Find South Carolina car insurance cost for both new and used cars by auto values, deductibles and credit scores. Once ready, see the best local and statewide car insurers.
Car insurance in South Carolina often costs more than the national average. Drivers here deal with a mix of busy travel corridors, fast-growing metro areas, and storm risks that push claim costs higher. Traffic along I-95 and I-26, coastal weather, and a higher share of uninsured drivers all play a role in shaping what drivers pay across the state.
South Carolina’s 25/50/25 Rule: What It Covers
South Carolina New Car Insurance Costs
South Carolina Used Car Insurance Costs
How Credit History Influences South Carolina Car Insurance Prices
Why South Carolina’s Minimums Can Leave You Paying the Difference
What Shapes South Carolina Rates
How South Carolina Drivers Can Bring Their Rates Down
Curious about car financing? See real South Carolina car loan rates shared by our community. Find also South Carolina best car loan lenders in your area (also community recommended).
South Carolina’s 25/50/25 Rule: What It Covers
South Carolina law requires drivers to carry liability coverage and coverage for injuries caused by uninsured drivers. These parts of your policy help pay for damage and medical bills when a crash happens.
- $25,000 for injuries to one person. This pays for medical bills if you hurt someone in a crash.
- $50,000 for injuries to more than one person in a single crash. This is the total amount your insurance will pay for all injured people combined.
- $25,000 for property damage. This pays to fix or replace what you damage, like another car, a fence, or a building.
- $25,000/$50,000 for injuries caused by an uninsured driver. This helps when the other driver has no insurance.
South Carolina does not require personal injury coverage for your own medical bills. Health insurance usually handles those costs unless you add extra protection to your auto policy.
MFP Tip: Beach traffic and tourist seasons raise the chance of crashes. Higher property damage limits can help protect you when out-of-state drivers are involved.
South Carolina New Car Insurance Costs
Your new auto price depends on the value of your car, how much coverage you choose, and your credit history. New cars often cost more to insure because repairs and replacement parts are more expensive.
| Car Value | Coverage | 750+ (Excellent) |
700–749 (Good) |
650–699 (Fair) |
600–649 (Below Fair) |
|---|---|---|---|---|---|
| Over $60K | Full | $341 | $396 | $432 | $697 |
| Standard | $286 | $333 | $363 | $585 | |
| Liability only | $203 | $236 | $258 | $416 | |
| $40K-$60K | Full | $288 | $335 | $366 | $590 |
| Standard | $240 | $279 | $304 | $491 | |
| Liability only | $174 | $202 | $220 | $356 | |
| $25K-$40K | Full | $252 | $293 | $319 | $515 |
| Standard | $209 | $243 | $265 | $427 | |
| Liability only | $154 | $179 | $195 | $316 | |
| Below $25K | Full | $221 | $257 | $280 | $452 |
| Standard | $182 | $211 | $230 | $372 | |
| Liability only | $136 | $158 | $172 | $278 |
South Carolina Used Car Insurance Costs
Used cars may cost less to insure, but dropping coverage for your own car can leave you paying out of pocket after a crash, a theft, or storm damage.
| Car Value | Coverage | 750+ (Excellent) |
700–749 (Good) |
650–699 (Fair) |
600–649 (Below Fair) |
|---|---|---|---|---|---|
| Over $40K | Full | $258 | $299 | $326 | $527 |
| Standard | $215 | $250 | $272 | $440 | |
| Liability only | $156 | $181 | $197 | $318 | |
| $15K-$40K | Full | $215 | $250 | $272 | $440 |
| Standard | $178 | $207 | $226 | $364 | |
| Liability only | $132 | $153 | $167 | $270 | |
| Below $15K | Full | $180 | $210 | $229 | $369 |
| Standard | $147 | $171 | $187 | $301 | |
| Liability only | $112 | $130 | $142 | $230 |
Most insurers group policies into three coverage levels:
- Full: Includes liability plus coverage for damage to your own car, even if you cause the crash or weather damages your vehicle.
- Standard: Higher liability limits than the state minimum, with or without coverage for your own car.
- Liability Only: Covers injuries and damage you cause to others, but not your own car.
How Credit History Influences South Carolina Car Insurance Prices
In South Carolina, insurers are allowed to use your credit history when setting your price. Drivers with strong credit often pay less, while drivers with below-fair credit usually pay much more for the same coverage.
In many cases, a driver with weak credit can pay 50 to 65 percent more than a driver with excellent credit, even if both have similar cars and clean driving records.
MFP Tip: If your credit improves, request a new quote before your renewal date. An updated credit history can lead to a lower bill.
Finding the Right Coverage
If you finance or lease a new car, your lender will require coverage that pays to repair or replace your car after a crash or storm. This protects their investment until the loan is paid off.
Gap insurance can help during the early years of a loan. If your car is totaled, it covers the difference between what your car is worth and what you still owe.
For used cars, the 10 percent test can guide your choice. If your yearly coverage cost is more than 10 percent of your car’s value, you may want to keep only liability and drop coverage for your own car.
Why South Carolina’s Minimums Can Leave You Paying the Difference
When You Damage Someone’s Property
Many vehicles on South Carolina roads cost far more than $25,000 to repair. If your limit runs out, the rest of the bill can fall on you.
If You Injure Someone
Medical care and missed work can push costs past $25,000 for a single person. If more than one person is hurt, the $50,000 total limit has to cover everyone.
When an Uninsured Driver Hits You
About one in eight South Carolina drivers is uninsured. Coverage for injuries and damage to your own car can help when the other driver cannot pay.
What Shapes South Carolina Rates
South Carolina uses an at-fault system. The driver who causes the crash is responsible for injuries and damage, which makes strong liability limits more valuable.
Tropical storms and heavy rain along the coast raise the risk of flooding and car damage. Hail and strong winds can also lead to claims inland.
Traffic around Charleston, Columbia, Greenville, and major highways like I-95 and I-26 increases the chance of minor crashes and repair costs.
How South Carolina Drivers Can Bring Their Rates Down
- Bundle policies. Putting home or renters insurance with the same company can lead to lower prices.
- Take a defensive driving course. Some insurers offer discounts for approved classes.
- Use safe-driver tracking programs. These track how you drive and can lower your rate if you avoid hard braking and late-night trips.
- Compare quotes. Prices can vary widely between companies for the same driver and car.
- Raise your deductible. This is the amount you pay out of pocket before insurance kicks in.
MFP Tip: If you live near the coast, ask about storm and flood claim trends in your ZIP code. Some insurers adjust prices by area.
What to Do After Buying a Car in South Carolina
You need insurance in place before you can register your vehicle. Dealers often submit paperwork for new cars, while private sales leave the steps to you.
Registration and title work go through the South Carolina Department of Motor Vehicles. New residents and in-state buyers have a short window to complete the process.
Review your coverage once a year. As your car’s value drops, you may be able to adjust your policy and lower your costs.
South Carolina Best Car Insurance
See South Carolina best local insurers by metro areas based on community recommendations
Charleston, Columbia, North Charleston, Mount Pleasant, Rock Hill, Greenville, Summerville, Goose Creek, Greer, Sumter, Myrtle Beach
Charleston Best Car Insurers
MFP’s Community Car Insurance Survey most recommended auto insurance companies in Charleston’s area are C.T. Lowndes & Company, South Carolina Farm Bureau Insurance and State Farm.
C.T. Lowndes & Company (89% Recommend)
- C.T. Lowndes & Company scores 4.7 Easy Application, 4.6 Terms & Premium Satisfaction and 4.9 Support & Guidance, the highest Support & Guidance among Charleston’s top 3.
- Drivers can work with a long-time local agency that compares companies and helps explain coverage before they buy.
South Carolina Farm Bureau Insurance (85% Recommend)
- South Carolina Farm Bureau Insurance has 4.3 Easy Application, 4.6 Terms & Premium Satisfaction and 4.6 Support & Guidance, matching C.T. Lowndes on Terms & Premium Satisfaction.
- It is a strong fit for drivers who want a South Carolina insurer and a local agent to call when questions come up.
State Farm (81% Recommend)
- State Farm scores 4.5 Easy Application, 4.2 Terms & Premium Satisfaction and 4.3 Support & Guidance, giving it the strongest Easy Application among Charleston’s top 3.
- State Farm works well for drivers who want a familiar company and a local office for quote and policy help.
| Insurer | Type | Easy Application | Terms & Premium Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| C.T. Lowndes & Company | Agency | 4.7 | 4.6 | 4.9 | 89% |
| South Carolina Farm Bureau Insurance | Insurer | 4.3 | 4.6 | 4.6 | 85% |
| State Farm | Insurer | 4.5 | 4.2 | 4.3 | 81% |
| Auto-Owners Insurance | Insurer | 4.2 | 4.4 | 4.4 | 80% |
| Travelers | Insurer | 4.2 | 4.2 | 4.1 | 79% |
| Progressive | Insurer | 4.7 | 4.2 | 4.1 | 79% |
| GEICO | Insurer | 4.8 | 4.2 | 4.0 | 78% |
| Allstate | Insurer | 4.3 | 4.1 | 4.2 | 77% |
| Nationwide | Insurer | 4.3 | 4.1 | 4.1 | 76% |
| Farmers Insurance | Insurer | 4.2 | 4.0 | 4.1 | 75% |
| Liberty Mutual | Insurer | 4.3 | 3.9 | 4.0 | 74% |
| American National | Insurer | 4.1 | 4.1 | 4.1 | 74% |
| National General | Insurer | 4.2 | 4.0 | 4.0 | 73% |
| Direct Auto Insurance | Insurer | 4.4 | 3.9 | 4.0 | 72% |
| Acceptance Insurance | Agency | 4.3 | 3.9 | 4.0 | 72% |
Columbia Best Car Insurers
MFP’s Community Car Insurance Survey most recommended auto insurance companies in Columbia’s area are South Carolina Farm Bureau Insurance, Turbeville Insurance Agency and State Farm.
South Carolina Farm Bureau Insurance (87% Recommend)
- South Carolina Farm Bureau Insurance scores 4.3 Easy Application, 4.7 Terms & Premium Satisfaction and 4.7 Support & Guidance, the highest Terms and Support scores among Columbia’s top 3.
- It is a strong match for Columbia drivers who want a South Carolina insurer and local agent help.
Turbeville Insurance Agency (86% Recommend)
- Turbeville Insurance Agency has 4.6 Easy Application, 4.5 Terms & Premium Satisfaction and 4.8 Support & Guidance, the strongest Easy Application and Support score among the top 3.
- Drivers can use the agency to compare coverage choices and get help understanding which policy fits best.
State Farm (81% Recommend)
- State Farm scores 4.5 Easy Application, 4.2 Terms & Premium Satisfaction and 4.3 Support & Guidance, with easier application than South Carolina Farm Bureau.
- State Farm works well for drivers who want a familiar insurer and a nearby office they can contact.
| Insurer | Type | Easy Application | Terms & Premium Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| South Carolina Farm Bureau Insurance | Insurer | 4.3 | 4.7 | 4.7 | 87% |
| Turbeville Insurance Agency | Agency | 4.6 | 4.5 | 4.8 | 86% |
| State Farm | Insurer | 4.5 | 4.2 | 4.3 | 81% |
| Auto-Owners Insurance | Insurer | 4.2 | 4.4 | 4.4 | 80% |
| Progressive | Insurer | 4.7 | 4.2 | 4.1 | 79% |
| GEICO | Insurer | 4.8 | 4.2 | 4.0 | 78% |
| Travelers | Insurer | 4.2 | 4.2 | 4.1 | 78% |
| Allstate | Insurer | 4.3 | 4.1 | 4.2 | 77% |
| Nationwide | Insurer | 4.3 | 4.1 | 4.1 | 76% |
| Farmers Insurance | Insurer | 4.2 | 4.0 | 4.1 | 75% |
| Liberty Mutual | Insurer | 4.3 | 3.9 | 4.0 | 74% |
| American National | Insurer | 4.1 | 4.1 | 4.1 | 74% |
| Direct Auto Insurance | Insurer | 4.4 | 3.9 | 4.0 | 73% |
| National General | Insurer | 4.2 | 4.0 | 4.0 | 72% |
| Acceptance Insurance | Agency | 4.3 | 3.9 | 4.0 | 72% |
North Charleston Best Car Insurers
MFP’s Community Car Insurance Survey most recommended auto insurance companies in North Charleston’s area are C.T. Lowndes & Company, South Carolina Farm Bureau Insurance and Auto-Owners Insurance.
C.T. Lowndes & Company (88% Recommend)
- C.T. Lowndes & Company scores 4.6 Easy Application, 4.6 Terms & Premium Satisfaction and 4.9 Support & Guidance, the highest Support & Guidance among North Charleston’s top 3.
- Drivers can get local help comparing companies, which is useful when coverage and price differences are not obvious.
South Carolina Farm Bureau Insurance (85% Recommend)
- South Carolina Farm Bureau Insurance has 4.3 Easy Application, 4.6 Terms & Premium Satisfaction and 4.6 Support & Guidance, matching C.T. Lowndes on Terms.
- It is a good fit for drivers who want a South Carolina insurer and an agent who understands the local market.
Auto-Owners Insurance (80% Recommend)
- Auto-Owners Insurance scores 4.2 Easy Application, 4.4 Terms & Premium Satisfaction and 4.4 Support & Guidance, 0.2 below Farm Bureau on Terms and Support.
- Auto-Owners works well for drivers who prefer buying through an agent and want help with coverage choices.
| Insurer | Type | Easy Application | Terms & Premium Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| C.T. Lowndes & Company | Agency | 4.6 | 4.6 | 4.9 | 88% |
| South Carolina Farm Bureau Insurance | Insurer | 4.3 | 4.6 | 4.6 | 85% |
| Auto-Owners Insurance | Insurer | 4.2 | 4.4 | 4.4 | 80% |
| State Farm | Insurer | 4.5 | 4.2 | 4.3 | 80% |
| Progressive | Insurer | 4.7 | 4.2 | 4.1 | 78% |
| GEICO | Insurer | 4.8 | 4.2 | 4.0 | 78% |
| Allstate | Insurer | 4.3 | 4.1 | 4.2 | 76% |
| Travelers | Insurer | 4.2 | 4.2 | 4.1 | 76% |
| Nationwide | Insurer | 4.3 | 4.1 | 4.1 | 75% |
| Direct Auto Insurance | Insurer | 4.4 | 3.9 | 4.0 | 72% |
Mount Pleasant Best Car Insurers
MFP’s Community Car Insurance Survey most recommended auto insurance companies in Mount Pleasant’s area are Anderson Insurance Associates, C.T. Lowndes & Company and South Carolina Farm Bureau Insurance.
Anderson Insurance Associates (89% Recommend)
- Anderson Insurance Associates scores 4.7 Easy Application, 4.6 Terms & Premium Satisfaction and 4.9 Support & Guidance, the highest Support & Guidance among Mount Pleasant’s top 3.
- Drivers can work with a local agency that helps compare companies and explain the pros and cons of each option.
C.T. Lowndes & Company (87% Recommend)
- C.T. Lowndes & Company has 4.6 Easy Application, 4.6 Terms & Premium Satisfaction and 4.8 Support & Guidance, matching Anderson on Terms and staying close on Support.
- It is a strong choice for drivers who want Lowcountry insurance help from an agency with long local experience.
South Carolina Farm Bureau Insurance (84% Recommend)
- South Carolina Farm Bureau Insurance scores 4.3 Easy Application, 4.6 Terms & Premium Satisfaction and 4.6 Support & Guidance, matching the top two on Terms & Premium Satisfaction.
- Farm Bureau works well for drivers who want a South Carolina company and agent help after the quote.
| Insurer | Type | Easy Application | Terms & Premium Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Anderson Insurance Associates | Agency | 4.7 | 4.6 | 4.9 | 89% |
| C.T. Lowndes & Company | Agency | 4.6 | 4.6 | 4.8 | 87% |
| South Carolina Farm Bureau Insurance | Insurer | 4.3 | 4.6 | 4.6 | 84% |
| State Farm | Insurer | 4.5 | 4.2 | 4.3 | 80% |
| Auto-Owners Insurance | Insurer | 4.2 | 4.4 | 4.4 | 80% |
| Progressive | Insurer | 4.7 | 4.2 | 4.1 | 78% |
| GEICO | Insurer | 4.8 | 4.2 | 4.0 | 77% |
| Travelers | Insurer | 4.2 | 4.2 | 4.1 | 76% |
| Allstate | Insurer | 4.3 | 4.1 | 4.2 | 76% |
| Nationwide | Insurer | 4.3 | 4.1 | 4.1 | 75% |
Rock Hill Best Car Insurers
MFP’s Community Car Insurance Survey most recommended auto insurance companies in Rock Hill’s area are Correll Insurance Group, South Carolina Farm Bureau Insurance and State Farm.
Correll Insurance Group (88% Recommend)
- Correll Insurance Group scores 4.6 Easy Application, 4.6 Terms & Premium Satisfaction and 4.8 Support & Guidance, the highest Support & Guidance among Rock Hill’s top 3.
- Drivers can use the agency to compare companies and get help choosing coverage without doing all the shopping alone.
South Carolina Farm Bureau Insurance (85% Recommend)
- South Carolina Farm Bureau Insurance has 4.3 Easy Application, 4.6 Terms & Premium Satisfaction and 4.6 Support & Guidance, matching Correll on Terms & Premium Satisfaction.
- It is a strong fit for drivers who want an in-state insurer and a local agent to help with policy questions.
State Farm (81% Recommend)
- State Farm scores 4.5 Easy Application, 4.2 Terms & Premium Satisfaction and 4.3 Support & Guidance, with stronger Easy Application than South Carolina Farm Bureau.
- State Farm works well for drivers who want a familiar company and a nearby agent for quote and service help.
| Insurer | Type | Easy Application | Terms & Premium Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Correll Insurance Group | Agency | 4.6 | 4.6 | 4.8 | 88% |
| South Carolina Farm Bureau Insurance | Insurer | 4.3 | 4.6 | 4.6 | 85% |
| State Farm | Insurer | 4.5 | 4.2 | 4.3 | 81% |
| Auto-Owners Insurance | Insurer | 4.2 | 4.4 | 4.4 | 80% |
| Progressive | Insurer | 4.7 | 4.2 | 4.1 | 78% |
| GEICO | Insurer | 4.8 | 4.2 | 4.0 | 78% |
| Allstate | Insurer | 4.3 | 4.1 | 4.2 | 76% |
| Travelers | Insurer | 4.2 | 4.2 | 4.1 | 76% |
| Nationwide | Insurer | 4.3 | 4.1 | 4.1 | 75% |
| Direct Auto Insurance | Insurer | 4.4 | 3.9 | 4.0 | 72% |
Greenville Best Car Insurers
MFP’s Community Car Insurance Survey most recommended auto insurance companies in Greenville’s area are Correll Insurance Group, Rosenfeld Einstein and South Carolina Farm Bureau Insurance.
Correll Insurance Group (89% Recommend)
- Correll Insurance Group scores 4.7 Easy Application, 4.6 Terms & Premium Satisfaction and 4.9 Support & Guidance, the highest Support & Guidance among Greenville’s top 3.
- Drivers can get local agency help comparing companies and understanding the coverage before they choose.
Rosenfeld Einstein (87% Recommend)
- Rosenfeld Einstein has 4.6 Easy Application, 4.5 Terms & Premium Satisfaction and 4.8 Support & Guidance, only 0.1 below Correll on Support & Guidance.
- Rosenfeld Einstein works well for drivers who want broader insurance guidance from a local advisory agency.
South Carolina Farm Bureau Insurance (84% Recommend)
- South Carolina Farm Bureau Insurance scores 4.3 Easy Application, 4.6 Terms & Premium Satisfaction and 4.6 Support & Guidance, matching Correll on Terms & Premium Satisfaction.
- It is a solid choice for drivers who want a South Carolina insurer and local agent support.
| Insurer | Type | Easy Application | Terms & Premium Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Correll Insurance Group | Agency | 4.7 | 4.6 | 4.9 | 89% |
| Rosenfeld Einstein | Agency | 4.6 | 4.5 | 4.8 | 87% |
| South Carolina Farm Bureau Insurance | Insurer | 4.3 | 4.6 | 4.6 | 84% |
| State Farm | Insurer | 4.5 | 4.2 | 4.3 | 81% |
| Auto-Owners Insurance | Insurer | 4.2 | 4.4 | 4.4 | 80% |
| Progressive | Insurer | 4.7 | 4.2 | 4.1 | 79% |
| GEICO | Insurer | 4.8 | 4.2 | 4.0 | 78% |
| Travelers | Insurer | 4.2 | 4.2 | 4.1 | 77% |
| Allstate | Insurer | 4.3 | 4.1 | 4.2 | 76% |
| Nationwide | Insurer | 4.3 | 4.1 | 4.1 | 75% |
Summerville Best Car Insurers
MFP’s Community Car Insurance Survey most recommended auto insurance companies in Summerville’s area are C.T. Lowndes & Company, South Carolina Farm Bureau Insurance and State Farm.
C.T. Lowndes & Company (88% Recommend)
- C.T. Lowndes & Company scores 4.6 Easy Application, 4.6 Terms & Premium Satisfaction and 4.8 Support & Guidance, the highest Support & Guidance among Summerville’s top 3.
- Drivers can work with a Lowcountry agency that helps compare companies and explain policy choices.
South Carolina Farm Bureau Insurance (85% Recommend)
- South Carolina Farm Bureau Insurance has 4.3 Easy Application, 4.6 Terms & Premium Satisfaction and 4.6 Support & Guidance, matching C.T. Lowndes on Terms & Premium Satisfaction.
- It is a good match for drivers who want an in-state company and a local agent to help after the quote.
State Farm (81% Recommend)
- State Farm scores 4.5 Easy Application, 4.2 Terms & Premium Satisfaction and 4.3 Support & Guidance, with the strongest Easy Application among Summerville’s top 3.
- State Farm works well for drivers who want a familiar insurer and a local office for policy questions.
| Insurer | Type | Easy Application | Terms & Premium Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| C.T. Lowndes & Company | Agency | 4.6 | 4.6 | 4.8 | 88% |
| South Carolina Farm Bureau Insurance | Insurer | 4.3 | 4.6 | 4.6 | 85% |
| State Farm | Insurer | 4.5 | 4.2 | 4.3 | 81% |
| Auto-Owners Insurance | Insurer | 4.2 | 4.4 | 4.4 | 80% |
| Progressive | Insurer | 4.7 | 4.2 | 4.1 | 78% |
| GEICO | Insurer | 4.8 | 4.2 | 4.0 | 78% |
| Allstate | Insurer | 4.3 | 4.1 | 4.2 | 76% |
| Travelers | Insurer | 4.2 | 4.2 | 4.1 | 76% |
Goose Creek Best Car Insurers
MFP’s Community Car Insurance Survey most recommended auto insurance companies in Goose Creek’s area are C.T. Lowndes & Company, South Carolina Farm Bureau Insurance and Auto-Owners Insurance.
C.T. Lowndes & Company (87% Recommend)
- C.T. Lowndes & Company scores 4.6 Easy Application, 4.6 Terms & Premium Satisfaction and 4.8 Support & Guidance, the highest Support & Guidance among Goose Creek’s top 3.
- Drivers can get local help comparing companies and choosing coverage that fits their household and budget.
South Carolina Farm Bureau Insurance (85% Recommend)
- South Carolina Farm Bureau Insurance has 4.3 Easy Application, 4.6 Terms & Premium Satisfaction and 4.6 Support & Guidance, matching C.T. Lowndes on Terms & Premium Satisfaction.
- It works well for drivers who want a South Carolina insurer and local agent support.
Auto-Owners Insurance (80% Recommend)
- Auto-Owners Insurance scores 4.2 Easy Application, 4.4 Terms & Premium Satisfaction and 4.4 Support & Guidance, 0.2 below Farm Bureau on Terms and Support.
- Auto-Owners is a practical option for drivers who want an agent to help explain coverage choices.
| Insurer | Type | Easy Application | Terms & Premium Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| C.T. Lowndes & Company | Agency | 4.6 | 4.6 | 4.8 | 87% |
| South Carolina Farm Bureau Insurance | Insurer | 4.3 | 4.6 | 4.6 | 85% |
| Auto-Owners Insurance | Insurer | 4.2 | 4.4 | 4.4 | 80% |
| State Farm | Insurer | 4.5 | 4.2 | 4.3 | 80% |
| Progressive | Insurer | 4.7 | 4.2 | 4.1 | 78% |
| GEICO | Insurer | 4.8 | 4.2 | 4.0 | 77% |
| Allstate | Insurer | 4.3 | 4.1 | 4.2 | 76% |
| Travelers | Insurer | 4.2 | 4.2 | 4.1 | 75% |
Greer Best Car Insurers
MFP’s Community Car Insurance Survey most recommended auto insurance companies in Greer’s area are Correll Insurance Group, South Carolina Farm Bureau Insurance and State Farm.
Correll Insurance Group (88% Recommend)
- Correll Insurance Group scores 4.6 Easy Application, 4.6 Terms & Premium Satisfaction and 4.8 Support & Guidance, the highest Support & Guidance among Greer’s top 3.
- Drivers can use the agency to compare companies and get help choosing coverage without guessing.
South Carolina Farm Bureau Insurance (85% Recommend)
- South Carolina Farm Bureau Insurance has 4.3 Easy Application, 4.6 Terms & Premium Satisfaction and 4.6 Support & Guidance, matching Correll on Terms & Premium Satisfaction.
- It is a strong fit for drivers who want a South Carolina company and a local agent to call.
State Farm (81% Recommend)
- State Farm scores 4.5 Easy Application, 4.2 Terms & Premium Satisfaction and 4.3 Support & Guidance, with the highest Easy Application among Greer’s top 3.
- State Farm works well for drivers who want a familiar insurer and a straightforward local quote process.
| Insurer | Type | Easy Application | Terms & Premium Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Correll Insurance Group | Agency | 4.6 | 4.6 | 4.8 | 88% |
| South Carolina Farm Bureau Insurance | Insurer | 4.3 | 4.6 | 4.6 | 85% |
| State Farm | Insurer | 4.5 | 4.2 | 4.3 | 81% |
| Auto-Owners Insurance | Insurer | 4.2 | 4.4 | 4.4 | 80% |
| Progressive | Insurer | 4.7 | 4.2 | 4.1 | 78% |
| GEICO | Insurer | 4.8 | 4.2 | 4.0 | 77% |
Sumter Best Car Insurers
MFP’s Community Car Insurance Survey most recommended auto insurance companies in Sumter’s area are Sumter Insurance Group, South Carolina Farm Bureau Insurance and State Farm.
Sumter Insurance Group (87% Recommend)
- Sumter Insurance Group scores 4.6 Easy Application, 4.5 Terms & Premium Satisfaction and 4.8 Support & Guidance, the highest Support & Guidance among Sumter’s top 3.
- Drivers can get local help comparing options and asking coverage questions before buying a policy.
South Carolina Farm Bureau Insurance (85% Recommend)
- South Carolina Farm Bureau Insurance has 4.3 Easy Application, 4.6 Terms & Premium Satisfaction and 4.6 Support & Guidance, the strongest Terms & Premium Satisfaction among the top 3.
- It works well for drivers who want a South Carolina company and an agent who can help after the quote.
State Farm (80% Recommend)
- State Farm scores 4.5 Easy Application, 4.2 Terms & Premium Satisfaction and 4.3 Support & Guidance, with stronger Easy Application than South Carolina Farm Bureau.
- State Farm is a practical choice for drivers who want a familiar insurer and a local office for policy help.
| Insurer | Type | Easy Application | Terms & Premium Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Sumter Insurance Group | Agency | 4.6 | 4.5 | 4.8 | 87% |
| South Carolina Farm Bureau Insurance | Insurer | 4.3 | 4.6 | 4.6 | 85% |
| State Farm | Insurer | 4.5 | 4.2 | 4.3 | 80% |
| Auto-Owners Insurance | Insurer | 4.2 | 4.4 | 4.4 | 79% |
| Progressive | Insurer | 4.7 | 4.2 | 4.1 | 78% |
| GEICO | Insurer | 4.8 | 4.2 | 4.0 | 77% |
Myrtle Beach Best Car Insurers
MFP’s Community Car Insurance Survey most recommended auto insurance companies in Myrtle Beach’s area are Anderson Insurance Associates, South Carolina Farm Bureau Insurance and State Farm.
Anderson Insurance Associates (88% Recommend)
- Anderson Insurance Associates scores 4.7 Easy Application, 4.6 Terms & Premium Satisfaction and 4.9 Support & Guidance, the highest Support & Guidance among Myrtle Beach’s top 3.
- Drivers can get local help comparing companies and choosing coverage that fits coastal driving needs.
South Carolina Farm Bureau Insurance (84% Recommend)
- South Carolina Farm Bureau Insurance has 4.3 Easy Application, 4.6 Terms & Premium Satisfaction and 4.6 Support & Guidance, matching Anderson on Terms & Premium Satisfaction.
- It is a solid choice for drivers who want a South Carolina insurer and local agent service.
State Farm (80% Recommend)
- State Farm scores 4.5 Easy Application, 4.2 Terms & Premium Satisfaction and 4.3 Support & Guidance, with the strongest Easy Application among the top 3.
- State Farm works well for drivers who want a familiar company and a local office for quote help.
| Insurer | Type | Easy Application | Terms & Premium Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Anderson Insurance Associates | Agency | 4.7 | 4.6 | 4.9 | 88% |
| South Carolina Farm Bureau Insurance | Insurer | 4.3 | 4.6 | 4.6 | 84% |
| State Farm | Insurer | 4.5 | 4.2 | 4.3 | 80% |
| Auto-Owners Insurance | Insurer | 4.2 | 4.4 | 4.4 | 79% |
| Progressive | Insurer | 4.7 | 4.2 | 4.1 | 78% |
| GEICO | Insurer | 4.8 | 4.2 | 4.0 | 77% |
End Note
Meeting the legal minimum keeps you driving, but coastal storms, busy highways, and uninsured drivers can lead to bills that go beyond those limits.
Match your coverage to your car’s value and the real costs of accidents in South Carolina, not just what the law requires.