The Lenders Community Survey gathers homeowners feedback and 71 lender recommendations for Delaware homeowners. Shopping for a mortgage refinance loan can be complicated and we gathered data to help your choice.
Updated: April 29, 2025
<< Human Powered Recommendations >>
Delaware Top Lenders for Home Refinance Loans
Wilmington, Dover, Newark, Middletown, Smyrna, Milford, Online lenders.
Recommendations are gathered from 672 Delaware members who shopped and requested a home refinance mortgage in the past 12 months:
- – Loan Application (0 to 5): How easy it is to apply for the home refinance mortgage loan. How fast can it be done. What’s the amount of information asked. How fast do you get an answer for your loan.
- – Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- – Support & Guidance (0 to 5): Were you happy with the guidance you were offered or requested to make a good decision about your home refinance?
- – Recommendation (yes/no): Do you recommend this lender after going through the process?
More Loan Information for Delaware Homeowners:
Home Refinance Loan Calculator
Loans Comparison Calculator: Heloc, Cash-Out, Home Equity, Renovation.
More Delaware Homeowners Resources.
Wilmington Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Wilmington’s area are WSFS Bank, DEXSTA Federal Credit Union, and PNC Bank.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| WSFS Bank | Bank | 4.5 | 4.5 | 4.5 | 92% |
| DEXSTA Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 90% |
| PNC Bank | Bank | 4.0 | 4.5 | 4.0 | 88% |
| TD Bank | Bank | 4.0 | 4.0 | 4.0 | 85% |
| M&T Bank | Bank | 4.0 | 4.0 | 4.0 | 84% |
| Bank of America | Bank | 3.5 | 4.0 | 3.5 | 82% |
| Citizens Bank | Bank | 3.5 | 3.5 | 3.5 | 80% |
| Artisans’ Bank | Community Bank | 3.5 | 4.0 | 3.5 | 79% |
| JPMorgan Chase Bank | Bank | 3.5 | 3.5 | 3.5 | 78% |
| Delaware First Federal Credit Union | Credit Union | 3.5 | 3.5 | 3.5 | 77% |
| Wilmington Savings Fund Society (WSFS) | Bank | 3.0 | 3.5 | 3.0 | 75% |
| Fulton Bank | Bank | 3.0 | 3.0 | 3.0 | 72% |
| First Citizens Community Bank | Community Bank | 3.0 | 3.0 | 3.0 | 70% |
Dover Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Dover’s area are Delaware First Federal Credit Union, WSFS Bank, and PNC Bank.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| Delaware First Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 91% |
| WSFS Bank | Bank | 4.5 | 4.5 | 4.0 | 89% |
| PNC Bank | Bank | 4.0 | 4.5 | 4.0 | 87% |
| M&T Bank | Bank | 4.0 | 4.0 | 4.0 | 85% |
| Artisans’ Bank | Community Bank | 3.5 | 4.0 | 4.0 | 83% |
| TD Bank | Bank | 3.5 | 4.0 | 3.5 | 82% |
| Bank of America | Bank | 3.5 | 3.5 | 3.5 | 80% |
| Citizens Bank | Bank | 3.5 | 3.5 | 3.5 | 78% |
| First Citizens Community Bank | Community Bank | 3.0 | 3.5 | 3.5 | 76% |
| Fulton Bank | Bank | 3.0 | 3.0 | 3.0 | 73% |
Newark Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Newark’s area are DEXSTA Federal Credit Union, WSFS Bank, and PNC Bank.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| DEXSTA Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 92% |
| WSFS Bank | Bank | 4.5 | 4.5 | 4.0 | 90% |
| PNC Bank | Bank | 4.0 | 4.5 | 4.0 | 88% |
| TD Bank | Bank | 4.0 | 4.0 | 4.0 | 86% |
| M&T Bank | Bank | 4.0 | 4.0 | 4.0 | 85% |
| Artisans’ Bank | Community Bank | 3.5 | 4.0 | 4.0 | 83% |
| Bank of America | Bank | 3.5 | 4.0 | 3.5 | 81% |
| Citizens Bank | Bank | 3.5 | 3.5 | 3.5 | 79% |
| Delaware First Federal Credit Union | Credit Union | 3.5 | 3.5 | 3.5 | 77% |
| Fulton Bank | Bank | 3.0 | 3.5 | 3.0 | 74% |
Middletown Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Middletown’s area are WSFS Bank, PNC Bank, and Artisans’ Bank.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| WSFS Bank | Bank | 4.5 | 4.5 | 4.5 | 91% |
| PNC Bank | Bank | 4.0 | 4.5 | 4.0 | 88% |
| Artisans’ Bank | Community Bank | 4.0 | 4.0 | 4.0 | 86% |
| M&T Bank | Bank | 4.0 | 4.0 | 4.0 | 85% |
| TD Bank | Bank | 3.5 | 4.0 | 3.5 | 83% |
| Citizens Bank | Bank | 3.5 | 3.5 | 3.5 | 80% |
| First Citizens Community Bank | Community Bank | 3.0 | 3.5 | 3.5 | 77% |
Smyrna Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Smyrna’s area are WSFS Bank, Delaware First Federal Credit Union, and PNC Bank.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| WSFS Bank | Bank | 4.5 | 4.5 | 4.5 | 92% |
| Delaware First Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 91% |
| PNC Bank | Bank | 4.0 | 4.5 | 4.0 | 88% |
| M&T Bank | Bank | 4.0 | 4.0 | 4.0 | 86% |
| Artisans’ Bank | Community Bank | 4.0 | 4.0 | 4.0 | 85% |
| TD Bank | Bank | 3.5 | 4.0 | 3.5 | 83% |
| Citizens Bank | Bank | 3.5 | 3.5 | 3.5 | 81% |
| First Citizens Community Bank | Community Bank | 3.5 | 3.5 | 3.5 | 79% |
| Fulton Bank | Bank | 3.0 | 3.5 | 3.0 | 76% |
| DEXSTA Federal Credit Union | Credit Union | 3.0 | 3.5 | 3.0 | 74% |
Milford Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Milford’s area are Delaware First Federal Credit Union, WSFS Bank, and PNC Bank.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| Delaware First Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 93% |
| WSFS Bank | Bank | 4.5 | 4.5 | 4.0 | 90% |
| PNC Bank | Bank | 4.0 | 4.5 | 4.0 | 88% |
| Artisans’ Bank | Community Bank | 4.0 | 4.0 | 4.0 | 86% |
| M&T Bank | Bank | 4.0 | 4.0 | 4.0 | 85% |
| TD Bank | Bank | 3.5 | 4.0 | 3.5 | 83% |
| Citizens Bank | Bank | 3.5 | 3.5 | 3.5 | 80% |
| First Citizens Community Bank | Community Bank | 3.5 | 3.5 | 3.5 | 78% |
| Fulton Bank | Bank | 3.0 | 3.5 | 3.0 | 75% |
| DEXSTA Federal Credit Union | Credit Union | 3.0 | 3.5 | 3.0 | 73% |
Online Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended online refinance lenders in Delaware are Rocket Mortgage, WSFS Bank and Better.com.
| Lenders | Loan Amounts | APR Range | Easy Application (0-5) | Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend (%) |
|---|---|---|---|---|---|---|
| Rocket Mortgage | $100k-$3M | 2.5%-5.5% | 5.0 | 4.5 | 4.5 | 95% |
| WSFS Bank | $100k-$2M | 2.75%-5.25% | 4.5 | 4.5 | 4.5 | 93% |
| Better.com | $100k-$2M | 2.75%-5.25% | 4.5 | 4.5 | 4.0 | 92% |
| PNC Bank | $100k-$3M | 2.5%-5.75% | 4.0 | 4.5 | 4.0 | 89% |
| Delaware First FCU | $100k-$1.5M | 2.5%-5.0% | 4.0 | 4.5 | 4.5 | 88% |
| LoanDepot | $100k-$3M | 2.5%-5.75% | 4.5 | 4.0 | 4.0 | 87% |
| M&T Bank | $100k-$2M | 2.75%-5.5% | 4.0 | 4.0 | 4.0 | 85% |
| Artisans’ Bank | $100k-$1.5M | 2.75%-5.25% | 3.5 | 4.0 | 4.5 | 84% |
| TD Bank | $100k-$2M | 2.75%-5.75% | 4.0 | 3.5 | 3.5 | 82% |
| Citizens Bank | $100k-$2M | 2.75%-5.75% | 3.5 | 3.5 | 3.5 | 80% |
Related Articles
Home Mortgage Refinance
