The Lenders Community Survey gathers homeowners feedback and 92 lenders recommendations for Nebraska homeowners. Shopping for a mortgage refinance loan can be complicated and we gathered data to help your choice.
Updated: May 1, 2025
<< Human Powered Recommendations >>
Nebraska Top Lenders for Home Refinance Loans
Omaha, Lincoln, Bellevue, Grand Island, Kearney, Fremont, Hastings, North Platte, Norfolk, Columbus, Online lenders.
Recommendations are gathered from 946 local Nebraska members who shopped and requested a home refinance mortgage in the past 12 months:
- – Loan Application (0 to 5): How easy it is to apply for the home refinance mortgage loan. How fast can it be done. What’s the amount of information asked. How fast do you get an answer for your loan.
- – Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- – Support & Guidance (0 to 5): Were you happy with the guidance you were offered or requested to make a good decision about your home refinance?
- – Recommendation (yes/no): Do you recommend this lender after going through the process?
More Loan Information for Nebraska Homeowners:
Home Refinance Loan Calculator
Loans Comparison Calculator: Heloc, Cash-Out, Home Equity, Renovation.
More Resources for Nebraska Homeowners.
Omaha Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Omaha’s area are First National Bank of Omaha, Mutual of Omaha Bank, and Centris Federal Credit Union.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| First National Bank of Omaha | Bank | 4.5 | 4.5 | 4.5 | 92% |
| Mutual of Omaha Bank | Bank | 4.0 | 4.5 | 4.5 | 89% |
| Centris Federal Credit Union | Credit Union | 4.5 | 4.0 | 4.5 | 88% |
| Liberty First Credit Union | Credit Union | 4.0 | 4.0 | 4.5 | 86% |
| Security National Bank | Bank | 4.0 | 4.0 | 4.0 | 85% |
| Pinnacle Bank | Bank | 3.5 | 4.0 | 4.0 | 84% |
| Nebraska State Bank | Community Bank | 4.0 | 3.5 | 4.0 | 83% |
| American National Bank | Bank | 3.5 | 4.0 | 3.5 | 82% |
| Metropolitan Credit Union | Credit Union | 3.5 | 3.5 | 4.0 | 81% |
| Union Bank & Trust | Bank | 3.5 | 3.5 | 3.5 | 80% |
| West Gate Bank | Community Bank | 3.5 | 3.5 | 3.5 | 79% |
| Cornerstone Bank | Community Bank | 3.0 | 3.5 | 3.5 | 78% |
| Great Western Bank | Bank | 3.0 | 3.5 | 3.0 | 77% |
| First State Bank Nebraska | Community Bank | 3.0 | 3.0 | 3.5 | 76% |
| Farmers & Merchants Bank | Community Bank | 3.0 | 3.0 | 3.0 | 75% |
Lincoln Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Lincoln’s area are Union Bank & Trust, Liberty First Credit Union, and Nebraska State Bank.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| Union Bank & Trust | Bank | 4.5 | 4.5 | 4.5 | 91% |
| Liberty First Credit Union | Credit Union | 4.5 | 4.0 | 4.5 | 89% |
| Nebraska State Bank | Community Bank | 4.0 | 4.0 | 4.5 | 88% |
| Pinnacle Bank | Bank | 4.0 | 4.0 | 4.0 | 86% |
| West Gate Bank | Community Bank | 4.0 | 3.5 | 4.0 | 85% |
| First State Bank Nebraska | Community Bank | 3.5 | 4.0 | 3.5 | 83% |
| Metropolitan Credit Union | Credit Union | 3.5 | 3.5 | 4.0 | 82% |
| Cornerstone Bank | Community Bank | 3.5 | 3.5 | 3.5 | 80% |
| Great Western Bank | Bank | 3.0 | 3.5 | 3.5 | 78% |
| Farmers & Merchants Bank | Community Bank | 3.0 | 3.0 | 3.5 | 76% |
Bellevue Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Bellevue’s area are First National Bank of Omaha, Centris Federal Credit Union, and Liberty First Credit Union.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| First National Bank of Omaha | Bank | 4.5 | 4.5 | 4.5 | 93% |
| Centris Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 91% |
| Liberty First Credit Union | Credit Union | 4.5 | 4.0 | 4.5 | 90% |
| Mutual of Omaha Bank | Bank | 4.0 | 4.5 | 4.0 | 88% |
| Pinnacle Bank | Bank | 4.0 | 4.0 | 4.0 | 86% |
| Security National Bank | Bank | 4.0 | 4.0 | 3.5 | 85% |
| Metropolitan Credit Union | Credit Union | 3.5 | 4.0 | 4.0 | 83% |
| American National Bank | Bank | 3.5 | 3.5 | 4.0 | 82% |
| Nebraska State Bank | Community Bank | 3.5 | 3.5 | 3.5 | 80% |
| West Gate Bank | Community Bank | 3.5 | 3.5 | 3.5 | 79% |
Grand Island Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Grand Island’s area are Five Points Bank, NebraskaLand National Bank, and Liberty First Credit Union.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| Five Points Bank | Community Bank | 4.5 | 4.5 | 4.5 | 92% |
| NebraskaLand National Bank | Bank | 4.5 | 4.0 | 4.5 | 90% |
| Liberty First Credit Union | Credit Union | 4.0 | 4.5 | 4.0 | 88% |
| Pinnacle Bank | Bank | 4.0 | 4.0 | 4.0 | 86% |
| First National Bank of Omaha | Bank | 3.5 | 4.0 | 4.0 | 84% |
| Great Western Bank | Bank | 3.5 | 3.5 | 4.0 | 82% |
| Platte Valley Bank | Community Bank | 3.5 | 3.5 | 3.5 | 80% |
Kearney Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Kearney’s area are Horizon Bank, First National Bank of Omaha, and Adams Bank & Trust.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| Horizon Bank | Community Bank | 4.5 | 4.5 | 4.5 | 93% |
| First National Bank of Omaha | Bank | 4.5 | 4.5 | 4.0 | 91% |
| Adams Bank & Trust | Community Bank | 4.0 | 4.5 | 4.0 | 89% |
| Pinnacle Bank | Bank | 4.0 | 4.0 | 4.0 | 87% |
| Liberty First Credit Union | Credit Union | 4.0 | 4.0 | 3.5 | 85% |
| Great Western Bank | Bank | 3.5 | 4.0 | 3.5 | 83% |
| Kearney Federal Credit Union | Credit Union | 3.5 | 3.5 | 3.5 | 81% |
Fremont Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Fremont’s area are First State Bank Nebraska, Fremont Federal Credit Union, and Pinnacle Bank.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| First State Bank Nebraska | Community Bank | 4.5 | 4.5 | 4.5 | 94% |
| Fremont Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.0 | 92% |
| Pinnacle Bank | Bank | 4.0 | 4.5 | 4.0 | 90% |
| First National Bank of Omaha | Bank | 4.0 | 4.0 | 4.0 | 88% |
| Wells Fargo Bank | Bank | 3.5 | 4.0 | 3.5 | 85% |
| Liberty First Credit Union | Credit Union | 3.5 | 3.5 | 4.0 | 83% |
| Great Western Bank | Bank | 3.5 | 3.5 | 3.5 | 81% |
Hastings Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Fremont’s area are First State Bank Nebraska, Fremont Federal Credit Union, and Pinnacle Bank.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| First State Bank Nebraska | Community Bank | 4.5 | 4.5 | 4.5 | 94% |
| Fremont Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.0 | 92% |
| Pinnacle Bank | Bank | 4.0 | 4.5 | 4.0 | 90% |
| First National Bank of Omaha | Bank | 4.0 | 4.0 | 4.0 | 88% |
| Wells Fargo Bank | Bank | 3.5 | 4.0 | 3.5 | 85% |
| Liberty First Credit Union | Credit Union | 3.5 | 3.5 | 4.0 | 83% |
| Great Western Bank | Bank | 3.5 | 3.5 | 3.5 | 81% |
North Platte Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in North Platte’s area are Platte Valley Bank, First National Bank of North Platte, and Great Western Bank.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| Platte Valley Bank | Community Bank | 4.5 | 4.5 | 4.5 | 93% |
| First National Bank of North Platte | Community Bank | 4.5 | 4.5 | 4.0 | 91% |
| Great Western Bank | Bank | 4.0 | 4.5 | 4.0 | 89% |
| Pinnacle Bank | Bank | 4.0 | 4.0 | 4.0 | 87% |
| First National Bank of Omaha | Bank | 3.5 | 4.0 | 4.0 | 85% |
| Adams Bank & Trust | Community Bank | 3.5 | 4.0 | 3.5 | 83% |
| First Interstate Bank | Bank | 3.5 | 3.5 | 3.5 | 81% |
Norfolk Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Norfolk’s area are First Northeast Bank of Nebraska, Liberty First Credit Union, and Pinnacle Bank.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| First Northeast Bank of Nebraska | Community Bank | 4.5 | 4.5 | 4.5 | 94% |
| Liberty First Credit Union | Credit Union | 4.5 | 4.5 | 4.0 | 92% |
| Pinnacle Bank | Bank | 4.0 | 4.5 | 4.0 | 90% |
| First National Bank of Omaha | Bank | 4.0 | 4.0 | 4.0 | 88% |
| Great Western Bank | Bank | 3.5 | 4.0 | 3.5 | 85% |
| Norfolk Federal Credit Union | Credit Union | 3.5 | 3.5 | 4.0 | 83% |
| BankFirst | Community Bank | 3.5 | 3.5 | 3.5 | 81% |
Columbus Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Columbus’s area are Platte Valley Bank, Columbus Bank and Trust Company, and Liberty First Credit Union.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| Platte Valley Bank | Community Bank | 4.5 | 4.5 | 4.5 | 93% |
| Columbus Bank and Trust Company | Community Bank | 4.5 | 4.5 | 4.0 | 91% |
| Liberty First Credit Union | Credit Union | 4.0 | 4.5 | 4.0 | 89% |
| Pinnacle Bank | Bank | 4.0 | 4.0 | 4.0 | 87% |
| First National Bank of Omaha | Bank | 3.5 | 4.0 | 4.0 | 85% |
| Great Western Bank | Bank | 3.5 | 4.0 | 3.5 | 83% |
| Columbus Credit Union | Credit Union | 3.5 | 3.5 | 4.0 | 81% |
Best Nebraska Online Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended online refinance lenders in Nebraska’s are Rocket Mortgage, First National Bank of Omaha and Better Mortgage.
| Lender (name) | Loan Amounts (range) | APR Range (current market rates) | Loan Terms (years offered) | Easy Application | Rate Satisfaction | Support and Guidance | Recommend % (from 0-100%) |
|---|---|---|---|---|---|---|---|
| Rocket Mortgage | $50,000 – $3,000,000 | 5.45% – 6.95% | 10, 15, 20, 30 | 5 | 4.5 | 5 | 96% |
| First National Bank of Omaha | $50,000 – $2,000,000 | 5.40% – 6.90% | 15, 20, 30 | 4.5 | 4.5 | 5 | 94% |
| Better Mortgage | $100,000 – $2,500,000 | 5.50% – 7.00% | 15, 20, 30 | 4.5 | 4.5 | 4.5 | 92% |
| Mutual of Omaha Bank | $50,000 – $1,500,000 | 5.45% – 6.95% | 15, 20, 30 | 4.5 | 4 | 4.5 | 90% |
| LoanDepot | $50,000 – $3,000,000 | 5.55% – 7.05% | 10, 15, 20, 25, 30 | 4 | 4 | 4.5 | 88% |
| Liberty First Credit Union | $50,000 – $750,000 | 5.40% – 6.90% | 15, 20, 30 | 4 | 4 | 4.5 | 86% |
| SoFi | $100,000 – $2,000,000 | 5.60% – 7.10% | 10, 15, 20, 30 | 4 | 3.5 | 4 | 84% |
| Guaranteed Rate | $50,000 – $2,000,000 | 5.65% – 7.15% | 15, 20, 30 | 3.5 | 4 | 4 | 83% |
| Pinnacle Bank | $50,000 – $1,000,000 | 5.50% – 7.00% | 15, 20, 30 | 3.5 | 4 | 4 | 82% |
| Chase Bank | $50,000 – $2,000,000 | 5.70% – 7.20% | 10, 15, 20, 30 | 3.5 | 3.5 | 3.5 | 81% |
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