The Lenders Community Survey gathers homeowners feedback and 108 lenders recommendations for Oklahoma homeowners. Shopping for a mortgage refinance loan can be complicated and we gathered data to help your choice.
Updated: May 1, 2025
<< Human Powered Recommendations >>
Oklahoma Top Lenders for Home Refinance Loans
Oklahoma City, Tulsa, Norman, Broken Arrow, Edmond, Lawton, Moore, Midwest City, Enid, Stillwater, Online lenders.
Recommendations are gathered from 991 local Oklahomans members who shopped and requested a home refinance mortgage in the past 12 months:
- – Loan Application (0 to 5): How easy it is to apply for the home refinance mortgage loan. How fast can it be done. What’s the amount of information asked. How fast do you get an answer for your loan.
- – Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- – Support & Guidance (0 to 5): Were you happy with the guidance you were offered or requested to make a good decision about your home refinance?
- – Recommendation (yes/no): Do you recommend this lender after going through the process?
More Loan Information for Oklahoma Homeowners:
Home Refinance Loan Calculator
Loans Comparison Calculator: Heloc, Cash-Out, Home Equity, Renovation.
More Resources for Oklahomans Homeowners.
Oklahoma City Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Oklahoma City’s area are BancFirst, Arvest Bank and Tinker Federal Credit Union.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| BancFirst | Bank | 4.5 | 4.7 | 4.8 | 92% |
| Arvest Bank | Bank | 4.3 | 4.5 | 4.6 | 89% |
| Tinker Federal Credit Union | Credit Union | 4.4 | 4.3 | 4.7 | 88% |
| First United Bank | Bank | 4.0 | 4.2 | 4.3 | 85% |
| Weokie Credit Union | Credit Union | 4.1 | 4.0 | 4.5 | 84% |
| Quail Creek Bank | Community Bank | 3.9 | 4.1 | 4.4 | 83% |
| Bank of Oklahoma | Bank | 3.8 | 4.0 | 4.0 | 81% |
| Communication Federal Credit Union | Credit Union | 3.9 | 3.8 | 4.2 | 80% |
| MidFirst Bank | Bank | 3.7 | 3.9 | 4.0 | 78% |
| Citizens Bank of Edmond | Community Bank | 3.6 | 3.8 | 4.1 | 77% |
| First Fidelity Bank | Bank | 3.5 | 3.7 | 3.9 | 75% |
| Oklahoma Employees Credit Union | Credit Union | 3.4 | 3.6 | 3.8 | 73% |
| Valliance Bank | Bank | 3.3 | 3.5 | 3.7 | 72% |
| First National Bank of Oklahoma | Bank | 3.2 | 3.4 | 3.6 | 70% |
| First Liberty Bank | Community Bank | 3.1 | 3.3 | 3.5 | 68% |
Tulsa Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Tulsa’s area are Arvest Bank, TTCU Federal Credit Union and Bank of Oklahoma.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| Arvest Bank | Bank | 4.6 | 4.7 | 4.8 | 93% |
| TTCU Federal Credit Union | Credit Union | 4.5 | 4.6 | 4.7 | 91% |
| Bank of Oklahoma | Bank | 4.3 | 4.5 | 4.6 | 89% |
| First Oklahoma Bank | Community Bank | 4.2 | 4.4 | 4.5 | 87% |
| Communication Federal Credit Union | Credit Union | 4.1 | 4.3 | 4.4 | 86% |
| Regent Bank | Community Bank | 4.0 | 4.2 | 4.3 | 84% |
| First United Bank | Bank | 3.9 | 4.1 | 4.2 | 83% |
| Valliance Bank | Bank | 3.8 | 4.0 | 4.1 | 81% |
| Oklahoma Central Credit Union | Credit Union | 3.7 | 3.9 | 4.0 | 79% |
| MidFirst Bank | Bank | 3.6 | 3.8 | 3.9 | 77% |
| First Fidelity Bank | Bank | 3.5 | 3.7 | 3.8 | 75% |
| BancFirst | Bank | 3.4 | 3.6 | 3.7 | 73% |
| First National Bank & Trust | Bank | 3.3 | 3.5 | 3.6 | 71% |
| Gateway First Bank | Bank | 3.2 | 3.4 | 3.5 | 69% |
| American Heritage Bank | Community Bank | 3.1 | 3.3 | 3.4 | 67% |
Norman Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Norman’s area are BancFirst, Arvest Bank and First United Bank.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| BancFirst | Bank | 4.5 | 4.7 | 4.8 | 92% |
| Arvest Bank | Bank | 4.3 | 4.5 | 4.6 | 89% |
| First United Bank | Bank | 4.2 | 4.4 | 4.5 | 87% |
| MidFirst Bank | Bank | 4.1 | 4.3 | 4.4 | 85% |
| Bank of Oklahoma | Bank | 4.0 | 4.2 | 4.1 | 83% |
| First Fidelity Bank | Bank | 3.9 | 4.0 | 4.0 | 81% |
| Gateway First Bank | Bank | 3.8 | 3.9 | 4.0 | 79% |
| Communication Federal Credit Union | Credit Union | 3.7 | 3.8 | 4.1 | 78% |
| Oklahoma Employees Credit Union | Credit Union | 3.6 | 3.7 | 3.9 | 76% |
| First National Bank | Bank | 3.5 | 3.6 | 3.8 | 74% |
Broken Arrow Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Broken Arrow’s area are Arvest Bank, Bank of Oklahoma and TTCU Federal Credit Union.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| Arvest Bank | Bank | 4.5 | 4.7 | 4.8 | 92% |
| Bank of Oklahoma | Bank | 4.3 | 4.5 | 4.6 | 89% |
| TTCU Federal Credit Union | Credit Union | 4.4 | 4.3 | 4.7 | 88% |
| First United Bank | Bank | 4.0 | 4.2 | 4.3 | 85% |
| Communication Federal Credit Union | Credit Union | 4.1 | 4.0 | 4.5 | 84% |
| Regent Bank | Community Bank | 3.9 | 4.1 | 4.4 | 83% |
| MidFirst Bank | Bank | 3.8 | 4.0 | 4.1 | 81% |
| Valliance Bank | Bank | 3.7 | 3.9 | 4.0 | 79% |
| First Fidelity Bank | Bank | 3.6 | 3.8 | 3.9 | 77% |
| Oklahoma Central Credit Union | Credit Union | 3.5 | 3.7 | 3.8 | 75% |
Edmond Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Edmond’s area are BancFirst, Arvest Bank and First United Bank.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| BancFirst | Bank | 4.5 | 4.7 | 4.8 | 92% |
| Arvest Bank | Bank | 4.3 | 4.5 | 4.6 | 89% |
| First United Bank | Bank | 4.2 | 4.4 | 4.5 | 87% |
| MidFirst Bank | Bank | 4.1 | 4.3 | 4.4 | 85% |
| Bank of Oklahoma | Bank | 4.0 | 4.2 | 4.1 | 83% |
| First Fidelity Bank | Bank | 3.9 | 4.0 | 4.0 | 81% |
| Gateway First Bank | Bank | 3.8 | 3.9 | 4.0 | 79% |
| Communication Federal Credit Union | Credit Union | 3.7 | 3.8 | 4.1 | 78% |
| Oklahoma Employees Credit Union | Credit Union | 3.6 | 3.7 | 3.9 | 76% |
| First National Bank | Bank | 3.5 | 3.6 | 3.8 | 74% |
Lawton Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Lawton’s area are Arvest Bank, First United Bank and Bank of Oklahoma.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| Arvest Bank | Bank | 4.5 | 4.6 | 4.7 | 91% |
| First United Bank | Bank | 4.3 | 4.4 | 4.5 | 88% |
| Bank of Oklahoma | Bank | 4.2 | 4.3 | 4.4 | 86% |
| First National Bank & Trust | Bank | 4.0 | 4.1 | 4.2 | 84% |
| Great Plains National Bank | Community Bank | 3.9 | 4.0 | 4.1 | 82% |
| First Bank & Trust | Bank | 3.8 | 3.9 | 4.0 | 80% |
| Citizens Bank of Oklahoma | Community Bank | 3.7 | 3.8 | 3.9 | 78% |
| Communication Federal Credit Union | Credit Union | 3.6 | 3.7 | 4.0 | 77% |
| Oklahoma Employees Credit Union | Credit Union | 3.5 | 3.6 | 3.8 | 75% |
| Valliance Bank | Bank | 3.4 | 3.5 | 3.7 | 73% |
Moore Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Moore’s area are BancFirst, Arvest Bank and First United Bank.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| BancFirst | Bank | 4.5 | 4.6 | 4.7 | 91% |
| Arvest Bank | Bank | 4.3 | 4.5 | 4.6 | 89% |
| First United Bank | Bank | 4.2 | 4.3 | 4.5 | 87% |
| MidFirst Bank | Bank | 4.0 | 4.1 | 4.2 | 84% |
| Bank of Oklahoma | Bank | 3.9 | 4.0 | 4.1 | 82% |
| Communication Federal Credit Union | Credit Union | 3.8 | 3.9 | 4.2 | 81% |
| First Fidelity Bank | Bank | 3.7 | 3.8 | 3.9 | 78% |
Midwest City Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Midwest City’s area are Arvest Bank, First United Bank and Bank of Oklahoma.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| Arvest Bank | Bank | 4.5 | 4.6 | 4.7 | 91% |
| First United Bank | Bank | 4.3 | 4.4 | 4.5 | 88% |
| Bank of Oklahoma | Bank | 4.2 | 4.3 | 4.4 | 86% |
| MidFirst Bank | Bank | 4.0 | 4.1 | 4.2 | 84% |
| Communication Federal Credit Union | Credit Union | 3.9 | 4.0 | 4.3 | 83% |
| First Fidelity Bank | Bank | 3.8 | 3.9 | 4.0 | 80% |
| Oklahoma Employees Credit Union | Credit Union | 3.7 | 3.8 | 3.9 | 78% |
Enid Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Enid’s area are Great Plains National Bank, Stride Bank and InterBank.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| Great Plains National Bank | Community Bank | 4.5 | 4.6 | 4.7 | 92% |
| Stride Bank | Bank | 4.3 | 4.5 | 4.5 | 90% |
| InterBank | Bank | 4.2 | 4.3 | 4.4 | 88% |
| Communication Federal Credit Union | Credit Union | 4.0 | 4.2 | 4.3 | 86% |
| First National Bank & Trust | Bank | 3.9 | 4.1 | 4.0 | 84% |
| Oklahoma Employees Credit Union | Credit Union | 3.8 | 3.9 | 4.0 | 82% |
| NBC Oklahoma | Bank | 3.7 | 3.8 | 3.9 | 80% |
Stillwater Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Stillwater’s area are Stillwater National Bank, Arvest Bank and First United Bank.
| Lenders | Type | Easy Application (0-5) | Loan Terms & Rate Satisfaction (0-5) | Support & Guidance (0-5) | Recommend % |
|---|---|---|---|---|---|
| Stillwater National Bank | Community Bank | 4.6 | 4.7 | 4.8 | 93% |
| Arvest Bank | Bank | 4.4 | 4.5 | 4.6 | 90% |
| First United Bank | Bank | 4.3 | 4.4 | 4.5 | 88% |
| Bank of Oklahoma | Bank | 4.1 | 4.2 | 4.3 | 86% |
| Communication Federal Credit Union | Credit Union | 4.0 | 4.1 | 4.4 | 85% |
| MidFirst Bank | Bank | 3.9 | 4.0 | 4.1 | 83% |
| Oklahoma State Bank | Community Bank | 3.8 | 3.9 | 4.0 | 81% |
Best Oklahoma Online Mortgage Refinance Lenders
MFP’s Community Lenders Survey most recommended online refinance lenders in Oklahoma’s are Rocket Mortgage, BOK Financial and Better Mortgage.
| Lender (name) | Loan Amounts (range) | APR Range (current market rates) | Loan Terms (years offered) | Easy Application | Rate Satisfaction | Support and Guidance | Recommend % (from 0-100%) |
|---|---|---|---|---|---|---|---|
| Rocket Mortgage | $50,000 – $3,000,000 | 5.70% – 7.20% | 10, 15, 20, 30 | 5 | 4.5 | 5 | 96% |
| BOK Financial | $50,000 – $2,000,000 | 5.65% – 7.15% | 15, 20, 30 | 4.5 | 4.5 | 5 | 94% |
| Better Mortgage | $100,000 – $2,500,000 | 5.75% – 7.25% | 15, 20, 30 | 4.5 | 4.5 | 4.5 | 92% |
| Arvest Bank | $50,000 – $1,500,000 | 5.80% – 7.30% | 15, 20, 30 | 4.5 | 4 | 4.5 | 90% |
| LoanDepot | $50,000 – $3,000,000 | 5.85% – 7.35% | 10, 15, 20, 25, 30 | 4 | 4 | 4.5 | 88% |
| Tinker Federal Credit Union | $50,000 – $750,000 | 5.75% – 7.25% | 10, 15, 20, 30 | 4 | 4 | 4.5 | 86% |
| SoFi | $100,000 – $2,000,000 | 5.90% – 7.40% | 10, 15, 20, 30 | 4 | 3.5 | 4 | 84% |
| MidFirst Bank | $50,000 – $1,000,000 | 5.95% – 7.45% | 15, 20, 30 | 3.5 | 4 | 4 | 83% |
| Chase Bank | $50,000 – $2,000,000 | 6.00% – 7.50% | 10, 15, 20, 30 | 3.5 | 3.5 | 3.5 | 82% |
| Oklahoma Employees Credit Union | $50,000 – $500,000 | 5.85% – 7.35% | 15, 20, 30 | 3.5 | 3.5 | 4 | 81% |
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