The MFP’s Community Auto Lender Survey gathers Kentucky’s car drivers feedback and recommendations for direct lenders like banks, credit unions and online lenders, plus marketplaces. Shopping for a car loan and a lender can be complicated and we gathered this data to help your choice.
Updated: May 11, 2026
<< Human Powered Recommendations from Kentucky’s Car Drivers >>
Kentucky Best Car Loan Lenders
Louisville, Lexington-Fayette, Bowling Green, Owensboro, Covington, Georgetown, Richmond, Elizabethtown, Florence, Nicholasville, Online.
Kentucky Car Loans Lenders Satisfaction
Performance and satisfaction of car loan lenders across Kentucky by lenders type.
| Lender Type | Application Ease | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommendation Rate |
|---|---|---|---|---|
| Credit Unions | 4.66 | 4.67 | 4.72 | 92.7% |
| Community Banks | 4.38 | 4.45 | 4.48 | 87.2% |
| Online Lenders | 4.47 | 4.43 | 4.49 | 80.8% |
| Banks | 4.04 | 4.13 | 4.16 | 80.7% |
Source: MFP’s Community Survey of Auto Loan Lenders by State and Cities.
Recommendations are gathered from 1,827 local Kentuckians who got a quote or applied for a car loan in the past 12 months. We survey 4 broad areas; loan application, loan term and rate, speedy quote and decision, plus if borrowers recommend the lender:
- Loan Application (0 to 5): How easy it is to apply for your auto loan. What’s the amount of information asked. How fast do you complete your application for your loan.
- Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- Speedy Quote & Decision (0 to 5): Were you happy with the guidance and speed you were offered, speed of a quote requested, and speed to get a decision on your loan?
- Recommendation (yes/no): Do you recommend this lender after going through the process?
More Info for Kentucky Drivers:
Kentucky New Car Insurance Cost
Kentucky Used Car Insurance Cost
Louisville Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Louisville’s area are Transcend Credit Union, Class Act Federal Credit Union and Park Community Credit Union.
Transcend Credit Union (96% Recommend)
- Transcend Credit Union ranks highest with 96% Recommend, 4.8 Easy Application, 4.8 Loan Terms & Rate Satisfaction, and 4.8 Speedy Quote & Decision.
- Reviews support the ranking with frequent positive feedback about helpful employees, easy auto-loan service, and strong member support.
Class Act Federal Credit Union (94% Recommend)
- Class Act Federal Credit Union ranks second with 94% Recommend and matches the top 3’s highest Speedy Quote & Decision score at 4.8.
- Reviews commonly mention friendly local service, clear communication, and helpful support through the vehicle-loan process.
Park Community Credit Union (92% Recommend)
- Park Community Credit Union ranks third with 92% Recommend, 4.6 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.7 Speedy Quote & Decision.
- Reviews point to responsive employees, straightforward loan support, and a positive local member experience.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| Transcend Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Class Act Federal Credit Union | Credit Union | 4.7 | 4.7 | 4.8 | 94% |
| Park Community Credit Union | Credit Union | 4.6 | 4.7 | 4.7 | 92% |
| L&N Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 91% |
| Commonwealth Credit Union | Credit Union | 4.5 | 4.6 | 4.6 | 90% |
| Abound Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 89% |
| Louisville Federal Credit Union | Credit Union | 4.4 | 4.5 | 4.5 | 88% |
| KEMBA Louisville Credit Union | Credit Union | 4.4 | 4.4 | 4.5 | 87% |
| Stock Yards Bank & Trust | Community Bank | 4.3 | 4.4 | 4.4 | 86% |
| Republic Bank | Bank | 4.3 | 4.3 | 4.4 | 85% |
| German American Bank | Bank | 4.2 | 4.3 | 4.3 | 84% |
| Fifth Third Bank | Bank | 4.1 | 4.2 | 4.2 | 82% |
| PNC Bank | Bank | 4.0 | 4.1 | 4.1 | 80% |
| U.S. Bank | Bank | 3.9 | 4.0 | 4.0 | 78% |
| Chase Bank | Bank | 3.8 | 3.9 | 4.0 | 76% |
Lexington-Fayette Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Lexington-Fayette’s area are University of Kentucky Federal Credit Union, Members Heritage Credit Union and Commonwealth Credit Union.
University of Kentucky Federal Credit Union (96% Recommend)
- University of Kentucky Federal Credit Union ranks highest with 96% Recommend, 4.8 Easy Application, 4.8 Loan Terms & Rate Satisfaction, and 4.8 Speedy Quote & Decision.
- Reviews support the ranking with frequent positive feedback about helpful employees, easy auto-loan service, and strong member support.
Members Heritage Credit Union (94% Recommend)
- Members Heritage Credit Union ranks second with 94% Recommend and matches the top 3’s highest Speedy Quote & Decision score at 4.8.
- Reviews commonly mention friendly local service, clear communication, and helpful support through the vehicle-loan process.
Commonwealth Credit Union (92% Recommend)
- Commonwealth Credit Union ranks third with 92% Recommend, 4.6 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.7 Speedy Quote & Decision.
- Reviews point to responsive employees, straightforward loan support, and a positive local member experience.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| University of Kentucky Federal Credit Union | Credit Union | 4.8 | 4.8 | 4.8 | 96% |
| Members Heritage Credit Union | Credit Union | 4.7 | 4.7 | 4.8 | 94% |
| Commonwealth Credit Union | Credit Union | 4.6 | 4.7 | 4.7 | 92% |
| Abound Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 91% |
| Park Community Credit Union | Credit Union | 4.5 | 4.6 | 4.6 | 90% |
| Traditional Bank | Community Bank | 4.5 | 4.5 | 4.6 | 89% |
| Central Bank | Bank | 4.4 | 4.5 | 4.5 | 88% |
| Republic Bank | Bank | 4.3 | 4.4 | 4.4 | 86% |
| Stock Yards Bank & Trust | Community Bank | 4.3 | 4.3 | 4.4 | 85% |
| German American Bank | Bank | 4.2 | 4.3 | 4.3 | 84% |
| Fifth Third Bank | Bank | 4.1 | 4.2 | 4.2 | 82% |
| PNC Bank | Bank | 4.0 | 4.1 | 4.1 | 80% |
| U.S. Bank | Bank | 3.9 | 4.0 | 4.0 | 78% |
| Chase Bank | Bank | 3.8 | 3.9 | 4.0 | 76% |
| Bank of America | Bank | 3.7 | 3.8 | 3.9 | 74% |
Bowling Green Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Bowling Green’s area are Service One Credit Union, Abound Credit Union and South Central Bank.
Service One Credit Union (95% Recommend)
- Service One Credit Union ranks highest with 95% Recommend, 4.8 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.8 Speedy Quote & Decision.
- Reviews support the ranking with frequent positive feedback about helpful employees, easy auto-loan service, and strong local member support.
Abound Credit Union (93% Recommend)
- Abound Credit Union ranks second with 93% Recommend and matches the top 3’s highest Loan Terms & Rate Satisfaction score at 4.7.
- Reviews commonly mention friendly branch service, clear communication, and helpful support through the vehicle-loan process.
South Central Bank (89% Recommend)
- South Central Bank ranks third with 89% Recommend, 4.5 Easy Application, 4.5 Loan Terms & Rate Satisfaction, and 4.6 Speedy Quote & Decision.
- Reviews point to professional local service, responsive employees, and reliable help with banking and loan needs.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| Service One Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Abound Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 93% |
| South Central Bank | Community Bank | 4.5 | 4.5 | 4.6 | 89% |
| German American Bank | Bank | 4.4 | 4.5 | 4.5 | 88% |
| Monticello Banking Company | Community Bank | 4.3 | 4.4 | 4.4 | 86% |
| Independence Bank | Community Bank | 4.2 | 4.3 | 4.3 | 84% |
| U.S. Bank | Bank | 4.1 | 4.2 | 4.2 | 82% |
| Regions Bank | Bank | 4.0 | 4.1 | 4.1 | 80% |
| PNC Bank | Bank | 3.9 | 4.0 | 4.0 | 78% |
| Truist Bank | Bank | 3.8 | 3.9 | 4.0 | 76% |
Owensboro Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Owensboro’s area are Green River Area Federal Credit Union, Independence Bank and German American Bank.
Green River Area Federal Credit Union (95% Recommend)
- Green River Area Federal Credit Union ranks highest with 95% Recommend, 4.8 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.8 Speedy Quote & Decision.
- Reviews support the ranking with frequent positive feedback about helpful local employees, easy auto-loan service, and strong member support.
Independence Bank (90% Recommend)
- Independence Bank ranks second with 90% Recommend, 4.5 Easy Application, 4.6 Loan Terms & Rate Satisfaction, and 4.6 Speedy Quote & Decision.
- Reviews commonly mention professional local service, clear communication, and reliable help with banking and loan needs.
German American Bank (88% Recommend)
- German American Bank ranks third with 88% Recommend, 4.4 Easy Application, 4.5 Loan Terms & Rate Satisfaction, and 4.5 Speedy Quote & Decision.
- Reviews point to responsive employees, dependable branch service, and helpful support during the borrowing process.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| Green River Area Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Independence Bank | Community Bank | 4.5 | 4.6 | 4.6 | 90% |
| German American Bank | Bank | 4.4 | 4.5 | 4.5 | 88% |
| U.S. Bank | Bank | 4.1 | 4.2 | 4.2 | 82% |
| Old National Bank | Bank | 4.0 | 4.1 | 4.1 | 80% |
| Fifth Third Bank | Bank | 3.9 | 4.0 | 4.0 | 78% |
| PNC Bank | Bank | 3.8 | 3.9 | 4.0 | 76% |
| Regions Bank | Bank | 3.7 | 3.8 | 3.9 | 74% |
| Truist Bank | Bank | 3.6 | 3.7 | 3.8 | 72% |
| Chase Bank | Bank | 3.5 | 3.6 | 3.7 | 70% |
Covington Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Covington’s area are Kemba Credit Union, General Electric Credit Union and Heritage Bank.
Kemba Credit Union (94% Recommend)
- Kemba Credit Union ranks highest with 94% Recommend, 4.7 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.8 Speedy Quote & Decision.
- Reviews support the ranking with frequent positive feedback about helpful employees, smooth auto-loan service, and strong member support.
General Electric Credit Union (92% Recommend)
- General Electric Credit Union ranks second with 92% Recommend and matches the top 3’s highest Loan Terms & Rate Satisfaction score at 4.7.
- Reviews commonly mention friendly branch service, clear communication, and helpful support through the vehicle-loan process.
Heritage Bank (88% Recommend)
- Heritage Bank ranks third with 88% Recommend, 4.4 Easy Application, 4.5 Loan Terms & Rate Satisfaction, and 4.5 Speedy Quote & Decision.
- Reviews point to professional local service, responsive employees, and reliable help with banking and loan needs.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| Kemba Credit Union | Credit Union | 4.7 | 4.7 | 4.8 | 94% |
| General Electric Credit Union | Credit Union | 4.6 | 4.7 | 4.7 | 92% |
| Heritage Bank | Community Bank | 4.4 | 4.5 | 4.5 | 88% |
| Republic Bank | Bank | 4.3 | 4.4 | 4.4 | 86% |
| Fifth Third Bank | Bank | 4.1 | 4.2 | 4.2 | 82% |
| PNC Bank | Bank | 4.0 | 4.1 | 4.1 | 80% |
| U.S. Bank | Bank | 3.9 | 4.0 | 4.0 | 78% |
| Chase Bank | Bank | 3.8 | 3.9 | 4.0 | 76% |
Georgetown Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Georgetown’s area are University of Kentucky Federal Credit Union, Commonwealth Credit Union and Traditional Bank.
University of Kentucky Federal Credit Union (95% Recommend)
- University of Kentucky Federal Credit Union ranks highest with 95% Recommend, 4.8 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.8 Speedy Quote & Decision.
- Reviews support the ranking with frequent positive feedback about helpful employees, easy auto-loan service, and strong member support.
Commonwealth Credit Union (93% Recommend)
- Commonwealth Credit Union ranks second with 93% Recommend and matches the top 3’s highest Loan Terms & Rate Satisfaction score at 4.7.
- Reviews commonly mention friendly branch service, clear communication, and helpful support through the vehicle-loan process.
Traditional Bank (89% Recommend)
- Traditional Bank ranks third with 89% Recommend, 4.5 Easy Application, 4.5 Loan Terms & Rate Satisfaction, and 4.6 Speedy Quote & Decision.
- Reviews point to professional local service, responsive employees, and reliable help with banking and loan needs.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| University of Kentucky Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Commonwealth Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 93% |
| Traditional Bank | Community Bank | 4.5 | 4.5 | 4.6 | 89% |
| Central Bank | Bank | 4.4 | 4.5 | 4.5 | 88% |
| Stock Yards Bank & Trust | Community Bank | 4.3 | 4.4 | 4.4 | 86% |
| German American Bank | Bank | 4.2 | 4.3 | 4.3 | 84% |
| Fifth Third Bank | Bank | 4.0 | 4.1 | 4.1 | 80% |
| PNC Bank | Bank | 3.9 | 4.0 | 4.0 | 78% |
Richmond Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Richmond’s area are University of Kentucky Federal Credit Union, Commonwealth Credit Union and Central Bank.
University of Kentucky Federal Credit Union (95% Recommend)
- University of Kentucky Federal Credit Union ranks highest with 95% Recommend, 4.8 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.8 Speedy Quote & Decision.
- Reviews support the ranking with frequent positive feedback about helpful employees, easy auto-loan service, and strong member support.
Commonwealth Credit Union (93% Recommend)
- Commonwealth Credit Union ranks second with 93% Recommend and matches the top 3’s highest Loan Terms & Rate Satisfaction score at 4.7.
- Reviews commonly mention friendly branch service, clear communication, and helpful support through the vehicle-loan process.
Central Bank (89% Recommend)
- Central Bank ranks third with 89% Recommend, 4.5 Easy Application, 4.5 Loan Terms & Rate Satisfaction, and 4.6 Speedy Quote & Decision.
- Reviews point to professional local service, responsive employees, and reliable help with banking and loan needs.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| University of Kentucky Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Commonwealth Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 93% |
| Central Bank | Bank | 4.5 | 4.5 | 4.6 | 89% |
| Traditional Bank | Community Bank | 4.4 | 4.5 | 4.5 | 88% |
| Stock Yards Bank & Trust | Community Bank | 4.3 | 4.4 | 4.4 | 86% |
| Peoples Bank | Community Bank | 4.2 | 4.3 | 4.3 | 84% |
| Fifth Third Bank | Bank | 4.0 | 4.1 | 4.1 | 80% |
| PNC Bank | Bank | 3.9 | 4.0 | 4.0 | 78% |
Elizabethtown Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Elizabethtown’s area are Abound Credit Union, Magnolia Bank and WesBanco Bank.
Abound Credit Union (95% Recommend)
- Abound Credit Union ranks highest with 95% Recommend, 4.8 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.8 Speedy Quote & Decision.
- Reviews support the ranking with frequent positive feedback about helpful employees, easy auto-loan service, and strong member support.
Magnolia Bank (90% Recommend)
- Magnolia Bank ranks second with 90% Recommend, 4.5 Easy Application, 4.6 Loan Terms & Rate Satisfaction, and 4.6 Speedy Quote & Decision.
- Reviews commonly mention personal local service, clear communication, and reliable help with banking and loan needs.
WesBanco Bank (87% Recommend)
- WesBanco Bank ranks third with 87% Recommend, 4.4 Easy Application, 4.4 Loan Terms & Rate Satisfaction, and 4.5 Speedy Quote & Decision.
- Reviews point to professional branch service, helpful employees, and dependable borrower support.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| Abound Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Magnolia Bank | Community Bank | 4.5 | 4.6 | 4.6 | 90% |
| WesBanco Bank | Bank | 4.4 | 4.4 | 4.5 | 87% |
| South Central Bank | Community Bank | 4.3 | 4.4 | 4.4 | 86% |
| U.S. Bank | Bank | 4.0 | 4.1 | 4.1 | 80% |
| PNC Bank | Bank | 3.9 | 4.0 | 4.0 | 78% |
Florence Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Florence’s area are Kemba Credit Union, General Electric Credit Union and Heritage Bank.
Kemba Credit Union (94% Recommend)
- Kemba Credit Union ranks highest with 94% Recommend, 4.7 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.8 Speedy Quote & Decision.
- Reviews support the ranking with frequent positive feedback about helpful employees, smooth auto-loan service, and strong member support.
General Electric Credit Union (92% Recommend)
- General Electric Credit Union ranks second with 92% Recommend and matches the top 3’s highest Loan Terms & Rate Satisfaction score at 4.7.
- Reviews commonly mention friendly branch service, clear communication, and helpful support through the vehicle-loan process.
Heritage Bank (88% Recommend)
- Heritage Bank ranks third with 88% Recommend, 4.4 Easy Application, 4.5 Loan Terms & Rate Satisfaction, and 4.5 Speedy Quote & Decision.
- Reviews point to professional local service, responsive employees, and reliable help with banking and loan needs.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| Kemba Credit Union | Credit Union | 4.7 | 4.7 | 4.8 | 94% |
| General Electric Credit Union | Credit Union | 4.6 | 4.7 | 4.7 | 92% |
| Heritage Bank | Community Bank | 4.4 | 4.5 | 4.5 | 88% |
| Republic Bank | Bank | 4.3 | 4.4 | 4.4 | 86% |
| Fifth Third Bank | Bank | 4.1 | 4.2 | 4.2 | 82% |
| PNC Bank | Bank | 4.0 | 4.1 | 4.1 | 80% |
Nicholasville Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Nicholasville’s area are University of Kentucky Federal Credit Union, Commonwealth Credit Union and Traditional Bank.
University of Kentucky Federal Credit Union (95% Recommend)
- University of Kentucky Federal Credit Union ranks highest with 95% Recommend, 4.8 Easy Application, 4.7 Loan Terms & Rate Satisfaction, and 4.8 Speedy Quote & Decision.
- Reviews support the ranking with frequent positive feedback about helpful employees, easy auto-loan service, and strong member support.
Commonwealth Credit Union (93% Recommend)
- Commonwealth Credit Union ranks second with 93% Recommend and matches the top 3’s highest Loan Terms & Rate Satisfaction score at 4.7.
- Reviews commonly mention friendly branch service, clear communication, and helpful support through the vehicle-loan process.
Traditional Bank (89% Recommend)
- Traditional Bank ranks third with 89% Recommend, 4.5 Easy Application, 4.5 Loan Terms & Rate Satisfaction, and 4.6 Speedy Quote & Decision.
- Reviews point to professional local service, responsive employees, and reliable help with banking and loan needs.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| University of Kentucky Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Commonwealth Credit Union | Credit Union | 4.7 | 4.7 | 4.7 | 93% |
| Traditional Bank | Community Bank | 4.5 | 4.5 | 4.6 | 89% |
| Central Bank | Bank | 4.4 | 4.5 | 4.5 | 88% |
| Fifth Third Bank | Bank | 4.0 | 4.1 | 4.1 | 80% |
| PNC Bank | Bank | 3.9 | 4.0 | 4.0 | 78% |
Kentucky Best Online Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Kentucky’s area are Commonwealth Credit Union, Abound Credit Union and Greater Kentucky Credit Union.
Commonwealth Credit Union (90% Recommend)
- Commonwealth Credit Union ranks first with a 4.9 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating, and 4.8 Speedy Quote & Decision rating, giving it the highest Easy Application score among the top 3.
- Customer feedback points to strong Kentucky borrower satisfaction, clear online application access, fast loan processing, and flexible purchase auto-loan terms.
Abound Credit Union (89% Recommend)
- Abound Credit Union ranks second with a 4.8 Easy Application rating, 4.8 Loan Terms & Rate Satisfaction rating, and 4.8 Speedy Quote & Decision rating, matching Commonwealth Credit Union on Loan Terms and Speedy Quote & Decision.
- Customer feedback supports strong Kentucky-specific lending relevance, competitive vehicle-loan terms, and a simple online loan path for car buyers.
Greater Kentucky Credit Union (88% Recommend)
- Greater Kentucky Credit Union ranks third with a 4.8 Easy Application rating, 4.7 Loan Terms & Rate Satisfaction rating, and 4.8 Speedy Quote & Decision rating, tying Abound Credit Union on Easy Application and Speedy Quote & Decision.
- Customer feedback points to fast local approval, online application convenience, and helpful borrower support for Kentucky vehicle purchases.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend |
|---|---|---|---|---|---|
| Commonwealth Credit Union | Direct | 4.9 | 4.8 | 4.8 | 90% |
| Abound Credit Union | Direct | 4.8 | 4.8 | 4.8 | 89% |
| Greater Kentucky Credit Union | Direct | 4.8 | 4.7 | 4.8 | 88% |
| UK Federal Credit Union | Direct | 4.8 | 4.7 | 4.7 | 87% |
| Members Choice Credit Union | Direct | 4.7 | 4.7 | 4.7 | 86% |
| General Electric Credit Union | Direct | 4.7 | 4.6 | 4.7 | 85% |
| CICSA Credit Union | Direct | 4.6 | 4.7 | 4.6 | 84% |
| CFSB | Direct | 4.6 | 4.6 | 4.6 | 83% |
| Peoples Bank | Direct | 4.5 | 4.6 | 4.5 | 82% |
| Wright-Patt Credit Union | Direct | 4.5 | 4.5 | 4.5 | 81% |
| AUTOPAY | Marketplace | 4.5 | 4.4 | 4.5 | 81% |
| Capital One Auto Navigator | Direct | 4.5 | 4.3 | 4.6 | 80% |
| LightStream | Direct | 4.4 | 4.4 | 4.5 | 79% |
| PenFed Credit Union | Direct | 4.3 | 4.6 | 4.3 | 78% |
| Bank of America Auto Loans | Direct | 4.1 | 4.1 | 4.1 | 76% |
| myAutoloan | Marketplace | 4.2 | 4.1 | 4.2 | 75% |
| Auto Credit Express | Marketplace | 4.1 | 4.0 | 4.2 | 74% |
| CarsDirect | Marketplace | 4.0 | 4.0 | 4.1 | 73% |
| Carvana Financing | Direct | 4.5 | 4.0 | 4.6 | 73% |
| RoadLoans | Direct | 4.0 | 4.0 | 4.1 | 72% |