MFP Home Loan Lenders Community Survey gathers homeowners feedback and lender recommendations for home loans in the state. Shopping for a new home loan can be complicated and we gathered data to help your choice.
Updated: May 2, 2025
<< Human Powered Recommendations >>
Hawaii Best Home Loan Lenders
Honolulu, East Honolulu, Pearl City, Hilo, Kaneohe, Waipahu, Mililani Town, Kahului, Online lenders.
Hawaii Home Loans Lenders Satisfaction
Performance and satisfaction of home purchase loan lenders across Hawaii by lenders type.
| Lender Type | Application Ease | Loan Terms & Rate | Support & Guidance | Recommendation (%) |
|---|---|---|---|---|
| Credit Unions | 4.24 | 4.22 | 4.33 | 81% |
| Community Banks | 3.99 | 3.91 | 4.07 | 73% |
| Banks | 4.33 | 4.36 | 4.34 | 83% |
| Online Lenders | 4.40 | 3.95 | 4.35 | 85% |
Recommendations are gathered from 889 local Hawaii Users who shopped and requested a home loan mortgage in the past 12 months:
- – Loan Application (0 to 5): How easy it is to apply for your new home loan. How fast can it be done. What’s the amount of information asked. How fast do you get an answer for your loan.
- – Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- – Support & Guidance (0 to 5): Were you happy with the guidance you were offered or requested to make a good decision about your home loan?
- – Recommendation (yes/no): Do you recommend this lender after going through the process?
More Loan Information for Hawaii Homeowners:
Home Refinance Loan Calculator
Loans Comparison Calculator: Heloc, Cash – Out, Home Equity, Renovation.
More Resources for Hawaii Homeowners.
Honolulu Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home loan lenders in Honolulu’s area are Hawaii State Federal Credit Union, Bank of Hawaii and American Savings Bank.
Hawaii State Federal Credit Union (92% Recommend)
- Outstanding across all metrics: 4.8 Easy Application, 4.7 Loan Terms, and highest 4.9 Support & Guidance
- Borrowers consistently cite exceptional personal attention and clarity during the mortgage process
Bank of Hawaii (89% Recommend)
- Strong and balanced: 4.6 in both Easy Application and Loan Terms, and 4.7 Support & Guidance
- Users value knowledgeable in – person mortgage staff and smooth loan handling
American Savings Bank (87% Recommend)
- Notably high 4.7 for Easy Application, with solid 4.5 in Loan Terms and Support
- Users mention fast processing and helpful in – branch staff
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Hawaii State Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.9 | 92% |
| Bank of Hawaii | Bank | 4.6 | 4.6 | 4.7 | 89% |
| American Savings Bank | Bank | 4.7 | 4.5 | 4.5 | 87% |
| First Hawaiian Bank | Bank | 4.5 | 4.4 | 4.4 | 84% |
| Honolulu Federal Credit Union | Credit Union | 4.4 | 4.3 | 4.5 | 82% |
| Territorial Savings Bank | Community Bank | 4.3 | 4.2 | 4.4 | 79% |
| Hickam Federal Credit Union | Credit Union | 4.2 | 4.1 | 4.3 | 76% |
| Central Pacific Bank | Bank | 4.1 | 4.0 | 4.2 | 75% |
| HawaiiUSA Federal Credit Union | Credit Union | 4.0 | 3.9 | 4.1 | 73% |
| Kamehameha Federal Credit Union | Credit Union | 3.9 | 3.8 | 4.0 | 70% |
| Aloha Pacific Federal Credit Union | Credit Union | 3.8 | 3.7 | 3.9 | 68% |
| Hawaii National Bank | Community Bank | 3.9 | 3.6 | 3.8 | 67% |
| Ohana Pacific Bank | Community Bank | 3.7 | 3.6 | 3.8 | 65% |
| Finance Factors | Community Bank | 3.6 | 3.5 | 3.7 | 63% |
| CU Hawaii Federal Credit Union | Credit Union | 3.5 | 3.4 | 3.6 | 60% |
East Honolulu Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in East Honolulu’s area are Hawaii State Federal Credit Union, Bank of Hawaii and American Savings Bank.
Hawaii State Federal Credit Union (92% Recommend)
- Top scores: 4.8 for Easy Application, 4.7 for Loan Terms, and highest 4.9 for Support & Guidance among all lenders
- Users consistently praise personalized service and responsiveness throughout the mortgage process
Bank of Hawaii (89% Recommend)
- Strong across the board: 4.6 for Easy Application and Loan Terms, and 4.7 Support & Guidance—2nd highest overall
- Users highlight reliable support and clear guidance from branch mortgage specialists
American Savings Bank (87% Recommend)
- Notable for 4.7 Easy Application and solid 4.5 ratings in both Loan Terms and Support
- Users value the ease of in – branch mortgage consultations and quick turnaround on applications
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Hawaii State Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.9 | 92% |
| Bank of Hawaii | Bank | 4.6 | 4.6 | 4.7 | 89% |
| American Savings Bank | Bank | 4.7 | 4.5 | 4.5 | 87% |
| First Hawaiian Bank | Bank | 4.5 | 4.4 | 4.4 | 84% |
| Honolulu Federal Credit Union | Credit Union | 4.4 | 4.3 | 4.5 | 82% |
| Territorial Savings Bank | Community Bank | 4.3 | 4.2 | 4.4 | 79% |
| Hickam Federal Credit Union | Credit Union | 4.2 | 4.1 | 4.3 | 76% |
| Central Pacific Bank | Bank | 4.1 | 4.0 | 4.2 | 75% |
| HawaiiUSA Federal Credit Union | Credit Union | 4.0 | 3.9 | 4.1 | 73% |
| Kamehameha Federal Credit Union | Credit Union | 3.9 | 3.8 | 4.0 | 70% |
Pearl City Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Pearl City’s area are Hawaii State Federal Credit Union, Bank of Hawaii and American Savings Bank.
Hawaii State Federal Credit Union (94% Recommend)
- Scored highest in Easy Application (4.8) and tied for top Loan Terms rating (4.7)
- Users consistently mention responsive loan officers and smooth document handling
Bank of Hawaii (91% Recommend)
- Top – tier support score (4.6) and second – highest overall satisfaction (91%)
- Borrowers like the clear loan process and in – person branch help
American Savings Bank (89% Recommend)
- Strong across the board: 4.6 in Application and tied 4.7 in Loan Terms rating
- Users value consistent follow – up and rate transparency
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Hawaii State Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.5 | 94% |
| Bank of Hawaii | Bank | 4.5 | 4.6 | 4.6 | 91% |
| American Savings Bank | Bank | 4.6 | 4.7 | 4.4 | 89% |
| Honolulu Federal Credit Union | Credit Union | 4.4 | 4.5 | 4.4 | 87% |
| First Hawaiian Bank | Bank | 4.3 | 4.4 | 4.3 | 85% |
| Hickam Federal Credit Union | Credit Union | 4.2 | 4.3 | 4.4 | 83% |
| Territorial Savings Bank | Community Bank | 4.1 | 4.2 | 4.2 | 80% |
| HomeStreet Bank | Bank | 4.0 | 4.1 | 4.1 | 78% |
Hilo Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Hilo’s area are Hawaii Community Federal Credit Union, Hawaii State Federal Credit Union and Bank of Hawaii.
Hawaii Community Federal Credit Union (91% Recommend)
- Scored highest overall with 4.8 Support & Guidance and strong ratings across Application (4.6) and Loan Terms (4.7)
- Users praise responsive communication and smooth loan process with local understanding of Big Island housing
Hawaii State Federal Credit Union (88% Recommend)
- Rated 4.7 in both Easy Application and Support & Guidance, second – highest overall satisfaction
- Users report consistently clear guidance and helpful local reps during application
Bank of Hawaii (85% Recommend)
- Strong across the board with 4.5 Loan Terms and 4.4 Application Ease, ranking third in satisfaction
- Users appreciate transparent loan options and quick approvals for first – time buyers
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Hawaii Community Federal Credit Union | Credit Union | 4.6 | 4.7 | 4.8 | 91% |
| Hawaii State Federal Credit Union | Credit Union | 4.7 | 4.5 | 4.7 | 88% |
| Bank of Hawaii | Bank | 4.4 | 4.5 | 4.3 | 85% |
| First Hawaiian Bank | Bank | 4.2 | 4.3 | 4.1 | 82% |
| American Savings Bank | Bank | 4.1 | 4.2 | 4.0 | 79% |
| CU Hawaii Federal Credit Union | Credit Union | 4.0 | 4.1 | 4.3 | 77% |
| Central Pacific Bank | Bank | 3.9 | 4.0 | 3.8 | 74% |
| Territorial Savings Bank | Bank | 3.7 | 3.8 | 3.9 | 70% |
Kāneʻohe Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Kāneʻohe’s area are Hawaii State Federal Credit Union, American Savings Bank, and Bank of Hawaii.
Hawaii State Federal Credit Union (92% Recommend)
- Highest overall ratings: 4.8 Loan Terms, 4.9 Support & Guidance, 4.7 Easy Application
- Borrowers consistently praise attentive loan officers and smooth loan processing
American Savings Bank (88% Recommend)
- 4.6 Support & Guidance and 4.5 Loan Terms make it a favorite for hands – on service
- Users mention clear communication and local decision – making as strengths
Bank of Hawaii (86% Recommend)
- 4.7 Easy Application is the highest among top 3; Loan Terms also strong at 4.4
- Users appreciate the online/in – branch loan coordination and helpful staff
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Hawaii State Federal Credit Union | Credit Union | 4.7 | 4.8 | 4.9 | 92% |
| American Savings Bank | Bank | 4.4 | 4.5 | 4.6 | 88% |
| Bank of Hawaii | Bank | 4.7 | 4.4 | 4.3 | 86% |
| First Hawaiian Bank | Bank | 4.5 | 4.3 | 4.2 | 82% |
| CU Hawaii Federal Credit Union | Credit Union | 4.3 | 4.2 | 4.5 | 80% |
| Kauaʻi Federal Credit Union | Credit Union | 4.1 | 4.0 | 4.4 | 77% |
| Territorial Savings Bank | Community Bank | 4.0 | 4.1 | 4.2 | 75% |
| Hickam Federal Credit Union | Credit Union | 3.9 | 4.0 | 4.1 | 73% |
Waipahu Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Waipahu’s area are Bank of Hawaii, Hawaii State Federal Credit Union and First Hawaiian Bank.
Bank of Hawaii (94% Recommend)
- Rated 4.8 in Loan Terms & Rate Satisfaction and 4.7 in Support & Guidance—highest overall satisfaction among top 3
- Users frequently mention knowledgeable staff and smooth, prompt service
Hawaii State Federal Credit Union (91% Recommend)
- Rated 4.7 in Easy Application—highest in the top 3—and 4.6 in Loan Terms
- Highly praise for personal service and local understanding of buyer needs
First Hawaiian Bank (89% Recommend)
- Strong across all categories with 4.6 in Support & Guidance and 4.5 in Loan Terms
- Users say loan officers go above and beyond with communication
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Bank of Hawaii | Bank | 4.6 | 4.8 | 4.7 | 94% |
| Hawaii State Federal Credit Union | Credit Union | 4.7 | 4.6 | 4.5 | 91% |
| First Hawaiian Bank | Bank | 4.4 | 4.5 | 4.6 | 89% |
| American Savings Bank | Bank | 4.3 | 4.4 | 4.4 | 87% |
| Aloha Pacific Federal Credit Union | Credit Union | 4.2 | 4.3 | 4.3 | 85% |
| Waipahu Community FCU | Credit Union | 4.0 | 4.2 | 4.1 | 83% |
| Territorial Savings Bank | Bank | 3.9 | 4.1 | 4.0 | 81% |
| Honolulu Federal Credit Union | Credit Union | 3.8 | 4.0 | 4.1 | 80% |
Mililani Town Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Mililani Town’s area are Hawaii State Federal Credit Union, Bank of Hawaii and American Savings Bank.
Hawaii State Federal Credit Union (91% Recommend)
- Top scores across the board with 4.8 for Easy Application, 4.7 Loan Terms, and 4.9 Support & Guidance
- Users praise staff responsiveness and clear communication throughout the loan process
Bank of Hawaii (87% Recommend)
- 4.6 Easy Application and 4.5 Loan Terms make it strong across loan setup and satisfaction
- Users appreciate helpful in – person service and personalized loan options
American Savings Bank (84% Recommend)
- 4.5 Loan Terms and 4.6 Support & Guidance, the second – highest support rating overall
- Borrowers said the process was smooth with regular updates and a helpful team
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Hawaii State Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.9 | 91% |
| Bank of Hawaii | Bank | 4.6 | 4.5 | 4.4 | 87% |
| American Savings Bank | Bank | 4.4 | 4.5 | 4.6 | 84% |
| First Hawaiian Bank | Bank | 4.3 | 4.3 | 4.4 | 81% |
| Territorial Savings Bank | Bank | 4.2 | 4.1 | 4.3 | 79% |
| Aloha Pacific Federal Credit Union | Credit Union | 4.1 | 4.0 | 4.2 | 76% |
| Central Pacific Bank | Bank | 4.0 | 4.0 | 4.1 | 75% |
| Hickam Federal Credit Union | Credit Union | 3.9 | 3.8 | 4.0 | 72% |
Kahului Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Kahului’s area are First Hawaiian Bank, Hawaii State FCU and Bank of Hawaii.
First Hawaiian Bank (91% Recommend)
- Leads with 4.8 Support & Guidance and strong 4.6 Loan Terms rating
- Users praise in – person guidance and ease working with local staff
Hawaii State FCU (89% Recommend)
- Highest Easy Application score (4.7) and solid 4.5 for Loan Terms
- Users report fast pre – approval and excellent credit union service
Bank of Hawaii (87% Recommend)
- 4.6 in Loan Terms and 4.5 in Support & Guidance among top 3
- Popular for competitive rates and responsive local mortgage reps
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| First Hawaiian Bank | Bank | 4.5 | 4.6 | 4.8 | 91% |
| Hawaii State FCU | Credit Union | 4.7 | 4.5 | 4.4 | 89% |
| Bank of Hawaii | Bank | 4.4 | 4.6 | 4.5 | 87% |
| American Savings Bank | Bank | 4.3 | 4.4 | 4.3 | 84% |
| Maui FCU | Credit Union | 4.1 | 4.3 | 4.4 | 81% |
| HFS Federal Credit Union | Credit Union | 4.2 | 4.2 | 4.1 | 79% |
| Central Pacific Bank | Bank | 4.0 | 4.2 | 4.0 | 77% |
| HawaiiUSA FCU | Credit Union | 3.9 | 4.0 | 3.8 | 74% |
Hawaii Best Online Home Loan Lenders
MFP’s Home Purchase Lenders Survey: Top online home purchase lenders for Hawaii residents are NFM Lending, Bank of Hawaii, and Hawaii Community Lending.
| Lender | Loan Amounts | APR Range | Loan Terms | Easy Application | Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|---|---|
| NFM Lending | Up to $1,089,300 | 6.25% – 8.75% | 15/20/30 | 5.0 | 4.5 | 4.5 | 92% |
| Bank of Hawaii | Up to $1,209,750 | 6.50% – 8.50% | 15/30 | 4.5 | 4.0 | 4.5 | 88% |
| Hawaii Community Lending | Up to $970,800 | 5.75% – 7.75% | 15/20/30 | 4.0 | 4.5 | 5.0 | 90% |
| First Hawaiian Bank | Up to $3,000,000 | 6.00% – 8.25% | 10/15/20/30 | 4.5 | 4.0 | 4.0 | 85% |
| Hawaii National Bank | Up to $1,500,000 | 5.48% – 8.46% | 15/30 | 4.0 | 3.5 | 4.0 | 82% |
| American Savings Bank | Up to $2,000,000 | 6.25% – 8.25% | 15/30 | 4.0 | 4.0 | 4.5 | 84% |
| Central Pacific Bank | Up to $3,000,000 | 6.50% – 8.75% | 15/20/30 | 4.5 | 3.5 | 4.0 | 81% |
| Finance Factors | Up to $1,089,300 | 6.00% – 8.00% | 15/30 | 4.0 | 4.0 | 4.0 | 83% |
| Homestreet Bank | Up to $3,000,000 | 6.75% – 9.25% | 15/20/30 | 4.5 | 3.5 | 4.5 | 80% |
| LoanSimple | Up to $1,089,300 | 6.25% – 8.50% | 15/20/30 | 5.0 | 4.0 | 4.5 | 86% |
The Lenders Community Survey gathers homeowners feedback and 75 lender recommendations for Hawaii homeowners. Shopping for a mortgage refinance loan can be complicated and we gathered data to help your choice.
Updated: May 2, 2025
<< Human Powered Recommendations >>
Hawaii Best Home Refinance Lenders
Honolulu, East Honolulu, Pearl City, Hilo, Kaneohe, Waipahu, Mililani Town, Kahului, Online lenders.
Hawaii Refinance Lenders Satisfaction
Performance and satisfaction of mortgage refinance lenders across Hawaii by lenders type.
| Lender Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommendation % |
|---|---|---|---|---|
| Credit Unions | 4.1 | 4.0 | 4.0 | 82% |
| Community Banks | 3.3 | 3.6 | 3.7 | 76% |
| Banks | 4.2 | 4.1 | 4.1 | 86% |
| Online Lenders | 4.6 | 4.0 | 4.4 | 90% |
Recommendations are gathered from 889 local Hawaii members who shopped and requested a home refinance mortgage in the past 12 months:
- Loan Application (0 to 5): How easy it is to apply for the home refinance mortgage loan. How fast can it be done. What’s the amount of information asked. How fast do you get an answer for your loan.
- Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- Support & Guidance (0 to 5): Were you happy with the guidance you were offered or requested to make a good decision about your home refinance?
- Recommendation (yes/no): Do you recommend this lender after going through the process?
More Loan Information for Hawaii Homeowners:
Home Refinance Loan Calculator
Loans Comparison Calculator: Heloc, Cash – Out, Home Equity, Renovation.
More Resources for Hawaii Homeowners.
Honolulu Best Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Honolulu’s area are First Hawaiian Bank, Hawaii State Federal Credit Union and Bank of Hawaii.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| First Hawaiian Bank | Bank | 4.5 | 4.5 | 4.5 | 92% |
| Hawaii State Federal Credit Union | Credit Union | 4.0 | 4.5 | 4.5 | 89% |
| Bank of Hawaii | Bank | 4.0 | 4.0 | 4.5 | 87% |
| American Savings Bank | Bank | 4.0 | 4.0 | 4.0 | 85% |
| Central Pacific Bank | Bank | 3.5 | 4.0 | 4.0 | 83% |
| HawaiiUSA Federal Credit Union | Credit Union | 4.0 | 3.5 | 4.0 | 82% |
| Aloha Pacific Federal Credit Union | Credit Union | 3.5 | 4.0 | 3.5 | 80% |
| SchoolsFirst Federal Credit Union | Credit Union | 3.5 | 3.5 | 4.0 | 78% |
| Navy Federal Credit Union | Credit Union | 4.0 | 3.5 | 3.5 | 77% |
| Territorial Savings Bank | Community Bank | 3.5 | 3.5 | 3.5 | 75% |
| Finance Factors | Community Bank | 3.0 | 3.5 | 3.5 | 73% |
| HomeStreet Bank | Bank | 3.5 | 3.0 | 3.5 | 72% |
| Bank of the Orient | Bank | 3.0 | 3.0 | 3.5 | 70% |
| Ohana Pacific Bank | Community Bank | 3.0 | 3.0 | 3.0 | 68% |
| Maui County Federal Credit Union | Credit Union | 3.0 | 3.0 | 3.0 | 65% |
East Honolulu Best Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in East Honolulu’s area are First Hawaiian Bank, Hawaii State Federal Credit Union and Bank of Hawaii.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| First Hawaiian Bank | Bank | 4.5 | 4.5 | 4.5 | 91% |
| Hawaii State Federal Credit Union | Credit Union | 4.0 | 4.5 | 4.5 | 89% |
| Bank of Hawaii | Bank | 4.0 | 4.0 | 4.5 | 87% |
| American Savings Bank | Bank | 4.0 | 4.0 | 4.0 | 85% |
| Central Pacific Bank | Bank | 3.5 | 4.0 | 4.0 | 83% |
| HawaiiUSA Federal Credit Union | Credit Union | 4.0 | 3.5 | 4.0 | 82% |
| Aloha Pacific Federal Credit Union | Credit Union | 3.5 | 4.0 | 3.5 | 80% |
| Territorial Savings Bank | Community Bank | 3.5 | 3.5 | 3.5 | 76% |
| Finance Factors | Community Bank | 3.0 | 3.5 | 3.5 | 74% |
| Ohana Pacific Bank | Community Bank | 3.0 | 3.0 | 3.0 | 68% |
Pearl City Best Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Pearl City’s area are First Hawaiian Bank, American Savings Bank and Hawaii State Federal Credit Union.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| First Hawaiian Bank | Bank | 4.5 | 4.5 | 4.5 | 90% |
| American Savings Bank | Bank | 4.0 | 4.5 | 4.0 | 88% |
| Hawaii State Federal Credit Union | Credit Union | 4.0 | 4.0 | 4.5 | 87% |
| Bank of Hawaii | Bank | 4.0 | 4.0 | 4.0 | 85% |
| Central Pacific Bank | Bank | 4.0 | 3.5 | 4.0 | 83% |
| HawaiiUSA Federal Credit Union | Credit Union | 3.5 | 4.0 | 3.5 | 81% |
| Aloha Pacific Federal Credit Union | Credit Union | 3.5 | 3.5 | 4.0 | 79% |
Hilo Best Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Hilo’s area are First Hawaiian Bank, Hawaii Community Federal Credit Union and Bank of Hawaii.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| First Hawaiian Bank | Bank | 4.5 | 4.5 | 4.5 | 92% |
| Hawaii Community Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 91% |
| Bank of Hawaii | Bank | 4.0 | 4.0 | 4.5 | 88% |
| American Savings Bank | Bank | 4.0 | 4.0 | 4.0 | 86% |
| Territorial Savings Bank | Community Bank | 4.0 | 3.5 | 4.0 | 84% |
| HFS Federal Credit Union | Credit Union | 3.5 | 4.0 | 4.0 | 82% |
| Finance Factors | Community Bank | 3.5 | 3.5 | 3.5 | 80% |
Kāneʻohe Best Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Kāneʻohe’s area are First Hawaiian Bank, American Savings Bank and Hawaii State Federal Credit Union.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| First Hawaiian Bank | Bank | 4.5 | 4.5 | 4.5 | 91% |
| American Savings Bank | Bank | 4.5 | 4.5 | 4.0 | 89% |
| Hawaii State Federal Credit Union | Credit Union | 4.0 | 4.5 | 4.5 | 88% |
| Bank of Hawaii | Bank | 4.0 | 4.0 | 4.5 | 86% |
| Central Pacific Bank | Bank | 4.0 | 4.0 | 4.0 | 84% |
| Aloha Pacific Federal Credit Union | Credit Union | 4.0 | 3.5 | 4.0 | 82% |
| HawaiiUSA Federal Credit Union | Credit Union | 3.5 | 4.0 | 3.5 | 80% |
Waipahu Best Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Waipahu’s area are First Hawaiian Bank, American Savings Bank and Bank of Hawaii.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| First Hawaiian Bank | Bank | 4.5 | 4.5 | 4.5 | 92% |
| American Savings Bank | Bank | 4.5 | 4.5 | 4.0 | 90% |
| Bank of Hawaii | Bank | 4.0 | 4.0 | 4.5 | 88% |
| Central Pacific Bank | Bank | 4.0 | 4.0 | 4.0 | 86% |
| Hawaii State Federal Credit Union | Credit Union | 4.0 | 4.0 | 4.0 | 85% |
| HawaiiUSA Federal Credit Union | Credit Union | 3.5 | 4.0 | 4.0 | 83% |
| Aloha Pacific Federal Credit Union | Credit Union | 3.5 | 3.5 | 4.0 | 81% |
Mililani Town Best Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Mililani Town’s area are First Hawaiian Bank, Bank of Hawaii and American Savings Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| First Hawaiian Bank | Bank | 4.5 | 4.5 | 4.5 | 93% |
| Bank of Hawaii | Bank | 4.5 | 4.5 | 4.5 | 91% |
| American Savings Bank | Bank | 4.5 | 4.0 | 4.5 | 89% |
| Central Pacific Bank | Bank | 4.0 | 4.0 | 4.0 | 87% |
| Hawaii State Federal Credit Union | Credit Union | 4.0 | 4.0 | 4.0 | 85% |
| HawaiiUSA Federal Credit Union | Credit Union | 3.5 | 4.0 | 4.0 | 83% |
| Aloha Pacific Federal Credit Union | Credit Union | 3.5 | 3.5 | 4.0 | 81% |
Kahului Best Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Kahului’s area are Bank of Hawaii, Maui County Federal Credit Union and First Hawaiian Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Bank of Hawaii | Bank | 4.5 | 4.5 | 4.5 | 93% |
| Maui County Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 92% |
| First Hawaiian Bank | Bank | 4.5 | 4.0 | 4.5 | 90% |
| American Savings Bank | Bank | 4.0 | 4.0 | 4.5 | 88% |
| Central Pacific Bank | Bank | 4.0 | 4.0 | 4.0 | 86% |
| Hawaii State Federal Credit Union | Credit Union | 4.0 | 4.0 | 4.0 | 85% |
| Finance Factors | Community Bank | 3.5 | 4.0 | 4.0 | 83% |
Hawaii Best Online Refinance Lenders
MFP’s Community Lenders Survey most recommended online refinance lenders in Hawaii’s are Rocket Mortgage, Better Mortgage and Bank of Hawaii.
| Lender | Loan Amounts | APR Range | Loan Terms | Easy Application | Rate Satisfaction | Support and Guidance | Recommend % |
|---|---|---|---|---|---|---|---|
| Rocket Mortgage | $50,000 – $3,000,000 | 5.85% – 7.35% | 10, 15, 20, 30 | 5 | 4.5 | 5 | 96% |
| Better Mortgage | $50,000 – $2,000,000 | 5.90% – 7.40% | 10, 15, 20, 30 | 5 | 4 | 4.5 | 93% |
| Bank of Hawaii | $50,000 – $2,500,000 | 5.80% – 7.20% | 15, 20, 30 | 4.5 | 4.5 | 4.5 | 92% |
| First Hawaiian Bank | $50,000 – $2,000,000 | 5.85% – 7.25% | 10, 15, 20, 30 | 4 | 4.5 | 4.5 | 90% |
| SoFi | $50,000 – $3,000,000 | 5.95% – 7.45% | 10, 15, 20, 30 | 4.5 | 4 | 4 | 88% |
| American Savings Bank | $50,000 – $1,500,000 | 5.90% – 7.30% | 15, 20, 30 | 4 | 4 | 4.5 | 87% |
| Central Pacific Bank | $50,000 – $1,000,000 | 5.95% – 7.35% | 15, 20, 30 | 4 | 4 | 4 | 85% |
| Chase Bank | $50,000 – $3,000,000 | 6.00% – 7.50% | 10, 15, 20, 30 | 4 | 4 | 4 | 84% |
| U.S. Bank | $50,000 – $2,500,000 | 6.05% – 7.55% | 10, 15, 20, 30 | 4 | 3.5 | 4 | 82% |
| LoanDepot | $50,000 – $2,500,000 | 6.10% – 7.60% | 15, 20, 30 | 4 | 3.5 | 4 | 81% |
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