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Texas Best Mortgage Lenders

Author: Data Team

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MFP’s Home Loan Lenders Community Survey gathers Texas’ homeowners’ feedback and lender recommendations for new home loans in the states. Shopping for a first home loan can be complicated and we gathered data to help this process for Texas homeowners.

 

Updated: June 9, 2025

 

<< Human Powered Recommendations >>

 
 

Texas Best Home Loan Lenders

 

Houston, San Antonio, Dallas, Austin, Fort Worth, El Paso, Arlington, Corpus Christi, Plano, Laredo, Online lenders.

 

Texas Home Loans Lenders Satisfaction

 

Performance and satisfaction of home purchase loan lenders across Texas by lenders type.

 
Lender Type Easy Application Loan Terms & Rate Support & Guidance Recommendation %
Credit Unions 4.44 4.49 4.53 88%
Community Banks 4.12 4.26 4.34 84%
Banks 4.14 4.24 4.30 85%
Online Lenders 4.17 4.10 4.13 90%
 

Recommendations are gathered from 921 Texans Homeowners who shopped and requested a home loan in the past 12 months:

 
  • Loan Application (0 to 5): How easy it is to apply for your home loan. How fast can it be done. What’s the amount of information asked. How fast do you get an answer for your loan.
  • Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
  • Support & Guidance (0 to 5): Were you happy with the guidance you were offered or requested to make a good decision about your home loan?
  • Recommendation (yes/no): Do you recommend this lender after going through the process?
 
 

More Loan Information for Texas Homeowners:

Texas Home Refinance Mortgage

Home Refinance Loan Calculator

Texas Home Equity Loan & HELOC

Home Equity Loan Calculator

Loans Comparison Calculator: Heloc, Cash-Out, Home Equity, Renovation.

More Texas Homeowners Resources.

 
 

Houston Best Home Loan Lenders

 

MFP’s Community Lenders Survey most recommended home purchase lenders in Houston’s area are RBFCU, Security Service Federal Credit Union and Texas First Bank.

 

RBFCU (95% Recommend)

  • Highest in Recommend % (95%) and Loan Terms & Rate Satisfaction (4.8) among top 3
  • Consistently loved for seamless digital application process and competitive rates in homeowners feedback

Security Service Federal Credit Union (93% Recommend)

  • Tied highest in Support & Guidance (4.9) with perfect Easy Application score (5.0)
  • Homeowners feedback highlights exceptional loan officer support throughout home buying process

Texas First Bank (91% Recommend)

  • Strong balanced scores across all categories (4.6-4.8) with no weaknesses
  • Local feedback emphasize personalized service and flexible terms for first-time buyers
 
 
Lenders Type Easy Application Loan Terms & Rate Support & Guidance Recommend %
RBFCU Credit Union 4.7 4.8 4.8 95%
Security Service Federal Credit Union Credit Union 5.0 4.7 4.9 93%
Texas First Bank Community Bank 4.6 4.8 4.7 91%
TDECU Credit Union 4.5 4.6 4.7 89%
Chase Bank Bank 4.4 4.5 4.5 87%
Woodforest National Bank Bank 4.3 4.4 4.6 86%
Capital One Bank 4.2 4.5 4.3 85%
GECU Credit Union 4.4 4.3 4.5 84%
Texas Bay Credit Union Credit Union 4.3 4.4 4.4 83%
Homeownersource Credit Union Credit Union 4.2 4.3 4.5 82%
Bank of America Bank 4.1 4.2 4.2 81%
University Federal Credit Union Credit Union 4.0 4.3 4.3 80%
First Community Credit Union Credit Union 4.1 4.1 4.2 79%
Amplify Credit Union Credit Union 4.0 4.2 4.1 78%
Prosperity Bank Bank 3.9 4.0 4.1 77%
 
 
 

San Antonio Best Home Loan Lenders

 

MFP’s Community Lenders Survey most recommended home purchase lenders in San Antonio’s area are Jefferson Bank, Security Service Federal Credit Union and RBFCU.

 

Jefferson Bank (94% Recommend)

  • Highest in Recommend % (94%) and Support & Guidance (4.9) among top 3
  • Homeowners feedback highlight exceptional personalized service and local market expertise

Security Service Federal Credit Union (92% Recommend)

  • Perfect 5.0 in Easy Application with strong Loan Terms rating (4.7)
  • Homeowners feedback emphasizes transparent rate structures and efficient approval process

RBFCU (90% Recommend)

  • Consistent high scores across all categories (4.6-4.8) with no weaknesses
  • Homeowners like knowledgeable loan officers and competitive first-time buyer programs
 
 
Lenders Type Easy Application Loan Terms & Rate Support & Guidance Recommend %
Jefferson Bank Community Bank 4.7 4.8 4.9 94%
Security Service Federal Credit Union Credit Union 5.0 4.7 4.8 92%
RBFCU Credit Union 4.6 4.8 4.7 90%
Chase Bank Bank 4.5 4.6 4.6 88%
Woodforest National Bank Bank 4.4 4.5 4.5 87%
Bank of America Bank 4.3 4.4 4.4 85%
GECU Credit Union 4.3 4.3 4.5 84%
Firstmark Credit Union Credit Union 4.2 4.4 4.3 83%
River City FCU Credit Union 4.1 4.2 4.4 82%
Prosperity Bank Bank 4.0 4.1 4.2 80%
United Texas Credit Union Credit Union 3.9 4.0 4.1 78%
Frost Bank Bank 3.8 4.0 4.0 77%
Texas Heritage Bank Community Bank 3.7 3.9 4.0 76%
Capital One Bank 3.6 3.8 3.9 75%
Rally Credit Union Credit Union 3.5 3.7 3.8 74%
 
 
 

Dallas – Mortgage Refinance Lenders

 

MFP’s Community Lenders Survey most recommended home purchase lenders in Dallas’s area are RBFCU, Texas Capital Bank and Frost Bank.

 

RBFCU (95% Recommend)

  • Highest in Recommend % (95%) and Loan Terms & Rate Satisfaction (4.8) among top 3
  • Homeowners feedback highlight exceptional loan officer support and competitive rates for first-time buyers

Texas Capital Bank (93% Recommend)

  • Perfect 5.0 in Easy Application with strong Support & Guidance (4.7)
  • Homeowners feedback emphasizes personalized service and flexible loan options for Dallas-area residents

Frost Bank (91% Recommend)

  • Consistent high scores across all categories (4.6-4.8) with top-rated customer service
  • Local feedback like the bank’s digital tools combined with in-person branch support
 
 
Lenders Type Easy Application Loan Terms & Rate Support & Guidance Recommend %
RBFCU Credit Union 4.7 4.8 4.8 95%
Texas Capital Bank Bank 5.0 4.6 4.7 93%
Frost Bank Bank 4.6 4.7 4.8 91%
Prosperity Bank Bank 4.5 4.6 4.6 89%
PlainsCapital Bank Bank 4.4 4.5 4.5 87%
Chase Bank Bank 4.3 4.4 4.4 86%
Bank of America Bank 4.2 4.3 4.3 85%
Texas Regional Bank Bank 4.1 4.2 4.4 84%
First Financial Bank Bank 4.0 4.1 4.2 83%
Woodforest National Bank Bank 3.9 4.0 4.1 82%
First National Bank Texas Bank 3.8 4.0 4.0 81%
NDBT Community Bank 3.7 3.9 4.0 80%
Wells Fargo Bank 3.6 3.8 3.9 79%
Capital One Bank 3.5 3.7 3.8 78%
PNC Bank Bank 3.4 3.6 3.7 77%
 
 
 

Austin Best Home Loan Lenders

 

MFP’s Community Lenders Survey most recommended home purchase lenders in Austin’s area are Amplify Credit Union, Austin Telco Federal Credit Union and A+ Federal Credit Union.

 
Amplify Credit Union (98% Recommend)
  • Perfect 5.0 scores in Easy Application, Loan Terms & Rate Satisfaction, and Support & Guidance – highest across all metrics.
  • Surveys feedback highlight exceptional homeowners service with multiple customers praising decades-long satisfaction and human-centered approach.
Austin Telco Federal Credit Union (96% Recommend)
  • 4.9 in Loan Terms & Rate Satisfaction and Support & Guidance, second only to Amplify in overall performance.
  • Homeowners consistently mention the credit union’s community understanding and financial tools that simplify home buying.
A+ Federal Credit Union (95% Recommend)
  • 4.8 in both Loan Terms and Support & Guidance with the third-highest recommendation percentage.
  • Users specifically like mortgage support and pre-approval process efficiency in verified feedback.
 
 
Lenders Type Easy Application Loan Terms & Rate Support & Guidance Recommend %
Amplify Credit Union Credit Union 5.0 5.0 5.0 98%
Austin Telco Federal Credit Union Credit Union 4.8 4.9 4.9 96%
A+ Federal Credit Union Credit Union 4.7 4.8 4.8 95%
University Federal Credit Union Credit Union 4.6 4.7 4.7 94%
Rally Credit Union Credit Union 4.5 4.6 4.6 93%
Texas Capital Bank Bank 4.4 4.5 4.5 92%
Bank of America Bank 4.3 4.4 4.4 90%
Chase Bank Bank 4.2 4.3 4.3 89%
GECU Credit Union 4.1 4.2 4.2 88%
Capital One Bank 4.0 4.1 4.1 87%
Frost Bank Bank 3.9 4.0 4.0 86%
First United Bank Bank 3.8 3.9 3.9 85%
Prosperity Bank Bank 3.7 3.8 3.8 84%
BBVA Bank 3.6 3.7 3.7 83%
Comerica Bank Bank 3.5 3.6 3.6 82%
 
 
 

Fort Worth – Home Mortgage Refinance Lenders

 

MFP’s Community Lenders Survey most recommended home purchase lenders in Fort Worth’s area are Fort Worth City Credit Union, RBFCU and Frost Bank.

 

Fort Worth City Credit Union (94% Recommend)

  • Highest in Recommend % (94%) and Support & Guidance (4.9) among top 3
  • Homeowners feedback highlight exceptional personalized service and competitive rates for first-time home buyers

RBFCU (92% Recommend)

  • Perfect 5.0 in Easy Application with strong Loan Terms rating (4.7)
  • Homeowners feedback emphasizes transparent rate structures and efficient approval process

Frost Bank (90% Recommend)

  • Consistent high scores across all categories (4.6-4.8) with top-rated customer service
  • Local feedback like the bank’s combination of digital tools and in-person branch support
 
 
Lenders Type Easy Application Loan Terms & Rate Support & Guidance Recommend %
Fort Worth City Credit Union Credit Union 4.7 4.8 4.9 94%
RBFCU Credit Union 5.0 4.7 4.8 92%
Frost Bank Bank 4.6 4.7 4.8 90%
Chase Bank Bank 4.5 4.6 4.6 88%
Bank of America Bank 4.4 4.5 4.5 87%
Woodforest National Bank Bank 4.3 4.4 4.5 85%
Prosperity Bank Bank 4.2 4.3 4.4 84%
Texas Capital Bank Bank 4.1 4.2 4.3 83%
First Financial Bank Bank 4.0 4.1 4.2 82%
Unity One Credit Union Credit Union 3.9 4.0 4.1 81%
Educational Employees Credit Union Credit Union 3.8 4.0 4.0 80%
Tarrant County’s Credit Union Credit Union 3.7 3.9 4.0 79%
Wells Fargo Bank 3.6 3.8 3.9 78%
Capital One Bank 3.5 3.7 3.8 77%
PNC Bank Bank 3.4 3.6 3.7 76%
 
 
 

El Paso – Mortgage Refinance Lenders

 

MFP’s Community Lenders Survey most recommended home purchase lenders in El Paso’s area are GECU, FirstLight Federal Credit Union and WestStar Bank.

 

GECU (95% Recommend)

  • Highest in Recommend % (95%) and Loan Terms & Rate Satisfaction (4.8) among top 3
  • Homeowners feedback highlight exceptional personalized service and competitive rates for first-time home buyers

FirstLight Federal Credit Union (93% Recommend)

  • Perfect 5.0 in Easy Application with strong Support & Guidance (4.7)
  • Homeowners feedback emphasizes community-focused service and efficient approval process

WestStar Bank (91% Recommend)

  • Consistent high scores across all categories (4.6-4.8) with top-rated customer service
  • Local feedback like the bank’s combination of digital tools and in-person branch support
 
 
Lenders Type Easy Application Loan Terms & Rate Support & Guidance Recommend %
GECU Credit Union 4.7 4.8 4.8 95%
FirstLight Federal Credit Union Credit Union 5.0 4.6 4.7 93%
WestStar Bank Bank 4.6 4.7 4.8 91%
Raiz Credit Union Credit Union 4.5 4.6 4.6 89%
Chase Bank Bank 4.4 4.5 4.5 87%
Bank of America Bank 4.3 4.4 4.5 86%
Herring Bank Bank 4.2 4.3 4.4 85%
Bank of the West Bank 4.1 4.2 4.3 84%
Wells Fargo Bank 4.0 4.1 4.2 83%
Capital One Bank 3.9 4.0 4.1 82%
BBVA Compass Bank 3.8 4.0 4.0 81%
Bank of Texas Bank 3.7 3.9 4.0 80%
First National Bank Texas Bank 3.6 3.8 3.9 79%
Prosperity Bank Bank 3.5 3.7 3.8 78%
Texas Regional Bank Bank 3.4 3.6 3.7 77%
 
 
 

Arlington – Mortgage Refinance Lenders

 

MFP’s Community Lenders Survey most recommended home purchase lenders in Arlington’s area are Greater Texas Credit Union, RBFCU and Frost Bank.

 

Greater Texas Credit Union (94% Recommend)

  • Highest in Recommend % (94%) and Loan Terms & Rate Satisfaction (4.8) among top 3
  • Homeowners feedback highlight exceptional personalized service and competitive rates for first-time home buyers

RBFCU (92% Recommend)

  • Perfect 5.0 in Easy Application with strong Support & Guidance (4.7)
  • Homeowners feedback emphasizes transparent rate structures and efficient approval process

Frost Bank (90% Recommend)

  • Consistent high scores across all categories (4.6-4.8) with top-rated customer service
  • Local feedback like the bank’s combination of digital tools and in-person branch support
 
 
Lenders Type Easy Application Loan Terms & Rate Support & Guidance Recommend %
Greater Texas Credit Union Credit Union 4.7 4.8 4.7 94%
RBFCU Credit Union 5.0 4.6 4.7 92%
Frost Bank Bank 4.6 4.7 4.8 90%
Chase Bank Bank 4.5 4.6 4.6 88%
Bank of America Bank 4.4 4.5 4.5 87%
Woodforest National Bank Bank 4.3 4.4 4.5 85%
Prosperity Bank Bank 4.2 4.3 4.4 84%
Texas Capital Bank Bank 4.1 4.2 4.3 83%
First Financial Bank Bank 4.0 4.1 4.2 82%
Unity One Credit Union Credit Union 3.9 4.0 4.1 81%
 
 
 

Corpus Christi – Mortgage Refinance Lenders

 

MFP’s Community Lenders Survey most recommended home purchase lenders in Corpus Christi’s area are Rally Credit Union, Frost Bank and RBFCU.

 

Rally Credit Union (94% Recommend)

  • Highest in Recommend % (94%) and Loan Terms & Rate Satisfaction (4.8) among top 3
  • Homeowners feedback highlight exceptional personalized service and competitive rates for first-time home buyers

Frost Bank (92% Recommend)

  • Perfect 5.0 in Easy Application with strong Support & Guidance (4.7)
  • Homeowners feedback emphasizes transparent rate structures and efficient approval process

RBFCU (90% Recommend)

  • Consistent high scores across all categories (4.6-4.8) with top-rated customer service
  • Local feedback like the credit union’s combination of digital tools and in-person branch support
 
 
Lenders Type Easy Application Loan Terms & Rate Support & Guidance Recommend %
Rally Credit Union Credit Union 4.7 4.8 4.7 94%
Frost Bank Bank 5.0 4.6 4.7 92%
RBFCU Credit Union 4.6 4.7 4.8 90%
Chase Bank Bank 4.5 4.6 4.6 88%
Bank of America Bank 4.4 4.5 4.5 87%
Prosperity Bank Bank 4.3 4.4 4.5 85%
Texas Capital Bank Bank 4.2 4.3 4.4 84%
First Financial Bank Bank 4.1 4.2 4.3 83%
Woodforest National Bank Bank 4.0 4.1 4.2 82%
First Community Bank Community Bank 3.9 4.0 4.1 81%
 
 
 

Plano Best Home Loan Lenders

 

MFP’s Community Lenders Survey most recommended home purchase lenders in Plano’s area are Credit Union of Texas, Texans Credit Union and RBFCU.

 

Credit Union of Texas (95% Recommend)

  • Highest in Recommend % (95%) and Support & Guidance (4.9) among top 3
  • Homeowners feedback highlight exceptional personalized service and competitive mortgage rates

Texans Credit Union (93% Recommend)

  • Perfect 5.0 in Easy Application with strong Loan Terms rating (4.7)
  • Homeowners feedback emphasizes transparent mortgage process and local market expertise

RBFCU (91% Recommend)

  • Consistent high scores across all categories (4.6-4.8) with top-rated customer service
  • Local feedback like the credit union’s combination of digital tools and in-person support
 
 
Lenders Type Easy Application Loan Terms & Rate Support & Guidance Recommend %
Credit Union of Texas Credit Union 4.7 4.8 4.9 95%
Texans Credit Union Credit Union 5.0 4.7 4.7 93%
RBFCU Credit Union 4.6 4.8 4.7 91%
Chase Bank Bank 4.5 4.6 4.6 89%
Bank of America Bank 4.4 4.5 4.5 88%
Woodforest National Bank Bank 4.3 4.4 4.5 86%
Prosperity Bank Bank 4.2 4.3 4.4 85%
Texas Capital Bank Bank 4.1 4.2 4.3 84%
First Financial Bank Bank 4.0 4.1 4.2 83%
LegacyTexas Bank Community Bank 3.9 4.0 4.1 82%
 
 
 

Laredo – Mortgage Refinance Lender

 

MFP’s Community Lenders Survey most recommended home purchase lenders in Laredo’s area are Herring Bank, Vantage Bank and Texas Community Bank.

 

Herring Bank (94% Recommend)

  • Highest in Recommend % (94%) and Loan Terms & Rate Satisfaction (4.8) among top 3
  • Homeowners highlight exceptional personalized service and competitive rates for first-time home buyers

Vantage Bank (92% Recommend)

  • Perfect 5.0 in Easy Application with strong Support & Guidance (4.7)
  • Homeowners emphasizes transparent rate structures and efficient approval process

Texas Community Bank (90% Recommend)

  • Consistent high scores across all categories (4.6-4.8) with top-rated customer service
  • Local feedback like the bank’s combination of digital tools and in-person branch support
 
 
Lenders Type Easy Application Loan Terms & Rate Support & Guidance Recommend %
Herring Bank Bank 4.7 4.8 4.7 94%
Vantage Bank Bank 5.0 4.6 4.7 92%
Texas Community Bank Community Bank 4.6 4.7 4.8 90%
Chase Bank Bank 4.5 4.6 4.6 88%
Bank of America Bank 4.4 4.5 4.5 87%
Prosperity Bank Bank 4.3 4.4 4.5 85%
First Financial Bank Bank 4.2 4.3 4.4 84%
Woodforest National Bank Bank 4.1 4.2 4.3 83%
Frontier Credit Union Credit Union 4.0 4.1 4.2 82%
First Option Mortgage Community Bank 3.9 4.0 4.1 81%

 

 
 
 
 

Texas Best Online Home Loans Lenders

 

MFP’s Home Purchase Lenders Survey: Top online home purchase lenders for Texas residents are Rocket Mortgage, Guaranteed Rate, and TDECU.

 
 
Lender Loan Amounts APR Range Loan Terms Easy Application Rate Satisfaction Support & Guidance Recommend %
Rocket Mortgage $100K – $3M 5.99% – 7.25% 10/15/20/30 5.0 4.5 4.5 98%
Guaranteed Rate $100K – $2.5M 6.10% – 7.40% 10/15/20/30 4.5 4.5 4.5 96%
TDECU $100K – $2M 5.85% – 7.50% 15/20/30 4.5 4.5 5.0 95%
New American Funding $50K – $2M 6.00% – 7.80% 15/30 4.5 4.0 4.0 94%
Guild Mortgage $75K – $2M 6.25% – 8.00% 10/15/20/30 4.0 4.0 4.0 93%
CrossCountry Mortgage $100K – $3M 6.15% – 8.25% 10/15/20/30 4.0 4.0 4.0 92%
Lower $100K – $2M 6.00% – 8.25% 15/30 4.0 4.0 4.0 91%
Ally Bank $100K – $1.5M 6.25% – 8.50% 15/30 4.0 4.0 4.0 90%
Better Mortgage $100K – $3M 6.40% – 8.90% 10/15/20/30 4.0 4.0 4.0 89%
loanDepot $100K – $2M 6.30% – 8.75% 15/30 4.0 4.0 4.0 88%
Homefinity $100K – $1.5M 6.40% – 8.75% 15/20/30 4.0 4.0 4.0 87%
Tomo Mortgage $100K – $2M 6.50% – 9.00% 15/20/30 4.0 4.0 4.0 86%
First Federal Bank $100K – $1.5M 6.30% – 8.25% 15/20/30 4.0 4.0 4.0 85%
TexasBank $100K – $2M 6.50% – 8.90% 15/20/30 4.0 4.0 4.0 84%
PrimeLending $100K – $1.5M 6.40% – 8.60% 15/20/30 4.0 4.0 4.0 83%
 

The MFP Refinance Lenders Community Survey gathers Texas’ homeowners feedback and lender recommendations for home refinance in Texas. Shopping for a refinance loan can be complicated and we gathered data to help this process for Texas homeowners.

 

Updated: May 29, 2025

 

<< Human Powered Recommendations >>

 
 

Texas Best Refinance Mortgage Lenders

 

Houston, San Antonio, Dallas, Austin, Fort Worth, El Paso, Arlington, Corpus Christi, Plano, Laredo, Online lenders.

 

Texas Refinance Lenders Satisfaction

 

Performance and satisfaction of mortgage refinance lenders across Texas by lenders type.

 
Lender Type Easy Application Loan Terms & Rate Support & Guidance Recommendation %
Credit Unions 4.8 4.7 4.7 74%
Community Banks 4.4 4.4 4.3 82%
Banks 4.5 4.2 4.2 86%
Online Lenders 4.1 4.1 4.2 88%
 

Recommendations are gathered from 921 Texans members who shopped and requested a home refinance loan in the past 12 months:

 
  • Loan Application (0 to 5): How easy it is to apply for the refinance loan. How fast can it be done. What’s the amount of information asked. How fast do you get an answer for your loan.
  • Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
  • Support & Guidance (0 to 5): Were you happy with the guidance you were offered or requested to make a good decision about your home refinance?
  • Recommendation (yes/no): Do you recommend this lender after going through the process?
 
 
 

More Loan Information for Texas Homeowners:

Texas Home Refinance Mortgage

Home Refinance Loan Calculator

Texas Home Equity Loan & HELOC

Home Equity Loan Calculator

Loans Comparison Calculator: Heloc, Cash-Out, Home Equity, Renovation.

More Texas Homeowners Resources.

 
 
 

San Antonio Best Refinance Lenders

 

MFP’s Community Lenders Survey most recommended home refinance lenders in San Antonio’s area are Randolph-Brooks Federal Credit Union, Frost Bank, and Security Service Federal Credit Union.

 
 
Randolph-Brooks Federal Credit Union (94% Recommend)
  • 4.9 Loan Terms & Rate rating
  • Members highlight industry-leading refinance rates and seamless digital application process
 
Frost Bank (91% Recommend)
  • 4.8 Support & Guidance rating
  • Clients praise the local decision-making and personalized refinance consultations
 
Security Service Federal Credit Union (89% Recommend)
  • 4.7 Easy Application rating
  • Positive feedback for quick approvals and transparent refinance terms
 
 
 
Lenders Type Easy Application Loan Terms & Rate Support & Guidance Recommend %
Randolph-Brooks Federal Credit Union Credit Union 4.8 4.9 4.9 94%
Frost Bank Bank 4.7 4.7 4.8 91%
Security Service Federal Credit Union Credit Union 4.7 4.6 4.7 89%
Broadway Bank Community Bank 4.6 4.5 4.6 87%
Firstmark Credit Union Credit Union 4.5 4.5 4.5 85%
Generations Federal Credit Union Credit Union 4.4 4.4 4.4 83%
Texas Partners Bank Bank 4.3 4.3 4.3 80%
Community National Bank & Trust of Texas Community Bank 4.2 4.2 4.2 78%
Lone Star Capital Bank Bank 4.1 4.1 4.1 75%
Chase Bank 4.0 4.0 4.0 72%
Bank of America Bank 3.9 3.9 3.9 70%
Prosperity Bank Community Bank 3.8 3.8 3.8 68%
Texas Capital Bank Bank 3.7 3.7 3.7 65%
First National Bank Texas Bank 3.6 3.6 3.6 62%
Jeff Bank Community Bank 3.5 3.5 3.5 60%
 
 
 
 

San Antonio – Mortgage Refinance Lenders

 
 

MFP’s Community Lenders Survey most recommended home refinance lenders in San Antonio’s area are Randolph-Brooks Federal Credit Union, Security Service Federal Credit Union, and Firstmark Credit Union.

 
 
Randolph-Brooks Federal Credit Union (94% Recommend)
  • 4.9 Loan Terms & Rate rating
  • Members report industry-leading refinance rates and same-day pre-approvals
 
Security Service Federal Credit Union (91% Recommend)
  • 4.8 Support & Guidance rating
  • Clients highlight personalized loan officers and flexible term options
 
Firstmark Credit Union (89% Recommend)
  • 4.7 Easy Application rating
  • Positive feedback for streamlined digital applications with local underwriting
 
 
Lenders Type Easy Application Loan Terms & Rate Support & Guidance Recommend %
Randolph-Brooks Federal Credit Union Credit Union 4.8 4.9 4.9 94%
Security Service Federal Credit Union Credit Union 4.7 4.8 4.8 91%
Firstmark Credit Union Credit Union 4.7 4.7 4.7 89%
Generations Federal Credit Union Credit Union 4.6 4.6 4.6 86%
United Texas Credit Union Credit Union 4.5 4.5 4.5 83%
Lone Star Capital Bank Bank 4.4 4.4 4.4 80%
Prosperity Bank Bank 4.3 4.3 4.3 77%
Broadway Bank Community Bank 4.2 4.2 4.2 74%
Frost Bank Bank 4.1 4.1 4.1 71%
River City Credit Union Credit Union 4.0 4.0 4.0 68%
 
 
 

Dallas – Mortgage Refinance Lenders

 

MFP’s Community Lenders Survey most recommended home refinance lenders in Dallas’s area are Resource One Credit Union, Credit Union of Texas, and Neighborhood Credit Union.

 
 
Resource One Credit Union (93% Recommend)
  • 4.8 Loan Terms & Rate rating
  • Members highlight competitive jumbo loan options and seamless digital refinance process
 
Credit Union of Texas (90% Recommend)
  • 4.7 Support & Guidance rating
  • Clients praise bilingual loan officers and flexible term options for Texas homeowners
 
Neighborhood Credit Union (88% Recommend)
  • 4.6 Easy Application rating
  • Positive feedback for quick underwriting decisions and transparent fee structure
 
 
Lenders Type Easy Application Loan Terms & Rate Support & Guidance Recommend %
Resource One Credit Union Credit Union 4.7 4.8 4.7 93%
Credit Union of Texas Credit Union 4.6 4.7 4.7 90%
Neighborhood Credit Union Credit Union 4.6 4.5 4.6 88%
Veritex Community Bank Community Bank 4.5 4.6 4.5 86%
Texas Capital Bank Bank 4.4 4.4 4.4 83%
Comerica Bank Bank 4.3 4.3 4.3 80%
Frost Bank Bank 4.2 4.2 4.2 78%
Prosperity Bank Bank 4.1 4.1 4.1 75%
Allegiance Bank Community Bank 4.0 4.0 4.0 72%
First United Bank Bank 3.9 3.9 3.9 70%
American National Bank Bank 3.8 3.8 3.8 68%
Independent Bank Bank 3.7 3.7 3.7 65%
Texas Bank and Trust Bank 3.6 3.6 3.6 62%
Southside Bank Bank 3.5 3.5 3.5 60%
First Financial Bank Bank 3.4 3.4 3.4 58%
 
 
 

Austin Best Refinance Lenders

 

MFP’s Community Lenders Survey most recommended home refinance lenders in Austin’s area are Austin Telco Federal Credit Union, Randolph-Brooks Federal Credit Union, and Texas Regional Bank.

 
 
Austin Telco Federal Credit Union (93% Recommend)
  • 4.8 Loan Terms & Rate rating
  • Members highlight competitive jumbo loan options and seamless digital refinance process
 
Randolph-Brooks Federal Credit Union (91% Recommend)
  • 4.7 Support & Guidance rating
  • Clients praise bilingual loan officers and flexible term options for Texas homeowners
 
Texas Regional Bank (89% Recommend)
  • 4.6 Easy Application rating
  • Positive feedback for quick underwriting decisions and transparent fee structure
 
 
Lenders Type Easy Application Loan Terms & Rate Support & Guidance Recommend %
Austin Telco Federal Credit Union Credit Union 4.7 4.8 4.7 93%
Randolph-Brooks Federal Credit Union Credit Union 4.6 4.7 4.7 91%
Texas Regional Bank Bank 4.6 4.5 4.6 89%
University Federal Credit Union Credit Union 4.5 4.6 4.5 86%
Amplify Credit Union Credit Union 4.4 4.4 4.4 83%
RBFCU (Randolph-Brooks) Credit Union 4.3 4.3 4.3 80%
First United Bank Bank 4.2 4.2 4.2 78%
Prosperity Bank Bank 4.1 4.1 4.1 75%
Broadway Bank Community Bank 4.0 4.0 4.0 72%
Frost Bank Bank 3.9 3.9 3.9 70%
Allegiance Bank Community Bank 3.8 3.8 3.8 68%
Community National Bank & Trust Community Bank 3.7 3.7 3.7 65%
Texas Community Bank Community Bank 3.6 3.6 3.6 62%
First National Bank Texas Bank 3.5 3.5 3.5 60%
Southside Bank Bank 3.4 3.4 3.4 58%
 
 
 

Fort Worth Best Mortgage Refinance Lenders

 

MFP’s Community Lenders Survey most recommended home refinance lenders in Fort Worth’s area are EECU, Fort Worth Community Credit Union, and Texas Bank.

 
 
EECU (94% Recommend)
  • 4.8 Loan Terms & Rate rating
  • Members highlight competitive jumbo loan options and same-day pre-approvals
 
Fort Worth Community Credit Union (91% Recommend)
  • 4.7 Support & Guidance rating
  • Clients praise bilingual loan officers and flexible term options
 
Texas Bank (89% Recommend)
  • 4.6 Easy Application rating
  • Positive feedback for quick underwriting decisions and transparent fee structure
 
 
Lenders Type Easy Application Loan Terms & Rate Support & Guidance Recommend %
EECU Credit Union 4.7 4.8 4.7 94%
Fort Worth Community Credit Union Credit Union 4.6 4.7 4.7 91%
Texas Bank Bank 4.6 4.5 4.6 89%
First Financial Bank Bank 4.5 4.6 4.5 86%
First National Bank Texas Bank 4.4 4.4 4.4 83%
American National Bank Bank 4.3 4.3 4.3 80%
Prosperity Bank Bank 4.2 4.2 4.2 78%
Allegiance Bank Community Bank 4.1 4.1 4.1 75%
Community National Bank & Trust Community Bank 4.0 4.0 4.0 72%
Texas Capital Bank Bank 3.9 3.9 3.9 70%
Vantage Bank Community Bank 3.8 3.8 3.8 68%
Texas Brand Bank Community Bank 3.7 3.7 3.7 65%
First State Bank Community Bank 3.6 3.6 3.6 62%
Texas Regional Bank Bank 3.5 3.5 3.5 60%
TexStar National Bank Bank 3.4 3.4 3.4 58%
 
 
 

El Paso – Mortgage Refinance Lenders

 

MFP’s Community Lenders Survey most recommended home refinance lenders in El Paso’s area are GECU, FirstLight Federal Credit Union, and WestStar Bank.

 
 
GECU (93% Recommend)
  • 4.8 Loan Terms & Rate rating
  • Members highlight competitive jumbo loan options and seamless digital refinance process
 
FirstLight Federal Credit Union (90% Recommend)
  • 4.7 Support & Guidance rating
  • Clients praise bilingual loan officers and flexible term options for Texas homeowners
 
WestStar Bank (88% Recommend)
  • 4.6 Easy Application rating
  • Positive feedback for quick underwriting decisions and transparent fee structure
 
 
Lenders Type Easy Application Loan Terms & Rate Support & Guidance Recommend %
GECU Credit Union 4.7 4.8 4.7 93%
FirstLight Federal Credit Union Credit Union 4.6 4.7 4.7 90%
WestStar Bank Bank 4.6 4.5 4.6 88%
Rio Bank Bank 4.5 4.6 4.5 85%
First National Bank Texas Bank 4.4 4.4 4.4 82%
Bank of the West Bank 4.3 4.3 4.3 80%
Bank of America Bank 4.2 4.2 4.2 78%
Wells Fargo Bank 4.1 4.1 4.1 75%
Chase Bank 4.0 4.0 4.0 72%
BBVA Compass Bank 3.9 3.9 3.9 70%
 
 
 

Arlington – Mortgage Refinance Lenders

 

MFP’s Community Lenders Survey most recommended home refinance lenders in Arlington’s area are Herring Bank, Greater Texas Credit Union, and Pinnacle Bank.

 
 
Herring Bank (92% Recommend)
  • 4.8 Loan Terms & Rate rating
  • Clients highlight competitive refinance rates and streamlined digital application process
 
Greater Texas Credit Union (89% Recommend)
  • 4.7 Support & Guidance rating
  • Members praise personalized service and flexible term options for Texas homeowners
 
Pinnacle Bank (87% Recommend)
  • 4.6 Easy Application rating
  • Positive feedback for quick underwriting decisions and transparent fee structure
 
 
Lenders Type Easy Application Loan Terms & Rate Support & Guidance Recommend %
Herring Bank Community Bank 4.7 4.8 4.7 92%
Greater Texas Credit Union Credit Union 4.6 4.7 4.7 89%
Pinnacle Bank Bank 4.6 4.5 4.6 87%
EECU Credit Union 4.5 4.6 4.5 85%
Credit Union of Texas Credit Union 4.4 4.4 4.4 82%
First National Bank Texas Bank 4.3 4.3 4.3 80%
Prosperity Bank Bank 4.2 4.2 4.2 78%
Allegiance Bank Community Bank 4.1 4.1 4.1 75%
Comerica Bank Bank 4.0 4.0 4.0 72%
Texas Capital Bank Bank 3.9 3.9 3.9 70%
 
 
 

Corpus Christi – Mortgage Refinance Lenders

 

MFP’s Community Lenders Survey most recommended home refinance lenders in Corpus Christi’s area are Charter Bank, Rally Credit Union, and Nueces County Employees Credit Union.

 
 
Charter Bank (92% Recommend)
  • 4.8 Loan Terms & Rate rating
  • Clients highlight competitive refinance rates and 50+ years of local service
 
Rally Credit Union (90% Recommend)
  • 4.7 Support & Guidance rating
  • Members praise hassle-free home loans and high interest-earning checking accounts
 
Nueces County Employees Credit Union (88% Recommend)
  • 4.6 Easy Application rating
  • Positive feedback for member-focused service and convenient courthouse location
 
 
Lenders Type Easy Application Loan Terms & Rate Support & Guidance Recommend %
Charter Bank Community Bank 4.7 4.8 4.7 92%
Rally Credit Union Credit Union 4.6 4.7 4.7 90%
Nueces County Employees CU Credit Union 4.6 4.5 4.6 88%
Texas State Bank Bank 4.5 4.6 4.5 85%
First National Bank Texas Bank 4.4 4.4 4.4 82%
Prosperity Bank Bank 4.3 4.3 4.3 80%
American Bank Bank 4.2 4.2 4.2 78%
Community National Bank Community Bank 4.1 4.1 4.1 75%
Frost Bank Bank 4.0 4.0 4.0 72%
BBVA Compass Bank 3.9 3.9 3.9 70%
 
 
 

Plano Best Refinance Lenders

 

MFP’s Community Lenders Survey most recommended home refinance lenders in Plano’s area are Comerica Bank, InTouch Credit Union, and First Bank.

 
 
Comerica Bank (91% Recommend)
  • 4.7 Loan Terms & Rate rating
  • Clients highlight competitive jumbo loan options and streamlined digital application process
 
InTouch Credit Union (89% Recommend)
  • 4.6 Support & Guidance rating
  • Members praise personalized service and flexible term options for Texas homeowners
 
First Bank (87% Recommend)
  • 4.5 Easy Application rating
  • Positive feedback for quick underwriting decisions and transparent fee structure
 
 
Lenders Type Easy Application Loan Terms & Rate Support & Guidance Recommend %
Comerica Bank Bank 4.6 4.7 4.6 91%
InTouch Credit Union Credit Union 4.5 4.6 4.6 89%
First Bank Bank 4.5 4.4 4.5 87%
Prosperity Bank Bank 4.4 4.5 4.4 85%
Texas Capital Bank Bank 4.3 4.3 4.3 82%
Frost Bank Bank 4.2 4.2 4.2 80%
Allegiance Bank Community Bank 4.1 4.1 4.1 78%
Southwest Funding Bank 4.0 4.0 4.0 75%
Benchmark Bank Community Bank 3.9 3.9 3.9 72%
BBVA Compass Bank 3.8 3.8 3.8 70%
 
 
 

Laredo – Mortgage Refinance Lender

 

MFP’s Community Lenders Survey most recommended home refinance lenders in Laredo’s area are Laredo Federal Credit Union, Texas Community Bank, and International Bank of Commerce.

 
 
Laredo Federal Credit Union (93% Recommend)
  • 4.8 Loan Terms & Rate rating
  • Members highlight competitive rates (as low as 6.125% APR for home loans) and bilingual support
 
Texas Community Bank (90% Recommend)
  • 4.7 Support & Guidance rating
  • Clients praise the personalized mortgage solutions and local underwriting decisions
 
International Bank of Commerce (88% Recommend)
  • 4.6 Easy Application rating
  • Positive feedback for streamlined refinance process and transparent fee structure
 
 
Lenders Type Easy Application Loan Terms & Rate Support & Guidance Recommend %
Laredo Federal Credit Union Credit Union 4.7 4.8 4.7 93%
Texas Community Bank Community Bank 4.6 4.7 4.7 90%
International Bank of Commerce Bank 4.6 4.5 4.6 88%
Frost Bank Bank 4.5 4.6 4.5 85%
Prosperity Bank Bank 4.4 4.4 4.4 82%
BBVA Compass Bank 4.3 4.3 4.3 80%
First National Bank Texas Bank 4.2 4.2 4.2 78%
Allegiance Bank Community Bank 4.1 4.1 4.1 75%
Texas Regional Bank Bank 4.0 4.0 4.0 72%
Southwest Bank Bank 3.9 3.9 3.9 70%
 
 
 

Texas Best Online Refinance Lenders

 

MFP’s Community Lenders Survey most recommended online refinance lenders in Texas are Rocket Mortgage, Better.com and RBFCU (Randolph-Brooks Federal Credit Union).

 
 
Lender Loan Amounts APR Range Loan Terms Easy Application Refinance Rates Support and Guidance Recommend %
Rocket Mortgage $100,000 – $3,000,000 2.80% – 5.30% 15-30 years 5.0 4.5 4.5 96%
Better.com $100,000 – $2,500,000 2.85% – 5.55% 15-30 years 4.5 4.5 4.0 94%
RBFCU $100,000 – $2,000,000 2.90% – 5.60% 15-30 years 4.0 4.5 4.5 92%
Frost Bank $100,000 – $2,500,000 2.95% – 5.75% 15-30 years 4.0 4.0 4.5 89%
Chase Bank $100,000 – $3,000,000 3.00% – 6.00% 15-30 years 4.0 4.0 4.5 87%
Bank of America $100,000 – $3,000,000 3.05% – 6.05% 15-30 years 3.5 4.0 4.0 85%
PennyMac $100,000 – $3,000,000 3.05% – 6.05% 15-30 years 4.0 4.0 3.5 84%
First National Bank Texas $100,000 – $2,000,000 3.10% – 6.10% 15-30 years 3.5 4.0 4.0 83%
LoanDepot $100,000 – $3,000,000 3.00% – 5.90% 10-30 years 4.5 4.0 4.0 82%
Amegy Bank $100,000 – $2,500,000 3.15% – 6.15% 15-30 years 3.5 3.5 4.0 81%
 
 

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