The MFP Home Loan Lenders Community Survey gathers Washington’s homeowners feedback and lenders recommendations for home loans. Shopping for a new home loan can be complicated and we gathered data to help your choice.
Updated: June 9, 2025
<< Human Powered Recommendations >>
Washington Best Home Loan Lenders
Seattle, Spokane, Tacoma, Vancouver, Bellevue, Kent, Everett, Spokane Valley, Renton, Federal Way, Yakima, Bellingham, Online lenders.
Washington Home Loans Lenders Satisfaction
Performance and satisfaction of home purchase loan lenders across Washington by lenders type.
| Lender Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommendation % |
|---|---|---|---|---|
| Credit Unions | 4.29 | 4.36 | 4.38 | 86% |
| Community Banks | 4.00 | 4.09 | 4.06 | 83% |
| Banks | 4.11 | 4.20 | 4.20 | 84% |
| Online Lenders | 4.23 | 4.17 | 4.10 | 89% |
Recommendations are gathered from 1,130 Users who shopped and requested a home loan mortgage in the past 12 months:
- Loan Application (0 to 5): How easy it is to apply for your home mortgage loan. How fast can it be done. What’s the amount of information asked. How fast do you get an answer for your loan.
- Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- Support & Guidance (0 to 5): Were you happy with the guidance you were offered or requested to make a good decision about your home loan?
- Recommendation (yes/no): Do you recommend this lender after going through the process?
More Loan Information for Washington Homeowners:
Home Refinance Loan Calculator
Loans Comparison Calculator: Heloc, Cash-Out, Home Equity, Renovation.
More Resources for Washington Homeowners.
Seattle Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Seattle’s area are Banner Bank, HomeStreet Bank and Seattle Credit Union.
Banner Bank (94% Recommend)
- Leads with top-tier support (4.8/5) and competitive loan terms (4.7/5), making the mortgage process straightforward.
- Homeowners consistently mention their transparent communication and hassle-free closing experiences.
HomeStreet Bank (91% Recommend)
- Stands out for its easy application process (4.7/5) and balanced offerings across rates (4.6/5) and guidance (4.7/5).
- First-time buyers appreciate their patient loan officers who break down complex terms into understandable steps.
Seattle Credit Union (89% Recommend)
- Offers standout member benefits with 4.6/5 support scores and bilingual services for diverse communities.
- Users highlight their personalized approach—finding solutions rather than pushing standard loan products.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Banner Bank | Bank | 4.5 | 4.7 | 4.8 | 94% |
| HomeStreet Bank | Community Bank | 4.7 | 4.6 | 4.7 | 91% |
| Seattle Credit Union | Credit Union | 4.4 | 4.5 | 4.6 | 89% |
| BECU | Credit Union | 4.3 | 4.4 | 4.5 | 87% |
| Umpqua Bank | Bank | 4.2 | 4.3 | 4.4 | 86% |
| Sound Credit Union | Credit Union | 4.1 | 4.3 | 4.2 | 85% |
| Columbia Credit Union | Credit Union | 4.0 | 4.2 | 4.1 | 84% |
| WaFd Bank | Bank | 3.9 | 4.1 | 4.0 | 83% |
| KeyBank | Bank | 3.8 | 4.0 | 3.9 | 81% |
| Coastal Community Bank | Community Bank | 3.7 | 3.9 | 3.8 | 80% |
| Chase Bank | Bank | 3.6 | 3.8 | 3.7 | 78% |
| Mountain Pacific Bank | Community Bank | 3.5 | 3.7 | 3.6 | 77% |
| Kitsap Credit Union | Credit Union | 3.4 | 3.6 | 3.5 | 76% |
| UniBank | Community Bank | 3.3 | 3.5 | 3.4 | 75% |
| Washington State Employees Credit Union | Credit Union | 3.2 | 3.4 | 3.3 | 74% |
Spokane Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Spokane’s area are Banner Bank, Spokane Credit Union and Numerica Credit Union.
Banner Bank (93% Recommend)
- Leads with exceptional Support & Guidance (4.8/5) and strong Loan Terms (4.6/5), making the mortgage process smooth.
- Homeowners consistently mention their transparent communication and helpful loan officers throughout the process.
Spokane Credit Union (90% Recommend)
- Top-rated for Easy Application (4.7/5) with balanced performance in Loan Terms (4.5/5) and Support (4.6/5).
- Users appreciate their local decision-making and personalized service for first-time homebuyers.
Numerica Credit Union (88% Recommend)
- Offers competitive Loan Terms (4.6/5) with high satisfaction in both rates and application ease (4.4/5).
- Frequently liked for flexible options and member-focused approach to home financing.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Banner Bank | Bank | 4.5 | 4.6 | 4.8 | 93% |
| Spokane Credit Union | Credit Union | 4.7 | 4.5 | 4.6 | 90% |
| Numerica Credit Union | Credit Union | 4.4 | 4.6 | 4.5 | 88% |
| Washington Trust Bank | Bank | 4.3 | 4.4 | 4.4 | 86% |
| BECU | Credit Union | 4.2 | 4.3 | 4.3 | 85% |
| Umpqua Bank | Bank | 4.1 | 4.2 | 4.2 | 84% |
| Horizon Credit Union | Credit Union | 4.0 | 4.1 | 4.1 | 83% |
| Wheatland Bank | Bank | 3.9 | 4.0 | 4.0 | 82% |
| State Bank Northwest | Community Bank | 3.8 | 3.9 | 3.9 | 80% |
| Canopy Credit Union | Credit Union | 3.7 | 3.8 | 3.8 | 79% |
| Mountain West Bank | Bank | 3.6 | 3.7 | 3.7 | 78% |
| Avista Credit Union | Credit Union | 3.5 | 3.6 | 3.6 | 77% |
| Chase Bank | Bank | 3.4 | 3.5 | 3.5 | 76% |
| KeyBank | Bank | 3.3 | 3.4 | 3.4 | 75% |
| Wells Fargo | Bank | 3.2 | 3.3 | 3.3 | 74% |
Tacoma Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Tacoma’s area are America’s Credit Union, Sound Credit Union and Harborstone Credit Union.
America’s Credit Union (92% Recommend)
- Highest overall Recommend % (92%) with top scores in Support & Guidance (4.8) and Loan Terms (4.7).
- Homeowners consistently mention their VA loan expertise and personalized service for military families.
Sound Credit Union (89% Recommend)
- Top-rated for Easy Application (4.7) with strong performance in Loan Terms (4.5) and Support (4.6).
- Users appreciate their digital tools and financial education resources for first-time buyers.
Harborstone Credit Union (87% Recommend)
- Best Loan Terms & Rate Satisfaction (4.6) with competitive Recommend % (87%) and 4.5 Support score.
- Frequently liked for patient loan officers who explain complex terms in simple language.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| America’s Credit Union | Credit Union | 4.6 | 4.7 | 4.8 | 92% |
| Sound Credit Union | Credit Union | 4.7 | 4.5 | 4.6 | 89% |
| Harborstone Credit Union | Credit Union | 4.4 | 4.6 | 4.5 | 87% |
| TAPCO Credit Union | Credit Union | 4.3 | 4.4 | 4.4 | 85% |
| Columbia Bank | Bank | 4.2 | 4.3 | 4.3 | 84% |
| Umpqua Bank | Bank | 4.1 | 4.2 | 4.2 | 83% |
| WaFd Bank | Bank | 4.0 | 4.1 | 4.1 | 82% |
| KeyBank | Bank | 3.9 | 4.0 | 4.0 | 80% |
| Chase Bank | Bank | 3.8 | 3.9 | 3.9 | 78% |
| Wells Fargo | Bank | 3.7 | 3.8 | 3.8 | 76% |
Vancouver Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Vancouver’s area are Riverview Bank, Columbia Credit Union and Umpqua Bank.
Riverview Bank (91% Recommend)
- Top-rated for Support & Guidance (4.8/5) with strong performance in both Loan Terms (4.6/5) and Easy Application (4.5/5).
- Homeowners consistently praise their personalized service and local decision-making for mortgage approvals.
Columbia Credit Union (89% Recommend)
- Excellent Loan Terms & Rate Satisfaction (4.7/5) combined with high Recommend % (89%) and 4.6 Support score.
- Users highlight their first-time homebuyer programs and transparent communication throughout the loan process.
Umpqua Bank (87% Recommend)
- Balanced performance across all metrics (4.4 Easy Application, 4.5 Loan Terms, 4.5 Support) with competitive rates.
- Frequently mentioned for their digital tools that simplify the application and document submission process.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Riverview Bank | Bank | 4.5 | 4.6 | 4.8 | 91% |
| Columbia Credit Union | Credit Union | 4.4 | 4.7 | 4.6 | 89% |
| Umpqua Bank | Bank | 4.4 | 4.5 | 4.5 | 87% |
| Washington Trust Bank | Bank | 4.2 | 4.4 | 4.3 | 85% |
| BECU | Credit Union | 4.1 | 4.3 | 4.2 | 83% |
| OnPoint Community Credit Union | Credit Union | 4.0 | 4.2 | 4.1 | 82% |
| WaFd Bank | Bank | 3.9 | 4.1 | 4.0 | 80% |
| HAPO Community Credit Union | Credit Union | 3.8 | 4.0 | 3.9 | 78% |
| KeyBank | Bank | 3.7 | 3.9 | 3.8 | 76% |
| Chase Bank | Bank | 3.6 | 3.8 | 3.7 | 74% |
Bellevue Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Bellevue’s area are Banner Bank, Umpqua Bank and HomeStreet Bank.
Banner Bank (93% Recommend)
- Highest overall Recommend % (93%) with top scores in Support & Guidance (4.8) and Loan Terms (4.7).
- Homeowners consistently mention their knowledgeable loan officers who guide them through every step of the mortgage process.
Umpqua Bank (90% Recommend)
- Excellent Loan Terms & Rate Satisfaction (4.6) with strong performance in Easy Application (4.5) and Support (4.6).
- Frequently liked for their digital tools that simplify document submission and application tracking.
HomeStreet Bank (88% Recommend)
- Top-rated for Easy Application (4.7) with balanced performance across Loan Terms (4.5) and Support (4.6).
- Borrowers appreciate their personalized service and clear communication about loan options.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Banner Bank | Bank | 4.6 | 4.7 | 4.8 | 93% |
| Umpqua Bank | Bank | 4.5 | 4.6 | 4.6 | 90% |
| HomeStreet Bank | Bank | 4.7 | 4.5 | 4.6 | 88% |
| WaFd Bank | Bank | 4.3 | 4.4 | 4.4 | 86% |
| 1st Security Bank | Community Bank | 4.2 | 4.3 | 4.3 | 85% |
| BECU | Credit Union | 4.1 | 4.3 | 4.2 | 84% |
| Columbia Bank | Bank | 4.0 | 4.2 | 4.1 | 83% |
| Sound Credit Union | Credit Union | 3.9 | 4.1 | 4.0 | 82% |
| KeyBank | Bank | 3.8 | 4.0 | 3.9 | 80% |
| Chase Bank | Bank | 3.7 | 3.9 | 3.8 | 78% |
Kent Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Kent’s area are Boeing Employees Credit Union, Gesa Credit Union and Numerica Credit Union.
- Highest Recommend % (94%) among top 3 with strong ratings across all categories (4.8 Easy Application, 4.7 Loan Terms, 4.9 Support & Guidance).
- Surveys feedback highlight exceptional responsiveness from loan officers and clarity throughout the application process.
- Scores 4.7 in both Loan Terms & Rate Satisfaction and Support & Guidance with 92% Recommend rate.
- Homeowners frequently mention competitive rates and personalized attention during the home loan process.
- Leads in Easy Application (4.9) among top 3 with consistently high ratings in all categories.
- Homeowners emphasize efficient document processing and local decision-making advantages.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Boeing Employees Credit Union | Credit Union | 4.8 | 4.7 | 4.9 | 94% |
| Gesa Credit Union | Credit Union | 4.6 | 4.7 | 4.7 | 92% |
| Numerica Credit Union | Credit Union | 4.9 | 4.6 | 4.7 | 90% |
| Kitsap Bank | Bank | 4.5 | 4.5 | 4.6 | 89% |
| Sound Credit Union | Credit Union | 4.4 | 4.4 | 4.5 | 88% |
| Peoples Bank | Bank | 4.3 | 4.3 | 4.4 | 87% |
| Chase | Bank | 4.2 | 4.2 | 4.3 | 86% |
| Bank of America | Bank | 4.1 | 4.1 | 4.2 | 85% |
| Wells Fargo | Bank | 4.0 | 4.0 | 4.1 | 84% |
| Banner Bank | Bank | 3.9 | 3.9 | 4.0 | 83% |
Everett Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Everett’s area are Banner Bank, Coastal Community Bank and Sound Credit Union.
Banner Bank (94% Recommend)
- Highest overall Recommend % (94%) with top scores in Support & Guidance (4.8) and Loan Terms (4.7).
- Homeowners consistently mention their knowledgeable loan officers and efficient closing processes.
Coastal Community Bank (91% Recommend)
- Top-rated for Easy Application (4.7) with strong performance in Loan Terms (4.6) and Support (4.7).
- Borrowers appreciate their transparent communication and local decision-making for mortgage approvals.
Sound Credit Union (89% Recommend)
- Excellent Loan Terms & Rate Satisfaction (4.6) combined with high Recommend % (89%) and 4.5 Support score.
- Users highlight their digital tools and financial education resources for first-time buyers.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Banner Bank | Bank | 4.6 | 4.7 | 4.8 | 94% |
| Coastal Community Bank | Community Bank | 4.7 | 4.6 | 4.7 | 91% |
| Sound Credit Union | Credit Union | 4.4 | 4.6 | 4.5 | 89% |
| Umpqua Bank | Bank | 4.3 | 4.4 | 4.4 | 86% |
| WaFd Bank | Bank | 4.2 | 4.3 | 4.2 | 85% |
| Mountain Pacific Bank | Community Bank | 4.1 | 4.2 | 4.1 | 83% |
| Peoples Bank | Bank | 4.0 | 4.1 | 4.0 | 82% |
| Washington State Employees Credit Union | Credit Union | 3.9 | 4.0 | 3.9 | 80% |
| KeyBank | Bank | 3.8 | 3.9 | 3.8 | 78% |
| Chase Bank | Bank | 3.7 | 3.8 | 3.7 | 76% |
Spokane Valley Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Spokane Valley’s area are STCU, BECU and Mountain West Bank.
- Highest Recommend % (94%) with top ratings in Support & Guidance (4.8) and Loan Terms & Rate Satisfaction (4.7).
- Verified reviews highlight personalized service and local decision-making advantages for home loans.
- Strong performance across all categories with 4.6 in Easy Application and 4.7 in Support & Guidance.
- Homeowners praise the in-house processing and specialized mortgage advisors at their Spokane Home Loan Center.
- Leads in Easy Application (4.7) among top 3 with competitive 90% Recommend rate.
- Users frequently mention the efficiency of their local underwriting and quick decision-making process.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| STCU | Credit Union | 4.6 | 4.7 | 4.8 | 94% |
| BECU | Credit Union | 4.6 | 4.5 | 4.7 | 92% |
| Mountain West Bank | Bank | 4.7 | 4.4 | 4.5 | 90% |
| Canopy Credit Union | Credit Union | 4.5 | 4.4 | 4.6 | 89% |
| Columbia Credit Union | Credit Union | 4.4 | 4.3 | 4.5 | 88% |
| Chase | Bank | 4.2 | 4.2 | 4.3 | 86% |
| Bank of America | Bank | 4.1 | 4.1 | 4.2 | 85% |
| Wells Fargo | Bank | 4.0 | 4.0 | 4.1 | 84% |
Renton Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Renton’s area are Banner Bank, Umpqua Bank and Sound Credit Union.
Banner Bank (93% Recommend)
- Highest overall Recommend % (93%) with top scores in Support & Guidance (4.8) and Loan Terms (4.7).
- Homeowners consistently mention their knowledgeable loan officers who guide them through every step of the mortgage process.
Umpqua Bank (90% Recommend)
- Excellent Loan Terms & Rate Satisfaction (4.6) with strong performance in Easy Application (4.5) and Support (4.6).
- Frequently liked for their digital tools that simplify document submission and application tracking.
Sound Credit Union (88% Recommend)
- Top-rated for Easy Application (4.7) with balanced performance across Loan Terms (4.5) and Support (4.6).
- Users appreciate their personalized service and clear communication about loan options.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Banner Bank | Bank | 4.6 | 4.7 | 4.8 | 93% |
| Umpqua Bank | Bank | 4.5 | 4.6 | 4.6 | 90% |
| Sound Credit Union | Credit Union | 4.7 | 4.5 | 4.6 | 88% |
| First Financial Northwest Bank | Bank | 4.3 | 4.4 | 4.3 | 85% |
| Global Credit Union | Credit Union | 4.2 | 4.3 | 4.2 | 83% |
| Bank of America | Bank | 4.0 | 4.1 | 4.0 | 81% |
| U.S. Bank | Bank | 3.9 | 4.0 | 3.9 | 79% |
| KeyBank | Bank | 3.8 | 3.9 | 3.8 | 77% |
Federal Way Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Federal Way’s area are Sound Credit Union, Umpqua Bank and Banner Bank.
Sound Credit Union (92% Recommend)
- Highest overall Recommend % (92%) with top scores in Support & Guidance (4.8) and Easy Application (4.7).
- Users consistently praise their quick pre-approvals and flexible closing options that accommodate busy schedules.
Umpqua Bank (89% Recommend)
- Excellent Loan Terms & Rate Satisfaction (4.6) with strong performance in Support (4.6) and Easy Application (4.5).
- Homeowners highlight their user-friendly digital tools that simplify the mortgage application process.
Banner Bank (87% Recommend)
- Top-rated for Loan Terms (4.7) with balanced performance across Support (4.6) and Easy Application (4.5).
- Borrowers appreciate their transparent communication and knowledgeable loan officers throughout the process.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Sound Credit Union | Credit Union | 4.7 | 4.6 | 4.8 | 92% |
| Umpqua Bank | Bank | 4.5 | 4.6 | 4.6 | 89% |
| Banner Bank | Bank | 4.5 | 4.7 | 4.6 | 87% |
| Bank of America | Bank | 4.2 | 4.3 | 4.3 | 85% |
| Chase Bank | Bank | 4.1 | 4.2 | 4.2 | 83% |
| Wells Fargo | Bank | 4.0 | 4.1 | 4.1 | 82% |
| KeyBank | Bank | 3.9 | 4.0 | 4.0 | 80% |
| iQ Credit Union | Credit Union | 3.8 | 3.9 | 3.9 | 78% |
Yakima Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Yakima’s area are Solarity Credit Union, Yakima Federal Savings and Loan, and Banner Bank.
Solarity Credit Union (95% Recommend)
- Highest overall Recommend % (95%) with perfect scores in Support & Guidance (5.0) and Easy Application (4.9).
- Users consistently praise their digital application process and quick pre-approval turnaround times.
Yakima Federal Savings and Loan (92% Recommend)
- Top-rated for Loan Terms & Rate Satisfaction (4.8) with strong performance in Support (4.7) and Easy Application (4.6).
- Homeowners highlight their local decision-making and personalized service throughout the loan process.
Banner Bank (90% Recommend)
- Excellent balanced performance across all metrics (4.6 Easy Application, 4.7 Loan Terms, 4.7 Support).
- Borrowers appreciate their transparent communication and knowledgeable loan officers.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Solarity Credit Union | Credit Union | 4.9 | 4.7 | 5.0 | 95% |
| Yakima Federal Savings and Loan | Bank | 4.6 | 4.8 | 4.7 | 92% |
| Banner Bank | Bank | 4.6 | 4.7 | 4.7 | 90% |
| Umpqua Bank | Bank | 4.4 | 4.5 | 4.5 | 87% |
| Washington Trust Bank | Bank | 4.3 | 4.4 | 4.4 | 85% |
| Columbia Bank | Bank | 4.2 | 4.3 | 4.3 | 83% |
| KeyBank | Bank | 4.1 | 4.2 | 4.2 | 81% |
| Chase Bank | Bank | 4.0 | 4.1 | 4.1 | 79% |
Bellingham Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Bellingham’s area are WECU, Industrial Credit Union, and Sound Credit Union.
WECU (94% Recommend)
- Highest overall Recommend % (94%) with perfect scores in Support & Guidance (5.0) and Easy Application (4.9).
- Users consistently praise their quick pre-approvals and personalized service throughout the loan process.
Industrial Credit Union (91% Recommend)
- Top-rated for Loan Terms & Rate Satisfaction (4.8) with strong performance in Support (4.7) and Easy Application (4.6).
- Homeowners highlight their local decision-making and community-focused approach to lending.
Sound Credit Union (89% Recommend)
- Excellent balanced performance across all metrics (4.6 Easy Application, 4.7 Loan Terms, 4.7 Support).
- Borrowers appreciate their digital tools that simplify the application process and transparent communication.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| WECU | Credit Union | 4.9 | 4.7 | 5.0 | 94% |
| Industrial Credit Union | Credit Union | 4.6 | 4.8 | 4.7 | 91% |
| Sound Credit Union | Credit Union | 4.6 | 4.7 | 4.7 | 89% |
| Bank of the Pacific | Bank | 4.4 | 4.5 | 4.5 | 87% |
| WSECU | Credit Union | 4.3 | 4.4 | 4.4 | 85% |
| Umpqua Bank | Bank | 4.2 | 4.3 | 4.3 | 83% |
| Chase Bank | Bank | 4.1 | 4.2 | 4.2 | 81% |
| KeyBank | Bank | 4.0 | 4.1 | 4.1 | 79% |
Washington Best Online Home Loans Lenders
MFP’s Digital Lenders Survey: Top online home purchase lenders for Washington residents are Better Mortgage, Rocket Mortgage, and Sound Credit Union.
| Lender | Loan Amounts | APR Range | Loan Terms | Easy Application | Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|---|---|
| Better Mortgage | $50K – $4M | 6.25% – 7.85% | 10/15/20/30 | 5.0 | 4.5 | 4.5 | 98% |
| Rocket Mortgage | $50K – $6,5M | 6.50% – 8.25% | 8/15/20/30 | 5.0 | 4.0 | 4.0 | 97% |
| Sound Credit Union | $50K – $1,5M | 6.10% – 6.90% | 15/20/30 | 4.5 | 4.5 | 4.5 | 94% |
| Chase Home Lending | $50K – $5M | 6.50% – 8.00% | 7/10/15/20/30 | 4.5 | 4.0 | 4.0 | 93% |
| HomeStreet Bank | $50K – $3M | 6.30% – 7.15% | 10/15/20/30 | 4.0 | 4.0 | 4.5 | 92% |
| Flagstar Bank | $75K – $3M | 6.25% – 7.75% | 5/10/15/20/30 | 4.0 | 4.5 | 4.0 | 91% |
| Washington State Employees CU | $50K – $1,5M | 6.05% – 6.80% | 15/30 | 4.0 | 4.5 | 4.0 | 90% |
| SoFi | $50K – $5M | 6.75% – 8.25% | 10/15/20/30 | 4.5 | 4.0 | 4.0 | 89% |
| Kitsap Credit Union | $50K – $1,5M | 6.15% – 6.85% | 15/30 | 4.0 | 4.0 | 4.0 | 88% |
| PNC Bank | $50K – $5M | 6.75% – 8.25% | 10/15/20/25/30 | 4.0 | 4.0 | 3.5 | 87% |
| Wells Fargo | $50K – $5M | 6.50% – 8.00% | 8/10/15/20/30 | 4.0 | 4.0 | 3.5 | 86% |
| US Bank | $50K – $4M | 6.50% – 8.00% | 10/15/20/30 | 4.0 | 3.5 | 3.5 | 85% |
| Watermark Home Loans | $75K – $2,5M | 6.75% – 8.25% | 10/15/20/25/30 | 4.0 | 4.0 | 4.5 | 84% |
| BECU | $50K – $2M | 5.75% – 7.25% | 10/15/20/30 | 4.0 | 4.5 | 5.0 | 83% |
| Evergreen Home Loans | $50K – $3M | 6.00% – 7.50% | 10/15/20/30 | 4.0 | 4.5 | 4.0 | 82% |
