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South Dakota Best Lenders and Insurers

Author: Data Team

See the top-rated mortgage, loan, and insurance providers across South Dakota's major cities, based on recommendations from local residents in MFP's Community Surveys.
Updated: September 29 2026
Aberdeen Brookings Mitchell Rapid City Sioux Falls Watertown Yankton Online

Aberdeen

The top-rated lenders and insurers in Aberdeen, SD, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Dacotah Bank
  2. First Interstate Bank
  3. Dakotaland Credit Union
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Best Refinance
  1. Dacotah Bank
  2. Dacotah Credit Union
  3. First National Bank Aberdeen
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Best Auto Loan
  1. Healthcare Plus Federal Credit Union
  2. Area Federal Credit Union
  3. Dakotaland Federal Credit Union
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Best Personal Loan
  1. Aberdeen Federal Credit Union
  2. Dakota Plains Credit Union
  3. Dacotah Bank
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Best Home Insurance
  1. State Farm
  2. Auto-Owners
  3. Allstate
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Best Auto Insurance
  1. Fischer Rounds & Associates
  2. Dacotah Insurance
  3. State Farm
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Brookings

The top-rated lenders and insurers in Brookings, SD, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. First Bank & Trust
  2. Dacotah Bank
  3. Dakotaland Credit Union
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Best Refinance
  1. First Bank & Trust
  2. Great Western Bank
  3. Dacotah Bank
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Best Auto Loan
  1. Dakotaland Federal Credit Union
  2. First Bank & Trust
  3. BankStar Financial
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Best Home Insurance
  1. State Farm
  2. USAA
  3. Auto-Owners
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Best Auto Insurance
  1. Fischer Rounds & Associates
  2. Dakota Insurance
  3. State Farm
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Mitchell

The top-rated lenders and insurers in Mitchell, SD, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. First Dakota National Bank
  2. CorTrust Bank
  3. First Interstate Bank
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Best Refinance
  1. First Dakota National Bank
  2. First National Bank Mitchell
  3. Great Western Bank
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Best Auto Loan
  1. Palace City Federal Credit Union
  2. Dakotaland Federal Credit Union
  3. BankWest
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Best Personal Loan
  1. Dakotaland Federal Credit Union
  2. CorTrust Bank
  3. First Dakota National Bank
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Best Home Insurance
  1. State Farm
  2. USAA
  3. Auto-Owners
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Best Auto Insurance
  1. First Dakota Insurance
  2. Farmers Union Insurance
  3. State Farm
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Rapid City

The top-rated lenders and insurers in Rapid City, SD, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Black Hills Community Bank
  2. First Bank & Trust
  3. First Dakota National Bank
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Best Refinance
  1. Black Hills Federal Credit Union
  2. First Interstate Bank
  3. Dacotah Bank
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Best Auto Loan
  1. Black Hills Federal Credit Union
  2. Sentinel Federal Credit Union
  3. Highmark Credit Union
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Best Personal Loan
  1. Black Hills Federal Credit Union
  2. Highmark Credit Union
  3. Sentinel Federal Credit Union
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Best Home Insurance
  1. USAA
  2. State Farm
  3. Amica
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Best Auto Insurance
  1. Fischer Rounds & Associates
  2. First Western Insurance
  3. State Farm
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Sioux Falls

The top-rated lenders and insurers in Sioux Falls, SD, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. The First National Bank in Sioux Falls
  2. Sunrise Banks
  3. Dacotah Bank
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Best Refinance
  1. First Premier Bank
  2. Sioux Falls Federal Credit Union
  3. Great Western Bank
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Best Auto Loan
  1. Levo Credit Union
  2. Service First Federal Credit Union
  3. Voyage Federal Credit Union
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Best Personal Loan
  1. Sioux Valley Community Credit Union
  2. Levo Credit Union
  3. First National Bank in Sioux Falls
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Best Home Insurance
  1. State Farm
  2. USAA
  3. Allstate
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Best Auto Insurance
  1. Howalt+McDowell Insurance
  2. Fischer Rounds & Associates
  3. State Farm
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Watertown

The top-rated lenders and insurers in Watertown, SD, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Dakotaland Federal Credit Union
  2. First Interstate Bank
  3. Dacotah Bank
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Best Refinance
  1. First Premier Bank
  2. Glacial Lakes Bank & Trust
  3. Dacotah Bank
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Best Auto Loan
  1. Avanti Federal Credit Union
  2. Sioux Valley Co-op Federal Credit Union
  3. Dakotaland Federal Credit Union
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Best Personal Loan
  1. Dakotaland Federal Credit Union
  2. Reliabank
  3. Plains Commerce Bank
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Best Home Insurance
  1. State Farm
  2. USAA
  3. Allstate
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Best Auto Insurance
  1. American Trust Insurance
  2. Farmers Union Insurance
  3. State Farm
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Yankton

The top-rated lenders and insurers in Yankton, SD, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. First Dakota National Bank
  2. CorTrust Bank
  3. Dakotaland Federal Credit Union
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Best Refinance
  1. First Dakota National Bank
  2. Yankton Federal Credit Union
  3. Great Western Bank
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Best Auto Loan
  1. Explorers Credit Union
  2. Levo Credit Union
  3. CorTrust Bank
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Best Personal Loan
  1. Service First Federal Credit Union
  2. First Dakota National Bank
  3. CorTrust Bank
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Best Home Insurance
  1. State Farm
  2. USAA
  3. Auto-Owners
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Best Auto Insurance
  1. First Dakota Insurance
  2. Farmers Union Insurance
  3. State Farm
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Best Online Lenders in South Dakota

Top-rated online lenders serving South Dakota residents statewide, based on recommendations from MFP's Community Surveys.
Best Home Mortgage
  1. Rocket Mortgage
  2. Guaranteed Rate
  3. First National Bank
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Best Refinance
  1. Rocket Mortgage
  2. Bank of America
  3. SoFi
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Best Auto Loan
  1. Black Hills Federal Credit Union
  2. Levo Credit Union
  3. BankWest
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Best Personal Loan
  1. Black Hills Federal Credit Union
  2. Levo Credit Union
  3. Dakotaland Federal Credit Union
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