See Oregon car insurance cost for both new and used cars by auto values, deductibles and credit scores. Once ready, see the best local and statewide car insurers.
Car insurance in Oregon usually lands close to the national average. Rates reflect a mix of steady rain, busy metro corridors, and seasonal wildfire risks that affect driving conditions.
Traffic along I-5, congestion around Portland and Eugene, and damage from storms and falling debris all help shape what drivers pay across the state.
Curious about car financing? See real Oregon car loan rates shared by our community. Find also Oregon best car loan lenders in your area (also community recommended).
Oregon’s 25/50/20 Rule
Oregon law requires drivers to carry both liability coverage and personal injury coverage. These parts of your policy pay for injuries and damage you cause, and also help cover medical costs for you and your passengers.
- $25,000 for injuries to one person. This pays for medical bills if you hurt someone in a crash.
- $50,000 for injuries to more than one person in a single crash. This is the total amount your insurance will pay for all injured people combined.
- $20,000 for property damage. This pays to fix or replace what you damage, like another car, a fence, or a building.
- $15,000 in personal injury coverage for you and your passengers. This pays for medical care after a crash, no matter who caused it.
Oregon also requires coverage for injuries caused by uninsured drivers. This helps when the other driver has no insurance or not enough to cover the damage.
MFP Tip: Oregon’s required personal injury coverage can help right away after a crash, but higher limits may be useful if hospital care lasts more than a few days.
Oregon New Car Insurance Costs
Your new auto insurance price depends on the value of your car, how much coverage you choose, and your credit history. New cars often cost more to insure because repairs and replacement parts are more expensive.
| Car Value | Coverage | 750+ (Excellent) |
700–749 (Good) |
650–699 (Fair) |
600–649 (Below Fair) |
|---|---|---|---|---|---|
| Over $60K | Full | $207 | $241 | $263 | $424 |
| Standard | $174 | $202 | $221 | $356 | |
| Liability only | $116 | $135 | $147 | $237 | |
| $40K-$60K | Full | $176 | $204 | $222 | $359 |
| Standard | $146 | $170 | $185 | $299 | |
| Liability only | $99 | $115 | $126 | $203 | |
| $25K-$40K | Full | $153 | $178 | $194 | $313 |
| Standard | $127 | $148 | $161 | $260 | |
| Liability only | $88 | $102 | $112 | $180 | |
| Below $25K | Full | $134 | $156 | $170 | $275 |
| Standard | $111 | $129 | $140 | $226 | |
| Liability only | $78 | $90 | $98 | $159 |
Oregon Used Car Insurance Costs
Used cars may cost less to insure, but dropping coverage for your own car can leave you paying out of pocket after a crash, theft, or storm damage.
| Car Value | Coverage | 750+ (Excellent) |
700–749 (Good) |
650–699 (Fair) |
600–649 (Below Fair) |
|---|---|---|---|---|---|
| Over $40K | Full | $157 | $182 | $199 | $321 |
| Standard | $131 | $152 | $166 | $268 | |
| Liability only | $89 | $103 | $113 | $182 | |
| $15K-$40K | Full | $131 | $152 | $166 | $268 |
| Standard | $108 | $126 | $137 | $222 | |
| Liability only | $75 | $87 | $95 | $154 | |
| Below $15K | Full | $110 | $128 | $139 | $225 |
| Standard | $90 | $104 | $114 | $183 | |
| Liability only | $64 | $74 | $81 | $131 |
Most insurers group policies into three coverage levels:
- Full: Includes liability plus coverage for damage to your own car, even if you cause the crash or weather damages your vehicle.
- Standard: Higher liability limits than the state minimum, with or without coverage for your own car.
- Liability Only: Covers injuries and damage you cause to others, but not your own car.
How Credit History Affects Oregon Car Insurance Prices
In Oregon, insurers can use your credit history when setting your price. Drivers with strong credit usually pay less, while drivers with below-fair credit often pay much more for the same coverage.
In many cases, a driver with weak credit can pay 50 to 65 percent more than a driver with excellent credit, even if both have similar cars and clean driving records.
MFP Tip: If your credit improves, ask for a new quote before your renewal date. A stronger credit history can lower your rate.
Choosing Coverage That Fits
If you finance or lease a new car, your lender will require coverage that pays to repair or replace your car after a crash or storm. This protects their investment until the loan is paid off.
Gap insurance can help during the early years of a loan. If your car is totaled, it covers the difference between what your car is worth and what you still owe.
For used cars, the 10 percent test can guide your choice. If your yearly coverage cost is more than 10 percent of your car’s value, you may want to keep only liability and drop coverage for your own car.
Why Oregon’s Minimums Can Leave You Paying the Difference
When You Damage Someone’s Property
Many vehicles on Oregon roads cost more than $20,000 to repair. If your limit runs out, the remaining bill can become your responsibility.
If You Injure Someone
Medical care and missed work can push costs past $25,000 for one person. If more than one person is hurt, the $50,000 total limit has to cover everyone.
When an Uninsured Driver Hits You
About one in eight Oregon drivers is uninsured. Coverage for injuries and damage to your own car can help when the other driver cannot pay.
What Shapes Oregon Rates
Oregon uses an at-fault system. The driver who causes the crash is responsible for injuries and damage, which makes strong liability limits more valuable.
Frequent rain leads to slick roads and rear-end crashes. Wildfires and falling debris can also damage parked vehicles during dry seasons.
Traffic along I-5 and around Portland, Salem, and Eugene increases the chance of minor crashes and repair claims.
Ways Oregon Drivers Can Lower Their Insurance Bills
- Bundle policies. Putting home or renters insurance with the same company can lead to lower prices.
- Take a defensive driving course. Some insurers offer discounts for approved classes.
- Use safe-driver tracking programs. These track how you drive and can lower your rate if you avoid hard braking and late-night trips.
- Compare quotes. Prices can vary widely between companies for the same driver and car.
- Raise your deductible. This is the amount you pay out of pocket before insurance kicks in.
MFP Tip: If you commute less or work from home, ask about low-mileage discounts. Fewer miles can mean a lower rate.
What to Do After Buying a Car in Oregon
You need insurance in place before you can register your vehicle. Dealers often handle paperwork for new cars, while private sales leave the steps to you.
Registration and title work go through the Oregon Driver and Motor Vehicle Services division. New residents and buyers have a short window to complete the process.
Review your coverage once a year. As your car’s value drops, you may be able to adjust your policy and lower your costs.
Oregon Best Car Insurance
See Oregon best local insurers by metro areas based on community recommendations
Portland, Salem, Eugene, Gresham, Hillsboro, Bend, Beaverton, Medford, Springfield, Corvallis
Portland Best Car Insurers
MFP’s Community Car Insurance Survey most recommended auto insurance companies in Portland’s area are Elliott, Powell, Baden & Baker, Greenberg & Associates Insurance and State Farm.
Elliott, Powell, Baden & Baker (89% Recommend)
- Elliott, Powell, Baden & Baker scores 4.6 Easy Application, 4.6 Terms & Premium Satisfaction and 4.9 Support & Guidance, the highest Support & Guidance among Portland’s top 3.
- Drivers can work with a local agency that helps compare companies and explain what coverage actually makes sense.
Greenberg & Associates Insurance (87% Recommend)
- Greenberg & Associates Insurance has 4.6 Easy Application, 4.5 Terms & Premium Satisfaction and 4.8 Support & Guidance, only 0.1 below Elliott, Powell, Baden & Baker on support.
- It is a good fit for Portland drivers who want someone local to help sort through rates, coverage and policy details.
State Farm (81% Recommend)
- State Farm scores 4.5 Easy Application, 4.2 Terms & Premium Satisfaction and 4.3 Support & Guidance, with the strongest Easy Application among the top 3.
- State Farm works well for drivers who want a familiar insurer and a local agent they can call when they need help.
| Insurer | Type | Easy Application | Terms & Premium Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Elliott, Powell, Baden & Baker | Agency | 4.6 | 4.6 | 4.9 | 89% |
| Greenberg & Associates Insurance | Agency | 4.6 | 4.5 | 4.8 | 87% |
| State Farm | Insurer | 4.5 | 4.2 | 4.3 | 81% |
| COUNTRY Financial | Insurer | 4.3 | 4.4 | 4.4 | 81% |
| Progressive | Insurer | 4.7 | 4.2 | 4.1 | 80% |
| GEICO | Insurer | 4.8 | 4.2 | 4.0 | 79% |
| Oregon Mutual Insurance | Insurer | 4.1 | 4.4 | 4.4 | 79% |
| PEMCO Insurance | Insurer | 4.2 | 4.3 | 4.3 | 78% |
| Mutual of Enumclaw | Insurer | 4.1 | 4.3 | 4.4 | 78% |
| American Family Insurance | Insurer | 4.3 | 4.1 | 4.2 | 76% |
| Allstate | Insurer | 4.3 | 4.0 | 4.1 | 75% |
| Farmers Insurance | Insurer | 4.2 | 4.0 | 4.1 | 74% |
| Travelers | Insurer | 4.2 | 4.1 | 4.1 | 74% |
| Liberty Mutual | Insurer | 4.3 | 3.9 | 4.0 | 73% |
| Nationwide | Insurer | 4.2 | 4.0 | 4.0 | 72% |
Salem Best Car Insurers
MFP’s Community Car Insurance Survey most recommended auto insurance companies in Salem’s area are Huggins Insurance, Oregon Mutual Insurance and COUNTRY Financial.
Huggins Insurance (88% Recommend)
- Huggins Insurance scores 4.6 Easy Application, 4.6 Terms & Premium Satisfaction and 4.8 Support & Guidance, the highest Support & Guidance among Salem’s top 3.
- Drivers can use the agency to compare companies and get help understanding which policy fits their situation.
Oregon Mutual Insurance (83% Recommend)
- Oregon Mutual Insurance has 4.1 Easy Application, 4.5 Terms & Premium Satisfaction and 4.5 Support & Guidance, the strongest Terms & Premium Satisfaction among the top 3.
- Oregon Mutual is a good fit for drivers who want a regional insurer and prefer working through an agent.
COUNTRY Financial (82% Recommend)
- COUNTRY Financial scores 4.3 Easy Application, 4.4 Terms & Premium Satisfaction and 4.4 Support & Guidance, with stronger Easy Application than Oregon Mutual.
- COUNTRY Financial works well for drivers who want local agent help and a familiar company behind the policy.
| Insurer | Type | Easy Application | Terms & Premium Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Huggins Insurance | Agency | 4.6 | 4.6 | 4.8 | 88% |
| Oregon Mutual Insurance | Insurer | 4.1 | 4.5 | 4.5 | 83% |
| COUNTRY Financial | Insurer | 4.3 | 4.4 | 4.4 | 82% |
| State Farm | Insurer | 4.5 | 4.2 | 4.3 | 80% |
| Progressive | Insurer | 4.7 | 4.2 | 4.1 | 79% |
| GEICO | Insurer | 4.8 | 4.2 | 4.0 | 78% |
| PEMCO Insurance | Insurer | 4.2 | 4.3 | 4.3 | 77% |
| Mutual of Enumclaw | Insurer | 4.1 | 4.3 | 4.4 | 77% |
| Allstate | Insurer | 4.3 | 4.0 | 4.1 | 75% |
| Farmers Insurance | Insurer | 4.2 | 4.0 | 4.1 | 74% |
Eugene Best Car Insurers
MFP’s Community Car Insurance Survey most recommended auto insurance companies in Eugene’s area are McKenzie Cascade Insurance, Bell & Bowen Insurance and Oregon Mutual Insurance.
McKenzie Cascade Insurance (88% Recommend)
- McKenzie Cascade Insurance scores 4.6 Easy Application, 4.6 Terms & Premium Satisfaction and 4.8 Support & Guidance, the highest Support & Guidance among Eugene’s top 3.
- Drivers can get local help comparing options instead of trying to figure out coverage and price differences alone.
Bell & Bowen Insurance (86% Recommend)
- Bell & Bowen Insurance has 4.5 Easy Application, 4.5 Terms & Premium Satisfaction and 4.8 Support & Guidance, matching McKenzie Cascade on Support & Guidance.
- Bell & Bowen works well for Eugene drivers who want a local agency to explain policies in plain language.
Oregon Mutual Insurance (82% Recommend)
- Oregon Mutual Insurance scores 4.1 Easy Application, 4.5 Terms & Premium Satisfaction and 4.5 Support & Guidance, matching Bell & Bowen on Terms & Premium Satisfaction.
- Oregon Mutual is a solid fit for drivers who like using a regional insurer through a local agent.
| Insurer | Type | Easy Application | Terms & Premium Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| McKenzie Cascade Insurance | Agency | 4.6 | 4.6 | 4.8 | 88% |
| Bell & Bowen Insurance | Agency | 4.5 | 4.5 | 4.8 | 86% |
| Oregon Mutual Insurance | Insurer | 4.1 | 4.5 | 4.5 | 82% |
| COUNTRY Financial | Insurer | 4.3 | 4.4 | 4.4 | 81% |
| State Farm | Insurer | 4.5 | 4.2 | 4.3 | 80% |
| Progressive | Insurer | 4.7 | 4.2 | 4.1 | 79% |
| GEICO | Insurer | 4.8 | 4.2 | 4.0 | 78% |
| PEMCO Insurance | Insurer | 4.2 | 4.3 | 4.3 | 77% |
| Mutual of Enumclaw | Insurer | 4.1 | 4.3 | 4.4 | 77% |
| Allstate | Insurer | 4.3 | 4.0 | 4.1 | 75% |
Gresham Best Car Insurers
MFP’s Community Car Insurance Survey most recommended auto insurance companies in Gresham’s area are Greenberg & Associates Insurance, Elliott, Powell, Baden & Baker and State Farm.
Greenberg & Associates Insurance (87% Recommend)
- Greenberg & Associates Insurance scores 4.6 Easy Application, 4.5 Terms & Premium Satisfaction and 4.8 Support & Guidance, the highest Support & Guidance among Gresham’s top 3.
- Drivers can get local agency help comparing coverage and prices before picking a company.
Elliott, Powell, Baden & Baker (85% Recommend)
- Elliott, Powell, Baden & Baker has 4.6 Easy Application, 4.6 Terms & Premium Satisfaction and 4.9 Support & Guidance, the strongest table metrics but with a lower Gresham-specific signal than Greenberg.
- It is a strong option for drivers who want an experienced agency to explain the differences between policies.
State Farm (80% Recommend)
- State Farm scores 4.5 Easy Application, 4.2 Terms & Premium Satisfaction and 4.3 Support & Guidance, with stronger Easy Application than most local-agent insurer options.
- State Farm works well for drivers who want a recognizable company and a local office they can contact.
| Insurer | Type | Easy Application | Terms & Premium Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Greenberg & Associates Insurance | Agency | 4.6 | 4.5 | 4.8 | 87% |
| Elliott, Powell, Baden & Baker | Agency | 4.6 | 4.6 | 4.9 | 85% |
| State Farm | Insurer | 4.5 | 4.2 | 4.3 | 80% |
| COUNTRY Financial | Insurer | 4.3 | 4.4 | 4.4 | 80% |
| Progressive | Insurer | 4.7 | 4.2 | 4.1 | 78% |
| GEICO | Insurer | 4.8 | 4.2 | 4.0 | 77% |
| Oregon Mutual Insurance | Insurer | 4.1 | 4.4 | 4.4 | 77% |
| PEMCO Insurance | Insurer | 4.2 | 4.3 | 4.3 | 76% |
Hillsboro Best Car Insurers
MFP’s Community Car Insurance Survey most recommended auto insurance companies in Hillsboro’s area are Insure Pacific, COUNTRY Financial and State Farm.
Insure Pacific (88% Recommend)
- Insure Pacific scores 4.6 Easy Application, 4.6 Terms & Premium Satisfaction and 4.8 Support & Guidance, the highest Support & Guidance among Hillsboro’s top 3.
- Drivers can work with a local agency that helps compare companies and make the coverage choices less confusing.
COUNTRY Financial (82% Recommend)
- COUNTRY Financial has 4.3 Easy Application, 4.4 Terms & Premium Satisfaction and 4.4 Support & Guidance, with stronger Terms than State Farm.
- COUNTRY Financial is a good fit for drivers who want an agent and a company with strong personal insurance options.
State Farm (81% Recommend)
- State Farm scores 4.5 Easy Application, 4.2 Terms & Premium Satisfaction and 4.3 Support & Guidance, the highest Easy Application among Hillsboro’s top 3.
- State Farm works well for drivers who want a familiar company and a straightforward local quote process.
| Insurer | Type | Easy Application | Terms & Premium Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Insure Pacific | Agency | 4.6 | 4.6 | 4.8 | 88% |
| COUNTRY Financial | Insurer | 4.3 | 4.4 | 4.4 | 82% |
| State Farm | Insurer | 4.5 | 4.2 | 4.3 | 81% |
| Progressive | Insurer | 4.7 | 4.2 | 4.1 | 79% |
| GEICO | Insurer | 4.8 | 4.2 | 4.0 | 78% |
| Oregon Mutual Insurance | Insurer | 4.1 | 4.4 | 4.4 | 77% |
| PEMCO Insurance | Insurer | 4.2 | 4.3 | 4.3 | 76% |
| Allstate | Insurer | 4.3 | 4.0 | 4.1 | 75% |
Bend Best Car Insurers
MFP’s Community Car Insurance Survey most recommended auto insurance companies in Bend’s area are PayneWest Insurance, COUNTRY Financial and Oregon Mutual Insurance.
PayneWest Insurance (88% Recommend)
- PayneWest Insurance scores 4.6 Easy Application, 4.6 Terms & Premium Satisfaction and 4.9 Support & Guidance, the highest Support & Guidance among Bend’s top 3.
- Drivers can use the agency to compare coverage choices and get help before picking a policy.
COUNTRY Financial (82% Recommend)
- COUNTRY Financial has 4.3 Easy Application, 4.4 Terms & Premium Satisfaction and 4.4 Support & Guidance, with stronger Easy Application than Oregon Mutual.
- COUNTRY Financial is a practical choice for drivers who want agent help from a familiar personal-insurance company.
Oregon Mutual Insurance (81% Recommend)
- Oregon Mutual Insurance scores 4.1 Easy Application, 4.5 Terms & Premium Satisfaction and 4.5 Support & Guidance, the strongest Terms and Support score among Bend’s top insurers.
- Oregon Mutual works well for drivers who prefer a regional insurer and local-agent guidance.
| Insurer | Type | Easy Application | Terms & Premium Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| PayneWest Insurance | Agency | 4.6 | 4.6 | 4.9 | 88% |
| COUNTRY Financial | Insurer | 4.3 | 4.4 | 4.4 | 82% |
| Oregon Mutual Insurance | Insurer | 4.1 | 4.5 | 4.5 | 81% |
| State Farm | Insurer | 4.5 | 4.2 | 4.3 | 80% |
| Progressive | Insurer | 4.7 | 4.2 | 4.1 | 79% |
| GEICO | Insurer | 4.8 | 4.2 | 4.0 | 78% |
| Mutual of Enumclaw | Insurer | 4.1 | 4.3 | 4.4 | 77% |
| Allstate | Insurer | 4.3 | 4.0 | 4.1 | 75% |
Beaverton Best Car Insurers
MFP’s Community Car Insurance Survey most recommended auto insurance companies in Beaverton’s area are Insure Pacific, COUNTRY Financial and State Farm.
Insure Pacific (87% Recommend)
- Insure Pacific scores 4.6 Easy Application, 4.6 Terms & Premium Satisfaction and 4.8 Support & Guidance, the highest Support & Guidance among Beaverton’s top 3.
- Drivers can get local help comparing options and asking coverage questions before choosing a policy.
COUNTRY Financial (82% Recommend)
- COUNTRY Financial has 4.3 Easy Application, 4.4 Terms & Premium Satisfaction and 4.4 Support & Guidance, with stronger Terms than State Farm.
- COUNTRY Financial works well for drivers who want an agent involved and a familiar personal-insurance company.
State Farm (81% Recommend)
- State Farm scores 4.5 Easy Application, 4.2 Terms & Premium Satisfaction and 4.3 Support & Guidance, giving it the highest Easy Application among Beaverton’s top 3.
- State Farm is a practical choice for drivers who want a local office and a straightforward quote process.
| Insurer | Type | Easy Application | Terms & Premium Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Insure Pacific | Agency | 4.6 | 4.6 | 4.8 | 87% |
| COUNTRY Financial | Insurer | 4.3 | 4.4 | 4.4 | 82% |
| State Farm | Insurer | 4.5 | 4.2 | 4.3 | 81% |
| Progressive | Insurer | 4.7 | 4.2 | 4.1 | 79% |
| GEICO | Insurer | 4.8 | 4.2 | 4.0 | 78% |
| Oregon Mutual Insurance | Insurer | 4.1 | 4.4 | 4.4 | 77% |
Medford Best Car Insurers
MFP’s Community Car Insurance Survey most recommended auto insurance companies in Medford’s area are Protectors Insurance, Oregon Mutual Insurance and COUNTRY Financial.
Protectors Insurance (87% Recommend)
- Protectors Insurance scores 4.6 Easy Application, 4.5 Terms & Premium Satisfaction and 4.8 Support & Guidance, the highest Support & Guidance among Medford’s top 3.
- Drivers can work with a local agency to compare companies and get help choosing coverage that fits.
Oregon Mutual Insurance (82% Recommend)
- Oregon Mutual Insurance has 4.1 Easy Application, 4.5 Terms & Premium Satisfaction and 4.5 Support & Guidance, tying Protectors on Terms & Premium Satisfaction.
- Oregon Mutual is a strong regional option for drivers who want agent help rather than a fully online process.
COUNTRY Financial (81% Recommend)
- COUNTRY Financial scores 4.3 Easy Application, 4.4 Terms & Premium Satisfaction and 4.4 Support & Guidance, with stronger Easy Application than Oregon Mutual.
- COUNTRY Financial works well for drivers who want local agent help and a familiar auto insurance company.
| Insurer | Type | Easy Application | Terms & Premium Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Protectors Insurance | Agency | 4.6 | 4.5 | 4.8 | 87% |
| Oregon Mutual Insurance | Insurer | 4.1 | 4.5 | 4.5 | 82% |
| COUNTRY Financial | Insurer | 4.3 | 4.4 | 4.4 | 81% |
| State Farm | Insurer | 4.5 | 4.2 | 4.3 | 80% |
| Progressive | Insurer | 4.7 | 4.2 | 4.1 | 78% |
| GEICO | Insurer | 4.8 | 4.2 | 4.0 | 77% |
Springfield Best Car Insurers
MFP’s Community Car Insurance Survey most recommended auto insurance companies in Springfield’s area are McKenzie Cascade Insurance, Bell & Bowen Insurance and Oregon Mutual Insurance.
McKenzie Cascade Insurance (87% Recommend)
- McKenzie Cascade Insurance scores 4.6 Easy Application, 4.6 Terms & Premium Satisfaction and 4.8 Support & Guidance, the highest Support & Guidance among Springfield’s top 3.
- Drivers can use the agency to compare options and talk through coverage before making a decision.
Bell & Bowen Insurance (85% Recommend)
- Bell & Bowen Insurance has 4.5 Easy Application, 4.5 Terms & Premium Satisfaction and 4.8 Support & Guidance, matching McKenzie Cascade on Support & Guidance.
- Bell & Bowen is useful for drivers who want local help and a clearer explanation of policy choices.
Oregon Mutual Insurance (81% Recommend)
- Oregon Mutual Insurance scores 4.1 Easy Application, 4.5 Terms & Premium Satisfaction and 4.5 Support & Guidance, matching Bell & Bowen on Terms & Premium Satisfaction.
- Oregon Mutual is a good fit for drivers who prefer a regional insurer and local-agent service.
| Insurer | Type | Easy Application | Terms & Premium Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| McKenzie Cascade Insurance | Agency | 4.6 | 4.6 | 4.8 | 87% |
| Bell & Bowen Insurance | Agency | 4.5 | 4.5 | 4.8 | 85% |
| Oregon Mutual Insurance | Insurer | 4.1 | 4.5 | 4.5 | 81% |
| COUNTRY Financial | Insurer | 4.3 | 4.4 | 4.4 | 80% |
| State Farm | Insurer | 4.5 | 4.2 | 4.3 | 79% |
| Progressive | Insurer | 4.7 | 4.2 | 4.1 | 78% |
Corvallis Best Car Insurers
MFP’s Community Car Insurance Survey most recommended auto insurance companies in Corvallis’s area are Barker-Uerlings Insurance, Oregon Mutual Insurance and COUNTRY Financial.
Barker-Uerlings Insurance (87% Recommend)
- Barker-Uerlings Insurance scores 4.6 Easy Application, 4.6 Terms & Premium Satisfaction and 4.8 Support & Guidance, the highest Support & Guidance among Corvallis’s top 3.
- Drivers can get local help comparing companies and choosing coverage without relying only on online quotes.
Oregon Mutual Insurance (82% Recommend)
- Oregon Mutual Insurance has 4.1 Easy Application, 4.5 Terms & Premium Satisfaction and 4.5 Support & Guidance, close to Barker-Uerlings on Terms & Premium Satisfaction.
- Oregon Mutual is a good option for drivers who want a regional insurer and local-agent guidance.
COUNTRY Financial (81% Recommend)
- COUNTRY Financial scores 4.3 Easy Application, 4.4 Terms & Premium Satisfaction and 4.4 Support & Guidance, with stronger Easy Application than Oregon Mutual.
- COUNTRY Financial works well for drivers who prefer an agent and a familiar company for auto coverage.
| Insurer | Type | Easy Application | Terms & Premium Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Barker-Uerlings Insurance | Agency | 4.6 | 4.6 | 4.8 | 87% |
| Oregon Mutual Insurance | Insurer | 4.1 | 4.5 | 4.5 | 82% |
| COUNTRY Financial | Insurer | 4.3 | 4.4 | 4.4 | 81% |
| State Farm | Insurer | 4.5 | 4.2 | 4.3 | 80% |
| Progressive | Insurer | 4.7 | 4.2 | 4.1 | 78% |
| GEICO | Insurer | 4.8 | 4.2 | 4.0 | 77% |
End Note
Meeting the legal minimum keeps you driving, but rainy roads, wildfire damage, and uninsured drivers can lead to bills that go beyond those limits.
Match your coverage to what you own and what a real crash can cost on Oregon roads, not just what the law requires.