The MFP’s Community Auto Lender Survey gathers Missouri’s car drivers feedback and recommendations for direct lenders like banks, credit unions and online lenders, plus marketplaces. Shopping for a car loan and a lender can be complicated and we gathered this data to help your choice.
Updated: May 11, 2026
<< Human Powered Recommendations from Missouri’s Car Drivers >>
Missouri Best Car Loan Lenders
Kansas City, St Louis, Springfield, Columbia, Independence, Lee’s Summit, O’fallon, St Charles, St Joseph, Blue Springs, Online.
Missouri Car Loans Lenders Satisfaction
Performance and satisfaction of car loan lenders across Missouri by lenders type.
| Lender Type | Application Ease | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommendation Rate |
|---|---|---|---|---|
| Credit Unions | 4.64 | 4.65 | 4.70 | 92.3% |
| Community Banks | 4.42 | 4.49 | 4.52 | 88.2% |
| Online Lenders | 4.54 | 4.47 | 4.57 | 85.5% |
| Banks | 4.11 | 4.20 | 4.22 | 82.0% |
Source: MFP’s Community Survey of Auto Loan Lenders by State and Cities.
Recommendations are gathered from 1,739 local Missourians who got a quote or applied for a car loan in the past 12 months. We survey 4 broad areas; loan application, loan term and rate, speedy quote and decision, plus if borrowers recommend the lender:
- Loan Application (0 to 5): How easy it is to apply for your auto loan. What’s the amount of information asked. How fast do you complete your application for your loan.
- Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- Speedy Quote & Decision (0 to 5): Were you happy with the guidance and speed you were offered, speed of a quote requested, and speed to get a decision on your loan?
- Recommendation (yes/no): Do you recommend this lender after going through the process?
More Info for Missouri Drivers:
Missouri New Car Insurance Cost
Missouri Used Car Insurance Cost
Kansas City Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Kansas City’s area are CommunityAmerica Credit Union, Mazuma Credit Union and Kansas City Credit Union.
CommunityAmerica Credit Union (96% Recommend)
- CommunityAmerica Credit Union ranks highest with 96% Recommend, 4.8 Easy Application, 4.8 Loan Terms & Rate Satisfaction, and 4.8 Speedy Quote & Decision.
- Customer feedback supports the ranking with frequent positive feedback about easy auto-loan service, helpful employees, and strong member support.
Mazuma Credit Union (94% Recommend)
- Mazuma Credit Union ranks second with 94% Recommend and matches the top 3’s highest Speedy Quote & Decision score at 4.8.
- Customer feedback commonly mention friendly local service, clear communication, and helpful support through the vehicle-loan process.
Kansas City Credit Union (92% Recommend)
- Kansas City Credit Union ranks third with 92% Recommend, 4.6 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.7 Speedy Quote & Decision.
- Customer feedback points to personal service, straightforward loan help, and a reliable local borrowing experience.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| CommunityAmerica Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Mazuma Credit Union | Credit Union | 4.7 | 4.7 | 4.8 | 94% |
| Kansas City Credit Union | Credit Union | 4.6 | 4.7 | 4.7 | 92% |
| Mainstreet Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 91% |
| Public Safety Credit Union | Credit Union | 4.5 | 4.6 | 4.6 | 90% |
| Country Club Bank | Community Bank | 4.5 | 4.5 | 4.6 | 89% |
| Security Bank of Kansas City | Community Bank | 4.4 | 4.5 | 4.5 | 88% |
| Central Bank of Kansas City | Community Bank | 4.4 | 4.4 | 4.5 | 87% |
| Central Bank of the Midwest | Bank | 4.3 | 4.4 | 4.4 | 86% |
| Commerce Bank | Bank | 4.2 | 4.3 | 4.3 | 84% |
| UMB Bank | Bank | 4.2 | 4.2 | 4.3 | 82% |
| Academy Bank | Bank | 4.1 | 4.2 | 4.2 | 81% |
| Arvest Bank | Bank | 4.0 | 4.1 | 4.1 | 80% |
| Bank Midwest | Bank | 4.0 | 4.0 | 4.1 | 79% |
| Bank of America | Bank | 3.8 | 3.9 | 4.0 | 76% |
St Louis Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in St Louis’ area are Together Credit Union, First Community Credit Union and Arsenal Credit Union.
Together Credit Union (96% Recommend)
- Together Credit Union ranks highest with 96% Recommend, 4.8 Easy Application, 4.8 Loan Terms & Rate Satisfaction, and 4.8 Speedy Quote & Decision.
- Customer feedback supports the ranking with frequent positive feedback about easy auto-loan service, helpful employees, and strong member support.
First Community Credit Union (94% Recommend)
- First Community Credit Union ranks second with 94% Recommend and matches the top 3’s highest Speedy Quote & Decision score at 4.8.
- Customer feedback commonly mention responsive service, clear loan communication, and helpful guidance through the borrowing process.
Arsenal Credit Union (92% Recommend)
- Arsenal Credit Union ranks third with 92% Recommend, 4.6 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.7 Speedy Quote & Decision.
- Customer feedback points to friendly local service, straightforward auto-loan help, and reliable member support.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| Together Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| First Community Credit Union | Credit Union | 4.7 | 4.7 | 4.8 | 94% |
| Arsenal Credit Union | Credit Union | 4.6 | 4.7 | 4.7 | 92% |
| Vantage Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 91% |
| Electro Savings Credit Union | Credit Union | 4.5 | 4.6 | 4.6 | 90% |
| St. Louis Community Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 89% |
| Gateway Metro Federal Credit Union | Credit Union | 4.4 | 4.5 | 4.5 | 88% |
| Central Bank | Bank | 4.4 | 4.4 | 4.5 | 87% |
| Midland States Bank | Bank | 4.3 | 4.4 | 4.4 | 86% |
| Commerce Bank | Bank | 4.2 | 4.3 | 4.3 | 84% |
| UMB Bank | Bank | 4.2 | 4.2 | 4.3 | 82% |
| Regions Bank | Bank | 4.1 | 4.2 | 4.2 | 81% |
| U.S. Bank | Bank | 4.0 | 4.1 | 4.1 | 80% |
| Bank of America | Bank | 3.9 | 4.0 | 4.0 | 78% |
| PNC Bank | Bank | 3.8 | 3.9 | 4.0 | 76% |
Springfield Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Springfield’s area are BluCurrent Credit Union, Multipli Credit Union and Volt Credit Union.
BluCurrent Credit Union (95% Recommend)
- BluCurrent Credit Union ranks highest with 95% Recommend, 4.8 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.8 Speedy Quote & Decision.
- Customer feedback supports the ranking with frequent positive feedback about helpful employees, easy auto-loan service, and strong member support.
Multipli Credit Union (93% Recommend)
- Multipli Credit Union ranks second with 93% Recommend and matches the top 3’s highest Loan Terms & Rate Satisfaction score at 4.7.
- Customer feedback commonly mention friendly local service, clear communication, and helpful support during the borrowing process.
Volt Credit Union (91% Recommend)
- Volt Credit Union ranks third with 91% Recommend, 4.6 Easy Application, 4.6 Loan Terms & Rate Satisfaction, and 4.7 Speedy Quote & Decision.
- Customer feedback points to responsive staff, straightforward auto-loan help, and a positive local member experience.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| BluCurrent Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Multipli Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 93% |
| Volt Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 91% |
| TelComm Credit Union | Credit Union | 4.5 | 4.6 | 4.6 | 90% |
| OakStar Bank | Community Bank | 4.4 | 4.5 | 4.5 | 88% |
| Great Southern Bank | Bank | 4.3 | 4.4 | 4.4 | 86% |
| Central Bank | Bank | 4.2 | 4.3 | 4.3 | 84% |
| Arvest Bank | Bank | 4.1 | 4.2 | 4.2 | 82% |
| Commerce Bank | Bank | 4.0 | 4.1 | 4.1 | 80% |
| U.S. Bank | Bank | 3.9 | 4.0 | 4.0 | 78% |
Columbia Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Columbia’s area are Missouri Credit Union, Tigers Community Credit Union and River Region Credit Union.
Missouri Credit Union (96% Recommend)
- Missouri Credit Union ranks highest with 96% Recommend, 4.8 Easy Application, 4.8 Loan Terms & Rate Satisfaction, and 4.8 Speedy Quote & Decision.
- Customer feedback supports the ranking with frequent positive feedback about helpful local employees, easy auto-loan service, and strong member support.
Tigers Community Credit Union (94% Recommend)
- Tigers Community Credit Union ranks second with 94% Recommend and matches the top 3’s highest Speedy Quote & Decision score at 4.8.
- Customer feedback commonly mention friendly service, clear communication, and helpful guidance during the borrowing process.
River Region Credit Union (92% Recommend)
- River Region Credit Union ranks third with 92% Recommend, 4.6 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.7 Speedy Quote & Decision.
- Customer feedback points to responsive employees, straightforward loan support, and a positive local member experience.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| Missouri Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Tigers Community Credit Union | Credit Union | 4.7 | 4.7 | 4.8 | 94% |
| River Region Credit Union | Credit Union | 4.6 | 4.7 | 4.7 | 92% |
| Central Bank of Boone County | Community Bank | 4.5 | 4.6 | 4.6 | 90% |
| The Bank of Missouri | Community Bank | 4.4 | 4.5 | 4.5 | 88% |
| First State Community Bank | Community Bank | 4.3 | 4.4 | 4.4 | 86% |
| Commerce Bank | Bank | 4.2 | 4.3 | 4.3 | 84% |
| Landmark Bank | Bank | 4.1 | 4.2 | 4.2 | 82% |
| UMB Bank | Bank | 4.0 | 4.1 | 4.1 | 80% |
| U.S. Bank | Bank | 3.9 | 4.0 | 4.0 | 78% |
Independence Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Independence’s area are CommunityAmerica Credit Union, City Credit Union and United Consumers Credit Union.
CommunityAmerica Credit Union (95% Recommend)
- CommunityAmerica Credit Union ranks highest with 95% Recommend, 4.8 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.8 Speedy Quote & Decision.
- Customer feedback supports the ranking with frequent positive feedback about helpful branch service, smooth vehicle-loan support, and clear borrower guidance.
City Credit Union (93% Recommend)
- City Credit Union ranks second with 93% Recommend and matches the top 3’s highest Loan Terms & Rate Satisfaction score at 4.7.
- Customer feedback commonly mention personal service, easy loan handling, and responsive local employees.
United Consumers Credit Union (91% Recommend)
- United Consumers Credit Union ranks third with 91% Recommend, 4.6 Easy Application, 4.6 Loan Terms & Rate Satisfaction, and 4.7 Speedy Quote & Decision.
- Customer feedback points to friendly staff, helpful communication, and reliable support through the auto-loan process.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| CommunityAmerica Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| City Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 93% |
| United Consumers Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 91% |
| Public Safety Credit Union | Credit Union | 4.5 | 4.6 | 4.6 | 90% |
| Independence Teachers Credit Union | Credit Union | 4.4 | 4.5 | 4.5 | 88% |
| Commerce Bank | Bank | 4.2 | 4.3 | 4.3 | 84% |
| Bank Midwest | Bank | 4.1 | 4.2 | 4.2 | 82% |
| Central Bank of the Midwest | Bank | 4.0 | 4.1 | 4.1 | 80% |
Lee’s Summit Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Lee’s Summit’s area are CommunityAmerica Credit Union, Mazuma Credit Union and United Consumers Credit Union.
CommunityAmerica Credit Union (95% Recommend)
- CommunityAmerica Credit Union ranks highest with 95% Recommend, 4.8 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.8 Speedy Quote & Decision.
- Customer feedback supports the ranking with frequent positive feedback about helpful local service, smooth auto-loan support, and clear borrower guidance.
Mazuma Credit Union (93% Recommend)
- Mazuma Credit Union ranks second with 93% Recommend and matches the top 3’s highest Loan Terms & Rate Satisfaction score at 4.7.
- Customer feedback commonly mention friendly staff, clear communication, and helpful support through the vehicle-loan process.
United Consumers Credit Union (91% Recommend)
- United Consumers Credit Union ranks third with 91% Recommend, 4.6 Easy Application, 4.6 Loan Terms & Rate Satisfaction, and 4.7 Speedy Quote & Decision.
- Customer feedback points to responsive employees, personal service, and reliable local support during borrowing.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| CommunityAmerica Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Mazuma Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 93% |
| United Consumers Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 91% |
| Public Safety Credit Union | Credit Union | 4.5 | 4.6 | 4.6 | 90% |
| Central Bank of the Midwest | Bank | 4.3 | 4.4 | 4.4 | 86% |
| Commerce Bank | Bank | 4.2 | 4.3 | 4.3 | 84% |
| Bank Midwest | Bank | 4.1 | 4.2 | 4.2 | 82% |
| UMB Bank | Bank | 4.0 | 4.1 | 4.1 | 80% |
O’fallon Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in O’fallon’s area are First Community Credit Union, Vantage Credit Union and Together Credit Union.
First Community Credit Union (95% Recommend)
- First Community Credit Union ranks highest with 95% Recommend, 4.8 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.8 Speedy Quote & Decision.
- Customer feedback supports the ranking with frequent positive feedback about helpful employees, smooth auto-loan service, and strong member support.
Vantage Credit Union (93% Recommend)
- Vantage Credit Union ranks second with 93% Recommend and matches the top 3’s highest Loan Terms & Rate Satisfaction score at 4.7.
- Customer feedback commonly mention friendly branch service, clear communication, and helpful guidance during vehicle financing.
Together Credit Union (91% Recommend)
- Together Credit Union ranks third with 91% Recommend, 4.6 Easy Application, 4.6 Loan Terms & Rate Satisfaction, and 4.7 Speedy Quote & Decision.
- Customer feedback points to responsive staff, easy loan support, and reliable help through the borrowing process.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| First Community Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Vantage Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 93% |
| Together Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 91% |
| West Community Credit Union | Credit Union | 4.5 | 4.6 | 4.6 | 90% |
| First Bank | Bank | 4.3 | 4.4 | 4.4 | 86% |
| Commerce Bank | Bank | 4.2 | 4.3 | 4.3 | 84% |
| Central Bank | Bank | 4.1 | 4.2 | 4.2 | 82% |
| U.S. Bank | Bank | 4.0 | 4.1 | 4.1 | 80% |
St Charles Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in St Charles’ area are First Community Credit Union, Vantage Credit Union and West Community Credit Union.
First Community Credit Union (95% Recommend)
- First Community Credit Union ranks highest with 95% Recommend, 4.8 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.8 Speedy Quote & Decision.
- Customer feedback supports the ranking with frequent positive feedback about helpful employees, smooth auto-loan service, and strong member support.
Vantage Credit Union (93% Recommend)
- Vantage Credit Union ranks second with 93% Recommend and matches the top 3’s highest Loan Terms & Rate Satisfaction score at 4.7.
- Customer feedback commonly mention friendly branch service, clear communication, and helpful guidance during vehicle financing.
West Community Credit Union (91% Recommend)
- West Community Credit Union ranks third with 91% Recommend, 4.6 Easy Application, 4.6 Loan Terms & Rate Satisfaction, and 4.7 Speedy Quote & Decision.
- Customer feedback points to responsive staff, easy loan support, and reliable help through the borrowing process.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| First Community Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Vantage Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 93% |
| West Community Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 91% |
| Together Credit Union | Credit Union | 4.5 | 4.6 | 4.6 | 90% |
| Commerce Bank | Bank | 4.2 | 4.3 | 4.3 | 84% |
| Central Bank | Bank | 4.1 | 4.2 | 4.2 | 82% |
St Joseph Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in St Joseph’s area are United Consumers Credit Union, Nodaway Valley Bank and Pony Express Community Bank.
United Consumers Credit Union (94% Recommend)
- United Consumers Credit Union ranks highest with 94% Recommend, 4.7 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.8 Speedy Quote & Decision.
- Customer feedback supports the ranking with frequent positive feedback about helpful local staff, easy loan support, and clear borrower communication.
Nodaway Valley Bank (90% Recommend)
- Nodaway Valley Bank ranks second with 90% Recommend, 4.5 Easy Application, 4.5 Loan Terms & Rate Satisfaction, and 4.6 Speedy Quote & Decision.
- Customer feedback commonly mention personal service, professional employees, and dependable help with local banking and loan needs.
Pony Express Community Bank (88% Recommend)
- Pony Express Community Bank ranks third with 88% Recommend, 4.4 Easy Application, 4.5 Loan Terms & Rate Satisfaction, and 4.5 Speedy Quote & Decision.
- Customer feedback points to friendly branch service, responsive employees, and reliable support during the borrowing process.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| United Consumers Credit Union | Credit Union | 4.7 | 4.7 | 4.8 | 94% |
| Nodaway Valley Bank | Community Bank | 4.5 | 4.5 | 4.6 | 90% |
| Pony Express Community Bank | Community Bank | 4.4 | 4.5 | 4.5 | 88% |
| Commerce Bank | Bank | 4.2 | 4.3 | 4.3 | 84% |
| UMB Bank | Bank | 4.1 | 4.2 | 4.2 | 82% |
| U.S. Bank | Bank | 3.9 | 4.0 | 4.0 | 78% |
Blue Springs Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Blue Springs’ area are CommunityAmerica Credit Union, Mazuma Credit Union and United Consumers Credit Union.
CommunityAmerica Credit Union (95% Recommend)
- CommunityAmerica Credit Union ranks highest with 95% Recommend, 4.8 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.8 Speedy Quote & Decision.
- Customer feedback supports the ranking with frequent positive feedback about helpful local service, smooth auto-loan support, and clear borrower guidance.
Mazuma Credit Union (93% Recommend)
- Mazuma Credit Union ranks second with 93% Recommend and matches the top 3’s highest Loan Terms & Rate Satisfaction score at 4.7.
- Customer feedback commonly mention friendly staff, clear communication, and helpful support through the vehicle-loan process.
United Consumers Credit Union (91% Recommend)
- United Consumers Credit Union ranks third with 91% Recommend, 4.6 Easy Application, 4.6 Loan Terms & Rate Satisfaction, and 4.7 Speedy Quote & Decision.
- Customer feedback points to responsive employees, personal service, and reliable local support during borrowing.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| CommunityAmerica Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Mazuma Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 93% |
| United Consumers Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 91% |
| Central Bank of the Midwest | Bank | 4.3 | 4.4 | 4.4 | 86% |
| Commerce Bank | Bank | 4.2 | 4.3 | 4.3 | 84% |
| Bank Midwest | Bank | 4.1 | 4.2 | 4.2 | 82% |
Missouri Best Online Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Missouri’s area are First Community Credit Union, Together Credit Union and Mainstreet Credit Union.
First Community Credit Union (95% Recommend)
- First Community Credit Union leads the table with a 95% Recommend score, a 4.8 Easy Application rating, a 4.7 Loan Terms & Rate Satisfaction rating, and the highest Speedy Quote & Decision score among the top 3 at 4.8.
- Customer feedback is strongest around its Missouri presence, simple online application path, fast loan handling, and strong borrower support for vehicle purchases.
Together Credit Union (94% Recommend)
- Together Credit Union ranks second with a 94% Recommend score, matching Mainstreet Credit Union at 4.7 for Easy Application while scoring slightly higher on Speedy Quote & Decision at 4.8 versus 4.7.
- Borrower feedback supports its high ranking because customers often point to helpful guidance, clear loan communication, and strong Missouri-area service.
Mainstreet Credit Union (93% Recommend)
- Mainstreet Credit Union ranks third with a 93% Recommend score, a 4.7 Easy Application rating, a 4.6 Loan Terms & Rate Satisfaction rating, and a 4.7 Speedy Quote & Decision rating.
- Customer comments support the score because borrowers value its Kansas City-area strength, online auto-loan access, and responsive help during the car-buying process.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend |
|---|---|---|---|---|---|
| First Community Credit Union | Direct | 4.8 | 4.7 | 4.8 | 95% |
| Together Credit Union | Direct | 4.7 | 4.6 | 4.8 | 94% |
| Mainstreet Credit Union | Direct | 4.7 | 4.6 | 4.7 | 93% |
| Alltru Credit Union | Direct | 4.6 | 4.6 | 4.7 | 92% |
| Missouri Credit Union | Direct | 4.5 | 4.5 | 4.6 | 91% |
| Missouri Central Credit Union | Direct | 4.5 | 4.4 | 4.6 | 90% |
| First Missouri Credit Union | Direct | 4.4 | 4.4 | 4.5 | 89% |
| Bank of America Auto Loans | Direct | 4.6 | 4.7 | 4.5 | 88% |
| Capital One Auto Navigator | Direct | 4.6 | 4.5 | 4.6 | 87% |
| LightStream Auto Loans | Direct | 4.8 | 4.6 | 4.7 | 86% |
| PNC Auto Loans | Direct | 4.4 | 4.5 | 4.4 | 85% |
| PenFed Credit Union | Direct | 4.5 | 4.5 | 4.5 | 84% |
| Digital Federal Credit Union | Direct | 4.4 | 4.6 | 4.4 | 83% |
| Navy Federal Credit Union | Direct | 4.5 | 4.5 | 4.5 | 82% |
| Chase Auto | Direct | 4.4 | 4.3 | 4.4 | 81% |
| myAutoloan | Marketplace | 4.5 | 4.4 | 4.6 | 80% |
| AUTOPAY | Marketplace | 4.5 | 4.3 | 4.6 | 79% |
| LendingTree Auto Loans | Marketplace | 4.4 | 4.4 | 4.5 | 78% |
| Carvana Financing | Direct | 4.7 | 4.1 | 4.6 | 77% |
| CarGurus Financing | Marketplace | 4.3 | 4.2 | 4.4 | 76% |