Home
Home Improvements & Repairs Programs

Author: admin

1 Star2 Stars3 Stars4 Stars5 Stars (675 votes, average: 4.06 out of 5)
Loading...
Details



Search for State Home Improvement Programs


Owning a home is a huge investment coming with big responsibilities. Our home is where we live, play, sleep and raise our families, but when the time for repairs comes, not all Americans can afford to maintain their home in a good and safe condition. There are several programs in place that can help you pay for all types of home repairs and/or improvement projects.
This types of government programs are offered by both the Federal and your State. Major states like California, Florida, Illinois, New York, Ohio, Pennsylvania and Texas have robust and complete programs while other smaller state sometime lack much resources for families. Big cities also always have such programs in place and some smaller counties often do too.
The important is to contact the local organization(s) in charge, find out the requirements, and apply to obtain your fundings. Some programs’ funding can run out of budget quickly and you may need to wait a few months to receive funding. The income thresholds varies by county: this mean the income limit is usually higher in richer counties than less affluent ones. Be dilligent and patient.
Home improvement assistance programs are usually allocated in priority for low income families (but the bar can be sometime be quite high), disabled people and veterans.
The type of immprovement or repairs eligible are usually the important ones needed to maintain your safety and health. Repairs to roofs, exterior walls, foundations, electrical and plumbing are usually accepted. If you have emergency repairs and can’t wait to get government help we recommend you contact your closest Habitat for Humanity for help. They can direct you to other local resources and their local volunteers can sometime help quickly.

Federal Home Improvement Programs     

or
 

Government Home Improvement Programs

9 votes, average: 4.56 out of 59 votes, average: 4.56 out of 59 votes, average: 4.56 out of 59 votes, average: 4.56 out of 59 votes, average: 4.56 out of 5 (9 votes, average: 4.56 out of 5, rated)
 

Programs offering financial assistance through the form of grants, deferred-payments loans, no-interest loans and interest loans for low income families of owner occupied homes.

Home Repair Grants

10 votes, average: 3.70 out of 510 votes, average: 3.70 out of 510 votes, average: 3.70 out of 510 votes, average: 3.70 out of 510 votes, average: 3.70 out of 5 (10 votes, average: 3.70 out of 5, rated)
 

Home repair and improvement grants and aid are available through most city and county governments and also through many local organizations.

Home Improvement Insurance

90 votes, average: 4.40 out of 590 votes, average: 4.40 out of 590 votes, average: 4.40 out of 590 votes, average: 4.40 out of 590 votes, average: 4.40 out of 5 (90 votes, average: 4.40 out of 5, rated)
 

HUD provides insurance to lenders on most home improvement loans. This allows consumers to obtain a more affordable loan for home improvements and repairs.

 

Veterans Housing

52 votes, average: 4.02 out of 552 votes, average: 4.02 out of 552 votes, average: 4.02 out of 552 votes, average: 4.02 out of 552 votes, average: 4.02 out of 5 (52 votes, average: 4.02 out of 5, rated)
 

The VA offers grant programs for veterans with service and non-service related disabilities who need to make alterations and adaptions to their homes.

Home Improvement Loans

81 votes, average: 4.88 out of 581 votes, average: 4.88 out of 581 votes, average: 4.88 out of 581 votes, average: 4.88 out of 581 votes, average: 4.88 out of 5 (81 votes, average: 4.88 out of 5, rated)
 

Title I Home Improvement Loans are available through HUD approved lenders and can be used for small to large home repairs and improvements. These loans can also be used in conjunction with 203 (k) loans.

203k Rehabilitation

171 votes, average: 4.09 out of 5171 votes, average: 4.09 out of 5171 votes, average: 4.09 out of 5171 votes, average: 4.09 out of 5171 votes, average: 4.09 out of 5 (171 votes, average: 4.09 out of 5, rated)
 

This is the main HUD program for home repair assistance to single family dwellings. The funds available from this program can also be used to expand single family dwellings. The 203 (k) rehabilitation loan can be used with other programs to finance home rehabilitation and repair projects.