The Lenders Community Survey gathers homeowners feedback and 102 lender recommendations for New Hampshire homeowners. Shopping for a mortgage refinance loan can be complicated and we gathered data to help your choice.
Updated: April 28, 2025
<< Human Powered Recommendations >>
New Hampshire Top Lenders for Home Refinance Loans
Manchester, Nashua , Concord, Dover, Rochester, Keene, Portsmouth, Laconia, Online lenders.
Recommendations are gathered from 831 local New Hampshire members who shopped and requested a home refinance mortgage in the past 12 months:
- – Loan Application (0 to 5): How easy it is to apply for the home refinance mortgage loan. How fast can it be done. What’s the amount of information asked. How fast do you get an answer for your loan.
- – Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- – Support & Guidance (0 to 5): Were you happy with the guidance you were offered or requested to make a good decision about your home refinance?
- – Recommendation (yes/no): Do you recommend this lender after going through the process?
More Loan Information for New Hampshire Homeowners:
Home Refinance Loan Calculator
Loans Comparison Calculator: Heloc, Cash-Out, Home Equity, Renovation.
More Resources for New Hampshire Homeowners.
Manchester Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Manchester’s area are Merrimack County Savings Bank, St. Mary’s Bank, and Citizens Bank.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| Merrimack County Savings Bank | Community Bank | 4.5 | 4.5 | 5.0 | 92% |
| St. Mary’s Bank | Credit Union | 4.0 | 4.5 | 4.5 | 89% |
| Citizens Bank | National Bank | 4.0 | 4.0 | 4.0 | 85% |
| Service Credit Union | Credit Union | 4.0 | 4.0 | 4.0 | 84% |
| TD Bank | National Bank | 3.5 | 4.0 | 3.5 | 82% |
| Triangle Credit Union | Credit Union | 3.5 | 3.5 | 4.0 | 81% |
| Granite State Credit Union | Credit Union | 3.5 | 3.5 | 4.0 | 80% |
| Bank of New Hampshire | Bank | 3.5 | 3.5 | 3.5 | 79% |
| Northeast Credit Union | Credit Union | 3.5 | 3.5 | 3.5 | 78% |
| Eastern Bank | Bank | 3.0 | 3.5 | 3.5 | 76% |
| Bank of America | National Bank | 3.0 | 3.5 | 3.0 | 75% |
| Merrimack Valley Credit Union | Credit Union | 3.0 | 3.0 | 3.5 | 74% |
| Pentucket Bank | Community Bank | 3.0 | 3.0 | 3.5 | 73% |
| Wells Fargo | National Bank | 3.0 | 3.0 | 3.0 | 72% |
| Primary Bank | Community Bank | 2.5 | 3.0 | 3.0 | 70% |
Nashua Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Nashua’s area are St. Mary’s Bank, Triangle Credit Union, and Merrimack County Savings Bank.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| St. Mary’s Bank | Credit Union | 4.5 | 4.5 | 4.5 | 91% |
| Triangle Credit Union | Credit Union | 4.0 | 4.5 | 4.5 | 89% |
| Merrimack County Savings Bank | Community Bank | 4.0 | 4.0 | 4.5 | 87% |
| Granite State Credit Union | Credit Union | 4.0 | 4.0 | 4.0 | 85% |
| Northeast Credit Union | Credit Union | 3.5 | 4.0 | 4.0 | 83% |
| Citizens Bank | National Bank | 3.5 | 3.5 | 4.0 | 81% |
| TD Bank | National Bank | 3.5 | 3.5 | 3.5 | 79% |
| Bank of New Hampshire | Bank | 3.0 | 3.5 | 3.5 | 77% |
| Eastern Bank | Bank | 3.0 | 3.5 | 3.5 | 76% |
| Pentucket Bank | Community Bank | 3.0 | 3.0 | 3.5 | 74% |
Concord Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Concord’s area are Merrimack County Savings Bank, Capital Bank, and St. Mary’s Bank.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| Merrimack County Savings Bank | Community Bank | 4.5 | 4.5 | 5.0 | 93% |
| Capital Bank | Community Bank | 4.0 | 4.5 | 4.5 | 90% |
| St. Mary’s Bank | Credit Union | 4.0 | 4.5 | 4.5 | 89% |
| Service Credit Union | Credit Union | 4.0 | 4.0 | 4.5 | 87% |
| Northeast Credit Union | Credit Union | 3.5 | 4.0 | 4.0 | 85% |
| Bank of New Hampshire | Bank | 3.5 | 4.0 | 4.0 | 83% |
| Citizens Bank | National Bank | 3.5 | 3.5 | 4.0 | 81% |
| TD Bank | National Bank | 3.0 | 3.5 | 3.5 | 78% |
| Eastern Bank | Bank | 3.0 | 3.5 | 3.5 | 76% |
| Granite State Credit Union | Credit Union | 3.0 | 3.0 | 3.5 | 74% |
Dover Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Dover’s area are Holy Rosary Credit Union, Service Credit Union, and Citizens Bank.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| Holy Rosary Credit Union | Credit Union | 4.5 | 4.5 | 5.0 | 94% |
| Service Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 92% |
| Citizens Bank | Bank | 4.0 | 4.0 | 4.0 | 85% |
| Providence Bank | Community Bank | 4.0 | 4.0 | 4.5 | 84% |
| Northeast Credit Union | Credit Union | 3.5 | 4.0 | 4.0 | 83% |
| TD Bank | Bank | 3.5 | 3.5 | 4.0 | 82% |
| Kennebunk Savings Bank | Community Bank | 3.5 | 3.5 | 4.0 | 81% |
Rochester Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Rochester’s area are Holy Rosary Credit Union, Providence Bank, and Northeast Credit Union.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| Holy Rosary Credit Union | Credit Union | 4.5 | 4.5 | 5.0 | 93% |
| Providence Bank | Community Bank | 4.5 | 4.5 | 4.5 | 91% |
| Northeast Credit Union | Credit Union | 4.0 | 4.5 | 4.5 | 89% |
| Service Credit Union | Credit Union | 4.0 | 4.0 | 4.5 | 87% |
| Kennebunk Savings Bank | Community Bank | 4.0 | 4.0 | 4.0 | 85% |
| Citizens Bank | Bank | 3.5 | 4.0 | 4.0 | 83% |
| TD Bank | National Bank | 3.5 | 3.5 | 4.0 | 81% |
| Bar Harbor Bank & Trust | Community Bank | 3.5 | 3.5 | 3.5 | 79% |
| Bank of New Hampshire | Bank | 3.0 | 3.5 | 3.5 | 77% |
| Eastern Bank | Bank | 3.0 | 3.0 | 3.5 | 75% |
Rochester’s Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Rochester’s area are Holy Rosary Credit Union, Providence Bank, and Northeast Credit Union.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| Holy Rosary Credit Union | Credit Union | 4.5 | 4.5 | 5.0 | 93% |
| Providence Bank | Community Bank | 4.5 | 4.5 | 4.5 | 91% |
| Northeast Credit Union | Credit Union | 4.0 | 4.5 | 4.5 | 89% |
| Service Credit Union | Credit Union | 4.0 | 4.0 | 4.5 | 87% |
| Kennebunk Savings Bank | Community Bank | 4.0 | 4.0 | 4.0 | 85% |
| Citizens Bank | National Bank | 3.5 | 4.0 | 4.0 | 83% |
| TD Bank | National Bank | 3.5 | 3.5 | 4.0 | 81% |
| Bar Harbor Bank & Trust | Community Bank | 3.5 | 3.5 | 3.5 | 79% |
| Bank of New Hampshire | Bank | 3.0 | 3.5 | 3.5 | 77% |
| Eastern Bank | Bank | 3.0 | 3.0 | 3.5 | 75% |
Keene Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Keene’s area are St. Mary’s Bank, Monadnock Community Bank, and Service Credit Union.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| St. Mary’s Bank | Credit Union | 4.5 | 4.5 | 5.0 | 94% |
| Monadnock Community Bank | Community Bank | 4.5 | 4.5 | 4.5 | 92% |
| Service Credit Union | Credit Union | 4.0 | 4.5 | 4.5 | 90% |
| Northeast Credit Union | Credit Union | 4.0 | 4.0 | 4.5 | 88% |
| Granite State Credit Union | Credit Union | 4.0 | 4.0 | 4.0 | 86% |
| Brattleboro Savings & Loan | Community Bank | 3.5 | 4.0 | 4.0 | 84% |
| Citizens Bank | National Bank | 3.5 | 3.5 | 4.0 | 82% |
| TD Bank | National Bank | 3.5 | 3.5 | 3.5 | 80% |
| Bank of New Hampshire | Bank | 3.0 | 3.5 | 3.5 | 78% |
| KeyBank | National Bank | 3.0 | 3.0 | 3.5 | 76% |
Portsmouth Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Portsmouth’s area are Service Credit Union, Northeast Credit Union, and Providence Bank.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| Service Credit Union | Credit Union | 4.5 | 4.5 | 5.0 | 95% |
| Northeast Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 93% |
| Providence Bank | Community Bank | 4.0 | 4.5 | 4.5 | 91% |
| Kennebunk Savings Bank | Community Bank | 4.0 | 4.0 | 4.5 | 89% |
| TD Bank | Bank | 4.0 | 4.0 | 4.0 | 86% |
| Citizens Bank | Bank | 3.5 | 4.0 | 4.0 | 84% |
| Bangor Savings Bank | Community Bank | 3.5 | 3.5 | 4.0 | 82% |
Laconia Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Laconia’s area are Laconia Savings Bank, Service Credit Union, and Northeast Credit Union.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| Laconia Savings Bank | Community Bank | 4.5 | 4.5 | 5.0 | 95% |
| Service Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 93% |
| Northeast Credit Union | Credit Union | 4.0 | 4.5 | 4.5 | 91% |
| Meredith Village Savings Bank | Community Bank | 4.0 | 4.0 | 4.5 | 89% |
| Bank of New Hampshire | Bank | 4.0 | 4.0 | 4.0 | 86% |
| Citizens Bank | Bank | 3.5 | 4.0 | 4.0 | 84% |
| TD Bank | Bank | 3.5 | 3.5 | 4.0 | 82% |
Best New Hampshire Online Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended online refinance lenders in New Hampshire are Rocket Mortgage, Better.com and LoanDepot.
| Lenders | Loan Amounts | APR Range | Loan Terms | Easy Application | Rate Satisfaction | Support and Guidance | Recommend (%) |
|---|---|---|---|---|---|---|---|
| Rocket Mortgage | $100k-$3M | 5.5%-7.5% | 15-30 years | 4.5 | 4.0 | 4.5 | 92% |
| Better.com | $100k-$2.5M | 5.25%-7.25% | 15-30 years | 4.5 | 4.5 | 4.0 | 90% |
| LoanDepot | $100k-$3M | 5.75%-7.75% | 10-30 years | 4.0 | 4.0 | 4.0 | 88% |
| Guaranteed Rate | $100k-$2M | 5.5%-7.5% | 15-30 years | 4.0 | 4.0 | 4.5 | 87% |
| New American Funding | $100k-$3M | 5.25%-7.25% | 15-30 years | 4.0 | 4.5 | 4.0 | 86% |
| PennyMac | $100k-$2.5M | 5.75%-7.75% | 15-30 years | 3.5 | 4.0 | 4.0 | 84% |
| SoFi | $100k-$2M | 5.5%-7.5% | 10-30 years | 4.0 | 3.5 | 4.0 | 83% |
| Freedom Mortgage | $100k-$3M | 5.75%-7.75% | 15-30 years | 3.5 | 3.5 | 3.5 | 80% |
| Mr. Cooper | $100k-$2M | 5.5%-7.5% | 15-30 years | 3.5 | 3.5 | 3.5 | 79% |
| Fairway Independent Mortgage | $100k-$2.5M | 5.75%-7.75% | 15-30 years | 3.0 | 3.5 | 3.5 | 77% |
Related Articles
Home Mortgage Refinance
