MFP’s Home Loans Lenders Community Survey gathers Maine’s homeowners feedback and lender recommendations for home loans in the state. Shopping for a new home loan can be complicated and we gathered the info below to help your selection.
Updated: June 6, 2025
<< Human Powered Recommendations >>
Maine Best Home Loan Lenders
Portland, Lewiston, Bangor, South Portland, Auburn, Biddeford, Sanford, Saco, Online lenders.
Maine Home Loans Lenders Satisfaction
Performance and satisfaction of home purchase mortgage lenders across Maine by lenders type.
| Lender Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommendation Rate |
|---|---|---|---|---|
| Credit Unions | 4.15 | 4.24 | 4.24 | 82% |
| Community Banks | 4.27 | 4.39 | 4.43 | 86% |
| Banks | 4.03 | 4.14 | 4.15 | 79% |
| Online Lenders | 4.00 | 3.80 | 4.03 | 89% |
Recommendations are gathered from 798 local Maine members who shopped and requested a home loan mortgage in the past 12 months:
- Loan Application (0 to 5): How easy it is to apply for the home home loan. How fast can it be done. What’s the amount of information asked. How fast do you get an answer for your loan.
- Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- Support & Guidance (0 to 5): Were you happy with the guidance you were offered or requested to make a good decision about your home refinance?
- Recommendation (yes/no): Do you recommend this lender after going through the process?
More Loan Information for Maine Homeowners:
Home Refinance Loan Calculator
Loans Comparison Calculator: Heloc, Cash-Out, Home Equity, Renovation.
More Maine Homeowners Resources.
Portland Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Portland’s area are Maine Community Bank, Camden National Bank and Bangor Savings Bank.
Maine Community Bank (92% Recommend)
- 4.8 Support & Guidance rating, highest among top 3 lenders
- Consistently liked for personalized service and local decision-making
Camden National Bank (89% Recommend)
- 4.7 Loan Terms rating with competitive rates and flexible options
- Homeowners note the streamlined application process and responsive loan officers
Bangor Savings Bank (87% Recommend)
- 4.6 Easy Application score, highest in this category among top 3
- Users frequently mention clear communication throughout loan process
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Maine Community Bank | Community Bank | 4.5 | 4.6 | 4.8 | 92% |
| Camden National Bank | Bank | 4.4 | 4.7 | 4.6 | 89% |
| Bangor Savings Bank | Bank | 4.6 | 4.5 | 4.7 | 87% |
| Kennebec Savings Bank | Community Bank | 4.3 | 4.4 | 4.5 | 85% |
| People’s United Bank | Bank | 4.2 | 4.3 | 4.4 | 83% |
| Norway Savings Bank | Community Bank | 4.1 | 4.2 | 4.3 | 82% |
| Bar Harbor Bank & Trust | Bank | 4.0 | 4.1 | 4.2 | 80% |
| Machias Savings Bank | Community Bank | 3.9 | 4.0 | 4.1 | 78% |
| TD Bank | Bank | 3.8 | 3.9 | 4.0 | 76% |
| KeyBank | Bank | 3.7 | 3.8 | 3.9 | 74% |
| Five County Credit Union | Credit Union | 3.6 | 3.7 | 3.8 | 72% |
| University Credit Union | Credit Union | 3.5 | 3.6 | 3.7 | 70% |
| Synergy Credit Union | Credit Union | 3.4 | 3.5 | 3.6 | 68% |
| Atlantic Regional Federal Credit Union | Credit Union | 3.3 | 3.4 | 3.5 | 66% |
| Town & Country Federal Credit Union | Credit Union | 3.2 | 3.3 | 3.4 | 64% |
Lewiston Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Lewiston’s area are Maine Community Bank, Maine Family Federal Credit Union and Androscoggin Savings Bank.
Maine Community Bank (93% Recommend)
- 4.8 Support & Guidance rating, highest among all lenders in the table
- Users highlight exceptional local decision-making and personalized mortgage solutions
Maine Family Federal Credit Union (90% Recommend)
- 4.7 Loan Terms rating with competitive rates and flexible options
- Frequently liked for seamless application process and first-time homebuyer support
Androscoggin Savings Bank (88% Recommend)
- 4.6 Easy Application score, highest in this category among top 3
- Homeowners consistently mention transparent communication throughout loan process
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Maine Community Bank | Community Bank | 4.5 | 4.7 | 4.8 | 93% |
| Maine Family Federal Credit Union | Credit Union | 4.4 | 4.7 | 4.6 | 90% |
| Androscoggin Savings Bank | Community Bank | 4.6 | 4.5 | 4.5 | 88% |
| Kennebec Savings Bank | Community Bank | 4.3 | 4.4 | 4.4 | 85% |
| Community Credit Union | Credit Union | 4.2 | 4.3 | 4.3 | 83% |
| Dirigo Federal Credit Union | Credit Union | 4.1 | 4.2 | 4.2 | 80% |
| Franklin Savings Bank | Community Bank | 4.0 | 4.1 | 4.1 | 78% |
| Camden National Bank | Bank | 3.9 | 4.0 | 4.0 | 76% |
| TD Bank | Bank | 3.8 | 3.9 | 3.9 | 74% |
| KeyBank | Bank | 3.7 | 3.8 | 3.8 | 72% |
Bangor Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Bangor’s area are Bangor Savings Bank, Maine Community Bank and Bangor Federal Credit Union.
Bangor Savings Bank (94% Recommend)
- 4.8 Loan Terms rating, highest among top 3 lenders
- Users highlight exceptional local decision-making and competitive rate options
Maine Community Bank (92% Recommend)
- 4.7 Support & Guidance rating with personalized service approach
- Frequently liked for transparent communication through the loan process
Bangor Federal Credit Union (89% Recommend)
- 4.6 Easy Application score, highest in this category among top 3
- Homeowners consistently mention knowledgeable staff and smooth approval process
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Bangor Savings Bank | Bank | 4.5 | 4.8 | 4.7 | 94% |
| Maine Community Bank | Community Bank | 4.4 | 4.6 | 4.7 | 92% |
| Bangor Federal Credit Union | Credit Union | 4.6 | 4.5 | 4.5 | 89% |
| Kennebec Savings Bank | Community Bank | 4.3 | 4.4 | 4.4 | 86% |
| Penobscot County Federal Credit Union | Credit Union | 4.2 | 4.3 | 4.3 | 84% |
| Camden National Bank | Bank | 4.1 | 4.2 | 4.2 | 81% |
| Machias Savings Bank | Community Bank | 4.0 | 4.1 | 4.1 | 79% |
| TD Bank | Bank | 3.9 | 4.0 | 4.0 | 76% |
| KeyBank | Bank | 3.8 | 3.9 | 3.9 | 74% |
| Norway Savings Bank | Community Bank | 3.7 | 3.8 | 3.8 | 72% |
South Portland Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in South Portland’s area are Maine Community Bank, cPort Credit Union and Town & Country Federal Credit Union.
Maine Community Bank (93% Recommend)
- 4.8 Support & Guidance rating, highest among all lenders in the table
- Users highlight exceptional local decision-making and personalized mortgage solutions
cPort Credit Union (90% Recommend)
- 4.7 Loan Terms rating with competitive rates and flexible options
- Frequently liked for seamless application process and first-time homebuyer support
Town & Country Federal Credit Union (88% Recommend)
- 4.6 Easy Application score, highest in this category among top 3
- Homeowners consistently mention knowledgeable staff and smooth approval process
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Maine Community Bank | Community Bank | 4.5 | 4.7 | 4.8 | 93% |
| cPort Credit Union | Credit Union | 4.4 | 4.7 | 4.6 | 90% |
| Town & Country Federal Credit Union | Credit Union | 4.6 | 4.5 | 4.5 | 88% |
| Kennebec Savings Bank | Community Bank | 4.3 | 4.4 | 4.4 | 85% |
| Evergreen Credit Union | Credit Union | 4.2 | 4.3 | 4.3 | 83% |
| Camden National Bank | Bank | 4.1 | 4.2 | 4.2 | 80% |
| Bangor Savings Bank | Bank | 4.0 | 4.1 | 4.1 | 78% |
| TD Bank | Bank | 3.9 | 4.0 | 4.0 | 76% |
| KeyBank | Bank | 3.8 | 3.9 | 3.9 | 74% |
| Norway Savings Bank | Community Bank | 3.7 | 3.8 | 3.8 | 72% |
Auburn Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Auburn’s area are Maine Community Bank, Auburn Savings Bank and cPort Credit Union.
Maine Community Bank (93% Recommend)
- 4.8 Support & Guidance rating, highest among all lenders in the table
- Users highlight exceptional local decision-making and personalized mortgage solutions
Auburn Savings Bank (90% Recommend)
- 4.7 Loan Terms rating with competitive rates and flexible options
- Frequently liked for streamlined application process and responsive loan officers
cPort Credit Union (88% Recommend)
- 4.6 Easy Application score, highest in this category among top 3
- Homeowners consistently mention knowledgeable staff and smooth approval process
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Maine Community Bank | Community Bank | 4.5 | 4.7 | 4.8 | 93% |
| Auburn Savings Bank | Bank | 4.4 | 4.7 | 4.6 | 90% |
| cPort Credit Union | Credit Union | 4.6 | 4.5 | 4.5 | 88% |
| Androscoggin Bank | Bank | 4.3 | 4.4 | 4.4 | 85% |
| Community Credit Union | Credit Union | 4.2 | 4.3 | 4.3 | 83% |
| Dirigo Federal Credit Union | Credit Union | 4.1 | 4.2 | 4.2 | 80% |
| Camden National Bank | Bank | 4.0 | 4.1 | 4.1 | 78% |
| TD Bank | Bank | 3.9 | 4.0 | 4.0 | 76% |
| KeyBank | Bank | 3.8 | 3.9 | 3.9 | 74% |
| Norway Savings Bank | Community Bank | 3.7 | 3.8 | 3.8 | 72% |
Biddeford Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Biddeford’s area are Maine Community Bank, PeoplesChoice Credit Union and TruChoice Federal Credit Union.
Maine Community Bank (93% Recommend)
- 4.8 Support & Guidance rating, highest among all lenders in the table
- Users highlight exceptional local decision-making and personalized mortgage solutions
PeoplesChoice Credit Union (90% Recommend)
- 4.7 Loan Terms rating with competitive rates and flexible options
- Frequently liked for outstanding customer service and member-focused approach
TruChoice Federal Credit Union (88% Recommend)
- 4.6 Easy Application score, highest in this category among top 3
- Homeowners consistently mention knowledgeable staff and efficient loan processing
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Maine Community Bank | Community Bank | 4.5 | 4.7 | 4.8 | 93% |
| PeoplesChoice Credit Union | Credit Union | 4.4 | 4.7 | 4.6 | 90% |
| TruChoice Federal Credit Union | Credit Union | 4.6 | 4.5 | 4.5 | 88% |
| cPort Credit Union | Credit Union | 4.3 | 4.4 | 4.4 | 85% |
| Saco & Biddeford Savings Institution | Bank | 4.2 | 4.3 | 4.3 | 83% |
| Camden National Bank | Bank | 4.1 | 4.2 | 4.2 | 80% |
| TD Bank | Bank | 4.0 | 4.1 | 4.1 | 78% |
| KeyBank | Bank | 3.9 | 4.0 | 4.0 | 76% |
Sanford Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Sanford’s area are Partners Bank, Maine Community Bank and PeoplesChoice Credit Union.
Partners Bank (92% Recommend)
- 4.8 Support & Guidance rating, highest among all lenders in the table
- Users highlight exceptional local decision-making and community-focused approach
Maine Community Bank (90% Recommend)
- 4.7 Loan Terms rating with competitive rates and flexible options
- Liked for personalized service and Maine focused solutions
PeoplesChoice Credit Union (88% Recommend)
- 4.6 Easy Application score, highest in this category among top 3
- Homeowners consistently mention outstanding service and local expertise
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Partners Bank | Community Bank | 4.5 | 4.7 | 4.8 | 92% |
| Maine Community Bank | Community Bank | 4.4 | 4.7 | 4.6 | 90% |
| PeoplesChoice Credit Union | Credit Union | 4.6 | 4.5 | 4.5 | 88% |
| Lighthouse Credit Union | Credit Union | 4.3 | 4.4 | 4.4 | 85% |
| Camden National Bank | Bank | 4.2 | 4.3 | 4.3 | 83% |
| Bangor Savings Bank | Bank | 4.1 | 4.2 | 4.2 | 80% |
| TD Bank | Bank | 4.0 | 4.1 | 4.1 | 78% |
| KeyBank | Bank | 3.9 | 4.0 | 4.0 | 76% |
Saco Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Saco’s area are Saco & Biddeford Savings Institution, PeoplesChoice Credit Union and Maine Community Bank.
Saco & Biddeford Savings Institution (94% Recommend)
- 4.8 Support & Guidance rating, highest among all lenders in the table
- Users highlight exceptional local service and community-focused banking approach
PeoplesChoice Credit Union (91% Recommend)
- 4.7 Loan Terms rating with competitive rates and flexible options
- Liked for personalized service and first-time home buyer programs
Maine Community Bank (89% Recommend)
- 4.6 Easy Application score, highest in this category among top 3
- Homeowners consistently mention knowledgeable staff and efficient loan processing
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Saco & Biddeford Savings Institution | Community Bank | 4.5 | 4.7 | 4.8 | 94% |
| PeoplesChoice Credit Union | Credit Union | 4.4 | 4.7 | 4.6 | 91% |
| Maine Community Bank | Community Bank | 4.6 | 4.5 | 4.5 | 89% |
| Kennebunk Savings Bank | Community Bank | 4.3 | 4.4 | 4.4 | 86% |
| cPort Credit Union | Credit Union | 4.2 | 4.3 | 4.3 | 83% |
| Camden National Bank | Bank | 4.1 | 4.2 | 4.2 | 80% |
| TD Bank | Bank | 4.0 | 4.1 | 4.1 | 78% |
| KeyBank | Bank | 3.9 | 4.0 | 4.0 | 76% |
Maine Best Online Home Loans Lenders
MFP’s Home Purchase Lenders Survey: Top online home purchase lenders for Maine residents are Better Mortgage, Rocket Mortgage, and Guaranteed Rate.
| Lender | Loan Amounts | APR Range | Loan Terms | Easy Application | Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|---|---|
| Better Mortgage | $50k-$3M | 5.99% – 7.85% | 15/20/30 | 5.0 | 4.5 | 4.5 | 96% |
| Rocket Mortgage | $50k-$3M | 6.25% – 8.50% | 15/20/30 | 4.5 | 4.0 | 4.5 | 95% |
| Guaranteed Rate | $50k-$2.5M | 6.15% – 8.25% | 10/15/20/30 | 4.5 | 4.5 | 4.0 | 94% |
| LoanDepot | $50k-$2M | 6.35% – 8.75% | 15/20/30 | 4.0 | 4.0 | 4.0 | 93% |
| New American Funding | $50k-$1.5M | 6.50% – 9.00% | 15/20/30 | 4.0 | 4.0 | 4.5 | 92% |
| Fairway Independent Mortgage | $50k-$2M | 6.25% – 8.50% | 15/20/30 | 4.5 | 3.5 | 4.5 | 91% |
| Movement Mortgage | $50k-$1.5M | 6.75% – 9.25% | 15/20/30 | 4.0 | 3.5 | 4.0 | 90% |
| CUSO Mortgage Corp | $50k-$1M | 6.00% – 8.50% | 15/20/30 | 4.0 | 4.0 | 4.5 | 89% |
| Sage Home Loans | $50k-$2M | 6.00% – 8.25% | 15/20/30 | 4.0 | 4.0 | 4.0 | 88% |
| Bangor Savings Bank | $50k-$1.5M | 6.50% – 9.00% | 15/20/30 | 3.5 | 3.5 | 4.0 | 87% |
| Northeast Bank | $50k-$1M | 6.75% – 9.25% | 15/20/30 | 3.5 | 3.5 | 3.5 | 86% |
| Camden National Bank | $50k-$1M | 6.50% – 9.00% | 15/20/30 | 3.5 | 3.0 | 3.5 | 85% |
| Machias Savings Bank | $50k-$750k | 6.50% – 9.00% | 15/20/30 | 3.5 | 3.5 | 3.5 | 84% |
| Maine Highlands FCU | $50k-$750k | 6.25% – 8.75% | 15/20/30 | 3.5 | 3.5 | 4.0 | 83% |
| Bar Harbor Bank & Trust | $50k-$1M | 6.00% – 8.25% | 15/20/30 | 4.0 | 4.0 | 3.5 | 82% |
