The MFP’s Community Auto Lender Survey gathers Massachusetts’ car drivers feedback and recommendations for direct lenders like banks, credit unions and online lenders, plus marketplaces. Shopping for a car loan and a lender can be complicated and we gathered this data to help your choice.
Updated: May 11, 2026
<< Human Powered Recommendations from Massachusetts’s Car Drivers >>
Massachusetts Best Car Loan Lenders
Boston, Worcester, Springfield, Cambridge, Lowell, Brockton, Lynn, Quincy, New Bedford, Fall River, Online.
Massachusetts Car Loans Lenders Satisfaction
Performance and satisfaction of car loan lenders across Massachusetts by lenders type.
| Lender Type | Application Ease | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommendation Rate |
|---|---|---|---|---|
| Credit Unions | 4.72 | 4.75 | 4.70 | 93.5% |
| Community Banks | 4.55 | 4.57 | 4.59 | 89.3% |
| Online Lenders | 4.51 | 4.58 | 4.45 | 85.3% |
| Banks | 4.39 | 4.31 | 4.35 | 84.5% |
Source: MFP’s Community Survey of Auto Loan Lenders by State and Cities.
Recommendations are gathered from local 1,957 Massachusetts drivers who got a quote or applied for a car loan in the past 12 months. We survey 4 broad areas; loan application, loan term and rate, speedy quote and decision, plus if borrowers recommend the lender:
- Loan Application (0 to 5): How easy it is to apply for your auto loan. What’s the amount of information asked. How fast do you complete your application for your loan.
- Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- Speedy Quote & Decision (0 to 5): Were you happy with the guidance and speed you were offered, speed of a quote requested, and speed to get a decision on your loan?
- Recommendation (yes/no): Do you recommend this lender after going through the process?
More Info for Massachusetts Drivers:
Massachusetts New Car Loan Rates
Massachusetts Used Car Loan Rates
Massachusetts New Car Insurance Cost
Massachusetts Used Car Insurance Cost
Boston Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Boston’s area are City of Boston Credit Union, Mass Bay Credit Union and Tremont Credit Union.
City of Boston Credit Union (96% Recommend)
- Easy Application: 4.8; Loan Terms & Rate Satisfaction: 4.8; Speedy Quote & Decision: 4.8; Recommend: 96%.
- Customer feedback and local member feedback support strong scores because borrowers frequently emphasize local staff support, straightforward service, and useful vehicle-loan guidance from a Boston-based credit union.
Mass Bay Credit Union (95% Recommend)
- Easy Application: 4.8; Loan Terms & Rate Satisfaction: 4.8; Speedy Quote & Decision: 4.7; Recommend: 95%.
- Customer feedback and member feedback support high scores because borrowers highlight easy loan handling, competitive vehicle-loan options, and helpful Greater Boston branch service.
Tremont Credit Union (93% Recommend)
- Easy Application: 4.7; Loan Terms & Rate Satisfaction: 4.7; Speedy Quote & Decision: 4.7; Recommend: 93%.
- Customer feedback and member feedback support strong scores because borrowers point to responsive local decision-making, flexible auto-loan terms, and personal support from branch staff.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| City of Boston Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Mass Bay Credit Union | Credit Union | 4.8 | 4.8 | 4.7 | 95% |
| Tremont Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 93% |
| Metro Credit Union | Credit Union | 4.7 | 4.7 | 4.6 | 92% |
| Boston Firefighters Credit Union | Credit Union | 4.6 | 4.7 | 4.7 | 91% |
| Members Plus Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 90% |
| Salem Five Bank | Bank | 4.4 | 4.5 | 4.4 | 86% |
| Eastern Bank | Bank | 4.3 | 4.4 | 4.4 | 85% |
Worcester Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Worcester’s area are Worcester Credit Union, Webster First Federal Credit Union and Digital Federal Credit Union.
Worcester Credit Union (96% Recommend)
- Easy Application: 4.8; Loan Terms & Rate Satisfaction: 4.8; Speedy Quote & Decision: 4.8; Recommend: 96%.
- Customer feedback supports these scores because members specifically mention quick preapproval, efficient vehicle-loan handling, and staff guidance through the car-buying process.
Webster First Federal Credit Union (95% Recommend)
- Easy Application: 4.8; Loan Terms & Rate Satisfaction: 4.8; Speedy Quote & Decision: 4.7; Recommend: 95%.
- Member feedback supports these scores because borrowers emphasize local branch access, helpful loan staff, and clear new, used, and refinance auto-loan options.
Digital Federal Credit Union (94% Recommend)
- Easy Application: 4.8; Loan Terms & Rate Satisfaction: 4.8; Speedy Quote & Decision: 4.6; Recommend: 94%.
- Branch-level feedback supports these scores because customers mention positive car-loan approval experiences, friendly loan assistance, and strong rate satisfaction.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| Worcester Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Webster First Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.7 | 95% |
| Digital Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.6 | 94% |
| IC Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 93% |
| Webster Five Bank | Community Bank | 4.6 | 4.7 | 4.6 | 91% |
| Bay State Bank | Community Bank | 4.5 | 4.6 | 4.7 | 90% |
| UniBank | Community Bank | 4.5 | 4.6 | 4.5 | 88% |
| Fidelity Bank | Community Bank | 4.5 | 4.5 | 4.5 | 87% |
Springfield Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Springfield’s area are Greater Springfield Credit Union, Pioneer Valley Credit Union and Freedom Credit Union.
Greater Springfield Credit Union (96% Recommend)
- Easy Application: 4.8; Loan Terms & Rate Satisfaction: 4.8; Speedy Quote & Decision: 4.8; Recommend: 96%.
- Customer feedback supports these scores because members emphasize fast vehicle-loan handling, competitive local credit union rates, and helpful Springfield-area staff support.
Pioneer Valley Credit Union (95% Recommend)
- Easy Application: 4.8; Loan Terms & Rate Satisfaction: 4.8; Speedy Quote & Decision: 4.7; Recommend: 95%.
- Customer feedback supports these scores because borrowers frequently mention convenient Springfield branches, clear auto-loan options, and positive staff guidance during the application process.
Freedom Credit Union (94% Recommend)
- Easy Application: 4.8; Loan Terms & Rate Satisfaction: 4.7; Speedy Quote & Decision: 4.7; Recommend: 94%.
- Customer feedback supports these scores because members highlight easy preapproval, useful rate information, and responsive local service for auto and vehicle loans.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| Greater Springfield Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Pioneer Valley Credit Union | Credit Union | 4.8 | 4.8 | 4.7 | 95% |
| Freedom Credit Union | Credit Union | 4.8 | 4.7 | 4.7 | 94% |
| Arrha Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 93% |
| MassMutual Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.6 | 92% |
| Polish National Credit Union | Credit Union | 4.6 | 4.7 | 4.6 | 91% |
| Holyoke Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 90% |
| Westfield Bank | Community Bank | 4.5 | 4.5 | 4.5 | 88% |
Cambridge Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Cambridge’s area are MIT Federal Credit Union, Harvard Federal Credit Union and Cambridge Municipal Employees Federal Credit Union.
MIT Federal Credit Union (96% Recommend)
- Easy Application: 4.8; Loan Terms & Rate Satisfaction: 4.8; Speedy Quote & Decision: 4.8; Recommend: 96%.
- Customer feedback supports these scores because members emphasize clear vehicle-loan options, straightforward application support, and helpful branch service in the Cambridge area.
Harvard Federal Credit Union (95% Recommend)
- Easy Application: 4.8; Loan Terms & Rate Satisfaction: 4.8; Speedy Quote & Decision: 4.7; Recommend: 95%.
- Customer feedback supports these scores because borrowers highlight competitive vehicle-loan terms, easy communication, and responsive local support from Cambridge-based staff.
Cambridge Municipal Employees Federal Credit Union (93% Recommend)
- Easy Application: 4.6; Loan Terms & Rate Satisfaction: 4.8; Speedy Quote & Decision: 4.8; Recommend: 93%.
- Customer feedback supports these scores because members value the credit union’s local focus, direct staff guidance, and practical support for vehicle-loan refinancing and new-car financing.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| MIT Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Harvard Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.7 | 95% |
| Cambridge Municipal Employees Federal Credit Union | Credit Union | 4.6 | 4.8 | 4.8 | 93% |
| East Cambridge Savings Bank | Community Bank | 4.6 | 4.6 | 4.7 | 91% |
| Naveo Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 90% |
| Hanscom Federal Credit Union | Credit Union | 4.5 | 4.6 | 4.6 | 89% |
| North Cambridge Co-operative Bank | Community Bank | 4.4 | 4.5 | 4.6 | 87% |
| Bank of America | Bank | 4.4 | 4.2 | 4.3 | 83% |
Lowell Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Lowell’s area are Lowell Municipal Employees Federal Credit Union, Jeanne D’Arc Credit Union and Align Credit Union.
Lowell Municipal Employees Federal Credit Union (96% Recommend)
- Easy Application: 4.8; Loan Terms & Rate Satisfaction: 4.9; Speedy Quote & Decision: 4.8; Recommend: 96%.
- Customer feedback and first-party loan information support these scores because the lender emphasizes quick local auto-loan processing, direct branch service, refinancing options, and low-rate vehicle financing for Lowell-area members.
Jeanne D’Arc Credit Union (95% Recommend)
- Easy Application: 4.8; Loan Terms & Rate Satisfaction: 4.8; Speedy Quote & Decision: 4.8; Recommend: 95%.
- Customer feedback and first-party loan information support these scores because borrowers have access to Lowell branches, fast pre-approval, flexible new and used auto loans, refinancing, and strong local member-service support.
Align Credit Union (94% Recommend)
- Easy Application: 4.7; Loan Terms & Rate Satisfaction: 4.8; Speedy Quote & Decision: 4.7; Recommend: 94%.
- Customer feedback and first-party loan information support these scores because the credit union offers Lowell-based service, published auto-loan options, competitive APR messaging, and local staff support for vehicle financing.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| Lowell Municipal Employees Federal Credit Union | Credit Union | 4.8 | 4.9 | 4.8 | 96% |
| Jeanne D’Arc Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 95% |
| Align Credit Union | Credit Union | 4.7 | 4.8 | 4.7 | 94% |
| Mills42 Federal Credit Union | Credit Union | 4.7 | 4.8 | 4.6 | 93% |
| Washington Savings Bank | Community Bank | 4.6 | 4.7 | 4.6 | 92% |
| Tewksbury Federal Credit Union | Credit Union | 4.6 | 4.7 | 4.5 | 90% |
| Digital Federal Credit Union | Credit Union | 4.7 | 4.6 | 4.5 | 89% |
| Lowell Five Bank | Community Bank | 4.5 | 4.5 | 4.6 | 88% |
Brockton Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Brockton’s area are SCU Credit Union, Rockland Federal Credit Union and Brotherhood Credit Union.
SCU Credit Union (96% Recommend)
- Easy Application: 4.8; Loan Terms & Rate Satisfaction: 4.9; Speedy Quote & Decision: 4.8; Recommend: 96%.
- Customer feedback and first-party loan information support these scores because Brockton-area members have access to local branches, published auto-loan rates, refinancing options, and branch support for vehicle financing.
Rockland Federal Credit Union (95% Recommend)
- Easy Application: 4.8; Loan Terms & Rate Satisfaction: 4.8; Speedy Quote & Decision: 4.7; Recommend: 95%.
- Customer feedback and first-party loan information support these scores because borrowers mention strong local service, easy loan handling, competitive auto-loan terms, and convenient Brockton branch access.
Brotherhood Credit Union (92% Recommend)
- Easy Application: 4.6; Loan Terms & Rate Satisfaction: 4.7; Speedy Quote & Decision: 4.6; Recommend: 92%.
- Customer feedback and first-party loan information support these scores because the credit union provides local auto-loan preapproval, advertised vehicle-loan rates, and member-focused guidance for car financing.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| SCU Credit Union | Credit Union | 4.8 | 4.9 | 4.8 | 96% |
| Rockland Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.7 | 95% |
| Brotherhood Credit Union | Credit Union | 4.6 | 4.7 | 4.6 | 92% |
| Eastern Bank | Bank | 4.5 | 4.5 | 4.5 | 89% |
| Bank of Easton | Community Bank | 4.5 | 4.5 | 4.4 | 88% |
| Bank of America | Bank | 4.5 | 4.2 | 4.3 | 84% |
| Chase Bank | Bank | 4.4 | 4.2 | 4.3 | 83% |
| Santander Bank | Bank | 4.3 | 4.1 | 4.2 | 81% |
Lynn Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Lynn’s area are St. Jean’s Credit Union, RiverWorks Credit Union and Community Credit Union.
St. Jean’s Credit Union (96% Recommend)
- Easy Application: 4.8; Loan Terms & Rate Satisfaction: 4.8; Speedy Quote & Decision: 4.8; Recommend: 96%.
- Customer feedback supports these scores because members highlight strong Lynn-based branch service, helpful staff guidance, and positive experiences with local loan support.
RiverWorks Credit Union (95% Recommend)
- Easy Application: 4.8; Loan Terms & Rate Satisfaction: 4.8; Speedy Quote & Decision: 4.7; Recommend: 95%.
- Customer feedback supports these scores because borrowers emphasize responsive Lynn-area service, straightforward loan help, and strong local member support.
Community Credit Union (93% Recommend)
- Easy Application: 4.7; Loan Terms & Rate Satisfaction: 4.7; Speedy Quote & Decision: 4.7; Recommend: 93%.
- Customer feedback supports these scores because members point to convenient Lynn branch access, helpful staff, and positive support when handling personal and vehicle-loan needs.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| St. Jean’s Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| RiverWorks Credit Union | Credit Union | 4.8 | 4.8 | 4.7 | 95% |
| Community Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 93% |
| Brotherhood Credit Union | Credit Union | 4.6 | 4.7 | 4.6 | 91% |
| Metro Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 90% |
| Reading Cooperative Bank | Community Bank | 4.5 | 4.5 | 4.6 | 88% |
| Salem Five Bank | Bank | 4.4 | 4.5 | 4.4 | 86% |
| Bank of America | Bank | 4.3 | 4.2 | 4.3 | 82% |
Quincy Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Quincy’s area are Quincy Credit Union, BrightBridge Credit Union and Bank of Canton.
Quincy Credit Union (96% Recommend)
- Easy Application: 4.8; Loan Terms & Rate Satisfaction: 4.9; Speedy Quote & Decision: 4.8; Recommend: 96%.
- Customer feedback and first-party loan information support these scores because Quincy-area members have access to local branch service, new and used auto loans, refinancing options, and flexible payment support.
BrightBridge Credit Union (94% Recommend)
- Easy Application: 4.8; Loan Terms & Rate Satisfaction: 4.7; Speedy Quote & Decision: 4.7; Recommend: 94%.
- Customer feedback and first-party loan information support these scores because members mention helpful branch service, and the credit union provides a Quincy branch, auto-loan applications, refinancing, and rate discounts for qualifying members.
Bank of Canton (91% Recommend)
- Easy Application: 4.6; Loan Terms & Rate Satisfaction: 4.5; Speedy Quote & Decision: 4.7; Recommend: 91%.
- Customer feedback and first-party loan information support these scores because borrowers have access to a Quincy branch, local loan staff, published new and used auto-loan rates, and community-bank support for vehicle financing.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| Quincy Credit Union | Credit Union | 4.8 | 4.9 | 4.8 | 96% |
| BrightBridge Credit Union | Credit Union | 4.8 | 4.7 | 4.7 | 94% |
| Bank of Canton | Community Bank | 4.6 | 4.5 | 4.7 | 91% |
| Coastal Heritage Bank | Community Bank | 4.6 | 4.6 | 4.5 | 90% |
| Eastern Bank | Bank | 4.4 | 4.4 | 4.5 | 87% |
| Bank of America | Bank | 4.4 | 4.2 | 4.3 | 84% |
New Bedford Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in New Bedford’s area are New Bedford Credit Union, SouthCoast Federal Credit Union and St. Anne’s Credit Union.
New Bedford Credit Union (96% Recommend)
- Easy Application: 4.8; Loan Terms & Rate Satisfaction: 4.9; Speedy Quote & Decision: 4.8; Recommend: 96%.
- Customer feedback and first-party loan information support these scores because members have access to New Bedford branch service, published auto-loan rates, new and used vehicle financing, refinancing options, and local credit-union support.
SouthCoast Federal Credit Union (95% Recommend)
- Easy Application: 4.8; Loan Terms & Rate Satisfaction: 4.8; Speedy Quote & Decision: 4.8; Recommend: 95%.
- Customer feedback and first-party loan information support these scores because borrowers have access to New Bedford branches, competitive auto-loan options, refinancing, quick local decision-making, and attentive branch-based service.
St. Anne’s Credit Union (94% Recommend)
- Easy Application: 4.7; Loan Terms & Rate Satisfaction: 4.8; Speedy Quote & Decision: 4.8; Recommend: 94%.
- Customer feedback and first-party loan information support these scores because members can use the New Bedford branch for car-loan help, pre-approvals, competitive loan terms, refinancing, and responsive local lending support.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| New Bedford Credit Union | Credit Union | 4.8 | 4.9 | 4.8 | 96% |
| SouthCoast Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 95% |
| St. Anne’s Credit Union | Credit Union | 4.7 | 4.8 | 4.8 | 94% |
| Alltrust Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 92% |
| BayCoast Bank | Community Bank | 4.6 | 4.6 | 4.6 | 90% |
| BankFive | Community Bank | 4.6 | 4.5 | 4.6 | 89% |
Fall River Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Fall River’s area are Fall River Municipal Credit Union, St. Anne’s Credit Union and Alltrust Credit Union.
Fall River Municipal Credit Union (96% Recommend)
- Easy Application: 4.8; Loan Terms & Rate Satisfaction: 4.9; Speedy Quote & Decision: 4.8; Recommend: 96%.
- Customer feedback and first-party loan information support these scores because members have access to multiple Fall River-area branches, auto-loan applications, refinancing options, competitive vehicle-loan terms, and direct local lending support.
St. Anne’s Credit Union (95% Recommend)
- Easy Application: 4.8; Loan Terms & Rate Satisfaction: 4.8; Speedy Quote & Decision: 4.8; Recommend: 95%.
- Customer feedback and first-party loan information support these scores because borrowers have access to Fall River branches, new and used auto loans, pre-approvals, refinancing options, and responsive local credit union staff.
Alltrust Credit Union (94% Recommend)
- Easy Application: 4.8; Loan Terms & Rate Satisfaction: 4.8; Speedy Quote & Decision: 4.7; Recommend: 94%.
- Customer feedback and first-party loan information support these scores because members can use the Fall River branch, quick online preapproval, local service, and new and used vehicle financing for cars, trucks, and SUVs.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| Fall River Municipal Credit Union | Credit Union | 4.8 | 4.9 | 4.8 | 96% |
| St. Anne’s Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 95% |
| Alltrust Credit Union | Credit Union | 4.8 | 4.8 | 4.7 | 94% |
| BayCoast Bank | Community Bank | 4.7 | 4.7 | 4.7 | 92% |
| BankFive | Community Bank | 4.6 | 4.6 | 4.6 | 90% |
| Bristol County Savings Bank | Community Bank | 4.5 | 4.5 | 4.6 | 88% |
Massachusetts Best Online Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Massachusetts’s area are Digital Federal Credit Union, Metro Credit Union and Capital One Auto Navigator.
Digital Federal Credit Union (95% Recommend)
- Digital Federal Credit Union ranks #1 with a 95% Recommend score, a 4.8 Loan Terms & Rate Satisfaction rating, and the strongest Massachusetts presence score among the top 3.
- Customer feedback supports DCU’s top ranking because borrowers value its Massachusetts footprint, online auto-loan application access, competitive terms, and member-focused purchase-loan support.
Metro Credit Union (94% Recommend)
- Metro ranks #2 with a 94% Recommend score, a 4.7 Loan Terms & Rate Satisfaction rating, and a 4.6 Speedy Quotes & Decision score that is higher than DCU’s 4.5.
- Customer feedback supports Metro’s ranking because borrowers value its Massachusetts auto-loan footprint, easy application process, flexible terms, and local loan support.
Capital One Auto Navigator (91% Recommend)
- Capital One ranks #3 with a 91% Recommend score, the highest Easy Application rating among the top 3 at 4.8, and the highest Speedy Quotes & Decision score among the top 3 at 4.8.
- Customer feedback points to a strong online prequalification flow, clear payment visibility, and a smoother car-shopping process before visiting a participating dealer.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quotes & Decision | Recommend |
|---|---|---|---|---|---|
| Digital Federal Credit Union | Direct | 4.7 | 4.8 | 4.5 | 95% |
| Metro Credit Union | Direct | 4.7 | 4.7 | 4.6 | 94% |
| Capital One Auto Navigator | Direct | 4.8 | 4.6 | 4.8 | 91% |
| LightStream | Direct | 4.7 | 4.8 | 4.7 | 90% |
| Hanscom Federal Credit Union | Direct | 4.6 | 4.7 | 4.5 | 90% |
| Jeanne D’Arc Credit Union | Direct | 4.6 | 4.7 | 4.5 | 89% |
| St. Mary’s Credit Union | Direct | 4.5 | 4.7 | 4.4 | 88% |
| Rockland Federal Credit Union | Direct | 4.5 | 4.6 | 4.4 | 87% |
| Workers Credit Union | Direct | 4.4 | 4.6 | 4.3 | 86% |
| AUTOPAY | Marketplace | 4.7 | 4.5 | 4.8 | 86% |
| Bank of America | Direct | 4.5 | 4.6 | 4.4 | 85% |
| myAutoLoan | Marketplace | 4.6 | 4.5 | 4.6 | 84% |
| PenFed Credit Union | Direct | 4.5 | 4.8 | 4.4 | 84% |
| Navy Federal Credit Union | Direct | 4.5 | 4.8 | 4.4 | 83% |
| AllCom Credit Union | Direct | 4.3 | 4.5 | 4.2 | 82% |
| Harvard Federal Credit Union | Direct | 4.3 | 4.5 | 4.2 | 81% |
| Consumers Credit Union | Direct | 4.4 | 4.6 | 4.3 | 80% |
| Alliant Credit Union | Direct | 4.3 | 4.4 | 4.2 | 79% |
| LendingTree | Marketplace | 4.5 | 4.4 | 4.6 | 78% |
| Auto Credit Express | Marketplace | 4.0 | 3.8 | 4.2 | 75% |