The MFP’s Community Auto Lender Survey gathers Michigan’s car drivers feedback and recommendations for direct lenders like banks, credit unions and online lenders, plus marketplaces. Shopping for a car loan and a lender can be complicated and we gathered this data to help your choice.
Updated: May 11, 2026
<< Human Powered Recommendations from Michigan’s Car Drivers >>
Michigan Best Car Loan Lenders
Detroit, Grand Rapids, Warren, Sterling Heights, Ann Arbor, Lansing, Dearborn, Livonia, Troy, Westland, Online.
Michigan Car Loans Lenders Satisfaction
Performance and satisfaction of car loan lenders across Michigan by lenders type.
| Lender Type | Application Ease | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommendation Rate |
|---|---|---|---|---|
| Credit Unions | 4.71 | 4.77 | 4.69 | 92.7% |
| Community Banks | 4.56 | 4.62 | 4.62 | 89.6% |
| Online Lenders | 4.54 | 4.61 | 4.49 | 87.0% |
| Banks | 4.35 | 4.41 | 4.36 | 83.8% |
Source: MFP’s Community Survey of Auto Loan Lenders by State and Cities.
Recommendations are gathered from 2,264 local Michigan drivers who got a quote or applied for a car loan in the past 12 months. We survey 4 broad areas; loan application, loan term and rate, speedy quote and decision, plus if borrowers recommend the lender:
- Loan Application (0 to 5): How easy it is to apply for your auto loan. What’s the amount of information asked. How fast do you complete your application for your loan.
- Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- Speedy Quote & Decision (0 to 5): Were you happy with the guidance and speed you were offered, speed of a quote requested, and speed to get a decision on your loan?
- Recommendation (yes/no): Do you recommend this lender after going through the process?
More Info for Michigan Drivers:
Michigan New Car Insurance Cost
Michigan Used Car Insurance Cost
Detroit Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Detroit’s area are One Detroit Credit Union, Diversified Members Credit Union and DFCU Financial.
One Detroit Credit Union (96% Recommend)
- Easy Application: 4.8; Loan Terms & Rate Satisfaction: 4.9; Speedy Quote & Decision: 4.8; Recommend: 96%.
- Customer feedback and first-party loan information support these scores because Detroit borrowers have access to local credit-union service, affordable car-loan options, vehicle-loan programs, and member-focused guidance for avoiding high-cost auto financing.
Diversified Members Credit Union (95% Recommend)
- Easy Application: 4.8; Loan Terms & Rate Satisfaction: 4.8; Speedy Quote & Decision: 4.8; Recommend: 95%.
- Customer feedback and first-party loan information support these scores because members can use Detroit branches, credit-union auto loans, local loan support, and direct staff guidance for vehicle financing.
DFCU Financial (94% Recommend)
- Easy Application: 4.8; Loan Terms & Rate Satisfaction: 4.8; Speedy Quote & Decision: 4.7; Recommend: 94%.
- Customer feedback and first-party loan information support these scores because Detroit-area members have access to a Midtown Detroit branch, instant auto-loan decisions, competitive posted rates, refinancing, and strong regional credit-union support.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| One Detroit Credit Union | Credit Union | 4.8 | 4.9 | 4.8 | 96% |
| Diversified Members Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 95% |
| DFCU Financial | Credit Union | 4.8 | 4.8 | 4.7 | 94% |
| Michigan First Credit Union | Credit Union | 4.7 | 4.8 | 4.7 | 93% |
| University of Michigan Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 92% |
| Credit Union ONE | Credit Union | 4.7 | 4.7 | 4.6 | 91% |
| LOC Credit Union | Credit Union | 4.6 | 4.7 | 4.6 | 90% |
| Vibe Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 89% |
| Zeal Credit Union | Credit Union | 4.5 | 4.6 | 4.6 | 88% |
| Christian Financial Credit Union | Credit Union | 4.5 | 4.6 | 4.5 | 87% |
| Comerica Bank | Bank | 4.4 | 4.5 | 4.4 | 85% |
| Huntington Bank | Bank | 4.4 | 4.4 | 4.4 | 84% |
| Fifth Third Bank | Bank | 4.3 | 4.4 | 4.3 | 83% |
| Chase Bank | Bank | 4.3 | 4.3 | 4.3 | 82% |
| PNC Bank | Bank | 4.2 | 4.3 | 4.2 | 80% |
Grand Rapids Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Grand Rapids’s area are Community West Credit Union, Consumers Credit Union and Adventure Credit Union.
Community West Credit Union (96% Recommend)
- Easy Application: 4.8; Loan Terms & Rate Satisfaction: 4.9; Speedy Quote & Decision: 4.8; Recommend: 96%.
- Customer feedback and first-party loan information support these scores because Grand Rapids-area members have access to West Michigan branches, online auto-loan applications, refinancing options, competitive vehicle-loan rates, and direct credit-union guidance.
Consumers Credit Union (95% Recommend)
- Easy Application: 4.8; Loan Terms & Rate Satisfaction: 4.8; Speedy Quote & Decision: 4.8; Recommend: 95%.
- Customer feedback and first-party loan information support these scores because borrowers have access to Grand Rapids branches, new and used auto loans, strong published-rate information, digital application tools, and Michigan-based credit-union lending support.
Adventure Credit Union (94% Recommend)
- Easy Application: 4.8; Loan Terms & Rate Satisfaction: 4.8; Speedy Quote & Decision: 4.7; Recommend: 94%.
- Customer feedback and first-party loan information support these scores because members can use Grand Rapids-area branches, auto-loan promotions, loan calculators, online applications, and local staff support for vehicle financing.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| Community West Credit Union | Credit Union | 4.8 | 4.9 | 4.8 | 96% |
| Consumers Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 95% |
| Adventure Credit Union | Credit Union | 4.8 | 4.8 | 4.7 | 94% |
| Bloom Credit Union | Credit Union | 4.7 | 4.8 | 4.7 | 93% |
| West Michigan Credit Union | Credit Union | 4.7 | 4.8 | 4.6 | 92% |
| Rivertown Credit Union | Credit Union | 4.6 | 4.7 | 4.7 | 91% |
| Lake Michigan Credit Union | Credit Union | 4.6 | 4.7 | 4.5 | 89% |
| Meijer Credit Union | Credit Union | 4.5 | 4.6 | 4.5 | 87% |
| First National Bank of Michigan | Community Bank | 4.4 | 4.5 | 4.5 | 86% |
| Independent Bank | Bank | 4.3 | 4.4 | 4.4 | 84% |
Warren Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Warren’s area are Extra Credit Union, People Driven Credit Union and Michigan Schools & Government Credit Union.
Extra Credit Union (96% Recommend)
- Easy Application: 4.8; Loan Terms & Rate Satisfaction: 4.9; Speedy Quote & Decision: 4.8; Recommend: 96%.
- Customer feedback and first-party loan information support these scores because Warren-area members have access to a local branch, auto-loan applications, new and used vehicle financing, refinancing options, and direct credit-union loan support.
People Driven Credit Union (95% Recommend)
- Easy Application: 4.8; Loan Terms & Rate Satisfaction: 4.8; Speedy Quote & Decision: 4.8; Recommend: 95%.
- Customer feedback and first-party loan information support these scores because borrowers can use the Warren branch, auto-loan products, statewide Michigan credit-union service, online applications, and local staff support for vehicle financing.
Michigan Schools & Government Credit Union (94% Recommend)
- Easy Application: 4.8; Loan Terms & Rate Satisfaction: 4.8; Speedy Quote & Decision: 4.7; Recommend: 94%.
- Customer feedback and first-party loan information support these scores because Warren-area members have access to a local branch, loan specialists, vehicle-financing support, and responsive credit-union service.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| Extra Credit Union | Credit Union | 4.8 | 4.9 | 4.8 | 96% |
| People Driven Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 95% |
| Michigan Schools & Government Credit Union | Credit Union | 4.8 | 4.8 | 4.7 | 94% |
| OUR Credit Union | Credit Union | 4.7 | 4.8 | 4.7 | 93% |
| Community Choice Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 92% |
| Michigan United Credit Union | Credit Union | 4.6 | 4.7 | 4.6 | 90% |
| First State Bank | Community Bank | 4.5 | 4.6 | 4.5 | 88% |
| Huntington Bank | Bank | 4.4 | 4.5 | 4.4 | 85% |
| Bank of America | Bank | 4.3 | 4.3 | 4.3 | 82% |
| Chase Bank | Bank | 4.2 | 4.2 | 4.2 | 80% |
Sterling Heights Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Sterling Heights’s area are The Local Credit Union, Michigan Schools & Government Credit Union and Credit Union ONE.
The Local Credit Union (96% Recommend)
- Easy Application: 4.8; Loan Terms & Rate Satisfaction: 4.9; Speedy Quote & Decision: 4.8; Recommend: 96%.
- Customer feedback and first-party loan information support these scores because Sterling Heights members have access to a local branch, competitive auto-loan rates, pre-approval, refinancing options, flexible terms, and direct credit-union lending support.
Michigan Schools & Government Credit Union (95% Recommend)
- Easy Application: 4.8; Loan Terms & Rate Satisfaction: 4.8; Speedy Quote & Decision: 4.8; Recommend: 95%.
- Customer feedback and first-party loan information support these scores because borrowers have access to Sterling Heights branches, same-day approval on most vehicle applications, online vehicle-loan applications, refinancing options, and NCUA-insured credit-union service.
Credit Union ONE (94% Recommend)
- Easy Application: 4.8; Loan Terms & Rate Satisfaction: 4.8; Speedy Quote & Decision: 4.7; Recommend: 94%.
- Customer feedback and first-party loan information support these scores because members can use the Sterling Heights branch, apply for car loans locally, access auto-loan calculators and applications, and receive branch-based support for vehicle financing.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| The Local Credit Union | Credit Union | 4.8 | 4.9 | 4.8 | 96% |
| Michigan Schools & Government Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 95% |
| Credit Union ONE | Credit Union | 4.8 | 4.8 | 4.7 | 94% |
| BlueOx Credit Union | Credit Union | 4.7 | 4.8 | 4.7 | 93% |
| Genisys Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 92% |
| Lake Michigan Credit Union | Credit Union | 4.6 | 4.7 | 4.6 | 90% |
| Vibe Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 89% |
| Christian Financial Credit Union | Credit Union | 4.5 | 4.6 | 4.5 | 87% |
Ann Arbor Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Ann Arbor’s area are University of Michigan Credit Union, Bank of Ann Arbor and DFCU Financial.
University of Michigan Credit Union (96% Recommend)
- Easy Application: 4.8; Loan Terms & Rate Satisfaction: 4.9; Speedy Quote & Decision: 4.8; Recommend: 96%.
- Customer feedback and first-party loan information support these scores because Ann Arbor-area members have access to local branches, competitive auto-loan rates, digital loan tools, and credit-union staff familiar with the local borrower base.
Bank of Ann Arbor (94% Recommend)
- Easy Application: 4.7; Loan Terms & Rate Satisfaction: 4.8; Speedy Quote & Decision: 4.8; Recommend: 94%.
- Customer feedback and first-party loan information support these scores because borrowers have access to Ann Arbor branch service, auto, boat and RV lending, local decision-making, and direct community-bank lending support.
DFCU Financial (93% Recommend)
- Easy Application: 4.8; Loan Terms & Rate Satisfaction: 4.7; Speedy Quote & Decision: 4.7; Recommend: 93%.
- Customer feedback and first-party loan information support these scores because Ann Arbor-area members have access to local branches, instant auto-loan decisions, competitive rates, refinancing options, and regional credit-union support.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| University of Michigan Credit Union | Credit Union | 4.8 | 4.9 | 4.8 | 96% |
| Bank of Ann Arbor | Community Bank | 4.7 | 4.8 | 4.8 | 94% |
| DFCU Financial | Credit Union | 4.8 | 4.7 | 4.7 | 93% |
| Credit Union ONE | Credit Union | 4.7 | 4.7 | 4.7 | 92% |
| Lake Trust Credit Union | Credit Union | 4.6 | 4.7 | 4.7 | 90% |
| Arbor Financial Credit Union | Credit Union | 4.6 | 4.7 | 4.6 | 89% |
Lansing Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Lansing’s area are MSU Federal Credit Union, LAFCU and CASE Credit Union.
MSU Federal Credit Union (96% Recommend)
- Easy Application: 4.8; Loan Terms & Rate Satisfaction: 4.9; Speedy Quote & Decision: 4.8; Recommend: 96%.
- Customer feedback and first-party loan information support these scores because Lansing-area members have access to local branches, fast vehicle-loan decisions, flexible auto-loan terms, refinancing options, and strong regional credit-union support.
LAFCU (95% Recommend)
- Easy Application: 4.8; Loan Terms & Rate Satisfaction: 4.8; Speedy Quote & Decision: 4.8; Recommend: 95%.
- Customer feedback and first-party loan information support these scores because borrowers have access to Lansing-area branches, competitive new and used auto loans, published rate information, recreational-vehicle financing, and local member service.
CASE Credit Union (94% Recommend)
- Easy Application: 4.8; Loan Terms & Rate Satisfaction: 4.8; Speedy Quote & Decision: 4.7; Recommend: 94%.
- Customer feedback and first-party loan information support these scores because members can use Lansing-area branches, apply online in minutes, receive quick decisions, and finance new, used, or refinanced vehicles through a local credit union.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| MSU Federal Credit Union | Credit Union | 4.8 | 4.9 | 4.8 | 96% |
| LAFCU | Credit Union | 4.8 | 4.8 | 4.8 | 95% |
| CASE Credit Union | Credit Union | 4.8 | 4.8 | 4.7 | 94% |
| Lake Trust Credit Union | Credit Union | 4.7 | 4.8 | 4.7 | 93% |
| Adventure Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 92% |
| Dart Bank | Community Bank | 4.6 | 4.6 | 4.7 | 90% |
| Mercantile Bank | Bank | 4.5 | 4.6 | 4.5 | 88% |
| Horizon Bank | Bank | 4.4 | 4.5 | 4.4 | 86% |
Dearborn Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Dearborn’s area are DFCU Financial, Zeal Credit Union and University of Michigan Credit Union.
DFCU Financial (96% Recommend)
- Easy Application: 4.8; Loan Terms & Rate Satisfaction: 4.9; Speedy Quote & Decision: 4.8; Recommend: 96%.
- Customer feedback and first-party loan information support these scores because Dearborn-area members have access to local branches, instant auto-loan decisions, competitive rates, refinancing options, and strong credit-union lending support.
Zeal Credit Union (94% Recommend)
- Easy Application: 4.8; Loan Terms & Rate Satisfaction: 4.8; Speedy Quote & Decision: 4.7; Recommend: 94%.
- Customer feedback and first-party loan information support these scores because borrowers can use the Dearborn branch, vehicle-loan applications, competitive new and used auto-loan rates, pre-approval, and local credit-union service.
University of Michigan Credit Union (93% Recommend)
- Easy Application: 4.7; Loan Terms & Rate Satisfaction: 4.8; Speedy Quote & Decision: 4.7; Recommend: 93%.
- Customer feedback and first-party loan information support these scores because Dearborn-area borrowers have access to a local branch, new and used vehicle loans, flexible terms, online applications, and NCUA-insured credit-union support.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| DFCU Financial | Credit Union | 4.8 | 4.9 | 4.8 | 96% |
| Zeal Credit Union | Credit Union | 4.8 | 4.8 | 4.7 | 94% |
| University of Michigan Credit Union | Credit Union | 4.7 | 4.8 | 4.7 | 93% |
| First State Bank | Community Bank | 4.6 | 4.6 | 4.6 | 90% |
| Huntington Bank | Bank | 4.4 | 4.5 | 4.4 | 85% |
| Chase Bank | Bank | 4.3 | 4.3 | 4.3 | 82% |
Livonia Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Livonia’s area are Community Choice Credit Union, DFCU Financial and Michigan Educational Credit Union.
Community Choice Credit Union (96% Recommend)
- Easy Application: 4.8; Loan Terms & Rate Satisfaction: 4.9; Speedy Quote & Decision: 4.8; Recommend: 96%.
- Customer feedback and first-party loan information support these scores because Livonia-area members have access to a local branch, streamlined online pre-approval, new and refinanced auto loans, published rate information, and strong loan-service feedback.
DFCU Financial (95% Recommend)
- Easy Application: 4.8; Loan Terms & Rate Satisfaction: 4.8; Speedy Quote & Decision: 4.8; Recommend: 95%.
- Customer feedback and first-party loan information support these scores because borrowers can use the Livonia branch, instant auto-loan decisions, competitive rates, refinancing options, and regional credit-union lending support.
Michigan Educational Credit Union (94% Recommend)
- Easy Application: 4.8; Loan Terms & Rate Satisfaction: 4.8; Speedy Quote & Decision: 4.7; Recommend: 94%.
- Customer feedback and first-party loan information support these scores because members have access to a Livonia office, pre-approval before shopping, competitive new and used auto-loan rates, and local credit-union staff support.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| Community Choice Credit Union | Credit Union | 4.8 | 4.9 | 4.8 | 96% |
| DFCU Financial | Credit Union | 4.8 | 4.8 | 4.8 | 95% |
| Michigan Educational Credit Union | Credit Union | 4.8 | 4.8 | 4.7 | 94% |
| Michigan Schools & Government Credit Union | Credit Union | 4.7 | 4.8 | 4.7 | 93% |
| Lake Michigan Credit Union | Credit Union | 4.7 | 4.7 | 4.6 | 91% |
| People Driven Credit Union | Credit Union | 4.6 | 4.7 | 4.6 | 90% |
Troy Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Troy’s area are OUR Credit Union, Genisys Credit Union and Community Choice Credit Union.
OUR Credit Union (96% Recommend)
- Easy Application: 4.8; Loan Terms & Rate Satisfaction: 4.9; Speedy Quote & Decision: 4.8; Recommend: 96%.
- Customer feedback and first-party loan information support these scores because Troy members have access to a Rochester Road branch, competitive auto-loan rates, online applications, refinancing options, and strong staff support for vehicle financing.
Genisys Credit Union (95% Recommend)
- Easy Application: 4.8; Loan Terms & Rate Satisfaction: 4.8; Speedy Quote & Decision: 4.8; Recommend: 95%.
- Customer feedback and first-party loan information support these scores because borrowers can use the Troy branch, new and used auto loans, refinancing support, pre-approval guidance, and local credit-union service.
Community Choice Credit Union (94% Recommend)
- Easy Application: 4.8; Loan Terms & Rate Satisfaction: 4.8; Speedy Quote & Decision: 4.7; Recommend: 94%.
- Customer feedback and first-party loan information support these scores because members have access to a Troy branch, auto-loan applications, refinancing options, published lending resources, and Michigan-based credit-union support.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| OUR Credit Union | Credit Union | 4.8 | 4.9 | 4.8 | 96% |
| Genisys Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 95% |
| Community Choice Credit Union | Credit Union | 4.8 | 4.8 | 4.7 | 94% |
| Lake Michigan Credit Union | Credit Union | 4.7 | 4.8 | 4.7 | 93% |
| Credit Union ONE | Credit Union | 4.7 | 4.7 | 4.6 | 91% |
| Independent Bank | Bank | 4.5 | 4.6 | 4.5 | 88% |
Westland Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Westland’s area are Wayne Westland Federal Credit Union, Credit Union ONE and Zeal Credit Union.
Wayne Westland Federal Credit Union (96% Recommend)
- Easy Application: 4.8; Loan Terms & Rate Satisfaction: 4.9; Speedy Quote & Decision: 4.8; Recommend: 96%.
- Customer feedback and first-party loan information support these scores because Westland-area members have access to a local branch, car loans, vehicle-loan applications, competitive credit-union rates, and direct staff support for auto financing.
Credit Union ONE (94% Recommend)
- Easy Application: 4.8; Loan Terms & Rate Satisfaction: 4.8; Speedy Quote & Decision: 4.7; Recommend: 94%.
- Customer feedback and first-party loan information support these scores because members can use the Westland branch, apply for new and used auto loans, access lease-buyout financing, and receive credit-union support for vehicle financing.
Zeal Credit Union (92% Recommend)
- Easy Application: 4.7; Loan Terms & Rate Satisfaction: 4.8; Speedy Quote & Decision: 4.6; Recommend: 92%.
- Customer feedback and first-party loan information support these scores because Westland-area borrowers have access to nearby branch service, competitive auto-loan rates, refinancing options, pre-approval, and local credit-union lending guidance.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| Wayne Westland Federal Credit Union | Credit Union | 4.8 | 4.9 | 4.8 | 96% |
| Credit Union ONE | Credit Union | 4.8 | 4.8 | 4.7 | 94% |
| Zeal Credit Union | Credit Union | 4.7 | 4.8 | 4.6 | 92% |
| DFCU Financial | Credit Union | 4.7 | 4.7 | 4.6 | 91% |
| Huntington Bank | Bank | 4.4 | 4.5 | 4.4 | 85% |
| Bank of America | Bank | 4.3 | 4.3 | 4.3 | 82% |
Michigan Best Online Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Michigan’s area are MSU Federal Credit Union, Lake Michigan Credit Union and DFCU Financial.
MSU Federal Credit Union (95% Recommend)
- MSUFCU ranks #1 with a 95% Recommend score, a 4.8 Loan Terms & Rate Satisfaction rating, and the strongest Michigan presence score among the top 3.
- Customer feedback supports MSUFCU’s top ranking because borrowers value its Michigan footprint, online vehicle-loan access, dealership support, and competitive purchase-loan terms.
Lake Michigan Credit Union (94% Recommend)
- Lake Michigan Credit Union ranks #2 with a 94% Recommend score, a 4.7 Loan Terms & Rate Satisfaction rating, and a 4.6 Speedy Quotes & Decision score that is higher than MSUFCU’s 4.5.
- Customer feedback supports LMCU’s ranking because borrowers value its Michigan member base, online application option, prequalification support, and flexible auto-loan process.
DFCU Financial (93% Recommend)
- DFCU Financial ranks #3 with a 93% Recommend score, a 4.7 Loan Terms & Rate Satisfaction rating, and the same 4.6 Speedy Quotes & Decision score as LMCU.
- Customer feedback points to strong Michigan auto-loan support, competitive vehicle financing, helpful borrower guidance, and a practical online loan path.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quotes & Decision | Recommend |
|---|---|---|---|---|---|
| MSU Federal Credit Union | Direct | 4.7 | 4.8 | 4.5 | 95% |
| Lake Michigan Credit Union | Direct | 4.7 | 4.7 | 4.6 | 94% |
| DFCU Financial | Direct | 4.6 | 4.7 | 4.6 | 93% |
| Genisys Credit Union | Direct | 4.6 | 4.7 | 4.5 | 92% |
| Consumers Credit Union | Direct | 4.6 | 4.7 | 4.5 | 91% |
| Lake Trust Credit Union | Direct | 4.6 | 4.6 | 4.5 | 90% |
| Capital One Auto Navigator | Direct | 4.8 | 4.6 | 4.8 | 90% |
| Adventure Credit Union | Direct | 4.5 | 4.6 | 4.5 | 89% |
| Michigan Schools and Government Credit Union | Direct | 4.5 | 4.6 | 4.4 | 88% |
| Michigan First Credit Union | Direct | 4.4 | 4.6 | 4.4 | 87% |
| LOC Credit Union | Direct | 4.4 | 4.6 | 4.3 | 86% |
| LightStream | Direct | 4.7 | 4.8 | 4.7 | 86% |
| AUTOPAY | Marketplace | 4.7 | 4.5 | 4.8 | 85% |
| Frankenmuth Credit Union | Direct | 4.3 | 4.5 | 4.3 | 85% |
| Security Credit Union | Direct | 4.3 | 4.5 | 4.3 | 84% |
| myAutoLoan | Marketplace | 4.6 | 4.5 | 4.6 | 84% |
| Bank of America | Direct | 4.5 | 4.6 | 4.4 | 83% |
| PenFed Credit Union | Direct | 4.5 | 4.8 | 4.4 | 82% |
| Alliant Credit Union | Direct | 4.3 | 4.4 | 4.2 | 79% |
| LendingTree | Marketplace | 4.5 | 4.4 | 4.6 | 78% |