The MFP Home Loan Lenders Community Survey gathers Nebraska’s homeowners feedback and lenders recommendations for home loans in the state. Shopping for a new home loan mortgage can be complicated and we gathered data below to help your selection.
Updated: June 6, 2025
<< Human Powered Recommendations >>
Nebraska Best Home Loan Lenders
Omaha, Lincoln, Bellevue, Grand Island, Kearney, Fremont, Hastings, North Platte, Norfolk, Columbus, Online lenders.
Nebraska Home Loans Lenders Satisfaction
Performance and satisfaction of home loan mortgage lenders across Nebraska by lenders type.
| Lender Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommendation |
|---|---|---|---|---|
| Credit Unions | 4.27 | 4.21 | 4.31 | 85% |
| Community Banks | 4.24 | 4.24 | 4.34 | 85% |
| Banks | 4.28 | 4.28 | 4.33 | 86% |
| Online Lenders | 4.29 | 3.89 | 3.96 | 88% |
Recommendations are gathered from 946 local Nebraska userss who shopped and requested a new home loan in the past 12 months:
- Loan Application (0 to 5): How easy it is to apply for your home loan. How fast can it be done. What’s the amount of information asked. How fast do you get an answer for your loan.
- Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- Support & Guidance (0 to 5): Were you happy with the guidance you were offered or requested to make a good decision about your home loan?
- Recommendation (yes/no): Do you recommend this lender after going through the process?
More Loan Information for Nebraska Homeowners:
Home Refinance Loan Calculator
Loans Comparison Calculator: Heloc, Cash-Out, Home Equity, Renovation.
More Resources for Nebraska Homeowners.
Omaha Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Omaha’s area are American National Bank, Centris Federal Credit Union and First Nebraska Bank.
American National Bank (95% Recommend)
- Highest in Support & Guidance (4.8) among top 3 and 4.7 Loan Terms rating.
- Loved for personalized service and long-term financial stability in users surveys.
Centris Federal Credit Union (93% Recommend)
- Top-rated in Easy Application (4.9) and 4.6 in Loan Terms & Rate Satisfaction.
- Liked for first-time homebuyer programs and local mortgage experts in users feedback.
First Nebraska Bank (91% Recommend)
- Strong 4.5 scores across all categories (Easy Application, Loan Terms, Support).
- Highlighted for flexible loan options and community-focused service in feedback.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| American National Bank | Bank | 4.7 | 4.7 | 4.8 | 95% |
| Centris Federal Credit Union | Credit Union | 4.9 | 4.6 | 4.5 | 93% |
| First Nebraska Bank | Community Bank | 4.5 | 4.5 | 4.5 | 91% |
| FNBO (First National Bank of Omaha) | Bank | 4.4 | 4.4 | 4.3 | 89% |
| United Republic Bank | Community Bank | 4.3 | 4.3 | 4.4 | 87% |
| Liberty First Credit Union | Credit Union | 4.2 | 4.2 | 4.3 | 85% |
| Nebraska State Bank | Bank | 4.1 | 4.1 | 4.2 | 83% |
| Pinnacle Bank | Bank | 4.0 | 4.0 | 4.1 | 81% |
| Metro Credit Union | Credit Union | 3.9 | 3.9 | 4.0 | 79% |
| Union Bank & Trust | Bank | 3.8 | 3.8 | 3.9 | 77% |
| Security National Bank | Bank | 3.7 | 3.7 | 3.8 | 75% |
| First State Bank Nebraska | Community Bank | 3.6 | 3.6 | 3.7 | 73% |
| Western Heritage Credit Union | Credit Union | 3.5 | 3.5 | 3.6 | 71% |
| Commonwealth Credit Union | Credit Union | 3.4 | 3.4 | 3.5 | 69% |
| First Nebraska Bank | Community Bank | 3.3 | 3.3 | 3.4 | 67% |
Lincoln Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Lincoln’s area are Cobalt Credit Union, Pinnacle Bank and Union Bank & Trust.
Cobalt Credit Union (94% Recommend)
- Highest in Easy Application (4.8) and Support & Guidance (4.7) among top 3 lenders.
- Loved for competitive rates and personalized mortgage guidance in users surveys.
Pinnacle Bank (92% Recommend)
- Strong 4.6 scores across all categories with highest Loan Terms rating (4.6) among top 3.
- Liked for consistent loan terms and transparent rate structures in homeowners feedback.
Union Bank & Trust (90% Recommend)
- Balanced 4.5 scores in all metrics with particularly strong Support & Guidance (4.5).
- Highlighted for responsive loan officers and streamlined approval process in surveys.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Cobalt Credit Union | Credit Union | 4.8 | 4.6 | 4.7 | 94% |
| Pinnacle Bank | Bank | 4.6 | 4.6 | 4.6 | 92% |
| Union Bank & Trust | Bank | 4.5 | 4.5 | 4.5 | 90% |
| First Nebraska Bank | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| Liberty First Credit Union | Credit Union | 4.3 | 4.3 | 4.4 | 86% |
| Nebraska State Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Security First Bank | Community Bank | 4.1 | 4.1 | 4.2 | 82% |
| West Gate Bank | Community Bank | 4.0 | 4.0 | 4.1 | 80% |
| First State Bank Nebraska | Community Bank | 3.9 | 3.9 | 4.0 | 78% |
| Commonwealth Credit Union | Credit Union | 3.8 | 3.8 | 3.9 | 76% |
Bellevue Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Bellevue’s area are Centris Federal Credit Union, First Interstate Bank and West Gate Bank.
Centris Federal Credit Union (94% Recommend)
- Highest in Easy Application (4.8) and Support & Guidance (4.7) among top 3 lenders.
- Loved for personalized mortgage guidance and competitive rates in users surveys.
First Interstate Bank (92% Recommend)
- Strong 4.6 scores across all categories with highest Loan Terms rating (4.6) among top 3.
- Liked for transparent rate structures and responsive loan officers in homeowners feedback.
West Gate Bank (90% Recommend)
- Balanced 4.5 scores in all metrics with particularly strong Support & Guidance (4.5).
- Highlighted for community-focused service and streamlined approval process in feedback.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Centris Federal Credit Union | Credit Union | 4.8 | 4.6 | 4.7 | 94% |
| First Interstate Bank | Bank | 4.6 | 4.6 | 4.6 | 92% |
| West Gate Bank | Community Bank | 4.5 | 4.5 | 4.5 | 90% |
| Pinnacle Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| Liberty First Credit Union | Credit Union | 4.3 | 4.3 | 4.4 | 86% |
| U.S. Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Security First Bank | Community Bank | 4.1 | 4.1 | 4.2 | 82% |
| Nebraska State Bank | Bank | 4.0 | 4.0 | 4.1 | 80% |
| First National Bank of Omaha | Bank | 3.9 | 3.9 | 4.0 | 78% |
| Commonwealth Credit Union | Credit Union | 3.8 | 3.8 | 3.9 | 76% |
Grand Island Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Grand Island’s area are Centris Federal Credit Union, Pinnacle Bank and First Interstate Bank.
Centris Federal Credit Union (94% Recommend)
- Highest in Easy Application (4.8) and Support & Guidance (4.7) among top 3 lenders.
- Loved for personalized mortgage guidance and neighborhood experts in users surveys.
Pinnacle Bank (92% Recommend)
- Strong 4.6 scores across all categories with highest Loan Terms rating (4.6) among top 3.
- Liked for transparent rate structures and commitment to local service in homeowners feedback.
First Interstate Bank (90% Recommend)
- Balanced 4.5 scores in all metrics with particularly strong Support & Guidance (4.5).
- Highlighted for responsive loan officers and variety of mortgage programs in surveys.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Centris Federal Credit Union | Credit Union | 4.8 | 4.6 | 4.7 | 94% |
| Pinnacle Bank | Bank | 4.6 | 4.6 | 4.6 | 92% |
| First Interstate Bank | Bank | 4.5 | 4.5 | 4.5 | 90% |
| Bruning Bank | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| Heartland Bank | Community Bank | 4.3 | 4.3 | 4.4 | 86% |
| Home Federal Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| FNBO | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Equitable Bank | Bank | 4.0 | 4.0 | 4.1 | 80% |
Kearney Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Kearney’s area are Pinnacle Bank, First Interstate Bank and Heartland Bank.
Pinnacle Bank (94% Recommend)
- Highest in Loan Terms & Rate Satisfaction (4.7) and Support & Guidance (4.6) among top 3 lenders.
- Loved for transparent rate structures and commitment to local service in homeowners feedback.
First Interstate Bank (92% Recommend)
- Strong 4.6 Easy Application score with balanced 4.5 ratings across other categories.
- Liked for responsive loan officers and variety of mortgage programs in users feedback.
Heartland Bank (90% Recommend)
- Consistent 4.5 scores in all metrics with particularly strong Support & Guidance (4.5).
- Highlighted for personalized service and relationship-focused banking in surveys.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Pinnacle Bank | Bank | 4.6 | 4.7 | 4.6 | 94% |
| First Interstate Bank | Bank | 4.6 | 4.5 | 4.5 | 92% |
| Heartland Bank | Community Bank | 4.5 | 4.5 | 4.5 | 90% |
| Security First Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| Farmers & Merchants Bank | Community Bank | 4.3 | 4.3 | 4.4 | 86% |
| Five Points Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| First National Bank of Kearney | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Great Western Bank | Bank | 4.0 | 4.0 | 4.1 | 80% |
Fremont Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Fremont’s area are First State Bank Nebraska, Pinnacle Bank and Liberty First Credit Union.
First State Bank Nebraska (93% Recommend)
- Highest in Support & Guidance (4.7) and Loan Terms & Rate Satisfaction (4.6) among top 3 lenders.
- Loved for local decision-making and personalized mortgage solutions in homeowners feedback.
Pinnacle Bank (91% Recommend)
- Strong 4.5 scores across all categories with highest Easy Application rating (4.6) among top 3.
- Liked for consistent loan terms and transparent rate structures in homeowners feedback.
Liberty First Credit Union (89% Recommend)
- Balanced 4.4 scores in all metrics with particularly strong Support & Guidance (4.5).
- Highlighted for first-time homebuyer programs and users-focused service in surveys.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| First State Bank Nebraska | Community Bank | 4.5 | 4.6 | 4.7 | 93% |
| Pinnacle Bank | Bank | 4.6 | 4.5 | 4.5 | 91% |
| Liberty First Credit Union | Credit Union | 4.4 | 4.4 | 4.5 | 89% |
| Fremont Bank | Community Bank | 4.3 | 4.3 | 4.4 | 87% |
| Great Western Bank | Bank | 4.2 | 4.2 | 4.3 | 85% |
| First National Bank of Omaha | Bank | 4.1 | 4.1 | 4.2 | 83% |
| Wells Fargo | Bank | 4.0 | 4.0 | 4.1 | 81% |
| U.S. Bank | Bank | 3.9 | 3.9 | 4.0 | 79% |
Hastings Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Hastings’s area are Pinnacle Bank, First Interstate Bank and Home Federal Bank.
Pinnacle Bank (93% Recommend)
- Highest in Loan Terms & Rate Satisfaction (4.7) and Support & Guidance (4.6) among top 3 lenders.
- Loved for transparent rate structures and local decision-making in homeowners feedback.
First Interstate Bank (91% Recommend)
- Strong 4.6 Easy Application score with balanced 4.5 ratings across other categories.
- Liked for responsive loan officers and variety of mortgage programs in feedback.
Home Federal Bank (89% Recommend)
- Consistent 4.5 scores in all metrics with particularly strong Support & Guidance (4.5).
- Highlighted for personalized service and community-focused banking in surveys.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Pinnacle Bank | Bank | 4.6 | 4.7 | 4.6 | 93% |
| First Interstate Bank | Bank | 4.6 | 4.5 | 4.5 | 91% |
| Home Federal Bank | Community Bank | 4.5 | 4.5 | 4.5 | 89% |
| Hastings Federal Credit Union | Credit Union | 4.4 | 4.4 | 4.5 | 87% |
| Heartland Bank | Community Bank | 4.3 | 4.3 | 4.4 | 85% |
| Equitable Bank | Bank | 4.2 | 4.2 | 4.3 | 83% |
| Five Points Bank | Bank | 4.1 | 4.1 | 4.2 | 81% |
| Great Western Bank | Bank | 4.0 | 4.0 | 4.1 | 79% |
North Platte Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in North Platte’s area are Centris Federal Credit Union, Pinnacle Bank and First National Bank of Omaha.
Centris Federal Credit Union (95% Recommend)
- Highest in Support & Guidance (4.8) and Easy Application (4.7) among top 3 lenders.
- Loved for personalized mortgage guidance and neighborhood expertise in users surveys.
Pinnacle Bank (93% Recommend)
- Strong 4.6 scores across all categories with highest Loan Terms rating (4.7) among top 3.
- Liked for consistent loan terms and transparent rate structures in homeowners feedback.
First National Bank of Omaha (91% Recommend)
- Balanced 4.5 scores in all metrics with particularly strong Support & Guidance (4.6).
- Highlighted for responsive loan officers and streamlined approval process in feedback.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Centris Federal Credit Union | Credit Union | 4.7 | 4.6 | 4.8 | 95% |
| Pinnacle Bank | Bank | 4.6 | 4.7 | 4.6 | 93% |
| First National Bank of Omaha | Bank | 4.5 | 4.5 | 4.6 | 91% |
| Great Western Bank | Bank | 4.4 | 4.4 | 4.5 | 89% |
| Platte Valley Bank | Community Bank | 4.3 | 4.3 | 4.4 | 87% |
| First Interstate Bank | Bank | 4.2 | 4.2 | 4.3 | 85% |
| Security First Bank | Community Bank | 4.1 | 4.1 | 4.2 | 83% |
| U.S. Bank | Bank | 4.0 | 4.0 | 4.1 | 81% |
Norfolk Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Norfolk’s area are Midwest Bank, First National Bank of Omaha, and Pinnacle Bank.
Midwest Bank (94% Recommend)
- Highest in Support & Guidance (4.8) among top 3 lenders with strong 4.6 scores across all other categories.
- Loved for personalized service and local decision-making in homeowners feedback.
First National Bank of Omaha (92% Recommend)
- Top-rated in Easy Application (4.7) with balanced 4.6 ratings across other categories.
- Liked for responsive loan officers and streamlined approval process in users feedback.
Pinnacle Bank (90% Recommend)
- Strong 4.6 Loan Terms rating with consistent 4.5 scores in other metrics.
- Highlighted for transparent rate structures and local expertise in surveys.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Midwest Bank | Community Bank | 4.6 | 4.6 | 4.8 | 94% |
| First National Bank of Omaha | Bank | 4.7 | 4.6 | 4.6 | 92% |
| Pinnacle Bank | Bank | 4.5 | 4.6 | 4.5 | 90% |
| Great Western Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| Liberty First Credit Union | Credit Union | 4.3 | 4.3 | 4.4 | 86% |
| Equitable Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Security First Bank | Community Bank | 4.1 | 4.1 | 4.2 | 82% |
| U.S. Bank | Bank | 4.0 | 4.0 | 4.1 | 80% |
Columbus Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Columbus’s area are Platte Valley Bank, First National Bank of Omaha, and Pinnacle Bank.
Platte Valley Bank (95% Recommend)
- Highest in Support & Guidance (4.8) and Easy Application (4.7) among top 3 lenders.
- Loved for local decision-making and personalized mortgage solutions in homeowners feedback.
First National Bank of Omaha (93% Recommend)
- Strong 4.6 scores across all categories with highest Loan Terms rating (4.7) among top 3.
- Liked for responsive loan officers and streamlined approval processes in users feedback.
Pinnacle Bank (91% Recommend)
- Balanced 4.5 scores in all metrics with particularly strong Support & Guidance (4.6).
- Highlighted for transparent rate structures and local expertise in homeowners feedback.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Platte Valley Bank | Community Bank | 4.7 | 4.6 | 4.8 | 95% |
| First National Bank of Omaha | Bank | 4.6 | 4.7 | 4.6 | 93% |
| Pinnacle Bank | Bank | 4.5 | 4.5 | 4.6 | 91% |
| Columbus Bank and Trust | Community Bank | 4.4 | 4.4 | 4.5 | 89% |
| Liberty First Credit Union | Credit Union | 4.3 | 4.3 | 4.4 | 87% |
| Great Western Bank | Bank | 4.2 | 4.2 | 4.3 | 85% |
| Security First Bank | Community Bank | 4.1 | 4.1 | 4.2 | 83% |
| U.S. Bank | Bank | 4.0 | 4.0 | 4.1 | 81% |
Nebraska Best Online Home Loan Lenders
MFP’s Home Purchase Lenders Survey: Top online home loan purchase lenders for Nebraska residents are NFM Lending, First Nebraska Bank, and University of Nebraska FCU.
| Lender | Loan Amounts | APR Range | Loan Terms | Easy Application | Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|---|---|
| NFM Lending | $100k-$2M | 5.75% – 7.25% | 15/20/30 | 5.0 | 4.5 | 4.5 | 96% |
| First Nebraska Bank | Up to $2M | 5.85% – 7.35% | 15/20/30 | 4.5 | 4.5 | 4.5 | 95% |
| University of Nebraska FCU | $50k-$1M | 5.74% – 7.25% | 10/15/20/30 | 4.5 | 4.0 | 4.5 | 94% |
| NebraskaLand Bank | $100k-$1.5M | 5.99% – 7.50% | 15/20/30 | 4.0 | 4.0 | 4.0 | 93% |
| Arbor Realty Trust | $1M-$10M+ | 6.25% – 8.75% | 5/7/10/15 | 4.0 | 4.0 | 4.0 | 90% |
| CrossCountry Mortgage | $100k-$2M | 5.99% – 7.99% | 10/15/20/30 | 4.5 | 4.0 | 4.0 | 88% |
| Rocket Mortgage | $50k-$3M | 6.25% – 8.25% | 15/20/30 | 5.0 | 3.5 | 3.5 | 87% |
| CMG Financial | $100k-$2M | 5.99% – 7.75% | 15/20/30 | 4.0 | 4.0 | 4.0 | 86% |
| Guild Mortgage | $100k-$1.5M | 6.25% – 8.25% | 15/20/30 | 4.0 | 3.5 | 4.0 | 85% |
| Finance of America Mortgage | $100k-$2M | 6.50% – 8.50% | 15/20/30 | 4.0 | 3.5 | 3.5 | 84% |
| Mutual of Omaha Mortgage | $100k-$1.5M | 6.25% – 8.25% | 15/20/30 | 4.0 | 3.5 | 3.5 | 83% |
| PrimeLending | $100k-$1.5M | 6.00% – 7.99% | 15/20/30 | 4.0 | 4.0 | 4.0 | 82% |
| United Wholesale Mortgage | $100k-$2M | 6.25% – 8.50% | 15/20/30 | 4.0 | 3.5 | 3.5 | 81% |
| Jet Direct Mortgage | $60k-$750k | 5.99% – 7.25% | 10/15/20/30 | 4.5 | 4.0 | 4.0 | 89% |
