Home
Florida Best Lenders and Insurers

From Data Team · Data by Maxim W. and Martin H. · Sources & methodology ↓

See the top-rated mortgage, loan, and insurance providers across Florida's major cities, based on recommendations from local residents in MFP's Community Surveys.
Updated: September 29 2026
Fort Lauderdale Fort Myers Jacksonville Lakeland Miami Orlando Palm Bay St. Petersburg Tampa West Palm Beach Online

Fort Lauderdale

The top-rated lenders and insurers in Fort Lauderdale, FL, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Suncoast Credit Union
  2. Bank of America
  3. Tropical Financial Credit Union
See full ranking →
Best Refinance
  1. Seacoast Bank
  2. SunTrust (Truist)
  3. Bank of America
See full ranking →
Best Auto Loan
  1. BrightStar Credit Union
  2. Space Coast Credit Union
  3. Connect Credit Union
See full ranking →
Best Personal Loan
  1. Connect Credit Union
  2. Tropical Financial Credit Union
  3. BrightStar Credit Union
See full ranking →
Best Home Insurance
  1. Michael Garcia
  2. Coastal Insurance
  3. Elite Brokers
See full ranking →
Best Auto Insurance
  1. GreatFlorida Insurance
  2. Brightway Insurance
  3. Freeway Insurance
See full ranking →

Fort Myers

The top-rated lenders and insurers in Fort Myers, FL, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Sanibel Captiva Community Bank
  2. Florida Credit Union
  3. Suncoast Credit Union
See full ranking →
Best Refinance
  1. Sanibel Captiva Community Bank
  2. First Florida Integrity Bank
  3. Bank of America
See full ranking →
Best Auto Loan
  1. Suncoast Credit Union
  2. Navy Federal Credit Union
  3. Sanibel Captiva Community Bank
See full ranking →
Best Personal Loan
  1. Suncoast Credit Union
  2. Lake Michigan Credit Union
  3. DFCU Financial
See full ranking →
Best Home Insurance
  1. Gulf Coast Insurance
  2. Southwest Brokers
  3. Lee County Agents
See full ranking →
Best Auto Insurance
  1. Brian Lariviere, agent, GreatFlorida Insurance
  2. Chapman Insurance Group
  3. Direct Auto Insurance
See full ranking →

Jacksonville

The top-rated lenders and insurers in Jacksonville, FL, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Florida Credit Union
  2. Ameris Bank
  3. Community First Credit Union
See full ranking →
Best Refinance
  1. Vystar Credit Union
  2. First Federal Bank
  3. Bank of America
See full ranking →
Best Auto Loan
  1. Community First Credit Union of Florida
  2. VyStar Credit Union
  3. RadiFi Credit Union
See full ranking →
Best Personal Loan
  1. Community First Credit Union of Florida
  2. VyStar Credit Union
  3. First Florida Credit Union
See full ranking →
Best Home Insurance
  1. Jason Wells Agency
  2. Alliance Insurance
  3. Brightway Insurance
See full ranking →
Best Auto Insurance
  1. Augustyniak Insurance Group
  2. Mercury Insurance
  3. Direct Auto Insurance
See full ranking →

Lakeland

The top-rated lenders and insurers in Lakeland, FL, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. MIDFLORIDA Credit Union
  2. Florida Credit Union
  3. Suncoast Credit Union
See full ranking →
Best Refinance
  1. MidFlorida Credit Union
  2. SunTrust (Truist)
  3. Bank of America
See full ranking →
Best Auto Loan
  1. MIDFLORIDA Credit Union
  2. Suncoast Credit Union
  3. Publix Employees Federal Credit Union
See full ranking →
Best Personal Loan
  1. MIDFLORIDA Credit Union
  2. Suncoast Credit Union
  3. GTE Financial
See full ranking →
Best Home Insurance
  1. Polk Insurance
  2. Lakeland Brokers
  3. Central Florida Agents
See full ranking →
Best Auto Insurance
  1. Donna Todd, agent, GreatFlorida Insurance
  2. State Farm
  3. GEICO
See full ranking →

Miami

The top-rated lenders and insurers in Miami, FL, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Suncoast Credit Union
  2. Bank of America
  3. City National Bank of Florida
See full ranking →
Best Refinance
  1. Dade County Federal Credit Union
  2. Tropical Financial Credit Union
  3. Suncoast Credit Union
See full ranking →
Best Auto Loan
  1. Tropical Financial Credit Union
  2. Dade County Federal Credit Union
  3. Connect Credit Union
See full ranking →
Best Personal Loan
  1. Tropical Financial Credit Union
  2. Dade County Federal Credit Union
  3. Power Financial Credit Union
See full ranking →
Best Home Insurance
  1. Jim Diaz
  2. Iris Lopez
  3. South Florida Insurance Brokers
See full ranking →
Best Auto Insurance
  1. E&L Insurance Services
  2. Ana Patricia Arguello, agent, GreatFlorida Insurance
  3. Toscano Insurance Group
See full ranking →

Orlando

The top-rated lenders and insurers in Orlando, FL, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Orlando Credit Union
  2. Florida Credit Union
  3. USF Credit Union
See full ranking →
Best Refinance
  1. Orlando Federal Credit Union
  2. SunTrust (Truist)
  3. Fairwinds Credit Union
See full ranking →
Best Auto Loan
  1. FAIRWINDS Credit Union
  2. Addition Financial Credit Union
  3. Orlando Credit Union
See full ranking →
Best Personal Loan
  1. FAIRWINDS Credit Union
  2. Orlando Credit Union
  3. Addition Financial Credit Union
See full ranking →
Best Home Insurance
  1. Alliance Insurance
  2. Smith Insurance
  3. Citywide Agents
See full ranking →
Best Auto Insurance
  1. GreatFlorida Insurance
  2. State Farm
  3. GEICO
See full ranking →

Palm Bay

The top-rated lenders and insurers in Palm Bay, FL, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Community Credit Union of Florida
  2. Florida Credit Union
  3. Suncoast Credit Union
See full ranking →
Best Refinance
  1. Community Credit Union of Florida
  2. Florida Credit Union
  3. Bank of America
See full ranking →
Best Auto Loan
  1. Space Coast Credit Union
  2. Launch Credit Union
  3. Community Credit Union of Florida
See full ranking →
Best Personal Loan
  1. Space Coast Credit Union
  2. Launch Credit Union
  3. Community Credit Union of Florida
See full ranking →
Best Home Insurance
  1. Space Coast Brokers
  2. Brevard Insurance
  3. Coastal Bay Agents
See full ranking →
Best Auto Insurance
  1. Sabrina Lee, agent, GreatFlorida Insurance
  2. Sarpoolaki Insurance Center
  3. Monty McCart, agent, Allstate
See full ranking →

St. Petersburg

The top-rated lenders and insurers in St. Petersburg, FL, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Suncoast Credit Union
  2. Raymond James Bank
  3. Pinellas Federal Credit Union
See full ranking →
Best Refinance
  1. Raymond James Bank
  2. SunTrust (Truist)
  3. Bank of America
See full ranking →
Best Auto Loan
  1. Suncoast Credit Union
  2. GTE Financial
  3. Grow Financial Federal Credit Union
See full ranking →
Best Personal Loan
  1. GTE Financial
  2. MIDFLORIDA Credit Union
  3. Suncoast Credit Union
See full ranking →
Best Home Insurance
  1. Bay Insurance
  2. Clearwater Brokers
  3. Coastal Agents
See full ranking →
Best Auto Insurance
  1. Crown Insurance Inc.
  2. Freeway Insurance
  3. Direct Auto Insurance
See full ranking →

Tampa

The top-rated lenders and insurers in Tampa, FL, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Suncoast Credit Union
  2. GTE Financial
  3. Florida Credit Union
See full ranking →
Best Refinance
  1. Grow Financial Credit Union
  2. SunTrust (Truist)
  3. Bank of America
See full ranking →
Best Auto Loan
  1. Suncoast Credit Union
  2. GTE Financial
  3. Grow Financial Federal Credit Union
See full ranking →
Best Personal Loan
  1. Suncoast Credit Union
  2. Grow Financial Federal Credit Union
  3. GTE Financial
See full ranking →
Best Home Insurance
  1. Dave Donoho (GEICO)
  2. Jim Cornwell (State Farm)
  3. Seibert Insurance Agency
See full ranking →
Best Auto Insurance
  1. Comparion Insurance Agency
  2. Mercury Insurance
  3. Direct Auto Insurance
See full ranking →

West Palm Beach

The top-rated lenders and insurers in West Palm Beach, FL, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. 1st Florida Mortgage
  2. Suncoast Credit Union
  3. Bank of America
See full ranking →
Best Refinance
  1. Palm Beach Community Bank
  2. Seacoast Bank
  3. SunTrust (Truist)
See full ranking →
Best Auto Loan
  1. Tropical Financial Credit Union
  2. iTHINK Financial
  3. Guardians Credit Union
See full ranking →
Best Personal Loan
  1. Gold Coast Federal Credit Union
  2. First Choice Credit Union
  3. Guardians Credit Union
See full ranking →
Best Home Insurance
  1. Palm Secure Insurance
  2. Lakeside Brokers
  3. Green Insurance
See full ranking →
Best Auto Insurance
  1. Brian Lariviere, agent, GreatFlorida Insurance
  2. Brightway Insurance
  3. Mercury Insurance
See full ranking →

Best Online Lenders in Florida

Top-rated online lenders serving Florida residents statewide, based on recommendations from MFP's Community Surveys.
Best Home Mortgage
  1. Rocket Mortgage
  2. Tomo Mortgage
  3. NBKC Bank
See full ranking →
Best Refinance
  1. Rocket Mortgage
  2. Better.com
  3. Navy Federal Credit Union
See full ranking →
Best Auto Loan
  1. Suncoast Credit Union
  2. Space Coast Credit Union
  3. Florida Credit Union
See full ranking →
Best Personal Loan
  1. Suncoast Credit Union
  2. SoFi
  3. LightStream
See full ranking →

Sources & Methodology

Our data comes from our community: members share the rates, terms, credit requirements and costs they receive from financial services companies. It is then compiled and reviewed by our Data Team.

Contributors

  • Reviewed by: Martin H., Finance Editor. MSc, MBA. Covers mortgages and consumer finance since 2006.
  • Data by: Maxim W., Data Analyst. BSc Science, 12 years in consumer analytics.
  • Data by: Martin H., Finance Editor. MSc, MBA. Covers mortgages and consumer finance since 2006.