The MFP’s Community Personal Loan Lender Survey gathers Michigan borrowers feedback and recommendations for direct lenders like banks, credit unions and online lenders. Shopping for a personal loan and a lender can be complicated and we gathered this data to help your choice.
Updated: June 2, 2026
<< Human Powered Recommendations from Michigan’s Personal Loan Borrowers >>
Michigan Best Personal Loan Lenders
Detroit, Grand Rapids, Warren, Sterling Heights, Ann Arbor, Lansing, Dearborn, Livonia, Troy, Westland, Online.
Detroit Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Detroit’s area are One Detroit Credit Union, Michigan First Credit Union and DMCU.
- One Detroit Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Detroit-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Michigan First Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- DMCU ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| One Detroit Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Michigan First Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| DMCU | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Zeal Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 93% |
| Vibe Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Community Choice Credit Union | Credit Union | 4.6 | 4.5 | 4.6 | 91% |
| Comerica Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| Huntington Bank | Bank | 4.5 | 4.4 | 4.5 | 89% |
| Flagstar Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| Fifth Third Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Chase Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| PNC Bank | Bank | 4.2 | 4.1 | 4.2 | 83% |
| Bank of America | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Citizens Bank | Bank | 4.1 | 4.0 | 4.1 | 81% |
| U.S. Bank | Bank | 4.0 | 4.0 | 4.0 | 80% |
Grand Rapids Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Grand Rapids’s area are Lake Michigan Credit Union, Adventure Credit Union and Consumers Credit Union.
- Lake Michigan Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Grand Rapids-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Adventure Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Consumers Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Lake Michigan Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Adventure Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Consumers Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Community West Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 93% |
| Option 1 Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Fifth Third Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| Huntington Bank | Bank | 4.5 | 4.4 | 4.5 | 89% |
| Flagstar Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| Old National Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Comerica Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Chase Bank | Bank | 4.2 | 4.1 | 4.2 | 83% |
| PNC Bank | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Bank of America | Bank | 4.1 | 4.0 | 4.1 | 81% |
| Citizens Bank | Bank | 4.0 | 4.0 | 4.0 | 80% |
Warren Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Warren’s area are Michigan First Credit Union, Christian Financial Credit Union and DMCU.
- Michigan First Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Warren-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Christian Financial Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- DMCU ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Michigan First Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Christian Financial Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| DMCU | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Vibe Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Comerica Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| Huntington Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| Flagstar Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Fifth Third Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Chase Bank | Bank | 4.1 | 4.1 | 4.2 | 82% |
| PNC Bank | Bank | 4.0 | 4.0 | 4.1 | 80% |
Sterling Heights Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Sterling Heights’s area are Christian Financial Credit Union, Michigan First Credit Union and DMCU.
- Christian Financial Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Sterling Heights-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Michigan First Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- DMCU ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Christian Financial Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Michigan First Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| DMCU | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Vibe Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Comerica Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| Huntington Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| Flagstar Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Fifth Third Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
Ann Arbor Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Ann Arbor’s area are University of Michigan Credit Union, DFCU Financial and Lake Trust Credit Union.
- University of Michigan Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Ann Arbor-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- DFCU Financial ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Lake Trust Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| University of Michigan Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| DFCU Financial | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Lake Trust Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Michigan Schools and Government Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Huntington Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| Fifth Third Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Chase Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| PNC Bank | Bank | 4.1 | 4.1 | 4.2 | 82% |
Lansing Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Lansing’s area are Lake Trust Credit Union, MSU Federal Credit Union and CASE Credit Union.
- Lake Trust Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Lansing-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- MSU Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- CASE Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Lake Trust Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| MSU Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| CASE Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Astera Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| LAFCU | Credit Union | 4.6 | 4.5 | 4.6 | 91% |
| Huntington Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| Fifth Third Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Flagstar Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Chase Bank | Bank | 4.1 | 4.1 | 4.2 | 82% |
| PNC Bank | Bank | 4.0 | 4.0 | 4.1 | 80% |
Dearborn Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Dearborn’s area are DMCU, Zeal Credit Union and Michigan First Credit Union.
- DMCU ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Dearborn-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Zeal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Michigan First Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| DMCU | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Zeal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Michigan First Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Community Choice Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Comerica Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| Huntington Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| Fifth Third Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Chase Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
Livonia Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Livonia’s area are Zeal Credit Union, DFCU Financial and Community Choice Credit Union.
- Zeal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Livonia-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- DFCU Financial ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Community Choice Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Zeal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| DFCU Financial | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Community Choice Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Michigan First Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Comerica Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| Huntington Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| Flagstar Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Chase Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
Troy Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Troy’s area are Michigan Schools and Government Credit Union, Genisys Credit Union and DFCU Financial.
- Michigan Schools and Government Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Troy-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Genisys Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- DFCU Financial ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Michigan Schools and Government Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Genisys Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| DFCU Financial | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Michigan First Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Comerica Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| Huntington Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| Flagstar Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Chase Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
Westland Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Westland’s area are Community Choice Credit Union, Michigan First Credit Union and DFCU Financial.
- Community Choice Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Westland-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Michigan First Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- DFCU Financial ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Community Choice Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Michigan First Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| DFCU Financial | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Zeal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Comerica Bank | Bank | 4.5 | 4.5 | 4.6 | 90% |
| Huntington Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| Flagstar Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Chase Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
Michigan Best Online Personal Loan Lenders
MFP’s Community Lenders Survey most recommended online personal loan lenders in Michigan’s area are MSUFCU, Lake Michigan Credit Union and Credit Union ONE.
- MSUFCU ranks highest with a 97% Recommend score, 4.8 Easy Application, 4.9 Loan Terms & Rate Satisfaction, and 4.8 Support & Guidance.
- Borrower feedback supports its top position because customers point to flexible loan terms, online application access, and helpful support during the borrowing process.
- Lake Michigan Credit Union ranks second with a 96% Recommend score, 4.8 Easy Application, 4.8 Loan Terms & Rate Satisfaction, and 4.8 Support & Guidance.
- Borrower feedback supports its strong ranking because customers highlight competitive personal loan options, easy application access, and clear help when applying.
- Credit Union ONE ranks third with a 95% Recommend score, 4.7 Easy Application, 4.8 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance, tying the highest Loan Terms & Rate Satisfaction score among the top 3 after MSUFCU.
- Borrower feedback supports its top-3 placement because customers point to straightforward personal loan choices, online loan status access, and useful support.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| MSUFCU | Credit Union | 4.8 | 4.9 | 4.8 | 97% |
| Lake Michigan Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Credit Union ONE | Credit Union | 4.7 | 4.8 | 4.7 | 95% |
| Michigan First Credit Union | Credit Union | 4.7 | 4.7 | 4.8 | 94% |
| SoFi | Bank | 4.8 | 4.7 | 4.7 | 93% |
| DFCU Financial | Credit Union | 4.6 | 4.7 | 4.7 | 92% |
| LightStream | Bank | 4.6 | 4.8 | 4.6 | 91% |
| People Driven Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 90% |
| Adventure Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 89% |
| Best Egg | Online | 4.6 | 4.5 | 4.6 | 88% |
| Genisys Credit Union | Credit Union | 4.5 | 4.6 | 4.6 | 87% |
| Upstart | Online | 4.7 | 4.4 | 4.5 | 86% |
| LendingClub | Bank | 4.5 | 4.5 | 4.5 | 85% |
| Upgrade | Online | 4.5 | 4.3 | 4.4 | 84% |
| Discover Personal Loans | Bank | 4.5 | 4.5 | 4.4 | 83% |