The Lenders Community Survey gathers homeowners feedback and 108 lenders recommendations for Kansas home refinance shopping for a mortgage refinance loan can be complicated and we gathered data to help your choice.
Updated: May 1, 2025
<< Human Powered Recommendations >>
Kansas Top Lenders for Home Refinance Loans
Wichita, Overland Park, Kansas City, Olathe, Topeka, Lawrence, Shawnee, Lenexa, Manhattan, Salina, Online lenders.
Recommendations are gathered from 998 local Kansas members who shopped and requested a home refinance mortgage in the past 12 months:
- – Loan Application (0 to 5): How easy it is to apply for the home refinance mortgage loan. How fast can it be done. What’s the amount of information asked. How fast do you get an answer for your loan.
- – Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- – Support & Guidance (0 to 5): Were you happy with the guidance you were offered or requested to make a good decision about your home refinance?
- – Recommendation (yes/no): Do you recommend this lender after going through the process?
More Loan Information for Kansas Homeowners:
Home Refinance Loan Calculator
Loans Comparison Calculator: Heloc, Cash-Out, Home Equity, Renovation.
More Resources for Kansas Homeowners.
Wichita Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Wichita’s area are Credit Union of America, Fidelity Bank and Emprise Bank.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| Credit Union of America | Credit Union | 4.5 | 4.5 | 4.5 | 93% |
| Fidelity Bank | Bank | 4.0 | 4.5 | 4.0 | 90% |
| Emprise Bank | Bank | 4.0 | 4.0 | 4.0 | 88% |
| Meritrust Credit Union | Credit Union | 3.5 | 4.0 | 4.0 | 85% |
| Legacy Bank | Community Bank | 3.5 | 3.5 | 4.0 | 83% |
| Equity Bank | Bank | 3.5 | 3.5 | 3.5 | 80% |
| Southwest National Bank | Community Bank | 3.0 | 3.5 | 3.5 | 78% |
| Peoples Bank | Community Bank | 3.0 | 3.0 | 3.5 | 75% |
| Mid American Credit Union | Credit Union | 3.0 | 3.0 | 3.0 | 72% |
| Conway Bank | Community Bank | 2.5 | 3.0 | 3.0 | 70% |
Overland Park Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Overland Park’s area are CommunityAmerica Credit Union, Mazuma Credit Union, and Legacy Bank.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| CommunityAmerica Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 94% |
| Mazuma Credit Union | Credit Union | 4.0 | 4.5 | 4.5 | 92% |
| Legacy Bank | Community Bank | 4.0 | 4.0 | 4.0 | 89% |
| Mainstreet Credit Union | Credit Union | 3.5 | 4.0 | 4.0 | 87% |
| Fidelity Bank | Bank | 3.5 | 3.5 | 4.0 | 85% |
| Emprise Bank | Bank | 3.5 | 3.5 | 3.5 | 83% |
| Equity Bank | Bank | 3.0 | 3.5 | 3.5 | 80% |
| Peoples Bank | Community Bank | 3.0 | 3.0 | 3.5 | 78% |
| Southwest National Bank | Community Bank | 3.0 | 3.0 | 3.0 | 75% |
| Conway Bank | Community Bank | 2.5 | 3.0 | 3.0 | 72% |
Kansas City Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Kansas City’s area are CommunityAmerica Credit Union, Mainstreet Credit Union, and Farmers Bank of Kansas City.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| CommunityAmerica Credit Union | Credit Union | 4.5 | 4.7 | 4.8 | 95% |
| Mainstreet Credit Union | Credit Union | 4.5 | 4.6 | 4.7 | 94% |
| Farmers Bank of Kansas City | Community Bank | 4.4 | 4.5 | 4.6 | 93% |
| Legacy Bank | Community Bank | 4.3 | 4.4 | 4.5 | 90% |
| Equity Bank | Bank | 4.2 | 4.3 | 4.4 | 89% |
| Fidelity Bank | Bank | 4.1 | 4.2 | 4.3 | 88% |
| Emprise Bank | Bank | 4.0 | 4.1 | 4.2 | 87% |
| Peoples Bank | Community Bank | 3.9 | 4.0 | 4.1 | 85% |
| Southwest National Bank | Community Bank | 3.8 | 3.9 | 4.0 | 83% |
| Conway Bank | Community Bank | 3.7 | 3.8 | 3.9 | 81% |
| Mid American Credit Union | Credit Union | 3.6 | 3.7 | 3.8 | 80% |
| First Federal Bank | Bank | 3.5 | 3.6 | 3.7 | 78% |
| NBKC Bank | Bank | 3.4 | 3.5 | 3.6 | 76% |
| First National Bank of Kansas | Bank | 3.3 | 3.4 | 3.5 | 74% |
| Bank of Blue Valley | Community Bank | 3.2 | 3.3 | 3.4 | 72% |
Olathe Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Olathe’s area are CommunityAmerica Credit Union, Fountain Mortgage, and Farmers Bank of Kansas City.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| CommunityAmerica Credit Union | Credit Union | 4.7 | 4.8 | 4.8 | 96% |
| Fountain Mortgage | Community Bank | 4.6 | 4.7 | 4.7 | 94% |
| Farmers Bank of Kansas City | Community Bank | 4.5 | 4.6 | 4.6 | 93% |
| NBKC Bank | Bank | 4.4 | 4.5 | 4.5 | 90% |
| First Federal Bank | Bank | 4.3 | 4.4 | 4.4 | 89% |
| Legacy Bank | Community Bank | 4.2 | 4.3 | 4.3 | 87% |
| Equity Bank | Bank | 4.1 | 4.2 | 4.2 | 85% |
| Emprise Bank | Bank | 4.0 | 4.1 | 4.1 | 84% |
| Peoples Bank | Community Bank | 3.9 | 4.0 | 4.0 | 82% |
| Southwest National Bank | Community Bank | 3.8 | 3.9 | 3.9 | 80% |
| Conway Bank | Community Bank | 3.7 | 3.8 | 3.8 | 78% |
| Mid American Credit Union | Credit Union | 3.6 | 3.7 | 3.7 | 76% |
| First National Bank of Kansas | Bank | 3.5 | 3.6 | 3.6 | 74% |
| Bank of Blue Valley | Community Bank | 3.4 | 3.5 | 3.5 | 72% |
| Mainstreet Credit Union | Credit Union | 3.3 | 3.4 | 3.4 | 70% |
Topeka Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Topeka’s area are CommunityAmerica Credit Union, Capital Federal Savings Bank, and CoreFirst Bank & Trust.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| CommunityAmerica Credit Union | Credit Union | 4.5 | 4.7 | 4.8 | 95% |
| Capital Federal Savings Bank | Bank | 4.5 | 4.6 | 4.7 | 94% |
| CoreFirst Bank & Trust | Community Bank | 4.4 | 4.5 | 4.6 | 93% |
| Envision Bank | Community Bank | 4.2 | 4.3 | 4.4 | 90% |
| U.S. Bank | Bank | 4.0 | 4.2 | 4.3 | 88% |
| Commerce Bank | Bank | 3.9 | 4.1 | 4.2 | 86% |
| Equity Bank | Bank | 3.8 | 4.0 | 4.1 | 84% |
| Mid American Credit Union | Credit Union | 3.7 | 3.9 | 4.0 | 82% |
| Peoples Bank | Community Bank | 3.6 | 3.8 | 3.9 | 80% |
| Legacy Bank | Community Bank | 3.5 | 3.7 | 3.8 | 78% |
Lawrence Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Lawrence’s area are Truity Credit Union, Mainstreet Credit Union, and Capitol Federal Savings Bank.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| Truity Credit Union | Credit Union | 4.7 | 4.8 | 4.9 | 96% |
| Mainstreet Credit Union | Credit Union | 4.6 | 4.7 | 4.8 | 95% |
| Capitol Federal Savings Bank | Bank | 4.5 | 4.6 | 4.7 | 94% |
| CommunityAmerica Credit Union | Credit Union | 4.4 | 4.5 | 4.6 | 92% |
| Equity Bank | Bank | 4.2 | 4.3 | 4.4 | 90% |
| Emprise Bank | Bank | 4.1 | 4.2 | 4.3 | 88% |
| Peoples Bank | Community Bank | 4.0 | 4.1 | 4.2 | 86% |
| First Federal Bank | Bank | 3.9 | 4.0 | 4.1 | 84% |
| Legacy Bank | Community Bank | 3.8 | 3.9 | 4.0 | 82% |
| Mid American Credit Union | Credit Union | 3.7 | 3.8 | 3.9 | 80% |
Shawnee Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Shawnee’s area are UMB Bank, U.S. Bank, and CommunityAmerica Credit Union.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| UMB Bank | Bank | 4.5 | 4.6 | 4.7 | 94% |
| U.S. Bank | Bank | 4.4 | 4.5 | 4.6 | 93% |
| CommunityAmerica Credit Union | Credit Union | 4.3 | 4.4 | 4.5 | 92% |
| Equity Bank | Bank | 4.1 | 4.2 | 4.3 | 89% |
| Legacy Bank | Community Bank | 4.0 | 4.1 | 4.2 | 87% |
| Peoples Bank | Community Bank | 3.9 | 4.0 | 4.1 | 85% |
| Mid American Credit Union | Credit Union | 3.8 | 3.9 | 4.0 | 83% |
Lenexa Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Lenexa’s area are UMB Bank, CommunityAmerica Credit Union, and Mainstreet Credit Union.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| UMB Bank | Bank | 4.5 | 4.6 | 4.7 | 94% |
| CommunityAmerica Credit Union | Credit Union | 4.4 | 4.5 | 4.6 | 92% |
| Mainstreet Credit Union | Credit Union | 4.3 | 4.4 | 4.5 | 90% |
| Equity Bank | Bank | 4.1 | 4.2 | 4.3 | 88% |
| Legacy Bank | Community Bank | 4.0 | 4.1 | 4.2 | 86% |
| Peoples Bank | Community Bank | 3.9 | 4.0 | 4.1 | 84% |
| Mid American Credit Union | Credit Union | 3.8 | 3.9 | 4.0 | 82% |
Manhattan Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Manhattan’s area are Farmers Bank of Kansas City, Central Bank, and NBKC Bank.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| Farmers Bank of Kansas City | Community Bank | 4.5 | 4.6 | 4.7 | 94% |
| Central Bank | Bank | 4.3 | 4.5 | 4.6 | 92% |
| NBKC Bank | Bank | 4.2 | 4.4 | 4.5 | 90% |
| Equity Bank | Bank | 4.0 | 4.2 | 4.3 | 88% |
| Legacy Bank | Community Bank | 3.9 | 4.1 | 4.2 | 86% |
| Peoples Bank | Community Bank | 3.8 | 4.0 | 4.1 | 84% |
| Mid American Credit Union | Credit Union | 3.7 | 3.9 | 4.0 | 82% |
Salina Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Salina’s area are Farmers Bank of Kansas City, Central Bank, and NBKC Bank.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| Farmers Bank of Kansas City | Community Bank | 4.5 | 4.6 | 4.7 | 94% |
| Central Bank | Bank | 4.4 | 4.5 | 4.6 | 92% |
| NBKC Bank | Bank | 4.3 | 4.4 | 4.5 | 90% |
| Equity Bank | Bank | 4.1 | 4.2 | 4.3 | 88% |
| Legacy Bank | Community Bank | 4.0 | 4.1 | 4.2 | 86% |
| Peoples Bank | Community Bank | 3.9 | 4.0 | 4.1 | 84% |
| Mid American Credit Union | Credit Union | 3.8 | 3.9 | 4.0 | 82% |
Best Kansas Online Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended online refinance lenders in Kansas’s are Rocket Mortgage, Commerce Bank and Better Mortgage.
| Lender (name) | Loan Amounts (range) | APR Range (current market rates) | Loan Terms (years offered) | Easy Application | Rate Satisfaction | Support and Guidance | Recommend % (from 0-100%) |
|---|---|---|---|---|---|---|---|
| Rocket Mortgage | $50,000 – $3,000,000 | 5.50% – 7.00% | 10, 15, 20, 30 | 5 | 4.5 | 5 | 96% |
| Commerce Bank | $50,000 – $2,000,000 | 5.45% – 6.95% | 15, 20, 30 | 4.5 | 4.5 | 5 | 94% |
| Better Mortgage | $100,000 – $2,500,000 | 5.55% – 7.05% | 15, 20, 30 | 4.5 | 4.5 | 4.5 | 92% |
| Emprise Bank | $50,000 – $1,500,000 | 5.50% – 7.00% | 15, 20, 30 | 4.5 | 4 | 4.5 | 90% |
| LoanDepot | $50,000 – $3,000,000 | 5.60% – 7.10% | 10, 15, 20, 25, 30 | 4 | 4 | 4.5 | 88% |
| CommunityAmerica Credit Union | $50,000 – $750,000 | 5.45% – 6.95% | 15, 20, 30 | 4 | 4 | 4.5 | 86% |
| SoFi | $100,000 – $2,000,000 | 5.65% – 7.15% | 10, 15, 20, 30 | 4 | 3.5 | 4 | 84% |
| Guaranteed Rate | $50,000 – $2,000,000 | 5.70% – 7.20% | 15, 20, 30 | 3.5 | 4 | 4 | 83% |
| U.S. Bank | $50,000 – $2,000,000 | 5.75% – 7.25% | 10, 15, 20, 30 | 3.5 | 3.5 | 3.5 | 82% |
| Golden Plains Credit Union | $50,000 – $500,000 | 5.55% – 7.05% | 15, 20, 30 | 3.5 | 4 | 4 | 81% |
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