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Loading...Virginia has over 160 approved home improvement grants, home repairs grants and home upgrade programs available to low income homeowner families and individuals (most programs are based on income). This article provides you with all the main home repair programs offered throughout the state in 2024.
Who provide home improvement grants in Virginia?
There are 4 main sources of financial assistance for home improvement and repair in Virginia:
- 1- Federal Programs : HUD (Housing and Urban Development) is the Federal housing agency providing programs and funds to the State, its Counties and Cities.
- 2- State of Virginia : Virginia’s Housing Finance Authority has a program to help with home improvements.
- 3- Counties and cities programs : are the organizations offering funds and programs to help Virginia homeowners with home repair, home rehabilitation and home improvement.
- 4- Rural programs: are for people living outside of a major city in a rural area and are offered by the USDA.
You can review the Federal and the State of Virginia home repair grants but ultimately your county and city are the ones you need to contact and where you apply for funding.
Who is eligible for government home improvement grant?
Every homeowner is eligible for home improvement and repairs grants and assistance in Virginia (find them all in this article). In reality, since the needs are so big, some groups like seniors, veterans, disabled and low-income households are given priority. Even in those cases, you need to apply as soon as possible because funds are limited.
So it’s often first arrived on a first served basis: apply early.
Each programs have their own eligibility, so you need to verify with programs in your area to see info you meet the income eligibility level.
Which home improvement & repair are covered?
In general, Virginia’s have repair and improvement help with:
- – Ensure your home does not harm the residents’ health.
- – Ensure your home structure is sound and may not hurt its resident.
- – Help seniors and disabled residents stay in their homes longer and safer.
More precisely the following work and repair are usually covered by home improvement grants programs:
- – Roof: Government grants for free roof replacement or repair. See also our Guide to Roof Repairs.
- – Windows & doors: Florida window replacement program info is right below. We have also a Homeowners Guide for Windows Replacement
- – Foundations: Foundation repair grants and programs usually covers home foundation repairs.
- – Electrical & plumbing : Grants for electrical repair and plumbing assistance repairs are covered as long as they bring your home electrical and plumbing up to the local code.
- – Heating & cooling: Some States and Counties have heating grants and cooling programs to bring your system up to living standards.
- – Lead paints & pipes plus asbestos: Most programs cover the removal and change of lead and asbestos materials dangerous to your health.
- – Sewers and water line: Most home improvement grant programs cover funds to have your home connected to your town water and sewer system and in other cases to your well or septic tank.
- – Home structure: In some cases, if your home structure is no longer safe, programs will help with fixing the home structural problems. Note: in some cases the cost may be too high to fix and another program can help get a new one.
- – Home remodeling: In some cases a home can be remodeled if they need major repairs as long as the cost is not prohibitive. Since the total amount vary by program you have to verify on this page for programs in your area.
- – Bathroom remodeling: Some programs let you remodel a bathroom in order to bring them to sanitary and health standard.
- – Home modifications for seniors: There are multiple programs to modify seniors’ homes to help them living longer independently at home. Common modification are ramps, handle bars, bathrooms modification and kitchen are adaptations. You can find those resources in our resource for senior home modifications.
Confused about home improvement programs terms?
It can be confusing to understand the terms. Lots of different organizations have different words for the same type of help programs: home improvement grant, home repair grants, programs, free grants, relief service, repair assistance, etc. They are all synonyms of programs designed to help low and moderate income homeowners repair and fix important element of their house.
What are the types of home improvement help in Virginia?
Home repair programs comes in many form but they are usually in the 5 types:
Home Repair Grants & Home Improvement Grants: Typically grants don’t need to be repaid. The organization providing the funding covers the cost of the work and you don’t pay anything back.
Volunteers and charities home repairs: Some organizations rely on volunteers to repair your home so there’s no cost to you.
Home improvement loans: These are traditional loans where you have to repay a fixed amount monthly but they are usually with a lower than normal interest rate.
Home improvement loans paid at term: It’s a traditional loan paid back in full only when you leave or sell your home. This means you have nothing to pay monthly. The organization offering these loans usually takes a lien on your home to be certain to be paid in the future.
Forgivable home improvement loans: It’s a traditional loan but you do have to pay it back monthly. Instead after a few years the organization forgives your loan.
Note: In some rare cases you may find yourself with a mix of the types above. In all cases the important thing is you get help to fix your home and keep it secured and a place for you to live in a safe and healthy home.
HUD (Urban Housing Department) (2 programs)
HUD is the federal agency funding the Virginia’ sHousing agencies, and its counties and cities. HUD have many programs from home buyer help, renter help, homeowners funding among many for home repairs and improvements.
2 loans programs helps people renovate, rehabilitate or improve their home (mobile homes included). Both are loan insurances for Virginia’s homeowners who couldn’t otherwise get a loan:
Rehabilitation and repair loan (insurance): Known as “Title I Property Improvement Loan Program”, it helps you if you have not enough equity for a traditional loan, and the FHA (part of HUD) insure your loan for your lender.
- – House Loan amount limit: $25,000
- – Mobile home Loan amount limit: $25,090
203(k) Rehabilitation Mortgage Insurance: This a special FHA loan that allows you to finance both the purchase or refinancing of a house and the cost of renovations into a single mortgage.
- – Limited 203k loan: Projects less than $35,000.
- – Standard 203k loan: Projects over $35,000.
In both Tittle 1 and 203(k), the money for the renovations is put in an escrow account and is only released to the contractor when the work is completed and inspected by a qualified professional. This helps ensure that the renovations are done properly and that the money is used for its intended purpose. It protects both the lender and you Virginia homeowners.
Virginia Housing (2 programs)
Granting Freedom: The program is a collaboration between Virginia Housing and the Virginia Department of Veteran Services, and it offers assistance to homeowners and renters for home modifications, primarily benefiting disabled veterans. The program is a grant, up to $8,000, per residence or rental unit. Eligible modifications include wheelchair accessibility improvements, ramp installations, and other recommendations by the VA.
Eligibility: Virginia veterans and service members with service-connected disabilities can apply.
Work done:
- – Widening doorways
- – Adding ramps
- – And installing grab bars to accommodate mobility challenges
Virginia Housing’s Accessibility Grants: The program provides financial support for renters to make their homes more accessible. This initiative offers grants of up to $8,000 through the Rental Unit Accessibility Modification (RUAM) program.
Eligibility:
- – Individuals seeking barrier-free rental housing.
- – The program covers the cost of installing features like wheelchair ramps and grab bars, enhancing home accessibility.
- – No repayment is required; it’s a grant, not a loan.
Work done: Installation of grab bars and other modifications to improve in-home navigation is supported.
Virginia Housing & Community Dev (DHCD) (4 programs)
INDOOR PLUMBING REHABILITATION: The program provides forgivable loans to low- and moderate income owner-occupants of substandard housing that lacks complete indoor plumbing or has general rehabilitation needs with one or more major systems failing (HVAC, electrical, roofing, etc.).
More details here. And contact information.
Emergency Home and Accessibility Repair: The program provides funding to address urgent health and safety hazards and physical accessibility barriers in housing for low-income Virginians. It covers various repairs, including plumbing, structural, electrical, roofing, and the installation of wheelchair ramps.
This program is offered on a first-come, first-served basis, and interested individuals can contact their local EHARP provider.
Eligibility:
- – Applicants must have a total gross household income that does not exceed 80 percent of the area median income (AMI), adjusted for family size.
- – Both homeowners and tenants (with homeowner written approval) are eligible to apply.
- – The maximum assistance available through EHARP is $4,000.
Weatherization Assistance (WAP): The program helps reduce energy use and improve resident health and safety through cost-effective energy saving measures.
| Spent per Home | Homes Weatherized | Budget | |
|---|---|---|---|
| Virginia |
$8,002 |
4,811 | $52M |
Eligibility is based on income, and the program offers:
- – Installation of energy-saving measures like sealing air leaks, adding insulation, and repairing HVAC systems.
- – Services are provided by nonprofit organizations across the state.
- – It does not assist with utility bill payments.
Find local providers on this map.
Weatherization Deferral Repair (WDR): The program help households make necessary repairs to their homes in order to then qualify for energy efficiency and safety upgrades through the Weatherization Assistance Program (WAP).
Eligibility:
- 1. Clients must work with their local weatherization agency and meet WAP eligibility requirements.
- 2. Clients must sign an agreement to receive both WDR repairs and weatherization services.
Work Covered:
- – WDR funds cover repairs that have deferred homes from the WAP.
- – Once repairs are completed, clients can access energy efficiency measures like insulation, air sealing, energy-efficient lighting, and carbon monoxide detectors through WAP.
Seniors & Elders Help for Home Repairs (1 program)
Home Modification and Repair: This program promote the safety and well-being of adults in their homes; designed to increase accessibility, reduce the risk of injury, and improve older adults’ ability to stay at home; it may also include the purchase of certain assistive devices. It’s managed locally by your local Area Agencies on Aging.
Virginia Rural Residents (1 program)
The USDA provide home improvement loans and government grants for home repairs to low-income homeowners in rural areas
Who may apply for this program?
To qualify, you must:
- – Be the homeowner and occupy the house
- – Be unable to obtain affordable credit elsewhere
- – Have a family income below 50 percent of the area median income
- – For grants, be age 62 or older and not be able to repay a repair loan
What is an eligible area?
Applicants may check the address of their home to determine eligibility.
How may funds be used?
- – Loans may be used to repair, improve or modernize housing or remove health and safety hazards
- – Grants must be used to remove health and safety hazards
How much money can I get?
- – Maximum loan is $40,000
- – Maximum grant is $10,000
- – Loans and grants can be combined for up to $50,000 in payment assistance
What are the terms of the loan or grant?
- – Loans can be repaid over 20 years
- – Loan interest rate is fixed at 1%
- – Full title service is required for loans of $7,500 or more
- – Grants have a lifetime limit of $7,500
- – Grants must be repaid if the property is sold in less than 3 years
- – If applicants can repay part, but not all of the costs, applicants may be offered a loan and grant combination
Is there a deadline to apply?
Applications for this program are accepted through your local USDA’s RD office all year round
How long does an application take?
Approval times depend on funds availability in your area.
Veterans Affairs (1 program)
The VA provide home loans to veterans. A cash out refinance loan can be used for home repair, improvement or modifications.
More details and contact info.
Statewide community organizations (100 programs)
Project Homes (7 programs)
This organisation provide help to homeowners in Richmond, Hannover, Petersburg, Henrico and Chesterfield counties.
Critical home repair: Work include plumbing and electrical work, replacing rotted flooring, roof repair, replacing and repairing unsafe porches, steps and railings.
LEAD-BASED PAINT HAZARD CONTROL: Program focus mainly on homes and apartments built before 1978 where at-risk children under 6 or pregnant members reside. The program pays for all lead removal and new paint afterward. For safety, all occupants in the home must temporarily relocate while the lead hazard control measures are completed.
WHEELCHAIR RAMPS: The program offer to build and install wheelchair ramps for low-income elderly and disabled homeowners at no charge.
ENERGY CONSERVATION: Those 4 programs will help your home save on your energy bills and make more comfortable. The 4 programs are Weatherization, Utility, Water Conservation and a program for multi family buildings.
SERCAP (5 programs)
This organisation help mostly, but not exclusively, rural homeowners in Virginia and other South East States.
Indoor Plumbing Rehabilitation: The program focuses on occupied homes without complete indoor plumbing. SERCAP will inspect your homes and determine if a bathroom can be added. Existing plumbing can be refurbished or replaced, or if substantial reconstruction is necessary.
Lead Hazard Reduction: Program offers low-to-moderate income families who have a child age 6 or under or a pregnant woman either living in the home. The program provides both technical and financial assistance in identifying Lead Hazards in the home and providing lead mitigation through lead hazard reduction services.
Individual Septic: The program offers a loan, up to $15,000, for rural residents to pay for the installation of a new standard or alternative septic system. The interest rate is locked at the low-rate of 1%, and these loans are not readily available from other lending institutions.
Individual Well: The program is a loan with a 1% low interest for up to $15,000 to rural residetns of area under 50,000 of population to cover the cost of digging a new well or repairing an existing well.
Home Improvement Loan: The program offers a loan, up to $15,000, to low and moderate income residents of rural communities to complete home improvement projects such as replacing faulty HVAC units and installing handicap infrastructures. Interest rates is between 3% to 6% based on the applicant’s median household income. This type pf loans are usually unavailable at affordable terms from traditional lenders. SERCAP accepts lower credit score of 600 to increase borrower eligibility.
More details on the 5 programs.
Habitat for Humanity (40 resources)
With 40 local organizations in Virginia and its volunteers, Habitat provide help to low income, disable and elderly homeowners to fix their home and live longer in their home.
Habitat for Humanity ReStores (11 resources)
Restore offer donated building material, appliances and furniture for homes in 11 locations throughout Virginia. Profits are re-used by Habitat for their repair and new home programs.
Rebuilding Together (3 resources)
RT offer services to homeowners in Virginia 3 main population areas: Richmond, Alexandria/DC and Arlington, Fairfax and Falls Church area. Each local organizations offer a few services such as home repairs, weatherization, accessibility modification, aging and safety modifications.
Apalachia Services Project (1 program)
This non-profit cover the Apalachia area of Virginia. Volunteers can come repair your home if you fit their eligibility criteria.
Work done:
- – Roofing
- – Drywall
- – Siding
- – Floors and foundations
- – Porches and Ramps
- – Home Replacement (some instances)
Virginia Community Action Program (VCAP) (30 resources)
This organization work with local agencies in every counties in Virginia to help Virginia residents. Most local agencies have home repair and programs for homeowners.
Rooftop Virginia (2 programs)
This non-profit organization offers many services in the counties of Carroll and Grayson, and the City of Galax.
INDOOR PLUMBING REHABILITATION: The program help homeowners who do not have proper indoor plumbing sources or have failed water delivery and waste removal systems. After a review of your home you may be eligible to receive assistance with Rehabilitation or Substantial Reconstruction with income-based payments.
EMERGENCY HOME AND ACCESSIBILITY REPAIR: The program help removing health and safety hazards or accessibility barriers for income eligible area residents.
People Inc. (1 program)
This organization provides loans to low-income homeowners in Buchanan, Dickenson, Russell and Washington counties, to repair and improve their homes or grants to elderly very-low-income homeowners to remove health and safety hazards. Eligible participants for home repair grants must be 62 years and older. Their program use the USDA loan program for rural homeowners.
Window Replacement (4 programs)
Find in a specific article information explaining Virginia window programs.
Virginia Counties and Cities Programs (49 programs)
Some Virginia counties have approved home repair and government grant programs and most major cities also have similar help for homeowners. You can find most of them below.
If you don’t see your county or city below you should contact its housing or community development departments directly and ask them if the city have a home repair program.
Fairfax County (1 program)
Home Repair for the Elderly: The program provides minor home repairs and accessibility modifications to eligible low to moderate income elderly homeowners and individuals with disabilities.
Typical work:
- – Minor electrical repair: example, replacement of existing light fixtures, light switches and electrical outlets.
- – Window and door repair
- – Minor plumbing repair: example, replacement of existing faucets, toilets, and shower heads
- – Screen replacement for windows and doors
- – Gutter and downspout repair (1 story only. No gutter cleaning or replacement)
- – Installation of grab bars, hand railings and other accessibility devices
- – Repair or replacement of electric hot water heaters
- – Minor deck repairs (non-structural)
- – Power washing
- – Minor HOA repair items (no landscaping)
Prince William County (5 resources)
Project Mend-A-House
This organization offers assistance to individuals in Prince William County. Eligibility is based on low-income ratios and prioritizes health and safety.
Eligibility:
- – Applicants must meet Prince William County’s low-income criteria.
- – Application must be fully completed.
- – Required documents include a 60-day bank statement, tax return summary, proof of income, and home insurance copy.
Work done:
- – Assists with various home repairs.
- – Home Modifications: Ensures ADA compliance through modifications like bathroom conversions and widened doorways.
Habitat for Humanity
Critical Home Repair: Include the repair or replacement of major home systems including roofing, siding, windows, heating and air conditioning, plumbing or electrical systems, or providing accessibility accommodations such as wheelchair ramps.
Home Preservation: Program focuses on revitalizing neighborhoods by repairing trim, gutters, siding, and more.
Weatherization: Program’s goal is to reduce energy costs for low-income homeowners. By doing energy audits to identify specific problems. Then weatherize your home, by sealing windows and doors, insulation, and chaging or updating your heating and cooling systems.
Virginia Beach city/county (2 programs)
Owner Occupied Home Rehabilitation: Program provides assistance in order to remove an existing or imminent health and/or safety hazard and to make necessary modifications to allow a physically disabled resident to remain in the dwelling. Assistance is provided with an unsecured grant or secured grant up to $25,000.00.
Find list of work done and eligibility here
Mobile Home Rehabilitation: Program provides help for mobile home rehabilitation/repairs needed to remove an existing or imminent health and/or safety hazard; correct code violations; or make physical improvements, adaptations, or modifications for accessibility. Assistance is a grant. Assistance may be repaid if the recipient vacates their mobile home within two years from the completion dates.
Find list of work done and eligibility here
Loudoun County (4 programs)
Home Accessibility and Repair (HARP): Program grants up to $10,000 to assist homeowner to improve their homes by remedying health hazards, building code violations, improving accessibility, lowering energy burden, and other conditions. Application process can take 2-3 months since this program must meet certain federal requirements.
Eligibilty:
- – Homeowner-occupants 62 years or older and, or disabled.
- – Have a dependent permanently residing in the household that is 62 years or older and/or disabled.
- – Other income criteria.
Find details, eligibility and contact
Granting Freedom: Program provides grants up to $8,000 for homeowner-occupied and rental unit modifications to veterans and service members. There must be an identifiable relationship, or nexus, between the requested modification and the individual’s disability.
Granting Freedom is available to:
- – Homeowner-occupants or renters
- – Veterans and service members who sustained a line-of-duty injury resulting in a service-connected disability:
- – For Veterans: U.S. Department of Veteran Affairs Notification, Award, or Rating Letter citing service-connected disability
- – For Servicemembers: MEB/PEB documentation citing service-connected disability
Community Health Partner
Weatherization: Provide help to low-income individuals and families to reduce energy costs by improving the energy efficiency and health of their homes by stoping leaks, adding insulatio and repairing or changing heating and cooling systems.
Loudoun Habitat for Humanity
Home Repair: Program helps families maintain and stay safe in their homes by addressing necessary health, safety, and accessibility repairs.
Work done:
Exterior Repairs: Exterior work that includes painting, patching, minor repair, brush removal, and replacement of exterior building materials for maintaining good or sound condition.
- – Repair or replace exterior doors
- – Repair or replace broken windows
- – Siding, trim, or gutter repairs
- – Caulking around exterior doors and windows
- – Installing weather stripping around exterior doors
Interior Repairs: Interior work performed to address health and safety issues or code violations.
- – Minor plumbing and electrical work
- – Repair or patch flooring and drywall
- – Replacing or repairing heating and cooling systems
- – Carpentry repairs (interior stairs, door frames, transitions in floors).
- – Hot water heaters
Accessibility Modifications: Exterior or Interior work to prevent trips or falls, increase accessibility within the home, and increase ability to complete activities of daily living.
- – Installation of grab bars
- – Additional handrails on interior or exterior staircases
- – Wheelchair ramps
- – Stairlifts
- – Installation of low-curb shower
- – ADA compliant toilets
Chesterfield County (3 programs)
Critical Home Repairs: The county partner with Habitat for Humanity, project:HOMES and Rebuilding Together Richmond to provide homeowners with help repair their homes in need of major repairs to structure, roof, plumbing, electrical or other major systems.
Henrico County (3 programs)
Critical Home Repairs: Program provides funding for critical repairs to homes meeting income eligibility guidelines. The repairs or replacement of exterior or interior items that pose an imminent threat to the health or safety of persons living in the home. The cost of repairs can go up to $10,000. This program is administered for the County by project:HOMES.
Richmond Metropolitan Habitat for Humanity
The local Habitat manages a program to address critical, active roof leaks.
Moderate Rehabilitation Housing Rehabilitation: The program help long-term livability of homes by making major corrections addressing health and safety issues as well as complete system upgrades, energy efficiency, and adaptability improvements. Improvements can go up to $45,000. All improvements bring the homes up to HUD Standards.
Eligibility: Homeowners must be elderly (62 or over) or disabled and must be of low or moderate income.
You can get assistance or learn more about these programs; contact project:HOMES directly at (804) 233-2827.
Find more details on those programs on this Pdf.
Chesapeake city & Chesapeake County (0 program)
No city or county specific program but Habitat offer home repair services. Plus you can also refer yourself to the Federal, State’s, Community Organizations and other State wide programs.
Arlington County (2 programs)
Weatherization: This is a typical weatherization program helping reducing your energy cost by finding leaks, adding insulation and repairing or upgrading your home heating and cooling systems.
Habitat for Humanity
Home Repair: Habitat help families who cannot afford to make repairs to their homes that threaten their health and safety. There are seniors and older adults who don’t have the money to install ramps, handrails, and make modifications that would allow them to safely remain in their homes and maintain their independence.
Norfolk city & Norfolk county (4 programs)
Renovate Norfolk: Program provides a grant to make interior and exterior improvements to provide safe and sanitary housing and/or improve accessibility for seniors or persons with mobility impairments. Approved work is determined by a pre-inspection reports and prioritizing health, safety, and building code deficiencies.
Owner-Occupied Rehabilitation: The program provides eligible participants in target neighborhoods of Ingleside and Oakdale Farms/Monticello Village with financial assistance to provide home improvements that create an aesthetic boost to target neighborhoods and improve property values.
Stop Inc.
Habitat for Humanity of South Hampton Roads
Richmond city & Richmond county (2 programs)
The city work and provide resource to Habitat for Humanity and Project Homes to repair houses in the city of Richmond.
Newport News city & Newport News County (0 program)
Newport News does not have a county specific program. But you can refer yourself to the State’s, Community organisations and other state wide programs above.
Stafford County (0 program)
Stafford county does not have county specific home repair programs. But you can refer yourself to the State’s, Community organisations and other state wide programs above.
Alexandria city / county (4 programs)
Home Rehabilitation Energy Efficiency: This is a no interest loan program offering eligible low and moderate income homeowners an energy assessments. The repayment of the loan is deferred for 99 years or until the property is sold or the owner(s) move, whichever comes first. The program find energy issues and solutions to do energy efficiency improvements:
- – air sealing
- – insulation
- – energy efficient appliances
- – heating and cooling systems
Learn more by contacting: Arthur Thomas at 703.746.3091 at the city.
Home Rehabilitation: The program is a loan to help repairs or improvements or replacements required for the health or safety of the owners or which are needed to preserve and extend the life of the property.
The max amount for a single family residence is $135 000, at 0% interes, no monthly payments, due in 99 years or when the property is sold or transferred. The loan is secured with a deed on your home as a Deed.
Work can cover:
- – Roofing
- – Furnace
- – Water heater
- – Plumbing
- – Electrical
- – Bathroom
- – Kitchen
- – Insulation
- – Painting
- – Storm windows/doors
- – Accessibility
Weatherizing and Utility Assistance: There are a few resources for weatherization assistance available to help low and moderate-income City residents weatherize their homes and reduce their monthly energy bills.
Rebuilding Together Alexandria: The organisation provides free home repairs and safety modifications to homeowners in need (primarily elderly and disabled residents).
Community Housing Partners Corporation: This organisation do diagnostic tests to evaluate areas of heat loss and energy efficiency improvements, such as repairing or installing attic and wall insulation and weather striping doors. You can contact CHPC: 540.636.8079.
Heating, Cooling & Water Assistance: These programs help low and moderate income resident with their energy and water bills, plus heating fuel during certain months.
Find more details and contact info on this page.
Spotsylvania County (1 resource)
Spotsylvania county does not have a county specific home repair program. But you can refer yourself to the State’s, Community organisations and other state wide programs above.
Rebuilding Together Fredericksburg
RT closed its doors in 2022 and the non profit 516Project is now doing the same work RT was doing.
More details about their services.
Hampton city & Hampton (3 programs)
Extreme Home Repair Blitz: This program helps elderly, veterans, disabled, or low-income homeowners in the Wythe neighborhood and bordering streets in Newport News. This is managed by Habitat for Humanity and the application can be done there.
Eligible work:
- – Repairs to ramps, rails, and porches
- – Outside painting and siding
- – Window repairs
- – Power washing & debris removal
- – Outdoor clean-up
Home Deferred Rehabilitation: The program offered by Hampton Redevelopment and Housing Authority (HRHA) provides forgivable loans to homeowners for property maintenance. Loan amounts range from $1,000 to a maximum of $25,000 and in some areas up to $50,000.
Eligibility criteria include:
- – Household income must be 80% or less of the Area Median Income.
- – The applicant must be the principal homeowner.
- – Loan amounts range from $1,000 to $25,000, with possible higher limits in specific areas.
- – The loan term is 10 years, with 10% forgiven annually.
Work covered by the program may include bringing homes up to code standards and addressing maintenance issues.
WEATHERIZATION AND ENERGY EFFICIENCY PROGRAM (WEEP): Propram helps reducing heating/cooling costs and improving the safety of homes through energy efficiency. Loan amounts range from a minimum of $1,000 to a maximum of $25,000. The measures performed include, but are not limited to:
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- – Air sealing
- – Wall and ceiling insulation
- – Heating and air system improvements or replacement
- – Efficiency improvements in electrical system
- – Hot water tank and pipe insulation.
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ACCESSIBILITY GRANT: Program help with accessible modifications to their primary residence, covering the cost of labor and materials up to $7,000.
Find 3 programs above details and eligibility here.
Albemarle County (3 programs)
Safe at Home AHIP
This non-profit serving Albemarle and Charlotteville has 3 main programs.
Emergency repairs: This program does critical repairs requiring immediate work to ensure your safety and well-being.
Work examples include:
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- – heating system repairs or installations
- – roof repairs or replacements
- – window and door repairs
- – deck/steps/porch repairs
- – handicap access ramps
- – floor repairs
- – chimney repairs
- – plumbing and electrical repairs
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Rehabs: The program takes care of more comprehensive projects addressing many repair needs at once, a home’s outdated or failing plumbing, electrical, and septic systems, and/or foundation and structural issues.
Energy-efficiency upgrades: Program helps homeowners lower operating costs related to heating and cooling.
Work include:
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- – insulating attics and insulating and conditioning crawlspaces
- – air-sealing
- – duct-wrapping
- – replacing outdated, oil- or wood-based heating options with high-efficiency heat pumps
- – installing high-efficiency windows and doors
- – installing ENERGY STAR-rated appliances
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Charlottesville (0 program)
Charlottesville does not have city a specific home repair program. But you can refer yourself to the county, State’s, Community organisations and other state wide programs above.
Hanover County (1 resource)
Critical Repairs: The program is managed by Habitat for Humanit and cover homeowners in Hanover & King William counties.
Work can cover:
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- – Repair or replace roof
- – Electrical, plumbing, or HVAC
- – Damaged fascia
- – Gutters and downspouts
- – Window replacement
- – Exterior door repair or replacement
- – Deck work (including stairs)
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Roanoke County & Roanoke City (4 resources)
The city doesn’t have its own programs but a few local organizations can do home repair, major rehabilitation, and home modification for seniors and handicapped.
Blue Ridge Senior Living Center: Does home modification and adaptation for seniors homes.
Renovation Alliance: Does home repairs such as:
- – Structural repairs; repairing roofs; addressing issues cited by city or county housing inspections; and additional repairs as needed.
- – Installing low-flow water faucets and toilets; caulking; re-glazing or replacing windows, and more.
- – Installing smoke and carbon monoxide detectors, grab bars, shower seats, raised toilets, stairway rails, and no-slip stair treads; building wheelchair-accessible ramps; and eliminating trip and fall hazards.
Tap into Hope: Can do small to medium scope repairs and weatherization.
Habitat for Humanity Roanoke: Can do home repair and improvement, accessibility and weatherization.