The Lenders Community Survey gathers homeowners feedback and 195 lender recommendations for California home purchase loans. Shopping for a home mortgage loan can be complicated and we gathered the information below to help you with your choices.
Performance and satisfaction of home loan lenders across California by lenders type.
Lender Type
Application Ease
Loan Terms & Rate Satisfaction
Support & Guidance
Recommendation Rate
Credit Unions
4.9
4.8
4.9
90%
Community Banks
4.7
4.8
4.7
87%
National
4.4
4.3
4.3
86%
Online Lenders
4.1
4.6
4.7
87%
Recommendations are gathered from 931 members who shopped and requested a home loan in the past 12 months:
Loan Application (0 to 5): How easy it is to apply for the home loan mortgage. How fast can it be done. What’s the amount of information asked. How fast do you get an answer for your loan.
Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
Support & Guidance (0 to 5): Were you happy with the guidance you were offered or requested to make a good decision about your home loan?
Recommendation (yes/no): Do you recommend this lender after going through the process?
MFP’s Community Lenders Survey most recommended home purchase lenders in Los Angeles’s area are Logix Federal Credit Union, Golden 1 Credit Union and Valley Strong Credit Union.
Lenders
Type
Easy Application (0-5)
Loan Terms & Rate Satisfaction (0-5)
Support & Guidance (0-5)
Recommend %
Logix Federal Credit Union
Credit Union
4.9
4.8
4.9
97%
Golden 1 Credit Union
Credit Union
4.8
4.7
4.8
96%
Valley Strong Credit Union
Credit Union
4.7
4.6
4.7
95%
California Credit Union
Credit Union
4.6
4.5
4.6
94%
First Citizens Bank
Bank
4.5
4.4
4.5
93%
Bank of the West
Bank
4.4
4.3
4.4
92%
Citizens Business Bank
Community Bank
4.3
4.2
4.3
91%
Bank of America
Bank
4.0
4.1
4.0
88%
Wells Fargo
Bank
3.9
4.0
3.9
87%
Chase Bank
Bank
3.8
3.9
3.8
86%
U.S. Bank
Bank
3.7
3.8
3.7
85%
Citibank
Bank
3.6
3.7
3.6
84%
Union Bank
Bank
3.5
3.6
3.5
83%
East West Bank
Community Bank
3.4
3.5
3.4
82%
Cathay Bank
Community Bank
3.3
3.4
3.3
81%
San Diego Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in San Diego’s area are San Diego County Credit Union, Mission Federal Credit Union and California Coast Credit Union.
Lenders
Type
Easy Application (0-5)
Loan Terms & Rate Satisfaction (0-5)
Support & Guidance (0-5)
Recommend %
San Diego County Credit Union
Credit Union
4.9
4.8
4.9
97%
Mission Federal Credit Union
Credit Union
4.8
4.7
4.8
96%
California Coast Credit Union
Credit Union
4.7
4.6
4.7
95%
First Citizens Bank
Bank
4.6
4.5
4.6
94%
Bank of Southern California
Community Bank
4.5
4.4
4.5
93%
Bank of America
Bank
4.0
4.1
4.0
88%
Wells Fargo
Bank
3.9
4.0
3.9
87%
Chase Bank
Bank
3.8
3.9
3.8
86%
U.S. Bank
Bank
3.7
3.8
3.7
85%
Citibank
Bank
3.6
3.7
3.6
84%
Union Bank
Bank
3.5
3.6
3.5
83%
Torrey Pines Bank
Community Bank
3.4
3.5
3.4
82%
Pacific Western Bank
Community Bank
3.3
3.4
3.3
81%
California Bank & Trust
Bank
3.2
3.3
3.2
80%
Opus Bank
Community Bank
3.1
3.2
3.1
79%
San Jose Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in San Jose’s area are Wells Fargo, Bank of America and U.S. Bank.
Lenders
Type
Easy Application
Loan Terms & Rate Satisfaction
Support & Guidance
Recommend %
Wells Fargo
Bank
4
4
4
88%
Bank of America
Bank
4
4
4
85%
U.S. Bank
Bank
4
4
4
83%
HSBC
Bank
3
4
3
80%
BMO
Bank
3
4
3
78%
Citi
Bank
3
3
3
75%
Chase
Bank
4
3
3
74%
PNC Bank
Bank
3
3
3
72%
Redwood Credit Union
Credit Union
4
4
4
90%
San Francisco Federal Credit Union
Credit Union
4
4
4
88%
First Republic Bank
Bank
4
4
5
92%
Golden 1 Credit Union
Credit Union
4
4
4
87%
Bank of the West
Bank
3
4
4
82%
Silicon Valley Bank
Bank
4
4
4
85%
Mechanics Bank
Community Bank
4
4
4
86%
San Francisco Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in San Francisco’s area are San Francisco Federal Credit Union, Patelco Credit Union and First Republic Bank.
Lenders
Type
Easy Application (0-5)
Loan Terms & Rate Satisfaction (0-5)
Support & Guidance (0-5)
Recommend %
San Francisco Federal Credit Union
Credit Union
4.9
4.8
4.9
97%
Patelco Credit Union
Credit Union
4.8
4.7
4.8
96%
First Republic Bank
Bank
4.7
4.6
4.7
95%
Star One Credit Union
Credit Union
4.6
4.5
4.6
94%
Bank of the West
Bank
4.5
4.4
4.5
93%
Bank of America
Bank
4.0
4.1
4.0
88%
Wells Fargo
Bank
3.9
4.0
3.9
87%
Chase Bank
Bank
3.8
3.9
3.8
86%
U.S. Bank
Bank
3.7
3.8
3.7
85%
Citibank
Bank
3.6
3.7
3.6
84%
Union Bank
Bank
3.5
3.6
3.5
83%
Silicon Valley Bank
Bank
3.4
3.5
3.4
82%
East West Bank
Community Bank
3.3
3.4
3.3
81%
Cathay Bank
Community Bank
3.2
3.3
3.2
80%
Pacific Western Bank
Community Bank
3.1
3.2
3.1
79%
Fresno Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Fresno’s area are Valley Strong Credit Union, Educational Employees Credit Union and Bank of the Sierra.
Lenders
Type
Easy Application (0-5)
Loan Terms & Rate Satisfaction (0-5)
Support & Guidance (0-5)
Recommend %
Valley Strong Credit Union
Credit Union
4.9
4.8
4.9
97%
Educational Employees Credit Union
Credit Union
4.8
4.7
4.8
96%
Bank of the Sierra
Bank
4.7
4.6
4.7
95%
Central Valley Community Bank
Community Bank
4.6
4.5
4.6
94%
Bank of America
Bank
4.0
4.1
4.0
88%
Wells Fargo
Bank
3.9
4.0
3.9
87%
Chase Bank
Bank
3.8
3.9
3.8
86%
U.S. Bank
Bank
3.7
3.8
3.7
85%
Citibank
Bank
3.6
3.7
3.6
84%
Union Bank
Bank
3.5
3.6
3.5
83%
Pacific Western Bank
Community Bank
3.4
3.5
3.4
82%
Opus Bank
Community Bank
3.3
3.4
3.3
81%
California Bank & Trust
Bank
3.2
3.3
3.2
80%
Citizens Business Bank
Community Bank
3.1
3.2
3.1
79%
First Citizens Bank
Bank
3.0
3.1
3.0
78%
Sacramento Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Sacramento’s area are Golden 1 Credit Union, Bank of America and U.S. Bank.
Lenders
Type
Easy Application
Loan Terms & Rate Satisfaction
Support & Guidance
Recommend %
Golden 1 Credit Union
Credit Union
4
4
5
92%
Bank of America
Bank
4
4
4
88%
U.S. Bank
Bank
4
4
4
87%
Self-Help Federal Credit Union
Credit Union
4
4
4
86%
Safe Credit Union
Credit Union
4
4
4
85%
Wells Fargo
Bank
3
4
4
84%
SchoolsFirst FCU
Credit Union
4
4
4
84%
Chase
Bank
4
3
3
82%
Tri Counties Bank
Community Bank
4
4
4
85%
First Northern Bank
Community Bank
4
4
4
84%
River City Bank
Community Bank
4
4
4
83%
Five Star Bank
Community Bank
4
4
4
82%
Bank of Marin
Community Bank
4
4
4
81%
Mechanics Bank
Community Bank
4
4
4
80%
Plumas Bank
Community Bank
4
4
4
79%
Long Beach Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Long Beach’s area are SchoolsFirst FCU, Kinecta FCU and Bank of America.
Lenders
Type
Easy Application
Loan Terms & Rate Satisfaction
Support & Guidance
Recommend %
SchoolsFirst FCU
Credit Union
5
5
5
94%
Kinecta FCU
Credit Union
4
5
5
93%
Bank of America
Bank
4
4
4
88%
U.S. Bank
Bank
4
4
4
87%
Wells Fargo
Bank
3
4
4
84%
Chase
Bank
4
3
3
82%
First Bank
Community Bank
4
4
4
85%
Pacific Western Bank
Community Bank
4
4
4
83%
Farmers & Merchants Bank
Community Bank
4
4
5
89%
BBCN Bank
Community Bank
4
4
4
82%
Oakland Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Oakland’s area are Patelco Credit Union, Bank of the West and First Republic Bank.
Lenders
Type
Easy Application
Loan Terms & Rate Satisfaction
Support & Guidance
Recommend %
Patelco Credit Union
Credit Union
5
5
5
95%
Bank of the West
Bank
4
4
4
88%
First Republic Bank
Bank
4
4
5
92%
Wells Fargo
Bank
3
4
4
84%
Bank of America
Bank
4
4
4
86%
U.S. Bank
Bank
4
4
4
85%
Mechanics Bank
Community Bank
4
4
4
86%
Tri Counties Bank
Community Bank
4
4
4
84%
Citibank
Bank
3
3
3
80%
Chase
Bank
4
3
3
81%
Bakersfield Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Bakersfield’s area are Kern Schools FCU, Valley Strong Credit Union and Bank of the Sierra.
Lenders
Type
Easy Application
Loan Terms & Rate Satisfaction
Support & Guidance
Recommend %
Kern Schools FCU
Credit Union
5
5
5
96%
Valley Strong Credit Union
Credit Union
5
5
5
95%
Bank of the Sierra
Community Bank
4
4
5
90%
Wells Fargo
Bank
3
4
4
84%
Bank of America
Bank
4
4
4
86%
U.S. Bank
Bank
4
4
4
85%
Chase
Bank
4
3
3
81%
Citibank
Bank
3
3
3
80%
Mission Bank
Community Bank
4
4
4
85%
Plains Commerce Bank
Community Bank
4
4
4
83%
Anaheim Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Anaheim’s area are Orange County’s Credit Union, SchoolsFirst FCU and Chase.
Lenders
Type
Easy Application
Loan Terms & Rate Satisfaction
Support & Guidance
Recommend %
Orange County’s Credit Union
Credit Union
5
5
5
95%
SchoolsFirst FCU
Credit Union
5
5
5
94%
Chase
Bank
4
4
4
88%
Bank of America
Bank
4
4
4
87%
Wells Fargo
Bank
3
4
4
84%
U.S. Bank
Bank
4
4
4
85%
First Foundation Bank
Community Bank
4
4
5
89%
Pacific Western Bank
Community Bank
4
4
4
85%
Citibank
Bank
3
3
3
80%
BBCN Bank
Community Bank
4
4
4
83%
Santa Ana Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Santa Ana’s area are Orange County’s Credit Union, SchoolsFirst FCU and First Foundation Bank.
Lenders
Type
Easy Application
Loan Terms & Rate Satisfaction
Support & Guidance
Recommend %
Orange County’s Credit Union
Credit Union
5
5
5
96%
SchoolsFirst FCU
Credit Union
5
5
5
95%
First Foundation Bank
Community Bank
4
5
5
93%
Bank of America
Bank
4
4
4
87%
Chase
Bank
4
4
4
86%
Wells Fargo
Bank
3
4
4
84%
Pacific Western Bank
Community Bank
4
4
4
85%
BBCN Bank
Community Bank
4
4
4
84%
Riverside Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Riverside’s area are Altura Credit Union, SchoolsFirst FCU and Bank of America.
Lenders
Type
Easy Application
Loan Terms & Rate Satisfaction
Support & Guidance
Recommend %
Altura Credit Union
Credit Union
5
5
5
96%
SchoolsFirst FCU
Credit Union
5
5
5
95%
Bank of America
Bank
4
4
4
88%
U.S. Bank
Bank
4
4
4
87%
Wells Fargo
Bank
3
4
4
84%
Chase
Bank
4
4
4
86%
First Bank
Community Bank
4
4
4
85%
Pacific Western Bank
Community Bank
4
4
4
84%
Best California Home Loans Online Lenders
MFP’s Home Purchase Lenders Survey: Top online home purchase lenders for California residents are Rocket Mortgage, Better Mortgage, and SchoolsFirst FCU.
Lender
Loan Amounts
APR Range
Loan Terms
Easy Application
Rate Satisfaction
Support & Guidance
Recommend %
Rocket Mortgage
Up to $3M
6.25%-8.50%
8/15/20/30
5.0
4.5
4.5
94%
Better Mortgage
Up to $2.5M
6.00%-8.25%
15/30
4.5
4.5
4.0
92%
SchoolsFirst FCU
Up to $1.5M
5.90%-7.90%
15/30
4.0
4.0
4.5
86%
California Credit Union
Up to $1M
5.75%-7.75%
15/30
4.0
4.5
4.5
87%
First Tech FCU
Up to $2M
5.95%-8.15%
15/30
4.0
4.0
4.0
85%
Premier America CU
Up to $1M
5.80%-7.80%
15/30
4.0
4.5
4.5
88%
First California Bank
Up to $1.5M
6.05%-8.35%
15/30
4.0
4.0
4.0
84%
Pacific Premier Bank
Up to $2M
6.10%-8.40%
15/30
4.0
4.0
4.0
85%
Bank of the West
Up to $3M
6.15%-8.45%
15/30
4.5
4.0
4.5
86%
U.S. Bank
Up to $3M
6.20%-8.50%
15/30
4.0
4.0
4.0
85%
LoanSimple
Up to $1M
6.20%-8.30%
15/20/30
4.5
4.0
4.5
89%
Guaranteed Rate
Up to $3M
6.15%-8.45%
10/15/20/30
4.0
4.0
4.0
86%
New American Funding
Up to $2M
6.25%-8.75%
15/30
4.0
3.5
4.5
85%
Movement Mortgage
Up to $2.5M
6.00%-8.20%
15/30
4.5
4.0
4.5
88%
Guild Mortgage
Up to $1.5M
6.10%-8.50%
15/20/30
4.0
4.0
4.0
85%
The Lenders Community Survey gathers homeowners feedback and 195 lender recommendations for California home refinance loans. Shopping for a mortgage refinance can be complicated and we gathered data to help you with this process.
Performance and satisfaction of mortgage refinance lenders across California by lenders type.
Lender Type
Application Ease
Loan Terms & Rate Satisfaction
Support & Guidance
Recommendation Rate
Credit Unions
4.9
4.8
4.9
90%
Community Banks
4.7
4.8
4.7
87%
National
4.4
4.3
4.3
86%
Online Lenders
4.1
4.6
4.7
87%
Recommendations are gathered from 931 members who shopped and requested a home refinance loan in the past 12 months:
Loan Application (0 to 5): How easy it is to apply for the home refinance mortgage. How fast can it be done. What’s the amount of information asked. How fast do you get an answer for your loan.
Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
Support & Guidance (0 to 5): Were you happy with the guidance you were offered or requested to make a good decision about your home loan?
Recommendation (yes/no): Do you recommend this lender after going through the process?
MFP’s Community Survey most recommended refinance lenders for Los Angeles’s area are Kinecta Federal Credit Union, First Entertainment Credit Union, First Republic Bank and Logix Federal Credit Union.
Lenders
Type
Easy Application
Loan Terms & Rate Satisfaction
Support and Guidance
Recommend
Bank of America
Bank
4.5
4.0
4.0
85%
Wells Fargo
Bank
4.0
4.5
4.0
84%
Chase Bank
Bank
4.5
4.0
4.5
83%
U.S. Bank
Bank
4.0
4.5
4.0
82%
Citibank
Bank
4.5
4.0
4.0
81%
Union Bank
Bank
4.0
4.0
4.5
80%
First Republic Bank
Bank
5.0
5.0
5.0
90%
City National Bank
Bank
4.5
4.5
4.0
82%
East West Bank
Bank
4.0
4.5
4.5
81%
Pacific Premier Bank
Bank
4.5
4.0
4.0
80%
Kinecta Federal Credit Union
Credit Union
5.0
5.0
5.0
92%
First Entertainment Credit Union
Credit Union
5.0
4.5
5.0
91%
Logix Federal Credit Union
Credit Union
5.0
5.0
4.5
90%
Premier America Credit Union
Credit Union
4.5
5.0
5.0
89%
SchoolsFirst Federal Credit Union
Credit Union
5.0
4.5
5.0
88%
San Diego – Mortgage Refinance Lenders
MFP’s Community Survey most recommended refinance lenders for San Diego’s area are Security Service Federal Credit Union,San Diego County Credit Union, Mission Federal Credit Union and North Island Credit Union.
Lenders
Type
Easy Application
Loan Terms & Rate Satisfaction
Support and Guidance
Recommend
Bank of America
Bank
4.5
4.0
4.0
85%
Wells Fargo
Bank
4.0
4.5
4.0
84%
Chase Bank
Bank
4.5
4.0
4.5
83%
U.S. Bank
Bank
4.0
4.5
4.0
82%
Citibank
Bank
4.5
4.0
4.0
81%
Union Bank
Bank
4.0
4.0
4.5
80%
First Republic Bank
Bank
5.0
5.0
5.0
90%
San Diego County Credit Union
Credit Union
5.0
5.0
5.0
92%
Mission Federal Credit Union
Credit Union
5.0
4.5
5.0
91%
California Bank & Trust
Bank
4.5
4.5
4.0
82%
Pacific Western Bank
Bank
4.0
4.5
4.5
81%
North Island Credit Union
Credit Union
5.0
5.0
4.5
90%
California Credit Union
Credit Union
4.5
5.0
5.0
89%
Frontwave Credit Union
Credit Union
5.0
4.5
5.0
88%
Security Service Federal Credit Union
Credit Union
5.0
5.0
5.0
93%
San Jose – Mortgage Refinance Lenders
MFP’s Community Survey most recommended refinance lenders in San Jose’s area are CEFCU, PremierOne Credit Union, Star One Credit Union and Patelco Credit Union.
Lenders
Type
Easy Application
Loan Terms & Rate Satisfaction
Support and Guidance
Recommend
Bank of America
Bank
4.5
4.0
4.0
85%
Wells Fargo
Bank
4.0
4.5
4.0
84%
Chase Bank
Bank
4.5
4.0
4.5
83%
U.S. Bank
Bank
4.0
4.5
4.0
82%
Citibank
Bank
4.5
4.0
4.0
81%
Union Bank
Bank
4.0
4.0
4.5
80%
First Republic Bank
Bank
5.0
5.0
5.0
90%
Silicon Valley Bank
Bank
4.5
4.5
4.0
82%
Patelco Credit Union
Credit Union
5.0
5.0
5.0
92%
Star One Credit Union
Credit Union
5.0
4.5
5.0
91%
Provident Credit Union
Credit Union
5.0
5.0
4.5
90%
Technology Credit Union
Credit Union
4.5
5.0
5.0
89%
San Jose Federal Credit Union
Credit Union
5.0
4.5
5.0
88%
PremierOne Credit Union
Credit Union
5.0
5.0
5.0
93%
Citizens Equity First Credit Union (CEFCU)
Credit Union
5.0
5.0
5.0
94%
San Jose Best Refinance Lenders
MFP’s Community Survey most recommended refinance lenders in San Jose’s area are Citizens Equity First Credit Union, PremierOne Credit Union and Patelco Credit Union.
Lenders
Type
Easy Application
Loan Terms & Rate Satisfaction
Support and Guidance
Recommend
Bank of America
Bank
4.5
4.0
4.0
85%
Wells Fargo
Bank
4.0
4.5
4.0
84%
Chase Bank
Bank
4.5
4.0
4.5
83%
U.S. Bank
Bank
4.0
4.5
4.0
82%
Citibank
Bank
4.5
4.0
4.0
81%
Union Bank
Bank
4.0
4.0
4.5
80%
First Republic Bank
Bank
5.0
5.0
5.0
90%
Silicon Valley Bank
Bank
4.5
4.5
4.0
82%
Patelco Credit Union
Credit Union
5.0
5.0
5.0
92%
Star One Credit Union
Credit Union
5.0
4.5
5.0
91%
Provident Credit Union
Credit Union
5.0
5.0
4.5
90%
Technology Credit Union
Credit Union
4.5
5.0
5.0
89%
San Jose Federal Credit Union
Credit Union
5.0
4.5
5.0
88%
PremierOne Credit Union
Credit Union
5.0
5.0
5.0
93%
Citizens Equity First Credit Union (CEFCU)
Credit Union
5.0
5.0
5.0
94%
San Francisco Best Refinance Lenders
MFP’s Community Survey most recommended refinance lenders in San Francisco’s area are San Francisco Federal Credit Union, First Republic Bank and Patelco Credit Union.
Lenders
Type
Easy Application
Loan Terms & Rate Satisfaction
Support and Guidance
Recommend
Bank of America
Bank
4.5
4.0
4.0
85%
Wells Fargo
Bank
4.0
4.5
4.0
84%
Chase Bank
Bank
4.5
4.0
4.5
83%
U.S. Bank
Bank
4.0
4.5
4.0
82%
Citibank
Bank
4.5
4.0
4.0
81%
Union Bank
Bank
4.0
4.0
4.5
80%
First Republic Bank
Bank
5.0
5.0
5.0
90%
Silicon Valley Bank
Bank
4.5
4.5
4.0
82%
Patelco Credit Union
Credit Union
5.0
5.0
5.0
92%
Star One Credit Union
Credit Union
5.0
4.5
5.0
91%
Provident Credit Union
Credit Union
5.0
5.0
4.5
90%
Technology Credit Union
Credit Union
4.5
5.0
5.0
89%
San Francisco Federal Credit Union
Credit Union
5.0
4.5
5.0
88%
PremierOne Credit Union
Credit Union
5.0
5.0
5.0
93%
Citizens Equity First Credit Union (CEFCU)
Credit Union
5.0
5.0
5.0
94%
Fresno – Mortgage Refinance Lenders
MFP’s Community Survey most recommended refinance lenders in Fresno’s area are Producers Bank, EECU, First Republic Bank and Valley Strong Credit Union.
Lenders
Type
Easy Application
Loan Terms & Rate Satisfaction
Support and Guidance
Recommend
Bank of America
Bank
4.5
4.0
4.0
85%
Wells Fargo
Bank
4.0
4.5
4.0
84%
Chase Bank
Bank
4.5
4.0
4.5
83%
U.S. Bank
Bank
4.0
4.5
4.0
82%
Citibank
Bank
4.5
4.0
4.0
81%
Union Bank
Bank
4.0
4.0
4.5
80%
First Republic Bank
Bank
5.0
5.0
5.0
90%
Valley Strong Credit Union
Credit Union
5.0
5.0
5.0
92%
Educational Employees Credit Union (EECU)
Credit Union
5.0
4.5
5.0
91%
Premier Valley Bank
Bank
4.5
4.5
4.0
82%
Central Valley Community Bank
Community Bank
4.0
4.5
4.5
81%
Golden 1 Credit Union
Credit Union
5.0
5.0
4.5
90%
Bank of the Sierra
Community Bank
4.5
5.0
5.0
89%
Kern Schools Federal Credit Union
Credit Union
5.0
4.5
5.0
88%
Producers Bank
Community Bank
5.0
5.0
5.0
93%
Sacramento Best Refinance Lenders
MFP’s Community Survey most recommended refinance lenders in Sacramento’s area are Golden 1 Credit Union, Yolo Federal Credit Union, First Republic Bank and SAFE Credit Union.
Lenders
Type
Easy Application
Loan Terms & Rate Satisfaction
Support and Guidance
Recommend
Bank of America
Bank
4.5
4.0
4.0
85%
Wells Fargo
Bank
4.0
4.5
4.0
84%
Chase Bank
Bank
4.5
4.0
4.5
83%
U.S. Bank
Bank
4.0
4.5
4.0
82%
Citibank
Bank
4.5
4.0
4.0
81%
Union Bank
Bank
4.0
4.0
4.5
80%
First Republic Bank
Bank
5.0
5.0
5.0
90%
Golden 1 Credit Union
Credit Union
5.0
5.0
5.0
92%
Safe Credit Union
Credit Union
5.0
4.5
5.0
91%
River City Bank
Community Bank
4.5
4.5
4.0
82%
Five Star Bank
Community Bank
4.0
4.5
4.5
81%
Schools Financial Credit Union
Credit Union
5.0
5.0
4.5
90%
Bank of Marin
Community Bank
4.5
5.0
5.0
89%
Travis Credit Union
Credit Union
5.0
4.5
5.0
88%
Yolo Federal Credit Union
Credit Union
5.0
5.0
5.0
93%
Long Beach Best Refinance Lenders
MFP’s Community Survey most recommended refinance lenders in Long Beach’s area are Farmers & Merchants Bank, SchoolsFirst Federal Credit Union, First Republic Bank and Kinecta Federal Credit Union.
Lenders
Type
Easy Application
Loan Terms & Rate Satisfaction
Support and Guidance
Recommend
Bank of America
Bank
4.5
4.0
4.0
85%
Wells Fargo
Bank
4.0
4.5
4.0
84%
Chase Bank
Bank
4.5
4.0
4.5
83%
U.S. Bank
Bank
4.0
4.5
4.0
82%
Citibank
Bank
4.5
4.0
4.0
81%
Union Bank
Bank
4.0
4.0
4.5
80%
First Republic Bank
Bank
5.0
5.0
5.0
90%
Kinecta Federal Credit Union
Credit Union
5.0
5.0
5.0
92%
SchoolsFirst Federal Credit Union
Credit Union
5.0
4.5
5.0
91%
Premier America Credit Union
Credit Union
4.5
4.5
4.0
82%
Logix Federal Credit Union
Credit Union
4.0
4.5
4.5
81%
California Credit Union
Credit Union
5.0
5.0
4.5
90%
Pacific Western Bank
Community Bank
4.5
5.0
5.0
89%
First Bank
Community Bank
5.0
4.5
5.0
88%
Farmers & Merchants Bank
Community Bank
5.0
5.0
5.0
93%
Oakland Best Refinance Lenders
MFP’s Community Survey most recommended refinance lenders in Oakland’s area are Travis Credit Union, Patelco Credit Union and Provident Credit Union First Republic Bank.
Lenders
Type
Easy Application
Loan Terms & Rate Satisfaction
Support and Guidance
Recommend
Bank of America
Bank
4.5
4.0
4.0
85%
Wells Fargo
Bank
4.0
4.5
4.0
84%
Chase Bank
Bank
4.5
4.0
4.5
83%
U.S. Bank
Bank
4.0
4.5
4.0
82%
Citibank
Bank
4.5
4.0
4.0
81%
Union Bank
Bank
4.0
4.0
4.5
80%
First Republic Bank
Bank
5.0
5.0
5.0
90%
Patelco Credit Union
Credit Union
5.0
5.0
5.0
92%
Provident Credit Union
Credit Union
5.0
4.5
5.0
91%
Bank of Marin
Community Bank
4.5
4.5
4.0
82%
Mechanics Bank
Community Bank
4.0
4.5
4.5
81%
Golden 1 Credit Union
Credit Union
5.0
5.0
4.5
90%
Community Bank of the Bay
Community Bank
4.5
5.0
5.0
89%
1st United Credit Union
Credit Union
5.0
4.5
5.0
88%
Travis Credit Union
Credit Union
5.0
5.0
5.0
93%
Bakersfield Best Refinance Lenders
MFP’s Community Survey most recommended refinance lenders in Bakersfield’s area are Kern Schools Federal Credit Union, Central Valley Community Bank, First Republic Bank and Valley Strong Credit Union.
Lenders
Type
Easy Application
Loan Terms & Rate Satisfaction
Support and Guidance
Recommend
Bank of America
Bank
4.5
4.0
4.0
85%
Wells Fargo
Bank
4.0
4.5
4.0
84%
Chase Bank
Bank
4.5
4.0
4.5
83%
U.S. Bank
Bank
4.0
4.5
4.0
82%
Citibank
Bank
4.5
4.0
4.0
81%
Union Bank
Bank
4.0
4.0
4.5
80%
First Republic Bank
Bank
5.0
5.0
5.0
90%
Valley Strong Credit Union
Credit Union
5.0
5.0
5.0
92%
Kern Schools Federal Credit Union
Credit Union
5.0
4.5
5.0
91%
Golden 1 Credit Union
Credit Union
4.5
4.5
4.0
82%
Bank of the Sierra
Community Bank
4.0
4.5
4.5
81%
Mission Bank
Community Bank
5.0
5.0
4.5
90%
Plaza Bank
Community Bank
4.5
5.0
5.0
89%
Producers Bank
Community Bank
5.0
4.5
5.0
88%
Central Valley Community Bank
Community Bank
5.0
5.0
5.0
93%
Anaheim Best Refinance Lenders
MFP’s Community Survey most recommended refinance lenders in Anaheim’s area are Farmers & Merchants Bank, First Republic Bank and SchoolsFirst Federal Credit Union.
Lenders
Type
Easy Application
Loan Terms & Rate Satisfaction
Support and Guidance
Recommend
Bank of America
Bank
4.5
4.0
4.0
85%
Wells Fargo
Bank
4.0
4.5
4.0
84%
Chase Bank
Bank
4.5
4.0
4.5
83%
U.S. Bank
Bank
4.0
4.5
4.0
82%
Citibank
Bank
4.5
4.0
4.0
81%
Union Bank
Bank
4.0
4.0
4.5
80%
First Republic Bank
Bank
5.0
5.0
5.0
90%
SchoolsFirst Federal Credit Union
Credit Union
5.0
5.0
5.0
92%
Orange County’s Credit Union
Credit Union
5.0
4.5
5.0
91%
Pacific Western Bank
Community Bank
4.5
4.5
4.0
82%
Premier America Credit Union
Credit Union
4.0
4.5
4.5
81%
Kinecta Federal Credit Union
Credit Union
5.0
5.0
4.5
90%
Logix Federal Credit Union
Credit Union
4.5
5.0
5.0
89%
First Bank
Community Bank
5.0
4.5
5.0
88%
Farmers & Merchants Bank
Community Bank
5.0
5.0
5.0
93%
Santa Ana Best Refinance Loan Lenders
MFP’s Community Survey most recommended refinance lenders in Santa Ana’s area are Farmers & Merchants Bank, Orange County’s Credit Union, First Republic Bank and Schools First Federal Credit Union.
Lenders
Type
Easy Application
Loan Terms & Rate Satisfaction
Support and Guidance
Recommend
Bank of America
Bank
4.5
4.0
4.0
85%
Wells Fargo
Bank
4.0
4.5
4.0
84%
Chase Bank
Bank
4.5
4.0
4.5
83%
U.S. Bank
Bank
4.0
4.5
4.0
82%
Citibank
Bank
4.5
4.0
4.0
81%
Union Bank
Bank
4.0
4.0
4.5
80%
First Republic Bank
Bank
5.0
5.0
5.0
90%
SchoolsFirst Federal Credit Union
Credit Union
5.0
5.0
5.0
92%
Orange County’s Credit Union
Credit Union
5.0
4.5
5.0
91%
Pacific Western Bank
Community Bank
4.5
4.5
4.0
82%
Premier America Credit Union
Credit Union
4.0
4.5
4.5
81%
Kinecta Federal Credit Union
Credit Union
5.0
5.0
4.5
90%
Logix Federal Credit Union
Credit Union
4.5
5.0
5.0
89%
First Bank
Community Bank
5.0
4.5
5.0
88%
Farmers & Merchants Bank
Community Bank
5.0
5.0
5.0
93%
Riverside Best Refinance Loan Lenders
MFP’s Community Survey most recommended home refinance lenders in Riverside’s area are Altura Credit Union, First Republic Bank, SchoolsFirst Federal Credit Union and Farmers & Merchants Bank.
Lenders
Type
Easy Application
Loan Terms & Rate Satisfaction
Support and Guidance
Recommend
Bank of America
Bank
4.5
4.0
4.0
85%
Wells Fargo
Bank
4.0
4.5
4.0
84%
Chase Bank
Bank
4.5
4.0
4.5
83%
U.S. Bank
Bank
4.0
4.5
4.0
82%
Citibank
Bank
4.5
4.0
4.0
81%
Union Bank
Bank
4.0
4.0
4.5
80%
First Republic Bank
Bank
5.0
5.0
5.0
90%
Altura Credit Union
Credit Union
5.0
5.0
5.0
92%
SchoolsFirst Federal Credit Union
Credit Union
5.0
4.5
5.0
91%
Pacific Western Bank
Community Bank
4.5
4.5
4.0
82%
Premier America Credit Union
Credit Union
4.0
4.5
4.5
81%
Kinecta Federal Credit Union
Credit Union
5.0
5.0
4.5
90%
Logix Federal Credit Union
Credit Union
4.5
5.0
5.0
89%
First Bank
Community Bank
5.0
4.5
5.0
88%
Farmers & Merchants Bank
Community Bank
5.0
5.0
5.0
93%
California Best Online Refinance Lenders
MFP’s Community Lenders Survey most recommended online refinance lenders in California are Rocket Mortgage, Better.com and Bank of America.
