The MFP Home Loan Lenders Community Survey gathers homeowners feedback and lenders recommendations for Oregon new home loans. Shopping for a home loan can be complicated and we gathered data to help your choice.
Updated: June 9, 2025
<< Human Powered Recommendations >>
Oregon Best Home Loan Lenders
Portland, Salem, Eugene, Gresham, Hillsboro, Bend, Beaverton, Medford, Springfield, Corvallis, Online lenders.
Oregon Home Loans Lenders Satisfaction
Performance and satisfaction of home purchase loan lenders across Oregon by lenders type.
| Lender Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommendation % |
|---|---|---|---|---|
| Credit Unions | 4.31 | 4.21 | 4.28 | 84% |
| Community Banks | 4.03 | 3.91 | 3.98 | 78% |
| Banks | 4.10 | 3.94 | 4.01 | 80% |
| Online Lenders | 4.33 | 3.97 | 4.30 | 87% |
Recommendations are gathered from 979 local Oregonian Homeowners who shopped and requested a new home loan mortgage in the past 12 months:
- Loan Application (0 to 5): How easy it is to apply for your home loan mortgage. How fast can it be done. What’s the amount of information asked. How fast do you get an answer for your loan.
- Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- Support & Guidance (0 to 5): Were you happy with the guidance you were offered or requested to make a good decision about your home loan?
- Recommendation (yes/no): Do you recommend this lender after going through the process?
More Loan Information for Oregon Homeowners:
Home Refinance Loan Calculator
Loans Comparison Calculator: Heloc, Cash-Out, Home Equity, Renovation.
More Resources for Oregon Homeowners.
Portland Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Portland’s area are OnPoint Community Credit Union, Rivermark Community Credit Union and Advantis Credit Union.
OnPoint Community Credit Union (94% Recommend)
- Top scores across all metrics: 4.9 Easy Application, 4.8 Loan Terms & Rate Satisfaction, 4.9 Support & Guidance.
- Consistently loved for personalized service and educational resources for first-time buyers.
Rivermark Community Credit Union (91% Recommend)
- Strong ratings: 4.7 Easy Application, 4.6 Loan Terms & Rate Satisfaction, 4.8 Support & Guidance.
- Homeowners highlight responsive support and transparent loan processes.
Advantis Credit Union (89% Recommend)
- High marks: 4.6 Easy Application, 4.5 Loan Terms & Rate Satisfaction, 4.7 Support & Guidance.
- Recognized for competitive rates and attentive customer service.
| Lender | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| OnPoint Community Credit Union | Credit Union | 4.9 | 4.8 | 4.9 | 94% |
| Rivermark Community Credit Union | Credit Union | 4.7 | 4.6 | 4.8 | 91% |
| Advantis Credit Union | Credit Union | 4.6 | 4.5 | 4.7 | 89% |
| SELCO Community Credit Union | Credit Union | 4.5 | 4.4 | 4.6 | 87% |
| Unitus Community Credit Union | Credit Union | 4.4 | 4.3 | 4.5 | 85% |
| Banner Bank | Bank | 4.3 | 4.2 | 4.4 | 83% |
| First Tech Federal Credit Union | Credit Union | 4.2 | 4.1 | 4.3 | 81% |
| Columbia Bank | Community Bank | 4.1 | 4.0 | 4.2 | 79% |
| Summit Bank | Community Bank | 4.0 | 3.9 | 4.1 | 77% |
| Mechanics Bank | Bank | 3.9 | 3.8 | 4.0 | 75% |
| Point West Credit Union | Credit Union | 3.8 | 3.7 | 3.9 | 73% |
| Trailhead Credit Union | Credit Union | 3.7 | 3.6 | 3.8 | 71% |
| Clackamas Federal Credit Union | Credit Union | 3.6 | 3.5 | 3.7 | 69% |
| WaFd Bank | Bank | 3.5 | 3.4 | 3.6 | 67% |
| Beneficial State Bank | Community Bank | 3.4 | 3.3 | 3.5 | 65% |
Salem Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Salem’s area are OnPoint Community Credit Union, Valley Credit Union and Unitus Community Credit Union.
OnPoint Community Credit Union (93% Recommend)
- Highest overall ratings: 4.9 Easy Application, 4.8 Loan Terms & Rate Satisfaction, 4.9 Support & Guidance.
- Homeowners commend the knowledgeable staff and seamless loan process.
Valley Credit Union (90% Recommend)
- Strong scores: 4.8 Easy Application, 4.7 Loan Terms & Rate Satisfaction, 4.8 Support & Guidance.
- Loved for personalized service and community involvement.
Unitus Community Credit Union (88% Recommend)
- High marks: 4.7 Easy Application, 4.6 Loan Terms & Rate Satisfaction, 4.7 Support & Guidance.
- Liked for responsive support and transparent loan processes.
| Lender | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| OnPoint Community Credit Union | Credit Union | 4.9 | 4.8 | 4.9 | 93% |
| Valley Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 90% |
| Unitus Community Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 88% |
| Maps Credit Union | Credit Union | 4.6 | 4.5 | 4.6 | 86% |
| Oregon State Credit Union | Credit Union | 4.5 | 4.4 | 4.5 | 84% |
| Central Willamette Credit Union | Credit Union | 4.4 | 4.3 | 4.4 | 82% |
| Umpqua Bank | Community Bank | 4.3 | 4.2 | 4.3 | 80% |
| First Tech Federal Credit Union | Credit Union | 4.2 | 4.1 | 4.2 | 78% |
| Heritage Grove Federal Credit Union | Credit Union | 4.1 | 4.0 | 4.1 | 76% |
| Columbia Bank | Community Bank | 4.0 | 3.9 | 4.0 | 74% |
Eugene Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Eugene’s area are OnPoint Community Credit Union, Oregon Community Credit Union and SELCO Community Credit Union.
OnPoint Community Credit Union (94% Recommend)
- Highest overall ratings: 4.9 Easy Application, 4.8 Loan Terms & Rate Satisfaction, 4.9 Support & Guidance.
- Homeowners commend the knowledgeable staff and seamless loan process.
Oregon Community Credit Union (92% Recommend)
- Strong scores: 4.8 Easy Application, 4.7 Loan Terms & Rate Satisfaction, 4.8 Support & Guidance.
- Loved for personalized service and community involvement.
SELCO Community Credit Union (90% Recommend)
- High marks: 4.7 Easy Application, 4.6 Loan Terms & Rate Satisfaction, 4.7 Support & Guidance.
- Liked for responsive support and transparent loan processes.
| Lender | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| OnPoint Community Credit Union | Credit Union | 4.9 | 4.8 | 4.9 | 94% |
| Oregon Community Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 92% |
| SELCO Community Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 90% |
| Pacific Cascade Federal Credit Union | Credit Union | 4.6 | 4.5 | 4.6 | 88% |
| Oregon State Credit Union | Credit Union | 4.5 | 4.4 | 4.5 | 86% |
| Umpqua Bank | Community Bank | 4.4 | 4.3 | 4.4 | 84% |
| Columbia Bank | Community Bank | 4.3 | 4.2 | 4.3 | 82% |
| KeyBank | Bank | 4.2 | 4.1 | 4.2 | 80% |
| Chase Bank | Bank | 4.1 | 4.0 | 4.1 | 78% |
| Wells Fargo | Bank | 4.0 | 3.9 | 4.0 | 76% |
Gresham Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Gresham’s area are OnPoint Community Credit Union, Oregonians Credit Union and SELCO Community Credit Union.
OnPoint Community Credit Union (95% Recommend)
- Top scores: 4.9 Easy Application, 4.8 Loan Terms & Rate Satisfaction, 4.9 Support & Guidance.
- Homeowners praise consistent, high-quality service across multiple loan products and decades of Homeownership.
Oregonians Credit Union (93% Recommend)
- Strong ratings: 4.8 Easy Application, 4.7 Loan Terms & Rate Satisfaction, 4.9 Support & Guidance.
- Gresham Homeowners highlight personalized attention and a welcoming, community-focused experience.
SELCO Community Credit Union (91% Recommend)
- High marks: 4.7 Easy Application, 4.6 Loan Terms & Rate Satisfaction, 4.7 Support & Guidance.
- Recognized for smooth mortgage processes and reliable support throughout the loan journey.
| Lender | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| OnPoint Community Credit Union | Credit Union | 4.9 | 4.8 | 4.9 | 95% |
| Oregonians Credit Union | Credit Union | 4.8 | 4.7 | 4.9 | 93% |
| SELCO Community Credit Union | Credit Union | 4.7 | 4.6 | 4.7 | 91% |
| Umpqua Bank | Community Bank | 4.6 | 4.5 | 4.6 | 89% |
| Columbia Bank | Community Bank | 4.5 | 4.4 | 4.5 | 87% |
| KeyBank | Bank | 4.4 | 4.3 | 4.4 | 85% |
| Chase Bank | Bank | 4.3 | 4.2 | 4.3 | 83% |
| Wells Fargo | Bank | 4.2 | 4.1 | 4.2 | 81% |
| Advantis Credit Union | Credit Union | 4.1 | 4.0 | 4.1 | 79% |
| Unitus Community Credit Union | Credit Union | 4.0 | 3.9 | 4.0 | 77% |
Hillsboro Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Hillsboro’s area are Umpqua Bank, OnPoint Community Credit Union and HomeStreet Bank.
Umpqua Bank (92% Recommend)
- High recommendation at 92%, with strong 4.6 Easy Application and 4.5 Support & Guidance scores.
- Consistently loved in feedback for clear communication and personalized loan support.
OnPoint Community Credit Union (89% Recommend)
- Excellent Loan Terms & Rate Satisfaction at 4.7 and 4.4 Support & Guidance, ranking highest in loan terms among top 3.
- Surveys highlight friendly staff and easy-to-understand process.
HomeStreet Bank (85% Recommend)
- Strong across all metrics, especially Easy Application (4.5) and Loan Terms (4.4).
- Surveys feedback points to helpful, knowledgeable loan officers and quick responses.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Umpqua Bank | Bank | 4.6 | 4.3 | 4.5 | 92% |
| OnPoint Community Credit Union | Credit Union | 4.3 | 4.7 | 4.4 | 89% |
| HomeStreet Bank | Bank | 4.5 | 4.4 | 4.2 | 85% |
| Columbia Bank | Bank | 4.2 | 4.0 | 4.1 | 81% |
| Community Bank | Community Bank | 4.1 | 3.9 | 4.0 | 79% |
| Rivermark Community Credit Union | Credit Union | 4.0 | 3.8 | 3.9 | 77% |
| KeyBank | Bank | 3.9 | 3.7 | 3.8 | 75% |
| Wells Fargo | Bank | 3.8 | 3.6 | 3.7 | 72% |
| Chase Bank | Bank | 3.7 | 3.5 | 3.6 | 70% |
| Salem Five | Community Bank | 3.6 | 3.4 | 3.5 | 68% |
Bend Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Bend’s area are Umpqua Bank, OnPoint Community Credit Union and Banner Bank.
Umpqua Bank (93% Recommend)
- Top recommendation at 93% with strong Easy Application (4.7) and Support & Guidance (4.6) scores.
- Surveys praise its responsive service and knowledgeable loan officers.
OnPoint Community Credit Union (90% Recommend)
- Highest Loan Terms & Rate Satisfaction among the top 3 with a 4.8 rating, along with solid 4.5 Support & Guidance.
- Homeowners appreciate the clear communication and personalized approach.
Banner Bank (87% Recommend)
- Consistently strong across metrics: 4.5 Easy Application and 4.3 Loan Terms ratings.
- Liked for helpful staff and efficient application processing.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Umpqua Bank | Bank | 4.7 | 4.4 | 4.6 | 93% |
| OnPoint Community Credit Union | Credit Union | 4.4 | 4.8 | 4.5 | 90% |
| Banner Bank | Bank | 4.5 | 4.3 | 4.2 | 87% |
| Columbia Bank | Bank | 4.1 | 4.0 | 4.0 | 83% |
| Rivermark Community Credit Union | Credit Union | 4.0 | 3.8 | 3.9 | 80% |
| Central Electric Community Credit Union | Credit Union | 3.9 | 3.7 | 3.8 | 78% |
| KeyBank | Bank | 3.8 | 3.6 | 3.7 | 75% |
| Wells Fargo | Bank | 3.7 | 3.5 | 3.6 | 73% |
| US Bank | Bank | 3.6 | 3.4 | 3.5 | 70% |
| Deschutes County Credit Union | Credit Union | 3.5 | 3.3 | 3.4 | 68% |
Beaverton Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Beaverton’s area are OnPoint Community Credit Union, Umpqua Bank and Rivermark Community Credit Union.
OnPoint Community Credit Union (92% Recommend)
- Highest Recommend % at 92%, with strong Loan Terms & Rate Satisfaction (4.7) and Support & Guidance (4.6) scores.
- Homeowners highlight clear communication and attentive service.
Umpqua Bank (89% Recommend)
- High Easy Application rating of 4.6 and strong overall ratings contributing to 89% recommend.
- Well-regarded for efficient processes and knowledgeable staff.
Rivermark Community Credit Union (85% Recommend)
- Consistent ratings across metrics with Easy Application and Support & Guidance both at 4.3.
- Surveys appreciate the personalized approach and community focus.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| OnPoint Community Credit Union | Credit Union | 4.5 | 4.7 | 4.6 | 92% |
| Umpqua Bank | Bank | 4.6 | 4.4 | 4.5 | 89% |
| Rivermark Community Credit Union | Credit Union | 4.3 | 4.1 | 4.3 | 85% |
| Banner Bank | Bank | 4.2 | 4.0 | 4.0 | 82% |
| Columbia Bank | Bank | 4.0 | 3.8 | 3.9 | 80% |
| KeyBank | Bank | 3.9 | 3.7 | 3.8 | 78% |
| Central Electric Community Credit Union | Credit Union | 3.8 | 3.6 | 3.7 | 75% |
| US Bank | Bank | 3.7 | 3.5 | 3.6 | 73% |
Medford Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Medford’s area are Rogue Credit Union, Umpqua Bank and OnPoint Community Credit Union.
Rogue Credit Union (90% Recommend)
- Top Recommend % at 90%, with strong Easy Application (4.6) and Loan Terms & Rate Satisfaction (4.5) scores.
- Highly loved for responsive customer service and clear guidance.
Umpqua Bank (87% Recommend)
- Strong across all categories with a 4.4 Easy Application and 4.3 Support & Guidance rating.
- Homeowners appreciate their straightforward process and friendly staff.
OnPoint Community Credit Union (83% Recommend)
- Consistent ratings with 4.3 in Easy Application and 4.2 in Loan Terms & Rate Satisfaction.
- Liked for personalized lending approach and community focus.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Rogue Credit Union | Credit Union | 4.6 | 4.5 | 4.4 | 90% |
| Umpqua Bank | Bank | 4.4 | 4.2 | 4.3 | 87% |
| OnPoint Community Credit Union | Credit Union | 4.3 | 4.2 | 4.1 | 83% |
| Banner Bank | Bank | 4.1 | 4.0 | 4.0 | 80% |
| Columbia Bank | Bank | 4.0 | 3.9 | 3.8 | 78% |
| Central Electric Community Credit Union | Credit Union | 3.9 | 3.7 | 3.8 | 75% |
| Pacific West Bank | Community Bank | 3.7 | 3.6 | 3.5 | 72% |
| Umpqua Community Credit Union | Credit Union | 3.6 | 3.5 | 3.4 | 70% |
Springfield Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Springfield’s area are Oregon Community Credit Union, Umpqua Bank and Cascade Community Credit Union.
Oregon Community Credit Union (92% Recommend)
- Highest Recommend % at 92%, with strong Easy Application (4.7) and Loan Terms & Rate Satisfaction (4.6) scores.
- Homeowners frequently highlight their personalized support and easy loan process.
Umpqua Bank (88% Recommend)
- Balanced ratings with 4.4 Easy Application and 4.3 Support & Guidance, showing well-rounded customer satisfaction.
- Known for friendly staff and clear communication throughout the loan process.
Cascade Community Credit Union (85% Recommend)
- Solid 4.3 Easy Application and 4.2 Loan Terms & Rate Satisfaction, reflecting reliable service quality.
- Surveys praise the community-focused approach and responsiveness.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Oregon Community Credit Union | Credit Union | 4.7 | 4.6 | 4.5 | 92% |
| Umpqua Bank | Bank | 4.4 | 4.2 | 4.3 | 88% |
| Cascade Community Credit Union | Credit Union | 4.3 | 4.2 | 4.1 | 85% |
| Rogue Credit Union | Credit Union | 4.1 | 4.0 | 4.0 | 82% |
| Banner Bank | Bank | 4.0 | 3.8 | 3.9 | 79% |
| Columbia Bank | Bank | 3.8 | 3.7 | 3.6 | 77% |
| Pacific West Bank | Community Bank | 3.7 | 3.5 | 3.5 | 74% |
| Central Electric Community Credit Union | Credit Union | 3.6 | 3.4 | 3.4 | 72% |
Corvallis Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Corvallis’s area are Oregon Community Credit Union, Umpqua Bank and TruWest Credit Union.
Oregon Community Credit Union (93% Recommend)
- Top Recommend % at 93%, with excellent Easy Application (4.8) and Loan Terms & Rate Satisfaction (4.7) scores.
- Homeowners frequently mention the smooth application process and attentive support.
Umpqua Bank (89% Recommend)
- Strong overall ratings including 4.5 for Easy Application and 4.3 in Support & Guidance.
- Surveys appreciate their knowledgeable staff and clear communication.
TruWest Credit Union (86% Recommend)
- Consistently good ratings with 4.4 Easy Application and 4.2 Loan Terms & Rate Satisfaction.
- Known for personalized service and community focus from customer feedback.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Oregon Community Credit Union | Credit Union | 4.8 | 4.7 | 4.6 | 93% |
| Umpqua Bank | Bank | 4.5 | 4.4 | 4.3 | 89% |
| TruWest Credit Union | Credit Union | 4.4 | 4.2 | 4.1 | 86% |
| Willamette Community Bank | Community Bank | 4.1 | 4.0 | 3.9 | 81% |
| Columbia Bank | Bank | 3.9 | 3.8 | 3.8 | 79% |
| Sunset Credit Union | Credit Union | 3.7 | 3.6 | 3.7 | 75% |
| Pacific West Bank | Community Bank | 3.6 | 3.5 | 3.4 | 73% |
| Central Electric Community Credit Union | Credit Union | 3.5 | 3.3 | 3.3 | 71% |
Best Oregon Online Best Home Loan Lenders
MFP’s Home Purchase Lenders Survey: Top online home purchase lenders for Oregon residents are OnPoint Community Credit Union, Oregon State Credit Union, and Rocket Mortgage.
| Lender | Loan Amounts | APR Range | Loan Terms | Easy Application | Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|---|---|
| OnPoint Community Credit Union | $50K–$2M | 5.750% – 7.976% | 15/20/30 | 4.5 | 4.5 | 4.5 | 94% |
| Oregon State Credit Union | $50K–$1.5M | 5.875% – 8.000% | 15/20/30 | 4.5 | 4.5 | 4.5 | 93% |
| Rocket Mortgage | $100K–$2.5M | 5.99% – 7.85% | 15/20/30 | 5.0 | 4.5 | 4.5 | 95% |
| Guaranteed Rate | $50K–$1.5M | 5.75% – 7.50% | 10/15/20/30 | 4.5 | 4.5 | 4.5 | 93% |
| New American Funding | $100K–$3M | 6.25% – 8.25% | 15/30 | 4.5 | 4.0 | 5.0 | 92% |
| Better Mortgage | $100K–$2M | 6.00% – 8.00% | 15/20/30 | 5.0 | 4.0 | 4.0 | 90% |
| LoanDepot | $50K–$1M | 6.50% – 8.75% | 15/30 | 4.0 | 3.5 | 4.5 | 88% |
| Fairway Independent Mortgage | $50K–$1M | 6.00% – 7.99% | 10/15/20/30 | 4.5 | 4.0 | 4.5 | 87% |
| Caliber Home Loans | $100K–$2M | 6.50% – 8.25% | 15/30 | 4.0 | 3.5 | 4.0 | 85% |
| NBKC Bank | $100K–$1.5M | 5.99% – 7.75% | 15/20/30 | 4.5 | 4.5 | 4.0 | 84% |
| Movement Mortgage | $50K–$1M | 6.25% – 8.00% | 15/30 | 4.0 | 4.0 | 4.0 | 83% |
| CrossCountry Mortgage | $100K–$2M | 6.00%–8.25% | 15/20/30 | 4.0 | 3.5 | 4.5 | 82% |
| PrimeLending | $50K–$1M | 6.50%–8.50% | 15/30 | 4.0 | 3.5 | 4.0 | 81% |
| Freedom Mortgage | $50K–$1.5M | 6.25%–8.50% | 15/30 | 4.0 | 3.5 | 4.0 | 80% |
| Academy Mortgage | $100K–$1M | 6.25%–8.00% | 15/20/30 | 4.0 | 3.5 | 4.0 | 79% |
