The MFP Home Loan Lenders Community Survey gathers New Hampshire’s homeowners feedback and lenders recommendations for home loans in the state. Shopping for a new home loan mortgage can be complicated and we gathered data below to help your selection.
Updated: June 6, 2025
<< Human Powered Recommendations >>
New Hampshire Best Home Loan Lenders
Manchester, Nashua , Concord, Dover, Rochester, Keene, Portsmouth, Laconia, Online lenders.
New Hampshire Home Loans Lenders Satisfaction
Performance and satisfaction of home purchase loan mortgage lenders across New Hampshire by lenders type.
| Lender Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommendation |
|---|---|---|---|---|
| Credit Unions | 4.42 | 4.43 | 4.50 | 84% |
| Community Banks | 4.34 | 4.32 | 4.40 | 83% |
| Banks | 4.22 | 4.22 | 4.28 | 82% |
| Online Lenders | 3.97 | 3.63 | 3.87 | 77% |
Recommendations are gathered from 831 local New Hampshire members who shopped and requested a home loan in the past 12 months:
- Loan Application (0 to 5): How easy it is to apply for your new home loan. How fast can it be done. What’s the amount of information asked. How fast do you get an answer for your loan.
- Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- Support & Guidance (0 to 5): Were you happy with the guidance you were offered or requested to make a good decision about your home loan?
- Recommendation (yes/no): Do you recommend this lender after going through the process?
More Loan Information for New Hampshire Homeowners:
Home Refinance Loan Calculator
Loans Comparison Calculator: Heloc, Cash-Out, Home Equity, Renovation.
More Resources for New Hampshire Homeowners.
Manchester Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Manchester’s area are Bank of New Hampshire, St. Mary’s Bank Credit Union, and Granite State Credit Union.
Bank of New Hampshire (90% Recommend)
- Highest in Loan Terms & Rate Satisfaction (4.8) among top 3 lenders
- Consistently praised for excellent users service in our surveys
St. Mary’s Bank Credit Union (88% Recommend)
- Top-rated in Support & Guidance (4.9) with near-perfect users feedback
- Rated 4.7 for Easy Application process in users surveys
Granite State Credit Union (87% Recommend)
- Balanced high scores across all categories (4.6+ in each metric)
- Homeowners highlight personalized attention throughout loan process
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Bank of New Hampshire | Bank | 4.7 | 4.8 | 4.7 | 90% |
| St. Mary’s Bank Credit Union | Credit Union | 4.7 | 4.6 | 4.9 | 88% |
| Granite State Credit Union | Credit Union | 4.6 | 4.7 | 4.7 | 87% |
| Merrimack County Savings Bank | Community Bank | 4.5 | 4.6 | 4.6 | 86% |
| Service Credit Union | Credit Union | 4.5 | 4.5 | 4.7 | 85% |
| Citizens Bank | Bank | 4.4 | 4.5 | 4.5 | 84% |
| TD Bank | Bank | 4.3 | 4.4 | 4.4 | 83% |
| Northeast Credit Union | Credit Union | 4.3 | 4.3 | 4.5 | 82% |
| Eastern Bank | Bank | 4.2 | 4.3 | 4.4 | 81% |
| Holy Rosary Credit Union | Credit Union | 4.2 | 4.2 | 4.3 | 80% |
| Merrimack Valley Credit Union | Credit Union | 4.1 | 4.2 | 4.3 | 79% |
| Pentucket Bank | Community Bank | 4.1 | 4.1 | 4.2 | 78% |
| Bellwether Community Credit Union | Credit Union | 4.0 | 4.1 | 4.2 | 77% |
| Primary Bank | Community Bank | 4.0 | 4.0 | 4.1 | 76% |
| Ocean Communities Credit Union | Credit Union | 3.9 | 4.0 | 4.1 | 75% |
Nashua Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Nashua’s area are Triangle Credit Union, St. Mary’s Bank Credit Union, and Granite State Credit Union.
Triangle Credit Union (89% Recommend)
- Highest in Loan Terms & Rate Satisfaction (4.8) among top 3 lenders
- Homeowners surveys highlight exceptional responsiveness throughout loan process
St. Mary’s Bank Credit Union (87% Recommend)
- Top-rated in Support & Guidance (4.7) with consistent users praise
- Maintains 4.6 rating across all evaluation categories
Granite State Credit Union (85% Recommend)
- Strong balanced scores (4.5+ in all metrics) with 4.6 Easy Application rating
- Users frequently mention personalized service in feedback
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Triangle Credit Union | Credit Union | 4.7 | 4.8 | 4.6 | 89% |
| St. Mary’s Bank Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 87% |
| Granite State Credit Union | Credit Union | 4.6 | 4.5 | 4.5 | 85% |
| Merrimack County Savings Bank | Community Bank | 4.5 | 4.5 | 4.5 | 84% |
| Service Credit Union | Credit Union | 4.4 | 4.4 | 4.6 | 83% |
| TD Bank | Bank | 4.3 | 4.3 | 4.4 | 82% |
| Citizens Bank | Bank | 4.2 | 4.2 | 4.3 | 81% |
| Northeast Credit Union | Credit Union | 4.2 | 4.1 | 4.3 | 80% |
| Eastern Bank | Bank | 4.1 | 4.1 | 4.2 | 79% |
| Primary Bank | Community Bank | 4.0 | 4.0 | 4.1 | 78% |
Concord Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Concord’s area are Service Credit Union, New Hampshire Federal Credit Union, and Bellwether Community Credit Union.
Service Credit Union (88% Recommend)
- Highest in Loan Terms & Rate Satisfaction (4.7) among top 3 lenders
- Users surveys highlight competitive mortgage rates and military-friendly service
New Hampshire Federal Credit Union (86% Recommend)
- Top-rated in Support & Guidance (4.6) with personalized member service
- Maintains 4.5+ ratings across all evaluation categories
Bellwether Community Credit Union (84% Recommend)
- Strong balanced scores (4.4 in all metrics) with 4.5 Easy Application rating
- Homeowners frequently mention local decision-making and community focus in feedback
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Service Credit Union | Credit Union | 4.6 | 4.7 | 4.6 | 88% |
| New Hampshire Federal Credit Union | Credit Union | 4.5 | 4.5 | 4.6 | 86% |
| Bellwether Community Credit Union | Credit Union | 4.5 | 4.4 | 4.4 | 84% |
| Primary Bank | Community Bank | 4.4 | 4.3 | 4.5 | 83% |
| New Hampshire Postal Credit Union | Credit Union | 4.3 | 4.3 | 4.4 | 82% |
| Lighthouse Credit Union | Credit Union | 4.2 | 4.2 | 4.3 | 81% |
| Merrimack County Savings Bank | Community Bank | 4.1 | 4.1 | 4.2 | 80% |
| TD Bank | Bank | 4.0 | 4.0 | 4.1 | 79% |
| Citizens Bank | Bank | 3.9 | 4.0 | 4.0 | 78% |
| Eastern Bank | Bank | 3.9 | 3.9 | 4.0 | 77% |
Dover Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Dover’s area are Northeast Credit Union, Kennebunk Savings Bank, and Bank of New Hampshire.
Northeast Credit Union (89% Recommend)
- Highest in Support & Guidance (4.8) among top 3 lenders
- Users surveys highlight exceptional member service and local decision-making
Kennebunk Savings Bank (87% Recommend)
- Top-rated in Loan Terms & Rate Satisfaction (4.7) with competitive offerings
- Maintains 4.6+ ratings across all evaluation categories
Bank of New Hampshire (85% Recommend)
- Strong balanced scores (4.5 in all metrics) with 4.6 Easy Application rating
- Homeowners frequently praise knowledgeable loan officers in their feedback
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Northeast Credit Union | Credit Union | 4.7 | 4.6 | 4.8 | 89% |
| Kennebunk Savings Bank | Community Bank | 4.6 | 4.7 | 4.6 | 87% |
| Bank of New Hampshire | Bank | 4.6 | 4.5 | 4.5 | 85% |
| Profile Bank | Community Bank | 4.5 | 4.5 | 4.6 | 84% |
| First Seacoast Bank | Community Bank | 4.4 | 4.4 | 4.5 | 83% |
| Eastern Bank | Bank | 4.3 | 4.3 | 4.4 | 82% |
| Citizens Bank | Bank | 4.2 | 4.2 | 4.3 | 81% |
| TD Bank | Bank | 4.1 | 4.1 | 4.2 | 80% |
| Bank of America | Bank | 4.0 | 4.0 | 4.1 | 79% |
| Newburyport Five Cents Savings Bank | Community Bank | 3.9 | 4.0 | 4.0 | 78% |
Rochester’s Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Rochester’s area are Service Credit Union, Bank of New Hampshire, and Profile Bank.
Service Credit Union (88% Recommend)
- Highest in Support & Guidance (4.7) among top 3 lenders
- Surveys highlight competitive mortgage rates and friendly service
Bank of New Hampshire (86% Recommend)
- Top-rated in Loan Terms & Rate Satisfaction (4.6) with strong local presence
- Maintains 4.5+ ratings across all evaluation categories
Profile Bank (84% Recommend)
- Strong balanced scores (4.4 in all metrics) with 4.5 Easy Application rating
- Users frequently praise personalized service for first-time homebuyers
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Service Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 88% |
| Bank of New Hampshire | Bank | 4.5 | 4.6 | 4.5 | 86% |
| Profile Bank | Community Bank | 4.5 | 4.4 | 4.4 | 84% |
| Northeast Credit Union | Credit Union | 4.4 | 4.3 | 4.5 | 83% |
| First Seacoast Bank | Community Bank | 4.3 | 4.3 | 4.4 | 82% |
| Citizens Bank | Bank | 4.2 | 4.2 | 4.3 | 81% |
| TD Bank | Bank | 4.1 | 4.1 | 4.2 | 80% |
| Holy Rosary Credit Union | Credit Union | 4.0 | 4.0 | 4.1 | 79% |
Keene Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Keene’s area are Service Credit Union, GFA Credit Union, and Walpole Savings Bank.
Service Credit Union (88% Recommend)
- Highest in Support & Guidance (4.7) among top 3 lenders
- Our surveys highlight competitive mortgage rates and friendly service
GFA Credit Union (85% Recommend)
- Top-rated in Loan Terms & Rate Satisfaction (4.6) with strong local presence
- Maintains 4.5+ ratings across all evaluation categories
Walpole Savings Bank (83% Recommend)
- Strong balanced scores (4.3 in all metrics) with 4.4 Easy Application rating
- Homeowners frequently praise local decision-making and personalized service
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Service Credit Union | Credit Union | 4.6 | 4.6 | 4.7 | 88% |
| GFA Credit Union | Credit Union | 4.5 | 4.6 | 4.5 | 85% |
| Walpole Savings Bank | Community Bank | 4.4 | 4.3 | 4.3 | 83% |
| Bank of New Hampshire | Bank | 4.3 | 4.3 | 4.4 | 82% |
| Merrimack County Savings Bank | Community Bank | 4.2 | 4.2 | 4.3 | 81% |
| TD Bank | Bank | 4.1 | 4.1 | 4.2 | 80% |
| Citizens Bank | Bank | 4.0 | 4.0 | 4.1 | 79% |
| Eastern Bank | Bank | 3.9 | 4.0 | 4.0 | 78% |
Portsmouth Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Portsmouth’s area are Piscataqua Savings Bank, Service Credit Union, and Northeast Credit Union.
Piscataqua Savings Bank (91% Recommend)
- Highest in Support & Guidance (4.8) among top 3 lenders with portfolio lending advantages
- Users surveys highlight exceptional local decision-making and personalized service
Service Credit Union (89% Recommend)
- Top-rated in Loan Terms & Rate Satisfaction (4.7)
- Maintains 4.6+ ratings across all evaluation categories
Northeast Credit Union (86% Recommend)
- Strong balanced scores (4.5 in all metrics) with 4.6 Easy Application rating
- Users frequently mention responsive loan officers and transparent process
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Piscataqua Savings Bank | Community Bank | 4.7 | 4.6 | 4.8 | 91% |
| Service Credit Union | Credit Union | 4.6 | 4.7 | 4.6 | 89% |
| Northeast Credit Union | Credit Union | 4.6 | 4.5 | 4.5 | 86% |
| Merrimack County Savings Bank | Community Bank | 4.5 | 4.4 | 4.5 | 85% |
| TD Bank | Bank | 4.4 | 4.3 | 4.4 | 84% |
| Eastern Bank | Bank | 4.3 | 4.2 | 4.3 | 83% |
| Citizens Bank | Bank | 4.2 | 4.1 | 4.2 | 82% |
| First Seacoast Bank | Community Bank | 4.1 | 4.0 | 4.1 | 81% |
Laconia Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Laconia’s area are Meredith Village Savings Bank, Service Credit Union, and Bank of New Hampshire.
Meredith Village Savings Bank (90% Recommend)
- Highest in Support & Guidance (4.8) among top 3 lenders with perfect users service ratings
- Homeowners surveys highlight exceptional local decision-making and community focus
Service Credit Union (88% Recommend)
- Top-rated in Loan Terms & Rate Satisfaction (4.7) with military-friendly benefits
- Maintains 4.6+ ratings across all evaluation categories
Bank of New Hampshire (86% Recommend)
- Strong balanced scores (4.5 in all metrics) with 4.6 Easy Application rating
- Users frequently praise responsive loan officers and competitive rates
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Meredith Village Savings Bank | Community Bank | 4.7 | 4.6 | 4.8 | 90% |
| Service Credit Union | Credit Union | 4.6 | 4.7 | 4.6 | 88% |
| Bank of New Hampshire | Bank | 4.6 | 4.5 | 4.5 | 86% |
| Laconia Savings Bank | Community Bank | 4.5 | 4.4 | 4.5 | 85% |
| Northeast Credit Union | Credit Union | 4.4 | 4.3 | 4.4 | 84% |
| TD Bank | Bank | 4.3 | 4.2 | 4.3 | 83% |
| Citizens Bank | Bank | 4.2 | 4.1 | 4.2 | 82% |
| Eastern Bank | Bank | 4.1 | 4.0 | 4.1 | 81% |
New Hampshire Best Online Home Loan Lenders
MFP’s Home Purchase Lenders Survey: Top online home purchase lenders for New Hampshire residents are Better Mortgage, First Home Mortgage, and Granite State Credit Union.
| Lender | Loan Amounts | APR Range | Loan Terms | Easy Application | Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|---|---|
| Better Mortgage | Up to $3M | 5.75% – 7.25% | 15/20/30 | 5.0 | 4.5 | 4.0 | 92% |
| First Home Mortgage | Up to $2.5M | 5.85% -7.35% | 10/15/20/30 | 4.5 | 4.0 | 4.5 | 89% |
| Granite State Credit Union | Up to $1.5M | 5.99%- 7.50% | 10/15/20/30 | 4.0 | 3.5 | 4.5 | 83% |
| St. Mary’s Bank | Up to $1M | 6.00% – 7.75% | 15/20/30 | 4.0 | 4.0 | 4.0 | 82% |
| Service Credit Union | Up to $2M | 5.99% – 7.99% | 15/20/30 | 3.5 | 3.5 | 4.0 | 80% |
| Northpoint Mortgage | Up to $2M | 6.25% – 8.25% | 15/20/30 | 4.0 | 4.0 | 3.5 | 78% |
| Waterstone Mortgage | Up to $3M | 6.00% – 8.00% | 10/15/20/30 | 3.5 | 3.5 | 4.0 | 77% |
| New American Funding | Up to $2.5M | 6.50% – 8.50% | 15/20/30 | 4.0 | 3.5 | 3.5 | 76% |
| Guaranteed Rate | Up to $3M | 6.25% – 8.25% | 10/15/20/30 | 4.5 | 4.0 | 4.0 | 75% |
| Fairway Independent Mortgage | Up to $2M | 6.00% – 8.00% | 15/20/30 | 4.0 | 3.5 | 4.0 | 74% |
| Movement Mortgage | Up to $3M | 6.50% – 8.50% | 15/20/30 | 3.5 | 3.5 | 3.5 | 73% |
| CrossCountry Mortgage | Up to $2.5M | 6.25% – 8.25% | 10/15/20/30 | 4.0 | 3.5 | 3.5 | 72% |
| Cardinal Financial | Up to $2M | 6.00% – 8.00% | 15/20/30 | 3.5 | 3.0 | 3.5 | 71% |
| Flagstar Bank | Up to $3M | 6.50% – 8.50% | 15/20/30 | 4.0 | 3.5 | 4.0 | 70% |
| Caliber Home Loans | Up to $2.5M | 6.25% – 8.25% | 10/15/20/30 | 3.5 | 3.0 | 3.5 | 69% |
