The MFP’s Community Auto Lender Survey gathers Oregon’s car drivers feedback and recommendations for direct lenders like banks, credit unions and online lenders, plus marketplaces. Shopping for a car loan and a lender can be complicated and we gathered this data to help your choice.
Updated: May 11, 2026
<< Human Powered Recommendations from Oregon’s Car Drivers >>
Oregon Best Car Loan Lenders
Portland, Salem, Eugene, Gresham, Hillsboro, Bend, Beaverton, Medford, Springfield, Corvallis, Online.
Oregon Car Loans Lenders Satisfaction
Performance and satisfaction of car loan lenders across Oregon by lenders type.
| Lender Type | Application Ease | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommendation Rate |
|---|---|---|---|---|
| Credit Unions | 4.57 | 4.58 | 4.67 | 89.8% |
| Community Banks | 4.30 | 4.30 | 4.50 | 84.0% |
| Online Lenders | 4.57 | 4.50 | 4.46 | 82.5% |
| Banks | 3.98 | 3.98 | 4.16 | 77.1% |
Source: MFP’s Community Survey of Auto Loan Lenders by State and Cities.
Recommendations are gathered from 1,743 local Oregon drivers who got a quote or applied for a car loan in the past 12 months. We survey 4 broad areas; loan application, loan term and rate, speedy quote and decision, plus if borrowers recommend the lender:
- Loan Application (0 to 5): How easy it is to apply for your auto loan. What’s the amount of information asked. How fast do you complete your application for your loan.
- Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- Speedy Quote & Decision (0 to 5): Were you happy with the guidance and speed you were offered, speed of a quote requested, and speed to get a decision on your loan?
- Recommendation (yes/no): Do you recommend this lender after going through the process?
More Info for Oregon Drivers:
Oregon Used Car Insurance Cost
Portland Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Portland’s area are OnPoint Community Credit Union, Unitus Community Credit Union and Advantis Credit Union.
OnPoint Community Credit Union (95% Recommend)
- OnPoint Community Credit Union ranks highest among Portland lenders with a 95% Recommend score, the highest 4.8 Easy Application rating, highest 4.8 Loan Terms & Rate Satisfaction rating, and highest 4.9 Speedy Quote & Decision rating among the top 3.
- Reviews support the ranking with repeated positive feedback about smooth auto-loan service, competitive credit union terms, and helpful local staff guidance.
Unitus Community Credit Union (92% Recommend)
- Unitus Community Credit Union ranks second with a 92% Recommend score, 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating, and 4.8 Speedy Quote & Decision rating, ranking close behind OnPoint across all top-3 metrics.
- Reviews commonly mention friendly service, clear loan explanations, and strong member support throughout the borrowing process.
Advantis Credit Union (91% Recommend)
- Advantis Credit Union ranks third with a 91% Recommend score, 4.6 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating, and 4.7 Speedy Quote & Decision rating, matching Unitus Community Credit Union on Loan Terms & Rate Satisfaction.
- Reviews point to helpful branch staff, straightforward loan guidance, and positive local credit union service.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| OnPoint Community Credit Union | Credit Union | 4.8 | 4.8 | 4.9 | 95% |
| Unitus Community Credit Union | Credit Union | 4.7 | 4.7 | 4.8 | 92% |
| Advantis Credit Union | Credit Union | 4.6 | 4.7 | 4.7 | 91% |
| Rivermark Community Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 90% |
| Consolidated Community Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 88% |
| Forrit Credit Union | Credit Union | 4.4 | 4.5 | 4.6 | 87% |
| First Tech Federal Credit Union | Credit Union | 4.4 | 4.4 | 4.5 | 86% |
| SELCO Community Credit Union | Credit Union | 4.3 | 4.4 | 4.5 | 85% |
| WaFd Bank | Bank | 4.2 | 4.2 | 4.4 | 82% |
| Columbia Bank | Bank | 4.1 | 4.1 | 4.3 | 80% |
| Umpqua Bank | Bank | 4.0 | 4.0 | 4.2 | 78% |
| Banner Bank | Bank | 4.0 | 4.0 | 4.1 | 77% |
| Chase Bank | Bank | 3.9 | 3.9 | 4.0 | 75% |
| U.S. Bank | Bank | 3.8 | 3.8 | 4.0 | 73% |
| Bank of America | Bank | 3.7 | 3.7 | 3.8 | 70% |
Salem Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Salem’s area are OnPoint Community Credit Union, Unitus Community Credit Union and Oregon State Credit Union.
OnPoint Community Credit Union (93% Recommend)
- OnPoint Community Credit Union ranks highest among Salem lenders with a 93% Recommend score, the highest 4.7 Easy Application rating, tied-highest 4.7 Loan Terms & Rate Satisfaction rating, and highest 4.8 Speedy Quote & Decision rating among the top 3.
- Reviews support the ranking with repeated positive feedback about helpful local staff, smooth loan support, and clear borrowing guidance.
Unitus Community Credit Union (91% Recommend)
- Unitus Community Credit Union ranks second with a 91% Recommend score, 4.6 Easy Application rating, 4.6 Loan Terms & Rate Satisfaction rating, and 4.7 Speedy Quote & Decision rating, ranking close behind OnPoint across all top-3 metrics.
- Reviews commonly mention friendly service, useful loan explanations, and strong support from branch staff.
Oregon State Credit Union (90% Recommend)
- Oregon State Credit Union ranks third with a 90% Recommend score, 4.6 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating, and 4.6 Speedy Quote & Decision rating, matching OnPoint Community Credit Union on Loan Terms & Rate Satisfaction among the top 3.
- Reviews point to responsive service, practical loan help, and positive member support during borrowing.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| OnPoint Community Credit Union | Credit Union | 4.7 | 4.7 | 4.8 | 93% |
| Unitus Community Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 91% |
| Oregon State Credit Union | Credit Union | 4.6 | 4.7 | 4.6 | 90% |
| First Tech Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 88% |
| Valley Credit Union | Credit Union | 4.4 | 4.5 | 4.6 | 87% |
| SELCO Community Credit Union | Credit Union | 4.3 | 4.4 | 4.5 | 85% |
| Central Willamette Credit Union | Credit Union | 4.3 | 4.3 | 4.5 | 84% |
| WaFd Bank | Bank | 4.2 | 4.2 | 4.4 | 82% |
| Columbia Bank | Bank | 4.1 | 4.1 | 4.3 | 80% |
| Banner Bank | Bank | 4.0 | 4.0 | 4.2 | 78% |
Eugene Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Eugene’s area are SELCO Community Credit Union, OCCU and OnPoint Community Credit Union.
SELCO Community Credit Union (94% Recommend)
- SELCO Community Credit Union ranks highest among Eugene lenders with a 94% Recommend score, the highest 4.8 Easy Application rating, tied-highest 4.7 Loan Terms & Rate Satisfaction rating, and highest 4.8 Speedy Quote & Decision rating among the top 3.
- Reviews support the ranking with repeated positive feedback about helpful local service, smooth auto-loan support, and strong member guidance.
OCCU (92% Recommend)
- OCCU ranks second with a 92% Recommend score, 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating, and 4.7 Speedy Quote & Decision rating, matching SELCO Community Credit Union on Loan Terms & Rate Satisfaction.
- Reviews commonly mention responsive staff, clear loan explanations, and a positive local credit union borrowing experience.
OnPoint Community Credit Union (90% Recommend)
- OnPoint Community Credit Union ranks third with a 90% Recommend score, 4.6 Easy Application rating, 4.6 Loan Terms & Rate Satisfaction rating, and 4.7 Speedy Quote & Decision rating.
- Reviews point to helpful branch service, clear borrowing support, and positive member service experiences.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| SELCO Community Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 94% |
| OCCU | Credit Union | 4.7 | 4.7 | 4.7 | 92% |
| OnPoint Community Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 90% |
| Northwest Community Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 88% |
| First Tech Federal Credit Union | Credit Union | 4.4 | 4.4 | 4.5 | 86% |
| WaFd Bank | Bank | 4.2 | 4.2 | 4.4 | 82% |
| Columbia Bank | Bank | 4.1 | 4.1 | 4.3 | 80% |
| Banner Bank | Bank | 4.0 | 4.0 | 4.2 | 78% |
| Umpqua Bank | Bank | 3.9 | 3.9 | 4.1 | 76% |
| Chase Bank | Bank | 3.8 | 3.8 | 4.0 | 74% |
Gresham Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Gresham’s area are OnPoint Community Credit Union, Unitus Community Credit Union and Rivermark Community Credit Union.
OnPoint Community Credit Union (93% Recommend)
- OnPoint Community Credit Union ranks highest among Gresham lenders with a 93% Recommend score, the highest 4.7 Easy Application rating, highest 4.7 Loan Terms & Rate Satisfaction rating, and highest 4.8 Speedy Quote & Decision rating among the top 3.
- Reviews support the ranking with repeated positive feedback about smooth loan support, helpful local service, and clear borrowing guidance.
Unitus Community Credit Union (91% Recommend)
- Unitus Community Credit Union ranks second with a 91% Recommend score, 4.6 Easy Application rating, 4.6 Loan Terms & Rate Satisfaction rating, and 4.7 Speedy Quote & Decision rating, ranking close behind OnPoint Community Credit Union across all top-3 metrics.
- Reviews commonly mention friendly staff, helpful auto-loan explanations, and positive branch service.
Rivermark Community Credit Union (90% Recommend)
- Rivermark Community Credit Union ranks third with a 90% Recommend score, 4.6 Easy Application rating, 4.6 Loan Terms & Rate Satisfaction rating, and 4.7 Speedy Quote & Decision rating, matching Unitus Community Credit Union on Speedy Quote & Decision.
- Reviews point to responsive local service, practical loan help, and clear staff guidance during borrowing.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| OnPoint Community Credit Union | Credit Union | 4.7 | 4.7 | 4.8 | 93% |
| Unitus Community Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 91% |
| Rivermark Community Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 90% |
| WaFd Bank | Bank | 4.2 | 4.2 | 4.4 | 82% |
| Umpqua Bank | Bank | 4.0 | 4.0 | 4.2 | 78% |
| Chase Bank | Bank | 3.9 | 3.9 | 4.0 | 75% |
| U.S. Bank | Bank | 3.8 | 3.8 | 4.0 | 73% |
| Bank of America | Bank | 3.7 | 3.7 | 3.8 | 70% |
Hillsboro Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Hillsboro’s area are OnPoint Community Credit Union, Unitus Community Credit Union and First Tech Federal Credit Union.
OnPoint Community Credit Union (93% Recommend)
- OnPoint Community Credit Union ranks highest among Hillsboro lenders with a 93% Recommend score, the highest 4.7 Easy Application rating, highest 4.7 Loan Terms & Rate Satisfaction rating, and highest 4.8 Speedy Quote & Decision rating among the top 3.
- Reviews support the ranking with repeated positive feedback about smooth loan support, helpful staff guidance, and clear borrowing help.
Unitus Community Credit Union (91% Recommend)
- Unitus Community Credit Union ranks second with a 91% Recommend score, 4.6 Easy Application rating, 4.6 Loan Terms & Rate Satisfaction rating, and 4.7 Speedy Quote & Decision rating, ranking close behind OnPoint Community Credit Union across all top-3 metrics.
- Reviews commonly mention friendly service, clear loan explanations, and positive local branch support.
First Tech Federal Credit Union (88% Recommend)
- First Tech Federal Credit Union ranks third with an 88% Recommend score, 4.5 Easy Application rating, 4.5 Loan Terms & Rate Satisfaction rating, and 4.6 Speedy Quote & Decision rating.
- Reviews point to helpful staff, practical loan support, and positive experiences with credit union service.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| OnPoint Community Credit Union | Credit Union | 4.7 | 4.7 | 4.8 | 93% |
| Unitus Community Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 91% |
| First Tech Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 88% |
| Rivermark Community Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 87% |
| WaFd Bank | Bank | 4.2 | 4.2 | 4.4 | 82% |
| Umpqua Bank | Bank | 4.0 | 4.0 | 4.2 | 78% |
| Chase Bank | Bank | 3.9 | 3.9 | 4.0 | 75% |
| U.S. Bank | Bank | 3.8 | 3.8 | 4.0 | 73% |
Bend Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Bend’s area are SELCO Community Credit Union, OnPoint Community Credit Union and Mid Oregon Credit Union.
SELCO Community Credit Union (93% Recommend)
- SELCO Community Credit Union ranks highest among Bend lenders with a 93% Recommend score, the highest 4.7 Easy Application rating, tied-highest 4.7 Loan Terms & Rate Satisfaction rating, and highest 4.8 Speedy Quote & Decision rating among the top 3.
- Reviews support the ranking with repeated positive feedback about helpful branch service, smooth loan support, and clear member guidance.
OnPoint Community Credit Union (91% Recommend)
- OnPoint Community Credit Union ranks second with a 91% Recommend score, 4.6 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating, and 4.7 Speedy Quote & Decision rating, matching SELCO Community Credit Union on Loan Terms & Rate Satisfaction.
- Reviews commonly mention helpful staff, straightforward loan assistance, and positive local credit union service.
Mid Oregon Credit Union (90% Recommend)
- Mid Oregon Credit Union ranks third with a 90% Recommend score, 4.6 Easy Application rating, 4.6 Loan Terms & Rate Satisfaction rating, and 4.7 Speedy Quote & Decision rating, staying close to OnPoint Community Credit Union across all top-3 metrics.
- Reviews point to friendly local service, practical loan help, and strong support from branch staff.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| SELCO Community Credit Union | Credit Union | 4.7 | 4.7 | 4.8 | 93% |
| OnPoint Community Credit Union | Credit Union | 4.6 | 4.7 | 4.7 | 91% |
| Mid Oregon Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 90% |
| First Interstate Bank | Bank | 4.2 | 4.2 | 4.4 | 82% |
| WaFd Bank | Bank | 4.1 | 4.1 | 4.3 | 80% |
| Umpqua Bank | Bank | 4.0 | 4.0 | 4.2 | 78% |
| U.S. Bank | Bank | 3.8 | 3.8 | 4.0 | 73% |
| Chase Bank | Bank | 3.8 | 3.8 | 3.9 | 72% |
Beaverton Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Beaverton’s area are OnPoint Community Credit Union, Unitus Community Credit Union and First Tech Federal Credit Union.
OnPoint Community Credit Union (93% Recommend)
- OnPoint Community Credit Union ranks highest among Beaverton lenders with a 93% Recommend score, the highest 4.7 Easy Application rating, highest 4.7 Loan Terms & Rate Satisfaction rating, and highest 4.8 Speedy Quote & Decision rating among the top 3.
- Reviews support the ranking with repeated positive feedback about smooth loan support, helpful staff guidance, and clear borrowing help.
Unitus Community Credit Union (91% Recommend)
- Unitus Community Credit Union ranks second with a 91% Recommend score, 4.6 Easy Application rating, 4.6 Loan Terms & Rate Satisfaction rating, and 4.7 Speedy Quote & Decision rating, ranking close behind OnPoint Community Credit Union across all top-3 metrics.
- Reviews commonly mention friendly service, clear loan explanations, and positive local branch support.
First Tech Federal Credit Union (88% Recommend)
- First Tech Federal Credit Union ranks third with an 88% Recommend score, 4.5 Easy Application rating, 4.5 Loan Terms & Rate Satisfaction rating, and 4.6 Speedy Quote & Decision rating.
- Reviews point to helpful staff, practical loan support, and positive experiences with credit union service.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| OnPoint Community Credit Union | Credit Union | 4.7 | 4.7 | 4.8 | 93% |
| Unitus Community Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 91% |
| First Tech Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 88% |
| Rivermark Community Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 87% |
| Advantis Credit Union | Credit Union | 4.4 | 4.5 | 4.5 | 86% |
| WaFd Bank | Bank | 4.2 | 4.2 | 4.4 | 82% |
| Umpqua Bank | Bank | 4.0 | 4.0 | 4.2 | 78% |
| Chase Bank | Bank | 3.9 | 3.9 | 4.0 | 75% |
Medford Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Medford’s area are Rogue Credit Union, First Community Credit Union and SELCO Community Credit Union.
Rogue Credit Union (94% Recommend)
- Rogue Credit Union ranks highest among Medford lenders with a 94% Recommend score, the highest 4.8 Easy Application rating, highest 4.7 Loan Terms & Rate Satisfaction rating, and highest 4.8 Speedy Quote & Decision rating among the top 3.
- Reviews support the ranking with repeated positive feedback about helpful local service, smooth auto-loan support, and strong member guidance.
First Community Credit Union (90% Recommend)
- First Community Credit Union ranks second with a 90% Recommend score, 4.6 Easy Application rating, 4.6 Loan Terms & Rate Satisfaction rating, and 4.7 Speedy Quote & Decision rating, ranking ahead of SELCO Community Credit Union on Recommend %.
- Reviews commonly mention friendly staff, clear communication, and helpful support for local borrowing needs.
SELCO Community Credit Union (88% Recommend)
- SELCO Community Credit Union ranks third with an 88% Recommend score, 4.5 Easy Application rating, 4.5 Loan Terms & Rate Satisfaction rating, and 4.6 Speedy Quote & Decision rating.
- Reviews point to practical loan help, positive credit union service, and responsive staff support.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| Rogue Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 94% |
| First Community Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 90% |
| SELCO Community Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 88% |
| WaFd Bank | Bank | 4.2 | 4.2 | 4.4 | 82% |
| Umpqua Bank | Bank | 4.0 | 4.0 | 4.2 | 78% |
| Chase Bank | Bank | 3.8 | 3.8 | 3.9 | 72% |
Springfield Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Springfield’s area are SELCO Community Credit Union, OCCU and Northwest Community Credit Union.
SELCO Community Credit Union (94% Recommend)
- SELCO Community Credit Union ranks highest among Springfield lenders with a 94% Recommend score, the highest 4.8 Easy Application rating, highest 4.7 Loan Terms & Rate Satisfaction rating, and highest 4.8 Speedy Quote & Decision rating among the top 3.
- Reviews support the ranking with repeated positive feedback about smooth loan support, helpful local service, and strong credit union guidance.
OCCU (92% Recommend)
- OCCU ranks second with a 92% Recommend score, 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating, and 4.7 Speedy Quote & Decision rating, matching SELCO Community Credit Union on Loan Terms & Rate Satisfaction.
- Reviews commonly mention responsive staff, clear loan explanations, and a positive local borrowing experience.
Northwest Community Credit Union (88% Recommend)
- Northwest Community Credit Union ranks third with an 88% Recommend score, 4.5 Easy Application rating, 4.5 Loan Terms & Rate Satisfaction rating, and 4.6 Speedy Quote & Decision rating.
- Reviews point to helpful staff, practical loan support, and positive member service experiences.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| SELCO Community Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 94% |
| OCCU | Credit Union | 4.7 | 4.7 | 4.7 | 92% |
| Northwest Community Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 88% |
| WaFd Bank | Bank | 4.2 | 4.2 | 4.4 | 82% |
| Umpqua Bank | Bank | 4.0 | 4.0 | 4.2 | 78% |
| Chase Bank | Bank | 3.8 | 3.8 | 3.9 | 72% |
Corvallis Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Corvallis’s area are Oregon State Credit Union, SELCO Community Credit Union and Citizens Bank.
Oregon State Credit Union (94% Recommend)
- Oregon State Credit Union ranks highest among Corvallis lenders with a 94% Recommend score, the highest 4.8 Easy Application rating, highest 4.7 Loan Terms & Rate Satisfaction rating, and highest 4.8 Speedy Quote & Decision rating among the top 3.
- Reviews support the ranking with repeated positive feedback about helpful local service, smooth loan support, and strong credit union guidance.
SELCO Community Credit Union (89% Recommend)
- SELCO Community Credit Union ranks second with an 89% Recommend score, 4.5 Easy Application rating, 4.5 Loan Terms & Rate Satisfaction rating, and 4.6 Speedy Quote & Decision rating, ranking ahead of Citizens Bank across all top-3 metrics.
- Reviews commonly mention friendly staff, practical loan help, and positive member service experiences.
Citizens Bank (84% Recommend)
- Citizens Bank ranks third with an 84% Recommend score, 4.3 Easy Application rating, 4.3 Loan Terms & Rate Satisfaction rating, and 4.5 Speedy Quote & Decision rating.
- Reviews point to responsive local banking service, helpful branch staff, and clear borrower support.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| Oregon State Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 94% |
| SELCO Community Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 89% |
| Citizens Bank | Community Bank | 4.3 | 4.3 | 4.5 | 84% |
| WaFd Bank | Bank | 4.2 | 4.2 | 4.4 | 82% |
| U.S. Bank | Bank | 3.8 | 3.8 | 4.0 | 73% |
| Chase Bank | Bank | 3.8 | 3.8 | 3.9 | 72% |
Oregon Best Online Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Oregon’s area are OnPoint Community Credit Union, Oregon Community Credit Union and Unitus Community Credit Union.
OnPoint Community Credit Union (94% Recommend)
- OnPoint ranks #1 with a 94% Recommend score, a 4.8 Easy Application rating and a 4.8 Loan Terms rating, tying Oregon Community Credit Union for the highest Loan Terms rating among the top 3.
- Borrower-facing information supports a strong Oregon fit, with online applications, new and used vehicle financing and broad local credit union availability.
Oregon Community Credit Union (93% Recommend)
- Oregon Community Credit Union ranks #2 with a 93% Recommend score, a 4.8 Easy Application rating and a 4.8 Loan Terms rating, matching OnPoint on both application ease and loan terms.
- Loan information supports dealer and private-party purchase financing, a quick loan process and strong Oregon borrower support for new and used vehicles.
Unitus Community Credit Union (91% Recommend)
- Unitus ranks #3 with a 91% Recommend score, a 4.7 Easy Application rating and a 4.7 Speedy Quote & Decision rating, just below OnPoint and Oregon Community Credit Union on Easy Application.
- Borrower-facing materials support fast online approval, simple vehicle financing and useful local guidance for Oregon car buyers.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| OnPoint Community Credit Union | Direct | 4.8 | 4.8 | 4.8 | 94% |
| Oregon Community Credit Union | Direct | 4.8 | 4.8 | 4.7 | 93% |
| Unitus Community Credit Union | Direct | 4.7 | 4.7 | 4.7 | 91% |
| SELCO Community Credit Union | Direct | 4.7 | 4.6 | 4.7 | 90% |
| Rivermark Community Credit Union | Direct | 4.7 | 4.6 | 4.6 | 89% |
| Advantis Credit Union | Direct | 4.6 | 4.6 | 4.6 | 88% |
| First Tech Federal Credit Union | Direct | 4.6 | 4.6 | 4.5 | 87% |
| Mid Oregon Credit Union | Direct | 4.6 | 4.5 | 4.5 | 86% |
| Oregonians Credit Union | Direct | 4.5 | 4.6 | 4.5 | 85% |
| Consolidated Community Credit Union | Direct | 4.5 | 4.5 | 4.5 | 84% |
| Wauna Credit Union | Direct | 4.5 | 4.5 | 4.4 | 83% |
| Central Willamette Credit Union | Direct | 4.4 | 4.5 | 4.4 | 82% |
| Capital One Auto Navigator | Direct | 4.7 | 4.3 | 4.3 | 79% |
| Navy Federal Credit Union | Direct | 4.6 | 4.5 | 4.6 | 78% |
| LightStream | Direct | 4.6 | 4.4 | 4.2 | 77% |
| USAA | Direct | 4.5 | 4.4 | 4.4 | 76% |
| Digital Federal Credit Union | Direct | 4.4 | 4.5 | 4.3 | 75% |
| myAutoloan | Marketplace | 4.5 | 4.3 | 4.2 | 73% |
| AUTOPAY | Marketplace | 4.5 | 4.3 | 4.2 | 72% |
| CarsDirect | Marketplace | 4.2 | 4.0 | 4.0 | 69% |