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Michigan Best Lenders and Insurers

Author: Data Team

See the top-rated mortgage, loan, and insurance providers across Michigan's major cities, based on recommendations from local residents in MFP's Community Surveys.
Updated: September 29 2026
Ann Arbor Dearborn Detroit Grand Rapids Lansing Livonia Sterling Heights Troy Warren Westland Online

Ann Arbor

The top-rated lenders and insurers in Ann Arbor, MI, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Michigan Schools and Government Credit Union
  2. University of Michigan Credit Union
  3. Bank of Ann Arbor
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Best Refinance
  1. University of Michigan Credit Union
  2. Bank of Ann Arbor
  3. Huntington Bank
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Best Auto Loan
  1. University of Michigan Credit Union
  2. Bank of Ann Arbor
  3. DFCU Financial
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Best Personal Loan
  1. University of Michigan Credit Union
  2. DFCU Financial
  3. Lake Trust Credit Union
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Best Home Insurance
  1. Arbor Insurance Agency
  2. Zingerman Insurance Services
  3. Farm Bureau Insurance
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Best Auto Insurance
  1. State Farm
  2. GEICO
  3. Progressive
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Dearborn

The top-rated lenders and insurers in Dearborn, MI, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Dearborn Federal Savings Bank
  2. Huntington Bank
  3. Flagstar Bank
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Best Refinance
  1. Dearborn Federal Credit Union
  2. Comerica Bank
  3. Huntington Bank
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Best Auto Loan
  1. DFCU Financial
  2. Zeal Credit Union
  3. University of Michigan Credit Union
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Best Personal Loan
  1. DMCU
  2. Zeal Credit Union
  3. Michigan First Credit Union
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Best Home Insurance
  1. Dearborn Insurance Agency
  2. Michigan Insurance Group
  3. State Farm
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Best Auto Insurance
  1. State Farm
  2. Allstate
  3. GEICO
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Detroit

The top-rated lenders and insurers in Detroit, MI, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Genisys Credit Union
  2. DFCU Financial
  3. Lake Michigan Credit Union
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Best Refinance
  1. Fifth Third Bank
  2. Bank of America
  3. Golden Valley Bank
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Best Auto Loan
  1. One Detroit Credit Union
  2. Diversified Members Credit Union
  3. DFCU Financial
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Best Personal Loan
  1. One Detroit Credit Union
  2. Michigan First Credit Union
  3. DMCU
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Best Home Insurance
  1. DC Insurance Group
  2. Sharpe & Associates Insurance Agency
  3. Ieuter Insurance Group
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Best Auto Insurance
  1. Tony Massey, agent, State Farm
  2. Crystal Robertson, agent, State Farm
  3. PD Dandnaik, agent, State Farm
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Grand Rapids

The top-rated lenders and insurers in Grand Rapids, MI, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Lake Michigan Credit Union
  2. DFCU Financial
  3. Genisys Credit Union
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Best Refinance
  1. Fifth Third Bank
  2. Macatawa Bank
  3. Lake Michigan Credit Union
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Best Auto Loan
  1. Community West Credit Union
  2. Consumers Credit Union
  3. Adventure Credit Union
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Best Personal Loan
  1. Lake Michigan Credit Union
  2. Adventure Credit Union
  3. Consumers Credit Union
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Best Home Insurance
  1. Boer Insurance Group
  2. Dan Charles Agency
  3. Steenland Insurance Agency
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Best Auto Insurance
  1. Robert McDougall, agent, State Farm
  2. State Farm
  3. GEICO
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Lansing

The top-rated lenders and insurers in Lansing, MI, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. MSU Federal Credit Union
  2. Dart Bank
  3. Lake Trust Credit Union
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Best Refinance
  1. University of Michigan Credit Union (UMCU)
  2. Flagstar Bank
  3. Comerica Bank
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Best Auto Loan
  1. MSU Federal Credit Union
  2. LAFCU
  3. CASE Credit Union
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Best Personal Loan
  1. Lake Trust Credit Union
  2. MSU Federal Credit Union
  3. CASE Credit Union
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Best Home Insurance
  1. Capital Area Insurance Services
  2. Lakeside Insurance Group
  3. Farm Bureau Insurance
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Best Auto Insurance
  1. State Farm
  2. GEICO
  3. Progressive
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Livonia

The top-rated lenders and insurers in Livonia, MI, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Michigan Schools and Government Credit Union
  2. Michigan Columbus Credit Union
  3. Flagstar Bank
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Best Refinance
  1. Michigan Schools and Government Credit Union (MSGCU)
  2. Huntington Bank
  3. Flagstar Bank
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Best Auto Loan
  1. Community Choice Credit Union
  2. DFCU Financial
  3. Michigan Educational Credit Union
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Best Personal Loan
  1. Zeal Credit Union
  2. DFCU Financial
  3. Community Choice Credit Union
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Best Home Insurance
  1. Michigan Insurance Group
  2. Farm Bureau Insurance
  3. State Farm
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Best Auto Insurance
  1. State Farm
  2. Allstate
  3. GEICO
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Sterling Heights

The top-rated lenders and insurers in Sterling Heights, MI, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Christian Financial Credit Union
  2. Huntington Bank
  3. Flagstar Bank
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Best Refinance
  1. Flagstar Bank
  2. Fifth Third Bank
  3. Huntington Bank
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Best Auto Loan
  1. The Local Credit Union
  2. Michigan Schools & Government Credit Union
  3. Credit Union ONE
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Best Personal Loan
  1. Christian Financial Credit Union
  2. Michigan First Credit Union
  3. DMCU
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Best Home Insurance
  1. Michigan Insurance Group
  2. Meemic Insurance Agency partners
  3. State Farm local agencies
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Best Auto Insurance
  1. State Farm
  2. Allstate
  3. GEICO
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Troy

The top-rated lenders and insurers in Troy, MI, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Michigan Schools and Government Credit Union
  2. Genisys Credit Union
  3. Huntington Bank
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Best Refinance
  1. Flagstar Bank
  2. Huntington Bank
  3. Comerica Bank
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Best Auto Loan
  1. OUR Credit Union
  2. Genisys Credit Union
  3. Community Choice Credit Union
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Best Personal Loan
  1. Michigan Schools and Government Credit Union
  2. Genisys Credit Union
  3. DFCU Financial
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Best Home Insurance
  1. Michigan Insurance Group
  2. HUB International
  3. Farm Bureau Insurance
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Best Auto Insurance
  1. State Farm
  2. Allstate
  3. GEICO
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Warren

The top-rated lenders and insurers in Warren, MI, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Michigan Schools and Government Credit Union
  2. Community Choice Credit Union
  3. Huntington Bank
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Best Refinance
  1. Flagstar Bank
  2. Huntington Bank
  3. Comerica Bank
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Best Auto Loan
  1. Extra Credit Union
  2. People Driven Credit Union
  3. Michigan Schools & Government Credit Union
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Best Personal Loan
  1. Michigan First Credit Union
  2. Christian Financial Credit Union
  3. DMCU
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Best Home Insurance
  1. Michigan Insurance Group
  2. Pioneer State Mutual Insurance Agency partners
  3. The Allen Thomas Group
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Best Auto Insurance
  1. State Farm
  2. Allstate
  3. GEICO
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Westland

The top-rated lenders and insurers in Westland, MI, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Michigan Schools and Government Credit Union
  2. Huntington Bank
  3. Flagstar Bank
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Best Refinance
  1. Bank of America
  2. Chase Bank
  3. Comerica Bank
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Best Auto Loan
  1. Wayne Westland Federal Credit Union
  2. Credit Union ONE
  3. Zeal Credit Union
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Best Personal Loan
  1. Community Choice Credit Union
  2. Michigan First Credit Union
  3. DFCU Financial
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Best Home Insurance
  1. Michigan Insurance Group
  2. Farm Bureau Insurance
  3. State Farm local agencies
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Best Auto Insurance
  1. State Farm
  2. Allstate
  3. GEICO
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Best Online Lenders in Michigan

Top-rated online lenders serving Michigan residents statewide, based on recommendations from MFP's Community Surveys.
Best Home Mortgage
  1. Better Mortgage
  2. Rocket Mortgage
  3. Guaranteed Rate
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Best Refinance
  1. Rocket Mortgage
  2. Flagstar Bank
  3. Bank of America
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Best Auto Loan
  1. MSU Federal Credit Union
  2. Lake Michigan Credit Union
  3. DFCU Financial
See full ranking →
Best Personal Loan
  1. MSUFCU
  2. Lake Michigan Credit Union
  3. Credit Union ONE
See full ranking →