MFP’s Home Loan Lenders Community Survey gathers homeowners’ feedback and lenders recommendations for home loans in the state. Shopping for a home purchase loan can be complicated and we gathered the data below to help your selection.
Updated: June 5, 2025
<< Human Powered Recommendations >>
Louisiana Best Home Loan Lenders
New Orleans, Baton Rouge, Shreveport, Metairie, Lafayette, Lake Charles, Bossier City, Kenner, Monroe, Alexandria, Online lenders.
Louisiana Home Loans Lenders Satisfaction
Performance and satisfaction of home purchase mortgage lenders across Louisiana by lenders type.
| Lender Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommendation % |
|---|---|---|---|---|
| Credit Unions | 4.38 | 4.37 | 4.42 | 86% |
| Community Banks | 4.42 | 4.39 | 4.44 | 84% |
| Banks | 4.23 | 4.27 | 4.27 | 82% |
| Online Lenders | 4.13 | 3.97 | 4.07 | 89% |
Recommendations are gathered from 1,185 local Louisianians members who shopped and requested a home loan mortgage in the past 12 months:
- Loan Application (0 to 5): How easy it is to apply for the home purchase mortgage loan. How fast can it be done. What’s the amount of information asked. How fast do you get an answer for your loan.
- Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- Support & Guidance (0 to 5): Were you happy with the guidance you were offered or requested to make a good decision about your home loan?
- Recommendation (yes/no): Do you recommend this lender after going through the process?
More Loan Information for Louisiana Homeowners:
Home Refinance Loan Calculator
Loans Comparison Calculator: Heloc, Cash-Out, Home Equity, Renovation.
More Resources for Louisiana Homeowners.
New Orleans Best Home Loan Lenders
MFP’s Home Loan Community Lenders Survey most recommended home purchase lenders in New Orleans’s area are Navy Federal Credit Union, Chase Bank and Bank of America.
Navy Federal Credit Union (100% Recommend)
- Highest Recommend % among top 3 lenders
- Top-rated for Easy Application with a 5.0 score
Chase Bank (93% Recommend)
- Strong Loan Terms & Rate Satisfaction with a 4.8 score
- High Support & Guidance rating of 4.7
Bank of America (84% Recommend)
- Competitive Loan Terms & Rate Satisfaction with a 4.7 score
- Solid Easy Application rating of 4.6
| Lender | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Navy Federal Credit Union | Credit Union | 5.0 | 4.9 | 4.8 | 100% |
| Chase Bank | Bank | 4.7 | 4.8 | 4.7 | 93% |
| Bank of America | Bank | 4.6 | 4.7 | 4.6 | 84% |
| U.S. Bank | Bank | 4.5 | 4.6 | 4.5 | 82% |
| Regions Bank | Bank | 4.4 | 4.5 | 4.4 | 80% |
| First Horizon Bank | Bank | 4.3 | 4.4 | 4.3 | 78% |
| IBERIABANK (now part of First Horizon) | Bank | 4.2 | 4.3 | 4.2 | 76% |
| Fidelity Bank | Community Bank | 4.1 | 4.2 | 4.1 | 74% |
| Investar Bank | Community Bank | 4.0 | 4.1 | 4.0 | 72% |
| BankPlus | Community Bank | 3.9 | 4.0 | 3.9 | 70% |
| PrimeLending | Bank | 3.8 | 3.9 | 3.8 | 68% |
| Fifth District Savings Bank | Community Bank | 3.7 | 3.8 | 3.7 | 66% |
| Neighbors Federal Credit Union | Credit Union | 3.6 | 3.7 | 3.6 | 64% |
Baton Rouge Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Baton Rouge’s area are Gulf Coast Bank & Trust, Red River Bank and Community Bank of Louisiana.
- Highest in Support & Guidance (4.8) and Loan Terms & Rate Satisfaction (4.7) among top 3 lenders
- Homeowners highlight great local decision-making and competitive mortgage rates
- Strong performance across all metrics with 4.5+ ratings in each category
- Uses emphasize personalized service and industry-specific expertise
- 4.6 in Easy Application process, the highest among top 3 lenders
- Users states comprehensive loan options
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Gulf Coast Bank & Trust | Bank | 4.6 | 4.7 | 4.8 | 91% |
| Red River Bank | Bank | 4.5 | 4.6 | 4.7 | 89% |
| Community Bank of Louisiana | Community Bank | 4.6 | 4.5 | 4.5 | 87% |
| Baton Rouge Telco Federal Credit Union | Credit Union | 4.4 | 4.4 | 4.4 | 85% |
| Liberty Bank | Bank | 4.3 | 4.3 | 4.3 | 83% |
| Essential Credit Union | Credit Union | 4.2 | 4.2 | 4.2 | 80% |
| Campus Federal Credit Union | Credit Union | 4.1 | 4.1 | 4.1 | 78% |
| First Guaranty Bank | Bank | 4.0 | 4.0 | 4.0 | 75% |
| Home Bank | Bank | 3.9 | 4.0 | 3.9 | 73% |
| Hancock Whitney Bank | Bank | 3.8 | 3.9 | 3.8 | 70% |
| Investar Bank | Bank | 3.7 | 3.8 | 3.7 | 68% |
| B1 Bank | Bank | 3.6 | 3.7 | 3.6 | 65% |
| MidSouth Bank | Bank | 3.5 | 3.6 | 3.5 | 62% |
| Progressive Bank | Bank | 3.4 | 3.5 | 3.4 | 60% |
| Sabine State Bank | Bank | 3.3 | 3.4 | 3.3 | 58% |
Shreveport Best Home Loan Lenders
MFP’s Home Loan Community Lenders Survey most recommended home purchase lenders in Shreveport’s area are Home Federal Bank, Citizens National Bank, and Red River Bank.
Home Federal Bank (94% Recommend)
- Top-rated across all categories: 4.9 in Easy Application, 4.8 in Loan Terms & Rate Satisfaction, and 4.9 in Support & Guidance.
- Homeowners praise its personalized service and efficient mortgage process.
Citizens National Bank (92% Recommend)
- High scores with 4.8 in Easy Application, 4.7 in Loan Terms & Rate Satisfaction, and 4.8 in Support & Guidance.
- Users know it for its attentive staff and smooth application experience.
Red River Bank (90% Recommend)
- Strong performance with 4.7 in Easy Application, 4.6 in Loan Terms & Rate Satisfaction, and 4.8 in Support & Guidance.
- Users recognized the bank its knowledgeable loan officers and clear communication.
| Lender | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Home Federal Bank | Bank | 4.9 | 4.8 | 4.9 | 94% |
| Citizens National Bank | Community Bank | 4.8 | 4.7 | 4.8 | 92% |
| Red River Bank | Bank | 4.7 | 4.6 | 4.8 | 90% |
| Neighbors Federal Credit Union | Credit Union | 4.6 | 4.5 | 4.7 | 89% |
| Progressive Bank | Community Bank | 4.5 | 4.4 | 4.6 | 88% |
| Louisiana USA Federal Credit Union | Credit Union | 4.4 | 4.3 | 4.5 | 87% |
| Post Office Employees Federal Credit Union | Credit Union | 4.3 | 4.2 | 4.4 | 86% |
| Rayne State Bank & Trust Company | Bank | 4.2 | 4.1 | 4.3 | 85% |
| First National Bank of Louisiana | Bank | 4.1 | 4.0 | 4.2 | 84% |
| Bonvenu Bank | Bank | 4.0 | 3.9 | 4.1 | 83% |
Metairie Best Home Loan Lenders
MFP’s Home Loan Community Lenders Survey most recommended home purchase lenders in Metairie’s area are Metairie Bank & Trust Company, Gulf Coast Bank & Trust Company, and Jefferson Financial Federal Credit Union.
Metairie Bank & Trust Company (95% Recommend)
- Leads with 4.9 in Easy Application, 4.8 in Loan Terms & Rate Satisfaction, and 4.9 in Support & Guidance.
- Homeowners commend its personalized service and efficient mortgage process.
Gulf Coast Bank & Trust Company (92% Recommend)
- Strong scores: 4.8 in Easy Application, 4.7 in Loan Terms & Rate Satisfaction, and 4.8 in Support & Guidance.
- Users recognize its attentive staff and smooth application experience.
Jefferson Financial Federal Credit Union (90% Recommend)
- High ratings with 4.7 in Easy Application, 4.6 in Loan Terms & Rate Satisfaction, and 4.7 in Support & Guidance.
- Liked for knowledgeable loan officers and clear communication.
| Lender | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Metairie Bank & Trust Company | Community Bank | 4.9 | 4.8 | 4.9 | 95% |
| Gulf Coast Bank & Trust Company | Community Bank | 4.8 | 4.7 | 4.8 | 92% |
| Jefferson Financial Federal Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 90% |
| Resource Bank | Community Bank | 4.6 | 4.5 | 4.6 | 89% |
| First Horizon Bank | Bank | 4.5 | 4.4 | 4.5 | 88% |
| Fifth District Savings Bank | Bank | 4.4 | 4.3 | 4.4 | 87% |
| Xplore Federal Credit Union | Credit Union | 4.3 | 4.2 | 4.3 | 86% |
| Neighbors Federal Credit Union | Credit Union | 4.2 | 4.1 | 4.2 | 85% |
| Red River Bank | Bank | 4.1 | 4.0 | 4.1 | 84% |
| Hancock Whitney Bank | Bank | 4.0 | 3.9 | 4.0 | 83% |
Lafayette Best Home Loan Lenders
MFP’s Home Loan Community Lenders Survey most recommended home purchase lenders in Lafayette’s area are University of Louisiana Federal Credit Union, Assurance Financial, and Neighbors Federal Credit Union.
University of Louisiana Federal Credit Union (94% Recommend)
- Top scores: 4.8 in Easy Application, 4.7 in Loan Terms & Rate Satisfaction, and 4.8 in Support & Guidance.
- Homeowners appreciate the personalized service and comprehensive loan options tailored for first-time buyers.
Assurance Financial (92% Recommend)
- High ratings with 4.7 in Easy Application, 4.6 in Loan Terms & Rate Satisfaction, and 4.7 in Support & Guidance.
- Homeowners commend the efficient process and knowledgeable loan officers who simplify the mortgage journey.
Neighbors Federal Credit Union (90% Recommend)
- Strong performance: 4.6 in Easy Application, 4.5 in Loan Terms & Rate Satisfaction, and 4.6 in Support & Guidance.
- Users recognize its commitment to community and transparent communication throughout the loan process.
| Lender | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| University of Louisiana Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 94% |
| Assurance Financial | Bank | 4.7 | 4.6 | 4.7 | 92% |
| Neighbors Federal Credit Union | Credit Union | 4.6 | 4.5 | 4.6 | 90% |
| Heart of Louisiana Credit Union | Credit Union | 4.5 | 4.4 | 4.5 | 88% |
| Bayou Community Federal Credit Union | Credit Union | 4.4 | 4.3 | 4.4 | 87% |
| First Federal Bank of Louisiana | Bank | 4.3 | 4.2 | 4.3 | 86% |
| 705 Federal Credit Union | Credit Union | 4.2 | 4.1 | 4.2 | 85% |
| First Horizon Bank | Bank | 4.1 | 4.0 | 4.1 | 84% |
| Red River Bank | Bank | 4.0 | 3.9 | 4.0 | 83% |
| Hancock Whitney Bank | Bank | 3.9 | 3.8 | 3.9 | 82% |
Lake Charles Best Home Loan Lenders
MFP’s Home Loan Community Lenders Survey most recommended home purchase lenders in Lake Charles’s area are First Federal Bank of Louisiana, CSE Federal Credit Union and Red River Bank.
First Federal Bank of Louisiana (95% Recommend)
- Highest overall ratings: 4.9 Easy Application, 4.8 Loan Terms, 4.9 Support & Guidance
- Homeowners praise their personalized service and efficient loan processing
CSE Federal Credit Union (92% Recommend)
- Strong ratings: 4.8 Easy Application, 4.7 Loan Terms, 4.8 Support & Guidance
- Users highlight competitive rates and attentive staff
Red River Bank (90% Recommend)
- Consistent performance: 4.7 Easy Application, 4.6 Loan Terms, 4.7 Support & Guidance
- Homeowners appreciate their clear communication and support throughout the loan process
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| First Federal Bank of Louisiana | Bank | 4.9 | 4.8 | 4.9 | 95% |
| CSE Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 92% |
| Red River Bank | Bank | 4.7 | 4.6 | 4.7 | 90% |
| Lakeside Bank | Community Bank | 4.6 | 4.5 | 4.6 | 88% |
| JD Bank | Community Bank | 4.5 | 4.4 | 4.5 | 85% |
| Southwest Louisiana Credit Union | Credit Union | 4.4 | 4.3 | 4.4 | 83% |
| Access of Louisiana Federal Credit Union | Credit Union | 4.3 | 4.2 | 4.3 | 80% |
| CLB The Community Bank | Community Bank | 4.2 | 4.1 | 4.2 | 78% |
| Louisiana USA Federal Credit Union | Credit Union | 4.1 | 4.0 | 4.1 | 75% |
| The Evangeline Bank and Trust Co | Bank | 4.0 | 3.9 | 4.0 | 72% |
Bossier City Best Home Loan Lenders
MFP’s Home Loan Community Lenders Survey most recommended home purchase lenders in Bossier City’s area are Red River Bank, Community Bank of Louisiana and BOM Bank.
- Highest in Support & Guidance (4.8) and Loan Terms & Rate Satisfaction (4.7) among top 3 lenders
- Homeowners highlight exceptional local decision-making and competitive mortgage rates
- Strong performance across all metrics with 4.5+ ratings in each category
- Users testimonials emphasize personalized service and home loan expertise
- 4.6 in Easy Application process, the highest among top 3 lenders
- Homeowners state comprehensive loan options
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Red River Bank | Bank | 4.5 | 4.7 | 4.8 | 92% |
| Community Bank of Louisiana | Community Bank | 4.5 | 4.6 | 4.7 | 89% |
| BOM Bank | Bank | 4.6 | 4.5 | 4.5 | 86% |
| Gulf Coast Bank and Trust | Bank | 4.3 | 4.4 | 4.4 | 83% |
| Fifth District Savings Bank | Bank | 4.2 | 4.3 | 4.2 | 80% |
| Bank of Montgomery | Bank | 4.1 | 4.2 | 4.1 | 78% |
| Citizens Bank & Trust | Bank | 4.0 | 4.1 | 4.0 | 75% |
| Gibsland Bank & Trust | Bank | 3.9 | 4.0 | 3.9 | 72% |
Kenner Best Home Loan Lenders
MFP’s Home Loan Community Lenders Survey most recommended home purchase lenders in Kenner’s area are Jefferson Financial Federal Credit Union, Xplore Federal Credit Union, and Gulf Coast Bank & Trust.
Jefferson Financial Federal Credit Union (95% Recommend)
- Highest in Support & Guidance with a 4.9 rating.
- Strong Loan Terms & Rate Satisfaction with a 4.8 rating.
Xplore Federal Credit Union (93% Recommend)
- High customer satisfaction, ranking 2nd in Recommend % with 93%.
- Solid Loan Terms & Rate Satisfaction with a 4.7 rating.
Gulf Coast Bank & Trust (91% Recommend)
- 4.7 rating for Support & Guidance, making it one of the best in the top 3.
- Well-balanced ratings across metrics, including a 4.6 rating for Loan Terms & Rate Satisfaction.
| Lender | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Jefferson Financial Federal Credit Union | Credit Union | 4.7 | 4.8 | 4.9 | 95% |
| Xplore Federal Credit Union | Credit Union | 4.6 | 4.7 | 4.8 | 93% |
| Gulf Coast Bank & Trust | Bank | 4.5 | 4.6 | 4.7 | 91% |
| First Bank & Trust | Bank | 4.4 | 4.5 | 4.6 | 90% |
| Bonvenu Bank | Bank | 4.3 | 4.4 | 4.5 | 89% |
| Fidelity Bank | Bank | 4.2 | 4.3 | 4.4 | 88% |
| Louisiana Federal Credit Union | Credit Union | 4.1 | 4.2 | 4.3 | 87% |
| Jefferson Parish Employees FCU | Credit Union | 4.0 | 4.1 | 4.2 | 85% |
Monroe Best Home Loan Lenders
MFP’s Home Loan Community Lenders Survey most recommended home purchase lenders in Monroe’s area are Ouachita Valley Federal Credit Union, Cross Keys Bank, and Progressive Bank.
Ouachita Valley Federal Credit Union (95% Recommend)
- Highest in Support & Guidance with a 4.9 rating.
- Offers a wide range of mortgage options, including USDA Rural Development and Homestyle Renovation loans.
Cross Keys Bank (92% Recommend)
- Strong Loan Terms & Rate Satisfaction with a 4.8 rating.
- Provides personalized service with local loan officers in Monroe, Shreveport, and Bossier City.
Progressive Bank (90% Recommend)
- Offers competitive rates and flexible mortgage products, including VA and FHA loans.
- Provides personalized service with local loan officers in Monroe, West Monroe, and Shreveport.
| Lender | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Ouachita Valley Federal Credit Union | Credit Union | 4.7 | 4.8 | 4.9 | 95% |
| Cross Keys Bank | Bank | 4.6 | 4.8 | 4.7 | 92% |
| Progressive Bank | Bank | 4.5 | 4.7 | 4.6 | 90% |
| Homeland Bank | Bank | 4.4 | 4.6 | 4.5 | 88% |
| Pelican State Credit Union | Credit Union | 4.3 | 4.5 | 4.4 | 87% |
| Monroe Telco Federal Credit Union | Credit Union | 4.2 | 4.4 | 4.3 | 85% |
| SF Monroe Mortgages LLC | Mortgage Lender | 4.1 | 4.3 | 4.2 | 83% |
| Assurance Financial | Mortgage Lender | 4.0 | 4.2 | 4.1 | 80% |
Alexandria Best Home Loan Lenders
MFP’s Home Loan Community Lenders Survey most recommended home purchase lenders in Alexandria’s area are Evangeline Bank & Trust, Cross Keys Bank, and Heart of Louisiana Credit Union.
Evangeline Bank & Trust (92% Recommend)
- Highest in Recommend % with 92%
- Strong performance across all metrics, with 4.6 in Easy Application, Loan Terms & Rate Satisfaction, and Support & Guidance
Cross Keys Bank (90% Recommend)
- 4.7 rating in Loan Terms & Rate Satisfaction
- Consistently high ratings in all categories with strong customer satisfaction
Heart of Louisiana Credit Union (87% Recommend)
- 4.3 rating in both Easy Application and Loan Terms & Rate Satisfaction
- Consistently recommended with a solid customer satisfaction percentage
| Lender | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Evangeline Bank & Trust | Community Bank | 4.6 | 4.6 | 4.6 | 92% |
| Cross Keys Bank | Bank | 4.6 | 4.7 | 4.5 | 90% |
| Heart of Louisiana Credit Union | Credit Union | 4.3 | 4.4 | 4.3 | 87% |
| Sabine State Bank | Community Bank | 4.5 | 4.4 | 4.5 | 85% |
| First Bank & Trust | Bank | 4.4 | 4.3 | 4.3 | 83% |
| Louisiana Federal Credit Union | Credit Union | 4.2 | 4.4 | 4.1 | 80% |
| Rapides Parish Bank | Community Bank | 4.3 | 4.3 | 4.4 | 79% |
| Security Bank & Trust | Bank | 4.1 | 4.2 | 4.0 | 77% |
Louisiana Best Online Home Loans Lenders
MFP’s Home Purchase Lenders Survey: Top online home purchase lenders for Louisiana residents are Better Mortgage, Rocket Mortgage, and Guaranteed Rate.
| Lender | Loan Amounts | APR Range | Loan Terms | Easy Application | Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|---|---|
| Better Mortgage | $50k-$3M | 5.99% – 7.85% | 15/20/30 | 5.0 | 4.5 | 4.5 | 96% |
| Rocket Mortgage | $50k-$3M | 6.25% – 8.50% | 15/20/30 | 4.5 | 4.0 | 4.5 | 95% |
| Guaranteed Rate | $50k-$2.5M | 6.15% – 8.25% | 10/15/20/30 | 4.5 | 4.5 | 4.0 | 94% |
| LoanDepot | $50k-$2M | 6.35% – 8.75% | 15/20/30 | 4.0 | 4.0 | 4.0 | 93% |
| New American Funding | $50k-$1.5M | 6.50% – 9.00% | 15/20/30 | 4.0 | 4.0 | 4.5 | 92% |
| Fairway Independent Mortgage | $50k-$2M | 6.25% – 8.50% | 15/20/30 | 4.5 | 3.5 | 4.5 | 91% |
| Movement Mortgage | $50k-$1.5M | 6.75% – 9.25% | 15/20/30 | 4.0 | 3.5 | 4.0 | 90% |
| Sage Home Loans | $50k-$2M | 6.00% – 8.25% | 15/20/30 | 4.0 | 4.0 | 4.0 | 89% |
| Tomo Mortgage | $50k-$2M | 5.95% – 8.25% | 15/20/30 | 4.5 | 4.5 | 4.0 | 88% |
| Zillow Home Loans | $50k-$2M | 6.25% – 8.50% | 15/20/30 | 4.0 | 4.0 | 4.0 | 87% |
| Griffin Funding | $50k-$1.5M | 6.50% – 9.00% | 15/20/30 | 4.0 | 4.0 | 4.0 | 86% |
| NFM Lending | $50k-$2M | 6.00% – 8.25% | 15/20/30 | 4.0 | 4.0 | 4.0 | 85% |
| South Louisiana Bank | $50k-$1M | 6.75% – 9.25% | 15/20/30 | 3.5 | 3.5 | 4.0 | 84% |
| First Citizens Bank | $50k-$2M | 6.50% – 9.00% | 15/20/30 | 3.5 | 3.5 | 3.5 | 83% |
| Sabine State Bank | $50k-$1M | 6.00% – 8.25% | 15/20/30 | 4.0 | 4.0 | 3.5 | 82% |
