The MFP Home Loans Lenders Community Survey gathers Wyoming’s homeowners feedback and lenders recommendations for home loans in the state. Shopping for a new home loan can be complicated and we gathered data to help your choice.
Updated: June 9, 2025
<< Human Powered Recommendations >>
Wyoming Best Home Loan Lenders
Cheyenne, Casper, Gillette, Laramie, Rock Springs, Green River, Evanston, Online lenders.
Wyoming Home Loans Lenders Satisfaction
Performance and satisfaction of home purchase loan lenders across Wyoming by lenders type.
| Lender Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommendation % |
|---|---|---|---|---|
| Credit Unions | 4.34 | 4.34 | 4.39 | 82% |
| Community Banks | 4.34 | 4.34 | 4.42 | 82% |
| Banks | 4.14 | 4.19 | 4.18 | 79% |
| Online Lenders | 4.30 | 4.17 | 4.10 | 91% |
Recommendations are gathered from 697 Wyoming members who shopped and requested a home loan mortgage in the past 12 months:
- Loan Application (0 to 5): How easy it is to apply for the home mortgage loan. How fast can it be done. What’s the amount of information asked. How fast do you get an answer for your loan.
- Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- Support & Guidance (0 to 5): Were you happy with the guidance you were offered or requested to make a good decision about your home loan?
- Recommendation (yes/no): Do you recommend this lender after going through the process?
More Loan Information for Wyoming Homeowners:
Home Refinance Loan Calculator
Loans Comparison Calculator: Heloc, Cash-Out, Home Equity, Renovation.
More Wyoming Homeowners Resources.
Cheyenne Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Cheyenne’s area are Pinnacle Bank, Jonah Bank of Wyoming and ANB Bank.
Pinnacle Bank (92% Recommend)
- Leads with 4.8 in Support & Guidance and perfect 5.0 in Loan Terms & Rate among top 3 lenders.
- Homeowners highlight their personalized mortgage process and immediate rate lock options.
Jonah Bank of Wyoming (89% Recommend)
- Scores 4.7 in both Easy Application and Support & Guidance with competitive 4.6 Loan Terms rating.
- Surveys feedback emphasizes their Wyoming-specific loan programs and same-day pre-approvals.
ANB Bank (85% Recommend)
- Maintains balanced 4.5+ scores across all categories including 4.6 in Easy Application.
- Users consistently mention their flexible underwriting and construction loan expertise.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Pinnacle Bank | Bank | 4.5 | 5.0 | 4.8 | 92% |
| Jonah Bank of Wyoming | Community Bank | 4.7 | 4.6 | 4.7 | 89% |
| ANB Bank | Bank | 4.6 | 4.5 | 4.5 | 85% |
| First Bank of Wyoming | Community Bank | 4.4 | 4.3 | 4.4 | 82% |
| U.S. Bank | Bank | 4.2 | 4.4 | 4.3 | 80% |
| Wells Fargo | Bank | 4.1 | 4.2 | 4.0 | 78% |
| Blue Federal Credit Union | Credit Union | 4.3 | 4.1 | 4.2 | 77% |
| Bank of Jackson Hole | Community Bank | 4.0 | 4.2 | 4.1 | 76% |
| High Country Bank | Bank | 4.1 | 4.0 | 4.2 | 75% |
| Meridian Trust Federal Credit Union | Credit Union | 4.0 | 3.9 | 4.1 | 74% |
Casper Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Casper’s area are Jonah Bank of Wyoming, Western Vista Federal Credit Union, and Pathfinder Federal Credit Union.
Jonah Bank of Wyoming (89% Recommend)
- Leads with 4.7 in both Easy Application and Support & Guidance, plus 4.6 Loan Terms rating among top 3 lenders.
- Homeowners feedback highlight their Wyoming-specific loan programs and same-day pre-approval process.
Western Vista Federal Credit Union (86% Recommend)
- Scores 4.6 in Loan Terms & Rate and maintains balanced 4.5+ scores across all categories.
- Users feedback emphasizes personalized service and competitive rates for first-time homebuyers.
Pathfinder Federal Credit Union (84% Recommend)
- Maintains strong 4.4+ scores in all areas including 4.5 Support & Guidance rating.
- Surveys consistently mention their member-centric approach and digital convenience features.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Jonah Bank of Wyoming | Community Bank | 4.7 | 4.6 | 4.7 | 89% |
| Western Vista Federal Credit Union | Credit Union | 4.5 | 4.6 | 4.5 | 86% |
| Pathfinder Federal Credit Union | Credit Union | 4.4 | 4.5 | 4.5 | 84% |
| StagePoint Federal Credit Union | Credit Union | 4.3 | 4.4 | 4.4 | 82% |
| First Bank of Wyoming | Community Bank | 4.2 | 4.3 | 4.3 | 80% |
| U.S. Bank | Bank | 4.1 | 4.2 | 4.1 | 78% |
| Wells Fargo | Bank | 4.0 | 4.1 | 4.0 | 76% |
| Bank of Jackson Hole | Community Bank | 4.0 | 4.0 | 4.1 | 75% |
| High Country Bank | Bank | 3.9 | 4.0 | 4.0 | 74% |
| Meridian Trust Federal Credit Union | Credit Union | 3.8 | 3.9 | 4.0 | 73% |
Gillette Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Gillette’s area are Pinnacle Bank, Highmark Credit Union, and First Interstate Bank.
Pinnacle Bank (91% Recommend)
- Leads with perfect 5.0 in Loan Terms & Rate and strong 4.7 in Support & Guidance among top lenders.
- Homeowners feedback highlight their straightforward mortgage process and immediate rate lock options.
Highmark Credit Union (88% Recommend)
- Scores 4.6 in both Easy Application and Support & Guidance with competitive 4.5 Loan Terms rating.
- Users feedback emphasizes personalized service and member-focused approach to home financing.
First Interstate Bank (85% Recommend)
- Maintains balanced 4.4+ scores across all categories including 4.5 in Easy Application.
- Surveys always mention their efficient digital application process and local decision-making.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Pinnacle Bank | Bank | 4.5 | 5.0 | 4.7 | 91% |
| Highmark Credit Union | Credit Union | 4.6 | 4.5 | 4.6 | 88% |
| First Interstate Bank | Bank | 4.5 | 4.4 | 4.5 | 85% |
| First Northern Bank of Wyoming | Community Bank | 4.3 | 4.3 | 4.4 | 82% |
| Buffalo Federal Bank | Community Bank | 4.2 | 4.2 | 4.3 | 80% |
| U.S. Bank | Bank | 4.1 | 4.1 | 4.0 | 78% |
| Wells Fargo | Bank | 4.0 | 4.0 | 4.0 | 76% |
| Bank of Jackson Hole | Community Bank | 4.0 | 3.9 | 4.1 | 75% |
| ANB Bank | Bank | 3.9 | 4.0 | 4.0 | 74% |
| First Bank of Wyoming | Community Bank | 3.8 | 3.9 | 4.0 | 73% |
Laramie Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Laramie’s area are StagePoint Federal Credit Union, ACPE Federal Credit Union, and Laramie Plains Federal Credit Union.
StagePoint Federal Credit Union (88% Recommend)
- Leads with 4.7 in Support & Guidance and strong 4.6 in Loan Terms & Rate among top lenders.
- Homeowners feedback highlight their responsive service and efficient digital mortgage application process.
ACPE Federal Credit Union (85% Recommend)
- Scores 4.5 in both Easy Application and Loan Terms with consistent 4.4 in Support & Guidance.
- Users feedback emphasizes their borrower approach and competitive rate offerings.
Laramie Plains Federal Credit Union (83% Recommend)
- Maintains balanced 4.3+ scores across all categories including 4.4 in Easy Application.
- Surveys regularly mention their personalized service and local decision-making.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| StagePoint Federal Credit Union | Credit Union | 4.5 | 4.6 | 4.7 | 88% |
| ACPE Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.4 | 85% |
| Laramie Plains Federal Credit Union | Credit Union | 4.4 | 4.3 | 4.3 | 83% |
| UniWyo Credit Union | Credit Union | 4.2 | 4.2 | 4.3 | 80% |
| First Interstate Bank | Bank | 4.1 | 4.1 | 4.0 | 78% |
| U.S. Bank | Bank | 4.0 | 4.0 | 4.0 | 76% |
| Wells Fargo | Bank | 3.9 | 3.9 | 3.8 | 74% |
| High Country Bank | Bank | 3.8 | 3.8 | 3.9 | 73% |
Rock Springs Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Rock Springs’s area are First Bank of Wyoming, Western Vista Federal Credit Union, and Pinnacle Bank.
First Bank of Wyoming (90% Recommend)
- Leads with 4.8 in Support & Guidance and strong 4.7 in Loan Terms & Rate among top lenders.
- Homeowners feedback highlight their local decision-making process and competitive rate offerings for Wyoming residents.
Western Vista Federal Credit Union (87% Recommend)
- Scores 4.6 in both Easy Application and Loan Terms with consistent 4.5 in Support & Guidance.
- Users feedback emphasizes personalized service and member-focused approach to home financing.
Pinnacle Bank (85% Recommend)
- Maintains balanced 4.5+ scores across all categories including 4.6 in Easy Application.
- Surveys often mention their efficient application process and responsive loan officers.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| First Bank of Wyoming | Community Bank | 4.5 | 4.7 | 4.8 | 90% |
| Western Vista Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.5 | 87% |
| Pinnacle Bank | Bank | 4.6 | 4.5 | 4.5 | 85% |
| Jonah Bank of Wyoming | Community Bank | 4.4 | 4.4 | 4.5 | 83% |
| High Country Bank | Bank | 4.3 | 4.3 | 4.4 | 80% |
| U.S. Bank | Bank | 4.1 | 4.2 | 4.1 | 78% |
| Wells Fargo | Bank | 4.0 | 4.1 | 4.0 | 76% |
| First Interstate Bank | Bank | 4.0 | 4.0 | 4.1 | 75% |
MFP’s Community Lenders Survey most recommended home purchase lenders in Sheridan’s area are First Interstate Bank, Cowboy State Bank, and First Northern Bank of Wyoming.
First Interstate Bank (91% Recommend)
- Leads with 4.8 in Support & Guidance and strong 4.7 in Loan Terms & Rate among top lenders.
- Homeowners feedback highlight their local decision-making process and variety of mortgage programs for different needs.
Cowboy State Bank (88% Recommend)
- Scores 4.6 in both Easy Application and Support & Guidance with competitive 4.5 Loan Terms rating.
- Users feedback point to personalized service and understanding of local homeowners needs.
First Northern Bank of Wyoming (85% Recommend)
- Maintains balanced 4.4+ scores across all categories including 4.5 in Easy Application.
- Surveys always mention their long-standing local presence and individual Users treatment.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| First Interstate Bank | Bank | 4.6 | 4.7 | 4.8 | 91% |
| Cowboy State Bank | Community Bank | 4.6 | 4.5 | 4.6 | 88% |
| First Northern Bank of Wyoming | Community Bank | 4.5 | 4.4 | 4.5 | 85% |
| First Federal Bank & Trust | Bank | 4.3 | 4.3 | 4.4 | 82% |
| Wyoming Community Bank | Community Bank | 4.2 | 4.2 | 4.3 | 80% |
| UniWyo Credit Union | Credit Union | 4.1 | 4.1 | 4.2 | 78% |
| U.S. Bank | Bank | 4.0 | 4.0 | 4.0 | 76% |
| Wells Fargo | Bank | 3.9 | 3.9 | 3.8 | 74% |
Green River Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Green River’s area are WyHy Federal Credit Union, First Bank of Wyoming, and Pinnacle Bank.
WyHy Federal Credit Union (89% Recommend)
- Leads with 4.7 in Support & Guidance and strong 4.6 in Loan Terms & Rate among top lenders.
- Homeowners feedback highlight their personalized mortgage services and local expertise in Wyoming home financing.
First Bank of Wyoming (86% Recommend)
- Scores 4.5 in both Easy Application and Loan Terms with consistent 4.6 in Support & Guidance.
- Users feedback emphasizes their straightforward application process and competitive rate offerings.
Pinnacle Bank (84% Recommend)
- Maintains balanced 4.4+ scores across all categories including 4.5 in Easy Application.
- Surveys consistently mention their responsive loan officers and efficient closing process.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| WyHy Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 89% |
| First Bank of Wyoming | Community Bank | 4.5 | 4.5 | 4.6 | 86% |
| Pinnacle Bank | Bank | 4.5 | 4.4 | 4.5 | 84% |
| Western Vista Federal Credit Union | Credit Union | 4.3 | 4.3 | 4.4 | 81% |
| High Country Bank | Bank | 4.2 | 4.2 | 4.3 | 79% |
| U.S. Bank | Bank | 4.0 | 4.1 | 4.0 | 77% |
| Wells Fargo | Bank | 3.9 | 4.0 | 3.9 | 75% |
| First Interstate Bank | Bank | 3.9 | 3.9 | 4.0 | 74% |
Evanston Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Evanston’s area are Uinta Bank, State Bank, and Buffalo Federal Bank.
Uinta Bank (88% Recommend)
- Leads with 4.7 in Support & Guidance and strong 4.6 in Loan Terms & Rate among top lenders.
- Homeowners feedback highlight their personalized service and community-focused approach to home financing.
State Bank (85% Recommend)
- Scores 4.5 in both Easy Application and Loan Terms with consistent 4.5 in Support & Guidance.
- Users feedback emphasizes their local decision-making and straightforward mortgage process.
Buffalo Federal Bank (83% Recommend)
- Maintains balanced 4.4+ scores across all categories including 4.5 in Support & Guidance.
- Surveys consistently mention their responsive loan officers and competitive rate offerings.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Uinta Bank | Community Bank | 4.6 | 4.6 | 4.7 | 88% |
| State Bank | Community Bank | 4.5 | 4.5 | 4.5 | 85% |
| Buffalo Federal Bank | Bank | 4.4 | 4.4 | 4.5 | 83% |
| First Bank of Wyoming | Community Bank | 4.3 | 4.3 | 4.4 | 80% |
| High Country Bank | Bank | 4.2 | 4.2 | 4.3 | 78% |
| U.S. Bank | Bank | 4.0 | 4.1 | 4.0 | 76% |
| Wells Fargo | Bank | 3.9 | 4.0 | 3.9 | 74% |
| First Interstate Bank | Bank | 3.9 | 3.9 | 4.0 | 73% |
Wyoming Best Online Home Loan Lenders
MFP’s Digital Lenders Survey: Top online home purchase lenders for Wyoming residents are Western Vista Credit Union, Better Mortgage, and Rocket Mortgage.
| Lender | Loan Amounts | APR Range | Loan Terms | Easy Application | Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|---|---|
| Western Vista Credit Union | $50K – $2M | 6.25% – 7.99% | 10/15/20/30 | 5.0 | 4.5 | 5.0 | 98% |
| Better Mortgage | $50K – $4M | 6.50% – 8.00% | 10/15/20/30 | 5.0 | 4.0 | 4.5 | 97% |
| Rocket Mortgage | $50K – $6.5M | 6.25% – 8.75% | 8/15/20/30 | 5.0 | 4.0 | 4.0 | 96% |
| UniWyo Credit Union | $50K – $1.5M | 6.50% – 8.25% | 10/15/20/30 | 4.5 | 4.5 | 4.5 | 95% |
| Black Hills FCU | $75K – $3M | 6.00% – 7.75% | 15/20/30 | 4.5 | 4.5 | 4.0 | 94% |
| Chase Home Lending | $50K – $5M | 6.50% – 8.00% | 7/10/15/20/30 | 4.0 | 4.0 | 4.0 | 93% |
| SoFi | $50K – $5M | 6.75% – 8.25% | 10/15/20/30 | 4.5 | 4.0 | 4.0 | 92% |
| Flagstar Bank | $75K – $3M | 6.25% – 7.75% | 5/10/15/20/30 | 4.0 | 4.5 | 4.0 | 91% |
| First State Bank of Wyoming | $100K – $2M | 6.00% – 7.50% | 10/15/20/30 | 4.0 | 4.5 | 5.0 | 90% |
| PNC Bank | $50K – $5M | 6.75% – 8.25% | 10/15/20/25/30 | 4.0 | 4.0 | 3.5 | 89% |
| Wells Fargo | $50K – $5M | 6.50% – 8.00% | 8/10/15/20/30 | 4.0 | 4.0 | 3.5 | 88% |
| US Bank | $50K – $4M | 6.50% – 8.00% | 10/15/20/30 | 4.0 | 3.5 | 3.5 | 87% |
| Meridian Trust FCU | $50K – $1.5M | 6.30% – 7.80% | 10/15/20/30 | 4.5 | 4.5 | 4.0 | 86% |
| Citibank | $50K – $5M | 6.50% – 8.00% | 10/15/20/30 | 4.0 | 3.5 | 3.5 | 85% |
| WyHy FCU | $100K – $5M | 5.75% – 8.00% | 10/15/20/30 | 3.5 | 4.5 | 4.5 | 84% |
