The Lenders Community Survey gathers homeowners feedback and 105 lenders recommendations for Nevada home refinance shopping for a mortgage refinance loan can be complicated and we gathered data to help your choice.
Updated: May 1, 2025
<< Human Powered Recommendations >>
Nevada Top Lenders for Home Refinance Loans
Las Vegas, Henderson, North Las Vegas, Reno, Enterprise, Spring Valley, Sunrise Mannor, Paradise, Sparks, Carson City, Online lenders.
Recommendations are gathered from 1,274 local Nevada members who shopped and requested a home refinance mortgage in the past 12 months:
- – Loan Application (0 to 5): How easy it is to apply for the home refinance mortgage loan. How fast can it be done. What’s the amount of information asked. How fast do you get an answer for your loan.
- – Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- – Support & Guidance (0 to 5): Were you happy with the guidance you were offered or requested to make a good decision about your home refinance?
- – Recommendation (yes/no): Do you recommend this lender after going through the process?
More Loan Information for Nevada Homeowners:
Home Refinance Loan Calculator
Loans Comparison Calculator: Heloc, Cash-Out, Home Equity, Renovation.
More Resources for Nevada Homeowners.
Las Vegas Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Las Vegas’ area are U.S. Bank, Bank of America, and Wells Fargo.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| U.S. Bank | Bank | 4.5 | 4.5 | 4.5 | 92% |
| Bank of America | Bank | 4.0 | 4.5 | 4.0 | 89% |
| Wells Fargo | Bank | 4.0 | 4.0 | 4.0 | 88% |
| Navy Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 90% |
| Zions Bancorp | Bank | 3.5 | 4.0 | 4.0 | 85% |
| PNC Bank | Bank | 3.5 | 4.0 | 3.5 | 83% |
| Chase | Bank | 4.0 | 3.5 | 3.5 | 82% |
| PenFed Credit Union | Credit Union | 4.0 | 4.0 | 4.0 | 87% |
| Greater Nevada Credit Union | Credit Union | 4.0 | 4.0 | 4.0 | 86% |
| Alliant Credit Union | Credit Union | 3.5 | 4.0 | 4.0 | 84% |
| United Federal Credit Union | Credit Union | 3.5 | 3.5 | 4.0 | 81% |
| One Nevada Credit Union | Credit Union | 3.5 | 3.5 | 4.0 | 80% |
| Nevada State Bank | Bank | 3.5 | 3.5 | 3.5 | 78% |
| America First Credit Union | Credit Union | 3.0 | 3.5 | 3.5 | 77% |
| Credit Union West | Credit Union | 3.0 | 3.0 | 3.5 | 75% |
Henderson Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Henderson’s area are Nevada State Bank, Greater Nevada Credit Union, and Bank of Nevada.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| Nevada State Bank | Bank | 4.5 | 4.5 | 4.5 | 91% |
| Greater Nevada Credit Union | Credit Union | 4.5 | 4.5 | 4.0 | 89% |
| Bank of Nevada | Bank | 4.0 | 4.5 | 4.0 | 88% |
| U.S. Bank | Bank | 4.0 | 4.0 | 4.0 | 87% |
| Wells Fargo | Bank | 4.0 | 4.0 | 3.5 | 85% |
| One Nevada Credit Union | Credit Union | 4.0 | 4.0 | 4.0 | 84% |
| Bank of America | Bank | 3.5 | 4.0 | 3.5 | 83% |
| America First Credit Union | Credit Union | 3.5 | 4.0 | 3.5 | 82% |
| Chase | Bank | 3.5 | 3.5 | 3.5 | 80% |
| Zions Bank | Bank | 3.5 | 3.5 | 3.0 | 78% |
North Las Vegas Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in North Las Vegas’ area are Nevada State Bank, One Nevada Credit Union, and America First Credit Union.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| Nevada State Bank | Bank | 4.5 | 4.5 | 4.5 | 92% |
| One Nevada Credit Union | Credit Union | 4.5 | 4.5 | 4.0 | 90% |
| America First Credit Union | Credit Union | 4.0 | 4.5 | 4.0 | 89% |
| WestStar Credit Union | Credit Union | 4.0 | 4.0 | 4.0 | 87% |
| Bank of Nevada | Bank | 4.0 | 4.0 | 3.5 | 85% |
| U.S. Bank | Bank | 3.5 | 4.0 | 3.5 | 84% |
| Wells Fargo | Bank | 3.5 | 4.0 | 3.5 | 83% |
| Bank of America | Bank | 3.5 | 3.5 | 3.5 | 81% |
| Zions Bank | Bank | 3.5 | 3.5 | 3.0 | 79% |
| Chase | Bank | 3.0 | 3.5 | 3.0 | 77% |
Reno Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Reno’s area are Greater Nevada Credit Union, Nevada State Bank, and U.S. Bank.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| Greater Nevada Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 93% |
| Nevada State Bank | Bank | 4.5 | 4.5 | 4.5 | 92% |
| U.S. Bank | Bank | 4.5 | 4.5 | 4.5 | 91% |
| Bank of America | Bank | 4.0 | 4.5 | 4.0 | 89% |
| Wells Fargo | Bank | 4.0 | 4.0 | 4.0 | 88% |
| Zions Bank | Bank | 4.0 | 4.0 | 4.0 | 87% |
| Chase | Bank | 4.0 | 4.0 | 3.5 | 85% |
| America First Credit Union | Credit Union | 4.0 | 4.0 | 4.0 | 86% |
| WestStar Credit Union | Credit Union | 3.5 | 4.0 | 4.0 | 84% |
| First Independent Bank | Bank | 3.5 | 3.5 | 3.5 | 82% |
Enterprise Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Enterprise’s area are Nevada State Bank, America First Credit Union, and U.S. Bank.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| Nevada State Bank | Bank | 4.5 | 4.5 | 4.5 | 92% |
| America First Credit Union | Credit Union | 4.5 | 4.5 | 4.0 | 90% |
| U.S. Bank | Bank | 4.0 | 4.5 | 4.0 | 89% |
| Bank of America | Bank | 4.0 | 4.0 | 4.0 | 87% |
| Wells Fargo | Bank | 4.0 | 4.0 | 3.5 | 86% |
| One Nevada Credit Union | Credit Union | 4.0 | 4.0 | 4.0 | 85% |
| Chase | Bank | 3.5 | 4.0 | 3.5 | 83% |
| Zions Bank | Bank | 3.5 | 3.5 | 3.5 | 82% |
| Greater Nevada Credit Union | Credit Union | 3.5 | 4.0 | 3.5 | 81% |
| WestStar Credit Union | Credit Union | 3.5 | 3.5 | 3.5 | 80% |
Spring Valley Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Spring Valley’s area are Nevada State Bank, U.S. Bank, and America First Credit Union.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| Nevada State Bank | Bank | 4.5 | 4.5 | 4.5 | 92% |
| U.S. Bank | Bank | 4.5 | 4.5 | 4.0 | 90% |
| America First Credit Union | Credit Union | 4.0 | 4.5 | 4.0 | 89% |
| Bank of America | Bank | 4.0 | 4.0 | 4.0 | 87% |
| Wells Fargo | Bank | 4.0 | 4.0 | 3.5 | 85% |
| One Nevada Credit Union | Credit Union | 3.5 | 4.0 | 4.0 | 84% |
| Chase | Bank | 3.5 | 3.5 | 3.5 | 82% |
Sunrise Manor Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Sunrise Manor’s area are Nevada State Bank, One Nevada Credit Union, and America First Credit Union.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| Nevada State Bank | Bank | 4.5 | 4.5 | 4.5 | 92% |
| One Nevada Credit Union | Credit Union | 4.5 | 4.5 | 4.0 | 90% |
| America First Credit Union | Credit Union | 4.0 | 4.5 | 4.0 | 89% |
| U.S. Bank | Bank | 4.0 | 4.0 | 4.0 | 87% |
| Wells Fargo | Bank | 4.0 | 4.0 | 3.5 | 85% |
| Bank of America | Bank | 3.5 | 4.0 | 3.5 | 83% |
| Zions Bank | Bank | 3.5 | 3.5 | 3.5 | 80% |
Paradise Manor Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Paradise’s area are Nevada State Bank, Greater Nevada Credit Union, and U.S. Bank.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| Nevada State Bank | Bank | 4.5 | 4.5 | 4.5 | 92% |
| Greater Nevada Credit Union | Credit Union | 4.5 | 4.5 | 4.0 | 90% |
| U.S. Bank | Bank | 4.0 | 4.5 | 4.0 | 89% |
| Bank of America | Bank | 4.0 | 4.0 | 4.0 | 87% |
| Wells Fargo | Bank | 4.0 | 4.0 | 3.5 | 85% |
| One Nevada Credit Union | Credit Union | 3.5 | 4.0 | 4.0 | 84% |
| Chase | Bank | 3.5 | 3.5 | 3.5 | 82% |
Sparks Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Sparks’s area are Greater Nevada Credit Union, U.S. Bank, and Nevada State Bank.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| Greater Nevada Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 93% |
| U.S. Bank | Bank | 4.5 | 4.5 | 4.0 | 91% |
| Nevada State Bank | Bank | 4.0 | 4.5 | 4.0 | 90% |
| Bank of America | Bank | 4.0 | 4.0 | 4.0 | 88% |
| Wells Fargo | Bank | 4.0 | 4.0 | 3.5 | 86% |
| One Nevada Credit Union | Credit Union | 3.5 | 4.0 | 4.0 | 85% |
| Chase | Bank | 3.5 | 3.5 | 3.5 | 82% |
Carson City Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Carson City’s area are Greater Nevada Credit Union, Nevada State Bank, and U.S. Bank.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| Greater Nevada Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 94% |
| Nevada State Bank | Bank | 4.5 | 4.5 | 4.0 | 92% |
| U.S. Bank | Bank | 4.0 | 4.5 | 4.0 | 90% |
| Bank of America | Bank | 4.0 | 4.0 | 4.0 | 88% |
| Wells Fargo | Bank | 4.0 | 4.0 | 3.5 | 86% |
| First Independent Bank | Community Bank | 3.5 | 4.0 | 4.0 | 85% |
| Chase | Bank | 3.5 | 3.5 | 3.5 | 82% |
Best Nevada Online Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended online refinance lenders in Nevada’s are Rocket Mortgage, Nevada State Bank and Better Mortgage.
| Lender (name) | Loan Amounts (range) | APR Range (current market rates) | Loan Terms (years offered) | Easy Application | Rate Satisfaction | Support and Guidance | Recommend % (from 0-100%) |
|---|---|---|---|---|---|---|---|
| Rocket Mortgage | $50,000 – $3,000,000 | 5.60% – 7.10% | 10, 15, 20, 30 | 5 | 4.5 | 5 | 96% |
| Nevada State Bank | $50,000 – $2,000,000 | 5.55% – 7.05% | 15, 20, 30 | 4.5 | 4.5 | 5 | 94% |
| Better Mortgage | $100,000 – $2,500,000 | 5.65% – 7.15% | 15, 20, 30 | 4.5 | 4.5 | 4.5 | 92% |
| One Nevada Credit Union | $50,000 – $1,500,000 | 5.50% – 7.00% | 15, 20, 30 | 4.5 | 4 | 4.5 | 90% |
| LoanDepot | $50,000 – $3,000,000 | 5.70% – 7.20% | 10, 15, 20, 25, 30 | 4 | 4 | 4.5 | 88% |
| America First Credit Union | $50,000 – $750,000 | 5.55% – 7.05% | 15, 20, 30 | 4 | 4 | 4.5 | 86% |
| SoFi | $100,000 – $2,000,000 | 5.75% – 7.25% | 10, 15, 20, 30 | 4 | 3.5 | 4 | 84% |
| Guaranteed Rate | $50,000 – $2,000,000 | 5.80% – 7.30% | 15, 20, 30 | 3.5 | 4 | 4 | 83% |
| Chase Bank | $50,000 – $2,000,000 | 5.85% – 7.35% | 10, 15, 20, 30 | 3.5 | 3.5 | 3.5 | 82% |
| WestStar Mortgage | $50,000 – $1,000,000 | 5.70% – 7.20% | 15, 20, 30 | 3.5 | 4 | 4 | 81% |
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