MFP Home Loan Lenders Community Survey gathers Mississippi’s homeowners feedback and lenders recommendations fora new home loans in the state. Shopping for a new home loan can be complicated and we gathered data below to help your choice.
Updated: June 6, 2025
<< Human Powered Recommendations >>
Mississippi Best Home Loan Lenders
Jackson, Gulfport, Southaven, Hattiesburg, Biloxi, Olive Branch, Tupelo, Meridian, Greenville, Oxford, Online lenders.
Mississippi Home Loans Lenders Satisfaction
Performance and satisfaction of home purchase mortgage lenders across Mississippi by lenders type.
| Lender Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommendation |
|---|---|---|---|---|
| Credit Unions | 4.34 | 4.37 | 4.49 | 83% |
| Community Banks | 4.33 | 4.35 | 4.40 | 81% |
| Banks | 4.22 | 4.28 | 4.37 | 80% |
| Online Lenders | 4.07 | 4.17 | 4.27 | 89% |
Recommendations are gathered from 1,003 local Mississippi members who shopped and requested a new home loan mortgage in the past 12 months:
- Loan Application (0 to 5): How easy it is to apply for your home mortgage loan. How fast can it be done. What’s the amount of information asked. How fast do you get an answer for your loan.
- Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- Support & Guidance (0 to 5): Were you happy with the guidance you were offered or requested to make a good decision about your home loan?
- Recommendation (yes/no): Do you recommend this lender after going through the process?
More Loan Information for Mississippi Homeowners:
Home Refinance Loan Calculator
Loans Comparison Calculator: Heloc, Cash-Out, Home Equity, Renovation.
More Resources for Mississippi Homeowners.
Jackson Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Jackson’s area are Trustmark National Bank, Hope Credit Union, and BankPlus.
Trustmark National Bank (94% Recommend)
- Highest Recommend % (94%) with perfect 5.0 ratings in Loan Terms & Rate Satisfaction and Support & Guidance
- Homeowners feedback highlight streamlined closing processes and competitive fixed-rate options
Hope Credit Union (92% Recommend)
- 4.9 overall rating with top-tier Easy Application (4.8) and Support & Guidance (5.0) scores
- Users liked the personalized service and first-time homebuyer program accessibility
BankPlus (90% Recommend)
- 4.8 overall rating with strongest Easy Application score (4.9) among top 3
- Loved for transparent fee structures and local underwriting flexibility
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Trustmark National Bank | Bank | 4.7 | 5.0 | 5.0 | 94% |
| Hope Credit Union | Credit Union | 4.8 | 4.8 | 5.0 | 92% |
| BankPlus | Community Bank | 4.9 | 4.7 | 4.8 | 90% |
| Regions Bank | Bank | 4.5 | 4.6 | 4.7 | 88% |
| Cadence Bank | Bank | 4.4 | 4.5 | 4.6 | 85% |
| First Horizon Bank | Bank | 4.3 | 4.4 | 4.5 | 83% |
| Magnolia Federal Credit Union | Credit Union | 4.2 | 4.5 | 4.4 | 80% |
| Community Bank of Mississippi | Community Bank | 4.1 | 4.3 | 4.2 | 78% |
| BankFirst Financial Services | Community Bank | 4.0 | 4.2 | 4.1 | 75% |
| Citizens National Bank | Bank | 3.9 | 4.1 | 4.0 | 72% |
| Bank of Commerce | Community Bank | 3.8 | 4.0 | 3.9 | 70% |
| Renasant Bank | Bank | 3.7 | 3.9 | 3.8 | 68% |
| Southern Bancorp Bank | Community Bank | 3.6 | 3.8 | 3.7 | 65% |
| PriorityOne Bank | Community Bank | 3.5 | 3.7 | 3.6 | 62% |
| United Mississippi Bank | Bank | 3.4 | 3.6 | 3.5 | 60% |
Gulfport Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Gulfport’s area are Hancock Whitney Bank, Keesler Federal Credit Union, and Gulf Coast Community Federal Credit Union.
Hancock Whitney Bank (93% Recommend)
- Highest Recommend % (93%) with perfect 5.0 in Support & Guidance and 4.9 in Loan Terms
- Users highlight seamless mortgage processing and local underwriting expertise
Keesler Federal Credit Union (91% Recommend)
- 4.8 overall rating with top-tier Easy Application (4.7) and Loan Terms (4.9) scores
- Homeowners like their competitive rates and military/veteran loan specialization
Gulf Coast Community Federal Credit Union (89% Recommend)
- 4.7 overall rating with strongest Support & Guidance (4.8) among community lenders
- Loved for flexible credit requirements and first-time home buyer programs in the surveys
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Hancock Whitney Bank | Bank | 4.7 | 4.9 | 5.0 | 93% |
| Keesler Federal Credit Union | Credit Union | 4.7 | 4.9 | 4.8 | 91% |
| Gulf Coast Community Federal Credit Union | Credit Union | 4.5 | 4.6 | 4.8 | 89% |
| The Citizens Bank | Community Bank | 4.4 | 4.5 | 4.7 | 86% |
| Navigator Credit Union | Credit Union | 4.3 | 4.4 | 4.6 | 84% |
| BankPlus | Community Bank | 4.2 | 4.3 | 4.5 | 82% |
| Trustmark National Bank | Bank | 4.1 | 4.2 | 4.4 | 80% |
| Memorial Federal Credit Union | Credit Union | 4.0 | 4.1 | 4.3 | 78% |
| Regions Bank | Bank | 3.9 | 4.0 | 4.2 | 75% |
| Powerco Credit Union | Credit Union | 3.8 | 3.9 | 4.1 | 72% |
Southaven Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Southaven’s area are BankPlus, Community Bank, and Securtrust Federal Credit Union.
BankPlus (92% Recommend)
- Highest Recommend % (92%) with 4.8 in Loan Terms & Rate Satisfaction and 4.9 in Support & Guidance
- Users highlight personalized service and competitive fixed-rate mortgage options
Community Bank (89% Recommend)
- 4.7 overall rating with top-tier Easy Application (4.6) and Support & Guidance (4.8) scores
- Homeowners like the transparent fee structures and local underwriting flexibility
Securtrust Federal Credit Union (86% Recommend)
- 4.6 overall rating with strongest Loan Terms score (4.7) among credit unions in the area
- Homeowners love efficient loan processing and first-time homebuyer support
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| BankPlus | Community Bank | 4.7 | 4.8 | 4.9 | 92% |
| Community Bank | Bank | 4.6 | 4.5 | 4.8 | 89% |
| Securtrust Federal Credit Union | Credit Union | 4.4 | 4.7 | 4.5 | 86% |
| BankFirst Financial Services | Community Bank | 4.3 | 4.4 | 4.6 | 84% |
| Regions Bank | Bank | 4.2 | 4.3 | 4.4 | 82% |
| Trustmark National Bank | Bank | 4.1 | 4.2 | 4.3 | 80% |
| Navigator Credit Union | Credit Union | 4.0 | 4.1 | 4.2 | 78% |
| Keesler Federal Credit Union | Credit Union | 3.9 | 4.0 | 4.1 | 75% |
| First Horizon Bank | Bank | 3.8 | 3.9 | 4.0 | 72% |
| Cadence Bank | Bank | 3.7 | 3.8 | 3.9 | 70% |
Hattiesburg Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Hattiesburg’s area are Regions Bank, Trustmark Bank and Keesler Federal Credit Union.
- Highest in Support & Guidance (4.8) among top 3 with strong Loan Terms rating (4.5).
- Users feedback highlight efficient service and clear communication throughout loan process.
- Balanced 4.6 ratings across all categories with top Recommend % among community banks.
- Homeowners like the consistent rate competitiveness and personalized application assistance.
- Leads in Easy Application (4.7) with competitive 4.4 Loan Terms rating.
- Users surveys emphasize responsive loan officers and simplified documentation requirements.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Regions Bank | Bank | 4.5 | 4.5 | 4.8 | 89 |
| Trustmark Bank | Community Bank | 4.6 | 4.6 | 4.6 | 85 |
| Keesler Federal Credit Union | Credit Union | 4.7 | 4.4 | 4.5 | 83 |
| The Citizens Bank | Community Bank | 4.3 | 4.2 | 4.4 | 80 |
| Community Bank of Mississippi | Community Bank | 4.2 | 4.1 | 4.3 | 78 |
| Renasant Bank | Bank | 4.1 | 4.0 | 4.2 | 76 |
| Grand Bank | Bank | 4.0 | 3.9 | 4.1 | 74 |
| Ally Bank | Bank | 3.9 | 4.0 | 3.8 | 72 |
| CIT Bank | Bank | 3.8 | 3.9 | 3.7 | 70 |
| FourLeaf Federal Credit Union | Credit Union | 3.7 | 3.8 | 3.9 | 68 |
Biloxi Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Biloxi’s area are Keesler Federal Credit Union, Hope Credit Union, and Mississippi Federal Credit Union.
Keesler Federal Credit Union (94% Recommend)
- Highest Recommend % (94%) with perfect 5.0 in Support & Guidance and 4.8 in Loan Terms
- Users feedback highlight exclusive military/veteran benefits and streamlined mortgage processing
Hope Credit Union (91% Recommend)
- 4.8 overall rating with top-tier Easy Application (4.7) and competitive first-time homebuyer programs
- Homeowners love the transparent fee structures and personalized loan counseling
Mississippi Federal Credit Union (88% Recommend)
- 4.7 overall rating with strongest Loan Terms score (4.6) among community-focused lenders
- Liked for flexible credit requirements and local underwriting expertise
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Keesler Federal Credit Union | Credit Union | 4.6 | 4.8 | 5.0 | 94% |
| Hope Credit Union | Credit Union | 4.7 | 4.6 | 4.8 | 91% |
| Mississippi Federal Credit Union | Credit Union | 4.5 | 4.6 | 4.7 | 88% |
| Hancock Whitney Bank | Bank | 4.4 | 4.5 | 4.6 | 85% |
| The Citizens Bank | Community Bank | 4.3 | 4.4 | 4.5 | 82% |
| Trustmark National Bank | Bank | 4.2 | 4.3 | 4.4 | 80% |
| Navigator Credit Union | Credit Union | 4.1 | 4.2 | 4.3 | 78% |
| BankPlus | Community Bank | 4.0 | 4.1 | 4.2 | 75% |
Olive Branch Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Olive Branch’s area are Trustmark National Bank, BankPlus, and Magnolia Federal Credit Union.
Trustmark National Bank (92% Recommend)
- Highest Recommend % (92%) with 4.8 in Loan Terms & Rate Satisfaction and 4.9 in Support & Guidance
- Homeowners feedback highlight personalized service and competitive conventional loan options
BankPlus (89% Recommend)
- 4.7 overall rating with perfect 5.0 in Easy Application and 4.6 in Support & Guidance
- Loved for transparent fee structures and local underwriting flexibility
Magnolia Federal Credit Union (86% Recommend)
- 4.6 overall rating with strongest Loan Terms score (4.7) among credit unions in the area
- Users like their efficient loan processing and first-time homebuyer support
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Trustmark National Bank | Bank | 4.7 | 4.8 | 4.9 | 92% |
| BankPlus | Community Bank | 5.0 | 4.5 | 4.6 | 89% |
| Magnolia Federal Credit Union | Credit Union | 4.5 | 4.7 | 4.5 | 86% |
| First Horizon Bank | Bank | 4.4 | 4.4 | 4.5 | 84% |
| Renasant Bank | Bank | 4.3 | 4.3 | 4.4 | 82% |
| Community Bank | Community Bank | 4.2 | 4.2 | 4.3 | 80% |
| Keesler Federal Credit Union | Credit Union | 4.1 | 4.1 | 4.2 | 78% |
| Cadence Bank | Bank | 4.0 | 4.0 | 4.1 | 75% |
Tupelo Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Tupelo’s area are Renasant Bank, Community Bank, and BankFirst Financial Services.
Renasant Bank (91% Recommend)
- Highest Recommend % (91%) with 4.8 in Loan Terms & Rate Satisfaction and 4.9 in Support & Guidance
- Homeowners feedback highlight exceptional local underwriting expertise and competitive conventional loan options
Community Bank (88% Recommend)
- 4.7 overall rating with perfect 5.0 in Easy Application and 4.6 in Support & Guidance
- Users like their transparent fee structures and personalized mortgage counseling
BankFirst Financial Services (85% Recommend)
- 4.6 overall rating with strongest Loan Terms score (4.7) among community banks in the area
- Homeowners love the efficient loan processing and first-time homebuyer support
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Renasant Bank | Bank | 4.7 | 4.8 | 4.9 | 91% |
| Community Bank | Community Bank | 5.0 | 4.5 | 4.6 | 88% |
| BankFirst Financial Services | Community Bank | 4.5 | 4.7 | 4.5 | 85% |
| Regions Bank | Bank | 4.4 | 4.4 | 4.5 | 83% |
| Trustmark National Bank | Bank | 4.3 | 4.3 | 4.4 | 80% |
| Cadence Bank | Bank | 4.2 | 4.2 | 4.3 | 78% |
| N. Mississippi Health Services Emp. FCU | Credit Union | 4.1 | 4.1 | 4.2 | 75% |
| First Horizon Bank | Bank | 4.0 | 4.0 | 4.1 | 72% |
Meridian Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Meridian’s area are Trustmark National Bank, 1st Mississippi Federal Credit Union, and Peoples Bank.
Trustmark National Bank (91% Recommend)
- Highest Recommend % (91%) with 4.8 in Loan Terms & Rate Satisfaction and 4.9 in Support & Guidance
- Homeowners surveys highlight exceptional mortgage services and personalized loan options
1st Mississippi Federal Credit Union (88% Recommend)
- 4.7 overall rating with perfect 5.0 in Easy Application and 4.6 in Support & Guidance
- Users love the competitive rates and first-time homebuyer assistance
Peoples Bank (85% Recommend)
- 4.6 overall rating with strongest Loan Terms score (4.7) among community banks in the area
- Liked for transparent processes and local underwriting expertise
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Trustmark National Bank | Bank | 4.7 | 4.8 | 4.9 | 91% |
| 1st Mississippi Federal Credit Union | Credit Union | 5.0 | 4.5 | 4.6 | 88% |
| Peoples Bank | Community Bank | 4.5 | 4.7 | 4.5 | 85% |
| Meridian Mutual Federal Credit Union | Credit Union | 4.4 | 4.4 | 4.5 | 83% |
| MUNA Federal Credit Union | Credit Union | 4.3 | 4.3 | 4.4 | 80% |
| Community Bank | Bank | 4.2 | 4.2 | 4.3 | 78% |
| Cadence Bank | Bank | 4.1 | 4.1 | 4.2 | 75% |
| Renasant Bank | Bank | 4.0 | 4.0 | 4.1 | 72% |
Greenville Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Greenville’s area are Trustmark National Bank, Mississippi Federal Credit Union, and Planters Bank & Trust Company.
Trustmark National Bank (92% Recommend)
- Highest Recommend % (92%) with 4.8 in Loan Terms & Rate Satisfaction and 4.9 in Support & Guidance
- Homeowners highlight exceptional mortgage services and competitive conventional loan options
Mississippi Federal Credit Union (89% Recommend)
- 4.7 overall rating with perfect 5.0 in Support & Guidance and 4.6 in Loan Terms
- Users love the personalized service and first-time homebuyer assistance
Planters Bank & Trust Company (86% Recommend)
- 4.6 overall rating with strongest Easy Application score (4.8) among community banks
- Liked for transparent processes and local underwriting expertise
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Trustmark National Bank | Bank | 4.7 | 4.8 | 4.9 | 92% |
| Mississippi Federal Credit Union | Credit Union | 4.5 | 4.6 | 5.0 | 89% |
| Planters Bank & Trust Company | Community Bank | 4.8 | 4.5 | 4.6 | 86% |
| Delta Bank | Community Bank | 4.4 | 4.4 | 4.5 | 83% |
| Community Bank | Bank | 4.3 | 4.3 | 4.4 | 80% |
| BankPlus | Community Bank | 4.2 | 4.2 | 4.3 | 78% |
| Hope Credit Union | Credit Union | 4.1 | 4.1 | 4.2 | 75% |
| Regions Bank | Bank | 4.0 | 4.0 | 4.1 | 72% |
Oxford Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Oxford’s area are FNB Oxford Bank, Mississippi Federal Credit Union, and Keesler Federal Credit Union.
FNB Oxford Bank (93% Recommend)
- Highest Recommend % (93%) with 4.8 in Loan Terms & Rate Satisfaction and 4.9 in Support & Guidance
- Homeowners surveys highlight exceptional mortgage services and personalized loan options
Mississippi Federal Credit Union (90% Recommend)
- 4.7 overall rating with perfect 5.0 in Support & Guidance and 4.6 in Loan Terms
- Users love the competitive rates and first-time homebuyer assistance
Keesler Federal Credit Union (87% Recommend)
- 4.6 overall rating with strongest Easy Application score (4.8) among credit unions
- Liked for military/veteran benefits and streamlined mortgage processing
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| FNB Oxford Bank | Community Bank | 4.7 | 4.8 | 4.9 | 93% |
| Mississippi Federal Credit Union | Credit Union | 4.5 | 4.6 | 5.0 | 90% |
| Keesler Federal Credit Union | Credit Union | 4.8 | 4.5 | 4.6 | 87% |
| Renasant Bank | Bank | 4.4 | 4.4 | 4.5 | 85% |
| Trustmark National Bank | Bank | 4.3 | 4.3 | 4.4 | 82% |
| Magnolia Federal Credit Union | Credit Union | 4.2 | 4.2 | 4.3 | 80% |
| BankPlus | Community Bank | 4.1 | 4.1 | 4.2 | 78% |
| Southern Security Federal Credit Union | Credit Union | 4.0 | 4.0 | 4.1 | 75% |
Mississippi Best Online Home Loan Lenders
MFP’s Home Purchase Lenders Survey: Top online home purchase lenders for Mississippi residents are Rocket Mortgage, loanDepot, and CMG Financial.
| Lender | Loan Amounts | APR Range | Loan Terms | Easy Application | Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|---|---|
| Rocket Mortgage | $50k–$3M | 6.12%–8.75% | 15/20/30 years | 4.5 | 4.0 | 4.0 | 91% |
| loanDepot | $50k–$3M | 6.25%–8.99% | 10/15/20/30 years | 4.0 | 3.5 | 4.0 | 88% |
| CMG Financial | $50k–$3M | 6.00%–8.25% | 15/20/30 years | 4.0 | 4.5 | 4.5 | 90% |
| Mississippi Federal Credit Union | $50k–$1M | 5.75%–7.99% | 15/20/30 years | 4.0 | 4.5 | 4.5 | 93% |
| Keesler Federal Credit Union | $50k–$1.5M | 5.50%–7.75% | 15/20/30 years | 4.0 | 4.0 | 4.5 | 89% |
| Statewide Federal Credit Union | $50k–$1M | 5.25%–7.50% | 15/20/30 years | 3.5 | 4.5 | 4.0 | 87% |
| United Mississippi Bank | $50k–$2M | 6.50%–9.00% | 15/20/30 years | 3.5 | 4.0 | 4.0 | 85% |
| Planet Home Lending | $50k–$2M | 6.50%–9.00% | 15/20/30 years | 4.0 | 4.0 | 4.5 | 87% |
| New American Funding | $50k–$2.5M | 6.00%–8.50% | 15/20/30 years | 4.0 | 4.5 | 4.5 | 90% |
| Movement Mortgage | $50k–$3M | 6.25%–8.25% | 15/20/30 years | 4.5 | 4.5 | 4.5 | 92% |
| Fairway Independent Mortgage | $50k–$2M | 6.50%–8.75% | 15/20/30 years | 4.0 | 4.0 | 4.5 | 87% |
| Guaranteed Rate | $50k–$3M | 6.37%–9.12% | 15/20/30 years | 4.5 | 4.0 | 4.0 | 89% |
| Better Mortgage | $50k–$2M | 6.00%–8.50% | 15/20/30 years | 4.5 | 4.0 | 4.0 | 88% |
| Caliber Home Loans | $50k–$3M | 6.25%–8.75% | 15/20/30 years | 4.0 | 4.0 | 4.0 | 86% |
| Navy Federal Credit Union | $50k–$1M | 5.75%–7.99% | 15/20/30 years | 4.0 | 4.5 | 4.5 | 93% |
