The MFP’s Community Personal Loan Lender Survey gathers New York borrowers feedback and recommendations for direct lenders like banks, credit unions and online lenders. Shopping for a personal loan and a lender can be complicated and we gathered this data to help your choice.
Updated: June 2, 2026
<< Human Powered Recommendations from New York’s Personal Loan Borrowers >>
New York Best Personal Loan Lenders
Brooklyn, Queens, Manhattan, Bronx, Staten Island, Buffalo, Rochester, Yonkers, Syracuse, Albany, New Rochelle, Mount Vernon, Schenectady, Utica, Online.
Brooklyn Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Brooklyn’s area are Municipal Credit Union, Bethpage Federal Credit Union and Brooklyn Cooperative Federal Credit Union.
- Municipal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Brooklyn-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Bethpage Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Brooklyn Cooperative Federal Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Municipal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Bethpage Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Brooklyn Cooperative Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Teachers Federal Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 93% |
| Ridgewood Savings Bank | Community Bank | 4.6 | 4.6 | 4.7 | 92% |
| Apple Bank | Community Bank | 4.6 | 4.5 | 4.6 | 91% |
| Flushing Bank | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| Dime Community Bank | Community Bank | 4.5 | 4.4 | 4.5 | 89% |
| Valley Bank | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| TD Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Chase Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Bank of America | Bank | 4.2 | 4.1 | 4.2 | 83% |
| Citibank | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Capital One | Bank | 4.1 | 4.0 | 4.1 | 81% |
| Wells Fargo | Bank | 4.0 | 4.0 | 4.0 | 80% |
Queens Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Queens’s area are Municipal Credit Union, Bethpage Federal Credit Union and Teachers Federal Credit Union.
- Municipal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Queens-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Bethpage Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Teachers Federal Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Municipal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Bethpage Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Teachers Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Ridgewood Savings Bank | Community Bank | 4.7 | 4.6 | 4.7 | 93% |
| Apple Bank | Community Bank | 4.6 | 4.6 | 4.7 | 92% |
| Flushing Bank | Community Bank | 4.6 | 4.5 | 4.6 | 91% |
| Dime Community Bank | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| Valley Bank | Community Bank | 4.5 | 4.4 | 4.5 | 89% |
| TD Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| Chase Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Bank of America | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Citibank | Bank | 4.2 | 4.1 | 4.2 | 83% |
| Capital One | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Wells Fargo | Bank | 4.1 | 4.0 | 4.1 | 81% |
| PNC Bank | Bank | 4.0 | 4.0 | 4.0 | 80% |
Manhattan Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Manhattan’s area are Municipal Credit Union, Bethpage Federal Credit Union and Lower East Side People’s Federal Credit Union.
- Municipal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Manhattan-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Bethpage Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Lower East Side People’s Federal Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Municipal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Bethpage Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Lower East Side People’s Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Teachers Federal Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 93% |
| Amalgamated Bank | Community Bank | 4.6 | 4.6 | 4.7 | 92% |
| Apple Bank | Community Bank | 4.6 | 4.5 | 4.6 | 91% |
| Ridgewood Savings Bank | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| Flushing Bank | Community Bank | 4.5 | 4.4 | 4.5 | 89% |
| Valley Bank | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| TD Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Chase Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Bank of America | Bank | 4.2 | 4.1 | 4.2 | 83% |
| Citibank | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Capital One | Bank | 4.1 | 4.0 | 4.1 | 81% |
| Wells Fargo | Bank | 4.0 | 4.0 | 4.0 | 80% |
Bronx Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Bronx’s area are Municipal Credit Union, Bethpage Federal Credit Union and Neighborhood Trust Federal Credit Union.
- Municipal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Bronx-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Bethpage Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Neighborhood Trust Federal Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Municipal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Bethpage Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Neighborhood Trust Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Teachers Federal Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 93% |
| Ridgewood Savings Bank | Community Bank | 4.6 | 4.6 | 4.7 | 92% |
| Apple Bank | Community Bank | 4.6 | 4.5 | 4.6 | 91% |
| Flushing Bank | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| Dime Community Bank | Community Bank | 4.5 | 4.4 | 4.5 | 89% |
| Valley Bank | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| TD Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Chase Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Bank of America | Bank | 4.2 | 4.1 | 4.2 | 83% |
| Citibank | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Capital One | Bank | 4.1 | 4.0 | 4.1 | 81% |
| Wells Fargo | Bank | 4.0 | 4.0 | 4.0 | 80% |
Staten Island Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Staten Island’s area are Municipal Credit Union, Bethpage Federal Credit Union and Teachers Federal Credit Union.
- Municipal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Staten Island-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Bethpage Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Teachers Federal Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Municipal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Bethpage Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Teachers Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Brooklyn Cooperative Federal Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 93% |
| Ridgewood Savings Bank | Community Bank | 4.6 | 4.6 | 4.7 | 92% |
| Apple Bank | Community Bank | 4.6 | 4.5 | 4.6 | 91% |
| Flushing Bank | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| Dime Community Bank | Community Bank | 4.5 | 4.4 | 4.5 | 89% |
| Valley Bank | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| TD Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Chase Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Bank of America | Bank | 4.2 | 4.1 | 4.2 | 83% |
| Citibank | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Capital One | Bank | 4.1 | 4.0 | 4.1 | 81% |
| Wells Fargo | Bank | 4.0 | 4.0 | 4.0 | 80% |
Buffalo Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Buffalo’s area are Broadview Federal Credit Union, Cornerstone Community Federal Credit Union and Buffalo Metropolitan Federal Credit Union.
- Broadview Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Buffalo-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Cornerstone Community Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Buffalo Metropolitan Federal Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Broadview Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Cornerstone Community Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Buffalo Metropolitan Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Great Erie Federal Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 93% |
| Western Division Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Summit Federal Credit Union | Credit Union | 4.6 | 4.5 | 4.6 | 91% |
| Evans Bank | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| Northwest Bank | Bank | 4.5 | 4.4 | 4.5 | 89% |
| Five Star Bank | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| M&T Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| KeyBank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Citizens Bank | Bank | 4.2 | 4.1 | 4.2 | 83% |
| Bank of America | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Chase Bank | Bank | 4.1 | 4.0 | 4.1 | 81% |
| PNC Bank | Bank | 4.0 | 4.0 | 4.0 | 80% |
Rochester Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Rochester’s area are ESL Federal Credit Union, Summit Federal Credit Union and Reliant Credit Union.
- ESL Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Rochester-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Summit Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Reliant Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| ESL Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Summit Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Reliant Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Advantage Federal Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 93% |
| The Summit Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Family First Federal Credit Union | Credit Union | 4.6 | 4.5 | 4.6 | 91% |
| Canandaigua National Bank | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| Five Star Bank | Community Bank | 4.5 | 4.4 | 4.5 | 89% |
| M&T Bank | Bank | 4.4 | 4.4 | 4.5 | 88% |
| KeyBank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Citizens Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Bank of America | Bank | 4.2 | 4.1 | 4.2 | 83% |
| Chase Bank | Bank | 4.1 | 4.1 | 4.2 | 82% |
| PNC Bank | Bank | 4.1 | 4.0 | 4.1 | 81% |
| Wells Fargo | Bank | 4.0 | 4.0 | 4.0 | 80% |
Yonkers Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Yonkers’s area are Municipal Credit Union, Bethpage Federal Credit Union and Teachers Federal Credit Union.
- Municipal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Yonkers-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Bethpage Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Teachers Federal Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Municipal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Bethpage Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Teachers Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Ridgewood Savings Bank | Community Bank | 4.6 | 4.6 | 4.7 | 92% |
| Apple Bank | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| TD Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Chase Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Bank of America | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Citibank | Bank | 4.0 | 4.0 | 4.1 | 80% |
| Capital One | Bank | 4.0 | 4.0 | 4.0 | 80% |
Syracuse Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Syracuse’s area are Empower Federal Credit Union, Summit Federal Credit Union and AmeriCU Credit Union.
- Empower Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Syracuse-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Summit Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- AmeriCU Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Empower Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Summit Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| AmeriCU Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| SECNY Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Solvay Bank | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| Community Bank | Community Bank | 4.3 | 4.3 | 4.4 | 86% |
| M&T Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| KeyBank | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Chase Bank | Bank | 4.0 | 4.0 | 4.1 | 80% |
| Bank of America | Bank | 4.0 | 4.0 | 4.0 | 80% |
Albany Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Albany’s area are Broadview Federal Credit Union, Sunmark Credit Union and SEFCU.
- Broadview Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Albany-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Sunmark Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- SEFCU ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Broadview Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Sunmark Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| SEFCU | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| CAP COM Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Pioneer Bank | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| Trustco Bank | Community Bank | 4.3 | 4.3 | 4.4 | 86% |
| M&T Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| KeyBank | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Citizens Bank | Bank | 4.0 | 4.0 | 4.1 | 80% |
| Bank of America | Bank | 4.0 | 4.0 | 4.0 | 80% |
New Rochelle Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in New Rochelle’s area are Municipal Credit Union, Bethpage Federal Credit Union and Teachers Federal Credit Union.
- Municipal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful New Rochelle-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Bethpage Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Teachers Federal Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Municipal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Bethpage Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Teachers Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Ridgewood Savings Bank | Community Bank | 4.6 | 4.6 | 4.7 | 92% |
| Apple Bank | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| TD Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Chase Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Bank of America | Bank | 4.1 | 4.1 | 4.2 | 82% |
| Citibank | Bank | 4.0 | 4.0 | 4.1 | 80% |
| Capital One | Bank | 4.0 | 4.0 | 4.0 | 80% |
Mount Vernon Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Mount Vernon’s area are Municipal Credit Union, Bethpage Federal Credit Union and Teachers Federal Credit Union.
- Municipal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Mount Vernon-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Bethpage Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Teachers Federal Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Municipal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Bethpage Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Teachers Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| Ridgewood Savings Bank | Community Bank | 4.6 | 4.6 | 4.7 | 92% |
| Apple Bank | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| TD Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| Chase Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Bank of America | Bank | 4.0 | 4.0 | 4.1 | 80% |
Schenectady Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Schenectady’s area are Broadview Federal Credit Union, Sunmark Credit Union and SEFCU.
- Broadview Federal Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Schenectady-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Sunmark Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- SEFCU ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Broadview Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Sunmark Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| SEFCU | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| CAP COM Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Pioneer Bank | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| Trustco Bank | Community Bank | 4.3 | 4.3 | 4.4 | 86% |
| M&T Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| KeyBank | Bank | 4.0 | 4.0 | 4.1 | 80% |
Utica Best Personal Loan Lenders
MFP’s Community Lenders Survey most recommended personal loan lenders in Utica’s area are AmeriCU Credit Union, Empower Federal Credit Union and Broadview Federal Credit Union.
- AmeriCU Credit Union ranks highest with a 96% Recommend score, a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating and 4.8 Support & Guidance rating.
- Customer feedback most often points to helpful Utica-area service, clear personal-loan guidance and smooth application support, which supports its top scores across all three categories.
- Empower Federal Credit Union ranks second with a 95% Recommend score and matches the highest Support & Guidance rating among the top 3 at 4.8.
- Borrower feedback frequently mentions responsive local staff, straightforward borrowing help and clear communication, which supports its high application and support scores.
- Broadview Federal Credit Union ranks third with a 94% Recommend score, a 4.7 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating and 4.7 Support & Guidance rating.
- Customer comments commonly highlight friendly branch service, useful personal-loan guidance and dependable local support, which supports its strong recommendation score.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| AmeriCU Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Empower Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Broadview Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 94% |
| First Source Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 92% |
| Community Bank | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| M&T Bank | Bank | 4.3 | 4.3 | 4.4 | 86% |
| KeyBank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| Bank of America | Bank | 4.0 | 4.0 | 4.1 | 80% |
New York Best Online Personal Loan Lenders
MFP’s Community Lenders Survey most recommended online personal loan lenders in New York’s area are Bethpage Federal Credit Union, Broadview Federal Credit Union and SoFi.
- Bethpage Federal Credit Union ranks highest with a 96% Recommend score, 4.8 Easy Application, 4.8 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance.
- Borrower feedback supports its top position because customers point to competitive personal loan terms, a smooth online application path, and helpful service during the loan process.
- Broadview Federal Credit Union ranks second with a 95% Recommend score, 4.7 Easy Application, 4.8 Loan Terms & Rate Satisfaction, and 4.8 Support & Guidance, the highest Support & Guidance score among the top 3.
- Borrower feedback supports its strong ranking because customers highlight useful guidance, clear loan steps, and online access for managing loan needs.
- SoFi ranks third with a 94% Recommend score, 4.8 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.7 Support & Guidance, tying the highest Easy Application score among the top 3.
- Borrower feedback supports its top-3 placement because customers often point to a simple digital process, clear loan details, and responsive support.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Bethpage Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.7 | 96% |
| Broadview Federal Credit Union | Credit Union | 4.7 | 4.8 | 4.8 | 95% |
| SoFi | Bank | 4.8 | 4.7 | 4.7 | 94% |
| Teachers Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.8 | 93% |
| LightStream | Bank | 4.6 | 4.8 | 4.6 | 92% |
| Visions Federal Credit Union | Credit Union | 4.6 | 4.7 | 4.6 | 91% |
| Island Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 90% |
| Northern Credit Union | Credit Union | 4.6 | 4.6 | 4.5 | 89% |
| Best Egg | Online | 4.6 | 4.5 | 4.6 | 88% |
| Alliant Credit Union | Credit Union | 4.5 | 4.6 | 4.5 | 87% |
| Upstart | Online | 4.7 | 4.4 | 4.5 | 86% |
| LendingClub | Bank | 4.5 | 4.5 | 4.5 | 85% |
| Discover Personal Loans | Bank | 4.5 | 4.5 | 4.4 | 84% |
| Upgrade | Online | 4.5 | 4.3 | 4.4 | 83% |
| NYU Federal Credit Union | Credit Union | 4.4 | 4.5 | 4.4 | 82% |