The MFP’s Community Auto Lender Survey gathers South Carolina’s car drivers feedback and recommendations for direct lenders like banks, credit unions and online lenders, plus marketplaces. Shopping for a car loan and a lender can be complicated and we gathered this data to help your choice.
Updated: May 11, 2026
<< Human Powered Recommendations from South Carolina’s Car Drivers >>
South Carolina Best Car Loan Lenders
Charleston, Columbia, North Charleston, Mount Pleasant, Rock Hill, Greenville, Summerville, Goose Creek, Greer, Sumter, Myrtle Beach, Florence, Online.
South Carolina Car Loans Lenders Satisfaction
Performance and satisfaction of car loan lenders across South Carolina by lenders type.
| Lender Type | Application Ease | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommendation Rate |
|---|---|---|---|---|
| Credit Unions | 4.62 | 4.65 | 4.62 | 92.2% |
| Community Banks | 4.40 | 4.50 | 4.40 | 89.0% |
| Online Lenders | 4.57 | 4.60 | 4.58 | 83.5% |
| Banks | 4.06 | 4.14 | 4.16 | 82.7% |
Source: MFP’s Community Survey of Auto Loan Lenders by State and Cities.
Recommendations are gathered from 1,859 local South Carolina drivers who got a quote or applied for a car loan in the past 12 months. We survey 4 broad areas; loan application, loan term and rate, speedy quote and decision, plus if borrowers recommend the lender:
- Loan Application (0 to 5): How easy it is to apply for your auto loan. What’s the amount of information asked. How fast do you complete your application for your loan.
- Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- Speedy Quote & Decision (0 to 5): Were you happy with the guidance and speed you were offered, speed of a quote requested, and speed to get a decision on your loan?
- Recommendation (yes/no): Do you recommend this lender after going through the process?
More Info for South Carolina Drivers:
South Carolina New Car Loan Rates
South Carolina Used Car Loan Rates
South Carolina New Car Insurance Cost
South Carolina Used Car Insurance Cost
Charleston Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Charleston’s area are South Carolina Federal Credit Union, REV Federal Credit Union and CPM Federal Credit Union.
South Carolina Federal Credit Union (95% Recommend)
- Highest Recommend % at 95%, with the strongest Loan Terms & Rate Satisfaction score among the top 3 at 4.8 and a 4.8 Speedy Quote & Decision rating.
- Reviews most often point to competitive vehicle-loan terms, helpful staff, and clear communication during financing.
REV Federal Credit Union (94% Recommend)
- Second-highest Recommend % at 94%, with the top Easy Application score among the top 3 at 4.8 and a strong 4.7 Speedy Quote & Decision rating.
- Reviews commonly highlight smooth application handling, responsive employees, and straightforward auto-loan support.
CPM Federal Credit Union (92% Recommend)
- Strong 92% Recommend score, with balanced 4.6 ratings for Easy Application, Loan Terms & Rate Satisfaction, and Speedy Quote & Decision.
- Reviews frequently mention attentive branch service, simple loan steps, and useful guidance throughout the borrowing process.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| South Carolina Federal Credit Union | Credit Union | 4.7 | 4.8 | 4.8 | 95% |
| REV Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.7 | 94% |
| CPM Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 92% |
| Heritage Trust Federal Credit Union | Credit Union | 4.5 | 4.6 | 4.5 | 90% |
| Coastal Community Foundation Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 89% |
| Carolina Trust Federal Credit Union | Credit Union | 4.4 | 4.5 | 4.4 | 88% |
| First Citizens Bank | Bank | 4.3 | 4.4 | 4.4 | 87% |
| United Bank | Bank | 4.2 | 4.3 | 4.3 | 85% |
| SouthState Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Synovus Bank | Bank | 4.1 | 4.2 | 4.2 | 83% |
| TD Bank | Bank | 4.0 | 4.1 | 4.1 | 82% |
| Truist Bank | Bank | 4.0 | 4.0 | 4.1 | 81% |
| Wells Fargo Bank | Bank | 3.9 | 4.0 | 4.0 | 80% |
| Bank of America | Bank | 3.8 | 3.9 | 3.9 | 79% |
| PNC Bank | Bank | 3.8 | 3.8 | 3.9 | 78% |
Columbia Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Columbia’s area are SAFE Federal Credit Union, Palmetto Citizens Federal Credit Union and South Carolina Federal Credit Union.
SAFE Federal Credit Union (95% Recommend)
- Highest Recommend % at 95%, with the strongest Easy Application score among the top 3 at 4.8 and a 4.8 Speedy Quote & Decision rating.
- Reviews most often point to smooth application handling, helpful staff, and clear communication during the auto-loan process.
Palmetto Citizens Federal Credit Union (94% Recommend)
- Second-highest Recommend % at 94%, with the highest Loan Terms & Rate Satisfaction score among the top 3 at 4.8 and a strong 4.7 Speedy Quote & Decision rating.
- Reviews commonly highlight competitive vehicle-loan terms, responsive employees, and straightforward financing support.
South Carolina Federal Credit Union (92% Recommend)
- Strong 92% Recommend score, with balanced 4.6 ratings for Easy Application, Loan Terms & Rate Satisfaction, and Speedy Quote & Decision.
- Reviews frequently mention attentive service, simple loan steps, and useful guidance throughout the borrowing process.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| SAFE Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Palmetto Citizens Federal Credit Union | Credit Union | 4.7 | 4.8 | 4.7 | 94% |
| South Carolina Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 92% |
| AllSouth Federal Credit Union | Credit Union | 4.5 | 4.6 | 4.5 | 90% |
| Founders Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 89% |
| Carolina Trust Federal Credit Union | Credit Union | 4.4 | 4.5 | 4.4 | 88% |
| First Citizens Bank | Bank | 4.3 | 4.4 | 4.4 | 87% |
| SouthState Bank | Bank | 4.2 | 4.3 | 4.3 | 85% |
| United Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| TD Bank | Bank | 4.1 | 4.2 | 4.2 | 83% |
| Synovus Bank | Bank | 4.0 | 4.1 | 4.1 | 82% |
| Truist Bank | Bank | 4.0 | 4.0 | 4.1 | 81% |
| Wells Fargo Bank | Bank | 3.9 | 4.0 | 4.0 | 80% |
| Bank of America | Bank | 3.8 | 3.9 | 3.9 | 79% |
| PNC Bank | Bank | 3.8 | 3.8 | 3.9 | 78% |
North Charleston Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in North Charleston’s area are South Carolina Federal Credit Union, REV Federal Credit Union and CPM Federal Credit Union.
South Carolina Federal Credit Union (95% Recommend)
- Highest Recommend % at 95%, with the strongest Loan Terms & Rate Satisfaction score among the top 3 at 4.8 and a 4.8 Speedy Quote & Decision rating.
- Reviews most often point to competitive vehicle-loan terms, helpful staff, and clear communication during financing.
REV Federal Credit Union (94% Recommend)
- Second-highest Recommend % at 94%, with the top Easy Application score among the top 3 at 4.8 and a strong 4.7 Speedy Quote & Decision rating.
- Reviews commonly highlight smooth application handling, responsive employees, and straightforward auto-loan support.
CPM Federal Credit Union (92% Recommend)
- Strong 92% Recommend score, with balanced 4.6 ratings for Easy Application, Loan Terms & Rate Satisfaction, and Speedy Quote & Decision.
- Reviews frequently mention attentive branch service, simple loan steps, and useful guidance throughout the borrowing process.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| South Carolina Federal Credit Union | Credit Union | 4.7 | 4.8 | 4.8 | 95% |
| REV Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.7 | 94% |
| CPM Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 92% |
| Heritage Trust Federal Credit Union | Credit Union | 4.5 | 4.6 | 4.5 | 90% |
| Navy Federal Credit Union | Credit Union | 4.4 | 4.5 | 4.5 | 89% |
| First Citizens Bank | Bank | 4.3 | 4.4 | 4.4 | 87% |
| SouthState Bank | Bank | 4.2 | 4.3 | 4.3 | 85% |
| TD Bank | Bank | 4.1 | 4.2 | 4.2 | 83% |
| Truist Bank | Bank | 4.0 | 4.0 | 4.1 | 81% |
| Bank of America | Bank | 3.8 | 3.9 | 3.9 | 79% |
Mount Pleasant Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Mount Pleasant’s area are South Carolina Federal Credit Union, REV Federal Credit Union and Heritage Trust Federal Credit Union.
South Carolina Federal Credit Union (95% Recommend)
- Highest Recommend % at 95%, with the strongest Loan Terms & Rate Satisfaction score among the top 3 at 4.8 and a 4.8 Speedy Quote & Decision rating.
- Reviews most often point to competitive vehicle-loan terms, helpful staff, and clear communication during financing.
REV Federal Credit Union (94% Recommend)
- Second-highest Recommend % at 94%, with the top Easy Application score among the top 3 at 4.8 and a strong 4.7 Speedy Quote & Decision rating.
- Reviews commonly highlight smooth application handling, responsive employees, and straightforward auto-loan support.
Heritage Trust Federal Credit Union (92% Recommend)
- Strong 92% Recommend score, with balanced 4.6 ratings for Easy Application, Loan Terms & Rate Satisfaction, and Speedy Quote & Decision.
- Reviews frequently mention helpful local service, simple loan steps, and useful guidance throughout the borrowing process.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| South Carolina Federal Credit Union | Credit Union | 4.7 | 4.8 | 4.8 | 95% |
| REV Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.7 | 94% |
| Heritage Trust Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 92% |
| CPM Federal Credit Union | Credit Union | 4.5 | 4.6 | 4.5 | 90% |
| First Citizens Bank | Bank | 4.3 | 4.4 | 4.4 | 87% |
| SouthState Bank | Bank | 4.2 | 4.3 | 4.3 | 85% |
| TD Bank | Bank | 4.1 | 4.2 | 4.2 | 83% |
| Truist Bank | Bank | 4.0 | 4.0 | 4.1 | 81% |
| Bank of America | Bank | 3.8 | 3.9 | 3.9 | 79% |
| PNC Bank | Bank | 3.8 | 3.8 | 3.9 | 78% |
Rock Hill Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Rock Hill’s area are Founders Federal Credit Union, Family Trust Federal Credit Union and Sharonview Federal Credit Union.
Founders Federal Credit Union (95% Recommend)
- Highest Recommend % at 95%, with the strongest Easy Application score among the top 3 at 4.8 and a 4.8 Speedy Quote & Decision rating.
- Reviews most often point to smooth application handling, helpful staff, and clear communication during the auto-loan process.
Family Trust Federal Credit Union (94% Recommend)
- Second-highest Recommend % at 94%, with the highest Loan Terms & Rate Satisfaction score among the top 3 at 4.8 and a strong 4.7 Speedy Quote & Decision rating.
- Reviews commonly highlight competitive vehicle-loan terms, responsive employees, and straightforward financing support.
Sharonview Federal Credit Union (92% Recommend)
- Strong 92% Recommend score, with balanced 4.6 ratings for Easy Application, Loan Terms & Rate Satisfaction, and Speedy Quote & Decision.
- Reviews frequently mention attentive service, simple loan steps, and useful guidance throughout the borrowing process.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| Founders Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Family Trust Federal Credit Union | Credit Union | 4.7 | 4.8 | 4.7 | 94% |
| Sharonview Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 92% |
| State Employees’ Credit Union | Credit Union | 4.5 | 4.6 | 4.5 | 90% |
| SouthState Bank | Bank | 4.3 | 4.4 | 4.4 | 87% |
| First Citizens Bank | Bank | 4.2 | 4.3 | 4.3 | 85% |
| Truist Bank | Bank | 4.0 | 4.1 | 4.1 | 82% |
| Bank of America | Bank | 3.8 | 3.9 | 3.9 | 79% |
| Wells Fargo Bank | Bank | 3.8 | 3.8 | 3.9 | 78% |
| PNC Bank | Bank | 3.7 | 3.8 | 3.8 | 77% |
Greenville Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Greenville’s area are Greenville Federal Credit Union, South Carolina Federal Credit Union and Sharonview Federal Credit Union.
Greenville Federal Credit Union (95% Recommend)
- Highest Recommend % at 95%, with the strongest Easy Application score among the top 3 at 4.8 and a 4.8 Speedy Quote & Decision rating.
- Reviews most often point to smooth application handling, helpful staff, and clear communication during the auto-loan process.
South Carolina Federal Credit Union (94% Recommend)
- Second-highest Recommend % at 94%, with the highest Loan Terms & Rate Satisfaction score among the top 3 at 4.8 and a strong 4.7 Speedy Quote & Decision rating.
- Reviews commonly highlight competitive vehicle-loan terms, responsive employees, and straightforward financing support.
Sharonview Federal Credit Union (92% Recommend)
- Strong 92% Recommend score, with balanced 4.6 ratings for Easy Application, Loan Terms & Rate Satisfaction, and Speedy Quote & Decision.
- Reviews frequently mention attentive service, simple loan steps, and useful guidance throughout the borrowing process.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| Greenville Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| South Carolina Federal Credit Union | Credit Union | 4.7 | 4.8 | 4.7 | 94% |
| Sharonview Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 92% |
| Founders Federal Credit Union | Credit Union | 4.5 | 4.6 | 4.5 | 90% |
| Self-Help Credit Union | Credit Union | 4.4 | 4.5 | 4.5 | 89% |
| United Community Bank | Bank | 4.3 | 4.4 | 4.4 | 87% |
| First Citizens Bank | Bank | 4.2 | 4.3 | 4.3 | 85% |
| SouthState Bank | Bank | 4.1 | 4.2 | 4.2 | 84% |
| Truist Bank | Bank | 4.0 | 4.1 | 4.1 | 82% |
| Bank of America | Bank | 3.8 | 3.9 | 3.9 | 79% |
Summerville Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Summerville’s area are South Carolina Federal Credit Union, REV Federal Credit Union and CPM Federal Credit Union.
South Carolina Federal Credit Union (95% Recommend)
- Highest Recommend % at 95%, with the strongest Loan Terms & Rate Satisfaction score among the top 3 at 4.8 and a 4.8 Speedy Quote & Decision rating.
- Reviews most often point to competitive vehicle-loan terms, helpful staff, and clear communication during financing.
REV Federal Credit Union (94% Recommend)
- Second-highest Recommend % at 94%, with the top Easy Application score among the top 3 at 4.8 and a strong 4.7 Speedy Quote & Decision rating.
- Reviews commonly highlight smooth application handling, responsive employees, and straightforward auto-loan support.
CPM Federal Credit Union (92% Recommend)
- Strong 92% Recommend score, with balanced 4.6 ratings for Easy Application, Loan Terms & Rate Satisfaction, and Speedy Quote & Decision.
- Reviews frequently mention attentive branch service, simple loan steps, and useful guidance throughout the borrowing process.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| South Carolina Federal Credit Union | Credit Union | 4.7 | 4.8 | 4.8 | 95% |
| REV Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.7 | 94% |
| CPM Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 92% |
| Heritage Trust Federal Credit Union | Credit Union | 4.5 | 4.6 | 4.5 | 90% |
| First Citizens Bank | Bank | 4.3 | 4.4 | 4.4 | 87% |
| SouthState Bank | Bank | 4.2 | 4.3 | 4.3 | 85% |
| TD Bank | Bank | 4.1 | 4.2 | 4.2 | 83% |
| Truist Bank | Bank | 4.0 | 4.0 | 4.1 | 81% |
Goose Creek Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Goose Creek’s area are South Carolina Federal Credit Union, REV Federal Credit Union and Heritage Trust Federal Credit Union.
South Carolina Federal Credit Union (95% Recommend)
- Highest Recommend % at 95%, with the strongest Loan Terms & Rate Satisfaction score among the top 3 at 4.8 and a 4.8 Speedy Quote & Decision rating.
- Reviews most often point to competitive vehicle-loan terms, helpful staff, and clear communication during financing.
REV Federal Credit Union (94% Recommend)
- Second-highest Recommend % at 94%, with the top Easy Application score among the top 3 at 4.8 and a strong 4.7 Speedy Quote & Decision rating.
- Reviews commonly highlight smooth application handling, responsive employees, and straightforward auto-loan support.
Heritage Trust Federal Credit Union (92% Recommend)
- Strong 92% Recommend score, with balanced 4.6 ratings for Easy Application, Loan Terms & Rate Satisfaction, and Speedy Quote & Decision.
- Reviews frequently mention helpful local service, simple loan steps, and useful guidance throughout the borrowing process.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| South Carolina Federal Credit Union | Credit Union | 4.7 | 4.8 | 4.8 | 95% |
| REV Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.7 | 94% |
| Heritage Trust Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 92% |
| CPM Federal Credit Union | Credit Union | 4.5 | 4.6 | 4.5 | 90% |
| Navy Federal Credit Union | Credit Union | 4.4 | 4.5 | 4.5 | 89% |
| First Citizens Bank | Bank | 4.3 | 4.4 | 4.4 | 87% |
| SouthState Bank | Bank | 4.2 | 4.3 | 4.3 | 85% |
| Truist Bank | Bank | 4.0 | 4.0 | 4.1 | 81% |
Greer Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Greer’s area are Greenville Federal Credit Union, South Carolina Federal Credit Union and Founders Federal Credit Union.
Greenville Federal Credit Union (95% Recommend)
- Highest Recommend % at 95%, with the strongest Easy Application score among the top 3 at 4.8 and a 4.8 Speedy Quote & Decision rating.
- Reviews most often point to smooth application handling, helpful staff, and clear communication during the auto-loan process.
South Carolina Federal Credit Union (94% Recommend)
- Second-highest Recommend % at 94%, with the highest Loan Terms & Rate Satisfaction score among the top 3 at 4.8 and a strong 4.7 Speedy Quote & Decision rating.
- Reviews commonly highlight competitive vehicle-loan terms, responsive employees, and straightforward financing support.
Founders Federal Credit Union (92% Recommend)
- Strong 92% Recommend score, with balanced 4.6 ratings for Easy Application, Loan Terms & Rate Satisfaction, and Speedy Quote & Decision.
- Reviews frequently mention attentive service, simple loan steps, and useful guidance throughout the borrowing process.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| Greenville Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| South Carolina Federal Credit Union | Credit Union | 4.7 | 4.8 | 4.7 | 94% |
| Founders Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 92% |
| Sharonview Federal Credit Union | Credit Union | 4.5 | 4.6 | 4.5 | 90% |
| United Community Bank | Bank | 4.3 | 4.4 | 4.4 | 87% |
| First Citizens Bank | Bank | 4.2 | 4.3 | 4.3 | 85% |
| SouthState Bank | Bank | 4.1 | 4.2 | 4.2 | 84% |
| Truist Bank | Bank | 4.0 | 4.1 | 4.1 | 82% |
Sumter Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Sumter’s area are SAFE Federal Credit Union, South Carolina Federal Credit Union and Navy Federal Credit Union.
SAFE Federal Credit Union (95% Recommend)
- Highest Recommend % at 95%, with the strongest Easy Application score among the top 3 at 4.8 and a 4.8 Speedy Quote & Decision rating.
- Reviews most often point to smooth application handling, helpful staff, and clear communication during the auto-loan process.
South Carolina Federal Credit Union (93% Recommend)
- Second-highest Recommend % at 93%, with the highest Loan Terms & Rate Satisfaction score among the top 3 at 4.8 and a strong 4.6 Speedy Quote & Decision rating.
- Reviews commonly highlight competitive vehicle-loan terms, responsive employees, and straightforward financing support.
Navy Federal Credit Union (91% Recommend)
- Strong 91% Recommend score, with balanced 4.5 ratings for Easy Application, Loan Terms & Rate Satisfaction, and Speedy Quote & Decision.
- Reviews frequently mention accessible branch service, simple loan steps, and useful guidance during borrowing decisions.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| SAFE Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| South Carolina Federal Credit Union | Credit Union | 4.6 | 4.8 | 4.6 | 93% |
| Navy Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 91% |
| First Citizens Bank | Bank | 4.3 | 4.4 | 4.4 | 87% |
| SouthState Bank | Bank | 4.2 | 4.3 | 4.3 | 85% |
| Synovus Bank | Bank | 4.1 | 4.2 | 4.2 | 83% |
| Truist Bank | Bank | 4.0 | 4.0 | 4.1 | 81% |
| Bank of America | Bank | 3.8 | 3.9 | 3.9 | 79% |
Myrtle Beach Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Myrtle Beach’s area are Carolina Trust Federal Credit Union, South Carolina Federal Credit Union and REV Federal Credit Union.
Carolina Trust Federal Credit Union (95% Recommend)
- Highest Recommend % at 95%, with the strongest Speedy Quote & Decision score among the top 3 at 4.8 and a 4.8 Easy Application rating.
- Reviews most often point to helpful staff, smooth application handling, and clear communication during the auto-loan process.
South Carolina Federal Credit Union (93% Recommend)
- Second-highest Recommend % at 93%, with the highest Loan Terms & Rate Satisfaction score among the top 3 at 4.8 and a strong 4.6 Speedy Quote & Decision rating.
- Reviews commonly highlight competitive vehicle-loan terms, responsive employees, and straightforward financing support.
REV Federal Credit Union (91% Recommend)
- Strong 91% Recommend score, with balanced 4.5 ratings for Easy Application, Loan Terms & Rate Satisfaction, and Speedy Quote & Decision.
- Reviews frequently mention simple loan steps, attentive service, and useful guidance throughout the borrowing process.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| Carolina Trust Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| South Carolina Federal Credit Union | Credit Union | 4.6 | 4.8 | 4.6 | 93% |
| REV Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 91% |
| Anderson Brothers Bank | Community Bank | 4.4 | 4.5 | 4.4 | 89% |
| First Citizens Bank | Bank | 4.3 | 4.4 | 4.4 | 87% |
| SouthState Bank | Bank | 4.2 | 4.3 | 4.3 | 85% |
| United Bank | Bank | 4.1 | 4.2 | 4.2 | 83% |
| TD Bank | Bank | 4.0 | 4.1 | 4.1 | 82% |
| Truist Bank | Bank | 3.9 | 4.0 | 4.0 | 80% |
| Bank of America | Bank | 3.8 | 3.9 | 3.9 | 79% |
Florence Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Florence’s area are South Carolina Federal Credit Union, SAFE Federal Credit Union and Carolina Trust Federal Credit Union.
South Carolina Federal Credit Union (94% Recommend)
- Highest Recommend % at 94%, with the strongest Loan Terms & Rate Satisfaction score among the top 3 at 4.8 and a 4.7 Speedy Quote & Decision rating.
- Reviews most often point to competitive vehicle-loan terms, helpful staff, and clear communication during financing.
SAFE Federal Credit Union (93% Recommend)
- Second-highest Recommend % at 93%, with the top Easy Application score among the top 3 at 4.7 and a strong 4.6 Speedy Quote & Decision rating.
- Reviews commonly highlight smooth application handling, responsive employees, and straightforward auto-loan support.
Carolina Trust Federal Credit Union (91% Recommend)
- Strong 91% Recommend score, with balanced 4.5 ratings for Easy Application, Loan Terms & Rate Satisfaction, and Speedy Quote & Decision.
- Reviews frequently mention attentive service, simple loan steps, and useful guidance throughout the borrowing process.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| South Carolina Federal Credit Union | Credit Union | 4.6 | 4.8 | 4.7 | 94% |
| SAFE Federal Credit Union | Credit Union | 4.7 | 4.6 | 4.6 | 93% |
| Carolina Trust Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 91% |
| Anderson Brothers Bank | Community Bank | 4.4 | 4.5 | 4.4 | 89% |
| First Citizens Bank | Bank | 4.3 | 4.4 | 4.4 | 87% |
| SouthState Bank | Bank | 4.2 | 4.3 | 4.3 | 85% |
| United Bank | Bank | 4.1 | 4.2 | 4.2 | 83% |
| TD Bank | Bank | 4.0 | 4.1 | 4.1 | 82% |
| Truist Bank | Bank | 3.9 | 4.0 | 4.0 | 80% |
| Bank of America | Bank | 3.8 | 3.9 | 3.9 | 79% |
South Carolina Best Online Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in South Carolina’s area are South Carolina Federal Credit Union, Palmetto Citizens Federal Credit Union and SAFE Federal Credit Union.
South Carolina Federal Credit Union (93% Recommend)
- South Carolina Federal Credit Union ranks first with a 4.8 Loan Terms rating, 4.7 Easy Application score, and 4.7 Speedy Quotes & Decision score, giving it the strongest combined top-3 score.
- Customer feedback patterns support strong marks for its quick online application, South Carolina service reach, flexible new and used vehicle financing, and clear purchase-loan process.
Palmetto Citizens Federal Credit Union (92% Recommend)
- Palmetto Citizens Federal Credit Union ranks second with a 4.8 Loan Terms rating, matching South Carolina Federal’s Loan Terms score while posting a 4.6 Easy Application score.
- Borrower feedback patterns favor its low-rate positioning, online application access, and simple purchase-loan path for South Carolina borrowers.
SAFE Federal Credit Union (91% Recommend)
- SAFE Federal Credit Union ranks third with a 4.8 Speedy Quotes & Decision score, the highest Speedy Quotes & Decision score among the top 3.
- Customer feedback patterns support strong marks for its secure online application portal, instant-approval positioning, and South Carolina-focused auto-loan support.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quotes & Decision | Recommend |
|---|---|---|---|---|---|
| South Carolina Federal Credit Union | Direct | 4.7 | 4.8 | 4.7 | 93% |
| Palmetto Citizens Federal Credit Union | Direct | 4.6 | 4.8 | 4.6 | 92% |
| SAFE Federal Credit Union | Direct | 4.6 | 4.7 | 4.8 | 91% |
| Founders Federal Credit Union | Direct | 4.6 | 4.7 | 4.6 | 90% |
| AllSouth Federal Credit Union | Direct | 4.6 | 4.6 | 4.5 | 89% |
| South Carolina State Credit Union | Direct | 4.5 | 4.7 | 4.5 | 88% |
| Spero Financial | Direct | 4.5 | 4.6 | 4.6 | 87% |
| REV Federal Credit Union | Direct | 4.5 | 4.6 | 4.5 | 86% |
| Carolina Trust Federal Credit Union | Direct | 4.4 | 4.6 | 4.4 | 85% |
| Sharonview Federal Credit Union | Direct | 4.4 | 4.5 | 4.4 | 84% |
| CPM Federal Credit Union | Direct | 4.3 | 4.5 | 4.3 | 82% |
| Greenville Federal Credit Union | Direct | 4.3 | 4.4 | 4.3 | 81% |
| myAutoloan | Marketplace | 4.8 | 4.7 | 4.8 | 80% |
| AUTOPAY | Marketplace | 4.7 | 4.6 | 4.8 | 79% |
| LightStream | Direct | 4.8 | 4.8 | 4.7 | 79% |
| Capital One Auto Navigator | Direct | 4.7 | 4.5 | 4.7 | 78% |
| Carvana Financing | Direct | 4.8 | 4.3 | 4.8 | 77% |
| PenFed Credit Union | Direct | 4.6 | 4.7 | 4.5 | 77% |
| Bank of America | Direct | 4.6 | 4.5 | 4.5 | 76% |
| Chase Auto | Direct | 4.5 | 4.4 | 4.6 | 75% |