Home Refinance Program

Author: Housing Editors

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This program enables you to move some or all of the refinance costs into the refinance mortgage. 


The exact term used is to “streamline” refinances on a mortgage, but there are 4 criteria in order to be eligible for this type of mortgage offer by the FHA. 

  • – The mortgage you are looking to refinance has to already be insured by the FHA.
  • – The mortgage you are trying to refinance should be in good standing and not delinquent.
  • – Refinancing the mortgage will lower the monthly payments on both the interest and the principal
  • – If you are successful in obtaining streamline refinancing you cannot take cash out on the refinanced mortgage.

For more details on the streamlining your mortgage program.

A list of approved lenders near you.