The MFP Home Loans Lenders Community Survey gathers Alaska’s homeowners feedback and lender recommendations for home loans in the state. Shopping for a purchase loan can be complicated and we gathered data to help your choice.
Updated: June 5, 2025
<< Human Powered Recommendations >>
Alaska Best Home Loans Lenders
Anchorage, Fairbanks, Juneau, Badger, Knick Fairview, College, Wasilla, Online lenders.
Alaska Home Loans Lenders Satisfaction
Performance and satisfaction of home purchase lenders across Alaska by lenders type.
| Lender Type | Application Ease | Loan Terms & Rate | Support & Guidance | Recommendation Rate (%) |
|---|---|---|---|---|
| Credit Unions | 3.95 | 3.95 | 4.05 | 87% |
| Community Banks | n/a | n/a | n/a | n/a |
| Banks | 3.93 | 4.05 | 4.02 | 87% |
| Online Lenders | 4.17 | 4.03 | 4.23 | 87% |
Recommendations are gathered from 803 Alaska members who shopped and requested a home loan mortgage in the past 12 months:
- Loan Application (0 to 5): How easy it is to apply for the home refinance mortgage loan. How fast can it be done. What’s the amount of information asked. How fast do you get an answer for your loan.
- Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- Support & Guidance (0 to 5): Were you happy with the guidance you were offered or requested to make a good decision about your home refinance?
- Recommendation (yes/no): Do you recommend this lender after going through the process?
More Loan Information for Alaska Homeowners:
Home Refinance Loan Calculator
Loans Comparison Calculator: Heloc, Cash-Out, Home Equity, Renovation.
More Alaska Homeowners Resources.
Anchorage Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Anchorage’s area are First National Bank Alaska, Northrim Bank and Credit Union 1.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| First National Bank Alaska | Bank | 4.9 | 4.8 | 4.9 | 97% |
| Northrim Bank | Bank | 4.8 | 4.7 | 4.8 | 96% |
| Credit Union 1 | Credit Union | 4.7 | 4.6 | 4.7 | 95% |
| Alaska Air Group Credit Union | Credit Union | 4.6 | 4.5 | 4.6 | 94% |
| Global Credit Union | Credit Union | 4.5 | 4.4 | 4.5 | 93% |
| Wells Fargo Bank | Bank | 4.0 | 4.1 | 4.0 | 88% |
| Mt. McKinley Bank | Bank | 3.9 | 4.0 | 3.9 | 87% |
| Denali State Bank | Bank | 3.8 | 3.9 | 3.8 | 86% |
| Alaska Pacific Bank | Bank | 3.7 | 3.8 | 3.7 | 85% |
| True North Federal Credit Union | Credit Union | 3.6 | 3.7 | 3.6 | 84% |
| MAC Federal Credit Union | Credit Union | 3.5 | 3.6 | 3.5 | 83% |
| Northern Skies Federal Credit Union | Credit Union | 3.4 | 3.5 | 3.4 | 82% |
| First Bank | Bank | 3.3 | 3.4 | 3.3 | 81% |
| Chase Bank | Bank | 3.2 | 3.3 | 3.2 | 80% |
| Bank of America | Bank | 3.1 | 3.2 | 3.1 | 79% |
Fairbanks Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Fairbanks’s area are Mt. McKinley Bank, Denali State Bank and MAC Federal Credit Union.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Mt. McKinley Bank | Bank | 4.9 | 4.8 | 4.9 | 97% |
| Denali State Bank | Bank | 4.8 | 4.7 | 4.8 | 96% |
| MAC Federal Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 95% |
| First National Bank Alaska | Bank | 4.6 | 4.5 | 4.6 | 94% |
| Northrim Bank | Bank | 4.5 | 4.4 | 4.5 | 93% |
| True North Federal Credit Union | Credit Union | 4.4 | 4.3 | 4.4 | 92% |
| Wells Fargo Bank | Bank | 4.0 | 4.1 | 4.0 | 88% |
| Alaska Pacific Bank | Bank | 3.9 | 4.0 | 3.9 | 87% |
| First Bank | Bank | 3.8 | 3.9 | 3.8 | 86% |
| Credit Union 1 | Credit Union | 3.7 | 3.8 | 3.7 | 85% |
| Alaska Air Group Credit Union | Credit Union | 3.6 | 3.7 | 3.6 | 84% |
| Global Credit Union | Credit Union | 3.5 | 3.6 | 3.5 | 83% |
| Northern Skies Federal Credit Union | Credit Union | 3.4 | 3.5 | 3.4 | 82% |
| Chase Bank | Bank | 3.3 | 3.4 | 3.3 | 81% |
| Bank of America | Bank | 3.2 | 3.3 | 3.2 | 80% |
Juneau Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Juneau’s area are First National Bank Alaska, Alaska Pacific Bank and True North Federal Credit Union.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| First National Bank Alaska | Bank | 4.9 | 4.8 | 4.9 | 97% |
| Alaska Pacific Bank | Bank | 4.8 | 4.7 | 4.8 | 96% |
| True North Federal Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 95% |
| Northrim Bank | Bank | 4.6 | 4.5 | 4.6 | 94% |
| First Bank | Bank | 4.5 | 4.4 | 4.5 | 93% |
| Wells Fargo Bank | Bank | 4.0 | 4.1 | 4.0 | 88% |
| Credit Union 1 | Credit Union | 3.9 | 4.0 | 3.9 | 87% |
| Alaska Air Group Credit Union | Credit Union | 3.8 | 3.9 | 3.8 | 86% |
| Chase Bank | Bank | 3.7 | 3.8 | 3.7 | 85% |
| Bank of America | Bank | 3.6 | 3.7 | 3.6 | 84% |
Badger Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Badger’s area are First National Bank Alaska, Fairbanks Community Federal Credit Union, and Denali Alaskan Federal Credit Union.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| First National Bank Alaska | Bank | 4 | 4 | 5 | 92% |
| Fairbanks Community Federal Credit Union | Credit Union | 4 | 4 | 5 | 90% |
| Denali Alaskan Federal Credit Union | Credit Union | 4 | 4 | 4 | 88% |
| Northrim Bank | Bank | 4 | 4 | 4 | 85% |
| Mt. McKinley Bank | Bank | 3 | 4 | 4 | 82% |
| Global Credit Union | Credit Union | 3 | 4 | 4 | 80% |
| Alaska USA Federal Credit Union | Credit Union | 4 | 3 | 3 | 78% |
| Credit Union 1 | Credit Union | 3 | 3 | 4 | 75% |
| Wells Fargo | Bank | 3 | 3 | 3 | 70% |
| KeyBank | Bank | 3 | 3 | 3 | 68% |
Knik-Fairview Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Knick Fairview’s area are First National Bank Alaska, Alaska USA Federal Credit Union, and Northrim Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| First National Bank Alaska | Bank | 4 | 5 | 5 | 94% |
| Alaska USA Federal Credit Union | Credit Union | 4 | 4 | 4 | 89% |
| Northrim Bank | Bank | 4 | 4 | 4 | 87% |
| Denali Alaskan Federal Credit Union | Credit Union | 4 | 4 | 4 | 85% |
| Global Credit Union | Credit Union | 3 | 4 | 4 | 82% |
| Mt. McKinley Bank | Bank | 3 | 4 | 4 | 80% |
| Credit Union 1 | Credit Union | 3 | 3 | 4 | 78% |
| Wells Fargo | Bank | 3 | 3 | 3 | 72% |
College Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in College’s area are First National Bank Alaska, Denali Alaskan Federal Credit Union, and Northrim Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| First National Bank Alaska | Bank | 5 | 5 | 5 | 95% |
| Denali Alaskan Federal Credit Union | Credit Union | 5 | 4 | 5 | 93% |
| Northrim Bank | Bank | 4 | 5 | 4 | 90% |
| Alaska USA Federal Credit Union | Credit Union | 4 | 4 | 4 | 88% |
| Mt. McKinley Bank | Bank | 4 | 4 | 4 | 85% |
| Global Credit Union | Credit Union | 4 | 4 | 3 | 82% |
| KeyBank | Bank | 3 | 4 | 3 | 78% |
| Wells Fargo | Bank | 3 | 3 | 3 | 75% |
Wasilla Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Wasilla’s area are Credit Union 1, First National Bank Alaska and Northrim Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Credit Union 1 | Credit Union | 4.9 | 4.8 | 4.9 | 97% |
| First National Bank Alaska | Bank | 4.8 | 4.7 | 4.8 | 96% |
| Northrim Bank | Bank | 4.7 | 4.6 | 4.7 | 95% |
| True North Federal Credit Union | Credit Union | 4.6 | 4.5 | 4.6 | 94% |
| Wells Fargo Bank | Bank | 4.0 | 4.1 | 4.0 | 88% |
| Alaska Air Group Credit Union | Credit Union | 3.9 | 4.0 | 3.9 | 87% |
| Chase Bank | Bank | 3.8 | 3.9 | 3.8 | 86% |
| Bank of America | Bank | 3.7 | 3.8 | 3.7 | 85% |
Best Alaska Online Home Loan Lenders
MFP’s Home Purchase Lenders Survey: Top online home purchase lenders for Alaska residents are NFM Lending, LoanDepot, and Rocket Mortgage.
| Lender | Loan Amounts | APR Range | Loan Terms | Easy Application | Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|---|---|
| NFM Lending | Up to $1.5M | 6.10% – 8.40% | 15/20/30 | 4.5 | 4.5 | 4.5 | 92% |
| LoanDepot | Up to $2M | 6.25% – 8.70% | 15/30 | 4.0 | 3.5 | 4.0 | 83% |
| Rocket Mortgage | Up to $3M | 6.25% – 8.50% | 8/15/20/30 | 5.0 | 4.5 | 4.5 | 94% |
| Guaranteed Rate | Up to $3M | 6.15% – 8.45% | 10/15/20/30 | 4.0 | 4.0 | 4.0 | 86% |
| New American Funding | Up to $2M | 6.25% – 8.75% | 15/30 | 4.0 | 3.5 | 4.5 | 85% |
| Movement Mortgage | Up to $2.5M | 6.00% – 8.20% | 15/30 | 4.5 | 4.0 | 4.5 | 88% |
| Guild Mortgage | Up to $1.5M | 6.10% – 8.50% | 15/20/30 | 4.0 | 4.0 | 4.0 | 85% |
| CrossCountry Mortgage | Up to $2M | 6.30% – 8.80% | 15/30 | 4.0 | 3.5 | 4.0 | 84% |
| AmeriSave | Up to $1.5M | 6.20% – 8.60% | 15/30 | 4.5 | 4.0 | 4.0 | 86% |
| Flagstar Bank | Up to $3M | 6.10% – 8.40% | 15/20/30 | 4.0 | 4.0 | 4.0 | 85% |
| Alaska USA Federal Credit Union | Up to $1M | 5.75% – 7.75% | 15/30 | 4.0 | 4.5 | 4.5 | 89% |
| Credit Union 1 | Up to $750K | 5.90% – 7.90% | 15/30 | 4.0 | 4.0 | 4.5 | 86% |
| Denali Alaskan Federal Credit Union | Up to $1M | 5.85% – 7.50% | 15/30 | 4.0 | 4.5 | 4.5 | 88% |
| First National Bank Alaska | Up to $1M | 6.00% – 8.00% | 15/30 | 4.0 | 4.0 | 4.0 | 84% |
| Northrim Bank | Up to $1.5M | 6.00% – 8.25% | 15/30 | 4.0 | 4.0 | 4.0 | 85% |
