Home
New York Best Lenders and Insurers

Author: Data Team

See the top-rated mortgage, loan, and insurance providers across New York's major cities, based on recommendations from local residents in MFP's Community Surveys.
Updated: September 29 2026
Albany Bronx Brooklyn Buffalo Manhattan Mount Vernon New Rochelle Queens Rochester Schenectady Staten Island Syracuse Utica Yonkers Online

Albany

The top-rated lenders and insurers in Albany, NY, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. KeyBank
  2. Adirondack Trust Company
  3. SEFCU
See full ranking →
Best Refinance
  1. SEFCU
  2. Trustco Bank
  3. KeyBank
See full ranking →
Best Auto Loan
  1. Broadview Federal Credit Union
  2. CAP COM Federal Credit Union
  3. SEFCU
See full ranking →
Best Personal Loan
  1. Broadview Federal Credit Union
  2. Sunmark Credit Union
  3. SEFCU
See full ranking →
Best Home Insurance
  1. The Murray Group
  2. Brick House Insurance
  3. State Farm
See full ranking →
Best Auto Insurance
  1. State Farm
  2. GEICO
  3. Progressive
See full ranking →

Bronx

The top-rated lenders and insurers in Bronx, NY, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Spring Bank
  2. Amalgamated Bank
  3. Municipal Credit Union
See full ranking →
Best Refinance
  1. Bethex Federal Credit Union
  2. Ridgewood Savings Bank
  3. Dime Community Bank
See full ranking →
Best Auto Loan
  1. Municipal Credit Union
  2. Lower East Side People's Federal Credit Union
  3. Teachers Federal Credit Union
See full ranking →
Best Personal Loan
  1. Municipal Credit Union
  2. Bethpage Federal Credit Union
  3. Neighborhood Trust Federal Credit Union
See full ranking →
Best Home Insurance
  1. State Farm
  2. Allstate
  3. NYCM Insurance
See full ranking →
Best Auto Insurance
  1. Freeway Insurance
  2. State Farm
  3. GEICO
See full ranking →

Brooklyn

The top-rated lenders and insurers in Brooklyn, NY, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Dime Community Bank
  2. Polish & Slavic Federal Credit Union
  3. FourLeaf Federal Credit Union
See full ranking →
Best Refinance
  1. Brooklyn Cooperative Federal Credit Union
  2. Dime Community Bank
  3. Ridgewood Savings Bank
See full ranking →
Best Auto Loan
  1. Municipal Credit Union
  2. Brooklyn Cooperative Federal Credit Union
  3. Polish & Slavic Federal Credit Union
See full ranking →
Best Personal Loan
  1. Municipal Credit Union
  2. Bethpage Federal Credit Union
  3. Brooklyn Cooperative Federal Credit Union
See full ranking →
Best Home Insurance
  1. State Farm
  2. Allstate
  3. Travelers
See full ranking →
Best Auto Insurance
  1. Steve Bernstein, agent, State Farm
  2. Sammy Martinez, agent, State Farm
  3. Chris Mohammed, agent, State Farm
See full ranking →

Buffalo

The top-rated lenders and insurers in Buffalo, NY, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. M&T Bank
  2. Northwest Savings Bank
  3. Evans Bank
See full ranking →
Best Refinance
  1. Buffalo Metropolitan Federal Credit Union
  2. M&T Bank
  3. KeyBank
See full ranking →
Best Auto Loan
  1. Broadview Federal Credit Union
  2. Buffalo Metropolitan Federal Credit Union
  3. Cornerstone Community Federal Credit Union
See full ranking →
Best Personal Loan
  1. Broadview Federal Credit Union
  2. Cornerstone Community Federal Credit Union
  3. Buffalo Metropolitan Federal Credit Union
See full ranking →
Best Home Insurance
  1. State Farm
  2. Amica
  3. Moses Insurance
See full ranking →
Best Auto Insurance
  1. GEICO
  2. State Farm
  3. Allstate
See full ranking →

Manhattan

The top-rated lenders and insurers in Manhattan, NY, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Dime Community Bank
  2. Flushing Bank
  3. Amalgamated Bank
See full ranking →
Best Refinance
  1. Municipal Credit Union
  2. Amalgamated Bank
  3. Apple Bank
See full ranking →
Best Auto Loan
  1. Municipal Credit Union
  2. Actors Federal Credit Union
  3. Lower East Side People's Federal Credit Union
See full ranking →
Best Personal Loan
  1. Municipal Credit Union
  2. Bethpage Federal Credit Union
  3. Lower East Side People's Federal Credit Union
See full ranking →
Best Home Insurance
  1. Chubb
  2. State Farm
  3. Amica
See full ranking →
Best Auto Insurance
  1. State Farm
  2. Allstate
  3. GEICO
See full ranking →

Mount Vernon

The top-rated lenders and insurers in Mount Vernon, NY, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. TD Bank
  2. Astoria Bank
  3. Yonkers Federal Savings
See full ranking →
Best Refinance
  1. Hudson Valley Credit Union
  2. Webster Bank
  3. New York Community Bank
See full ranking →
Best Auto Loan
  1. Municipal Credit Union
  2. Teachers Federal Credit Union
  3. Affinity Federal Credit Union
See full ranking →
Best Personal Loan
  1. Municipal Credit Union
  2. Bethpage Federal Credit Union
  3. Teachers Federal Credit Union
See full ranking →
Best Home Insurance
  1. State Farm
  2. Mendoza Agency
  3. TR Insurance
See full ranking →
Best Auto Insurance
  1. State Farm
  2. Allstate
  3. GEICO
See full ranking →

New Rochelle

The top-rated lenders and insurers in New Rochelle, NY, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. TD Bank
  2. Astoria Bank
  3. Yonkers Federal Savings
See full ranking →
Best Refinance
  1. Hudson Valley Credit Union
  2. Webster Bank
  3. New York Community Bank
See full ranking →
Best Auto Loan
  1. Municipal Credit Union
  2. Teachers Federal Credit Union
  3. Affinity Federal Credit Union
See full ranking →
Best Personal Loan
  1. Municipal Credit Union
  2. Bethpage Federal Credit Union
  3. Teachers Federal Credit Union
See full ranking →
Best Home Insurance
  1. State Farm
  2. Allstate
  3. Amica
See full ranking →
Best Auto Insurance
  1. State Farm
  2. Allstate
  3. GEICO
See full ranking →

Queens

The top-rated lenders and insurers in Queens, NY, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Dime Community Bank
  2. FourLeaf Federal Credit Union
  3. Flushing Bank
See full ranking →
Best Refinance
  1. Teachers Federal Credit Union
  2. Ridgewood Savings Bank
  3. Flushing Bank
See full ranking →
Best Auto Loan
  1. Municipal Credit Union
  2. Polish & Slavic Federal Credit Union
  3. Teachers Federal Credit Union
See full ranking →
Best Personal Loan
  1. Municipal Credit Union
  2. Bethpage Federal Credit Union
  3. Teachers Federal Credit Union
See full ranking →
Best Home Insurance
  1. State Farm
  2. Amica
  3. Allstate
See full ranking →
Best Auto Insurance
  1. State Farm
  2. Allstate
  3. Freeway Insurance
See full ranking →

Rochester

The top-rated lenders and insurers in Rochester, NY, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. M&T Bank
  2. ESL Federal Credit Union
  3. PathFinder Bank
See full ranking →
Best Refinance
  1. Rochester's Community Federal Credit Union
  2. ESL Federal Credit Union
  3. Canandaigua National Bank
See full ranking →
Best Auto Loan
  1. ESL Federal Credit Union
  2. Reliant Credit Union
  3. Advantage Federal Credit Union
See full ranking →
Best Personal Loan
  1. ESL Federal Credit Union
  2. Summit Federal Credit Union
  3. Reliant Credit Union
See full ranking →
Best Home Insurance
  1. State Farm
  2. Amica
  3. Elmwood Agency
See full ranking →
Best Auto Insurance
  1. Craig Brown, agent, GEICO
  2. MJS Insurance Agency, GEICO Local Office
  3. State Farm
See full ranking →

Schenectady

The top-rated lenders and insurers in Schenectady, NY, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. KeyBank
  2. Schenectady Federal Credit Union
  3. NBT Bank
See full ranking →
Best Refinance
  1. SEFCU
  2. Trustco Bank
  3. KeyBank
See full ranking →
Best Auto Loan
  1. Broadview Federal Credit Union
  2. First New York Federal Credit Union
  3. Hudson River Community Credit Union
See full ranking →
Best Personal Loan
  1. Broadview Federal Credit Union
  2. Sunmark Credit Union
  3. SEFCU
See full ranking →
Best Home Insurance
  1. Prime Group
  2. State Farm
  3. Amica
See full ranking →
Best Auto Insurance
  1. State Farm
  2. GEICO
  3. Progressive
See full ranking →

Staten Island

The top-rated lenders and insurers in Staten Island, NY, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Municipal Credit Union
  2. Richmond County Savings Bank
  3. Empire State Bank
See full ranking →
Best Refinance
  1. Staten Island Federal Credit Union
  2. Northfield Bank
  3. Ridgewood Savings Bank
See full ranking →
Best Auto Loan
  1. Municipal Credit Union
  2. Teachers Federal Credit Union
  3. Polish & Slavic Federal Credit Union
See full ranking →
Best Personal Loan
  1. Municipal Credit Union
  2. Bethpage Federal Credit Union
  3. Teachers Federal Credit Union
See full ranking →
Best Home Insurance
  1. State Farm
  2. Allstate
  3. Roth Insurance
See full ranking →
Best Auto Insurance
  1. State Farm
  2. Allstate
  3. GEICO
See full ranking →

Syracuse

The top-rated lenders and insurers in Syracuse, NY, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Empower Federal Credit Union
  2. NBT Bank
  3. KeyBank
See full ranking →
Best Refinance
  1. Solvay Bank
  2. Pathfinder Bank
  3. KeyBank
See full ranking →
Best Auto Loan
  1. Empower Federal Credit Union
  2. AmeriCU Credit Union
  3. Broadview Federal Credit Union
See full ranking →
Best Personal Loan
  1. Empower Federal Credit Union
  2. Summit Federal Credit Union
  3. AmeriCU Credit Union
See full ranking →
Best Home Insurance
  1. State Farm
  2. Allen Thomas Group
  3. Amica
See full ranking →
Best Auto Insurance
  1. State Farm
  2. GEICO
  3. Progressive
See full ranking →

Utica

The top-rated lenders and insurers in Utica, NY, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. NBT Bank
  2. Adirondack Bank
  3. M&T Bank
See full ranking →
Best Refinance
  1. AmeriCU Credit Union
  2. Adirondack Bank
  3. Bank of Utica
See full ranking →
Best Auto Loan
  1. AmeriCU Credit Union
  2. Empower Federal Credit Union
  3. GPO Federal Credit Union
See full ranking →
Best Personal Loan
  1. AmeriCU Credit Union
  2. Empower Federal Credit Union
  3. Broadview Federal Credit Union
See full ranking →
Best Home Insurance
  1. State Farm
  2. Diversity Insurance
  3. Amica
See full ranking →
Best Auto Insurance
  1. State Farm
  2. GEICO
  3. Progressive
See full ranking →

Yonkers

The top-rated lenders and insurers in Yonkers, NY, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Hudson Valley Credit Union
  2. TD Bank
  3. M&T Bank
See full ranking →
Best Refinance
  1. Hudson Valley Credit Union
  2. Webster Bank
  3. New York Community Bank
See full ranking →
Best Auto Loan
  1. Municipal Credit Union
  2. Affinity Federal Credit Union
  3. Teachers Federal Credit Union
See full ranking →
Best Personal Loan
  1. Municipal Credit Union
  2. Bethpage Federal Credit Union
  3. Teachers Federal Credit Union
See full ranking →
Best Home Insurance
  1. State Farm
  2. Allstate
  3. Travelers
See full ranking →
Best Auto Insurance
  1. State Farm
  2. Allstate
  3. GEICO
See full ranking →

Best Online Lenders in New York

Top-rated online lenders serving New York residents statewide, based on recommendations from MFP's Community Surveys.
Best Home Mortgage
  1. NFM Lending
  2. AmeriCU Credit Union
  3. First New York FCU
See full ranking →
Best Refinance
  1. Navy Federal Credit Union
  2. Rocket Mortgage
  3. Bethpage Federal Credit Union
See full ranking →
Best Auto Loan
  1. Broadview Federal Credit Union
  2. Capital One Auto Navigator
  3. Municipal Credit Union
See full ranking →
Best Personal Loan
  1. Bethpage Federal Credit Union
  2. Broadview Federal Credit Union
  3. SoFi
See full ranking →