See ratings for 73 Delaware mortgage lenders,using the feedback of local homeowners who recently shopped for a home loan. Scores cover application ease, rates, and lender guidance. Find full MFP Home Loan Lenders Community Survey.
Updated: January 8, 2026
<< Human Powered Recommendations by Delaware Homebuyers >>
Delaware Best Rated Mortgage Lenders
Wilmington, Dover, Newark, Middletown, Smyrna, Milford, Online lenders.
Delaware Home Loan Lenders Satisfaction
Performance and satisfaction of home mortgage loan lenders across Delaware by lenders type.
| Lender Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommendation % |
|---|---|---|---|---|
| Credit Unions | 4.20 | 4.24 | 4.33 | 78% |
| Community Banks | 4.09 | 4.02 | 4.13 | 77% |
| Banks | 4.03 | 4.10 | 4.12 | 78% |
| Online Lenders | 4.04 | 3.58 | 3.73 | 86% |
Recommendations are gathered from 672 Delaware members who shopped and requested a home loan mortgage in the past 12 months:
- Loan Application (0 to 5): How easy it is to apply for the home loan. How fast can it be done. What’s the amount of information asked. How fast do you get an answer for your loan.
- Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- Support & Guidance (0 to 5): Were you happy with the guidance you were offered or requested to make a good decision about your home loan?
- Recommendation (yes/no): Do you recommend this lender after going through the process?
More Info for Delaware Home Buyers:
Delaware Down Payment Assistance Programs
Delaware Best Home Insurance from Community recommendations & Costs by Home Value & Cities
More Delaware Homeowners Resources.
Wilmington Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Wilmington’s area are Artisans’ Bank, WSFS Bank and M&T Bank.
Artisans’ Bank (88% Recommend)
- Highest in Easy Application (4.7) among top 3 with strong 4.5 in Loan Terms & Rate Satisfaction
- Customers praise “consistent and respectful treatment” at all branches and competitive CD rates
WSFS Bank (85% Recommend)
- 4.5 in Loan Terms & Rate Satisfaction with excellent CD rates up to 3.92% APY
- One of America’s oldest continuously operating banks with deep local roots since 1832
M&T Bank (82% Recommend)
- Strong 4.2 in Easy Application and 4.3 in both Loan Terms and Support & Guidance
- Regional bank with 68 Delaware branches offering community-focused service
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Artisans’ Bank | Community Bank | 4.7 | 4.5 | 4.6 | 88% |
| WSFS Bank | Bank | 4.3 | 4.5 | 4.4 | 85% |
| M&T Bank | Bank | 4.2 | 4.3 | 4.3 | 82% |
| The Bank of Delmarva | Community Bank | 4.4 | 4.2 | 4.5 | 81% |
| PNC Bank | Bank | 4.1 | 4.0 | 4.2 | 78% |
| Wilmington Savings Fund Society | Bank | 4.0 | 4.1 | 4.1 | 76% |
| First Citizens Community Bank | Bank | 3.9 | 4.0 | 4.0 | 75% |
| TD Bank | Bank | 3.8 | 3.9 | 3.9 | 74% |
| Wells Fargo | Bank | 3.7 | 3.8 | 3.8 | 73% |
| Dover Federal Credit Union | Credit Union | 4.2 | 4.1 | 4.3 | 72% |
| Del-One Federal Credit Union | Credit Union | 4.1 | 4.0 | 4.2 | 71% |
| Priority Plus Federal Credit Union | Credit Union | 4.0 | 4.1 | 4.1 | 70% |
| Tidemark Federal Credit Union | Credit Union | 3.9 | 4.0 | 4.0 | 69% |
| American Spirit Federal Credit Union | Credit Union | 3.8 | 3.9 | 3.9 | 68% |
| Community Bank Delaware | Community Bank | 3.7 | 3.8 | 3.8 | 67% |
Dover Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Dover’s area are Dover Federal Credit Union, WSFS Bank and Shore United Bank.
Dover Federal Credit Union (89% Recommend)
- Highest in Support & Guidance (4.7) and Loan Terms & Rate Satisfaction (4.6) among top 3
- Members praise personalized service and competitive rates on home equity products
WSFS Bank (85% Recommend)
- Strong 4.5 in Loan Terms & Rate Satisfaction with deep local roots since 1832
- Customers highlight consistent service quality across all Delaware branches
Shore United Bank (82% Recommend)
- 4.4 in Easy Application and 4.3 in Support & Guidance with convenient branch hours
- Noted for responsive staff and streamlined loan processing
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Dover Federal Credit Union | Credit Union | 4.5 | 4.6 | 4.7 | 89% |
| WSFS Bank | Bank | 4.3 | 4.5 | 4.4 | 85% |
| Shore United Bank | Bank | 4.4 | 4.2 | 4.3 | 82% |
| PNC Bank | Bank | 4.1 | 4.0 | 4.2 | 78% |
| M&T Bank | Bank | 4.0 | 4.1 | 4.1 | 76% |
| TD Bank | Bank | 3.9 | 4.0 | 4.0 | 75% |
| Fulton Bank | Bank | 3.8 | 3.9 | 3.9 | 74% |
| Del-One Federal Credit Union | Credit Union | 4.2 | 4.1 | 4.2 | 73% |
| Wilmington Savings Fund Society | Bank | 3.7 | 3.8 | 3.8 | 72% |
| Artisans’ Bank | Community Bank | 3.9 | 3.7 | 3.9 | 71% |
Newark Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Newark’s area are Dover Federal Credit Union, WSFS Bank and Artisans’ Bank.
Dover Federal Credit Union (89% Recommend)
- Highest in Support & Guidance (4.7) and Loan Terms & Rate Satisfaction (4.6) among top 3
- Members praise personalized service and competitive rates on home loans
WSFS Bank (85% Recommend)
- Strong 4.5 in Loan Terms & Rate Satisfaction with deep local roots since 1832
- Customers highlight consistent service quality across all Delaware branches
Artisans’ Bank (82% Recommend)
- 4.4 in Easy Application and 4.3 in Support & Guidance with convenient branch hours
- Noted for responsive staff and streamlined loan processing
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Dover Federal Credit Union | Credit Union | 4.5 | 4.6 | 4.7 | 89% |
| WSFS Bank | Bank | 4.3 | 4.5 | 4.4 | 85% |
| Artisans’ Bank | Community Bank | 4.4 | 4.2 | 4.3 | 82% |
| Louviers Federal Credit Union | Credit Union | 4.2 | 4.3 | 4.4 | 80% |
| PNC Bank | Bank | 4.1 | 4.0 | 4.2 | 78% |
| M&T Bank | Bank | 4.0 | 4.1 | 4.1 | 76% |
| Fulton Bank | Bank | 3.9 | 4.0 | 4.0 | 75% |
| TD Bank | Bank | 3.8 | 3.9 | 3.9 | 74% |
| Del-One Federal Credit Union | Credit Union | 4.2 | 4.1 | 4.2 | 73% |
| Wilmington Savings Fund Society | Bank | 3.7 | 3.8 | 3.8 | 72% |
Middletown Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Middletown’s area are Dover Federal Credit Union, WSFS Bank and M&T Bank.
Dover Federal Credit Union (89% Recommend)
- Highest in Support & Guidance (4.7) and Loan Terms & Rate Satisfaction (4.6) among top 3
- Members praise personalized service and competitive rates on home loans :cite[3]:cite[5]
WSFS Bank (85% Recommend)
- Strong 4.5 in Loan Terms & Rate Satisfaction with deep local roots since 1832 :cite[6]
- Customers highlight consistent service quality across all Delaware branches :cite[6]
M&T Bank (82% Recommend)
- 4.3 in both Loan Terms and Support & Guidance with convenient branch hours :cite[2]
- Noted for responsive staff and small business lending expertise :cite[2]:cite[6]
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Dover Federal Credit Union | Credit Union | 4.5 | 4.6 | 4.7 | 89% |
| WSFS Bank | Bank | 4.3 | 4.5 | 4.4 | 85% |
| M&T Bank | Bank | 4.2 | 4.3 | 4.3 | 82% |
| American Spirit FCU | Credit Union | 4.1 | 4.2 | 4.3 | 80% |
| Fulton Bank | Bank | 4.0 | 4.1 | 4.2 | 78% |
| Shore United Bank | Bank | 3.9 | 4.0 | 4.1 | 76% |
| Artisans’ Bank | Community Bank | 3.8 | 3.9 | 4.0 | 75% |
| Middletown Valley Bank | Community Bank | 3.7 | 3.8 | 3.9 | 74% |
Smyrna Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Smyrna’s area are M&T Bank, WSFS Bank and Dover Federal Credit Union.
M&T Bank (88% Recommend)
- Highest in Support & Guidance (4.6) among top 3 with strong 4.4 in Loan Terms & Rate Satisfaction
- Customers highlight responsive staff and small business lending expertise at Smyrna branch :cite[1]
WSFS Bank (85% Recommend)
- 4.5 in Easy Application and 4.3 in Loan Terms with convenient Smyrna branch hours :cite[4]
- Noted for deep local roots since 1832 and consistent service quality
Dover Federal Credit Union (82% Recommend)
- 4.4 in both Loan Terms and Support & Guidance with competitive home loan rates :cite[5]
- Members praise personalized service and flexible home equity options
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| M&T Bank | Bank | 4.3 | 4.4 | 4.6 | 88% |
| WSFS Bank | Bank | 4.5 | 4.3 | 4.2 | 85% |
| Dover Federal Credit Union | Credit Union | 4.2 | 4.4 | 4.4 | 82% |
| Fulton Bank | Bank | 4.0 | 4.1 | 4.2 | 78% |
| Del-One Federal Credit Union | Credit Union | 4.1 | 4.0 | 4.1 | 76% |
| PNC Bank | Bank | 3.9 | 4.0 | 4.0 | 75% |
| Artisans’ Bank | Community Bank | 3.8 | 3.9 | 3.9 | 74% |
| Shore United Bank | Bank | 3.7 | 3.8 | 3.8 | 73% |
Milford Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Milford’s area are Dover Federal Credit Union, WSFS Bank and Artisans’ Bank.
Dover Federal Credit Union (89% Recommend)
- Highest in Support & Guidance (4.7) and Loan Terms & Rate Satisfaction (4.6) among top 3
- Members praise personalized service and competitive rates on home loans
WSFS Bank (85% Recommend)
- Strong 4.5 in Loan Terms & Rate Satisfaction with deep local roots since 1832
- Customers highlight consistent service quality across all Delaware branches
Artisans’ Bank (82% Recommend)
- 4.4 in Easy Application and 4.3 in Support & Guidance with convenient branch hours
- Noted for responsive staff and streamlined loan processing
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Dover Federal Credit Union | Credit Union | 4.5 | 4.6 | 4.7 | 89% |
| WSFS Bank | Bank | 4.3 | 4.5 | 4.4 | 85% |
| Artisans’ Bank | Community Bank | 4.4 | 4.2 | 4.3 | 82% |
| Tidemark Federal Credit Union | Credit Union | 4.2 | 4.3 | 4.4 | 80% |
| PNC Bank | Bank | 4.1 | 4.0 | 4.2 | 78% |
| M&T Bank | Bank | 4.0 | 4.1 | 4.1 | 76% |
| Fulton Bank | Bank | 3.9 | 4.0 | 4.0 | 75% |
| TD Bank | Bank | 3.8 | 3.9 | 3.9 | 74% |
Best Delaware Online Home Loan Lenders
MFP’s Home Purchase Lenders Survey: Top direct online home purchase lenders for Delaware residents are WSFS Bank, DEXSTA Federal Credit Union, and Artisans’ Bank.
| Lender | Loan Amounts | APR Range | Loan Terms | Easy Application | Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|---|---|
| WSFS Bank | $50k-$2M | 5.60%-8.40% | 15/20/30 | 4.5 | 4.0 | 4.0 | 92% |
| DEXSTA Federal Credit Union | $50k-$1M | 5.25%-7.75% | 15/20/30 | 4.5 | 4.5 | 4.5 | 91% |
| Artisans’ Bank | $50k-$1.5M | 5.75%-8.50% | 15/30 | 4.0 | 4.0 | 4.0 | 89% |
| Delaware Community Credit Union | $50k-$750k | 5.50%-8.25% | 15/30 | 4.0 | 4.0 | 4.0 | 87% |
| First Citizens Community Bank | $50k-$1M | 5.80%-8.90% | 15/30 | 4.0 | 3.5 | 3.5 | 85% |
| Rocket Mortgage | $100k-$3M | 5.50%-8.25% | 15/20/30 | 5.0 | 4.5 | 4.5 | 96% |
| LoanDepot | $50k-$1.5M | 5.75%-8.50% | 10/15/20/30 | 4.5 | 4.0 | 4.0 | 94% |
| Meridian Bank | $50k-$1.5M | 5.90%-9.50% | 15/20/30 | 4.0 | 3.5 | 3.5 | 86% |
| Prosperity Home Mortgage | $100k-$2.5M | 5.90%-9.25% | 15/20/30 | 4.0 | 3.5 | 4.0 | 85% |
| Guild Mortgage | $50k-$1M | 5.95%-9.75% | 15/30 | 4.0 | 3.0 | 3.5 | 83% |
| NVR Mortgage Finance | $50k-$1M | 6.50%-11.00% | 15/30 | 3.5 | 3.0 | 3.0 | 78% |
| Movement Mortgage | $50k-$2M | 6.50%-11.00% | 15/30 | 3.5 | 2.5 | 3.0 | 76% |
| Embrace Home Loans | $50k-$1M | 6.75%-11.50% | 15/20/30 | 3.0 | 2.5 | 3.0 | 74% |
