 | 4.5 | 4.5 | 93% |
| Renasant Bank | Community Bank | 4.0 | 4.5 | 4.5 | 91% |
| Oxford Federal Credit Union | Credit Union | 4.0 | 4.0 | 4.5 | 89% |
| BankPlus | Community Bank | 3.5 | 4.0 | 4.0 | 87% |
| First Horizon Bank | Bank | 3.5 | 3.5 | 4.0 | 85% |
| Cadence Bank | Bank | 3.0 | 3.5 | 3.5 | 82% |
| Community Bank of Mississippi | Community Bank | 3.0 | 3.0 | 3.5 | 80% |
Best Mississippi Online Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended online refinance lenders in Mississippi’s are Rocket Mortgage, Trustmark National Bank and Better Mortgage.
| Lender (name) | Loan Amounts (range) | APR Range (current market rates) | Loan Terms (years offered) | Easy Application | Rate Satisfaction | Support and Guidance | Recommend % (from 0-100%) |
|---|---|---|---|---|---|---|---|
| Rocket Mortgage | $50,000 – $3,000,000 | 5.65% – 7.15% | 10, 15, 20, 30 | 5 | 4.5 | 5 | 96% |
| Trustmark National Bank | $50,000 – $2,000,000 | 5.60% – 7.10% | 15, 20, 30 | 4.5 | 4.5 | 5 | 94% |
| Better Mortgage | $100,000 – $2,500,000 | 5.70% – 7.20% | 15, 20, 30 | 4.5 | 4.5 | 4.5 | 92% |
| Renasant Bank | $50,000 – $1,500,000 | 5.65% – 7.15% | 15, 20, 30 | 4.5 | 4 | 4.5 | 90% |
| LoanDepot | $50,000 – $3,000,000 | 5.75% – 7.25% | 10, 15, 20, 25, 30 | 4 | 4 | 4.5 | 88% |
| Hope Credit Union | $50,000 – $750,000 | 5.55% – 7.05% | 15, 20, 30 | 4 | 4 | 4.5 | 86% |
| Cadence Bank | $50,000 – $1,000,000 | 5.70% – 7.20% | 15, 20, 30 | 4 | 3.5 | 4 | 84% |
| SoFi | $100,000 – $2,000,000 | 5.80% – 7.30% | 10, 15, 20, 30 | 4 | 3.5 | 4 | 83% |
| Guaranteed Rate | $50,000 – $2,000,000 | 5.85% – 7.35% | 15, 20, 30 | 3.5 | 4 | 4 | 82% |
| BankPlus | $50,000 – $500,000 | 5.65% – 7.15% | 15, 20, 30 | 3.5 | 4 | 4 | 81% |
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