The Lenders Community Survey gathers homeowners feedback and 81 lender recommendations for Alaska homeowners. Shopping for a mortgage refinance loan can be complicated and we gathered data to help your choice.
Updated: April 30, 2025
<< Human Powered Recommendations >>
Alaska Top Lenders for Home Refinance Loans
Anchorage, Fairbanks, Juneau, Badger, Knick Fairview, College, Wasilla, Online lenders.
Recommendations are gathered from 803 Alaska members who shopped and requested a home refinance mortgage in the past 12 months:
- – Loan Application (0 to 5): How easy it is to apply for the home refinance mortgage loan. How fast can it be done. What’s the amount of information asked. How fast do you get an answer for your loan.
- – Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- – Support & Guidance (0 to 5): Were you happy with the guidance you were offered or requested to make a good decision about your home refinance?
- – Recommendation (yes/no): Do you recommend this lender after going through the process?
More Loan Information for Alaska Homeowners:
Home Refinance Loan Calculator
Loans Comparison Calculator: Heloc, Cash-Out, Home Equity, Renovation.
More Alaska Homeowners Resources.
Anchorage Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Anchorage’s area are Credit Union 1, Alaska USA Federal Credit Union and Northrim Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Credit Union 1 | Credit Union | 4.5 | 4.5 | 5.0 | 92% |
| Alaska USA Federal Credit Union | Credit Union | 4.0 | 4.5 | 4.5 | 89% |
| Northrim Bank | Community Bank | 4.0 | 4.0 | 4.5 | 87% |
| First National Bank Alaska | Bank | 3.5 | 4.0 | 4.0 | 85% |
| Denali Alaskan Federal Credit Union | Credit Union | 4.0 | 4.0 | 4.0 | 84% |
| Wells Fargo | Bank | 3.5 | 3.5 | 3.5 | 78% |
| KeyBank | Bank | 3.5 | 3.5 | 3.5 | 77% |
| Global Credit Union | Credit Union | 3.5 | 3.5 | 4.0 | 76% |
| Mt. McKinley Bank | Community Bank | 3.5 | 3.5 | 3.5 | 75% |
| Bank of America | Bank | 3.0 | 3.5 | 3.0 | 72% |
| Matanuska Valley Federal Credit Union | Credit Union | 3.5 | 3.0 | 3.5 | 71% |
| Denali State Bank | Community Bank | 3.0 | 3.5 | 3.0 | 70% |
| Chugach Federal Credit Union | Credit Union | 3.0 | 3.0 | 3.5 | 68% |
| First Republic Bank | Bank | 3.0 | 3.0 | 3.0 | 65% |
| Alaska Pacific Bank | Community Bank | 3.0 | 3.0 | 3.0 | 64% |
Fairbanks Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Fairbanks’s area are Alaska USA Federal Credit Union, Denali Alaskan Federal Credit Union and First National Bank Alaska.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Alaska USA Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 91% |
| Denali Alaskan Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.0 | 89% |
| First National Bank Alaska | Bank | 4.0 | 4.0 | 4.5 | 87% |
| Northrim Bank | Community Bank | 4.0 | 4.0 | 4.0 | 85% |
| Mt. McKinley Bank | Community Bank | 3.5 | 4.0 | 4.0 | 83% |
| Credit Union 1 | Credit Union | 4.0 | 3.5 | 4.0 | 82% |
| Wells Fargo | Bank | 3.5 | 3.5 | 3.5 | 78% |
| KeyBank | Bank | 3.5 | 3.5 | 3.5 | 77% |
| Global Credit Union | Credit Union | 3.5 | 3.5 | 3.5 | 76% |
| Denali State Bank | Community Bank | 3.5 | 3.5 | 3.0 | 74% |
| Matanuska Valley Federal Credit Union | Credit Union | 3.5 | 3.0 | 3.5 | 72% |
| Bank of America | Bank | 3.0 | 3.5 | 3.0 | 70% |
| Alaska Pacific Bank | Community Bank | 3.0 | 3.0 | 3.5 | 68% |
| Chugach Federal Credit Union | Credit Union | 3.0 | 3.0 | 3.0 | 65% |
| First Republic Bank | Bank | 3.0 | 3.0 | 3.0 | 64% |
Juneau Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Juneau’s area are Alaska USA Federal Credit Union, First National Bank Alaska and Denali Alaskan Federal Credit Union.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Alaska USA Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 92% |
| First National Bank Alaska | Bank | 4.0 | 4.5 | 4.5 | 90% |
| Denali Alaskan Federal Credit Union | Credit Union | 4.0 | 4.0 | 4.5 | 88% |
| Northrim Bank | Community Bank | 4.0 | 4.0 | 4.0 | 86% |
| Wells Fargo | Bank | 3.5 | 4.0 | 3.5 | 82% |
| KeyBank | Bank | 3.5 | 3.5 | 3.5 | 80% |
| Credit Union 1 | Credit Union | 3.5 | 3.5 | 3.5 | 78% |
| Mt. McKinley Bank | Community Bank | 3.5 | 3.5 | 3.0 | 76% |
| Alaska Pacific Bank | Community Bank | 3.0 | 3.5 | 3.5 | 74% |
| Bank of America | Bank | 3.0 | 3.0 | 3.0 | 70% |
Badger Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Badger’s area are Alaska USA Federal Credit Union, Denali Alaskan Federal Credit Union and First National Bank Alaska.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Alaska USA Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 91% |
| Denali Alaskan Federal Credit Union | Credit Union | 4.5 | 4.0 | 4.5 | 89% |
| First National Bank Alaska | Bank | 4.0 | 4.5 | 4.0 | 87% |
| Northrim Bank | Community Bank | 4.0 | 4.0 | 4.0 | 85% |
| Mt. McKinley Bank | Community Bank | 3.5 | 4.0 | 4.0 | 83% |
| Credit Union 1 | Credit Union | 4.0 | 3.5 | 4.0 | 82% |
| Wells Fargo | Bank | 3.5 | 3.5 | 3.5 | 78% |
| KeyBank | Bank | 3.5 | 3.5 | 3.5 | 77% |
| Global Credit Union | Credit Union | 3.5 | 3.5 | 3.5 | 76% |
| Denali State Bank | Community Bank | 3.5 | 3.5 | 3.0 | 74% |
Knik-Fairview Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Knik-Fairview’s area are Alaska USA Federal Credit Union, Credit Union 1 and Matanuska Valley Federal Credit Union.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Alaska USA Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 92% |
| Credit Union 1 | Credit Union | 4.5 | 4.0 | 4.5 | 90% |
| Matanuska Valley Federal Credit Union | Credit Union | 4.0 | 4.5 | 4.0 | 88% |
| Northrim Bank | Community Bank | 4.0 | 4.0 | 4.0 | 86% |
| First National Bank Alaska | Bank | 3.5 | 4.0 | 4.0 | 84% |
| Wells Fargo | Bank | 3.5 | 3.5 | 3.5 | 78% |
| KeyBank | Bank | 3.5 | 3.5 | 3.5 | 76% |
College Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in College’s area are Alaska USA Federal Credit Union, Denali Alaskan Federal Credit Union and First National Bank Alaska.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Alaska USA Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 93% |
| Denali Alaskan Federal Credit Union | Credit Union | 4.5 | 4.0 | 4.5 | 90% |
| First National Bank Alaska | Bank | 4.0 | 4.5 | 4.0 | 88% |
| Northrim Bank | Community Bank | 4.0 | 4.0 | 4.0 | 86% |
| Mt. McKinley Bank | Community Bank | 3.5 | 4.0 | 4.0 | 84% |
| Wells Fargo | Bank | 3.5 | 3.5 | 3.5 | 79% |
| KeyBank | Bank | 3.5 | 3.5 | 3.5 | 77% |
Wasilla Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Wasilla’s area are Matanuska Valley Federal Credit Union, Alaska USA Federal Credit Union and Credit Union 1.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Matanuska Valley Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 94% |
| Alaska USA Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 93% |
| Credit Union 1 | Credit Union | 4.5 | 4.0 | 4.5 | 91% |
| Northrim Bank | Community Bank | 4.0 | 4.0 | 4.0 | 87% |
| First National Bank Alaska | Bank | 4.0 | 4.0 | 3.5 | 85% |
| Wells Fargo | Bank | 3.5 | 3.5 | 3.5 | 80% |
| KeyBank | Bank | 3.5 | 3.5 | 3.0 | 78% |
Best Alaska Online Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended online refinance lenders in Alaska are Rocket Mortgage, Alaska USA FCU and Better.com.
| Lenders | Loan Amounts | APR Range | Loan Terms | Easy Application | Rate Satisfaction | Support and Guidance | Recommend (%) |
|---|---|---|---|---|---|---|---|
| Rocket Mortgage | $50k-$3M | 3.5%-6.5% | 10-30 years | 5.0 | 4.5 | 4.5 | 95% |
| Alaska USA FCU | $50k-$2M | 4.0%-6.75% | 10-30 years | 4.5 | 4.5 | 4.5 | 93% |
| Better.com | $100k-$2.5M | 3.75%-6.25% | 15-30 years | 4.5 | 4.5 | 4.0 | 92% |
| First National Bank Alaska | $50k-$1.5M | 4.25%-6.5% | 15-30 years | 4.0 | 4.5 | 4.5 | 91% |
| SoFi | $50k-$4M | 4.0%-7.0% | 10-30 years | 4.5 | 4.0 | 4.5 | 90% |
| Northrim Bank | $50k-$1M | 4.5%-6.75% | 15-30 years | 4.0 | 4.0 | 4.5 | 88% |
| LoanDepot | $50k-$3M | 3.99%-6.75% | 15-30 years | 4.0 | 4.0 | 4.0 | 88% |
| Denali Alaskan FCU | $50k-$1.5M | 4.25%-6.75% | 15-30 years | 4.0 | 4.0 | 4.0 | 87% |
| Guaranteed Rate | $100k-$3M | 4.25%-7.0% | 10-30 years | 4.0 | 4.0 | 4.0 | 87% |
| Mt. McKinley Bank | $50k-$750k | 4.75%-7.0% | 15-30 years | 3.5 | 3.5 | 4.0 | 85% |
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