Loading...Thinking about an FHA loan? You’re in the right place. Whether you’re a first-time homebuyer, planning home renovations, or looking to refinance, our comprehensive guides will help you understand your FHA loan options.
Updated: October 23, 2024
Why Choose an FHA Loan?
FHA loans offer lower down payments for home purchase, flexible credit requirements, and competitive rates for refinancing and home improvements . These government-backed mortgages help tens of thousands of Americans achieve homeownership and home renovations each year.
Explore Our FHA Resources
Types of FHA Loans
- FHA 203(k) Renovation Loans
Want to buy and renovate a home with one loan? Learn how 203(k) loans combine purchase and renovation costs.
>> Read our 203(k) renovation guide
- Title 1 Home Improvement Loans
Discover how to finance home improvements without equity requirements.
>> Explore Title 1 loan options
Refinancing Options
- FHA Cash-Out Refinance
Ready to tap into your home’s equity? Understand your cash-out refinancing options.
>> Learn about FHA cash-out refinancing
- FHA Refinance Options
Compare streamline and rate-term refinance options to find your best path forward.
>> Compare refinance options
Loans Requirements & Costs
- 2025 FHA Loan Requirements
Get up to date on credit scores, down payments, and other eligibility criteria.
>> View current requirements
- FHA Appraisal Guidelines
Understand what makes a property FHA-eligible and what to expect during the appraisal.
>> Read the appraisal guide
- FHA Closing Costs
Know what to expect and learn ways to manage your closing costs.
>> Understand FHA closing costs
Making the Right Choice
- FHA vs. Conventional Loans
Compare loan types to choose the best option for your situation.
>> See loan comparison
- FHA Mortgage Insurance
Learn about required insurance premiums and how they affect your loan.
>> Explore FHA mortgage insurance details
Ready to Get Started?
Our step-by-step application guide helps you navigate the FHA loan process with confidence.
[Start your FHA journey →]
Browse our articles to learn more about each topic. Our guides offer in-depth information, expert tips, and practical advice for your home buying journey.