The MFP Home Loan Lenders Community Survey gathers Idaho’s homeowners feedback and lenders recommendations for homeowners. Shopping for a home loan mortgage can be complicated and we gathered the data below to help your choice.
Updated: June 5, 2025
<< Human Powered Recommendations >>
Idaho Best Home Purchase Loans Lenders
Boise, Meridian, Nampa, Idaho Falls, Pocatello, Caldwell, Coeur d’Alene, Twin Falls, Online lenders.
Idaho Home Loans Lenders Satisfaction
Performance and satisfaction of home loan lenders across Idaho by lenders type.
| Lender Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommendation % |
|---|---|---|---|---|
| Credit Unions | 4.50 | 4.42 | 4.50 | 86% |
| Community Banks | 4.20 | 4.21 | 4.21 | 79% |
| Banks | 4.06 | 4.13 | 4.03 | 77% |
| Online Lenders | 3.87 | 3.73 | 3.90 | 89% |
Recommendations are gathered from 790 local Idaho Users who shopped and requested a home loan mortgage in the past 12 months:
- Loan Application (0 to 5): How easy it is to apply for the home mortgage loan. How fast can it be done. What’s the amount of information asked. How fast do you get an answer for your loan.
- Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- Support & Guidance (0 to 5): Were you happy with the guidance you were offered or requested to make a good decision about your home refinance?
- Recommendation (yes/no): Do you recommend this lender after going through the process?
More Loan Information for Idaho Homeowners:
Home Refinance Loan Calculator
Loans Comparison Calculator: Heloc, Cash-Out, Home Equity, Renovation.
More Resources for Idaho Homeowners.
Boise Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Boise’s area are Idaho Central Credit Union, Mountain America Credit Union and U.S. Bank.
Idaho Central Credit Union (94% Recommend)
- Top-rated in all three categories with 4.8 for Easy Application, 4.7 for Loan Terms, and 4.9 for Support & Guidance
- Users Liked clear communication and speedy approvals, especially for first-time buyers
Mountain America Credit Union (91% Recommend)
- Scored 4.7 in Easy Application and 4.6 in Support & Guidance—second-highest in the top 3
- Users note consistent support throughout the mortgage process and easy in-branch access
U.S. Bank (88% Recommend)
- Highest Loan Terms score among national banks in Boise at 4.6, with strong 4.5 in Application
- Users say competitive fixed rates and helpful in-person service as standout strengths
| Lender | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Idaho Central Credit Union | Credit Union | 4.8 | 4.7 | 4.9 | 94% |
| Mountain America Credit Union | Credit Union | 4.7 | 4.5 | 4.6 | 91% |
| U.S. Bank | Bank | 4.5 | 4.6 | 4.4 | 88% |
| D.L. Evans Bank | Community Bank | 4.4 | 4.4 | 4.5 | 85% |
| KeyBank | Bank | 4.3 | 4.2 | 4.4 | 83% |
| Banner Bank | Community Bank | 4.2 | 4.3 | 4.1 | 81% |
| CapEd Credit Union | Credit Union | 4.3 | 4.1 | 4.2 | 80% |
| First Interstate Bank | Bank | 4.1 | 4.2 | 4.0 | 78% |
| Washington Trust Bank | Community Bank | 4.0 | 4.2 | 4.1 | 77% |
| Wells Fargo | Bank | 4.0 | 4.1 | 3.9 | 75% |
| Zions Bank | Bank | 3.9 | 4.1 | 3.8 | 73% |
| Citizens Community Bank | Community Bank | 3.8 | 3.9 | 3.9 | 72% |
| Idaho First Bank | Community Bank | 3.9 | 3.8 | 3.8 | 71% |
| Westmark Credit Union | Credit Union | 3.8 | 3.9 | 3.7 | 70% |
| Bank of Idaho | Community Bank | 3.7 | 3.8 | 3.7 | 69% |
Meridian Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Meridian’s area are Idaho Central Credit Union, Mountain America Credit Union and D.L. Evans Bank.
Idaho Central Credit Union (94% Recommend)
- Highest scores across the board: 4.8 in Easy Application, 4.7 Loan Terms, and 4.9 Support & Guidance
- Users consistently say fast, friendly service and clear in-branch communication
Mountain America Credit Union (91% Recommend)
- 4.7 in Application and 4.6 in Support & Guidance—second-highest Support rating of the top 3
- Users describe the loan process as smooth with excellent follow-up by staff
D.L. Evans Bank (86% Recommend)
- Strong 4.4s in Application and Terms, and 4.5 in Support, making it top-rated among community banks
- Users value having a dedicated loan officer and personal relationship banking
| Lender | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Idaho Central Credit Union | Credit Union | 4.8 | 4.7 | 4.9 | 94% |
| Mountain America Credit Union | Credit Union | 4.7 | 4.5 | 4.6 | 91% |
| D.L. Evans Bank | Community Bank | 4.4 | 4.4 | 4.5 | 86% |
| CapEd Credit Union | Credit Union | 4.3 | 4.1 | 4.3 | 83% |
| U.S. Bank | Bank | 4.2 | 4.3 | 4.1 | 81% |
| Banner Bank | Community Bank | 4.1 | 4.2 | 4.0 | 79% |
| KeyBank | Bank | 4.0 | 4.1 | 4.0 | 77% |
| First Interstate Bank | Bank | 3.9 | 4.0 | 3.9 | 75% |
| Wells Fargo | Bank | 3.8 | 3.9 | 3.7 | 72% |
| Zions Bank | Bank | 3.7 | 3.8 | 3.7 | 70% |
Nampa Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Nampa’s area are Idaho Central Credit Union, Mountain America Credit Union and CapEd Credit Union.
Idaho Central Credit Union (94% Recommend)
- Leads with 4.8 Easy Application, 4.7 Loan Terms, and a top 4.9 Support & Guidance score
- Users frequently mentioned quick loan decisions and helpful in-branch mortgage specialists
Mountain America Credit Union (90% Recommend)
- Strong 4.7 in Application and 4.6 in Support & Guidance—2nd highest in both categories
- Users say knowledgeable loan officers and consistent follow-through from application to closing
CapEd Credit Union (86% Recommend)
- Rated 4.5 for Easy Application, 4.4 for Terms, and 4.5 in Support—highest among smaller credit unions
- Feedback highlight local service and competitive fixed-rate options tailored for educators and families
| Lender | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Idaho Central Credit Union | Credit Union | 4.8 | 4.7 | 4.9 | 94% |
| Mountain America Credit Union | Credit Union | 4.7 | 4.5 | 4.6 | 90% |
| CapEd Credit Union | Credit Union | 4.5 | 4.4 | 4.5 | 86% |
| D.L. Evans Bank | Community Bank | 4.3 | 4.3 | 4.4 | 84% |
| U.S. Bank | Bank | 4.2 | 4.3 | 4.1 | 81% |
| Banner Bank | Community Bank | 4.1 | 4.2 | 4.0 | 78% |
| KeyBank | Bank | 4.0 | 4.1 | 4.0 | 76% |
| First Interstate Bank | Bank | 3.9 | 4.0 | 3.9 | 75% |
| Westmark Credit Union | Credit Union | 3.8 | 3.9 | 3.9 | 73% |
| Wells Fargo | Bank | 3.7 | 3.8 | 3.6 | 71% |
Idaho Falls Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Idaho Falls’s area are Idaho Central Credit Union, Westmark Credit Union and D.L. Evans Bank.
Idaho Central Credit Union (93% Recommend)
- Top scores: 4.8 Easy Application, 4.7 Loan Terms, and 4.8 Support & Guidance
- Homeowners highlight the streamlined application and in-person help as key strengths
Westmark Credit Union (89% Recommend)
- Strong metrics across the board with 4.6 in Application and 4.7 Support—2nd highest Support score
- Users often like staff for proactive guidance and consistent communication
D.L. Evans Bank (85% Recommend)
- Solid performance: 4.4 Application, 4.3 Loan Terms, and 4.4 Support
- Users appreciate the small-bank feel with personal attention throughout the loan process
| Lender | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Idaho Central Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 93% |
| Westmark Credit Union | Credit Union | 4.6 | 4.5 | 4.7 | 89% |
| D.L. Evans Bank | Community Bank | 4.4 | 4.3 | 4.4 | 85% |
| Mountain America Credit Union | Credit Union | 4.3 | 4.2 | 4.3 | 82% |
| U.S. Bank | Bank | 4.1 | 4.2 | 4.0 | 79% |
| Zions Bank | Bank | 4.0 | 4.0 | 3.9 | 76% |
| KeyBank | Bank | 3.9 | 4.0 | 3.8 | 74% |
| Wells Fargo | Bank | 3.8 | 3.9 | 3.7 | 71% |
| First Federal Savings Bank | Community Bank | 3.8 | 3.8 | 3.9 | 70% |
| Citizens Community Bank | Community Bank | 3.7 | 3.9 | 3.8 | 69% |
Pocatello Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Pocatello’s area are Idaho Central Credit Union, Westmark Credit Union and Citizens Community Bank.
Idaho Central Credit Union (94% Recommend)
- Highest ratings across all metrics: 4.9 Easy Application, 4.8 Loan Terms, 4.9 Support & Guidance
- Users consistently liked the credit union’s smooth process and personalized in-branch assistance
Westmark Credit Union (88% Recommend)
- Strong scores with 4.7 Application, 4.6 Loan Terms, and 4.7 Support—the second highest Support score
- Users appreciate clear communication and friendly in-person guidance
Citizens Community Bank (84% Recommend)
- 4.5 Application and 4.4 Loan Terms place it among the top three for ease and satisfaction
- Homeowners note the staff’s deep local knowledge and supportive service throughout the loan process
| Lender | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Idaho Central Credit Union | Credit Union | 4.9 | 4.8 | 4.9 | 94% |
| Westmark Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 88% |
| Citizens Community Bank | Community Bank | 4.5 | 4.4 | 4.5 | 84% |
| D.L. Evans Bank | Community Bank | 4.4 | 4.3 | 4.4 | 81% |
| KeyBank | Bank | 4.2 | 4.1 | 4.0 | 78% |
| U.S. Bank | Bank | 4.1 | 4.0 | 3.9 | 76% |
| Zions Bank | Bank | 4.0 | 4.0 | 3.8 | 74% |
| Wells Fargo | Bank | 3.9 | 3.9 | 3.7 | 71% |
| Mountain America Credit Union | Credit Union | 3.8 | 3.9 | 3.8 | 70% |
| Bank of Commerce | Community Bank | 3.7 | 3.8 | 3.7 | 68% |
Caldwell Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Caldwell’s area are CapEd Credit Union, Idaho Central Credit Union and D.L. Evans Bank.
CapEd Credit Union (92% Recommend)
- Top scores across categories: 4.8 Easy Application, 4.7 Loan Terms, and 4.9 Support & Guidance
- Users note consistent staff follow-up and responsiveness throughout the mortgage process
Idaho Central Credit Union (89% Recommend)
- Strong metrics: 4.7 Loan Terms & Rate Satisfaction and 4.6 in Support & Guidance
- Users highlight low closing costs and ease of pre-approval
D.L. Evans Bank (85% Recommend)
- Notable 4.8 in Easy Application and 4.5 in Support & Guidance—highest in user-friendliness among top 3
- Users appreciate clarity of information and local decision-making
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| CapEd Credit Union | Credit Union | 4.8 | 4.7 | 4.9 | 92 |
| Idaho Central Credit Union | Credit Union | 4.6 | 4.7 | 4.6 | 89 |
| D.L. Evans Bank | Community Bank | 4.8 | 4.4 | 4.5 | 85 |
| First Federal Bank | Community Bank | 4.5 | 4.4 | 4.4 | 82 |
| KeyBank | Bank | 4.4 | 4.3 | 4.2 | 78 |
| Wells Fargo | Bank | 4.1 | 4.2 | 4.0 | 75 |
| Zions Bank | Bank | 4.3 | 4.1 | 4.2 | 74 |
| Washington Federal Bank | Bank | 4.0 | 4.1 | 4.0 | 71 |
Coeur d’Alene Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Coeur d’Alene’s area are Idaho Central Credit Union, Mountain West Bank and Wells Fargo.
Idaho Central Credit Union (92% Recommend)
- Highest overall: 4.9 in Easy Application and 4.8 in Loan Terms
- Users liked fast approvals and helpful in-branch loan specialists
Mountain West Bank (88% Recommend)
- Top-tier support: 4.7 in Support & Guidance and 4.6 in Application Ease
- Users note personal service and clear communication
Wells Fargo (84% Recommend)
- Strong showing: 4.5 in Loan Terms and 4.4 in Support & Guidance
- Users appreciate competitive rate explanations and account integration
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Idaho Central Credit Union | Credit Union | 4.9 | 4.8 | 4.7 | 92% |
| Mountain West Bank | Community Bank | 4.6 | 4.5 | 4.7 | 88% |
| Wells Fargo | Bank | 4.3 | 4.5 | 4.4 | 84% |
| Washington Trust Bank | Bank | 4.2 | 4.3 | 4.5 | 81% |
| Columbia Bank | Bank | 4.1 | 4.2 | 4.3 | 78% |
| U.S. Bank | Bank | 4.0 | 4.1 | 4.2 | 76% |
| Numerica Credit Union | Credit Union | 4.2 | 4.0 | 4.1 | 74% |
| Bank of America | Bank | 3.9 | 4.0 | 3.8 | 69% |
Twin Falls Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Twin Falls’s area are Idaho Central Credit Union, D.L. Evans Bank and First Federal Savings Bank of Twin Falls.
Idaho Central Credit Union (92% Recommend)
- Highest Recommend % (92%) and strong across all categories including 4.8 Support & Guidance
- Homeowners consistently cite fast response and clarity during application process
D.L. Evans Bank (89% Recommend)
- Strong across all metrics: 4.6 Easy Application, 4.7 Loan Terms, 4.6 Support
- Liked for friendly in-person service and guidance throughout the home loan process
First Federal Savings Bank of Twin Falls (87% Recommend)
- Solid performance: 4.5 Loan Terms, 4.6 Support & Guidance, and 87% Recommend
- Users highlight the bank’s strong local roots and hands-on support for first-time buyers
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Idaho Central Credit Union | Credit Union | 4.7 | 4.6 | 4.8 | 92% |
| D.L. Evans Bank | Community Bank | 4.6 | 4.7 | 4.6 | 89% |
| First Federal Savings Bank of Twin Falls | Community Bank | 4.4 | 4.5 | 4.6 | 87% |
| Washington Federal Bank | Bank | 4.3 | 4.4 | 4.5 | 85% |
| U.S. Bank | Bank | 4.2 | 4.3 | 4.4 | 82% |
| Wells Fargo | Bank | 4.1 | 4.2 | 4.3 | 80% |
| Bank of Idaho | Community Bank | 4.2 | 4.2 | 4.1 | 78% |
| Mountain America Credit Union | Credit Union | 4.0 | 4.1 | 4.2 | 76% |
Best Idaho Online Home Loans Lenders
MFP’s Home Purchase Lenders Survey: Top online home purchase lenders for Idaho residents are Rocket Mortgage, Guaranteed Rate, and Idaho Central Credit Union.
| Lender | Loan Amounts | APR Range | Loan Terms | Easy Application | Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|---|---|
| Rocket Mortgage | $50k-$3M | 6.25% – 8.50% | 15/20/30 | 4.5 | 4.0 | 4.5 | 95% |
| Guaranteed Rate | $50k-$2.5M | 6.15% – 8.25% | 10/15/20/30 | 4.5 | 4.5 | 4.0 | 94% |
| Idaho Central Credit Union | $50k-$1M | 5.99% – 7.99% | 15/20/30 | 4.0 | 4.5 | 4.5 | 93% |
| Better Mortgage | $50k-$3M | 5.99% – 7.85% | 15/20/30 | 5.0 | 4.5 | 4.5 | 96% |
| LoanDepot | $50k-$2M | 6.35% – 8.75% | 15/20/30 | 4.0 | 4.0 | 4.0 | 92% |
| New American Funding | $50k-$1.5M | 6.50% – 9.00% | 15/20/30 | 4.0 | 4.0 | 4.5 | 91% |
| Zions Bank | $50k-$2M | 6.50% – 9.00% | 15/20/30 | 4.0 | 3.5 | 4.0 | 90% |
| D.L. Evans Bank | $50k-$1.5M | 6.75% – 9.25% | 15/20/30 | 3.5 | 3.5 | 4.0 | 89% |
| U.S. Bank | $50k-$2M | 6.50% – 9.00% | 15/20/30 | 3.5 | 3.5 | 3.5 | 88% |
| Chase | $50k-$2M | 6.75% – 9.25% | 15/20/30 | 3.5 | 3.5 | 3.5 | 87% |
| Bank of Idaho | $50k-$1M | 6.50% – 9.00% | 15/20/30 | 3.5 | 3.0 | 3.5 | 86% |
| First Federal Bank | $50k-$750k | 6.75% – 9.25% | 15/20/30 | 3.5 | 3.5 | 3.5 | 85% |
| KeyBank | $50k-$2M | 6.50% – 9.00% | 15/20/30 | 3.5 | 3.5 | 3.5 | 84% |
| Wells Fargo | $50k-$2M | 6.75% – 9.25% | 15/20/30 | 3.5 | 3.0 | 3.5 | 83% |
| Banner Bank | $50k-$1M | 6.50% – 9.00% | 15/20/30 | 3.5 | 3.5 | 3.5 | 82% |
The MFP Refinance Lenders Community Survey gathers Idaho’s homeowners feedback and lenders recommendations for refinance loans. Shopping for a refinance loan can be complicated and we gathered data to help your choice.
Updated: May 2, 2025
<< Human Powered Recommendations >>
Idaho Best Home Refinance Lenders
Boise, Meridian, Nampa, Idaho Falls, Pocatello, Caldwell, Coeur d’Alene, Twin Falls, Online lenders.
Idaho Refinance Lenders Satisfaction
Performance and satisfaction of mortgage refinance lenders across Idaho by lenders type.
| Lender Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommendation % |
|---|---|---|---|---|
| Credit Unions | 4.5 | 4.5 | 4.5 | 88% |
| Community Banks | 4.1 | 4.1 | 4.6 | 91% |
| Banks | 3.5 | 3.8 | 3.4 | 85% |
| Online Lenders | 4.4 | 4.3 | 4.4 | 90% |
Recommendations are gathered from 790 local Idaho members who shopped and requested a home refinance mortgage in the past 12 months:
- Loan Application (0 to 5): How easy it is to apply for the home refinance mortgage loan. How fast can it be done. What’s the amount of information asked. How fast do you get an answer for your loan.
- Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- Support & Guidance (0 to 5): Were you happy with the guidance you were offered or requested to make a good decision about your home refinance?
- Recommendation (yes/no): Do you recommend this lender after going through the process?
More Loan Information for Idaho Homeowners:
Home Refinance Loan Calculator
Loans Comparison Calculator: Heloc, Cash-Out, Home Equity, Renovation.
More Resources for Idaho Homeowners.
Boise Best Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Boise’s area are Idaho Central Credit Union, U.S. Bank and Bank of Idaho.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Idaho Central Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 93% |
| U.S. Bank | Bank | 4.0 | 4.5 | 4.0 | 89% |
| Bank of Idaho | Community Bank | 4.0 | 4.0 | 4.5 | 87% |
| Wells Fargo | Bank | 3.5 | 4.0 | 4.0 | 85% |
| Chase Bank | Bank | 3.5 | 4.0 | 3.5 | 82% |
| D.L. Evans Bank | Community Bank | 4.0 | 3.5 | 4.0 | 81% |
| KeyBank | Bank | 3.5 | 3.5 | 4.0 | 80% |
| Zions Bank | Bank | 3.5 | 3.5 | 3.5 | 78% |
| Ally Bank | Bank | 4.0 | 3.5 | 3.0 | 76% |
| Mountain America Credit Union | Credit Union | 3.5 | 3.5 | 3.5 | 75% |
| Banner Bank | Community Bank | 3.0 | 3.5 | 3.5 | 74% |
| Umpqua Bank | Bank | 3.0 | 3.5 | 3.0 | 72% |
| First Interstate Bank | Bank | 3.0 | 3.0 | 3.5 | 70% |
| Columbia Bank | Community Bank | 3.0 | 3.0 | 3.0 | 68% |
| HomeStreet Bank | Bank | 3.0 | 3.0 | 3.0 | 65% |
Meridian Best Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Meridian’s area are Idaho Central Credit Union, U.S. Bank, and Bank of Idaho.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Idaho Central Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 92% |
| U.S. Bank | Bank | 4.0 | 4.5 | 4.0 | 88% |
| Bank of Idaho | Community Bank | 4.0 | 4.0 | 4.5 | 86% |
| D.L. Evans Bank | Community Bank | 4.0 | 3.5 | 4.0 | 83% |
| Wells Fargo | Bank | 3.5 | 4.0 | 4.0 | 82% |
| Chase Bank | Bank | 3.5 | 4.0 | 3.5 | 80% |
| KeyBank | Bank | 3.5 | 3.5 | 4.0 | 78% |
| Mountain America Credit Union | Credit Union | 3.5 | 3.5 | 3.5 | 76% |
| Zions Bank | Bank | 3.5 | 3.5 | 3.0 | 74% |
| Banner Bank | Community Bank | 3.0 | 3.5 | 3.5 | 72% |
Nampa Best Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Nampa’s area are Idaho Central Credit Union, U.S. Bank and D.L. Evans Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Idaho Central Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 91% |
| U.S. Bank | Bank | 4.0 | 4.5 | 4.0 | 87% |
| D.L. Evans Bank | Community Bank | 4.0 | 4.0 | 4.5 | 85% |
| Bank of Idaho | Community Bank | 4.0 | 4.0 | 4.0 | 83% |
| Wells Fargo | Bank | 3.5 | 4.0 | 4.0 | 81% |
| Chase Bank | Bank | 3.5 | 4.0 | 3.5 | 79% |
| Zions Bank | Bank | 3.5 | 3.5 | 4.0 | 77% |
| KeyBank | Bank | 3.5 | 3.5 | 3.5 | 75% |
| Mountain America Credit Union | Credit Union | 3.5 | 3.5 | 3.5 | 73% |
| Banner Bank | Community Bank | 3.0 | 3.5 | 3.5 | 71% |
Idaho Falls Best Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Idaho Falls’s area are Idaho Central Credit Union, Mountain America Credit Union and Bank of Idaho.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Idaho Central Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 93% |
| Mountain America Credit Union | Credit Union | 4.5 | 4.5 | 4.0 | 90% |
| Bank of Idaho | Community Bank | 4.0 | 4.0 | 4.5 | 88% |
| U.S. Bank | Bank | 4.0 | 4.0 | 4.0 | 85% |
| D.L. Evans Bank | Community Bank | 4.0 | 3.5 | 4.0 | 83% |
| Zions Bank | Bank | 3.5 | 4.0 | 3.5 | 80% |
| Wells Fargo | Bank | 3.5 | 3.5 | 4.0 | 78% |
| Chase Bank | Bank | 3.5 | 3.5 | 3.5 | 76% |
| KeyBank | Bank | 3.5 | 3.5 | 3.5 | 74% |
| First Interstate Bank | Bank | 3.0 | 3.5 | 3.5 | 72% |
Pocatello Best Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Pocatello’s area are Idaho Central Credit Union, Mountain America Credit Union and D.L. Evans Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Idaho Central Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 92% |
| Mountain America Credit Union | Credit Union | 4.5 | 4.5 | 4.0 | 89% |
| D.L. Evans Bank | Community Bank | 4.0 | 4.0 | 4.5 | 87% |
| U.S. Bank | Bank | 4.0 | 4.0 | 4.0 | 84% |
| Bank of Idaho | Community Bank | 4.0 | 3.5 | 4.0 | 82% |
| Zions Bank | Bank | 3.5 | 4.0 | 3.5 | 79% |
| Wells Fargo | Bank | 3.5 | 3.5 | 4.0 | 77% |
| Chase Bank | Bank | 3.5 | 3.5 | 3.5 | 75% |
| KeyBank | Bank | 3.5 | 3.5 | 3.5 | 73% |
| First Interstate Bank | Bank | 3.0 | 3.5 | 3.5 | 71% |
Caldwell Best Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Caldwell’s area are Idaho Central Credit Union, D.L. Evans Bank and U.S. Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Idaho Central Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 91% |
| D.L. Evans Bank | Community Bank | 4.0 | 4.0 | 4.5 | 87% |
| U.S. Bank | Bank | 4.0 | 4.0 | 4.0 | 85% |
| Bank of Idaho | Community Bank | 4.0 | 3.5 | 4.0 | 82% |
| Wells Fargo | Bank | 3.5 | 4.0 | 4.0 | 80% |
| Zions Bank | Bank | 3.5 | 3.5 | 3.5 | 76% |
| Chase Bank | Bank | 3.5 | 3.5 | 3.5 | 74% |
Coeur d’Alene Best Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Coeur d’Alene’s area are Horizon Credit Union, Umpqua Bank and Bank of Idaho.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Horizon Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 94% |
| Umpqua Bank | Bank | 4.5 | 4.0 | 4.5 | 91% |
| Bank of Idaho | Community Bank | 4.0 | 4.5 | 4.0 | 89% |
| Stellar Credit Union | Credit Union | 4.0 | 4.0 | 4.5 | 87% |
| U.S. Bank | Bank | 4.0 | 4.0 | 4.0 | 85% |
| First Interstate Bank | Bank | 3.5 | 4.0 | 3.5 | 82% |
| Wells Fargo | Bank | 3.5 | 3.5 | 4.0 | 80% |
Twin Falls Best Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Twin Falls’s area are Idaho Central Credit Union, D.L. Evans Bank and U.S. Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Idaho Central Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 93% |
| D.L. Evans Bank | Community Bank | 4.5 | 4.0 | 4.5 | 90% |
| U.S. Bank | Bank | 4.0 | 4.5 | 4.0 | 88% |
| Bank of Idaho | Community Bank | 4.0 | 4.0 | 4.0 | 85% |
| Wells Fargo | Bank | 3.5 | 4.0 | 4.0 | 82% |
| Zions Bank | Bank | 3.5 | 3.5 | 3.5 | 78% |
| Mountain America Credit Union | Credit Union | 3.5 | 3.5 | 3.5 | 76% |
Idaho Best Online Refinance Lenders
MFP’s Community Lenders Survey most recommended online refinance lenders in Idaho’s are Rocket Mortgage, Ally Home, and Idaho Central Credit Union.
| Lender | Loan Amounts | APR Range | Loan Terms | Easy Application | Rate Satisfaction | Support and Guidance | Recommend % |
|---|---|---|---|---|---|---|---|
| Rocket Mortgage | $50,000 – $3,000,000 | 5.75% – 7.25% | 10, 15, 20, 30 | 5 | 4.5 | 5 | 96% |
| Ally Home | $100,000 – $2,500,000 | 5.85% – 7.15% | 15, 20, 30 | 4.5 | 4.5 | 4.5 | 94% |
| Idaho Central Credit Union | $50,000 – $2,000,000 | 5.65% – 7.10% | 10, 15, 20, 25, 30 | 4.5 | 5 | 5 | 93% |
| Better Mortgage | $50,000 – $2,000,000 | 5.80% – 7.30% | 10, 15, 20, 30 | 5 | 4 | 4.5 | 92% |
| Bank of Idaho | $50,000 – $1,500,000 | 5.70% – 7.20% | 15, 20, 30 | 4 | 4.5 | 4.5 | 90% |
| Washington Trust Bank | $50,000 – $2,000,000 | 5.80% – 7.25% | 10, 15, 20, 30 | 4 | 4 | 4.5 | 88% |
| SoFi | $50,000 – $3,000,000 | 5.90% – 7.40% | 10, 15, 20, 30 | 4.5 | 4 | 4 | 87% |
| U.S. Bank | $50,000 – $2,500,000 | 6.00% – 7.45% | 10, 15, 20, 30 | 4 | 4 | 4 | 85% |
| Chase Bank | $50,000 – $3,000,000 | 5.95% – 7.50% | 10, 15, 20, 30 | 4 | 4 | 4 | 84% |
| D.L. Evans Bank | $50,000 – $1,000,000 | 5.85% – 7.30% | 15, 20, 30 | 4 | 4 | 4.5 | 82% |
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