The Lenders Community Survey gathers homeowners feedback and 102 lenders recommendations for West Virginia homeowners. Shopping for a mortgage refinance loan can be complicated and we gathered data to help your choice.
Updated: May 2, 2025
<< Human Powered Recommendations >>
West Virginia Top Lenders for Home Refinance Loans
Beckley, Charleston, Clarksburg, Huntington, Martinsburg, Morgantown, Parkersburg, Weirton, Wheeling, Vienna, Online lenders.
Recommendations are gathered from 853 local West Virginia members who shopped and requested a home refinance mortgage in the past 12 months:
- – Loan Application (0 to 5): How easy it is to apply for the home refinance mortgage loan. How fast can it be done. What’s the amount of information asked. How fast do you get an answer for your loan.
- – Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- – Support & Guidance (0 to 5): Were you happy with the guidance you were offered or requested to make a good decision about your home refinance?
- – Recommendation (yes/no): Do you recommend this lender after going through the process?
More Loan Information for West Virginia Homeowners:
Home Refinance Loan Calculator
Loans Comparison Calculator: Heloc, Cash-Out, Home Equity, Renovation.
More Resources for West Virginia Homeowners.
Beckley Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Beckley’s area are City National Bank, WesBanco Bank and United Bank.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| City National Bank | Bank | 4.5 | 4.5 | 4.5 | 92% |
| WesBanco Bank | Bank | 4.0 | 4.5 | 4.0 | 89% |
| United Bank | Bank | 4.0 | 4.0 | 4.5 | 88% |
| First Community Bank | Community Bank | 4.0 | 4.0 | 4.0 | 86% |
| Summit Community Bank | Community Bank | 3.5 | 4.0 | 4.0 | 85% |
| BB&T / Truist | Bank | 3.5 | 4.0 | 3.5 | 83% |
| Bank of Monroe | Community Bank | 3.5 | 3.5 | 4.0 | 82% |
| First Century Bank | Community Bank | 3.5 | 3.5 | 3.5 | 80% |
| Peoples Bank | Bank | 3.0 | 3.5 | 3.5 | 78% |
| First Bank of Charleston | Community Bank | 3.0 | 3.5 | 3.0 | 76% |
| WV Federal Credit Union | Credit Union | 3.0 | 3.0 | 3.5 | 75% |
| Clear Mountain Bank | Community Bank | 3.0 | 3.0 | 3.0 | 74% |
| Pioneer Community Bank | Community Bank | 2.5 | 3.0 | 3.0 | 72% |
| Mountain State Credit Union | Credit Union | 2.5 | 3.0 | 2.5 | 70% |
| Community Trust Bank | Community Bank | 2.5 | 2.5 | 3.0 | 68% |
Charleston Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Charleston’s area are United Bank, City National Bank, and WesBanco Bank.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| United Bank | Bank | 4.5 | 4.5 | 4.5 | 93% |
| City National Bank | Bank | 4.5 | 4.5 | 4.0 | 91% |
| WesBanco Bank | Bank | 4.0 | 4.5 | 4.0 | 89% |
| First Community Bank | Community Bank | 4.0 | 4.0 | 4.0 | 87% |
| BB&T / Truist | Bank | 3.5 | 4.0 | 3.5 | 85% |
| Summit Community Bank | Community Bank | 3.5 | 4.0 | 3.5 | 83% |
| Peoples Bank | Bank | 3.5 | 3.5 | 3.5 | 81% |
| WV Federal Credit Union | Credit Union | 3.5 | 3.5 | 3.5 | 80% |
| First Bank of Charleston | Community Bank | 3.0 | 3.5 | 3.0 | 77% |
| Clear Mountain Bank | Community Bank | 3.0 | 3.0 | 3.0 | 75% |
Clarksburg Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Clarksburg’s area are United Bank, WesBanco Bank, and First Community Bank.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| United Bank | Bank | 4.5 | 4.5 | 4.5 | 92% |
| WesBanco Bank | Bank | 4.0 | 4.5 | 4.0 | 90% |
| First Community Bank | Community Bank | 4.0 | 4.0 | 4.0 | 88% |
| City National Bank | Bank | 4.0 | 4.0 | 4.0 | 87% |
| Summit Community Bank | Community Bank | 3.5 | 4.0 | 3.5 | 85% |
| Peoples Bank | Bank | 3.5 | 3.5 | 3.5 | 83% |
| BB&T / Truist | Bank | 3.5 | 3.5 | 3.5 | 82% |
| WV Federal Credit Union | Credit Union | 3.5 | 3.5 | 3.5 | 80% |
| Clear Mountain Bank | Community Bank | 3.0 | 3.5 | 3.0 | 78% |
| Mountain State Credit Union | Credit Union | 3.0 | 3.0 | 3.0 | 75% |
Huntington Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Huntington’s area are United Bank, City National Bank, and WesBanco Bank.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| United Bank | Bank | 4.5 | 4.5 | 4.5 | 93% |
| City National Bank | Bank | 4.5 | 4.5 | 4.0 | 91% |
| WesBanco Bank | Bank | 4.0 | 4.5 | 4.0 | 89% |
| First State Bank | Community Bank | 4.0 | 4.0 | 4.0 | 87% |
| Peoples Bank | Bank | 3.5 | 4.0 | 3.5 | 85% |
| BB&T / Truist | Bank | 3.5 | 4.0 | 3.5 | 83% |
| River Cities Bank | Community Bank | 3.5 | 3.5 | 3.5 | 81% |
| WV Federal Credit Union | Credit Union | 3.5 | 3.5 | 3.5 | 80% |
| Cabell Huntington Bank | Community Bank | 3.0 | 3.5 | 3.0 | 77% |
| Clear Mountain Bank | Community Bank | 3.0 | 3.0 | 3.0 | 75% |
Martinsburg Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Martinsburg’s area are United Bank, Bank of Charles Town, and First United Bank & Trust.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| United Bank | Bank | 4.5 | 4.5 | 4.5 | 94% |
| Bank of Charles Town | Community Bank | 4.5 | 4.5 | 4.0 | 92% |
| First United Bank & Trust | Community Bank | 4.0 | 4.5 | 4.0 | 90% |
| BB&T / Truist | Bank | 4.0 | 4.0 | 4.0 | 88% |
| Peoples Bank | Bank | 4.0 | 4.0 | 3.5 | 86% |
| Community Bank of the Chesapeake | Community Bank | 3.5 | 4.0 | 3.5 | 85% |
| First Bank | Community Bank | 3.5 | 3.5 | 3.5 | 83% |
| Jefferson Security Bank | Community Bank | 3.5 | 3.5 | 3.5 | 82% |
| Berkeley County Federal Credit Union | Credit Union | 3.5 | 3.5 | 3.5 | 80% |
| CNB Bank | Community Bank | 3.0 | 3.5 | 3.0 | 78% |
Morgantown Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Morgantown’s area are United Bank, WesBanco Bank, and First United Bank & Trust.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| United Bank | Bank | 4.5 | 4.5 | 4.5 | 93% |
| WesBanco Bank | Bank | 4.5 | 4.5 | 4.0 | 91% |
| First United Bank & Trust | Community Bank | 4.0 | 4.5 | 4.0 | 90% |
| Morgantown Bank & Trust | Community Bank | 4.0 | 4.0 | 4.0 | 88% |
| City National Bank | Bank | 4.0 | 4.0 | 3.5 | 86% |
| Peoples Bank | Bank | 3.5 | 4.0 | 3.5 | 85% |
| Clear Mountain Bank | Community Bank | 3.5 | 3.5 | 3.5 | 83% |
| Monongalia County Federal Credit Union | Credit Union | 3.5 | 3.5 | 3.5 | 82% |
| BB&T / Truist | Bank | 3.5 | 3.5 | 3.0 | 80% |
| Summit Community Bank | Community Bank | 3.0 | 3.5 | 3.0 | 78% |
Parkersburg Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Parkersburg’s area are United Bank, Peoples Bank, and Summit Community Bank.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| United Bank | Bank | 4.5 | 4.5 | 4.5 | 94% |
| Peoples Bank | Bank | 4.5 | 4.5 | 4.0 | 92% |
| Summit Community Bank | Community Bank | 4.0 | 4.5 | 4.0 | 90% |
| WesBanco Bank | Bank | 4.0 | 4.0 | 4.0 | 88% |
| Parkersburg Federal Credit Union | Credit Union | 4.0 | 4.0 | 3.5 | 86% |
| BB&T / Truist | Bank | 3.5 | 4.0 | 3.5 | 84% |
| First Bank of Parkersburg | Community Bank | 3.5 | 3.5 | 3.5 | 82% |
Weirton Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Weirton’s area are WesBanco Bank, United Bank, and Hancock County Savings Bank.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| WesBanco Bank | Bank | 4.5 | 4.5 | 4.5 | 93% |
| United Bank | Bank | 4.5 | 4.5 | 4.0 | 91% |
| Hancock County Savings Bank | Community Bank | 4.0 | 4.5 | 4.0 | 90% |
| First National Bank of Pennsylvania | Bank | 4.0 | 4.0 | 4.0 | 88% |
| Peoples Bank | Bank | 3.5 | 4.0 | 3.5 | 86% |
| Weirton Federal Credit Union | Credit Union | 3.5 | 3.5 | 3.5 | 84% |
| First Commonwealth Bank | Bank | 3.5 | 3.5 | 3.0 | 82% |
Wheeling Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Wheeling’s area are WesBanco Bank, United Bank, and Wheeling Federal Credit Union.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| WesBanco Bank | Bank | 4.5 | 4.5 | 4.5 | 94% |
| United Bank | Bank | 4.5 | 4.5 | 4.0 | 92% |
| Wheeling Federal Credit Union | Credit Union | 4.0 | 4.5 | 4.0 | 90% |
| First National Bank of Pennsylvania | Bank | 4.0 | 4.0 | 4.0 | 88% |
| Main Street Bank | Community Bank | 4.0 | 4.0 | 3.5 | 86% |
| Peoples Bank | Bank | 3.5 | 4.0 | 3.5 | 84% |
| First Commonwealth Bank | Bank | 3.5 | 3.5 | 3.5 | 82% |
Vienna Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Vienna’s area are United Bank, Peoples Bank, and Summit Community Bank.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| United Bank | Bank | 4.5 | 4.5 | 4.5 | 94% |
| Peoples Bank | Bank | 4.5 | 4.5 | 4.0 | 92% |
| Summit Community Bank | Community Bank | 4.0 | 4.5 | 4.0 | 90% |
| Parkersburg Federal Credit Union | Credit Union | 4.0 | 4.0 | 4.0 | 88% |
| BB&T / Truist | Bank | 3.5 | 4.0 | 3.5 | 86% |
| First Bank of Vienna | Community Bank | 3.5 | 3.5 | 3.5 | 84% |
| Clear Mountain Bank | Community Bank | 3.5 | 3.5 | 3.0 | 82% |
Best West Virginia Online Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended online refinance lenders in West Virginia’s are Rocket Mortgage, Better Mortgage, and WesBanco.
| Lender | Loan Amounts | APR Range | Loan Terms | Easy Application | Rate Satisfaction | Support and Guidance | Recommend % |
|---|---|---|---|---|---|---|---|
| Rocket Mortgage | $50,000 – $3,000,000 | 5.80% – 7.30% | 10, 15, 20, 30 | 5 | 4.5 | 5 | 95% |
| Better Mortgage | $50,000 – $2,000,000 | 5.85% – 7.35% | 10, 15, 20, 30 | 5 | 4 | 4.5 | 92% |
| WesBanco | $50,000 – $2,000,000 | 5.90% – 7.25% | 10, 15, 20, 30 | 4 | 4 | 4.5 | 88% |
| United Bank | $50,000 – $1,500,000 | 5.95% – 7.30% | 15, 20, 30 | 4 | 4 | 4.5 | 87% |
| SoFi | $50,000 – $3,000,000 | 5.95% – 7.45% | 10, 15, 20, 30 | 4.5 | 4 | 4 | 86% |
| City National Bank | $50,000 – $1,000,000 | 6.00% – 7.40% | 15, 20, 30 | 4 | 4 | 4 | 85% |
| Chase Bank | $50,000 – $3,000,000 | 6.00% – 7.50% | 10, 15, 20, 30 | 4 | 4 | 4 | 84% |
| Truist Bank | $50,000 – $2,500,000 | 6.05% – 7.40% | 10, 15, 20, 30 | 4 | 4 | 4 | 83% |
| U.S. Bank | $50,000 – $2,500,000 | 6.05% – 7.55% | 10, 15, 20, 30 | 4 | 3.5 | 4 | 82% |
| PNC Bank | $50,000 – $2,000,000 | 6.10% – 7.60% | 10, 15, 20, 30 | 4 | 3.5 | 4 | 80% |
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