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New Jersey Best Lenders and Insurers

Author: Data Team

See the top-rated mortgage, loan, and insurance providers across New Jersey's major cities, based on recommendations from local residents in MFP's Community Surveys.
Updated: September 29 2026
Edison Elizabeth Hamilton Township Jersey City Lakewood Newark Paterson Toms River Trenton Woodbridge Online

Edison

The top-rated lenders and insurers in Edison, NJ, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Affinity Federal Credit Union
  2. Columbia Bank
  3. Valley National Bank
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Best Refinance
  1. NJ Lenders Corp.
  2. Provident Bank
  3. Columbia Bank
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Best Auto Loan
  1. Affinity Federal Credit Union
  2. Visions Federal Credit Union
  3. Garden Savings Federal Credit Union
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Best Personal Loan
  1. Affinity Federal Credit Union
  2. Rutgers Federal Credit Union
  3. First Atlantic Federal Credit Union
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Best Home Insurance
  1. NJM
  2. State Farm
  3. Global Indemnity Insurance Agency
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Best Auto Insurance
  1. GEICO Local Office - Edison
  2. State Farm
  3. Allstate
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Elizabeth

The top-rated lenders and insurers in Elizabeth, NJ, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Union County Savings Bank
  2. Financial Resources FCU
  3. Provident Bank
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Best Refinance
  1. NJ Lenders Corp.
  2. Columbia Bank
  3. Provident Bank
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Best Auto Loan
  1. Affinity Federal Credit Union
  2. Greater Alliance Federal Credit Union
  3. Garden Savings Federal Credit Union
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Best Personal Loan
  1. North Jersey Federal Credit Union
  2. Greater Alliance Federal Credit Union
  3. Affinity Federal Credit Union
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Best Auto Insurance
  1. State Farm
  2. Allstate
  3. GEICO
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Hamilton Township

The top-rated lenders and insurers in Hamilton Township, NJ, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Santander Bank
  2. First Bank
  3. Hamilton Horizons FCU
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Best Refinance
  1. The Money Store
  2. Hamilton Horizons Federal Credit Union
  3. Advisors Mortgage Group
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Best Auto Loan
  1. Credit Union of New Jersey
  2. First Financial Federal Credit Union
  3. Affinity Federal Credit Union
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Best Personal Loan
  1. Credit Union of New Jersey
  2. First Atlantic Federal Credit Union
  3. Affinity Federal Credit Union
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Best Home Insurance
  1. Garden State Central Insurance
  2. NJM
  3. State Farm
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Best Auto Insurance
  1. State Farm
  2. Allstate
  3. GEICO
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Jersey City

The top-rated lenders and insurers in Jersey City, NJ, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Financial Resources FCU
  2. Affinity Federal Credit Union
  3. Provident Bank
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Best Refinance
  1. Provident Bank
  2. Columbia Bank
  3. Valley National Bank
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Best Auto Loan
  1. Affinity Federal Credit Union
  2. Liberty Savings Federal Credit Union
  3. Greater Alliance Federal Credit Union
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Best Personal Loan
  1. Liberty Savings Federal Credit Union
  2. North Jersey Federal Credit Union
  3. Greater Alliance Federal Credit Union
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Best Home Insurance
  1. Alberto Santana - State Farm
  2. NJM
  3. Frenkel & Company
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Best Auto Insurance
  1. State Farm
  2. Allstate
  3. GEICO
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Lakewood

The top-rated lenders and insurers in Lakewood, NJ, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Unity Bank
  2. Columbia Bank
  3. Provident Bank
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Best Refinance
  1. Lakewood Community Bank
  2. OceanFirst Bank
  3. Provident Bank
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Best Auto Loan
  1. OceanFirst Bank
  2. First Financial Federal Credit Union
  3. Manasquan Bank
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Best Personal Loan
  1. First Atlantic Federal Credit Union
  2. Affinity Federal Credit Union
  3. Visions Federal Credit Union
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Best Home Insurance
  1. NJM
  2. Allstate
  3. Farmers Insurance of Flemington
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Best Auto Insurance
  1. Hari Roth, agent, GEICO
  2. State Farm
  3. Allstate
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Newark

The top-rated lenders and insurers in Newark, NJ, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. HSBC Bank
  2. First Federal Bank
  3. Provident Bank
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Best Refinance
  1. Valley National Bank
  2. Provident Bank
  3. Columbia Bank
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Best Auto Loan
  1. Affinity Federal Credit Union
  2. Greater Alliance Federal Credit Union
  3. Garden Savings Federal Credit Union
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Best Personal Loan
  1. North Jersey Federal Credit Union
  2. Greater Alliance Federal Credit Union
  3. Affinity Federal Credit Union
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Best Home Insurance
  1. NJM
  2. State Farm
  3. Amica
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Best Auto Insurance
  1. Conrado Arroyo, agent, State Farm
  2. Ron DeMyers, agent, State Farm
  3. Greg Daniels, agent, State Farm
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Paterson

The top-rated lenders and insurers in Paterson, NJ, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Provident Bank
  2. Columbia Bank
  3. Valley National Bank
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Best Refinance
  1. Valley National Bank
  2. Provident Bank
  3. Columbia Bank
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Best Auto Loan
  1. Greater Alliance Federal Credit Union
  2. North Jersey Federal Credit Union
  3. Affinity Federal Credit Union
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Best Personal Loan
  1. Greater Alliance Federal Credit Union
  2. North Jersey Federal Credit Union
  3. Affinity Federal Credit Union
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Best Home Insurance
  1. Frantz Gaston Jr - State Farm
  2. NJM
  3. Capstone Insurance
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Best Auto Insurance
  1. State Farm
  2. Allstate
  3. GEICO
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Toms River

The top-rated lenders and insurers in Toms River, NJ, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. TD Bank
  2. Meridian Bank
  3. Kearny Bank
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Best Refinance
  1. Bank of America
  2. Chase
  3. Investors Bank
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Best Auto Loan
  1. First Financial Federal Credit Union
  2. OceanFirst Bank
  3. Manasquan Bank
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Best Personal Loan
  1. First Atlantic Federal Credit Union
  2. Affinity Federal Credit Union
  3. Garden Savings Federal Credit Union
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Best Home Insurance
  1. NJM
  2. Capstone Insurance
  3. Kevin Carroll - State Farm
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Best Auto Insurance
  1. Hari Roth, agent, GEICO
  2. State Farm
  3. Allstate
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Trenton

The top-rated lenders and insurers in Trenton, NJ, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Santander Bank
  2. PNC Bank
  3. TD Bank
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Best Refinance
  1. TD Bank
  2. PNC Bank
  3. Truist Bank
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Best Auto Loan
  1. Credit Union of New Jersey
  2. First Financial Federal Credit Union
  3. Affinity Federal Credit Union
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Best Personal Loan
  1. Credit Union of New Jersey
  2. First Atlantic Federal Credit Union
  3. Affinity Federal Credit Union
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Best Home Insurance
  1. The Allen Thomas Group
  2. NJM
  3. State Farm
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Best Auto Insurance
  1. State Farm
  2. Allstate
  3. GEICO
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Woodbridge

The top-rated lenders and insurers in Woodbridge, NJ, based on recommendations from local residents in MFP's Community Surveys.
Best Home Mortgage
  1. Valley National Bank
  2. Northfield Bank
  3. BCB Community Bank
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Best Refinance
  1. Northfield Bank
  2. Provident Bank
  3. Columbia Bank
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Best Auto Loan
  1. Affinity Federal Credit Union
  2. Garden Savings Federal Credit Union
  3. Visions Federal Credit Union
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Best Personal Loan
  1. Affinity Federal Credit Union
  2. First Atlantic Federal Credit Union
  3. Rutgers Federal Credit Union
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Best Home Insurance
  1. Roth Insurance
  2. NJM
  3. State Farm
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Best Auto Insurance
  1. State Farm
  2. Allstate
  3. GEICO
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Best Online Lenders in New Jersey

Top-rated online lenders serving New Jersey residents statewide, based on recommendations from MFP's Community Surveys.
Best Home Mortgage
  1. North Jersey Federal Credit Union
  2. NJ Lenders Corp
  3. Better Mortgage
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Best Refinance
  1. Rocket Mortgage
  2. Better.com
  3. Navy Federal Credit Union
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Best Auto Loan
  1. Affinity Federal Credit Union
  2. Capital One Auto Navigator
  3. Credit Union of New Jersey
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Best Personal Loan
  1. Affinity Federal Credit Union
  2. Garden State Federal Credit Union
  3. SoFi
See full ranking →