Illinois Best Lenders and Insurers
See the top-rated mortgage, loan, and insurance providers across Illinois's major cities, based on recommendations from local residents in
MFP's Community Surveys.
Updated: September 29 2026
Aurora
The top-rated lenders and insurers in Aurora, IL, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
- Old Second National Bank
- Alliant Credit Union
- BMO Harris Bank
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Best Auto Loan
- Consumers Credit Union
- Fox Valley Credit Union
- NuMark Credit Union
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Best Personal Loan
- NuMark Credit Union
- Consumers Credit Union
- Earthmover Credit Union
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Champaign
The top-rated lenders and insurers in Champaign, IL, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
- Busey Bank
- University of Illinois Community Credit Union
- First State Bank
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Best Refinance
- University of Illinois CU
- Alliant Credit Union
- First Federal Savings Bank
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Best Auto Loan
- U of I Community Credit Union
- Community Plus Federal Credit Union
- Central Illinois Credit Union
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Chicago
The top-rated lenders and insurers in Chicago, IL, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
- St. Charles Bank & Trust Company
- Peoples Bank & Trust
- Albany Bank and Trust Company National Association
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Best Refinance
- Alliant Credit Union
- Consumers Credit Union
- Wintrust Mortgage
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Best Auto Loan
- Consumers Credit Union
- Credit Union 1
- First Northern Credit Union
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Best Personal Loan
- Alliant Credit Union
- First Financial Credit Union
- Consumers Credit Union
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Best Auto Insurance
- Zach Betley, agent, State Farm
- Nick Kosiek, agent, State Farm
- Illinois Vehicle Auto Insurance
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Elgin
The top-rated lenders and insurers in Elgin, IL, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
- St. Charles Bank & Trust
- Elgin State Bank
- Wintrust Mortgage
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Best Auto Loan
- Consumers Credit Union
- Alero Financial
- Prairie Community Bank
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Best Personal Loan
- Consumers Credit Union
- Great Lakes Credit Union
- Baxter Credit Union
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Joliet
The top-rated lenders and insurers in Joliet, IL, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
- First Midwest Bank
- NuMark Credit Union
- Old Second National Bank
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Best Refinance
- Old Second National Bank
- First Midwest Bank
- BMO Harris Bank
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Best Auto Loan
- NuMark Credit Union
- Joliet Municipal Employees Federal Credit Union
- Abri Credit Union
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Best Personal Loan
- NuMark Credit Union
- Great Lakes Credit Union
- Consumers Credit Union
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Best Auto Insurance
- Illinois Vehicle Auto Insurance
- Freeway Insurance
- GEICO
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Naperville
The top-rated lenders and insurers in Naperville, IL, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
- Alliant Credit Union
- Navy Federal Credit Union
- PenFed Credit Union
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Best Refinance
- DuPage Credit Union
- Old Second National Bank
- BMO Harris Bank
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Best Auto Loan
- GreenState Credit Union
- Consumers Credit Union
- Great Lakes Credit Union
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Best Personal Loan
- NuMark Credit Union
- Consumers Credit Union
- Earthmover Credit Union
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Peoria
The top-rated lenders and insurers in Peoria, IL, based on recommendations from local residents in MFP's Community Surveys.
Best Auto Loan
- CEFCU
- Peoria Hiway Credit Union
- Cooperative Choice Network Credit Union
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Best Personal Loan
- CEFCU
- Citizens Equity First Credit Union
- Better Banks
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Rockford
The top-rated lenders and insurers in Rockford, IL, based on recommendations from local residents in MFP's Community Surveys.
Best Auto Loan
- MembersAlliance Credit Union
- Rock Valley Credit Union
- GreenState Credit Union
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Best Personal Loan
- MembersAlliance Credit Union
- Rock Valley Credit Union
- GreenState Credit Union
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Springfield
The top-rated lenders and insurers in Springfield, IL, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
- Heartland Bank & Trust
- Illinois National Bank
- United Community Bank
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Best Refinance
- Marine Bank
- Bank of Springfield
- Heartland Bank and Trust Company
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Best Auto Loan
- Heartland Credit Union
- Illinois State Police Federal Credit Union
- CEFCU
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Best Home Insurance
- Goodman Agency Inc.
- The Group Insurance Agency
- Blue Oak Insurance Agency
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Waukegan
The top-rated lenders and insurers in Waukegan, IL, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
- BMO Bank
- Wintrust Community Bank
- Consumers Credit Union
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Best Refinance
- Alliant Credit Union
- Consumers Credit Union
- Wintrust Mortgage
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Best Auto Loan
- Consumers Credit Union
- Great Lakes Credit Union
- Waukegan Community Bank
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Best Personal Loan
- Consumers Credit Union
- Great Lakes Credit Union
- Baxter Credit Union
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Best Home Insurance
- Nauta Insurance Agency
- Statewide Insurance Solutions
- Alamo Insurance
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Best Online Lenders in Illinois
Top-rated online lenders serving Illinois residents statewide, based on recommendations from MFP's Community Surveys.
Best Auto Loan
- Consumers Credit Union
- Alliant Credit Union
- Baxter Credit Union
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Best Personal Loan
- Alliant Credit Union
- U of I Community Credit Union
- Consumers Credit Union
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