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Idaho Best Lenders and Insurers

Author: Data Team

See the top-rated mortgage, loan, and insurance providers across Idaho's major cities, based on recommendations from local residents in MFP's Community Surveys.
Updated: September 29 2026
Boise Caldwell Coeur d’Alene Idaho Falls Meridian Nampa Pocatello Twin Falls Online

Boise

The top-rated lenders and insurers in Boise, ID, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Idaho Central Credit Union
  2. Mountain America Credit Union
  3. U.S. Bank
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Best Refinance
  1. Idaho Central Credit Union
  2. U.S. Bank
  3. Bank of Idaho
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Best Auto Loan
  1. CapEd Credit Union
  2. Mountain America Credit Union
  3. Goldenwest Credit Union
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Best Personal Loan
  1. Idaho Central Credit Union
  2. CapEd Credit Union
  3. Mountain America Credit Union
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Best Home Insurance
  1. USAA
  2. State Farm
  3. Meridian Insurance
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Best Auto Insurance
  1. The Hartwell Corporation
  2. Chris Baldwin, agent, State Farm
  3. Juliet Blick, agent, State Farm
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Caldwell

The top-rated lenders and insurers in Caldwell, ID, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. CapEd Credit Union
  2. Idaho Central Credit Union
  3. D.L. Evans Bank
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Best Refinance
  1. Idaho Central Credit Union
  2. D.L. Evans Bank
  3. U.S. Bank
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Best Auto Loan
  1. CapEd Credit Union
  2. Idaho Central Credit Union
  3. Pioneer Federal Credit Union
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Best Personal Loan
  1. Idaho Central Credit Union
  2. Clarity Credit Union
  3. CapEd Credit Union
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Best Home Insurance
  1. Caldwell Roach Insurance
  2. Nationwide
  3. State Farm
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Best Auto Insurance
  1. Garrett Miyauchi, agent, State Farm
  2. Mike Hanson, agent, State Farm
  3. Ken Wells, agent, State Farm
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Coeur d’Alene

The top-rated lenders and insurers in Coeur d’Alene, ID, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Idaho Central Credit Union
  2. Mountain West Bank
  3. Wells Fargo
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Best Refinance
  1. Horizon Credit Union
  2. Umpqua Bank
  3. Bank of Idaho
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Best Auto Loan
  1. STCU
  2. Idaho Central Credit Union
  3. Horizon Credit Union
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Best Personal Loan
  1. Numerica Credit Union
  2. STCU
  3. Idaho Central Credit Union
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Best Home Insurance
  1. Allstate
  2. State Farm
  3. Chubb
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Idaho Falls

The top-rated lenders and insurers in Idaho Falls, ID, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Idaho Central Credit Union
  2. Westmark Credit Union
  3. D.L. Evans Bank
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Best Refinance
  1. Idaho Central Credit Union
  2. Mountain America Credit Union
  3. Bank of Idaho
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Best Auto Loan
  1. Frontier Credit Union
  2. Westmark Credit Union
  3. Idaho Central Credit Union
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Best Personal Loan
  1. Idaho Central Credit Union
  2. Westmark Credit Union
  3. Beehive Federal Credit Union
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Best Home Insurance
  1. State Farm
  2. Allstate
  3. Travelers
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Best Auto Insurance
  1. Jory Inama, agent, State Farm
  2. Nate Blanchard, agent, State Farm
  3. Bobby Romander, agent, State Farm
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Meridian

The top-rated lenders and insurers in Meridian, ID, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Idaho Central Credit Union
  2. Mountain America Credit Union
  3. D.L. Evans Bank
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Best Refinance
  1. Idaho Central Credit Union
  2. U.S. Bank
  3. Bank of Idaho
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Best Auto Loan
  1. CapEd Credit Union
  2. Mountain America Credit Union
  3. Pioneer Federal Credit Union
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Best Personal Loan
  1. Idaho Central Credit Union
  2. CapEd Credit Union
  3. Mountain America Credit Union
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Best Home Insurance
  1. Meridian Insurance
  2. Nationwide
  3. State Farm
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Best Auto Insurance
  1. Kathy Chambers, agent, State Farm
  2. Steve Crowl, agent, State Farm
  3. Albert Rivera, agent, State Farm
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Nampa

The top-rated lenders and insurers in Nampa, ID, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Idaho Central Credit Union
  2. Mountain America Credit Union
  3. CapEd Credit Union
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Best Refinance
  1. Idaho Central Credit Union
  2. U.S. Bank
  3. D.L. Evans Bank
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Best Auto Loan
  1. CapEd Credit Union
  2. Mountain America Credit Union
  3. Pioneer Federal Credit Union
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Best Personal Loan
  1. Idaho Central Credit Union
  2. Clarity Credit Union
  3. CapEd Credit Union
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Best Home Insurance
  1. State Farm
  2. Allstate
  3. Nationwide
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Best Auto Insurance
  1. Ken Wells, agent, State Farm
  2. Shawn Kerr, agent, State Farm
  3. Beau Murray, agent, State Farm
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Pocatello

The top-rated lenders and insurers in Pocatello, ID, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Idaho Central Credit Union
  2. Westmark Credit Union
  3. Citizens Community Bank
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Best Refinance
  1. Idaho Central Credit Union
  2. Mountain America Credit Union
  3. D.L. Evans Bank
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Best Personal Loan
  1. Idaho Central Credit Union
  2. Lookout Credit Union
  3. Westmark Credit Union
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Best Home Insurance
  1. Nationwide
  2. State Farm
  3. Travelers
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Best Auto Insurance
  1. Aaron Moore, agent, State Farm
  2. Summer Jackman, agent, State Farm
  3. Steve Roberts, agent, State Farm
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Twin Falls

The top-rated lenders and insurers in Twin Falls, ID, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Idaho Central Credit Union
  2. D.L. Evans Bank
  3. First Federal Savings Bank of Twin Falls
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Best Refinance
  1. Idaho Central Credit Union
  2. D.L. Evans Bank
  3. U.S. Bank
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Best Auto Loan
  1. Idaho Central Credit Union
  2. CapEd Credit Union
  3. Mountain America Credit Union
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Best Personal Loan
  1. Idaho Central Credit Union
  2. Westmark Credit Union
  3. First Federal Savings Bank
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Best Home Insurance
  1. Debbie Lattin Insurance
  2. State Farm
  3. Nationwide
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Best Auto Insurance
  1. Matt Stokes, agent, State Farm
  2. Doug Stokes, agent, State Farm
  3. Patrick Buchanan, agent, State Farm
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Best Online Lenders in Idaho

Top-rated online lenders serving Idaho residents statewide, based on recommendations from MFP's Community Surveys.
Best Home Mortgage
  1. Better Mortgage
  2. Rocket Mortgage
  3. Guaranteed Rate
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Best Refinance
  1. Rocket Mortgage
  2. Ally Home
  3. Idaho Central Credit Union
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Best Auto Loan
  1. Idaho Central Credit Union
  2. CapEd Credit Union
  3. Frontier Credit Union
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Best Personal Loan
  1. Idaho Central Credit Union
  2. Clarity Credit Union
  3. CapEd Credit Union
See full ranking →