MFP Home Loan Lenders Community Survey gathers Nevada’s homeowners feedback and lenders recommendations for home loans in the state. Shopping for a new home loan can be complicated and we gathered info below to help your choice.
Updated: June 6, 2025
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Nevada Best Home Loan Lenders
Las Vegas, Henderson, North Las Vegas, Reno, Enterprise, Spring Valley, Sunrise Manor, Paradise, Sparks, Carson City, Online lenders.
Nevada Home Loans Lenders Satisfaction
Performance and satisfaction of home purchase mortgage lenders across Nevada by lenders type.
| Lender Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommendation |
|---|---|---|---|---|
| Credit Unions | 4.42 | 4.44 | 4.51 | 86% |
| Community Banks | 4.53 | 4.52 | 4.58 | 86% |
| Banks | 4.28 | 4.30 | 4.37 | 83% |
| Online Lenders | 4.04 | 3.68 | 3.93 | 84% |
Recommendations are gathered from 1,481 local Nevada members who shopped and requested a home loan mortgage in the past 12 months:
- Loan Application (0 to 5): How easy it is to apply for your new home loan. How fast can it be done. What’s the amount of information asked. How fast do you get an answer for your loan.
- Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- Support & Guidance (0 to 5): Were you happy with the guidance you were offered or requested to make a good decision about your home loan?
- Recommendation (yes/no): Do you recommend this lender after going through the process?
More Loan Information for Nevada Homeowners:
Home Refinance Loan Calculator
Loans Comparison Calculator: Heloc, Cash-Out, Home Equity, Renovation.
More Resources for Nevada Homeowners.
Las Vegas Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Las Vegas’ area are Lexicon Bank, Zions Bank and Greater Nevada Credit Union.
Lexicon Bank (95% Recommend)
- 5.0 in all categories (Easy Application, Loan Terms & Rate Satisfaction, Support & Guidance) – highest perfect score among all lenders
- Consistently liked for personalized concierge-style service and local decision-making in users feedback
Zions Bank (92% Recommend)
- 4.8 Loan Terms rating – highest among regional banks in the area
- Frequently mentioned for competitive rates and smooth loan processing in homeowners surveys
Greater Nevada Credit Union (90% Recommend)
- 4.9 Support & Guidance score – top among credit unions
- Users highlight responsive service and financial education resources
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Lexicon Bank | Community Bank | 5.0 | 5.0 | 5.0 | 95% |
| Zions Bank | Bank | 4.7 | 4.8 | 4.7 | 92% |
| Greater Nevada Credit Union | Credit Union | 4.6 | 4.7 | 4.9 | 90% |
| Wells Fargo | Bank | 4.5 | 4.3 | 4.4 | 88% |
| First Security Bank of Nevada | Community Bank | 4.8 | 4.6 | 4.7 | 87% |
| U.S. Bank | Bank | 4.4 | 4.2 | 4.5 | 86% |
| One Nevada Credit Union | Credit Union | 4.5 | 4.4 | 4.6 | 85% |
| Bank of America | Bank | 4.3 | 4.1 | 4.2 | 84% |
| Clark County Credit Union | Credit Union | 4.4 | 4.3 | 4.5 | 83% |
| Silver State Schools Credit Union | Credit Union | 4.2 | 4.3 | 4.4 | 82% |
| Chase Bank | Bank | 4.1 | 4.0 | 4.1 | 81% |
| Meadows Bank | Community Bank | 4.6 | 4.5 | 4.5 | 80% |
| Boulder Dam Credit Union | Credit Union | 4.3 | 4.2 | 4.3 | 79% |
| WestStar Credit Union | Credit Union | 4.1 | 4.1 | 4.2 | 78% |
| Bank of George | Community Bank | 4.4 | 4.3 | 4.3 | 77% |
Henderson Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Henderson’s area are Meadows Bank, One Nevada Credit Union and WaFd Bank.
Meadows Bank (94% Recommend)
- 4.9 in all categories (Easy Application, Loan Terms & Rate Satisfaction, Support & Guidance) – highest combined score among all lenders
- Homeowners feeback highlight exceptional responsiveness and local decision-making for home loans
One Nevada Credit Union (91% Recommend)
- 4.8 Loan Terms rating – highest among credit unions in the area
- Users frequently mention competitive rates and smooth digital application process
WaFd Bank (89% Recommend)
- 4.7 Support & Guidance score – top among community banks
- Feedback emphasize personalized service and knowledgeable staff for first-time homebuyers
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Meadows Bank | Community Bank | 4.9 | 4.9 | 4.9 | 94% |
| One Nevada Credit Union | Credit Union | 4.7 | 4.8 | 4.6 | 91% |
| WaFd Bank | Bank | 4.5 | 4.6 | 4.7 | 89% |
| First Citizens Bank | Bank | 4.4 | 4.5 | 4.5 | 87% |
| Clark County Credit Union | Credit Union | 4.3 | 4.4 | 4.5 | 85% |
| Silver State Schools Credit Union | Credit Union | 4.2 | 4.3 | 4.4 | 83% |
| Bank of Nevada | Bank | 4.1 | 4.2 | 4.3 | 81% |
| Boulder Dam Credit Union | Credit Union | 4.0 | 4.1 | 4.2 | 79% |
| WestStar Credit Union | Credit Union | 3.9 | 4.0 | 4.1 | 77% |
| Nevada State Bank | Bank | 3.8 | 3.9 | 4.0 | 75% |
North Las Vegas Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in North Las Vegas’s area are Greater Nevada Credit Union, One Nevada Credit Union and Clark County Credit Union.
Greater Nevada Credit Union (93% Recommend)
- 4.8 in all categories (Easy Application, Loan Terms & Rate Satisfaction, Support & Guidance) – highest combined score among credit unions
- Users surveys highlight personalized mortgage guidance and competitive 30-year fixed rates
One Nevada Credit Union (91% Recommend)
- 4.7 Loan Terms rating – highest rate satisfaction among local credit unions
- Frequently praised for instant pre-qualification process and transparent rate comparisons
Clark County Credit Union (88% Recommend)
- 4.6 Support & Guidance score – top for first-time homebuyer assistance
- Users appreciate competitive rates and responsive loan specialists
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Greater Nevada Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 93% |
| One Nevada Credit Union | Credit Union | 4.6 | 4.7 | 4.5 | 91% |
| Clark County Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 88% |
| Meadows Bank | Community Bank | 4.4 | 4.4 | 4.5 | 86% |
| Bank of Nevada | Bank | 4.3 | 4.3 | 4.4 | 84% |
| Sierra Pacific Federal Credit Union | Credit Union | 4.2 | 4.2 | 4.3 | 82% |
| Nevada State Bank | Bank | 4.1 | 4.1 | 4.2 | 80% |
| Silver State Schools Credit Union | Credit Union | 4.0 | 4.0 | 4.1 | 78% |
| WestStar Credit Union | Credit Union | 3.9 | 3.9 | 4.0 | 76% |
| Boulder Dam Credit Union | Credit Union | 3.8 | 3.8 | 3.9 | 74% |
Reno Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Reno’s area are Greater Nevada Credit Union, Plumas Bank and Bank of the West.
Greater Nevada Credit Union (95% Recommend)
- 4.9 in all categories (Easy Application, Loan Terms & Rate Satisfaction, Support & Guidance) – perfect scores across all metrics
- Users consistently praise the credit union’s competitive rates and personalized mortgage guidance
Plumas Bank (92% Recommend)
- 4.8 Loan Terms rating – highest among community banks in the region
- Homeowners feedback highlight quick loan approvals and local decision-making authority
Bank of the West (89% Recommend)
- 4.7 Support & Guidance score – top among regional banks
- Frequently mentioned for knowledgeable loan officers and streamlined application process
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Greater Nevada Credit Union | Credit Union | 4.9 | 4.9 | 4.9 | 95% |
| Plumas Bank | Community Bank | 4.7 | 4.8 | 4.7 | 92% |
| Bank of the West | Bank | 4.6 | 4.6 | 4.7 | 89% |
| Nevada Bank & Trust | Community Bank | 4.5 | 4.5 | 4.6 | 87% |
| U.S. Bank | Bank | 4.4 | 4.4 | 4.5 | 85% |
| Wells Fargo | Bank | 4.3 | 4.3 | 4.4 | 83% |
| Banner Bank | Bank | 4.2 | 4.2 | 4.3 | 81% |
| Heritage Bank of Nevada | Community Bank | 4.1 | 4.1 | 4.2 | 79% |
| Chase Bank | Bank | 4.0 | 4.0 | 4.1 | 77% |
| Bank of America | Bank | 3.9 | 3.9 | 4.0 | 75% |
Enterprise Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Enterprise’s area are Greater Nevada Credit Union, Nevada State Bank and Meadows Bank.
Greater Nevada Credit Union (94% Recommend)
- 4.9 in all categories (Easy Application, Loan Terms & Rate Satisfaction, Support & Guidance) – perfect scores across all metrics
- Users consistently love the credit union’s personalized mortgage guidance and competitive rates
Nevada State Bank (91% Recommend)
- 4.7 Loan Terms rating – highest among regional banks in the area
- Homeowners feedback highlights quick loan approvals and local decision authority
Meadows Bank (89% Recommend)
- 4.8 Support & Guidance score – top among community banks
- Frequently mentioned for knowledgeable loan officers and streamlined application process
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Greater Nevada Credit Union | Credit Union | 4.9 | 4.9 | 4.9 | 94% |
| Nevada State Bank | Bank | 4.7 | 4.7 | 4.6 | 91% |
| Meadows Bank | Community Bank | 4.6 | 4.6 | 4.8 | 89% |
| Clark County Credit Union | Credit Union | 4.5 | 4.5 | 4.7 | 87% |
| Bank of Nevada | Bank | 4.4 | 4.4 | 4.5 | 85% |
| U.S. Bank | Bank | 4.3 | 4.3 | 4.4 | 83% |
| Wells Fargo | Bank | 4.2 | 4.2 | 4.3 | 81% |
| Chase Bank | Bank | 4.1 | 4.1 | 4.2 | 79% |
| Bank of America | Bank | 4.0 | 4.0 | 4.1 | 77% |
| First Security Bank of Nevada | Community Bank | 3.9 | 3.9 | 4.0 | 75% |
Spring Valley Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Spring Valley’s area are Greater Nevada Credit Union, Nevada State Bank and Spring Valley Bank.
Greater Nevada Credit Union (95% Recommend)
- 4.9 in all categories (Easy Application, Loan Terms & Rate Satisfaction, Support & Guidance) – perfect scores across all metrics
- Users consistently praise the credit union’s competitive mortgage rates and personalized guidance
Nevada State Bank (92% Recommend)
- 4.8 Loan Terms rating – highest among regional banks in the area
- Homeowners feedback highlights quick loan approvals and knowledgeable staff for first-time home buyers
Spring Valley Bank (90% Recommend)
- 4.7 Support & Guidance score – top among community banks
- Frequently mentioned for investor-friendly mortgage products and responsive loan officers
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Greater Nevada Credit Union | Credit Union | 4.9 | 4.9 | 4.9 | 95% |
| Nevada State Bank | Bank | 4.7 | 4.8 | 4.7 | 92% |
| Spring Valley Bank | Community Bank | 4.6 | 4.6 | 4.7 | 90% |
| Zions Bank | Bank | 4.5 | 4.5 | 4.6 | 88% |
| Clark County Credit Union | Credit Union | 4.4 | 4.4 | 4.5 | 86% |
| U.S. Bank | Bank | 4.3 | 4.3 | 4.4 | 84% |
| One Nevada Credit Union | Credit Union | 4.2 | 4.2 | 4.3 | 82% |
| Bank of America | Bank | 4.1 | 4.1 | 4.2 | 80% |
Sunrise Manor Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Sunrise Manor’s area are Greater Nevada Credit Union, Nevada State Bank and Meadows Bank.
Greater Nevada Credit Union (94% Recommend)
- 4.8 in all categories (Easy Application, Loan Terms & Rate Satisfaction, Support & Guidance) – highest combined score among all lenders
- Users consistently like the credit union’s competitive rates and personalized mortgage guidance
Nevada State Bank (91% Recommend)
- 4.7 Loan Terms rating – highest among regional banks in the area
- Homeowners feedback highlight quick loan approvals and knowledgeable staff for first-time homebuyers
Meadows Bank (89% Recommend)
- 4.7 Support & Guidance score – top among community banks
- Frequently mentioned for great loan officers and streamlined application process
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Greater Nevada Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 94% |
| Nevada State Bank | Bank | 4.6 | 4.7 | 4.6 | 91% |
| Meadows Bank | Community Bank | 4.5 | 4.6 | 4.7 | 89% |
| Clark County Credit Union | Credit Union | 4.4 | 4.5 | 4.6 | 87% |
| Bank of Nevada | Bank | 4.3 | 4.4 | 4.5 | 85% |
| U.S. Bank | Bank | 4.2 | 4.3 | 4.4 | 83% |
| One Nevada Credit Union | Credit Union | 4.1 | 4.2 | 4.3 | 81% |
| Wells Fargo | Bank | 4.0 | 4.1 | 4.2 | 79% |
Paradise Manor Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Paradise Manor’s area are Nevada State Bank, Greater Nevada Credit Union and One Nevada Credit Union.
Nevada State Bank (92% Recommend)
- 4.7 in Loan Terms & Rate Satisfaction – highest among banks in the area
- Homeowners feedback highlight knowledgeable loan officers for first-time buyers
Greater Nevada Credit Union (90% Recommend)
- 4.8 in Support & Guidance – top among credit unions
- Users love their competitive rates and personalized service
One Nevada Credit Union (88% Recommend)
- 4.6 in Easy Application – simplest digital application process
- Frequently mentioned for quick pre-qualification process
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Nevada State Bank | Bank | 4.5 | 4.7 | 4.6 | 92% |
| Greater Nevada Credit Union | Credit Union | 4.6 | 4.7 | 4.8 | 90% |
| One Nevada Credit Union | Credit Union | 4.6 | 4.5 | 4.5 | 88% |
| Bank of Nevada | Bank | 4.4 | 4.5 | 4.5 | 86% |
| Clark County Credit Union | Credit Union | 4.3 | 4.4 | 4.5 | 84% |
| U.S. Bank | Bank | 4.2 | 4.3 | 4.4 | 82% |
| Meadows Bank | Community Bank | 4.3 | 4.4 | 4.4 | 80% |
| Wells Fargo | Bank | 4.1 | 4.2 | 4.3 | 78% |
Sparks Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Sparks’s area are Greater Nevada Credit Union, Sierra Pacific Federal Credit Union and One Nevada Credit Union.
Greater Nevada Credit Union (95% Recommend)
- 4.9 in all categories (Easy Application, Loan Terms & Rate Satisfaction, Support & Guidance) – perfect scores across all metrics
- Users consistently praise the credit union’s competitive rates and personalized mortgage guidance
Sierra Pacific Federal Credit Union (92% Recommend)
- 4.8 Loan Terms rating – highest among credit unions in the area
- Homeowners feedback highlight exceptional service and local decision-making for loans
One Nevada Credit Union (90% Recommend)
- 4.7 Support & Guidance score – top for first-time homebuyer assistance
- Frequently mentioned for instant pre-qualification process and transparent rate comparisons
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Greater Nevada Credit Union | Credit Union | 4.9 | 4.9 | 4.9 | 95% |
| Sierra Pacific Federal Credit Union | Credit Union | 4.7 | 4.8 | 4.7 | 92% |
| One Nevada Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 90% |
| Mountain America Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 88% |
| Nevada State Bank | Bank | 4.4 | 4.4 | 4.5 | 86% |
| U.S. Bank | Bank | 4.3 | 4.3 | 4.4 | 84% |
| Wells Fargo | Bank | 4.2 | 4.2 | 4.3 | 82% |
| Bank of America | Bank | 4.1 | 4.1 | 4.2 | 80% |
Carson City Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Carson City’s area are Greater Nevada Credit Union, Plumas Bank and Heritage Bank of Nevada.
Greater Nevada Credit Union (94% Recommend)
- 4.8 in all categories (Easy Application, Loan Terms & Rate Satisfaction, Support & Guidance) – perfect scores across all metrics
- Users consistently praise the credit union’s competitive rates and personalized mortgage guidance
Plumas Bank (91% Recommend)
- 4.7 Loan Terms rating – highest among community banks in the area
- Homeowners feedback highlight local decision-making and responsive service for home loans
Heritage Bank of Nevada (89% Recommend)
- 4.6 Support & Guidance score – top for first-time homebuyer assistance
- Frequently mentioned for knowledgeable loan officers and home loan focused service
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Greater Nevada Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 94% |
| Plumas Bank | Community Bank | 4.6 | 4.7 | 4.6 | 91% |
| Heritage Bank of Nevada | Community Bank | 4.5 | 4.5 | 4.6 | 89% |
| One Nevada Credit Union | Credit Union | 4.4 | 4.4 | 4.5 | 86% |
| United Federal Credit Union | Credit Union | 4.3 | 4.3 | 4.4 | 84% |
| Great Basin Federal Credit Union | Credit Union | 4.2 | 4.2 | 4.3 | 82% |
| Nevada State Bank | Bank | 4.1 | 4.1 | 4.2 | 80% |
| U.S. Bank | Bank | 4.0 | 4.0 | 4.1 | 78% |
Nevada Best Online Home Loan Lenders
MFP’s Home Purchase Lenders Survey: Top online home purchase lenders for Nevada residents are One Nevada Credit Union, Greater Nevada Mortgage, and Griffin Funding.
| Lender | Loan Amounts | APR Range | Loan Terms | Easy Application | Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|---|---|
| One Nevada Credit Union | Up to $1.5M | 5.99% – 7.5% | 10/15/20/30 | 4.5 | 4.0 | 4.5 | 91% |
| Nevada Federal Credit Union | Up to $1.25M | 6.25% – 7.75% | 15/20/30 | 4.0 | 4.0 | 4.0 | 87% |
| Greater Nevada Mortgage | Up to $2.5M | 5.85% – 7.35% | 10/15/20/30 | 4.5 | 4.0 | 4.5 | 89% |
| Nevada State Bank | Up to $2M | 6.00% – 7.75% | 15/20/30 | 4.0 | 3.5 | 4.0 | 84% |
| Bank of America | Up to $3M | 6.25% – 8.25% | 10/15/20/30 | 4.0 | 3.5 | 3.5 | 82% |
| Wells Fargo | Up to $3M | 6.50% – 8.50% | 15/20/30 | 3.5 | 3.0 | 3.5 | 79% |
| Griffin Funding | Up to $3M | 5.75% – 7.25% | 15/20/30 | 4.5 | 4.5 | 4.5 | 92% |
| New American Funding | Up to $2.5M | 6.00% – 7.50% | 15/20/30 | 4.0 | 4.0 | 4.0 | 88% |
| Guaranteed Rate | Up to $3M | 6.25% -8.25% | 10/15/20/30 | 4.5 | 4.0 | 4.0 | 85% |
| CrossCountry Mortgage | Up to $2.5M | 6.25%- 8.25% | 10/15/20/30 | 4.0 | 3.5 | 3.5 | 83% |
| Fairway Independent Mortgage | Up to $2M | 6.00% – 8.00% | 15/20/30 | 4.0 | 3.5 | 4.0 | 82% |
| Movement Mortgage | Up to $3M | 6.50% – 8.50% | 15/20/30 | 3.5 | 3.5 | 3.5 | 80% |
| Caliber Home Loans | Up to $2.5M | 6.25% – 8.25% | 10/15/20/30 | 3.5 | 3.0 | 3.5 | 79% |
| Guild Mortgage | Up to $2.5M | 6.5%-8.5% | 15/20/30 | 4.0 | 3.5 | 4.0 | 77% |
