The Lenders Community Survey gathers homeowners feedback and 108 lenders recommendations for Louisiana homeowners. Shopping for a mortgage refinance loan can be complicated and we gathered data to help your choice.
Updated: May 1, 2025
<< Human Powered Recommendations >>
Louisiana Top Lenders for Home Refinance Loans
New Orleans, Baton Rouge, Shreveport, Metairie, Lafayette, Lake Charles, Boissier City, Kenner, Monroe, Alexandria, Online lenders.
Recommendations are gathered from 1,185 local Louisianians members who shopped and requested a home refinance mortgage in the past 12 months:
- – Loan Application (0 to 5): How easy it is to apply for the home refinance mortgage loan. How fast can it be done. What’s the amount of information asked. How fast do you get an answer for your loan.
- – Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- – Support & Guidance (0 to 5): Were you happy with the guidance you were offered or requested to make a good decision about your home refinance?
- – Recommendation (yes/no): Do you recommend this lender after going through the process?
More Loan Information for Louisiana Homeowners:
Home Refinance Loan Calculator
Loans Comparison Calculator: Heloc, Cash-Out, Home Equity, Renovation.
More Resources for Louisiana Homeowners.
New Orleans Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in New Orleans’s area are Gulf Coast Bank & Trust, Home Bank and Metairie Bank & Trust.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| Gulf Coast Bank & Trust | Community Bank | 4.5 | 4.5 | 4.5 | 95% |
| Home Bank | Community Bank | 4.5 | 4.0 | 4.5 | 93% |
| Metairie Bank & Trust | Community Bank | 4.0 | 4.5 | 4.0 | 92% |
| First Horizon Bank | Bank | 4.0 | 4.0 | 4.0 | 90% |
| Pelican State Credit Union | Credit Union | 4.0 | 4.0 | 4.0 | 89% |
| Hancock Whitney Bank | Bank | 4.0 | 4.0 | 4.0 | 88% |
| Neighbors Federal Credit Union | Credit Union | 4.0 | 3.5 | 4.0 | 87% |
| ASI Federal Credit Union | Credit Union | 3.5 | 4.0 | 3.5 | 86% |
| Regions Bank | Bank | 4.0 | 3.5 | 4.0 | 85% |
| Jefferson Financial CU | Credit Union | 3.5 | 3.5 | 4.0 | 84% |
| Fidelity Bank | Bank | 3.5 | 3.5 | 3.5 | 83% |
| b1BANK | Community Bank | 3.5 | 3.5 | 3.5 | 82% |
| Investar Bank | Community Bank | 3.5 | 3.0 | 3.5 | 80% |
| Red River Bank | Community Bank | 3.0 | 3.5 | 3.0 | 78% |
| Resource Bank | Community Bank | 3.0 | 3.5 | 3.0 | 75% |
Baton Rouge Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Baton Rouge’s area are Baton Rouge Telco Federal Credit Union, Neighbors Federal Credit Union and Gulf Coast Bank & Trust.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| Baton Rouge Telco Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 96% |
| Neighbors Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 95% |
| Gulf Coast Bank & Trust | Community Bank | 4.5 | 4.5 | 4.5 | 94% |
| Home Bank | Community Bank | 4.5 | 4.0 | 4.5 | 93% |
| Hancock Whitney Bank | Bank | 4.0 | 4.5 | 4.0 | 92% |
| First Horizon Bank | Bank | 4.0 | 4.0 | 4.0 | 90% |
| Pelican State Credit Union | Credit Union | 4.0 | 4.0 | 4.0 | 89% |
| MidSouth Bank | Community Bank | 4.0 | 4.0 | 4.0 | 88% |
| Red River Bank | Community Bank | 4.0 | 3.5 | 4.0 | 87% |
| Regions Bank | Bank | 4.0 | 3.5 | 4.0 | 86% |
| Investar Bank | Community Bank | 3.5 | 4.0 | 3.5 | 85% |
| Fidelity Bank | Bank | 3.5 | 3.5 | 3.5 | 84% |
| Capital One Bank | Bank | 3.5 | 3.5 | 3.5 | 83% |
| Progressive Bank | Community Bank | 3.5 | 3.0 | 3.5 | 82% |
| B1Bank | Community Bank | 3.0 | 3.5 | 3.0 | 80% |
Shreveport Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Shreveport’s area are Barksdale Federal Credit Union, Red River Bank and BancorpSouth Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| Barksdale Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 96% |
| Red River Bank | Community Bank | 4.5 | 4.5 | 4.5 | 95% |
| BancorpSouth Bank | Bank | 4.5 | 4.0 | 4.5 | 94% |
| Hancock Whitney Bank | Bank | 4.0 | 4.5 | 4.0 | 93% |
| Shreveport Federal Credit Union | Credit Union | 4.0 | 4.5 | 4.0 | 92% |
| Origin Bank | Community Bank | 4.0 | 4.0 | 4.0 | 91% |
| First Horizon Bank | Bank | 4.0 | 4.0 | 4.0 | 90% |
| Regions Bank | Bank | 4.0 | 3.5 | 4.0 | 89% |
| Progressive Bank | Community Bank | 3.5 | 4.0 | 3.5 | 88% |
| Citizens National Bank | Community Bank | 3.5 | 3.5 | 3.5 | 87% |
Metairie Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Metairie’s area are Metairie Bank & Trust Company, Gulf Coast Bank & Trust Company and Jefferson Financial Credit Union.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| Metairie Bank & Trust Company | Community Bank | 4.5 | 4.5 | 4.5 | 96% |
| Gulf Coast Bank & Trust Company | Community Bank | 4.5 | 4.5 | 4.5 | 95% |
| Jefferson Financial Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 94% |
| Home Bank | Community Bank | 4.5 | 4.0 | 4.5 | 93% |
| Hancock Whitney Bank | Bank | 4.0 | 4.5 | 4.0 | 92% |
| First Horizon Bank | Bank | 4.0 | 4.0 | 4.0 | 91% |
| Pelican State Credit Union | Credit Union | 4.0 | 4.0 | 4.0 | 90% |
| Fidelity Bank | Bank | 4.0 | 3.5 | 4.0 | 89% |
| Regions Bank | Bank | 4.0 | 3.5 | 4.0 | 88% |
| Capital One Bank | Bank | 3.5 | 3.5 | 3.5 | 85% |
Lafayette Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Lafayette’s area are Lafayette Federal Credit Union, Assurance Financial and Acadiana Medical Federal Credit Union.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| Lafayette Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 96% |
| Assurance Financial | Bank | 4.5 | 4.5 | 4.5 | 95% |
| Acadiana Medical Federal Credit Union | Credit Union | 4.5 | 4.0 | 4.5 | 94% |
| Home Bank | Community Bank | 4.0 | 4.5 | 4.0 | 93% |
| Gulf Coast Bank & Trust Company | Community Bank | 4.0 | 4.0 | 4.0 | 92% |
| Standard Mortgage | Bank | 4.0 | 4.0 | 4.0 | 91% |
| Hancock Whitney Bank | Bank | 4.0 | 3.5 | 4.0 | 90% |
| First Horizon Bank | Bank | 3.5 | 4.0 | 3.5 | 89% |
| University of Louisiana FCU | Credit Union | 3.5 | 3.5 | 3.5 | 88% |
| Red River Bank | Community Bank | 3.5 | 3.5 | 3.5 | 87% |
Lake Charles Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Lake Charles’s area are Gulf Coast Bank & Trust, Hancock Whitney Bank and Red River Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| Gulf Coast Bank & Trust | Community Bank | 4.5 | 4.5 | 4.5 | 96% |
| Hancock Whitney Bank | Bank | 4.5 | 4.5 | 4.5 | 95% |
| Red River Bank | Community Bank | 4.5 | 4.0 | 4.5 | 94% |
| First Horizon Bank | Bank | 4.0 | 4.5 | 4.0 | 93% |
| Pelican State Credit Union | Credit Union | 4.0 | 4.0 | 4.0 | 92% |
| Jefferson Financial Credit Union | Credit Union | 4.0 | 4.0 | 4.0 | 91% |
| Regions Bank | Bank | 4.0 | 3.5 | 4.0 | 90% |
| Fidelity Bank | Bank | 3.5 | 4.0 | 3.5 | 89% |
| Progressive Bank | Community Bank | 3.5 | 3.5 | 3.5 | 88% |
| Capital One Bank | Bank | 3.5 | 3.5 | 3.5 | 85% |
Bossier City Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Bossier City’s area are Barksdale Federal Credit Union, Home Federal Bank and Bonvenu Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| Barksdale Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 96% |
| Home Federal Bank | Bank | 4.5 | 4.5 | 4.5 | 95% |
| Bonvenu Bank | Community Bank | 4.5 | 4.0 | 4.5 | 94% |
| Regions Bank | Bank | 4.0 | 4.0 | 4.0 | 92% |
| Hancock Whitney Bank | Bank | 4.0 | 4.0 | 4.0 | 90% |
| First Horizon Bank | Bank | 4.0 | 3.5 | 4.0 | 88% |
| Gulf Coast Bank & Trust | Community Bank | 3.5 | 4.0 | 3.5 | 85% |
Kenner Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Kenner’s area are Jefferson Financial Credit Union, Gulf Coast Bank & Trust and Metairie Bank & Trust.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| Jefferson Financial Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 96% |
| Gulf Coast Bank & Trust | Community Bank | 4.5 | 4.5 | 4.5 | 95% |
| Metairie Bank & Trust | Community Bank | 4.5 | 4.0 | 4.5 | 94% |
| First Horizon Bank | Bank | 4.0 | 4.5 | 4.0 | 93% |
| Hancock Whitney Bank | Bank | 4.0 | 4.0 | 4.0 | 92% |
| Pelican State Credit Union | Credit Union | 4.0 | 4.0 | 4.0 | 91% |
| Regions Bank | Bank | 4.0 | 3.5 | 4.0 | 89% |
Monroe Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Monroe’s area are Ouachita Valley Federal Credit Union, Progressive Bank and First Horizon Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| Ouachita Valley Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 96% |
| Progressive Bank | Community Bank | 4.5 | 4.5 | 4.5 | 95% |
| First Horizon Bank | Bank | 4.0 | 4.5 | 4.0 | 93% |
| Origin Bank | Community Bank | 4.0 | 4.0 | 4.0 | 92% |
| Hancock Whitney Bank | Bank | 4.0 | 4.0 | 4.0 | 91% |
| Regions Bank | Bank | 4.0 | 3.5 | 4.0 | 89% |
| Cross Keys Bank | Community Bank | 3.5 | 4.0 | 3.5 | 87% |
Alexandria Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Alexandria’s area are Gulf Coast Bank & Trust, First Horizon Bank and Red River Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support and Guidance | Recommend |
|---|---|---|---|---|---|
| Gulf Coast Bank & Trust | Community Bank | 4.5 | 4.5 | 4.5 | 95% |
| First Horizon Bank | Bank | 4.5 | 4.5 | 4.5 | 94% |
| Red River Bank | Community Bank | 4.5 | 4.0 | 4.5 | 93% |
| Hancock Whitney Bank | Bank | 4.0 | 4.5 | 4.0 | 92% |
| Regions Bank | Bank | 4.0 | 4.0 | 4.0 | 90% |
| Pelican State Credit Union | Credit Union | 4.0 | 4.0 | 4.0 | 89% |
| Progressive Bank | Community Bank | 3.5 | 4.0 | 3.5 | 87% |
Best Louisiana Online Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended online refinance lenders in Louisiana’s are Rocket Mortgage, Better Mortgage and LoanDepot.
| Lender (name) | Loan Amounts (range) | APR Range (current market rates) | Loan Terms (years offered) | Easy Application | Rate Satisfaction | Support and Guidance | Recommend % (from 0-100%) |
|---|---|---|---|---|---|---|---|
| Rocket Mortgage | $50,000 – $3,000,000 | 5.75% – 7.25% | 10, 15, 20, 30 | 5 | 4.5 | 5 | 96% |
| Better Mortgage | $100,000 – $2,500,000 | 5.85% – 7.15% | 15, 20, 30 | 4.5 | 4.5 | 4.5 | 94% |
| LoanDepot | $50,000 – $3,000,000 | 5.80% – 7.30% | 10, 15, 20, 25, 30 | 4.5 | 4 | 4.5 | 92% |
| SoFi | $100,000 – $2,000,000 | 5.90% – 7.40% | 10, 15, 20, 30 | 4.5 | 4 | 4 | 90% |
| Guaranteed Rate | $50,000 – $2,000,000 | 5.95% – 7.35% | 15, 20, 30 | 4 | 4 | 4.5 | 89% |
| New American Funding | $50,000 – $1,500,000 | 5.85% – 7.45% | 10, 15, 20, 30 | 4 | 4 | 4 | 88% |
| PennyMac | $100,000 – $3,000,000 | 5.99% – 7.50% | 15, 20, 30 | 4 | 3.5 | 4 | 86% |
| Freedom Mortgage | $50,000 – $1,500,000 | 6.10% – 7.60% | 15, 20, 30 | 3.5 | 3.5 | 4 | 84% |
| Chase Bank | $50,000 – $2,000,000 | 6.15% – 7.65% | 10, 15, 20, 30 | 3.5 | 3.5 | 4 | 83% |
| Bank of America | $100,000 – $2,500,000 | 6.20% – 7.70% | 15, 20, 30 | 3.5 | 3.5 | 3.5 | 81% |
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