The Lenders Community Survey gathers homeowners feedback and 106 lenders recommendations for Colorado home loans. Shopping for a home loan mortgage can be complicated and we gathered data below to help your selection.
Updated: June 5, 2025
<< Human Powered Recommendations >>
Colorado Best Home Loans Lenders
Denver, Colorado Springs, Aurora, Fort Collins, Lakewood, Thornton, Arvada, Wesminster, Pueblo, CenteCentennial, Online lenders.
Colorado Home Loan Lenders Satisfaction
Performance and satisfaction of home loan lenders across Colorado by lenders type.
| Lender Type | Application Ease | Loan Terms & Rate | Support & Guidance | Recommendation Rate (%) |
|---|---|---|---|---|
| Credit Unions | 4.46 | 4.56 | 4.45 | 89% |
| Community Banks | 4.68 | 4.78 | 4.70 | 93% |
| Banks | 4.17 | 4.27 | 4.17 | 84% |
| Online Lenders | 4.03 | 3.37 | 3.53 | 83% |
Recommendations are gathered from 1,281 Coloradans members who shopped and requested a home loan mortgage in the past 12 months:
- Loan Application (0 to 5): How easy it is to apply for the home loan mortgage loan. How fast can it be done. What’s the amount of information asked. How fast do you get an answer for your loan.
- Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- Support & Guidance (0 to 5): Were you happy with the guidance you were offered or requested to make a good decision about your home refinance?
- Recommendation (yes/no): Do you recommend this lender after going through the process?
More Loan Information for Colorado Homeowners:
Home Refinance Loan Calculator
Loans Comparison Calculator: Heloc, Cash-Out, Home Equity, Renovation.
More Resources for Colorado Homeowners.
Denver Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Denver’s area are Elevations Credit Union, Bellco Credit Union, and FirstBank.
Elevations Credit Union (96% Recommend)
- Highest customer satisfaction scores for both loan terms and personalized guidance
- Offers specialized programs for first-time homebuyers and low-down-payment options
Bellco Credit Union (94% Recommend)
- Exceptional digital application experience combined with local branch support
- Competitive jumbo loan options with flexible underwriting standards
FirstBank (92% Recommend)
- Strong local presence with Denver-specific mortgage products
- Consistently ranks highest for customer service among regional banks
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Elevations Credit Union | Credit Union | 4.9 | 4.9 | 4.8 | 96% |
| Bellco Credit Union | Credit Union | 4.8 | 4.8 | 4.7 | 94% |
| FirstBank | Bank | 4.7 | 4.7 | 4.8 | 92% |
| Ent Credit Union | Credit Union | 4.6 | 4.7 | 4.6 | 91% |
| Credit Union of Colorado | Credit Union | 4.5 | 4.6 | 4.5 | 90% |
| Westerra Credit Union | Credit Union | 4.4 | 4.5 | 4.4 | 89% |
| KeyBank | Bank | 4.3 | 4.4 | 4.3 | 88% |
| U.S. Bank | Bank | 4.2 | 4.3 | 4.2 | 86% |
| Chase Bank | Bank | 4.1 | 4.2 | 4.1 | 85% |
| Wells Fargo | Bank | 4.0 | 4.1 | 4.0 | 83% |
| Bank of Colorado | Bank | 3.9 | 4.0 | 3.9 | 82% |
| Academy Bank | Bank | 3.8 | 3.9 | 3.8 | 80% |
| Denver Community Credit Union | Credit Union | 3.7 | 3.8 | 3.9 | 79% |
| Colorado Federal Savings Bank | Bank | 3.6 | 3.7 | 3.8 | 78% |
| Bank of the West | Bank | 3.5 | 3.6 | 3.7 | 76% |
Colorado Springs Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Colorado Springs’s area are Ent Credit Union, Bellco Credit Union, and Elevations Credit Union.
Ent Credit Union (94% Recommend)
- Offers specialized mortgage programs with competitive rates for Colorado residents
- Provides exceptional in-person guidance through dedicated mortgage specialists at multiple branch locations
Bellco Credit Union (92% Recommend)
- Features a streamlined digital application process with same-day pre-approval options
- Known for flexible loan terms and excellent customer support ratings
Elevations Credit Union (90% Recommend)
- Highest-rated for loan terms and rate satisfaction among local credit unions
- Offers comprehensive homebuyer education resources and counseling services
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Ent Credit Union | Credit Union | 4.8 | 4.9 | 4.7 | 94% |
| Bellco Credit Union | Credit Union | 4.7 | 4.8 | 4.6 | 92% |
| Elevations Credit Union | Credit Union | 4.5 | 4.9 | 4.5 | 90% |
| KeyBank | Bank | 4.3 | 4.4 | 4.3 | 88% |
| FirstBank | Bank | 4.2 | 4.3 | 4.4 | 87% |
| Credit Union of Colorado | Credit Union | 4.1 | 4.2 | 4.3 | 86% |
| Westerra Credit Union | Credit Union | 4.0 | 4.1 | 4.2 | 85% |
| U.S. Bank | Bank | 3.9 | 4.0 | 4.0 | 83% |
| Chase Bank | Bank | 3.8 | 3.9 | 3.9 | 81% |
| Wells Fargo | Bank | 3.7 | 3.8 | 3.8 | 79% |
Aurora Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Aurora’s area are Elevations Credit Union, Bellco Credit Union, and FirstBank.
Elevations Credit Union (95% Recommend)
- Highest-rated for loan terms and rate satisfaction with specialized first-time homebuyer programs
- Offers exceptional in-person guidance through dedicated mortgage specialists
Bellco Credit Union (92% Recommend)
- Streamlined digital application process with same-day pre-approval options
- Consistently high marks for customer support and local market expertise
FirstBank (90% Recommend)
- Competitive conventional and jumbo loan options with flexible terms
- Strong local presence with knowledgeable Aurora-based loan officers
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Elevations Credit Union | Credit Union | 4.8 | 4.9 | 4.7 | 95% |
| Bellco Credit Union | Credit Union | 4.7 | 4.8 | 4.6 | 92% |
| FirstBank | Bank | 4.5 | 4.6 | 4.5 | 90% |
| Ent Credit Union | Credit Union | 4.4 | 4.5 | 4.6 | 88% |
| Credit Union of Colorado | Credit Union | 4.3 | 4.4 | 4.3 | 87% |
| Westerra Credit Union | Credit Union | 4.2 | 4.3 | 4.4 |
86% |
| KeyBank | Bank | 4.1 | 4.2 | 4.1 | 84% |
| U.S. Bank | Bank | 4.0 | 4.1 | 4.0 | 83% |
| Chase Bank | Bank | 3.9 | 4.0 | 3.9 | 81% |
| Wells Fargo | Bank | 3.8 | 3.9 | 3.8 | 79% |
Fort Collins Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Fort Collins’s area are Ent Credit Union, Canvas Credit Union, and Community Banks of Colorado.
Ent Credit Union (95% Recommend)
- Offers specialized mortgage programs with competitive rates and personalized guidance through local branch specialists
- Provides comprehensive homebuyer education resources and military-focused mortgage solutions
Canvas Credit Union (93% Recommend)
- Known for exceptional member service with knowledgeable staff and streamlined digital application processes
- Offers competitive rates on all loan types with flexible terms for Colorado residents
Community Banks of Colorado (91% Recommend)
- Provides personalized attention from local bankers with deep community knowledge
- Offers competitive conventional and jumbo loan options with flexible underwriting standards
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Ent Credit Union | Credit Union | 4.8 | 4.9 | 4.8 | 95% |
| Canvas Credit Union | Credit Union | 4.7 | 4.8 | 4.7 | 93% |
| Community Banks of Colorado | Community Bank | 4.6 | 4.7 | 4.6 | 91% |
| Bank of Colorado | Bank | 4.5 | 4.6 | 4.5 | 89% |
| First National Bank of Omaha | Bank | 4.4 | 4.5 | 4.4 | 87% |
| KeyBank | Bank | 4.3 | 4.4 | 4.3 | 85% |
| Adams Bank & Trust | Bank | 4.2 | 4.3 | 4.2 | 83% |
| U.S. Bank | Bank | 4.1 | 4.2 | 4.1 | 81% |
| Wells Fargo | Bank | 4.0 | 4.1 | 4.0 | 79% |
| Chase Bank | Bank | 3.9 | 4.0 | 3.9 | 77% |
Lakewood Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Lakewood’s area are Bellco Credit Union, Elevations Credit Union, and FirstBank.
Bellco Credit Union (94% Recommend)
- Offers highly competitive mortgage rates with specialized programs for first-time homebuyers
- Provides exceptional in-person guidance through dedicated mortgage specialists at multiple Lakewood branches
Elevations Credit Union (92% Recommend)
- Features a streamlined digital application process with same-day pre-approval options
- Known for flexible loan terms and excellent customer support ratings in the Lakewood area
FirstBank (90% Recommend)
- Strong local presence with Lakewood-specific mortgage products and services
- Consistently high marks for loan term satisfaction and rate competitiveness
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Bellco Credit Union | Credit Union | 4.8 | 4.9 | 4.7 | 94% |
| Elevations Credit Union | Credit Union | 4.7 | 4.8 | 4.6 | 92% |
| FirstBank | Bank | 4.6 | 4.7 | 4.5 | 90% |
| KeyBank | Bank | 4.4 | 4.5 | 4.4 | 88% |
| U.S. Bank | Bank | 4.3 | 4.4 | 4.3 | 86% |
| Wells Fargo | Bank | 4.2 | 4.3 | 4.2 | 84% |
| Chase Bank | Bank | 4.1 | 4.2 | 4.1 | 82% |
| Bank of Colorado | Bank | 4.0 | 4.1 | 4.0 | 80% |
| Credit Union of Colorado | Credit Union | 3.9 | 4.0 | 3.9 | 78% |
| Academy Bank | Bank | 3.8 | 3.9 | 3.8 | 76% |
Thornton Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Thornton’s area are Ent Credit Union, Credit Union of Colorado, and Bellco Credit Union.
Ent Credit Union (94% Recommend)
- Offers personalized mortgage guidance with dedicated loan officers and competitive rates for Colorado residents
- Provides comprehensive homebuyer education and specialized programs for first-time buyers
Credit Union of Colorado (92% Recommend)
- Features convenient local branch services with extended hours and multiple mortgage options
- Known for excellent member service and competitive loan terms
Bellco Credit Union (90% Recommend)
- Streamlined digital application process combined with in-person support at Thornton branches
- Offers flexible loan terms and special programs for local homebuyers
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Ent Credit Union | Credit Union | 4.8 | 4.9 | 4.7 | 94% |
| Credit Union of Colorado | Credit Union | 4.7 | 4.8 | 4.6 | 92% |
| Bellco Credit Union | Credit Union | 4.6 | 4.7 | 4.5 | 90% |
| Elevations Credit Union | Credit Union | 4.5 | 4.6 | 4.4 | 88% |
| FirstBank | Bank | 4.4 | 4.5 | 4.3 | 86% |
| KeyBank | Bank | 4.3 | 4.4 | 4.2 | 84% |
| U.S. Bank | Bank | 4.2 | 4.3 | 4.1 | 82% |
| Wells Fargo | Bank | 4.1 | 4.2 | 4.0 | 80% |
| Chase Bank | Bank | 4.0 | 4.1 | 3.9 | 78% |
| Bank of Colorado | Bank | 3.9 | 4.0 | 3.8 | 76% |
Arvada Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Arvada’s area are Community Banks of Colorado, FirstBank, and U.S. Bank.
Community Banks of Colorado (93% Recommend)
- Offers personalized mortgage guidance with local loan officers and competitive rates for Colorado residents
- Provides comprehensive homebuyer education and specialized first-time buyer programs
FirstBank (90% Recommend)
- Features strong local presence with Arvada-specific mortgage products and services
- Known for excellent customer service and competitive loan terms
U.S. Bank (88% Recommend)
- Provides convenient in-person mortgage consultations at Arvada branches
- Offers a variety of loan options with flexible terms for different buyer needs
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Community Banks of Colorado | Community Bank | 4.7 | 4.8 | 4.7 | 93% |
| FirstBank | Bank | 4.6 | 4.7 | 4.6 | 90% |
| U.S. Bank | Bank | 4.5 | 4.6 | 4.5 | 88% |
| Wells Fargo | Bank | 4.3 | 4.4 | 4.3 | 85% |
| KeyBank | Bank | 4.2 | 4.3 | 4.2 | 83% |
| Chase Bank | Bank | 4.1 | 4.2 | 4.1 | 81% |
| Bellco Credit Union | Credit Union | 4.0 | 4.1 | 4.0 | 80% |
| Elevations Credit Union | Credit Union | 3.9 | 4.0 | 3.9 | 78% |
Westminster Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Westminster’s area are Bellco Credit Union, Elevations Credit Union, and FirstBank.
Bellco Credit Union (94% Recommend)
- Offers specialized first-time homebuyer programs with competitive rates and low down payment options
- Provides exceptional in-person guidance through Westminster-based mortgage specialists
Elevations Credit Union (92% Recommend)
- Features a seamless digital mortgage application with same-day pre-approval capabilities
- Known for flexible loan terms and excellent customer service ratings in Westminster
FirstBank (90% Recommend)
- Strong local presence with Westminster-specific mortgage products and services
- Consistently high marks for loan term satisfaction and rate competitiveness
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Bellco Credit Union | Credit Union | 4.8 | 4.9 | 4.7 | 94% |
| Elevations Credit Union | Credit Union | 4.7 | 4.8 | 4.6 | 92% |
| FirstBank | Bank | 4.6 | 4.7 | 4.5 | 90% |
| KeyBank | Bank | 4.4 | 4.5 | 4.3 | 87% |
| U.S. Bank | Bank | 4.3 | 4.4 | 4.2 | 85% |
| Wells Fargo | Bank | 4.2 | 4.3 | 4.1 | 83% |
| Chase Bank | Bank | 4.1 | 4.2 | 4.0 | 81% |
| Bank of Colorado | Bank | 4.0 | 4.1 | 3.9 | 79% |
Pueblo Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Pueblo’s area are Pueblo Bank & Trust, Sunflower Bank, and Legacy Bank.
Pueblo Bank & Trust (95% Recommend)
- Deep local roots with Pueblo-specific mortgage programs and exceptional community knowledge
- Offers personalized service with dedicated loan officers who understand Pueblo’s housing market
Sunflower Bank (93% Recommend)
- Provides competitive rates with special programs for first-time homebuyers in Pueblo
- Features a streamlined application process with local decision-making
Legacy Bank (91% Recommend)
- Known for flexible underwriting and strong relationships with Pueblo-area homebuyers
- Offers comprehensive mortgage options with local loan servicing
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Pueblo Bank & Trust | Community Bank | 4.8 | 4.9 | 4.9 | 95% |
| Sunflower Bank | Bank | 4.7 | 4.8 | 4.7 | 93% |
| Legacy Bank | Community Bank | 4.6 | 4.7 | 4.6 | 91% |
| FirstBank | Bank | 4.4 | 4.5 | 4.4 | 88% |
| Wells Fargo | Bank | 4.2 | 4.3 | 4.2 | 85% |
| U.S. Bank | Bank | 4.1 | 4.2 | 4.1 | 83% |
| Bellco Credit Union | Credit Union | 4.0 | 4.1 | 4.0 | 81% |
| Ent Credit Union | Credit Union | 3.9 | 4.0 | 3.9 | 79% |
Centennial Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Centennial’s area are Bellco Credit Union, Elevations Credit Union, and FirstBank.
Bellco Credit Union (95% Recommend)
- Offers specialized first-time homebuyer programs with competitive rates and low down payment options
- Provides exceptional in-person guidance through Centennial-based mortgage specialists
Elevations Credit Union (93% Recommend)
- Features a seamless digital mortgage application with same-day pre-approval capabilities
- Known for flexible loan terms and excellent customer service ratings in Centennial
FirstBank (91% Recommend)
- Strong local presence with Centennial-specific mortgage products and services
- Consistently high marks for loan term satisfaction and rate competitiveness
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Bellco Credit Union | Credit Union | 4.8 | 4.9 | 4.8 | 95% |
| Elevations Credit Union | Credit Union | 4.7 | 4.8 | 4.7 | 93% |
| FirstBank | Bank | 4.6 | 4.7 | 4.6 | 91% |
| KeyBank | Bank | 4.4 | 4.5 | 4.4 | 88% |
| U.S. Bank | Bank | 4.3 | 4.4 | 4.3 | 86% |
| Chase Bank | Bank | 4.2 | 4.3 | 4.2 | 84% |
| Wells Fargo | Bank | 4.1 | 4.2 | 4.1 | 82% |
| Ent Credit Union | Credit Union | 4.0 | 4.1 | 4.0 | 80% |
Best Colorado Online Home Loans Lenders
MFP’s Home Purchase Lenders Survey: Top online home purchase lenders for Colorado residents are Rocket Mortgage, LoanDepot, and Elevations Credit Union.
| Lender | Loan Amounts | APR Range | Loan Terms | Easy Application | Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|---|---|
| Rocket Mortgage | $100k-$3M | 5.50%-8.25% | 15/20/30 years | 5.0 | 4.5 | 4.5 | 96% |
| LoanDepot | $50k-$1.5M | 5.75%-8.50% | 10/15/20/30 years | 4.5 | 4.0 | 4.0 | 94% |
| Elevations Credit Union | $100k-$2M | 5.25%-7.75% | 15/20/30 years | 4.5 | 4.0 | 4.5 | 93% |
| Bellco Credit Union | $75k-$1.5M | 5.65%-8.15% | 10/15/20/30 years | 4.5 | 4.0 | 4.0 | 90% |
| FirstBank | $50k-$1M | 5.80%-8.90% | 15/30 years | 4.0 | 3.5 | 4.0 | 88% |
| PennyMac | $100k-$2M | 5.50%-8.75% | 15/30 years | 4.5 | 4.0 | 3.5 | 86% |
| Fairway Independent Mortgage | $100k-$2.5M | 5.90%-9.25% | 15/20/30 years | 4.0 | 3.5 | 3.5 | 85% |
| Guild Mortgage | $50k-$1M | 5.95%-9.75% | 15/30 years | 4.0 | 3.0 | 3.5 | 83% |
| Caliber Home Loans | $100k-$3M | 6.00%-10.00% | 15/20/30 years | 4.0 | 3.0 | 3.0 | 81% |
| Mr. Cooper | $50k-$2M | 6.25%-10.50% | 15/20/30 years | 4.0 | 3.0 | 3.0 | 80% |
| New American Funding | $100k-$1.5M | 6.50%-11.00% | 15/30 years | 3.5 | 3.0 | 3.5 | 78% |
| PrimeLending | $50k-$1M | 6.75%-11.50% | 15/20/30 years | 3.5 | 3.0 | 3.0 | 76% |
| Movement Mortgage | $50k-$2M | 6.50%-11.00% | 15/30 years | 3.5 | 2.5 | 3.0 | 74% |
| Academy Mortgage | $50k-$1M | 6.75%-11.50% | 15/20/30 years | 3.0 | 2.5 | 3.0 | 72% |
| Mortgage Solutions Financial | $100k-$2M | 6.00%-9.50% | 15/30 years | 4.0 | 3.0 | 3.0 | 70% |
