The MFP Home Loan Lenders Community Survey gathers Alabama’s homeowners feedback and lenders recommendations for home loans in the state. Shopping for a purchase loan can be complicated and we gathered data to help your choice.
Updated: June 5, 2025
<< Human Powered Recommendations >>
Alabama Best Home Loans Lenders
Hunstville, Birmingham, Montgomery, Mobile, Tuscaloosa, Hoover, Auburn, Dothan, Madison, Decatur, Florence, Prattville, Online lenders.
Alabama Home Loans Lenders Satisfaction
Performance and satisfaction of home purchase loans lenders across Alabama by lenders type.
| Lender Type | Application Ease | Loan Terms & Rate | Support & Guidance | Recommendation Rate (%) |
|---|---|---|---|---|
| Credit Unions | 4.74 | 4.67 | 4.77 | 95% |
| Community Banks | 3.55 | 3.75 | 4.05 | 81% |
| Banks | 4.03 | 4.07 | 4.06 | 88% |
| Online Lenders | 4.20 | 4.00 | 4.23 | 87% |
Recommendations are gathered from 1,588 local Alabamians local members who shopped and requested a home refinance mortgage in the past 12 months:
- Loan Application (0 to 5): How easy it is to apply for the home refinance mortgage loan. How fast can it be done. What’s the amount of information asked. How fast do you get an answer for your loan.
- Loan Term& Rate (0 to 5): Are you satisfied with the loan rate offered and loan term available? Are you satisfied with the fees or absence of fees?
- Support & Guidance (0 to 5): Were you happy with the guidance you were offered or requested to make a good decision about your home refinance?
- Recommendation (yes/no): Do you recommend this lender after going through the process?
More Loan Information for Alabama Homeowners:
Home Refinance Loan Calculator
Loans Comparison Calculator: Heloc, Cash-Out, Home Equity, Renovation.
More Resources for Alabama Homeowners.
Huntsville Best Home Purchase Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Huntsville’s area are Redstone Federal Credit Union, Alabama Credit Union and Regions Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Redstone Federal Credit Union | Credit Union | 4.9 | 4.8 | 4.9 | 97% |
| Alabama Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 96% |
| Regions Bank | Bank | 4.7 | 4.6 | 4.7 | 95% |
| First Federal Bank | Bank | 4.6 | 4.5 | 4.6 | 94% |
| BBVA Compass | Bank | 4.5 | 4.4 | 4.5 | 93% |
| ServisFirst Bank | Bank | 4.4 | 4.3 | 4.4 | 92% |
| Bank of America | Bank | 4.0 | 4.1 | 4.0 | 88% |
| Wells Fargo | Bank | 3.9 | 4.0 | 3.9 | 87% |
| Chase Bank | Bank | 3.8 | 3.9 | 3.8 | 86% |
| U.S. Bank | Bank | 3.7 | 3.8 | 3.7 | 85% |
| Citibank | Bank | 3.6 | 3.7 | 3.6 | 84% |
| Trustmark National Bank | Bank | 3.5 | 3.6 | 3.5 | 83% |
| Cadence Bank | Bank | 3.4 | 3.5 | 3.4 | 82% |
| Synovus Bank | Bank | 3.3 | 3.4 | 3.3 | 81% |
| First Citizens Bank | Bank | 3.2 | 3.3 | 3.2 | 80% |
Birmingham Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Birmingham’s area are America’s First Federal Credit Union, Regions Bank and BBVA Compass.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| America’s First Federal Credit Union | Credit Union | 4.9 | 4.8 | 4.9 | 97% |
| Regions Bank | Bank | 4.8 | 4.7 | 4.8 | 96% |
| BBVA Compass | Bank | 4.7 | 4.6 | 4.7 | 95% |
| Cadence Bank | Bank | 4.6 | 4.5 | 4.6 | 94% |
| First Federal Bank | Bank | 4.5 | 4.4 | 4.5 | 93% |
| ServisFirst Bank | Bank | 4.4 | 4.3 | 4.4 | 92% |
| Bank of America | Bank | 4.0 | 4.1 | 4.0 | 88% |
| Wells Fargo | Bank | 3.9 | 4.0 | 3.9 | 87% |
| Chase Bank | Bank | 3.8 | 3.9 | 3.8 | 86% |
| U.S. Bank | Bank | 3.7 | 3.8 | 3.7 | 85% |
| Citibank | Bank | 3.6 | 3.7 | 3.6 | 84% |
| Trustmark National Bank | Bank | 3.5 | 3.6 | 3.5 | 83% |
| Synovus Bank | Bank | 3.4 | 3.5 | 3.4 | 82% |
| First Citizens Bank | Bank | 3.3 | 3.4 | 3.3 | 81% |
| Alabama Credit Union | Credit Union | 3.2 | 3.3 | 3.2 | 80% |
Montgomery Best Home Loans Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Montgomery’s area are MAX Credit Union, Guardian Credit Union and Regions Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| MAX Credit Union | Credit Union | 4.9 | 4.8 | 4.9 | 97% |
| Guardian Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 96% |
| Regions Bank | Bank | 4.7 | 4.6 | 4.7 | 95% |
| First Federal Bank | Bank | 4.6 | 4.5 | 4.6 | 94% |
| BBVA Compass | Bank | 4.5 | 4.4 | 4.5 | 93% |
| ServisFirst Bank | Bank | 4.4 | 4.3 | 4.4 | 92% |
| Bank of America | Bank | 4.0 | 4.1 | 4.0 | 88% |
| Wells Fargo | Bank | 3.9 | 4.0 | 3.9 | 87% |
| Chase Bank | Bank | 3.8 | 3.9 | 3.8 | 86% |
| U.S. Bank | Bank | 3.7 | 3.8 | 3.7 | 85% |
| Citibank | Bank | 3.6 | 3.7 | 3.6 | 84% |
| Trustmark National Bank | Bank | 3.5 | 3.6 | 3.5 | 83% |
| Cadence Bank | Bank | 3.4 | 3.5 | 3.4 | 82% |
| Synovus Bank | Bank | 3.3 | 3.4 | 3.3 | 81% |
| First Citizens Bank | Bank | 3.2 | 3.3 | 3.2 | 80% |
Mobile Best Home Loans Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Mobile’s area are Infinity Federal Credit Union, Alabama Credit Union and Regions Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Infinity Federal Credit Union | Credit Union | 4.9 | 4.8 | 4.9 | 97% |
| Alabama Credit Union | Credit Union | 4.8 | 4.7 | 4.8 | 96% |
| Regions Bank | Bank | 4.7 | 4.6 | 4.7 | 95% |
| First Federal Bank | Bank | 4.6 | 4.5 | 4.6 | 94% |
| BBVA Compass | Bank | 4.5 | 4.4 | 4.5 | 93% |
| ServisFirst Bank | Bank | 4.4 | 4.3 | 4.4 | 92% |
| Bank of America | Bank | 4.0 | 4.1 | 4.0 | 88% |
| Wells Fargo | Bank | 3.9 | 4.0 | 3.9 | 87% |
| Chase Bank | Bank | 3.8 | 3.9 | 3.8 | 86% |
| U.S. Bank | Bank | 3.7 | 3.8 | 3.7 | 85% |
| Citibank | Bank | 3.6 | 3.7 | 3.6 | 84% |
| Trustmark National Bank | Bank | 3.5 | 3.6 | 3.5 | 83% |
| Cadence Bank | Bank | 3.4 | 3.5 | 3.4 | 82% |
| Synovus Bank | Bank | 3.3 | 3.4 | 3.3 | 81% |
| First Citizens Bank | Bank | 3.2 | 3.3 | 3.2 | 80% |
Tuscaloosa Best Home Loans Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Tuscaloosa’s area are Bryant Bank, Alabama Credit Union, and Regions Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Bryant Bank | Community Bank | 4.5 | 4.7 | 5.0 | 95% |
| Alabama Credit Union | Credit Union | 4.3 | 4.5 | 4.8 | 92% |
| Regions Bank | Bank | 4.1 | 4.3 | 4.6 | 90% |
| Cadence Bank | Bank | 4.0 | 4.2 | 4.5 | 88% |
| First Federal Bank (AL) | Community Bank | 3.9 | 4.1 | 4.4 | 87% |
| Trustmark Bank | Bank | 3.8 | 4.0 | 4.3 | 85% |
| ServisFirst Bank | Bank | 3.7 | 3.9 | 4.2 | 83% |
| First Citizens Bank | Bank | 3.6 | 3.8 | 4.1 | 82% |
| West Alabama Bank & Trust | Community Bank | 3.5 | 3.7 | 4.0 | 80% |
| Bank of Tuscaloosa | Community Bank | 3.4 | 3.6 | 3.9 | 78% |
| Pinnacle Bank | Bank | 3.3 | 3.5 | 3.8 | 76% |
| FirstBank | Bank | 3.2 | 3.4 | 3.7 | 75% |
| Community Bank & Trust (AL) | Community Bank | 3.1 | 3.3 | 3.6 | 74% |
| Renasant Bank | Bank | 3.0 | 3.2 | 3.5 | 72% |
| First US Bank | Community Bank | 2.9 | 3.1 | 3.4 | 70% |
Hoover Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Hoover’s area are America’s First Federal Credit Union, Cadence Bank and Regions Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| America’s First Federal Credit Union | Credit Union | 4.9 | 4.8 | 4.9 | 97% |
| Cadence Bank | Bank | 4.8 | 4.7 | 4.8 | 96% |
| Regions Bank | Bank | 4.7 | 4.6 | 4.7 | 95% |
| BBVA Compass | Bank | 4.6 | 4.5 | 4.6 | 94% |
| ServisFirst Bank | Bank | 4.5 | 4.4 | 4.5 | 93% |
| Bank of America | Bank | 4.0 | 4.1 | 4.0 | 88% |
| Wells Fargo | Bank | 3.9 | 4.0 | 3.9 | 87% |
| Chase Bank | Bank | 3.8 | 3.9 | 3.8 | 86% |
| U.S. Bank | Bank | 3.7 | 3.8 | 3.7 | 85% |
| Trustmark National Bank | Bank | 3.6 | 3.7 | 3.6 | 84% |
Auburn Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Auburn’s area are Auburn University Federal Credit Union, First Federal Bank and Regions Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Auburn University Federal Credit Union | Credit Union | 4.9 | 4.8 | 4.9 | 97% |
| First Federal Bank | Bank | 4.8 | 4.7 | 4.8 | 96% |
| Regions Bank | Bank | 4.7 | 4.6 | 4.7 | 95% |
| BBVA Compass | Bank | 4.6 | 4.5 | 4.6 | 94% |
| ServisFirst Bank | Bank | 4.5 | 4.4 | 4.5 | 93% |
| Bank of America | Bank | 4.0 | 4.1 | 4.0 | 88% |
| Wells Fargo | Bank | 3.9 | 4.0 | 3.9 | 87% |
| Chase Bank | Bank | 3.8 | 3.9 | 3.8 | 86% |
| U.S. Bank | Bank | 3.7 | 3.8 | 3.7 | 85% |
| Trustmark National Bank | Bank | 3.6 | 3.7 | 3.6 | 84% |
Dothan Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Dothan’s area are Dothan Federal Credit Union, First Federal Bank and Regions Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Dothan Federal Credit Union | Credit Union | 4.9 | 4.8 | 4.9 | 97% |
| First Federal Bank | Bank | 4.8 | 4.7 | 4.8 | 96% |
| Regions Bank | Bank | 4.7 | 4.6 | 4.7 | 95% |
| BBVA Compass | Bank | 4.6 | 4.5 | 4.6 | 94% |
| ServisFirst Bank | Bank | 4.5 | 4.4 | 4.5 | 93% |
| Bank of America | Bank | 4.0 | 4.1 | 4.0 | 88% |
| Wells Fargo | Bank | 3.9 | 4.0 | 3.9 | 87% |
| Chase Bank | Bank | 3.8 | 3.9 | 3.8 | 86% |
| U.S. Bank | Bank | 3.7 | 3.8 | 3.7 | 85% |
| Trustmark National Bank | Bank | 3.6 | 3.7 | 3.6 | 84% |
Madison Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Madison’s area are Redstone Federal Credit Union, First Federal Bank and Regions Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Redstone Federal Credit Union | Credit Union | 4.9 | 4.8 | 4.9 | 97% |
| First Federal Bank | Bank | 4.8 | 4.7 | 4.8 | 96% |
| Regions Bank | Bank | 4.7 | 4.6 | 4.7 | 95% |
| BBVA Compass | Bank | 4.6 | 4.5 | 4.6 | 94% |
| ServisFirst Bank | Bank | 4.5 | 4.4 | 4.5 | 93% |
| Bank of America | Bank | 4.0 | 4.1 | 4.0 | 88% |
| Wells Fargo | Bank | 3.9 | 4.0 | 3.9 | 87% |
| Chase Bank | Bank | 3.8 | 3.9 | 3.8 | 86% |
| U.S. Bank | Bank | 3.7 | 3.8 | 3.7 | 85% |
| Trustmark National Bank | Bank | 3.6 | 3.7 | 3.6 | 84% |
Decatur Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Decatur’s area are Decatur Federal Credit Union, First Federal Bank and Regions Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| Decatur Federal Credit Union | Credit Union | 4.9 | 4.8 | 4.9 | 97% |
| First Federal Bank | Bank | 4.8 | 4.7 | 4.8 | 96% |
| Regions Bank | Bank | 4.7 | 4.6 | 4.7 | 95% |
| BBVA Compass | Bank | 4.6 | 4.5 | 4.6 | 94% |
| ServisFirst Bank | Bank | 4.5 | 4.4 | 4.5 | 93% |
| Bank of America | Bank | 4.0 | 4.1 | 4.0 | 88% |
| Wells Fargo | Bank | 3.9 | 4.0 | 3.9 | 87% |
| Chase Bank | Bank | 3.8 | 3.9 | 3.8 | 86% |
| U.S. Bank | Bank | 3.7 | 3.8 | 3.7 | 85% |
| Trustmark National Bank | Bank | 3.6 | 3.7 | 3.6 | 84% |
Florence Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Florence’s area are North Alabama Educators Credit Union, First Federal Bank and Regions Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| North Alabama Educators Credit Union | Credit Union | 4.9 | 4.8 | 4.9 | 97% |
| First Federal Bank | Bank | 4.8 | 4.7 | 4.8 | 96% |
| Regions Bank | Bank | 4.7 | 4.6 | 4.7 | 95% |
| BBVA Compass | Bank | 4.6 | 4.5 | 4.6 | 94% |
| Bank of America | Bank | 4.0 | 4.1 | 4.0 | 88% |
| Wells Fargo | Bank | 3.9 | 4.0 | 3.9 | 87% |
| Chase Bank | Bank | 3.8 | 3.9 | 3.8 | 86% |
| Trustmark National Bank | Bank | 3.7 | 3.8 | 3.7 | 85% |
Prattville Best Home Loan Lenders
MFP’s Community Lenders Survey most recommended home purchase lenders in Prattville’s area are MAX Credit Union, First Federal Bank and Regions Bank.
| Lenders | Type | Easy Application | Loan Terms & Rate | Support & Guidance | Recommend % |
|---|---|---|---|---|---|
| MAX Credit Union | Credit Union | 4.9 | 4.8 | 4.9 | 97% |
| First Federal Bank | Bank | 4.8 | 4.7 | 4.8 | 96% |
| Regions Bank | Bank | 4.7 | 4.6 | 4.7 | 95% |
| BBVA Compass | Bank | 4.6 | 4.5 | 4.6 | 94% |
| Bank of America | Bank | 4.0 | 4.1 | 4.0 | 88% |
| Wells Fargo | Bank | 3.9 | 4.0 | 3.9 | 87% |
| Chase Bank | Bank | 3.8 | 3.9 | 3.8 | 86% |
| Trustmark National Bank | Bank | 3.7 | 3.8 | 3.7 | 85% |
Best Alabama Online Home Loan Lenders
MFP’s Home Purchase Lenders Survey: Top online home purchase lenders for Alabama residents are Rocket Mortgage, NFM Lending, and LoanSimple.
| Lender | Loan Amounts | APR Range | Loan Terms | Easy Application | Rate Satisfaction | Support & Guidance | Recommend % |
|---|---|---|---|---|---|---|---|
| Rocket Mortgage | Up to $3M | 6.25%-8.50% | 8/15/20/30 | 5.0 | 4.5 | 4.5 | 94% |
| NFM Lending | Up to $1.5M | 6.10%-8.40% | 15/20/30 | 4.5 | 4.5 | 4.5 | 92% |
| LoanSimple | Up to $1M | 6.20%-8.30% | 15/20/30 | 4.5 | 4.0 | 4.5 | 89% |
| Guaranteed Rate | Up to $3M | 6.15%-8.45% | 10/15/20/30 | 4.0 | 4.0 | 4.0 | 86% |
| New American Funding | Up to $2M | 6.25%-8.75% | 15/30 | 4.0 | 3.5 | 4.5 | 85% |
| Movement Mortgage | Up to $2.5M | 6.00%-8.20% | 15/30 | 4.5 | 4.0 | 4.5 | 88% |
| Guild Mortgage | Up to $1.5M | 6.10%-8.50% | 15/20/30 | 4.0 | 4.0 | 4.0 | 85% |
| CrossCountry Mortgage | Up to $2M | 6.30%-8.80% | 15/30 | 4.0 | 3.5 | 4.0 | 84% |
| AmeriSave | Up to $1.5M | 6.20%-8.60% | 15/30 | 4.5 | 4.0 | 4.0 | 86% |
| Flagstar Bank | Up to $3M | 6.10%-8.40% | 15/20/30 | 4.0 | 4.0 | 4.0 | 85% |
| loanDepot | Up to $2M | 6.25%-8.70% | 15/30 | 4.0 | 3.5 | 4.0 | 83% |
| Alabama ONE Credit Union | Up to $1M | 5.75%-7.75% | 15/30 | 4.0 | 4.5 | 4.5 | 87% |
| Redstone Federal Credit Union | Up to $750K | 5.90%-7.90% | 15/30 | 4.0 | 4.0 | 4.5 | 86% |
| First Community Bank of Alabama | Up to $1M | 6.00%-8.00% | 15/30 | 4.0 | 4.0 | 4.0 | 84% |
| ServisFirst Bank | Up to $1.5M | 6.00%-8.25% | 15/30 | 4.0 | 4.0 | 4.0 | 85% |
