The MFP’s Community Auto Lender Survey gathers Delaware’s car drivers feedback and recommendations for direct lenders like banks, credit unions and online lenders, plus marketplaces. Shopping for a car loan and a lender can be complicated and we gathered this data to help your choice.
Updated: May 11, 2026
<< Human Powered Recommendations from Delaware’s Car Drivers >>
Delaware Best Car Loan Lenders
Wilmington, Dover, Newark, Middletown, Smyrna, Milford, Online.
Delaware Car Loans Lenders Satisfaction
Performance and satisfaction of car loan lenders across Delaware by lenders type.
| Lender Type | Application Ease | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommendation Rate |
|---|---|---|---|---|
| Credit Unions | 4.64 | 4.65 | 4.64 | 92.7% |
| Community Banks | 4.30 | 4.40 | 4.40 | 87.0% |
| Online Lenders | 4.40 | 4.45 | 4.38 | 83.3% |
| Banks | 4.03 | 4.09 | 4.13 | 82.0% |
Source: MFP’s Community Survey of Auto Loan Lenders by State and Cities.
Recommendations are gathered from 1,174 local Delawareans who got a quote or applied for a car loan in the past 12 months. We survey 4 broad areas; loan application, loan term and rate, speedy quote and decision, plus if borrowers recommend the lender:
- Loan Application (0 to 5): How easy it is to apply for your auto loan. What’s the amount of information asked. How fast do you complete your application for your loan.
- Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- Speedy Quote & Decision (0 to 5): Were you happy with the guidance and speed you were offered, speed of a quote requested, and speed to get a decision on your loan?
- Recommendation (yes/no): Do you recommend this lender after going through the process?
More Info for Delaware Drivers:
Delaware New Car Insurance Cost
Delaware Used Car Insurance Cost
Wilmington Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Wilmington’s area are DEXSTA Federal Credit Union, Del-One Federal Credit Union and Priority Plus Federal Credit Union.
DEXSTA Federal Credit Union (95% Recommend)
- Highest Recommend % at 95%, with the strongest Speedy Quote & Decision score among the top 3 at 4.8 and a 4.8 Easy Application rating.
- Reviews most often point to helpful loan staff, smooth application handling, and clear communication during the auto-loan process.
Del-One Federal Credit Union (94% Recommend)
- Second-highest Recommend % at 94%, with the highest Loan Terms & Rate Satisfaction score among the top 3 at 4.8 and a strong 4.7 Easy Application rating.
- Reviews commonly highlight competitive vehicle-loan terms, responsive employees, and straightforward financing support.
Priority Plus Federal Credit Union (92% Recommend)
- Strong 92% Recommend score, with balanced 4.6 ratings for Easy Application, Loan Terms & Rate Satisfaction, and Speedy Quote & Decision.
- Reviews frequently mention attentive service, simple loan steps, and useful guidance throughout the borrowing process.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| DEXSTA Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Del-One Federal Credit Union | Credit Union | 4.7 | 4.8 | 4.7 | 94% |
| Priority Plus Federal Credit Union | Credit Union | 4.6 | 4.6 | 4.6 | 92% |
| Stepping Stones Community Federal Credit Union | Credit Union | 4.5 | 4.6 | 4.5 | 90% |
| New Castle County Delaware Employees Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 89% |
| Sun East Federal Credit Union | Credit Union | 4.4 | 4.5 | 4.4 | 88% |
| Artisans’ Bank | Community Bank | 4.3 | 4.4 | 4.4 | 87% |
| WSFS Bank | Bank | 4.2 | 4.3 | 4.3 | 85% |
| Fulton Bank | Bank | 4.2 | 4.2 | 4.3 | 84% |
| M&T Bank | Bank | 4.1 | 4.2 | 4.2 | 83% |
| Citizens Bank | Bank | 4.0 | 4.1 | 4.1 | 82% |
| PNC Bank | Bank | 4.0 | 4.0 | 4.1 | 81% |
| TD Bank | Bank | 3.9 | 4.0 | 4.0 | 80% |
| Wells Fargo Bank | Bank | 3.8 | 3.9 | 3.9 | 79% |
| Bank of America | Bank | 3.8 | 3.8 | 3.9 | 78% |
Dover Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Dover’s area are Del-One Federal Credit Union, Dover Federal Credit Union and DEXSTA Federal Credit Union.
Del-One Federal Credit Union (95% Recommend)
- Highest Recommend % at 95%, with the strongest Loan Terms & Rate Satisfaction score among the top 3 at 4.8 and a 4.8 Speedy Quote & Decision rating.
- Reviews most often point to competitive vehicle-loan terms, helpful staff, and clear communication during financing.
Dover Federal Credit Union (94% Recommend)
- Second-highest Recommend % at 94%, with the top Easy Application score among the top 3 at 4.8 and a strong 4.7 Speedy Quote & Decision rating.
- Reviews commonly highlight smooth application handling, responsive employees, and straightforward auto-loan support.
DEXSTA Federal Credit Union (91% Recommend)
- Strong 91% Recommend score, with balanced 4.5 ratings for Easy Application, Loan Terms & Rate Satisfaction, and Speedy Quote & Decision.
- Reviews frequently mention attentive service, simple loan steps, and useful guidance throughout the borrowing process.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| Del-One Federal Credit Union | Credit Union | 4.7 | 4.8 | 4.8 | 95% |
| Dover Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.7 | 94% |
| DEXSTA Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 91% |
| Artisans’ Bank | Community Bank | 4.3 | 4.4 | 4.4 | 87% |
| WSFS Bank | Bank | 4.2 | 4.3 | 4.3 | 85% |
| M&T Bank | Bank | 4.1 | 4.2 | 4.2 | 83% |
| PNC Bank | Bank | 4.0 | 4.0 | 4.1 | 81% |
| Bank of America | Bank | 3.8 | 3.8 | 3.9 | 78% |
Newark Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Newark’s area are DEXSTA Federal Credit Union, Del-One Federal Credit Union and Dover Federal Credit Union.
DEXSTA Federal Credit Union (95% Recommend)
- Highest Recommend % at 95%, with the strongest Speedy Quote & Decision score among the top 3 at 4.8 and a 4.8 Easy Application rating.
- Reviews most often point to helpful loan staff, smooth application handling, and clear communication during the auto-loan process.
Del-One Federal Credit Union (94% Recommend)
- Second-highest Recommend % at 94%, with the highest Loan Terms & Rate Satisfaction score among the top 3 at 4.8 and a strong 4.7 Speedy Quote & Decision rating.
- Reviews commonly highlight competitive vehicle-loan terms, responsive employees, and straightforward financing support.
Dover Federal Credit Union (91% Recommend)
- Strong 91% Recommend score, with balanced 4.5 ratings for Easy Application, Loan Terms & Rate Satisfaction, and Speedy Quote & Decision.
- Reviews frequently mention simple loan steps, attentive service, and useful guidance throughout the borrowing process.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| DEXSTA Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 95% |
| Del-One Federal Credit Union | Credit Union | 4.7 | 4.8 | 4.7 | 94% |
| Dover Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 91% |
| Artisans’ Bank | Community Bank | 4.3 | 4.4 | 4.4 | 87% |
| WSFS Bank | Bank | 4.2 | 4.3 | 4.3 | 85% |
| M&T Bank | Bank | 4.1 | 4.2 | 4.2 | 83% |
| PNC Bank | Bank | 4.0 | 4.0 | 4.1 | 81% |
| Bank of America | Bank | 3.8 | 3.8 | 3.9 | 78% |
Middletown Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Middletown’s area are Del-One Federal Credit Union, Dover Federal Credit Union and DEXSTA Federal Credit Union.
Del-One Federal Credit Union (95% Recommend)
- Highest Recommend % at 95%, with the strongest Loan Terms & Rate Satisfaction score among the top 3 at 4.8 and a 4.8 Speedy Quote & Decision rating.
- Reviews most often point to competitive vehicle-loan terms, helpful staff, and clear communication during financing.
Dover Federal Credit Union (93% Recommend)
- Second-highest Recommend % at 93%, with the top Easy Application score among the top 3 at 4.7 and a strong 4.6 Speedy Quote & Decision rating.
- Reviews commonly highlight smooth application handling, responsive employees, and straightforward auto-loan support.
DEXSTA Federal Credit Union (91% Recommend)
- Strong 91% Recommend score, with balanced 4.5 ratings for Easy Application, Loan Terms & Rate Satisfaction, and Speedy Quote & Decision.
- Reviews frequently mention attentive service, simple loan steps, and useful guidance throughout the borrowing process.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| Del-One Federal Credit Union | Credit Union | 4.7 | 4.8 | 4.8 | 95% |
| Dover Federal Credit Union | Credit Union | 4.7 | 4.6 | 4.6 | 93% |
| DEXSTA Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 91% |
| Artisans’ Bank | Community Bank | 4.3 | 4.4 | 4.4 | 87% |
| WSFS Bank | Bank | 4.2 | 4.3 | 4.3 | 85% |
| M&T Bank | Bank | 4.1 | 4.2 | 4.2 | 83% |
| PNC Bank | Bank | 4.0 | 4.0 | 4.1 | 81% |
| Bank of America | Bank | 3.8 | 3.8 | 3.9 | 78% |
Smyrna Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Smyrna’s area are Del-One Federal Credit Union, Dover Federal Credit Union and Artisans’ Bank.
Del-One Federal Credit Union (95% Recommend)
- Highest Recommend % at 95%, with the strongest Loan Terms & Rate Satisfaction score among the top 3 at 4.8 and a 4.8 Speedy Quote & Decision rating.
- Reviews most often point to competitive vehicle-loan terms, helpful staff, and clear communication during financing.
Dover Federal Credit Union (93% Recommend)
- Second-highest Recommend % at 93%, with the top Easy Application score among the top 3 at 4.7 and a strong 4.6 Speedy Quote & Decision rating.
- Reviews commonly highlight smooth application handling, responsive employees, and straightforward auto-loan support.
Artisans’ Bank (87% Recommend)
- Strong 87% Recommend score, with balanced 4.3 Easy Application, 4.4 Loan Terms & Rate Satisfaction, and 4.4 Speedy Quote & Decision ratings.
- Reviews frequently mention helpful local service, clear communication, and practical support during banking decisions.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| Del-One Federal Credit Union | Credit Union | 4.7 | 4.8 | 4.8 | 95% |
| Dover Federal Credit Union | Credit Union | 4.7 | 4.6 | 4.6 | 93% |
| Artisans’ Bank | Community Bank | 4.3 | 4.4 | 4.4 | 87% |
| WSFS Bank | Bank | 4.2 | 4.3 | 4.3 | 85% |
| M&T Bank | Bank | 4.1 | 4.2 | 4.2 | 83% |
| PNC Bank | Bank | 4.0 | 4.0 | 4.1 | 81% |
Milford Best Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Milford’s area are Del-One Federal Credit Union, Dover Federal Credit Union and Artisans’ Bank.
Del-One Federal Credit Union (95% Recommend)
- Highest Recommend % at 95%, with the strongest Loan Terms & Rate Satisfaction score among the top 3 at 4.8 and a 4.8 Speedy Quote & Decision rating.
- Reviews most often point to competitive vehicle-loan terms, helpful staff, and clear communication during financing.
Dover Federal Credit Union (92% Recommend)
- Second-highest Recommend % at 92%, with the top Easy Application score among the top 3 at 4.6 and a strong 4.5 Speedy Quote & Decision rating.
- Reviews commonly highlight smooth application handling, responsive employees, and straightforward auto-loan support.
Artisans’ Bank (87% Recommend)
- Strong 87% Recommend score, with balanced 4.3 Easy Application, 4.4 Loan Terms & Rate Satisfaction, and 4.4 Speedy Quote & Decision ratings.
- Reviews frequently mention helpful local service, clear communication, and practical support during banking decisions.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quote & Decision | Recommend % |
|---|---|---|---|---|---|
| Del-One Federal Credit Union | Credit Union | 4.7 | 4.8 | 4.8 | 95% |
| Dover Federal Credit Union | Credit Union | 4.6 | 4.5 | 4.5 | 92% |
| Artisans’ Bank | Community Bank | 4.3 | 4.4 | 4.4 | 87% |
| WSFS Bank | Bank | 4.2 | 4.3 | 4.3 | 85% |
| M&T Bank | Bank | 4.1 | 4.2 | 4.2 | 83% |
| PNC Bank | Bank | 4.0 | 4.0 | 4.1 | 81% |
Delaware Best Online Car Loan Lenders
MFP’s Community Lenders Survey most recommended auto loan lenders in Delaware’s area are DEXSTA Federal Credit Union, Dover Federal Credit Union and Capital One Auto Navigator.
DEXSTA Federal Credit Union (93% Recommend)
- DEXSTA ranks #1 with a 93% Recommend score, a 4.7 Loan Terms & Rate Satisfaction rating, and the strongest Delaware presence score among the top 3.
- Customer feedback supports DEXSTA’s top ranking because borrowers value its Delaware-based auto-loan process, online application access, preapproval support, and local loan guidance.
Dover Federal Credit Union (92% Recommend)
- Dover Federal ranks #2 with a 92% Recommend score, a 4.7 Loan Terms & Rate Satisfaction rating, and a 4.5 Speedy Quotes & Decision score, slightly below Capital One’s 4.8 speedy quote score.
- Customer feedback points to a strong Delaware auto-loan process, useful preapproval support, and clear online application access for vehicle purchases.
Capital One Auto Navigator (91% Recommend)
- Capital One ranks #3 with a 91% Recommend score, the highest Easy Application rating among the top 3 at 4.8, and the highest Speedy Quotes & Decision score among the top 3 at 4.8.
- Customer feedback points to a strong online prequalification flow, clear payment visibility, and a smoother car-shopping process before visiting a participating dealer.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Speedy Quotes & Decision | Recommend |
|---|---|---|---|---|---|
| DEXSTA Federal Credit Union | Direct | 4.6 | 4.7 | 4.5 | 93% |
| Dover Federal Credit Union | Direct | 4.6 | 4.7 | 4.5 | 92% |
| Capital One Auto Navigator | Direct | 4.8 | 4.6 | 4.8 | 91% |
| LightStream | Direct | 4.7 | 4.8 | 4.7 | 90% |
| Del-One Federal Credit Union | Direct | 4.5 | 4.7 | 4.4 | 90% |
| Louviers Federal Credit Union | Direct | 4.5 | 4.6 | 4.4 | 88% |
| Franklin Mint Federal Credit Union | Direct | 4.5 | 4.6 | 4.4 | 87% |
| AUTOPAY | Marketplace | 4.7 | 4.5 | 4.8 | 87% |
| Bank of America | Direct | 4.5 | 4.6 | 4.4 | 86% |
| PenFed Credit Union | Direct | 4.5 | 4.8 | 4.4 | 85% |
| Navy Federal Credit Union | Direct | 4.5 | 4.8 | 4.4 | 84% |
| myAutoLoan | Marketplace | 4.6 | 4.5 | 4.6 | 84% |
| Consumers Credit Union | Direct | 4.4 | 4.6 | 4.3 | 80% |
| Digital Federal Credit Union | Direct | 4.2 | 4.6 | 4.1 | 79% |
| Alliant Credit Union | Direct | 4.3 | 4.4 | 4.2 | 79% |
| LendingTree | Marketplace | 4.5 | 4.4 | 4.6 | 78% |
| Auto Credit Express | Marketplace | 4.0 | 3.8 | 4.2 | 75% |
| CarsDirect | Marketplace | 3.9 | 3.8 | 4.1 | 74% |
| Car.Loan.com | Marketplace | 3.8 | 3.7 | 4.0 | 72% |
| RoadLoans | Direct | 3.8 | 3.7 | 3.9 | 71% |