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California Best Lenders and Insurers

Author: Data Team

See the top-rated mortgage, loan, and insurance providers across California's major cities, based on recommendations from local residents in MFP's Community Surveys.
Updated: September 29 2026
Anaheim Bakersfield Fresno Long Beach Los Angeles Oakland Riverside Sacramento San Diego San Francisco San Jose Santa Ana Online

Anaheim

The top-rated lenders and insurers in Anaheim, CA, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Orange County's Credit Union
  2. SchoolsFirst FCU
  3. First Foundation Bank
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Best Refinance
  1. Farmers & Merchants Bank
  2. SchoolsFirst Federal Credit Union
  3. Orange County's Credit Union
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Best Auto Loan
  1. Orange County's Credit Union
  2. Credit Union of Southern California
  3. SchoolsFirst Federal Credit Union
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Best Personal Loan
  1. SchoolsFirst Federal Credit Union
  2. Orange County's Credit Union
  3. Credit Union of Southern California
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Best Home Insurance
  1. Disneyland District Insurance
  2. Anaheim Hills Coverage
  3. Kevin Tran - State Farm
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Best Auto Insurance
  1. Auto Club of Southern California
  2. Mercury Insurance
  3. Wawanesa Insurance
See full ranking →

Bakersfield

The top-rated lenders and insurers in Bakersfield, CA, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Kern Schools FCU
  2. Valley Strong Credit Union
  3. Bank of the Sierra
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Best Refinance
  1. Central Valley Community Bank
  2. Valley Strong Credit Union
  3. Kern Schools Federal Credit Union
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Best Auto Loan
  1. Valley Strong Credit Union
  2. Kern Schools Federal Credit Union
  3. AltaOne Federal Credit Union
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Best Personal Loan
  1. Valley Strong Credit Union
  2. Golden 1 Credit Union
  3. Mission Bank
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Best Home Insurance
  1. Kern County Insurance
  2. Carlos Ramirez - State Farm
  3. Oildale Coverage Specialists
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Best Auto Insurance
  1. DiBuduo & DeFendis Insurance Brokers
  2. Mercury Insurance
  3. Wawanesa Insurance
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Fresno

The top-rated lenders and insurers in Fresno, CA, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Valley Strong Credit Union
  2. Educational Employees Credit Union
  3. Bank of the Sierra
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Best Refinance
  1. Producers Bank
  2. Valley Strong Credit Union
  3. Educational Employees Credit Union (EECU)
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Best Auto Loan
  1. Educational Employees Credit Union
  2. Golden 1 Credit Union
  3. Noble Credit Union
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Best Personal Loan
  1. Educational Employees Credit Union
  2. Noble Credit Union
  3. Golden 1 Credit Union
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Best Home Insurance
  1. Central Valley Insurance Group
  2. Robert Garcia - State Farm
  3. AgPro Insurance Brokers
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Best Auto Insurance
  1. DiBuduo & DeFendis Insurance Brokers
  2. Mercury Insurance
  3. Wawanesa Insurance
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Long Beach

The top-rated lenders and insurers in Long Beach, CA, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. SchoolsFirst FCU
  2. Kinecta FCU
  3. Farmers & Merchants Bank
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Best Refinance
  1. Farmers & Merchants Bank
  2. Kinecta Federal Credit Union
  3. SchoolsFirst Federal Credit Union
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Best Auto Loan
  1. LBS Financial Credit Union
  2. Long Beach City Employees Federal Credit Union
  3. Southland Credit Union
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Best Personal Loan
  1. LBS Financial Credit Union
  2. SchoolsFirst Federal Credit Union
  3. Southland Credit Union
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Best Home Insurance
  1. Shoreline Insurance Partners
  2. Melissa Park - State Farm
  3. Belmont Coverage Specialists
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Best Auto Insurance
  1. Adriana's Insurance
  2. Mercury Insurance
  3. Wawanesa Insurance
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Los Angeles

The top-rated lenders and insurers in Los Angeles, CA, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Logix Federal Credit Union
  2. Golden 1 Credit Union
  3. Valley Strong Credit Union
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Best Refinance
  1. Kinecta Federal Credit Union
  2. First Entertainment Credit Union
  3. Logix Federal Credit Union
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Best Auto Loan
  1. Los Angeles Federal Credit Union
  2. Logix Federal Credit Union
  3. Kinecta Federal Credit Union
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Best Personal Loan
  1. Logix Federal Credit Union
  2. Wescom Credit Union
  3. Kinecta Federal Credit Union
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Best Home Insurance
  1. Maria Hernandez - State Farm
  2. Pacific Coast Brokers
  3. James Chen - Allstate
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Best Auto Insurance
  1. Gaspar Insurance Services
  2. Mercury Insurance
  3. Wawanesa Insurance
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Oakland

The top-rated lenders and insurers in Oakland, CA, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Patelco Credit Union
  2. Bank of the West
  3. Bank of America
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Best Refinance
  1. Travis Credit Union
  2. Patelco Credit Union
  3. Provident Credit Union
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Best Auto Loan
  1. Patelco Credit Union
  2. Provident Credit Union
  3. Self-Help Federal Credit Union
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Best Personal Loan
  1. Patelco Credit Union
  2. Provident Credit Union
  3. Golden 1 Credit Union
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Best Home Insurance
  1. East Bay Insurance Group
  2. Jamal Williams - State Farm
  3. Lake Merritt Coverage
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Best Auto Insurance
  1. CSAA Insurance Group
  2. Mercury Insurance
  3. Wawanesa Insurance
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Riverside

The top-rated lenders and insurers in Riverside, CA, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Altura Credit Union
  2. SchoolsFirst FCU
  3. Bank of America
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Best Refinance
  1. Farmers & Merchants Bank
  2. Altura Credit Union
  3. SchoolsFirst Federal Credit Union
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Best Auto Loan
  1. Altura Credit Union
  2. SchoolsFirst Federal Credit Union
  3. Credit Union of Southern California
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Best Personal Loan
  1. Altura Credit Union
  2. Arrowhead Credit Union
  3. SchoolsFirst Federal Credit Union
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Best Home Insurance
  1. Inland Empire Insurance
  2. Sofia Martinez - State Farm
  3. Mission Inn Coverage
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Best Auto Insurance
  1. Auto Club of Southern California
  2. Mercury Insurance
  3. Wawanesa Insurance
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Sacramento

The top-rated lenders and insurers in Sacramento, CA, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Golden 1 Credit Union
  2. Bank of America
  3. U.S. Bank
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Best Refinance
  1. Yolo Federal Credit Union
  2. Golden 1 Credit Union
  3. Safe Credit Union
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Best Auto Loan
  1. Golden 1 Credit Union
  2. SAFE Credit Union
  3. SchoolsFirst Federal Credit Union
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Best Personal Loan
  1. Golden 1 Credit Union
  2. SAFE Credit Union
  3. Patelco Credit Union
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Best Home Insurance
  1. Capitol Insurance Partners
  2. Sarah Johnson - State Farm
  3. River City Coverage
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Best Auto Insurance
  1. Bender Insurance Solutions
  2. Mercury Insurance
  3. CSAA Insurance Group
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San Diego

The top-rated lenders and insurers in San Diego, CA, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. San Diego County Credit Union
  2. Mission Federal Credit Union
  3. California Coast Credit Union
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Best Refinance
  1. San Diego County Credit Union
  2. Mission Federal Credit Union
  3. North Island Credit Union
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Best Auto Loan
  1. San Diego County Credit Union
  2. Mission Federal Credit Union
  3. California Coast Credit Union
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Best Personal Loan
  1. Mission Federal Credit Union
  2. San Diego County Credit Union
  3. California Coast Credit Union
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Best Home Insurance
  1. Michael Rodriguez - Travelers
  2. SD Coastal Insurance
  3. Lisa Wong - Nationwide
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Best Auto Insurance
  1. California Brokerage Insurance Associates
  2. Beach Break Insurance Agency
  3. Wawanesa Insurance
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San Francisco

The top-rated lenders and insurers in San Francisco, CA, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. San Francisco Federal Credit Union
  2. Patelco Credit Union
  3. Star One Credit Union
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Best Refinance
  1. Citizens Equity First Credit Union (CEFCU)
  2. PremierOne Credit Union
  3. Patelco Credit Union
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Best Auto Loan
  1. Patelco Credit Union
  2. Provident Credit Union
  3. SF Fire Credit Union
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Best Personal Loan
  1. Patelco Credit Union
  2. Provident Credit Union
  3. San Francisco Federal Credit Union
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Best Home Insurance
  1. Jennifer Liu - State Farm
  2. Golden Gate Insurance Partners
  3. Raj Patel - Allstate
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Best Auto Insurance
  1. Newfront Insurance
  2. CSAA Insurance Group
  3. Mercury Insurance
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San Jose

The top-rated lenders and insurers in San Jose, CA, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Redwood Credit Union
  2. Wells Fargo
  3. San Francisco Federal Credit Union
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Best Refinance
  1. Citizens Equity First Credit Union (CEFCU)
  2. PremierOne Credit Union
  3. Patelco Credit Union
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Best Auto Loan
  1. KeyPoint Credit Union
  2. Technology Credit Union
  3. Provident Credit Union
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Best Personal Loan
  1. Tech Credit Union
  2. Meriwest Credit Union
  3. Provident Credit Union
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Best Home Insurance
  1. Thomas Wu - State Farm
  2. Silicon Valley Insurance Group
  3. Priya Sharma - Allstate
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Best Auto Insurance
  1. San Jose Insurance Agency
  2. The J. Morey Company
  3. Mercury Insurance
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Santa Ana

The top-rated lenders and insurers in Santa Ana, CA, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Orange County's Credit Union
  2. SchoolsFirst FCU
  3. First Foundation Bank
See full ranking →
Best Refinance
  1. Farmers & Merchants Bank
  2. SchoolsFirst Federal Credit Union
  3. Orange County's Credit Union
See full ranking →
Best Auto Loan
  1. Orange County's Credit Union
  2. SchoolsFirst Federal Credit Union
  3. Credit Union of Southern California
See full ranking →
Best Personal Loan
  1. Orange County's Credit Union
  2. SchoolsFirst Federal Credit Union
  3. Credit Union of Southern California
See full ranking →
Best Home Insurance
  1. Downtown Santa Ana Insurance
  2. Juan Morales - State Farm
  3. South Coast Coverage
See full ranking →
Best Auto Insurance
  1. Auto Club of Southern California
  2. Mercury Insurance
  3. Wawanesa Insurance
See full ranking →

Best Online Lenders in California

Top-rated online lenders serving California residents statewide, based on recommendations from MFP's Community Surveys.
Best Home Mortgage
  1. Rocket Mortgage
  2. Better Mortgage
  3. LoanSimple
See full ranking →
Best Refinance
  1. Rocket Mortgage
  2. Better.com
  3. Bank of America
See full ranking →
Best Auto Loan
  1. Golden 1 Credit Union
  2. SchoolsFirst Federal Credit Union
  3. Patelco Credit Union
See full ranking →
Best Personal Loan
  1. SchoolsFirst Federal Credit Union
  2. Golden 1 Credit Union
  3. Patelco Credit Union
See full ranking →