MFP Home Loan Lenders Community Survey gathers South Carolina’s homeowners feedback and lenders recommendations for new home loans. Shopping for a first home loan can be complicated and we gathered the info below to help your choice.
Updated: June 9, 2025
<< Human Powered Recommendations >>
South Carolina Best Home Loan Lenders
Charleston, Columbia, North Charleston, Mount Pleasant, Rock Hill, Greenville, Summerville, Goose Creek, Greer, Sumter, Myrtle Beach, Florence, Online lenders.
South Carolina Home Loans Lenders Satisfaction
Performance and satisfaction of new home loan mortgage lenders across South Carolina by lenders type.
| Lender Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommendation % |
|---|---|---|---|---|
| Credit Unions | 4.51 | 4.56 | 4.66 | 88% |
| Community Banks | 4.54 | 4.54 | 4.66 | 88% |
| Banks | 4.53 | 4.17 | 4.25 | 84% |
| Online Lenders | 4.20 | 4.10 | 4.23 | 92% |
Recommendations are gathered from 1,087 South Carolina local Homeowners who shopped and requested a home loan mortgage in the past 12 months:
- Loan Application (0 to 5): How easy it is to apply for your new home loan mortgage. How fast can it be done. What’s the amount of information asked. How fast do you get an answer for your loan.
- Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- Support & Guidance (0 to 5): Were you happy with the guidance you were offered or requested to make a good decision about your home loan?
- Recommendation (yes/no): Do you recommend this lender after going through the process?
More Loan Information for South Carolina Homeowners:
Home Refinance Loan Calculator
Loans Comparison Calculator: Heloc, Cash-Out, Home Equity, Renovation.
More Resources for South Carolina Homeowners.
Charleston Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Charleston’s area are Founders Federal Credit Union, Wells Fargo and United Community Bank.
Founders Federal Credit Union (95% Recommend)
- Highest Recommend % among all lenders with perfect 5.0 ratings in Loan Terms & Rate Satisfaction and Support & Guidance
- Homeowners feedback highlight exceptional personalized service throughout the loan process
Wells Fargo (92% Recommend)
- 4.9 Easy Application score paired with 4.8 Loan Terms rating makes it the top national bank option
- Consistently loved for efficient digital mortgage application tools alongside branch support
United Community Bank (91% Recommend)
- Leads in Support & Guidance (4.9) among community banks with 4.7 Loan Terms rating
- Local borrowers commend knowledgeable loan officers who guide first-time buyers
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Founders Federal Credit Union | Credit Union | 4.8 | 5.0 | 5.0 | 95% |
| Wells Fargo | Bank | 4.9 | 4.8 | 4.7 | 92% |
| United Community Bank | Community Bank | 4.6 | 4.7 | 4.9 | 91% |
| Bank of South Carolina | Community Bank | 4.5 | 4.6 | 4.8 | 90% |
| South Carolina Federal Credit Union | Credit Union | 4.7 | 4.5 | 4.7 | 89% |
| Palmetto Citizens Federal Credit Union | Credit Union | 4.4 | 4.6 | 4.6 | 88% |
| Bank of America | Bank | 4.8 | 4.3 | 4.4 | 87% |
| SAFE Federal Credit Union | Credit Union | 4.3 | 4.5 | 4.5 | 86% |
| SRP Federal Credit Union | Credit Union | 4.2 | 4.4 | 4.5 | 85% |
| First Citizens Bank | Bank | 4.5 | 4.2 | 4.3 | 84% |
| AllSouth Federal Credit Union | Credit Union | 4.1 | 4.3 | 4.4 | 83% |
| TD Bank | Bank | 4.4 | 4.1 | 4.2 | 82% |
| Family Trust Federal Credit Union | Credit Union | 4.0 | 4.2 | 4.3 | 81% |
| South State Bank | Bank | 4.3 | 4.0 | 4.1 | 80% |
| Regions Bank | Bank | 4.2 | 4.0 | 4.0 | 79% |
Columbia Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Columbia’s area are First Citizens Bank, Bank of America and TD Bank.
First Citizens Bank (84% Recommend)
- Highest Recommend % among Columbia lenders with 4.5 Easy Application score and 4.2 Loan Terms rating
- Homeowners feedback highlight responsive loan officers and clear communication throughout the mortgage process
Bank of America (87% Recommend)
- 4.8 Easy Application score paired with 4.3 Loan Terms rating makes it the top national bank option
- Borrowers love the seamless integration between digital tools and in-branch support
TD Bank (82% Recommend)
- Strong 4.4 Easy Application rating with consistent 4.1-4.2 scores across all evaluation categories
- Local users appreciate the extended branch hours and accessibility for mortgage consultations
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| First Citizens Bank | Bank | 4.5 | 4.2 | 4.3 | 84% |
| Bank of America | Bank | 4.8 | 4.3 | 4.4 | 87% |
| TD Bank | Bank | 4.4 | 4.1 | 4.2 | 82% |
| Synovus Financial Corp. | Bank | 4.3 | 4.0 | 4.1 | 80% |
| South State Bank | Bank | 4.2 | 4.0 | 4.0 | 79% |
| Founders Federal Credit Union | Credit Union | 4.6 | 4.5 | 4.7 | 85% |
| South Carolina Federal Credit Union | Credit Union | 4.5 | 4.4 | 4.5 | 83% |
| Palmetto Citizens Federal Credit Union | Credit Union | 4.3 | 4.3 | 4.4 | 81% |
| Bank of South Carolina | Community Bank | 4.4 | 4.3 | 4.5 | 82% |
| First Community Bank | Community Bank | 4.2 | 4.2 | 4.3 | 80% |
| United Community Bank | Community Bank | 4.3 | 4.1 | 4.4 | 81% |
| Wells Fargo | Bank | 4.7 | 4.2 | 4.3 | 83% |
| Regions Bank | Bank | 4.1 | 4.0 | 4.1 | 78% |
| SAFE Federal Credit Union | Credit Union | 4.2 | 4.2 | 4.3 | 80% |
| First National Bank | Bank | 4.3 | 4.1 | 4.2 | 79% |
North Charleston Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in North Charleston’s area are South Atlantic Bank, Founders Federal Credit Union and Bank of South Carolina.
South Atlantic Bank (94% Recommend)
- Highest Recommend % with perfect 5.0 ratings in Loan Terms & Rate Satisfaction and Support & Guidance
- Homeownerss highlight personalized service and competitive mortgage rates in verified feedback
Founders Federal Credit Union (92% Recommend)
- 4.9 Support & Guidance score paired with 4.8 Loan Terms rating makes it the top credit union option
- Homeowners love the credit union’s transparent rate structures and local decision-making
Bank of South Carolina (90% Recommend)
- Leads community banks with 4.7 Easy Application rating and 4.8 Support & Guidance score
- Local borrowers commend the bank’s knowledgeable loan officers and streamlined processes
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| South Atlantic Bank | Community Bank | 4.8 | 5.0 | 5.0 | 94% |
| Founders Federal Credit Union | Credit Union | 4.7 | 4.8 | 4.9 | 92% |
| Bank of South Carolina | Community Bank | 4.7 | 4.6 | 4.8 | 90% |
| First Citizens Bank | Bank | 4.6 | 4.5 | 4.6 | 88% |
| South Carolina Federal Credit Union | Credit Union | 4.5 | 4.4 | 4.7 | 87% |
| Wells Fargo | Bank | 4.8 | 4.3 | 4.4 | 86% |
| Palmetto Citizens Federal Credit Union | Credit Union | 4.4 | 4.5 | 4.5 | 85% |
| Bank of America | Bank | 4.7 | 4.2 | 4.3 | 84% |
| United Community Bank | Community Bank | 4.3 | 4.4 | 4.5 | 83% |
| TD Bank | Bank | 4.5 | 4.1 | 4.2 | 82% |
Mount Pleasant Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Mount Pleasant’s area are First Palmetto Bank, South Atlantic Bank and First Citizens Bank.
First Palmetto Bank (93% Recommend)
- Highest Recommend % with 4.8 Easy Application score and perfect 5.0 Support & Guidance rating
- Homeownerss highlight the bank’s experienced mortgage lenders and personalized guidance throughout the home loan process
South Atlantic Bank (91% Recommend)
- 4.9 Loan Terms & Rate Satisfaction paired with 4.8 Support & Guidance makes it a top choice for competitive rates
- Surveys’ feedback emphasizes the bank’s local decision-making and responsive service
First Citizens Bank (89% Recommend)
- Consistent high scores across all categories (4.6 Easy Application, 4.5 Loan Terms, 4.6 Support & Guidance)
- Borrowers appreciate the combination of digital tools and in-person banking options
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| First Palmetto Bank | Community Bank | 4.8 | 4.7 | 5.0 | 93% |
| South Atlantic Bank | Community Bank | 4.7 | 4.9 | 4.8 | 91% |
| First Citizens Bank | Bank | 4.6 | 4.5 | 4.6 | 89% |
| Bank of the Lowcountry | Community Bank | 4.5 | 4.6 | 4.7 | 88% |
| Founders Federal Credit Union | Credit Union | 4.7 | 4.4 | 4.5 | 87% |
| South Carolina Federal Credit Union | Credit Union | 4.4 | 4.5 | 4.6 | 86% |
| Wells Fargo | Bank | 4.8 | 4.2 | 4.3 | 85% |
| Bank of America | Bank | 4.7 | 4.1 | 4.2 | 84% |
| Palmetto Citizens Federal Credit Union | Credit Union | 4.3 | 4.4 | 4.5 | 83% |
| TD Bank | Bank | 4.5 | 4.0 | 4.1 | 82% |
Rock Hill Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Rock Hill’s area are Family Trust Federal Credit Union, Founders Federal Credit Union and First Citizens Bank.
Family Trust Federal Credit Union (95% Recommend)
- Highest Recommend % with perfect 5.0 ratings in Loan Terms & Rate Satisfaction and Support & Guidance
- Homeowners feedback highlights exceptional personalized service and local decision-making
Founders Federal Credit Union (92% Recommend)
- 4.9 Support & Guidance score paired with 4.8 Loan Terms rating makes it a top credit union choice
- Homeowners love the competitive mortgage rates and knowledgeable loan officers
First Citizens Bank (89% Recommend)
- Consistent high scores across all categories (4.6 Easy Application, 4.5 Loan Terms, 4.6 Support & Guidance)
- Homeownerss appreciate the combination of digital tools and in-person banking options
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Family Trust Federal Credit Union | Credit Union | 4.8 | 5.0 | 5.0 | 95% |
| Founders Federal Credit Union | Credit Union | 4.7 | 4.8 | 4.9 | 92% |
| First Citizens Bank | Bank | 4.6 | 4.5 | 4.6 | 89% |
| First Bank | Community Bank | 4.5 | 4.6 | 4.7 | 88% |
| First Community Bank | Community Bank | 4.4 | 4.5 | 4.6 | 86% |
| Wells Fargo | Bank | 4.8 | 4.2 | 4.3 | 85% |
| Bank of America | Bank | 4.7 | 4.1 | 4.2 | 84% |
| South State Bank | Bank | 4.3 | 4.2 | 4.3 | 83% |
| TD Bank | Bank | 4.5 | 4.0 | 4.1 | 82% |
| Regions Bank | Bank | 4.2 | 4.1 | 4.2 | 81% |
Greenville Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Greenville’s area are Greenville Federal Credit Union, First Bank and Carolina Foothills FCU.
Greenville Federal Credit Union (94% Recommend)
- Highest Recommend % with 4.9 Loan Terms & Rate Satisfaction and perfect 5.0 Support & Guidance rating
- Homeownerss highlight the credit union’s flexible PMI policies and local decision-making for mortgages
First Bank (91% Recommend)
- 4.8 Easy Application score paired with 4.7 Loan Terms rating makes it the top community bank option
- Surveys feedback emphasizes personalized service from bankers who know users by name
Carolina Foothills FCU (89% Recommend)
- Strong 4.7 Support & Guidance rating with 4.6 scores across both Easy Application and Loan Terms
- Homeowners love the credit union’s first-time homebuyer programs and experienced mortgage professionals
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Greenville Federal Credit Union | Credit Union | 4.7 | 4.9 | 5.0 | 94% |
| First Bank | Community Bank | 4.8 | 4.7 | 4.7 | 91% |
| Carolina Foothills FCU | Credit Union | 4.6 | 4.6 | 4.7 | 89% |
| MTC Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 87% |
| Self-Help Credit Union | Credit Union | 4.4 | 4.6 | 4.5 | 86% |
| First Citizens Bank | Bank | 4.7 | 4.3 | 4.4 | 85% |
| Bank of America | Bank | 4.8 | 4.2 | 4.3 | 84% |
| Wells Fargo | Bank | 4.7 | 4.1 | 4.2 | 83% |
| TD Bank | Bank | 4.5 | 4.0 | 4.1 | 82% |
| Regions Bank | Bank | 4.4 | 4.0 | 4.0 | 81% |
Summerville Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Summerville’s area are First Palmetto Bank, South Atlantic Bank and Anderson Brothers Bank.
First Palmetto Bank (92% Recommend)
- Highest Recommend % with 4.8 Easy Application score and perfect 5.0 Support & Guidance rating
- Homeownerss highlight the bank’s experienced mortgage lenders and personalized guidance throughout the home loan process
South Atlantic Bank (90% Recommend)
- 4.9 Loan Terms & Rate Satisfaction paired with 4.7 Support & Guidance makes it a top choice for competitive rates
- Surveys feedback emphasizes the bank’s local decision-making and responsive service
Anderson Brothers Bank (88% Recommend)
- Consistent high scores across all categories (4.6 Easy Application, 4.5 Loan Terms, 4.6 Support & Guidance)
- Local borrowers commend the bank’s knowledgeable loan officers and streamlined processes
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| First Palmetto Bank | Community Bank | 4.8 | 4.7 | 5.0 | 92% |
| South Atlantic Bank | Community Bank | 4.6 | 4.9 | 4.7 | 90% |
| Anderson Brothers Bank | Community Bank | 4.6 | 4.5 | 4.6 | 88% |
| First Citizens Bank | Bank | 4.5 | 4.4 | 4.5 | 86% |
| SAFE Federal Credit Union | Credit Union | 4.4 | 4.5 | 4.6 | 85% |
| Bank of America | Bank | 4.7 | 4.2 | 4.3 | 84% |
| Wells Fargo | Bank | 4.6 | 4.1 | 4.2 | 83% |
| TD Bank | Bank | 4.3 | 4.0 | 4.1 | 81% |
Goose Creek Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Goose Creek’s area are Bank of America, First Citizens Bank and South State Bank.
Bank of America (87% Recommend)
- Highest Recommend % with 4.7 Easy Application score and 4.3 Support & Guidance rating
- Homeownerss highlight the bank’s extensive branch network and digital mortgage tools
First Citizens Bank (85% Recommend)
- 4.6 Easy Application score paired with 4.4 Loan Terms rating makes it a strong regional option
- Surveys feedback emphasizes personalized service and local decision-making
South State Bank (83% Recommend)
- Consistent scores across all categories (4.3 Easy Application, 4.2 Loan Terms, 4.3 Support & Guidance)
- Local borrowers commend the bank’s knowledgeable loan officers
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Bank of America | Bank | 4.7 | 4.2 | 4.3 | 87% |
| First Citizens Bank | Bank | 4.6 | 4.4 | 4.4 | 85% |
| South State Bank | Bank | 4.3 | 4.2 | 4.3 | 83% |
| Wells Fargo | Bank | 4.5 | 4.1 | 4.2 | 82% |
| TD Bank | Bank | 4.4 | 4.0 | 4.1 | 81% |
| First National Bank | Community Bank | 4.2 | 4.1 | 4.2 | 80% |
| Palmetto Citizens Federal Credit Union | Credit Union | 4.3 | 4.2 | 4.3 | 81% |
| Founders Federal Credit Union | Credit Union | 4.4 | 4.3 | 4.4 | 82% |
Greer Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Greer’s area are Sharonview Federal Credit Union, Truliant Federal Credit Union and CBL State Savings Bank.
Sharonview Federal Credit Union (93% Recommend)
- Highest Recommend % with 4.8 Easy Application score and perfect 5.0 Support & Guidance rating
- Homeownerss highlight personalized mortgage solutions and local decision-making capabilities
Truliant Federal Credit Union (90% Recommend)
- 4.7 Loan Terms & Rate Satisfaction paired with 4.8 Support & Guidance makes it a top credit union choice
- Homeowners love extended Friday hours and knowledgeable mortgage specialists
CBL State Savings Bank (88% Recommend)
- Strong 4.6 Support & Guidance rating with 4.5 scores across both Easy Application and Loan Terms
- Local borrowers commend the bank’s common-sense lending approach and community focus
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Sharonview Federal Credit Union | Credit Union | 4.8 | 4.7 | 5.0 | 93% |
| Truliant Federal Credit Union | Credit Union | 4.6 | 4.7 | 4.8 | 90% |
| CBL State Savings Bank | Community Bank | 4.5 | 4.5 | 4.6 | 88% |
| First Citizens Bank | Bank | 4.6 | 4.3 | 4.4 | 86% |
| Bank of America | Bank | 4.7 | 4.2 | 4.3 | 85% |
| Wells Fargo | Bank | 4.5 | 4.1 | 4.2 | 83% |
| TD Bank | Bank | 4.4 | 4.0 | 4.1 | 82% |
| Regions Bank | Bank | 4.3 | 4.0 | 4.0 | 81% |
Sumter Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Sumter’s area are SAFE Federal Credit Union, AllSouth Federal Credit Union and Anderson Brothers Bank.
SAFE Federal Credit Union (93% Recommend)
- Highest Recommend % with 4.8 Easy Application score and perfect 5.0 Support & Guidance rating
- Homeownerss highlight the credit union’s community focus and personalized mortgage solutions
AllSouth Federal Credit Union (90% Recommend)
- 4.7 Loan Terms & Rate Satisfaction paired with 4.8 Support & Guidance makes it a top credit union choice
- Homeowners love the full-service branch experience and knowledgeable mortgage specialists
Anderson Brothers Bank (87% Recommend)
- Strong 4.6 Support & Guidance rating with 4.5 scores across both Easy Application and Loan Terms
- Local borrowers commend the bank’s long-standing community presence since 1933
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| SAFE Federal Credit Union | Credit Union | 4.8 | 4.7 | 5.0 | 93% |
| AllSouth Federal Credit Union | Credit Union | 4.6 | 4.7 | 4.8 | 90% |
| Anderson Brothers Bank | Community Bank | 4.5 | 4.5 | 4.6 | 87% |
| First Citizens Bank | Bank | 4.6 | 4.3 | 4.4 | 85% |
| Bank of America | Bank | 4.7 | 4.2 | 4.3 | 84% |
| Wells Fargo | Bank | 4.5 | 4.1 | 4.2 | 83% |
| TD Bank | Bank | 4.4 | 4.0 | 4.1 | 82% |
| Regions Bank | Bank | 4.3 | 4.0 | 4.0 | 81% |
Myrtle Beach Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Myrtle Beach’s area are Carolina Trust Credit Union, SAFE Federal Credit Union and South Atlantic Bank.
Carolina Trust Credit Union (94% Recommend)
- Highest Recommend % with 4.9 Support & Guidance score and 4.7 Loan Terms rating
- Homeownerss highlight exceptional personalized service and knowledgeable loan officers
SAFE Federal Credit Union (91% Recommend)
- 4.8 Easy Application score paired with 4.8 Loan Terms rating makes it a top credit union choice
- Surveys feedback emphasizes community focus and responsive mortgage specialists
South Atlantic Bank (88% Recommend)
- Consistent high scores across all categories (4.6 Easy Application, 4.5 Loan Terms, 4.6 Support & Guidance)
- Local borrowers commend the bank’s customized financial solutions
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Carolina Trust Credit Union | Credit Union | 4.7 | 4.7 | 4.9 | 94% |
| SAFE Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.7 | 91% |
| South Atlantic Bank | Community Bank | 4.6 | 4.5 | 4.6 | 88% |
| First Citizens Bank | Bank | 4.5 | 4.4 | 4.5 | 86% |
| Bank of America | Bank | 4.7 | 4.2 | 4.3 | 85% |
| Wells Fargo | Bank | 4.6 | 4.1 | 4.2 | 83% |
| TD Bank | Bank | 4.4 | 4.0 | 4.1 | 82% |
| Regions Bank | Bank | 4.3 | 4.0 | 4.0 | 81% |
Florence Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Florence’s area are SAFE Federal Credit Union, First Bank and Carolina Bank.
SAFE Federal Credit Union (93% Recommend)
- Highest Recommend % with perfect 5.0 ratings in both Loan Terms & Rate Satisfaction and Support & Guidance
- Homeownerss highlight the credit union’s community focus and personalized mortgage solutions :cite[6]
First Bank (90% Recommend)
- 4.8 Easy Application score paired with 4.7 Loan Terms rating makes it a top bank choice
- Surveys feedback emphasizes personalized service from bankers who know users by name :cite[3]
Carolina Bank (88% Recommend)
- Strong 4.6 Support & Guidance rating with 4.5 scores across both Easy Application and Loan Terms
- Local borrowers commend the bank’s SMART checking features and financial calculators :cite[5]
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| SAFE Federal Credit Union | Credit Union | 4.7 | 5.0 | 5.0 | 93% |
| First Bank | Bank | 4.8 | 4.7 | 4.7 | 90% |
| Carolina Bank | Community Bank | 4.5 | 4.5 | 4.6 | 88% |
| DCB | Community Bank | 4.6 | 4.4 | 4.5 | 86% |
| Bank of America | Bank | 4.7 | 4.2 | 4.3 | 85% |
| Wells Fargo | Bank | 4.6 | 4.1 | 4.2 | 83% |
| TD Bank | Bank | 4.4 | 4.0 | 4.1 | 82% |
| Regions Bank | Bank | 4.3 | 4.0 | 4.0 | 81% |
Best South Carolina Online Refinance Lenders
MFP’s Home Purchase Lenders Survey: Top online home purchase lenders for South Carolina residents are Rocket Mortgage, South Carolina Federal Credit Union, and Guaranteed Rate.
| Lender | Loan Amounts | APR Range | Loan Terms | Easy Application | Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|---|---|
| Rocket Mortgage | $100K – $3M | 5.99% – 7.25% | 10/15/20/30 | 5.0 | 4.5 | 4.5 | 98% |
| Guaranteed Rate | $100K – $2.5M | 6.10% – 7.40% | 10/15/20/30 | 4.5 | 4.5 | 4.5 | 96% |
| South Carolina Federal Credit Union | $50K – $1.5M | 5.85% – 7.50% | 10/15/20/30 | 4.5 | 4.5 | 5.0 | 95% |
| SAFE Federal Credit Union | $75K – $1M | 5.95% – 7.60% | 15/20/30 | 4.0 | 4.0 | 4.5 | 93% |
| Founders Federal Credit Union | $50K – $1M | 6.00% – 7.75% | 15/20/30 | 4.0 | 4.0 | 4.5 | 92% |
| Mid Carolina Credit Union | $50K – $750K | 6.05% – 7.85% | 15/20/30 | 4.0 | 4.0 | 4.5 | 91% |
| First Citizens Bank | $100K – $2M | 6.50% – 8.90% | 15/20/30 | 4.0 | 4.0 | 4.0 | 89% |
| South State Bank | $100K – $1.5M | 6.60% – 9.00% | 15/20/30 | 4.0 | 4.0 | 4.0 | 88% |
| First National Bank | $100K – $2M | 6.70% – 9.25% | 15/20/30 | 4.0 | 4.0 | 4.0 | 87% |
| Tomo Mortgage | $100K – $3M | 6.15% – 8.25% | 15/30 | 4.5 | 4.0 | 4.0 | 94% |
| New American Funding | $50K – $2M | 6.00% – 7.80% | 15/30 | 4.5 | 4.0 | 4.0 | 93% |
| Guild Mortgage | $75K – $2M | 6.25% – 8.00% | 10/15/20/30 | 4.0 | 4.0 | 4.0 | 92% |
| CrossCountry Mortgage | $100K – $3M | 6.15% – 8.25% | 10/15/20/30 | 4.0 | 4.0 | 4.0 | 91% |
| Better Mortgage | $100K – $3M | 6.40% – 8.90% | 10/15/20/30 | 4.0 | 4.0 | 4.0 | 88% |
| loanDepot | $100K – $2M | 6.30% – 8.75% | 15/30 | 4.0 | 4.0 | 4.0 | 87% |
