The MFP’s Home Loan Lenders Community Survey gathers Oklahoma homeowners feedback and 108 lenders recommendations for home loan. Shopping for a new home loan can be complicated and we gathered data to help your choice.
Updated: June 9, 2025
<< Human Powered Recommendations >>
Oklahoma Best Home Loan Lenders
Oklahoma City, Tulsa, Norman, Broken Arrow, Edmond, Lawton, Moore, Midwest City, Enid, Stillwater, Online lenders.
Oklahoma Home Loans Lenders Satisfaction
Performance and satisfaction of home purchase loan mortgage lenders across Oklahoma by lenders type.
| Lender Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommendation % |
|---|---|---|---|---|
| Credit Unions | 4.36 | 4.32 | 4.40 | 86% |
| Community Banks | 4.17 | 4.14 | 4.19 | 83% |
| Banks | 4.28 | 4.28 | 4.31 | 85% |
| Online Lenders | 4.37 | 4.07 | 4.43 | 89% |
Recommendations are gathered from 991 local Oklahomans users who shopped and requested a new home loan mortgage in the past 12 months:
- Loan Application (0 to 5): How easy it is to apply for your home loan. How fast can it be done. What’s the amount of information asked. How fast do you get an answer for your loan.
- Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- Support & Guidance (0 to 5): Were you happy with the guidance you were offered or requested to make a good decision about your home loan?
- Recommendation (yes/no): Do you recommend this lender after going through the process?
More Loan Information for Oklahoma Homeowners:
Home Refinance Loan Calculator
Loans Comparison Calculator: Heloc, Cash-Out, Home Equity, Renovation.
More Resources for Oklahomans Homeowners.
Oklahoma City Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Oklahoma City’s area are Tinker Federal Credit Union, BancFirst, and MidFirst Bank.
Tinker Federal Credit Union (92% Recommend)
- Top scores in Easy Application (4.8) and highest Recommend % (92%) among all lenders.
- Rated highest in Support & Guidance (4.7), reflecting excellent customer service.
BancFirst (90% Recommend)
- Strong Loan Terms & Rate Satisfaction (4.6) and high Recommend % (90%), ranking second overall.
- Homeowners love its ease of application and clear loan terms, making it highly rated in feedback.
MidFirst Bank (89% Recommend)
- Balanced ratings across Easy Application (4.5), Loan Terms (4.5), and Support (4.5) with 89% Recommend.
- Users highlight consistent support and competitive rates contributing to high satisfaction.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Tinker Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.7 | 92% |
| BancFirst | Community Bank | 4.6 | 4.6 | 4.5 | 90% |
| MidFirst Bank | Bank | 4.5 | 4.5 | 4.5 | 89% |
| First United Bank | Community Bank | 4.4 | 4.4 | 4.3 | 88% |
| Oklahoma State Employees Credit Union | Credit Union | 4.5 | 4.3 | 4.4 | 87% |
| RCB Bank | Community Bank | 4.3 | 4.3 | 4.2 | 85% |
| Bank of Oklahoma | Bank | 4.2 | 4.3 | 4.1 | 84% |
| HomeBank | Community Bank | 4.2 | 4.1 | 4.2 | 83% |
| Teachers Credit Union | Credit Union | 4.1 | 4.2 | 4.3 | 82% |
| Arvest Bank | Bank | 4.1 | 4.0 | 4.0 | 81% |
| SpiritBank | Community Bank | 4.0 | 4.1 | 3.9 | 80% |
| Oklahoma Central Credit Union | Credit Union | 4.0 | 4.0 | 4.0 | 79% |
| Security National Bank of Oklahoma | Community Bank | 3.9 | 4.0 | 3.8 | 78% |
| Central National Bank | Community Bank | 3.9 | 3.9 | 3.9 | 77% |
| Liberty Bank | Community Bank | 3.8 | 3.9 | 3.8 | 75% |
Tulsa Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Tulsa’s area are TTCU Federal Credit Union, Gateway First Bank, and Arvest Bank.
TTCU Federal Credit Union (91% Recommend)
- Highest Support & Guidance rating (4.7) among top 3, with strong Easy Application (4.6) and Loan Terms (4.5).
- users love TTCU’s personalized service and consistent communication throughout the mortgage process.
Gateway First Bank (89% Recommend)
- Top Loan Terms & Rate Satisfaction score (4.6) and strong Easy Application rating (4.5).
- Homeowners highlight Gateway’s efficient process and helpful staff, making home buying smoother.
Arvest Bank (88% Recommend)
- Balanced ratings across Easy Application (4.4), Loan Terms (4.4), and Support & Guidance (4.5).
- Homeowners appreciate Arvest’s reliable service and clear communication during the loan process.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| TTCU Federal Credit Union | Credit Union | 4.6 | 4.5 | 4.7 | 91% |
| Gateway First Bank | Community Bank | 4.5 | 4.6 | 4.4 | 89% |
| Arvest Bank | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| MidFirst Bank | Bank | 4.3 | 4.3 | 4.4 | 87% |
| Bank of Oklahoma | Bank | 4.2 | 4.3 | 4.2 | 86% |
| First United Bank | Community Bank | 4.2 | 4.2 | 4.1 | 85% |
| RCB Bank | Community Bank | 4.1 | 4.2 | 4.0 | 84% |
| Chickasaw Community Bank | Community Bank | 4.0 | 4.1 | 4.2 | 83% |
| BancFirst | Community Bank | 4.0 | 4.0 | 4.1 | 82% |
| WeStreet Credit Union | Credit Union | 3.9 | 4.0 | 4.0 | 81% |
| American Airlines Federal Credit Union | Credit Union | 3.9 | 3.9 | 3.9 | 80% |
| Firstar Bank | Community Bank | 3.8 | 3.9 | 3.8 | 79% |
| Prosperity Bank | Bank | 3.8 | 3.8 | 3.7 | 78% |
| City National Bank and Trust | Community Bank | 3.7 | 3.7 | 3.8 | 77% |
| Oklahoma Fidelity Bank | Community Bank | 3.6 | 3.6 | 3.7 | 76% |
Norman Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Norman’s area are TTCU Federal Credit Union, MidFirst Bank, and Arvest Bank.
TTCU Federal Credit Union (91% Recommend)
- Highest Support & Guidance rating (4.7) among top 3, with strong Easy Application (4.6) and Loan Terms (4.5).
- Homeowners love TTCU’s personalized service and consistent communication throughout the mortgage process.
MidFirst Bank (89% Recommend)
- Top Loan Terms & Rate Satisfaction score (4.6) and strong Easy Application rating (4.5).
- Homeowners highlight MidFirst’s efficient process and helpful staff, making home buying smoother.
Arvest Bank (88% Recommend)
- Balanced ratings across Easy Application (4.4), Loan Terms (4.4), and Support & Guidance (4.5).
- Homeowners appreciate Arvest’s reliable service and clear communication during the loan process.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| TTCU Federal Credit Union | Credit Union | 4.6 | 4.5 | 4.7 | 91% |
| MidFirst Bank | Bank | 4.5 | 4.6 | 4.4 | 89% |
| Arvest Bank | Community Bank | 4.4 | 4.4 | 4.5 | 88% |
| Communication Federal Credit Union | Credit Union | 4.3 | 4.3 | 4.4 | 87% |
| BancFirst | Community Bank | 4.2 | 4.2 | 4.3 | 86% |
| First Liberty Bank | Community Bank | 4.1 | 4.1 | 4.2 | 85% |
| WeStreet Credit Union | Credit Union | 4.0 | 4.0 | 4.1 | 84% |
| Oklahoma Fidelity Bank | Community Bank | 3.9 | 3.9 | 4.0 | 83% |
| City National Bank and Trust | Community Bank | 3.8 | 3.8 | 3.9 | 82% |
| Prosperity Bank | Bank | 3.7 | 3.7 | 3.8 | 81% |
Broken Arrow Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Broken Arrow’s area are TTCU Federal Credit Union, Herring Bank, and Scissortail Financial.
TTCU Federal Credit Union (92% Recommend)
- Top Support & Guidance rating (4.8) and strong Easy Application (4.7) and Loan Terms (4.6).
- Homeowners commend TTCU’s exceptional customer service and user-friendly online platform.
Herring Bank (89% Recommend)
- High Easy Application score (4.6) with solid Loan Terms (4.5) and Support & Guidance (4.5).
- Homeowners highlight Herring Bank’s efficient process and personalized mortgage solutions.
Scissortail Financial (88% Recommend)
- Balanced ratings across Easy Application (4.5), Loan Terms (4.4), and Support & Guidance (4.6).
- Homeowners appreciate Scissortail’s attentive service and seamless loan experience.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| TTCU Federal Credit Union | Credit Union | 4.7 | 4.6 | 4.8 | 92% |
| Herring Bank | Bank | 4.6 | 4.5 | 4.5 | 89% |
| Scissortail Financial | Community Bank | 4.5 | 4.4 | 4.6 | 88% |
| MidFirst Bank | Bank | 4.3 | 4.2 | 4.3 | 86% |
| Oklahoma Central Credit Union | Credit Union | 4.2 | 4.1 | 4.2 | 85% |
| Bank of Oklahoma | Bank | 4.1 | 4.0 | 4.1 | 84% |
| American Airlines Federal Credit Union | Credit Union | 4.0 | 3.9 | 4.0 | 83% |
| First National Bank and Trust Company of Broken Arrow | Community Bank | 3.9 | 3.8 | 3.9 | 82% |
| Mabrey Bank | Community Bank | 3.8 | 3.7 | 3.8 | 81% |
| Chase Bank | Bank | 3.7 | 3.6 | 3.7 | 80% |
Edmond Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Edmond’s area are First Liberty Bank, Allegiance Credit Union, and Communication Federal Credit Union.
First Liberty Bank (94% Recommend)
- Highest Support & Guidance rating (4.8) and strong Loan Terms (4.7) and Easy Application (4.6).
- Homeowners love First Liberty Bank’s knowledgeable staff and seamless mortgage process.
Allegiance Credit Union (91% Recommend)
- Top Easy Application score (4.7) with solid Loan Terms (4.6) and Support & Guidance (4.5).
- Homeowners highlight Allegiance Credit Union’s friendly service and competitive loan rates.
Communication Federal Credit Union (89% Recommend)
- Balanced ratings across Easy Application (4.6), Loan Terms (4.5), and Support & Guidance (4.4).
- Homeowners appreciate Communication Federal Credit Union’s professional handling of mortgage loans.
| Lenders | Type | Easy Application |
Loan Terms & Rate |
Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| First Liberty Bank | Bank | 4.6 | 4.7 | 4.8 | 94% |
| Allegiance Credit Union | Credit Union | 4.7 | 4.6 | 4.5 | 91% |
| Communication Federal Credit Union | Credit Union | 4.6 | 4.5 | 4.4 | 89% |
| MidFirst Bank | Bank | 4.5 | 4.4 | 4.3 | 87% |
| Bank of Oklahoma | Bank | 4.4 | 4.3 | 4.2 | 85% |
| Oklahoma’s Credit Union | Credit Union | 4.3 | 4.2 | 4.1 | 84% |
| Citizens Bank of Edmond | Community Bank | 4.2 | 4.1 | 4.0 | 82% |
| Valor Bank | Community Bank | 4.1 | 4.0 | 3.9 | 80% |
Lawton Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Lawton’s area are Herring Bank, Liberty National Bank, and Bank of Oklahoma Mortgage.
Herring Bank (94% Recommend)
- Highest overall ratings: 4.9 Easy Application, 4.8 Loan Terms, 4.9 Support & Guidance
- Homeowners love its fast closings and personalized service, especially for VA and FHA loans
Liberty National Bank (90% Recommend)
- Strong scores: 4.7 Easy Application, 4.6 Loan Terms, 4.8 Support & Guidance
- Homeowners appreciate the bank’s in-house servicing and dedicated mortgage officers
Bank of Oklahoma (88% Recommend)
- Solid performance: 4.6 Easy Application, 4.5 Loan Terms, 4.7 Support & Guidance
- Known for comprehensive loan options and experienced loan officers
| Lenders | Type | Easy Application | Loan Terms & Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Herring Bank | Bank | 4.9 | 4.8 | 4.9 | 94% |
| Liberty National Bank | Community Bank | 4.7 | 4.6 | 4.8 | 90% |
| Bank of Oklahoma | Bank | 4.6 | 4.5 | 4.7 | 88% |
| City National Bank & Trust | Community Bank | 4.5 | 4.4 | 4.6 | 85% |
| BancFirst | Bank | 4.4 | 4.3 | 4.5 | 83% |
| Tinker Federal Credit Union | Credit Union | 4.3 | 4.2 | 4.4 | 80% |
| First National Bank & Trust Co. | Community Bank | 4.2 | 4.1 | 4.3 | 78% |
| Arvest Bank | Bank | 4.1 | 4.0 | 4.2 | 75% |
Moore Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Moore’s area are Tinker Federal Credit Union, Weokie Federal Credit Union, and MidFirst Bank.
Tinker Federal Credit Union (92% Recommend)
- High ratings across the board: 4.8 Easy Application, 4.7 Loan Terms & Rate Satisfaction, 4.9 Support & Guidance.
- Homeowners love the personalized service and community focus of the credit union.
Weokie Federal Credit Union (89% Recommend)
- Strong performance with 4.7 Easy Application, 4.6 Loan Terms & Rate Satisfaction, 4.8 Support & Guidance.
- Homeowners appreciate the friendly staff and competitive rates offered.
MidFirst Bank (85% Recommend)
- Solid scores: 4.5 Easy Application, 4.5 Loan Terms & Rate Satisfaction, 4.6 Support & Guidance.
- Homeowners highlight the bank’s professionalism and convenient branch locations.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Tinker Federal Credit Union | Credit Union | 4.8 | 4.7 | 4.9 | 92% |
| Weokie Federal Credit Union | Credit Union | 4.7 | 4.6 | 4.8 | 89% |
| MidFirst Bank | Bank | 4.5 | 4.5 | 4.6 | 85% |
| FNB Community Bank | Community Bank | 4.4 | 4.3 | 4.5 | 83% |
| RCB Bank | Bank | 4.3 | 4.2 | 4.4 | 81% |
| Communication Federal Credit Union | Credit Union | 4.2 | 4.1 | 4.3 | 80% |
| Chickasaw Community Bank | Community Bank | 4.1 | 4.0 | 4.2 | 78% |
| First United Bank Mortgage | Bank | 4.0 | 3.9 | 4.1 | 76% |
Midwest City Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Midwest City’s area are WEOKIE Federal Credit Union, Communication Federal Credit Union, and Financial Concepts Mortgage.
- Highest in Support & Guidance (4.8) among top 3, with strong Loan Terms & Rate Satisfaction (4.7).
- Feedback highlight personalized home financing options and local expertise.
- Top-rated for Easy Application (4.6) and tied for highest Recommend % among credit unions.
- Homeowners love competitive rates and VA loan expertise in direct feedback.
- Balanced high scores in all categories (4.5+), especially Loan Terms (4.6).
- Feedback emphasizes veteran-focused service and Midwest City community knowledge.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| WEOKIE Federal Credit Union | Credit Union | 4.5 | 4.7 | 4.8 | 92% |
| Communication Federal Credit Union | Credit Union | 4.6 | 4.5 | 4.5 | 89% |
| Financial Concepts Mortgage | Bank | 4.5 | 4.6 | 4.5 | 87% |
| Chase | Bank | 4.3 | 4.4 | 4.3 | 85% |
| PenFed Credit Union | Credit Union | 4.2 | 4.3 | 4.4 | 83% |
| Alliant Credit Union | Credit Union | 4.1 | 4.2 | 4.3 | 81% |
| Flagstar Bank | Bank | 4.0 | 4.1 | 4.2 | 79% |
| Citibank | Bank | 3.9 | 4.0 | 4.1 | 77% |
Enid Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Enid’s area are Security National Bank of Enid, InterBank and Stride Bank.
Security National Bank of Enid (94% Recommend)
- Highest overall ratings with 4.8 in Easy Application and 4.7 in Support & Guidance
- Homeowners love the personalized service and efficient loan processing
InterBank (91% Recommend)
- Strong performance with 4.6 in Loan Terms & Rate Satisfaction and 4.5 in Easy Application
- Known for responsive customer service and clear communication
Stride Bank (89% Recommend)
- Notable scores of 4.5 in Support & Guidance and 4.4 in Loan Terms & Rate Satisfaction
- Homeowners appreciate the bank’s commitment to community and flexible loan options
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Security National Bank of Enid | Community Bank | 4.8 | 4.6 | 4.7 | 94% |
| InterBank | Bank | 4.5 | 4.6 | 4.5 | 91% |
| Stride Bank | Bank | 4.3 | 4.4 | 4.5 | 89% |
| BancCentral | Bank | 4.2 | 4.3 | 4.2 | 87% |
| Great Plains National Bank | Bank | 4.1 | 4.2 | 4.1 | 85% |
| Alva State Bank & Trust Company | Bank | 4.0 | 4.1 | 4.0 | 83% |
| Bank of the West | Bank | 3.9 | 4.0 | 3.9 | 81% |
| The Bank of Kremlin | Community Bank | 3.8 | 3.9 | 3.8 | 79% |
Stillwater Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Stillwater’s area are BancFirst, RCB Bank and MidFirst Bank.
BancFirst (95% Recommend)
- Top scores across the board: 4.9 Easy Application, 4.8 Loan Terms, 4.9 Support & Guidance
- Homeowners highlight fast approvals and highly personalized service
RCB Bank (92% Recommend)
- Strong ratings: 4.7 Easy Application, 4.6 Loan Terms, 4.8 Support & Guidance
- Loved for clear communication and a smooth mortgage process
MidFirst Bank (90% Recommend)
- Solid performance: 4.6 Easy Application, 4.5 Loan Terms, 4.7 Support & Guidance
- Liked for helpful staff and efficient loan processing
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| BancFirst | Bank | 4.9 | 4.8 | 4.9 | 95% |
| RCB Bank | Community Bank | 4.7 | 4.6 | 4.8 | 92% |
| MidFirst Bank | Bank | 4.6 | 4.5 | 4.7 | 90% |
| Blue Sky Bank | Community Bank | 4.5 | 4.4 | 4.6 | 88% |
| Arvest Bank | Bank | 4.4 | 4.3 | 4.5 | 85% |
| Exchange Bank and Trust | Community Bank | 4.3 | 4.2 | 4.4 | 83% |
| The Bank N.A. | Community Bank | 4.2 | 4.1 | 4.3 | 80% |
| Citizens State Bank | Community Bank | 4.1 | 4.0 | 4.2 | 78% |
Oklahoma Best Online Home Loan Lenders
MFP’s Home Purchase Lenders Survey: Top online home purchase lenders for Oklahoma residents are Tinker Federal Credit Union, Communication Federal Credit Union, and Bank of Oklahoma.
| Lender | Loan Amounts | APR Range | Loan Terms | Easy Application | Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|---|---|
| Tinker Federal Credit Union | $50K-$2M | 5.50% – 7.25% | 10/15/20/30 | 4.5 | 4.5 | 5.0 | 97% |
| Communication Federal Credit Union | $50K-$1.5M | 5.62% – 7.37% | 15/20/30 | 4.5 | 4.5 | 4.5 | 96% |
| Bank of Oklahoma | $60K-$2.5M | 5.75% – 7.25% | 15/20/30 | 4.5 | 4.5 | 5.0 | 95% |
| Rocket Mortgage | $100K-$2.5M | 5.99% – 7.85% | 15/20/30 | 5.0 | 4.5 | 4.5 | 94% |
| Arvest Bank | $50K-$2M | 5.87% – 7.50% | 15/30 | 4.0 | 4.0 | 4.5 | 93% |
| Guaranteed Rate | $50K-$1.5M | 5.75% – 7.50% | 10/15/20/30 | 4.5 | 4.5 | 4.5 | 92% |
| New American Funding | $100K-$3M | 6.25% – 8.25% | 15/30 | 4.5 | 4.0 | 5.0 | 91% |
| Better Mortgage | $100K-$2M | 6.00% – 8.00% | 15/20/30 | 5.0 | 4.0 | 4.0 | 89% |
| LoanDepot | $50K-$1M | 6.50% – 8.75% | 15/30 | 4.0 | 3.5 | 4.5 | 87% |
| Fairway Independent Mortgage | $50K-$1M | 6.00% – 7.99% | 10/15/20/30 | 4.5 | 4.0 | 4.5 | 86% |
| Caliber Home Loans | $100K-$2M | 6.50% – 8.25% | 15/30 | 4.0 | 3.5 | 4.0 | 85% |
| NBKC Bank | $100K-$1.5M | 5.99% – 7.75% | 15/20/30 | 4.5 | 4.5 | 4.0 | 84% |
| Movement Mortgage | $50K-$1M | 6.25% – 8.00% | 15/30 | 4.0 | 4.0 | 4.0 | 83% |
| CrossCountry Mortgage | $100K-$2M | 6.00% – 8.25% | 15/20/30 | 4.0 | 3.5 | 4.5 | 82% |
| PrimeLending | $50K-$1M | 6.50% – 8.50% | 15/30 | 4.0 | 3.5 | 4.0 | 81% |
