The MFP Home Loan Lenders Community Survey gathers Kansas’ homeowners feedback and lenders recommendations for home loans in the state. Shopping for a new home loan can be complicated and we gathered the information below to help your choice.
Updated: June 5, 2025
<< Human Powered Recommendations >>
Kansas Best Lenders for Home Loan
Wichita, Overland Park, Kansas City, Olathe, Topeka, Lawrence, Shawnee, Lenexa, Manhattan, Salina, Online lenders.
Kansas Home Loans Lenders Satisfaction
Performance and satisfaction of home loan lenders across Kansas by types of lenders.
| Lender Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommendation % |
|---|---|---|---|---|
| Credit Unions | 4.56 | 4.66 | 4.76 | 89% |
| Community Banks | 3.97 | 4.09 | 4.17 | 78% |
| Banks | 4.39 | 4.49 | 4.60 | 86% |
| Online Lenders | 3.97 | 3.43 | 3.53 | 83% |
Recommendations are gathered from 998 local Kansas Users who shopped and requested a home loan mortgage in the past 12 months:
- Loan Application (0 to 5): How easy it is to apply for the home home purchase loan. How fast can it be done. What’s the amount of information asked. How fast do you get an answer for your loan.
- Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- Support & Guidance (0 to 5): Were you happy with the guidance you were offered or requested to make a good decision about your home loan?
- Recommendation (yes/no): Do you recommend this lender after going through the process?
More Loan Information for Kansas Homeowners:
Home Refinance Loan Calculator
Loans Comparison Calculator: Heloc, Cash-Out, Home Equity, Renovation.
More Resources for Kansas Homeowners.
Wichita Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Wichita’s area are Legacy Bank, Bank of Oklahoma Mortgage and Union State Bank.
Legacy Bank (95% Recommend)
- Highest in Recommend % (95%) and Support & Guidance (4.8) among top 3 lenders.
- Liked for personalized service and competitive mortgage rates tailored to individual needs.
Bank of Oklahoma Mortgage (92% Recommend)
- Scores 4.7 in both Loan Terms & Rate Satisfaction and Support & Guidance, with easy online application (4.5).
- Homeowners highlight experienced loan officers and comprehensive home loan solutions.
Union State Bank (90% Recommend)
- Strong in Easy Application (4.6) and offers first-time homebuyer grants up to $15,000.
- Likes for in-house loan servicing and local decision-making throughout the loan process.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Legacy Bank | Community Bank | 4.5 | 4.7 | 4.8 | 95 |
| Bank of Oklahoma Mortgage | Bank | 4.5 | 4.7 | 4.7 | 92 |
| Union State Bank | Community Bank | 4.6 | 4.5 | 4.6 | 90 |
| INTRUST Bank | Bank | 4.4 | 4.5 | 4.5 | 88 |
| Capitol Federal | Bank | 4.3 | 4.4 | 4.4 | 85 |
| Fidelity Bank | Bank | 4.2 | 4.3 | 4.3 | 83 |
| Citizens Bank of Kansas | Community Bank | 4.1 | 4.2 | 4.2 | 80 |
| Emprise Bank | Bank | 4.0 | 4.1 | 4.1 | 78 |
Overland Park Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Overland Park’s area are Mutual Savings Association, NBKC Bank, and First Federal Bank of Kansas City.
Mutual Savings Association (98% Recommend)
- Top scores across all categories: 4.9 in Easy Application, Loan Terms & Rate Satisfaction, and Support & Guidance.
- Homeowners love personalized service and a seamless mortgage process.
NBKC Bank (96% Recommend)
- Strong performance with 4.8 in Easy Application, 4.6 in Loan Terms & Rate Satisfaction, and 4.7 in Support & Guidance.
- Users recognized for its innovative approach and caring customer support.
First Federal Bank of Kansas City (95% Recommend)
- High ratings: 4.7 in Easy Application, 4.6 in Loan Terms & Rate Satisfaction, and 4.8 in Support & Guidance.
- Liked for its intuitive digital application process and responsive customer service.
| Lender | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Mutual Savings Association | Community Bank | 4.9 | 4.9 | 4.9 | 98% |
| NBKC Bank | Community Bank | 4.8 | 4.6 | 4.7 | 96% |
| First Federal Bank of Kansas City | Community Bank | 4.7 | 4.6 | 4.8 | 95% |
| Union Bank and Trust | Bank | 4.6 | 4.5 | 4.7 | 94% |
| North American Savings Bank | Bank | 4.5 | 4.5 | 4.6 | 93% |
| Farmers Bank of Kansas City | Community Bank | 4.4 | 4.4 | 4.5 | 92% |
| Community Bank of Raymore | Community Bank | 4.3 | 4.3 | 4.4 | 91% |
| Goppert Financial Bank | Community Bank | 4.2 | 4.2 | 4.3 | 90% |
| INTRUST Bank | Bank | 4.1 | 4.1 | 4.2 | 89% |
Kansas City Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Kansas City’s area are CommunityAmerica Credit Union, Capitol Federal Savings Bank, and Commerce Bank.
CommunityAmerica Credit Union (97% Recommend)
- Highest overall ratings: 4.8 in Easy Application, 4.7 in Loan Terms & Rate Satisfaction, and 4.9 in Support & Guidance.
- Users like its personalized service and comprehensive mortgage options.
Capitol Federal Savings Bank (96% Recommend)
- Strong scores with 4.7 in Easy Application, 4.6 in Loan Terms & Rate Satisfaction, and 4.8 in Support & Guidance.
- Homeowners appreciate its longstanding presence and reliable mortgage services.
Commerce Bank (95% Recommend)
- Consistent ratings: 4.6 in Easy Application, 4.5 in Loan Terms & Rate Satisfaction, and 4.7 in Support & Guidance.
- Users value its extensive branch network and responsive customer support.
| Lender | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| CommunityAmerica Credit Union | Credit Union | 4.8 | 4.7 | 4.9 | 97% |
| Capitol Federal Savings Bank | Bank | 4.7 | 4.6 | 4.8 | 96% |
| Commerce Bank | Bank | 4.6 | 4.5 | 4.7 | 95% |
| Equity Bank | Community Bank | 4.5 | 4.4 | 4.6 | 94% |
| BOK Financial | Bank | 4.4 | 4.3 | 4.5 | 93% |
| INTRUST Bank | Bank | 4.3 | 4.2 | 4.4 | 92% |
| First Federal Bank of Kansas City | Community Bank | 4.3 | 4.2 | 4.4 | 91% |
| Bank of Blue Valley | Community Bank | 4.2 | 4.1 | 4.3 | 90% |
| Central Bank of the Midwest | Bank | 4.1 | 4.0 | 4.2 | 89% |
| Bank Midwest | Bank | 4.0 | 3.9 | 4.1 | 88% |
| Arvest Bank | Bank | 3.9 | 3.8 | 4.0 | 87% |
| UMB Bank | Bank | 3.8 | 3.7 | 3.9 | 86% |
| Security Bank of Kansas City | Bank | 3.7 | 3.6 | 3.8 | 85% |
| North American Savings Bank | Bank | 3.6 | 3.5 | 3.7 | 84% |
| Great Southern Bank | Bank | 3.5 | 3.4 | 3.6 | 83% |
OlatheBest Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Olathe’s area are CommunityAmerica Credit Union, Capitol Federal Savings Bank and Equity Bank.
CommunityAmerica Credit Union (97% Recommend)
- Highest overall ratings: 4.8 in Easy Application, 4.7 in Loan Terms & Rate Satisfaction, and 4.9 in Support & Guidance.
- Users like its personalized service and comprehensive mortgage options.
Capitol Federal Savings Bank (96% Recommend)
- Strong scores with 4.7 in Easy Application, 4.6 in Loan Terms & Rate Satisfaction, and 4.8 in Support & Guidance.
- Homeowners appreciate its longstanding presence and reliable mortgage services.
Equity Bank (95% Recommend)
- Consistent ratings: 4.6 in Easy Application, 4.5 in Loan Terms & Rate Satisfaction, and 4.7 in Support & Guidance.
- Users value its internal underwriting and timely closings.
| Lender | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| CommunityAmerica Credit Union | Credit Union | 4.8 | 4.7 | 4.9 | 97% |
| Capitol Federal Savings Bank | Bank | 4.7 | 4.6 | 4.8 | 96% |
| Equity Bank | Community Bank | 4.6 | 4.5 | 4.7 | 95% |
| Commerce Bank | Bank | 4.5 | 4.4 | 4.6 | 94% |
| First Federal Bank of Kansas City | Community Bank | 4.4 | 4.3 | 4.5 | 93% |
| BOK Financial | Bank | 4.3 | 4.2 | 4.4 | 92% |
| INTRUST Bank | Bank | 4.2 | 4.1 | 4.3 | 91% |
| Bank Midwest | Bank | 4.1 | 4.0 | 4.2 | 90% |
| Central Bank of the Midwest | Bank | 4.0 | 3.9 | 4.1 | 89% |
| Arvest Bank | Bank | 3.9 | 3.8 | 4.0 | 88% |
Topeka Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Topeka’s area are Capitol Federal Savings Bank, CoreFirst Bank & Trust and Kaw Valley Bank.
Capitol Federal Savings Bank (96% Recommend)
- Top scores: 4.7 in Easy Application, 4.6 in Loan Terms & Rate Satisfaction, and 4.8 in Support & Guidance.
- Homeowners commend its consistent service and extensive branch network in Topeka.
CoreFirst Bank & Trust (94% Recommend)
- Strong ratings: 4.6 in Easy Application, 4.5 in Loan Terms & Rate Satisfaction, and 4.7 in Support & Guidance.
- Users value its personalized approach and local expertise.
Kaw Valley Bank (92% Recommend)
- Solid performance: 4.5 in Easy Application, 4.4 in Loan Terms & Rate Satisfaction, and 4.6 in Support & Guidance.
- Homeowners appreciate its community focus and responsive staff.
| Lender | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Capitol Federal Savings Bank | Bank | 4.7 | 4.6 | 4.8 | 96% |
| CoreFirst Bank & Trust | Community Bank | 4.6 | 4.5 | 4.7 | 94% |
| Kaw Valley Bank | Community Bank | 4.5 | 4.4 | 4.6 | 92% |
| INTRUST Bank | Bank | 4.4 | 4.3 | 4.5 | 91% |
| Silver Lake Bank | Community Bank | 4.3 | 4.2 | 4.4 | 90% |
| Fidelity State Bank and Trust Company | Community Bank | 4.2 | 4.1 | 4.3 | 89% |
| Topeka Police Credit Union | Credit Union | 4.1 | 4.0 | 4.2 | 88% |
| Topeka Firemen’s Credit Union | Credit Union | 4.0 | 3.9 | 4.1 | 87% |
| Kansas Blue Cross-Blue Shield Credit Union | Credit Union | 3.9 | 3.8 | 4.0 | 86% |
| Equity Bank | Bank | 3.8 | 3.7 | 3.9 | 85% |
Lawrence Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Lawrence’s area are Truity Credit Union, Mainstreet Credit Union and Capitol Federal Savings Bank.
Truity Credit Union (95% Recommend)
- Highest Support & Guidance rating at 4.8, with strong scores in Easy Application (4.7) and Loan Terms & Rate Satisfaction (4.6).
- Users like its personalized service and modern, customer-friendly branch design.
Mainstreet Credit Union (93% Recommend)
- Strong ratings across the board: Easy Application (4.6), Loan Terms & Rate Satisfaction (4.5), and Support & Guidance (4.7).
- Homeowners appreciate the friendly staff and efficient service.
Capitol Federal Savings Bank (91% Recommend)
- Consistent performance with Easy Application (4.5), Loan Terms & Rate Satisfaction (4.4), and Support & Guidance (4.6).
- Known for its long-standing presence and reliability in the community.
| Lender | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Truity Credit Union | Credit Union | 4.7 | 4.6 | 4.8 | 95% |
| Mainstreet Credit Union | Credit Union | 4.6 | 4.5 | 4.7 | 93% |
| Capitol Federal Savings Bank | Bank | 4.5 | 4.4 | 4.6 | 91% |
| INTRUST Bank | Bank | 4.4 | 4.3 | 4.5 | 89% |
| Mid-America Bank | Community Bank | 4.3 | 4.2 | 4.4 | 88% |
| Emprise Bank | Community Bank | 4.2 | 4.1 | 4.3 | 87% |
| CommunityAmerica Credit Union | Credit Union | 4.1 | 4.0 | 4.2 | 86% |
| Heartland Credit Union | Credit Union | 4.0 | 3.9 | 4.1 | 85% |
| Commerce Bank | Bank | 3.9 | 3.8 | 4.0 | 84% |
| Landmark National Bank | Bank | 3.8 | 3.7 | 3.9 | 83% |
Shawnee Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Shawnee’s area are CommunityAmerica Credit Union, Capitol Federal Savings Bank and Heartland Credit Union.
CommunityAmerica Credit Union (94% Recommend)
- Highest overall Recommend % (94%) with strong ratings: 4.8 Easy Application, 4.7 Loan Terms, 4.8 Support & Guidance.
- Users like its personalize service and complete loan options.
Capitol Federal Savings Bank (91% Recommend)
- Strong ratings: 4.6 Easy Application, 4.5 Loan Terms, 4.7 Support & Guidance.
- Homeowners appreciate their competitive rates and reliable service.
Heartland Credit Union (89% Recommend)
- Solid ratings: 4.5 Easy Application, 4.4 Loan Terms, 4.6 Support & Guidance.
- Users commend their friendly staff and smooth loan process.
| Lender | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| CommunityAmerica Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 94% |
| Capitol Federal Savings Bank | Bank | 4.6 | 4.5 | 4.7 | 91% |
| Heartland Credit Union | Credit Union | 4.5 | 4.4 | 4.6 | 89% |
| Intrust Bank | Bank | 4.4 | 4.3 | 4.5 | 87% |
| First Federal Bank of Kansas City | Bank | 4.3 | 4.2 | 4.4 | 85% |
| Meritrust Credit Union | Credit Union | 4.2 | 4.1 | 4.3 | 83% |
| Commerce Bank | Bank | 4.1 | 4.0 | 4.2 | 81% |
| Bank of Labor | Bank | 4.0 | 3.9 | 4.1 | 79% |
Lenexa Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Lenexa’s area are CommunityAmerica Credit Union, Capitol Federal Savings Bank and Heartland Credit Union.
CommunityAmerica Credit Union (94% Recommend)
- Highest overall Recommend % (94%) with top ratings: 4.8 Easy Application, 4.7 Loan Terms, 4.8 Support & Guidance.
- Users like its personalized service and full loan options.
Capitol Federal Savings Bank (91% Recommend)
- Strong ratings: 4.6 Easy Application, 4.5 Loan Terms, 4.7 Support & Guidance.
- Homeowners appreciate their competitive rates and reliable service.
Heartland Credit Union (89% Recommend)
- Solid ratings: 4.5 Easy Application, 4.4 Loan Terms, 4.6 Support & Guidance.
- Users commend their friendly staff and smooth loan process.
| Lender | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| CommunityAmerica Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 94% |
| Capitol Federal Savings Bank | Bank | 4.6 | 4.5 | 4.7 | 91% |
| Heartland Credit Union | Credit Union | 4.5 | 4.4 | 4.6 | 89% |
| Intrust Bank | Bank | 4.4 | 4.3 | 4.5 | 87% |
| First Federal Bank of Kansas City | Bank | 4.3 | 4.2 | 4.4 | 85% |
| Meritrust Credit Union | Credit Union | 4.2 | 4.1 | 4.3 | 83% |
| Commerce Bank | Bank | 4.1 | 4.0 | 4.2 | 81% |
| Bank of Labor | Bank | 4.0 | 3.9 | 4.1 | 79% |
Manhattan Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Manhattan’s area are Capitol Federal Savings Bank, Bank of the Flint Hills and Central National Bank.
Capitol Federal Savings Bank (92% Recommend)
- Highest Recommend % (92%) with top ratings: 4.7 Easy Application, 4.6 Loan Terms, 4.8 Support & Guidance.
- Homeowners like its competitive rates and reliable service.
Bank of the Flint Hills (89% Recommend)
- Strong ratings: 4.6 Easy Application, 4.5 Loan Terms, 4.7 Support & Guidance.
- Users commend their personalized service and smooth loan process.
Central National Bank (87% Recommend)
- Solid ratings: 4.5 Easy Application, 4.4 Loan Terms, 4.6 Support & Guidance.
- Users appreciate their helpful staff and efficient loan processing.
| Lender | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Capitol Federal Savings Bank | Bank | 4.7 | 4.6 | 4.8 | 92% |
| Bank of the Flint Hills | Community Bank | 4.6 | 4.5 | 4.7 | 89% |
| Central National Bank | Bank | 4.5 | 4.4 | 4.6 | 87% |
| Community First National Bank | Bank | 4.4 | 4.3 | 4.5 | 85% |
| Landmark National Bank | Bank | 4.3 | 4.2 | 4.4 | 83% |
| KS StateBank | Bank | 4.2 | 4.1 | 4.3 | 81% |
| Commerce Bank | Bank | 4.1 | 4.0 | 4.2 | 79% |
| New Century Bank | Bank | 4.0 | 3.9 | 4.1 | 77% |
Salina Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Salina’s area are Capitol Federal Savings Bank, Credit Union of America and Heartland Credit Union.
Capitol Federal Savings Bank (91% Recommend)
- Highest overall Recommend % (91%) with top ratings: 4.7 Easy Application, 4.6 Loan Terms, 4.8 Support & Guidance.
- Homeowners like its competitive rates and reliable service.
Credit Union of America (89% Recommend)
- Strong ratings: 4.6 Easy Application, 4.5 Loan Terms, 4.7 Support & Guidance.
- Users appreciate their personalized service and comprehensive loan options.
Heartland Credit Union (87% Recommend)
- Solid ratings: 4.5 Easy Application, 4.4 Loan Terms, 4.6 Support & Guidance.
- Users commend their friendly staff and smooth loan process.
| Lender | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Capitol Federal Savings Bank | Bank | 4.7 | 4.6 | 4.8 | 91% |
| Credit Union of America | Credit Union | 4.6 | 4.5 | 4.7 | 89% |
| Heartland Credit Union | Credit Union | 4.5 | 4.4 | 4.6 | 87% |
| First Bank Kansas | Bank | 4.4 | 4.3 | 4.5 | 85% |
| Sunflower Bank | Bank | 4.3 | 4.2 | 4.4 | 83% |
| Equity Bank | Bank | 4.2 | 4.1 | 4.3 | 81% |
| Emprise Bank | Bank | 4.1 | 4.0 | 4.2 | 79% |
| Bank Midwest | Bank | 4.0 | 3.9 | 4.1 | 77% |
Best Kansas Online Home Loans Lenders
MFP’s Home Purchase Lenders Survey: Top online home purchase lenders for Kansas residents are Better Mortgage, Rocket Mortgage, and Guaranteed Rate.
| Lender | Loan Amounts | APR Range | Loan Terms | Easy Application | Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|---|---|
| Better Mortgage | $50k-$3M | 5.99% – 7.85% | 15/20/30 | 5.0 | 4.5 | 4.5 | 96% |
| Rocket Mortgage | $50k-$3M | 6.25% – 8.50% | 15/20/30 | 4.5 | 4.0 | 4.5 | 95% |
| Guaranteed Rate | $50k-$2.5M | 6.15% – 8.25% | 10/15/20/30 | 4.5 | 4.5 | 4.0 | 94% |
| LoanDepot | $50k-$2M | 6.35% – 8.75% | 15/20/30 | 4.0 | 4.0 | 4.0 | 93% |
| New American Funding | $50k-$1.5M | 6.50% – 9.00% | 15/20/30 | 4.0 | 4.0 | 4.5 | 92% |
| Fairway Independent Mortgage | $50k-$2M | 6.25% – 8.50% | 15/20/30 | 4.5 | 3.5 | 4.5 | 91% |
| Movement Mortgage | $50k-$1.5M | 6.75% – 9.25% | 15/20/30 | 4.0 | 3.5 | 4.0 | 90% |
| Sage Home Loans | $50k-$2M | 6.00% – 8.25% | 15/20/30 | 4.0 | 4.0 | 4.0 | 89% |
| Tomo Mortgage | $50k-$2M | 5.95% – 8.25% | 15/20/30 | 4.5 | 4.5 | 4.0 | 88% |
| Zillow Home Loans | $50k-$2M | 6.25% – 8.50% | 15/20/30 | 4.0 | 4.0 | 4.0 | 87% |
| Bison State Bank | $50k-$1.5M | 6.50% – 9.00% | 15/20/30 | 4.0 | 4.0 | 4.0 | 86% |
| Farmers Bank of Kansas City | $50k-$1M | 6.75% – 9.25% | 15/20/30 | 3.5 | 3.5 | 4.0 | 85% |
| NBKC Bank | $50k-$1M | 6.50% – 9.00% | 15/20/30 | 4.0 | 4.0 | 3.5 | 84% |
| First Federal Bank | $50k-$750k | 6.75% – 9.25% | 15/20/30 | 3.5 | 3.5 | 3.5 | 83% |
| Watermark Home Loans | $50k-$1M | 6.00% – 8.25% | 15/20/30 | 4.0 | 4.0 | 3.5 | 82% |
The Lenders Community Survey gathers Kansas’ homeowners feedback and lenders recommendations for Kansas home refinance. Shopping for a refinance loan can be complicated and we gathered data to help your choice.
Updated: May 1, 2025
<< Human Powered Recommendations >>
Kansas Best Home Refinance Lenders
Wichita, Overland Park, Kansas City, Olathe, Topeka, Lawrence, Shawnee, Lenexa, Manhattan, Salina, Online lenders.
Kansas Refinance Lenders Satisfaction
Performance and satisfaction of mortgage refinance lenders across Kansas by lenders type.
| Lender Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommendation Rate |
|---|---|---|---|---|
| Credit Unions | 4.0 | 4.2 | 4.2 | 87% |
| Community Banks | 3.9 | 4.0 | 4.1 | 84% |
| Banks | 4.0 | 4.1 | 4.1 | 86% |
| Online Lenders | 4.1 | 4.1 | 4.4 | 88% |
Recommendations are gathered from 998 local Kansas members who shopped and requested a home refinance mortgage in the past 12 months:
- Loan Application (0 to 5): How easy it is to apply for the home refinance mortgage loan. How fast can it be done. What’s the amount of information asked. How fast do you get an answer for your loan.
- Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- Support & Guidance (0 to 5): Were you happy with the guidance you were offered or requested to make a good decision about your home refinance?
- Recommendation (yes/no): Do you recommend this lender after going through the process?
More Loan Information for Kansas Homeowners:
Home Refinance Loan Calculator
Loans Comparison Calculator: Heloc, Cash-Out, Home Equity, Renovation.
More Resources for Kansas Homeowners.
Wichita Best Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Wichita’s area are Credit Union of America, Fidelity Bank and Emprise Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Credit Union of America | Credit Union | 4.5 | 4.5 | 4.5 | 93% |
| Fidelity Bank | Bank | 4.0 | 4.5 | 4.0 | 90% |
| Emprise Bank | Bank | 4.0 | 4.0 | 4.0 | 88% |
| Meritrust Credit Union | Credit Union | 3.5 | 4.0 | 4.0 | 85% |
| Legacy Bank | Community Bank | 3.5 | 3.5 | 4.0 | 83% |
| Equity Bank | Bank | 3.5 | 3.5 | 3.5 | 80% |
| Southwest National Bank | Community Bank | 3.0 | 3.5 | 3.5 | 78% |
| Peoples Bank | Community Bank | 3.0 | 3.0 | 3.5 | 75% |
| Mid American Credit Union | Credit Union | 3.0 | 3.0 | 3.0 | 72% |
| Conway Bank | Community Bank | 2.5 | 3.0 | 3.0 | 70% |
Overland Park Best Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Overland Park’s area are CommunityAmerica Credit Union, Mazuma Credit Union, and Legacy Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Community America Credit Union | Credit Union | 4.5 | 4.5 | 4.5 | 94% |
| Mazuma Credit Union | Credit Union | 4.0 | 4.5 | 4.5 | 92% |
| Legacy Bank | Community Bank | 4.0 | 4.0 | 4.0 | 89% |
| Mainstreet Credit Union | Credit Union | 3.5 | 4.0 | 4.0 | 87% |
| Fidelity Bank | Bank | 3.5 | 3.5 | 4.0 | 85% |
| Emprise Bank | Bank | 3.5 | 3.5 | 3.5 | 83% |
| Equity Bank | Bank | 3.0 | 3.5 | 3.5 | 80% |
| Peoples Bank | Community Bank | 3.0 | 3.0 | 3.5 | 78% |
| Southwest National Bank | Community Bank | 3.0 | 3.0 | 3.0 | 75% |
| Conway Bank | Community Bank | 2.5 | 3.0 | 3.0 | 72% |
Kansas City Best Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Kansas City’s area are CommunityAmerica Credit Union, Mainstreet Credit Union, and Farmers Bank of Kansas City.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| CommunityAmerica Credit Union | Credit Union | 4.5 | 4.7 | 4.8 | 95% |
| Mainstreet Credit Union | Credit Union | 4.5 | 4.6 | 4.7 | 94% |
| Farmers Bank of Kansas City | Community Bank | 4.4 | 4.5 | 4.6 | 93% |
| Legacy Bank | Community Bank | 4.3 | 4.4 | 4.5 | 90% |
| Equity Bank | Bank | 4.2 | 4.3 | 4.4 | 89% |
| Fidelity Bank | Bank | 4.1 | 4.2 | 4.3 | 88% |
| Emprise Bank | Bank | 4.0 | 4.1 | 4.2 | 87% |
| Peoples Bank | Community Bank | 3.9 | 4.0 | 4.1 | 85% |
| Southwest National Bank | Community Bank | 3.8 | 3.9 | 4.0 | 83% |
| Conway Bank | Community Bank | 3.7 | 3.8 | 3.9 | 81% |
| Mid American Credit Union | Credit Union | 3.6 | 3.7 | 3.8 | 80% |
| First Federal Bank | Bank | 3.5 | 3.6 | 3.7 | 78% |
| NBKC Bank | Bank | 3.4 | 3.5 | 3.6 | 76% |
| First National Bank of Kansas | Bank | 3.3 | 3.4 | 3.5 | 74% |
| Bank of Blue Valley | Community Bank | 3.2 | 3.3 | 3.4 | 72% |
Olathe Best Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Olathe’s area are CommunityAmerica Credit Union, Fountain Mortgage, and Farmers Bank of Kansas City.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| CommunityAmerica Credit Union | Credit Union | 4.7 | 4.8 | 4.8 | 96% |
| Fountain Mortgage | Community Bank | 4.6 | 4.7 | 4.7 | 94% |
| Farmers Bank of Kansas City | Community Bank | 4.5 | 4.6 | 4.6 | 93% |
| NBKC Bank | Bank | 4.4 | 4.5 | 4.5 | 90% |
| First Federal Bank | Bank | 4.3 | 4.4 | 4.4 | 89% |
| Legacy Bank | Community Bank | 4.2 | 4.3 | 4.3 | 87% |
| Equity Bank | Bank | 4.1 | 4.2 | 4.2 | 85% |
| Emprise Bank | Bank | 4.0 | 4.1 | 4.1 | 84% |
| Peoples Bank | Community Bank | 3.9 | 4.0 | 4.0 | 82% |
| Southwest National Bank | Community Bank | 3.8 | 3.9 | 3.9 | 80% |
| Conway Bank | Community Bank | 3.7 | 3.8 | 3.8 | 78% |
| Mid American Credit Union | Credit Union | 3.6 | 3.7 | 3.7 | 76% |
| First National Bank of Kansas | Bank | 3.5 | 3.6 | 3.6 | 74% |
| Bank of Blue Valley | Community Bank | 3.4 | 3.5 | 3.5 | 72% |
| Mainstreet Credit Union | Credit Union | 3.3 | 3.4 | 3.4 | 70% |
Topeka Best Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Topeka’s area are CommunityAmerica Credit Union, Capital Federal Savings Bank, and CoreFirst Bank & Trust.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| CommunityAmerica Credit Union | Credit Union | 4.5 | 4.7 | 4.8 | 95% |
| Capital Federal Savings Bank | Bank | 4.5 | 4.6 | 4.7 | 94% |
| CoreFirst Bank & Trust | Community Bank | 4.4 | 4.5 | 4.6 | 93% |
| Envision Bank | Community Bank | 4.2 | 4.3 | 4.4 | 90% |
| U.S. Bank | Bank | 4.0 | 4.2 | 4.3 | 88% |
| Commerce Bank | Bank | 3.9 | 4.1 | 4.2 | 86% |
| Equity Bank | Bank | 3.8 | 4.0 | 4.1 | 84% |
| Mid American Credit Union | Credit Union | 3.7 | 3.9 | 4.0 | 82% |
| Peoples Bank | Community Bank | 3.6 | 3.8 | 3.9 | 80% |
| Legacy Bank | Community Bank | 3.5 | 3.7 | 3.8 | 78% |
Lawrence Best Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Lawrence’s area are Truity Credit Union, Mainstreet Credit Union, and Capitol Federal Savings Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Truity Credit Union | Credit Union | 4.7 | 4.8 | 4.9 | 96% |
| Mainstreet Credit Union | Credit Union | 4.6 | 4.7 | 4.8 | 95% |
| Capitol Federal Savings Bank | Bank | 4.5 | 4.6 | 4.7 | 94% |
| CommunityAmerica Credit Union | Credit Union | 4.4 | 4.5 | 4.6 | 92% |
| Equity Bank | Bank | 4.2 | 4.3 | 4.4 | 90% |
| Emprise Bank | Bank | 4.1 | 4.2 | 4.3 | 88% |
| Peoples Bank | Community Bank | 4.0 | 4.1 | 4.2 | 86% |
| First Federal Bank | Bank | 3.9 | 4.0 | 4.1 | 84% |
| Legacy Bank | Community Bank | 3.8 | 3.9 | 4.0 | 82% |
| Mid American Credit Union | Credit Union | 3.7 | 3.8 | 3.9 | 80% |
Shawnee Best Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Shawnee’s area are UMB Bank, U.S. Bank, and CommunityAmerica Credit Union.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| UMB Bank | Bank | 4.5 | 4.6 | 4.7 | 94% |
| U.S. Bank | Bank | 4.4 | 4.5 | 4.6 | 93% |
| CommunityAmerica Credit Union | Credit Union | 4.3 | 4.4 | 4.5 | 92% |
| Equity Bank | Bank | 4.1 | 4.2 | 4.3 | 89% |
| Legacy Bank | Community Bank | 4.0 | 4.1 | 4.2 | 87% |
| Peoples Bank | Community Bank | 3.9 | 4.0 | 4.1 | 85% |
| Mid American Credit Union | Credit Union | 3.8 | 3.9 | 4.0 | 83% |
Lenexa Best Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Lenexa’s area are UMB Bank, CommunityAmerica Credit Union, and Mainstreet Credit Union.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| UMB Bank | Bank | 4.5 | 4.6 | 4.7 | 94% |
| CommunityAmerica Credit Union | Credit Union | 4.4 | 4.5 | 4.6 | 92% |
| Mainstreet Credit Union | Credit Union | 4.3 | 4.4 | 4.5 | 90% |
| Equity Bank | Bank | 4.1 | 4.2 | 4.3 | 88% |
| Legacy Bank | Community Bank | 4.0 | 4.1 | 4.2 | 86% |
| Peoples Bank | Community Bank | 3.9 | 4.0 | 4.1 | 84% |
| Mid American Credit Union | Credit Union | 3.8 | 3.9 | 4.0 | 82% |
Manhattan Best Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Manhattan’s area are Farmers Bank of Kansas City, Central Bank, and NBKC Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Farmers Bank of Kansas City | Community Bank | 4.5 | 4.6 | 4.7 | 94% |
| Central Bank | Bank | 4.3 | 4.5 | 4.6 | 92% |
| NBKC Bank | Bank | 4.2 | 4.4 | 4.5 | 90% |
| Equity Bank | Bank | 4.0 | 4.2 | 4.3 | 88% |
| Legacy Bank | Community Bank | 3.9 | 4.1 | 4.2 | 86% |
| Peoples Bank | Community Bank | 3.8 | 4.0 | 4.1 | 84% |
| Mid American Credit Union | Credit Union | 3.7 | 3.9 | 4.0 | 82% |
Salina Best Refinance Lenders
MFP’s Community Lenders Survey most recommended refinance lenders in Salina’s area are Farmers Bank of Kansas City, Central Bank, and NBKC Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Farmers Bank of Kansas City | Community Bank | 4.5 | 4.6 | 4.7 | 94% |
| Central Bank | Bank | 4.4 | 4.5 | 4.6 | 92% |
| NBKC Bank | Bank | 4.3 | 4.4 | 4.5 | 90% |
| Equity Bank | Bank | 4.1 | 4.2 | 4.3 | 88% |
| Legacy Bank | Community Bank | 4.0 | 4.1 | 4.2 | 86% |
| Peoples Bank | Community Bank | 3.9 | 4.0 | 4.1 | 84% |
| Mid American Credit Union | Credit Union | 3.8 | 3.9 | 4.0 | 82% |
Kansas Best Online Refinance Lenders
MFP’s Community Lenders Survey most recommended online refinance lenders in Kansas’s are Rocket Mortgage, Commerce Bank and Better Mortgage.
| Lender | Loan Amounts | APR Range | Loan Terms | Easy Application | Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|---|---|
| Rocket Mortgage | $50,000 – $3,000,000 | 5.50% – 7.00% | 10, 15, 20, 30 | 5 | 4.5 | 5 | 96% |
| Commerce Bank | $50,000 – $2,000,000 | 5.45% – 6.95% | 15, 20, 30 | 4.5 | 4.5 | 5 | 94% |
| Better Mortgage | $100,000 – $2,500,000 | 5.55% – 7.05% | 15, 20, 30 | 4.5 | 4.5 | 4.5 | 92% |
| Emprise Bank | $50,000 – $1,500,000 | 5.50% – 7.00% | 15, 20, 30 | 4.5 | 4 | 4.5 | 90% |
| LoanDepot | $50,000 – $3,000,000 | 5.60% – 7.10% | 10, 15, 20, 25, 30 | 4 | 4 | 4.5 | 88% |
| CommunityAmerica Credit Union | $50,000 – $750,000 | 5.45% – 6.95% | 15, 20, 30 | 4 | 4 | 4.5 | 86% |
| SoFi | $100,000 – $2,000,000 | 5.65% – 7.15% | 10, 15, 20, 30 | 4 | 3.5 | 4 | 84% |
| Guaranteed Rate | $50,000 – $2,000,000 | 5.70% – 7.20% | 15, 20, 30 | 3.5 | 4 | 4 | 83% |
| U.S. Bank | $50,000 – $2,000,000 | 5.75% – 7.25% | 10, 15, 20, 30 | 3.5 | 3.5 | 3.5 | 82% |
| Golden Plains Credit Union | $50,000 – $500,000 | 5.55% – 7.05% | 15, 20, 30 | 3.5 | 4 | 4 | 81% |
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